ur networth isnt 2.7m. its prob 20 percent of that lol. these debt guys love to leave out info, and boast about numbers that don't even effect them. I bet you calculated your primary residence in that too even tho its a liability. you prob put 5 dollars down and claim you have a networth of the entire value of the home. fake flexers
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.>>
Is this a good time to buy stocks? I know everyone is saying we are in the bull market and all, but obviously there are strategies to maneuver when there is a bear market but these strategies doesn't come common to the average folk, I'm attempting to create a portfolio for me and my children that will at least be $900k in value.
Been following Michael Zuber for 3 years now and an ORAAT family member for 2. His course has saved me and made me 6 figures in the last few years. His daily market updates are pure gold. Thank you Michael.
My mentor started one rental at a time and he now owns 5,000+ doors and he never sells, still owns all the homes and units he bought in the 1970s and 1980s , he’s a monster, no Partners, just his own money 💰 I love love love real estate, Ryan, great interview I’ve been a close follower of ORAAT for almost a year now, love you and Mike.
Mike Zuber is one of the best minds in the real estate investor community. Consistent; disciplined; focused on helping the average Joe build sustainable wealth.
I’m 29, a W2 employee and have been since I was 18. I see the older people around me and don’t want to end up like them. Finally taking a hold of my finances and have started saving up to buy my first property and get into the world of real estate investing. Your videos have helped a bunch. Keep doing what you’re doing!
Ufff, im still trying to convince my sister to sell the family business, and dedicate only on rentals. Im tired of working 15 hours a day 6 days a week
W2 employee here, also a realtor, professional musician, and self-manage my 3 rentals, all new construction/my former residence. Would LOVE nothing more than to get out of W2 world and go all in with real estate, but the security of a steady paycheck, 401K, stock grants, etc are scary to give up.
Fantastic advice, saving every penny, grinding towards the dream, putting all the money back into growing the portfolio, ball out after the grind. On the same path, this advice couldn't be any truer.
Michael is awesome, everyone who invests should start their day with his daily financial news. I’d love to see him speak at a future wealthcon event!!!
The prediction of a 32% business failure rate in 2024 suggests a challenging landscape ahead. Factors contributing to this potential "business apocalypse" should be carefully analyzed, including economic trends, industry shifts, and the impact of global events. Adaptability and strategic planning will be crucial for companies navigating these uncertain times.
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions
I agree, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise fromm early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q1 next year
@@KelvinWallace I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Colleen Janie Towe who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thank you for having Zuber on your channel. Not only is he a great economist and real estate investor, he is a great person who donates his time to helping others reach financial freedom.
@@OneRentalataTime it was an incredible Podcast Mike! Was able to see a side from both of you that is usually not shared. I thought you both were talking to me. Thank you for all you do guys!
Bought a few houses in an expensive market, let them appreciate. Took the equity and bought 80 smaller units in a cheaper market. Works and makes sense. This is not "one at a time" let's be honest no one is acquiring 100 plus units 1 at a time. investors buy in clips likely multis to get over 100.
Mike Zuber is one of the best minds in the real estate investor community. Consistent; disciplined; focused on helping the average Joe build sustainable wealth.
Loved this content! Mike, you remind me of Stephen Duneier, you simply have that super high grit and this took you really far in whatever you decided you wanted to do! This inspires me so much!! Your three advices (get dry powder + become elite in something (unbalanced) + takes time) are gold! By the way, I am a W2, I make approx. 130k a year and I realized a few years ago this is not my passion (accountant), thus I will never make much this way, I needed to find something that I am passionate about and turn that into money. With that I started my YT channel early in 22, my side hustle, where I give advice to brazilians that wants to come to the USA. It is going well so far and this podcast with Mike was a great positive reinforcement, a couple more years and I think I will be able to drop my W2.
Does Ryan have an episode talking about his business structure? I’m always curious how TH-camrs who may work more than a day job in total hours manage real estate projects-having GC’s under them, GC’ing any projects themselves and how to pick and choose and level of involvement per project, finding affordable contractors, project managers and property managers, who’s communicating with the banks and providing all the info and software used, how many banks and how to shop them, etc.
I stayed till the end of the video. I’ve got a W2 as my primary income and am bound and determined to change that and buy back my time with my wife, 4 kids, and community!
I am a W-2 guy and honestly, after having seen your master classes that you temporarily uploaded to TH-cam on house flipping and real estate investing, the things that hold me back is knowledge and fear. Those are the 2 things you mentioned in the house flipping video that people struggle with the most. However, I do understand it’s just about taking action like you said. I can read/study all I want but I won’t do anything or get anywhere until I have skin in the game. I have been praying and even trying to find deals in my area, but it’s on me when I actually get the process started.
Knowledge comes with experience and fear is destroyed by action. Just buy your first deal, start out one rental at a time :) Good luck 👍 you got this ❤
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks @benjaminbruce-co2ow
@benjaminbruce-co2ow This is a very intricate scam. All these fake accounts having a fake conversation leading people to a scammer who is going to steal their money.
I am a W-2 with a side hustle in financial services. Heard of Michael when I bought my first rental in Fresno, subscribed to his course and joined ORAAT family.
I'm a W-2 gal and always wondered why I'm willing to kill myself for someone else, yet too afraid to bet on myself. Biggest challenges in REI is fearing the vacancy + capex and having that kill my progress. Found Zuber through TyLG, found TyLG through Subto...been consistent in defining my place in RE since October and very close to picking that 1 thing. Zuber - thank you for your discipline and showing us how it's done, not everyone wants to be an investor or entrepreneur. You're making it look not only possible, but impossible not to execute alongside a high paying W-2. I love your daily fi-news, personal fi-geek myself and it just gives more and more confidence to keep pushing knowing what's going on around me. Thanks Ryan for bringing Zuber on, this guy represents the majority of us.
Ryan, great video man. I'm a W-2 UPS driver living check to check. Yes, even with our new contract. I live in the bay area and the cost of living is through the roof. I find myself drowning at times but I just keep on keeping on because I have 3 daughters and my wife. I so want to get into the real estate business. I guess it's time that holds me back. Yes, we all have 24 hours in a day but damn, I'm a UPS driver who works almost 14 hours a day. It sucks because I'm also a weekend father due to my job. I need a change, and nothing will change unless I change. I know profits are better than wages, I just need to get right with my finances. Soon bro, just watch, I'm from the bay where the players play. Lol I'm trying, my brother, as hard as I can. Peace
@saulfregoso7704 I'm getting my ducks in order as we speak. Trying to get out of the high rent first, $3700 a month. I'm working on buying my house first, then I'll BRRRR. Houses in the bay area are no joke
First time viewer, great discussion. Struggling to decide if I want to start with a STR, or long term. Even though you said don’t start with rentals. Not sure I understand why.
I've always been a fan of Michael Zuber and his One Rental At A Time mantra. Seen him multiple times on Dion Talks. HOW have i not been subscribed to his channel????? 6 videos a day??? He's spot on about the fear mongering videos. Thats how you make a quick buck on TH-cam. Great interview guys!
Commercial construction project superintendent here. I've been a W-2 employee for 20 years. Always loved real estate and have never been able to figure out how to break through. I know how to build anything but have always had a team to support me. I've been falling Ryan's channel for 2 years now. Just absorbing knowledge. Slowly but surely. We got into the Airbnb game this summer? We bought a fourplex last year. And I really want to buy something else this year. Love the content Ryan. Keep it up.
Zuber! One rental at a time fan of yours. You're definitely an entrepreneur in my opinion. I don't think there is one definition of entrepreneur, lots of ways to do it. You provide the best no hype, real world, use today, advice that exists in the RE world online today. Where else can you get 10-15 min of high quality daily real estate focused financial news. No where.
I'm halfway through right now but wow, the timing of this video is mind blowing. Amazing content. I'm 10 years into my tech career, making multiple six figures, and literally planning how I want to move going forward. I know I don't want to continue the salary job life forever, I only live on a few grand a month, trying to figure out how I can create more leverage and cash flow. I feel like this video was literally made for me right now. Thank you!
Finally, a guest that is relatable! As a physician we always play the safe card. Not trying to be a high baller, but it would be nice to not feel owned by an institution that tells you what you can and cannot do. It would be nice to venture into a path of real estate where I know I can be the best if I just put my mind to it 😊
I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks will be appreciated.
Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
i'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
“LAURELYN GROSS POHLMEIER ’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
thanks Ryan, great interaction !!! i follow Michael Zuber almost daily and i signed up for his course 18 months ago, i have now a definite buy box and rational for purchase, i'm getting close to getting 2 deals in Memphis TN ...
Oh hey, it’s Zuber! He is such a busy guy and a hard worker… he’s got the TH-cam game down… working on creating content all day everyday. Go, Team ORaaT!🎉 -Moisés
What would the cons be to a buy and hold deal where you pay cash for -say a $100,000 SFH? Then pull the equity out of it after a rehab and then purchase a second one for the same amount and pay at least 80% of the mortgage then pay that one off with rents and supplemental income in a short time etc. Then continue with limited risk as you're essentially paying cash for each one then scale it to a 4 door multifamily or something like that. Does that make sense? Cause thats what I'm looking into starting here in the next 90 days. Any advice?
Hi I'm Alan Vasquez and I am in the military so yes I am a W-2. Family and I live pay check to pay check. My wife and I are thankful for everything we do have but you know as the provider of this family, not only do I want to help both of our parents, I also want to provide more for my small family. My mindset is a lot like Mr. Michael's, I follow orders and I do as I am told and I work hard to get whatever I'm told to do so done. I always had people tell me to take the safe route career wise growing up, but deep down I always felt like there was more to my life then just living pay check to pay check and retiring at 65. This is a small part of my life and praying I get the right guidance in whatever my future holds. thank you for the video!
New subscriber to both of you; just found your channel when looking up how to estimate repairs. I’m a 41 year old W2 software engineer and have profited on one house. I’ll be either selling or HELOC another one in the next 2 months. I’m really looking forward to stepping away from my job and doing real estate investing full time after this one. It’s an exciting time, for sure!
W2 here Ryan trying to build my portfolio already have 4 rental and tryin to scale my portfolio and do my first 250K... Good podcast didn't know any of you two, a lot of great content and information in this podcast, will see what else you have her and also Michael.
Congrats on the 4 rentals! Where are you investing at? Let me know if I can help with anything funding. Hard Money, or DSCR for your rental. Keep rocking and rolling!
W2 here, learning and very hungry to gain as much info as possible to be a Real Estate Investor. I really enjoyed this video, thanks for the real and straight conversation. Please help us W2 Folks!
1:21:13 I'm a W-2 and I'm struggling with time balancing that and a 1 year old and 3 year old. Literally my son just woke up from a short nap and I need to go get him as I'm writing this. 😅 At night it's put the kids to bed and clean up and prep for the next day and go to bed and MAYBE get 6 hours sleep. Something needs to change here so I can work on not being a W-2 anymore. Okay. Going to get my son. 😊 Thanks again for your awesome interviews. I need to find time because I'm HIGHLY capable. I feel it.
W2 employee, 19 saving for 50k for some stability I will achieve this in one year then open up my lawn care business keep scaling then also open up pool cleaning service I chose these businesses because you can calculate how much you’ll make based off contracts/monthly weekly services then start using the money from the businesses to buy properties
First 5 mins of video he mentions his books isnt an how-to(although im still buying it to read). That being said, for a complete beginner, what books do you guys recommend for one to read? Thabk you in advance
Great episode, Ryan! I’m a W2 employee in sales and I’ve been investing in real estate for 6 years. I have 3 rentals, new primary residence, and would like to take my portfolio to the next level. Any advice? Thanks.
I have a question, how do you go in positive cash flow if property taxes are high and interest rates are high too. Even the rental would just cover the mortgage and insurance and maintenance. That’s where I am disconnected
Investing in stocks could seem easy, but choosing the right stock without a tested plan might be difficult. For the longest time, I've been attempting to grow my $210,000 portfolio, but the largest obstacle is the absence of a well-defined entrance and exit strategy. On this subject, any input would be really appreciated.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
My CFA *Julianne Iwersen-Niemann* a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for saving me hours of back and forth investigation into the markets... I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
I am a W-2 employee, 27, 6 figures, but struggle with scaling my portfolio without using personal credit. I could have 1-200k if i sold my 2 homes now, but how to get from that, to I can quite my job and do real estate full time. Hard when I have a great W-2 job, and life is more "stable", but would like to buy 4-5 houses a year and I am close to getting to that point. Thanks for sharing the great content.
USMC vet working as an aircraft mechanic, struggling with the identity crisis as well not living up to my potential making 60k, yr. Currently have one rental property, slowly saving up for my next deal. 🎉
I'm a w2. Subed to Mike. I'm struggling with the details of the first deal. Looking the initially flip an opportunity. Should I get a realtor, should I become one, best way to finance and best way to take advantage of 1031 to the next deal.
entrepreneurs vs employee mindsets. entrepreneurs are sports minded willing to risk it all for the big reward, go big or go home grind it out. employee is play it safe not so much into risking everything. both are great but for those that played sports understand what it means to go all in and risk it all. 25:15
I’m a w2, (work in manufacturing). Idk how to know a good tenants from bad tenants, or what to include in a rental agreement. I really need a real estate mentor, I’ll work 80 hour weeks, manage properties what ever, just need to learn and SEE how to go about it all
I’m the same as this gentleman. Working a high paying job while buying a property a year. I’m currently 29 with 8 properties with a net worth of 2.7M
Nice work
What job do you work?
Can’t count home debt not paid off as net worth. Now what’s your net worth?
ur networth isnt 2.7m. its prob 20 percent of that lol. these debt guys love to leave out info, and boast about numbers that don't even effect them. I bet you calculated your primary residence in that too even tho its a liability. you prob put 5 dollars down and claim you have a networth of the entire value of the home. fake flexers
@@jordanwlee c'mon. don't you think he knows that? he probably is just trying to liver under cover of 9-5 to avoid unnecessary attraction
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.>>
Is this a good time to buy stocks? I know everyone is saying we are in the bull market and all, but obviously there are strategies to maneuver when there is a bear market but these strategies doesn't come common to the average folk, I'm attempting to create a portfolio for me and my children that will at least be $900k in value.
Newly retired military having trouble raising capital, I own my home plus one rental. Love this episode, ONE RENTAL AT A TIME!!!
Hard money loans
VA loan buy a 4plex.
Been following Michael Zuber for 3 years now and an ORAAT family member for 2. His course has saved me and made me 6 figures in the last few years. His daily market updates are pure gold. Thank you Michael.
That is awesome!! Congrats on doing the work
My mentor started one rental at a time and he now owns 5,000+ doors and he never sells, still owns all the homes and units he bought in the 1970s and 1980s , he’s a monster, no Partners, just his own money 💰
I love love love real estate, Ryan, great interview
I’ve been a close follower of ORAAT for almost a year now, love you and Mike.
Mike sent me 7 notecards for each deal I’ve done so far this year. 🎉
Wow!!
you have to occupy the building for a year for fha loan?
That’s a lot of doors, does he have the walls too??
@@namedguy29290 days.
Mike Zuber is one of the best minds in the real estate investor community. Consistent; disciplined; focused on helping the average Joe build sustainable wealth.
Wow!! Thank you so much
I’m 29, a W2 employee and have been since I was 18. I see the older people around me and don’t want to end up like them. Finally taking a hold of my finances and have started saving up to buy my first property and get into the world of real estate investing. Your videos have helped a bunch. Keep doing what you’re doing!
real estate allowed us to retire early at ages 28. This is exactly what people need to hear. Thanks Ryan.
28 is pretty early, congrats
Congrats!!
@@freeestyleobsessed Thanks! We are still building our real estate portfolio so some would call that working but we love it!
@@OneRentalataTime Thank you!
Ufff, im still trying to convince my sister to sell the family business, and dedicate only on rentals. Im tired of working 15 hours a day 6 days a week
W2 employee here, also a realtor, professional musician, and self-manage my 3 rentals, all new construction/my former residence. Would LOVE nothing more than to get out of W2 world and go all in with real estate, but the security of a steady paycheck, 401K, stock grants, etc are scary to give up.
Sounds like you don’t really need the w-2 or 401k
Fantastic advice, saving every penny, grinding towards the dream, putting all the money back into growing the portfolio, ball out after the grind. On the same path, this advice couldn't be any truer.
Glad you think so!
Michael is awesome, everyone who invests should start their day with his daily financial news. I’d love to see him speak at a future wealthcon event!!!
Thank you!! Love to speak at wealthcon some day
The prediction of a 32% business failure rate in 2024 suggests a challenging landscape ahead. Factors contributing to this potential "business apocalypse" should be carefully analyzed, including economic trends, industry shifts, and the impact of global events. Adaptability and strategic planning will be crucial for companies navigating these uncertain times.
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions
I agree, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise fromm early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q1 next year
@@KelvinWallace I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Colleen Janie Towe who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
@@KelvinWallace Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Thank you for having Zuber on your channel. Not only is he a great economist and real estate investor, he is a great person who donates his time to helping others reach financial freedom.
Thank you so much
Couldn't agree more!
Thank you for having Zuber on. He’s such an inspiration 😀
Thank you so much
Agreed
@@OneRentalataTime it was an incredible Podcast Mike! Was able to see a side from both of you that is usually not shared. I thought you both were talking to me.
Thank you for all you do guys!
10/10 solid dude
yes
Been following Zube for 4-5 years. He’s the most underrated, honest ,straight up investor. No bs with him.
Wow!! Thank you so much
Good dude for sure
Spot on! Also just finished his book. Amazing read!
Bought a few houses in an expensive market, let them appreciate. Took the equity and bought 80 smaller units in a cheaper market. Works and makes sense. This is not "one at a time" let's be honest no one is acquiring 100 plus units 1 at a time. investors buy in clips likely multis to get over 100.
I want a lot of them!!!!
I'm a big fan of Michael Zuber. He's one of the most down to earth, non-BS, non-hype TH-camrs around.
Oraat family unite!!! Thank you Ryan for your interview and spreading a positive mentor!
Thank you so much
Mike Zuber is one of the best minds in the real estate investor community. Consistent; disciplined; focused on helping the average Joe build sustainable wealth.
Thank you so much
Geez michael’s journey is relatable to my own. W2 enterprise software sales here. Spot on with the lifestyle.
Hi!!
Loved this content! Mike, you remind me of Stephen Duneier, you simply have that super high grit and this took you really far in whatever you decided you wanted to do! This inspires me so much!!
Your three advices (get dry powder + become elite in something (unbalanced) + takes time) are gold!
By the way, I am a W2, I make approx. 130k a year and I realized a few years ago this is not my passion (accountant), thus I will never make much this way, I needed to find something that I am passionate about and turn that into money. With that I started my YT channel early in 22, my side hustle, where I give advice to brazilians that wants to come to the USA. It is going well so far and this podcast with Mike was a great positive reinforcement, a couple more years and I think I will be able to drop my W2.
Thank you
Does Ryan have an episode talking about his business structure? I’m always curious how TH-camrs who may work more than a day job in total hours manage real estate projects-having GC’s under them, GC’ing any projects themselves and how to pick and choose and level of involvement per project, finding affordable contractors, project managers and property managers, who’s communicating with the banks and providing all the info and software used, how many banks and how to shop them, etc.
I've followed Michael for a while, nice to hear his story
I stayed till the end of the video. I’ve got a W2 as my primary income and am bound and determined to change that and buy back my time with my wife, 4 kids, and community!
I'm W2. You've made me think about what I can do to get my trajectory to be different. Thank you both for your time and sharing your experiences.
Nice
I am a W-2 guy and honestly, after having seen your master classes that you temporarily uploaded to TH-cam on house flipping and real estate investing, the things that hold me back is knowledge and fear. Those are the 2 things you mentioned in the house flipping video that people struggle with the most. However, I do understand it’s just about taking action like you said. I can read/study all I want but I won’t do anything or get anywhere until I have skin in the game. I have been praying and even trying to find deals in my area, but it’s on me when I actually get the process started.
Knowledge comes with experience and fear is destroyed by action. Just buy your first deal, start out one rental at a time :)
Good luck 👍 you got this
❤
@freeestyleobsessed but I have NO idea how to fix anything. Would it be wrong to hire a manager from the start?
Zuber rocks!!!
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
Being heavily liquid, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?
I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks
@benjaminbruce-co2ow
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
@benjaminbruce-co2ow This is a very intricate scam. All these fake accounts having a fake conversation leading people to a scammer who is going to steal their money.
This guy has his own media network. Way to go
I am a W-2 with a side hustle in financial services.
Heard of Michael when I bought my first rental in Fresno, subscribed to his course and joined ORAAT family.
Awesome!! Thank you
Great to hear!
Your story about the one of the biggest developers in the world was awesome! Can you get an interview with that developer?
I'm a W-2 gal and always wondered why I'm willing to kill myself for someone else, yet too afraid to bet on myself. Biggest challenges in REI is fearing the vacancy + capex and having that kill my progress. Found Zuber through TyLG, found TyLG through Subto...been consistent in defining my place in RE since October and very close to picking that 1 thing. Zuber - thank you for your discipline and showing us how it's done, not everyone wants to be an investor or entrepreneur. You're making it look not only possible, but impossible not to execute alongside a high paying W-2. I love your daily fi-news, personal fi-geek myself and it just gives more and more confidence to keep pushing knowing what's going on around me. Thanks Ryan for bringing Zuber on, this guy represents the majority of us.
Thank you so much for all support
Ryan, great video man. I'm a W-2 UPS driver living check to check. Yes, even with our new contract. I live in the bay area and the cost of living is through the roof. I find myself drowning at times but I just keep on keeping on because I have 3 daughters and my wife.
I so want to get into the real estate business. I guess it's time that holds me back. Yes, we all have 24 hours in a day but damn, I'm a UPS driver who works almost 14 hours a day.
It sucks because I'm also a weekend father due to my job.
I need a change, and nothing will change unless I change. I know profits are better than wages, I just need to get right with my finances.
Soon bro, just watch, I'm from the bay where the players play. Lol
I'm trying, my brother, as hard as I can. Peace
You can do it, brother! Keep striding
Bro if I had a ups driver salary I’d already be started up with the real estate. Look up air bnb arbitrage.
@saulfregoso7704 I'm getting my ducks in order as we speak. Trying to get out of the high rent first, $3700 a month. I'm working on buying my house first, then I'll BRRRR.
Houses in the bay area are no joke
First time viewer, great discussion. Struggling to decide if I want to start with a STR, or long term. Even though you said don’t start with rentals. Not sure I understand why.
Zuber is the man! Glad you interviewed him! Best daily financial news!
Thank you so much
I start my day with Zuber’s Daily Financial news. Good stuff. Great interview.
Thank you so much
I like your story at 24:08 !!!! GREAT STORY ABOUT PATIENCE !!!!!
I've always been a fan of Michael Zuber and his One Rental At A Time mantra. Seen him multiple times on Dion Talks. HOW have i not been subscribed to his channel????? 6 videos a day??? He's spot on about the fear mongering videos. Thats how you make a quick buck on TH-cam. Great interview guys!
Thank you
He’s pretty down to earth. so many guys telling everyone they’re worth $100M or throwing out inaccurate numbers for clicks
Thank you
Michael’s path is definitely not mine. But I love hearing his insight.
Commercial construction project superintendent here. I've been a W-2 employee for 20 years. Always loved real estate and have never been able to figure out how to break through. I know how to build anything but have always had a team to support me. I've been falling Ryan's channel for 2 years now. Just absorbing knowledge.
Slowly but surely. We got into the Airbnb game this summer? We bought a fourplex last year. And I really want to buy something else this year. Love the content Ryan. Keep it up.
Nice work
Zuber! One rental at a time fan of yours. You're definitely an entrepreneur in my opinion. I don't think there is one definition of entrepreneur, lots of ways to do it. You provide the best no hype, real world, use today, advice that exists in the RE world online today. Where else can you get 10-15 min of high quality daily real estate focused financial news. No where.
I appreciate that
Haircut looks great this way Ryan, much better shape to it. Great content
W-2 here that travels for work with most expenses paid for. Very scary to go full in. I have 2 rentals and love doing it. Looking for #3 now
I'm halfway through right now but wow, the timing of this video is mind blowing. Amazing content. I'm 10 years into my tech career, making multiple six figures, and literally planning how I want to move going forward. I know I don't want to continue the salary job life forever, I only live on a few grand a month, trying to figure out how I can create more leverage and cash flow. I feel like this video was literally made for me right now. Thank you!
You’re welcome! Glad it was super helpful! 🙌🏻
Awesome!! Time to do the work
Come invest in Multifamily with me bro. Let’s get you in a deal.
Hey, w2 here, thanks for sharing Mr Zuber
Hi Michael, you got another subscriber here today. You have very interesting videos. Ryan keep up the great work, you have opened my eyes. Thank you
Thank you so much
Michael, you're a flipping genius, bro 👏🏾
Zuber!!! Oraat student here.
Thanks for the support
👏🏻👏🏻👏🏻
Once again, thank you for this. The thing I appreciate the most from Mr. Zuber's is his ability to be consistent throughout the years. Amazing.
Thank you so much
Finally, a guest that is relatable! As a physician we always play the safe card. Not trying to be a high baller, but it would be nice to not feel owned by an institution that tells you what you can and cannot do. It would be nice to venture into a path of real estate where I know I can be the best if I just put my mind to it 😊
You got this !!! But do the work, no one can cut the line and skip doing the work
You for sure have the money to do it!
Zuber! 😮😊. Such a genuine guy. Love his course!❤
Thank you so much
I’m 29 going on my 10/11th rental property. Life is fun
I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks will be appreciated.
Palantir, ARM and Nvidia are all still good buy, but what do I know I’m not a financial advisor lol
Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
i'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
“LAURELYN GROSS POHLMEIER ’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks
What's special about Michael Zuber and his channel One rental at a time is he actually teaches how it's done. He is as real as it gets. "DO THE WORK"
Much appreciated
I appreciate that
let gets work
thanks Ryan, great interaction !!! i follow Michael Zuber almost daily and i signed up for his course 18 months ago, i have now a definite buy box and rational for purchase, i'm getting close to getting 2 deals in Memphis TN ...
Great job doing the work!!
Oh hey, it’s Zuber! He is such a busy guy and a hard worker… he’s got the TH-cam game down… working on creating content all day everyday.
Go, Team ORaaT!🎉
-Moisés
Yeah!!!
As a person about to start a rental property, I am curious as to how hiring a property manager goes. Or do I even need one? Thanks.
What would the cons be to a buy and hold deal where you pay cash for -say a $100,000 SFH? Then pull the equity out of it after a rehab and then purchase a second one for the same amount and pay at least 80% of the mortgage then pay that one off with rents and supplemental income in a short time etc. Then continue with limited risk as you're essentially paying cash for each one then scale it to a 4 door multifamily or something like that. Does that make sense? Cause thats what I'm looking into starting here in the next 90 days. Any advice?
Hi I'm Alan Vasquez and I am in the military so yes I am a W-2. Family and I live pay check to pay check. My wife and I are thankful for everything we do have but you know as the provider of this family, not only do I want to help both of our parents, I also want to provide more for my small family. My mindset is a lot like Mr. Michael's, I follow orders and I do as I am told and I work hard to get whatever I'm told to do so done. I always had people tell me to take the safe route career wise growing up, but deep down I always felt like there was more to my life then just living pay check to pay check and retiring at 65. This is a small part of my life and praying I get the right guidance in whatever my future holds. thank you for the video!
You got this
New subscriber to both of you; just found your channel when looking up how to estimate repairs.
I’m a 41 year old W2 software engineer and have profited on one house. I’ll be either selling or HELOC another one in the next 2 months. I’m really looking forward to stepping away from my job and doing real estate investing full time after this one. It’s an exciting time, for sure!
You got this
Great content you guys! Thank you both! W-2 employee here looking to jump into real estate to create generational wealth. 1:21:09
Awesome!
Zuber is great. Wish his videos were this high quality.
Ouch!! Thank you
W2 here Ryan trying to build my portfolio already have 4 rental and tryin to scale my portfolio and do my first 250K... Good podcast didn't know any of you two, a lot of great content and information in this podcast, will see what else you have her and also Michael.
Congrats on the 4 rentals! Where are you investing at? Let me know if I can help with anything funding. Hard Money, or DSCR for your rental. Keep rocking and rolling!
W2 here, learning and very hungry to gain as much info as possible to be a Real Estate Investor. I really enjoyed this video, thanks for the real and straight conversation. Please help us W2 Folks!
Thank you, I'm starting today!
1:21:13 I'm a W-2 and I'm struggling with time balancing that and a 1 year old and 3 year old. Literally my son just woke up from a short nap and I need to go get him as I'm writing this. 😅
At night it's put the kids to bed and clean up and prep for the next day and go to bed and MAYBE get 6 hours sleep. Something needs to change here so I can work on not being a W-2 anymore. Okay. Going to get my son. 😊 Thanks again for your awesome interviews. I need to find time because I'm HIGHLY capable. I feel it.
You got this
W2 employee, 19 saving for 50k for some stability I will achieve this in one year then open up my lawn care business keep scaling then also open up pool cleaning service I chose these businesses because you can calculate how much you’ll make based off contracts/monthly weekly services then start using the money from the businesses to buy properties
First 5 mins of video he mentions his books isnt an how-to(although im still buying it to read). That being said, for a complete beginner, what books do you guys recommend for one to read? Thabk you in advance
Wow this is great!! Happy to see Zuber on here. Just discovered this channel and I'll definitely follow now. Wonderful tips.
Thank you so much
Great episode, Ryan! I’m a W2 employee in sales and I’ve been investing in real estate for 6 years. I have 3 rentals, new primary residence, and would like to take my portfolio to the next level. Any advice? Thanks.
I have a question, how do you go in positive cash flow if property taxes are high and interest rates are high too. Even the rental would just cover the mortgage and insurance and maintenance. That’s where I am disconnected
W2 and I need the blueprint on the investment capitol to start
Am w-2 with 3 rental hopefully be able to add 3 more next year
I'm a W2 that lives in vegas bro. Fear is my biggest struggle!
As a W2 employee and investor funding deals has been my only hang up…what would you recommend?
I’m halfway through this episode and wondering if there’s gonna be any actual content anytime soon.
Just realizing this is a Christian brand AMEN❤
🙏🏻
Hahahahaha. Nothing Christian. Greed will be a ticket to hell. I can ask them 10 theology basics for salvation and they won’t know one.
Who is the Christian?
@@HappyPenguin75034you sound triggered
@@HappyPenguin75034judging much, mate?
tech sales makes about 450k a year in the bay area? that's wild for a W2. I'm in a wrong profession.
W2 and 1099 here working for the movie industry before it all shut down. What’s the best way to get started in real estate?
Did he do repayment or interest only?
W-2 right here, looking how to grow my real estate portfolio
You got this
W2 Employee here!
Zuber is the man!
Thank you!!
Investing in stocks could seem easy, but choosing the right stock without a tested plan might be difficult. For the longest time, I've been attempting to grow my $210,000 portfolio, but the largest obstacle is the absence of a well-defined entrance and exit strategy. On this subject, any input would be really appreciated.
i'd advise you redistribute assets in your portfolio with the help of a pro so you don't get burnt in the market
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I reach this advisers of yours? because I'm seeking for a more effective investment approach on my savings?
My CFA *Julianne Iwersen-Niemann* a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for saving me hours of back and forth investigation into the markets... I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
I am a W-2 employee, 27, 6 figures, but struggle with scaling my portfolio without using personal credit. I could have 1-200k if i sold my 2 homes now, but how to get from that, to I can quite my job and do real estate full time. Hard when I have a great W-2 job, and life is more "stable", but would like to buy 4-5 houses a year and I am close to getting to that point. Thanks for sharing the great content.
USMC vet working as an aircraft mechanic, struggling with the identity crisis as well not living up to my potential making 60k, yr. Currently have one rental property, slowly saving up for my next deal. 🎉
Quit job go full time real estate bro
I'm a w2. Subed to Mike. I'm struggling with the details of the first deal. Looking the initially flip an opportunity. Should I get a realtor, should I become one, best way to finance and best way to take advantage of 1031 to the next deal.
Love One Rental at a Time. Great people in that community.
That you so much
Fantastic job guys
Thanks for watching!
entrepreneurs vs employee mindsets. entrepreneurs are sports minded willing to risk it all for the big reward, go big or go home grind it out. employee is play it safe not so much into risking everything. both are great but for those that played sports understand what it means to go all in and risk it all. 25:15
Great interview.. he was so well spoken and knowledgeable
Thank you so much
Hi Do you use people good credit score to apply loan for investment property. Or recommend me who does.
I am a w2, been saving like crazy for years and manage a rental as a side hussle. Managed to buy 4 rentals so far. I know the struggle
Congrats on 4
u have to live in the property for 1 year for fha loan ?
First time listener, subscribed, love the $250K. Currently on W2 with side hustle. I’m a grinder but would take the “fairy” advice 🙏🏻
Brother, Mike is a hidden gem waiting to be realized! ❤🎉💥👌. And may the message fairies 🧚♂️ come and say hi! 🤣🤣😎😜
Thank you so much
How much did he get from his severance package? Not many people have that luxury. And already making 200k a year
Really helped to hear your past experiences leading you to who you are today
I’m a w2, (work in manufacturing). Idk how to know a good tenants from bad tenants, or what to include in a rental agreement. I really need a real estate mentor, I’ll work 80 hour weeks, manage properties what ever, just need to learn and SEE how to go about it all
W2 and I have been working on side hustle. Need to learn how to get my side hustle/small business off the ground.
You got this
I'm W2!!! 4 months late but we going
I'm a w2 - but also own rentals. Always love watching ryans videos
Awesome
yes