I have $2M. Can I Retire Early? ᴴᴰ

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  • เผยแพร่เมื่อ 10 ม.ค. 2025

ความคิดเห็น • 74

  • @davidfolts5893
    @davidfolts5893 ปีที่แล้ว +7

    Thanks, Ari, That is outstanding content, as always!

  • @Revo2222-j2u
    @Revo2222-j2u ปีที่แล้ว +17

    Great video ! If you can do a single person retiring early next ☺

    • @earlyretirementari
      @earlyretirementari  ปีที่แล้ว +4

      You got it Gemma! 😃

    • @leeward1717
      @leeward1717 ปีที่แล้ว +1

      Love the case study and insight into the options. Is Root AUM only or do you offer fee-only too? TIA

    • @earlyretirementari
      @earlyretirementari  ปีที่แล้ว

      AUM only @@leeward1717

    • @markrubin377
      @markrubin377 ปีที่แล้ว +1

      Yes ari. Singles with 4 M would be sweeet! @@earlyretirementari

    • @earlyretirementari
      @earlyretirementari  ปีที่แล้ว

      @@markrubin377 you got it Mark!

  • @ryanwilliams989
    @ryanwilliams989 ปีที่แล้ว +4

    51 years old. I have $295,588.25 in my Fidelity retirement account. I cranked my contributions up to 35% and I do all the investing on my own. Fidelity just holds my ETFs/stocks. I made that change earlier this year. I'm hoping to end the rat race by 60 but it's looking more like 63-ish. I want to have $1.5M and bring in about $60k in dividends each year. Pedal to the floor! Thanks for the video. Great content.

    • @BiancaSherly-qt6sb
      @BiancaSherly-qt6sb ปีที่แล้ว +1

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @earlyretirementari
      @earlyretirementari  ปีที่แล้ว +1

      You’re very welcome and I’ll keep the content coming!

    • @maryHenokNft
      @maryHenokNft ปีที่แล้ว +1

      I agree, having a portfolio-advisor for investing is genius! Not long ago amidst the pandemic crash in March 2020, I was really having investing nightmare prior touching base with a license portfolio-advisor. In a nutshell, i've accrued over $550k with the help of my advisor from an initial $120k investment thus far.

    • @maggysterling33254
      @maggysterling33254 ปีที่แล้ว +2

      @@maryHenokNft wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio

    • @maryHenokNft
      @maryHenokNft ปีที่แล้ว +3

      Do your homework and choose one that has strategies to help your portfolio grow consistently and steadily. *Mary Onita Wier* is responsible for the success of my portfolio, and I believe she possesses the qualifications and expertise to meet your goals.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle ปีที่แล้ว +5

    I love the case studies. I am planning my early retirement and this really helps me think of things.

  • @bendilla5191
    @bendilla5191 10 หลายเดือนก่อน +1

    I loved seeing this approach to see what this looks like for multiple portfolios and all of the levers that impact the outcomes.

  • @cperryisnow
    @cperryisnow ปีที่แล้ว +6

    Fantastic !! More of these would be great

  • @bobackerman54
    @bobackerman54 ปีที่แล้ว +1

    Nice video ... i like how you give different examples of when the person would choose to retire, how much they spend, etc... on the other hand, these people (God Bless them and good for them) are in a FAR BETTER situation than i am or most people are ... appreciate the video anyway and believe you are providing a good service providing this type of content ...

  • @randomjoe1131
    @randomjoe1131 ปีที่แล้ว +2

    Great video! Love seeing these examples, keep them coming!

  • @mattkowalski5825
    @mattkowalski5825 ปีที่แล้ว +1

    Case study videos like this are awesome! Wish it was 3x longer to dive further into Roth conversions, SS, etc. other use cases such as work an extra year or two to pay off mortgage, Roth conversions and where to pull money from to pay the taxes. Thanks!

    • @earlyretirementari
      @earlyretirementari  ปีที่แล้ว

      I have other videos specifically on all those subjects!

  • @aroran412
    @aroran412 ปีที่แล้ว +2

    Awesome case!! Thank you Ari.

  • @KimBrown-y5e
    @KimBrown-y5e ปีที่แล้ว

    Your podcasts are always so helpful!!

  • @beaglebrigade
    @beaglebrigade ปีที่แล้ว +3

    Helpful information. Thanks!

  • @pglover19
    @pglover19 ปีที่แล้ว +1

    Please continue more of the case studies with real examples using RightCapital. Love it.

  • @andywang4495
    @andywang4495 9 หลายเดือนก่อน

    Very helpful! Can't wait for our call

  • @ukjent3159
    @ukjent3159 4 หลายเดือนก่อน

    Awesome. I enjoy these real cases.

  • @ericprestegard7936
    @ericprestegard7936 ปีที่แล้ว +2

    Please show the probability of success screen for each scenario

  • @andrewdiamond2697
    @andrewdiamond2697 ปีที่แล้ว +1

    Hmmm. Right now my number is $2.5 million, paid of home/vehicles, established on Medicare. So I have to wait 6-8 more years.

  • @debchalker6900
    @debchalker6900 ปีที่แล้ว +2

    16 million is more than most will ever see. Fine with me.

    • @earlyretirementari
      @earlyretirementari  ปีที่แล้ว +1

      Great point. Grateful to be on track for what most would love. Good problems.

  • @davedeboy5726
    @davedeboy5726 7 หลายเดือนก่อน +1

    My wife and I live off of 5500.00 month. 2 cars paid off and house is paid off. No outstanding large bills-just monthly expenses. We have 5.5 million but it's not enough to give everyone in our family 500k when we die. We need 21m to do just that. So we will both be working full time until we are in our 80s. Our investment returns are averaging about 39%/yr return/reinvestments as most is in nvidia stock. We refuse to move the money ever. I did have over 4000/shrs of tesla 12 yrs ago which I sold to pay off the house and buy 2 teslas. So, the moral is if you know how to invest-you can live broke still depending on what you want to do with your investments when you die.

  • @terrylaberry2480
    @terrylaberry2480 10 หลายเดือนก่อน

    Excellent video!

  • @janethunt4037
    @janethunt4037 ปีที่แล้ว +1

    You are definitely considering all the moving parts. I would love to know when you recommend each of them to take Social Security in this example. That's my big question right now.

    • @earlyretirementari
      @earlyretirementari  ปีที่แล้ว +1

      I’ll do a separate video for that topic!

    • @janethunt4037
      @janethunt4037 ปีที่แล้ว

      @@earlyretirementari That would be awesome!

  • @MagLag-xy2tk
    @MagLag-xy2tk ปีที่แล้ว +1

    Great case, Ari! does your calculator have ability to add rental real estate, impact of equity in rental estate and impact of rental income on retirement ?

  • @tbaker3794
    @tbaker3794 10 หลายเดือนก่อน

    Very helpful! Thank you.

  • @DK-pr9ny
    @DK-pr9ny ปีที่แล้ว +2

    Thank you.

  • @ajrodriguez8329
    @ajrodriguez8329 9 หลายเดือนก่อน

    Great video!

  • @taowang3700
    @taowang3700 4 หลายเดือนก่อน

    Very helpful

  • @reneoakland6663
    @reneoakland6663 ปีที่แล้ว +1

    Good examples

  • @Beadgcfb
    @Beadgcfb 9 หลายเดือนก่อน

    I'm wondering how retiree income is actually distributed. Are w/d done annually, monthly...and who does the transactions? You seemed to imply that you, the advisor, does that?

    • @earlyretirementari
      @earlyretirementari  9 หลายเดือนก่อน

      Yes, we do that! Most of our clients prefer monthly but it depends on various reasons (how often the client vacations, how much cash they like on hand, etc.).

  • @bobb7918
    @bobb7918 10 หลายเดือนก่อน +1

    How is 3.4 million = to 2 million?

  • @ZelenoJabko
    @ZelenoJabko 6 หลายเดือนก่อน

    How is 57 retiring early, you are almost dead at this age? I am 32 and I want to retire. Do you have any case studies for people like me?

  • @suavicgruzynski4588
    @suavicgruzynski4588 8 หลายเดือนก่อน

    Love your videos Ari, I’m learning so much. Is there any strategy I should be aware of and planning for if my spouse is 10 years younger than me.

    • @earlyretirementari
      @earlyretirementari  8 หลายเดือนก่อน

      Yes my partner made this one: th-cam.com/video/WlUf3j4l-3w/w-d-xo.htmlsi=20uwtY3FAHXUxpGM

  • @rrs26a
    @rrs26a 10 หลายเดือนก่อน

    Great video, but you talked too fast and jumped screens to fast for me. Can you do one with someone who is retired already and also collecting SS already.

    • @earlyretirementari
      @earlyretirementari  10 หลายเดือนก่อน

      Sure, would make a video on that topic soon! I'll also do my best to speak slowly 😃

  • @sobanvideoeditor
    @sobanvideoeditor ปีที่แล้ว

    Can I edits your TH-cam videos?

  • @delphineowen1921
    @delphineowen1921 ปีที่แล้ว

    Hi Ari. I watch all your videos. love them very informative. Can anyone have access to your Root planning calculators or only your clients or only employees?

    • @earlyretirementari
      @earlyretirementari  ปีที่แล้ว

      Thank you! I’m glad you find them helpful!
      These tools are:
      RightCapital
      Kwanti
      Holistiplan
      IncomeLab
      And they’re widely available to all but very expensive if not with a firm!

  • @wendellhanes1
    @wendellhanes1 11 หลายเดือนก่อน

    Bullsh$& 16 million is worth 6 million in the future based on the example participants
    Bullsh$&&