Bro ur intention is good...but its a little misguiding as the rule of TCS applies only on payment which is more than Rs7,00,000/- But $10,200 CAD comes to Rs 6,12,000 so that rule any which way doesn't apply
Hi its not misleading, when you dont take an education loan and pay from other loan options then TCS is deducted when you pay your college fees and also when you pay your GIC.
@@PreetKaur-gl1ve I would recommend u take a student loan to avoid extra fees like TCS, GST, transaction fees, etc. I paid through personal loan so extra cost on tution fees was almost 90k.
@@nirmala6bist661 hi can you plese tell do i have to pay tcs on gic and fees both if they are made from one bank account. Like for an example If i my fees is lets say 11 lakhs and then 6 lakh gic from same acc so do i have to pay tcs only on 4 lakh which is from fees or do i have to pay tcs on 10 lakh which is includind gic ( 6 lakh + 4 lakh fees ) ?
NEW UPDATE!: I contacted flywire and ask them this question: If I send the ammount to your mumbai bank account and 6th step will I deducted with 5% tax amount or not? NOTE: Each PAN CARD allow you to send amount of 7lakh without deduction of TCS 5% Flywire : transaction made above 7 lacks will deduct TCS of 5%, if you already crosses you limit of 7L from last year april to this year until march then 5% will apply on you. example: if you aready paid 11L of your tuition from your PAN CARD, that means 7 lack limit is crossed, now its dosent matter you send money in mumbai Branch via INR DIRECT BANK TRANSFER or use USD you still need to pay 5% TCS Conclusion: 5:15 (wrong Guide) doesnt matter you pay from Direct INR bank transfer /USD to CIBC indian bank if your PAN limit exceed above 7Lakh you forced to pay 5%, reason your bank account is connected with your PAN + at the time of payment PAN details are mandatory! MY APPROCH WOULD: If you have 4 family members, split you 1yr tution fee into sem1 fee and sem2 fee. pay the sem1 fee from your mother bank account, and sem2 from your father bank account, and GIC from yours (GIC must be pay from student bank account only) WHAT ABOUT JOIN ACCOUNT CASE? 1yr tution fee CAD 18k/2 = 9k less than 6 lakhs sem1 = 9k and sem2 = 9k less than 6 lakhs GIC = 6.5 lakh If you have join account of you and your mother, depost the 1yr tution into your join account and slipt the payment into sem1 and sem2 then at the time of payment of college tution give your mother aadhar/PAN details not yours, it dosent matter who is the primary holder, only the given PAN details matters.. NOW pay the sem1 fee from join account and for GIC, give your PAN details from the same account. Now for sem 2, transfer the funds to your father account and pay the rest of the fee. MUST READ THIS FAQ: 1. help.flywire.com/hc/en-us/articles/6693813550877-Student-Expenses-India-Taxes- 2. help.flywire.com/hc/en-us/sections/360004696440-Tax-Collected-at-Source-8-Articles-
Bhai, if you pay in CAD it will be $10,150 + 35$ outward remittance fees by Indian bank - 25$ referral code = 10,160$ X today conversion rate. This is correct info. CIBC will save you good amount of money. And do choose CIBC if you are going for only 1 year PG course like me. Abhie yeh dekhne wali baat hai ke , referral code kahan dale?? And yearly 1000$ milte hai ke nahi !!
CIBC is the best among all. I got my gic letter in 4 days and just one day after payment. I successfully opened my GIC account in CIBC by myself and got my welcome letter and investment letter one day after RTGS which is 4 days after my registration. I paid my fees using rtgs for CIBC and got the GIC letter the next day. I registered on 20th June got payment instructions on 21st June and paid the amount via bank rtgs on 23rd at 3. Pm and got my confirmation and both GIC and welcome letter on 24th June at 2 pm.
Why CIBC? and it's comparison with Scotia gic. I would prefer CIBC over scotiabank. I assume you have choose payment mode as INR in CIBC! The Reasons are -if chosen CIBC you have to transfer money via RTGS/NEFT to CIBC’s India account at mumbai standard chartered. So it is faster and cheaper but in Scotia you have to wire transfer! If you are not good in negotiating the conversion rate for dollar to rupee would be high for you in wire ransfer -Choose to payment option to pay $10000 in CIBC as INR(though the exchange rate is more but overall u need to pay less than Scotia because in Scotia you need to pay $10250 + inr to cad exchange rate which will be 1-1.5rs more than the rate shown in Google (bank + transfer fee)) . You can easily save approximately 5,000 INR. -CIBC issues certiticate in 2 business days after sending payment. (Mine on the same day) superfast. -I have heard that many times scotia rejects payment ( due to minor mistake in information in international wire tranfer ) and return u r payment due to which a loss of min 5-6k inr one need to face. Whereas in cibc there is no such issue. There is only 1 option in scotia for getting a credit card ( you earn scene points redeemable for movies,food) but in CIBC you have option for 3 types of credit card as per your need - CIBC Aventura(it is visa platinum), CIBC Divedend( for extra cashback, normal visa) and CIBC Aero ( for extra airmiles but has a yearly fee of $39) Number of branch in each city is almost same as Scotia as both are top bank in Canada. -CIBC gives 1000 CAD for every 42 Days. while scotia gives 670 CAD for every 30 Days. -Both bank gives You 2000 CAD once You land in Canada. GIC Installment delivery:- 2000 CAD- Once you arrived in Canada 1st-1000 CAD- 42 Days 2nd-1000 CAD- 103 Days 3rd-1000 CAD- 146 Days 4th-1000 CAD- 189 Days 5th-1000 CAD- 232 Days 6th-1000 CAD- 275 Days 7th-1000 CAD- 318 Days 8th-1000 CAD- 364 Days Hidden Benefits of CIBC :- 1. SPC- Student discount card U will get 15-20% discount on evry product Like one scheme is when one buy apply MacBook Air with spc card they get 300$ flat cash back And on acer, msi laptops flat 10-15% off 2. free insurance for bank account for free , and scotia charges 10$ per month for this service. Moreover cibc gives free SPC card for free and it cost 15$ for 1 year . My friend is already in canada. So, He shared it. 3.In Scotia they give scene points - per $ you spent you get 1 point so for 1000$ you get 1000 points which is equivalent to 10$ and scene card don’t work everywhere it only works on selected cinemas, food chains - isbo.cibc.com Visit here and fill out the necessary details and submit it's too easy one can do by them self. If you need to any help regarding cibc GIC ask me I would try to solve your doubt. One thing you can do in return is use my reference- nandpatel3142@gmail.com (in drop down select email reference) BOTH of US will get 95$.
bro vo jo neeche tick mark hai 'I would like to pay in Canadian Dollars for a 1.5% program fee' vo select karneka hai ki nahi, vo toda confuse horaha me. timestamp in video: 5:03
The information about CIBC giving $1000 for 8 months is FALSE. I have the CIBC GIC Certifiicate and it shows $730 for 10 months and $700 for the 11th month, which becomes $8000. Please verify your information before sharing at such platforms
Bhai ye corona kal mai waha ana thick rahega kya? september intake k lye prepare kr raha hun, Bhai is topic pe video banalo bohat log confuse haai mere jaise
Hi. Regading GIC, apart from the top choices of CIBC, SCOTIA BANK, ICICI & SBI that is often always discussed on the various www & tube videos, why isn't anyone considering the others mentioned in the list of IRCC?
bro Ive a bank account in yes bank and kotak in india and on cbic website very few bank is listed there then how can i transfer my gic through private bank ?
Great Video, I checked on Scotia Bank website, it was clearly mentioned that you have to pay through your bank account for GIC, you cannot pay through your friends, family members or any other forex company. In my case, I have taken the loan from bank and bank is ready to pay my GIC directly. Could you please confirm if I can ask my bank to pay on my behalf to CIBC bank for GIC
Brother, are you sure that they won't take 5% tax if we pay in inr. Also if you're paying college FEE via flywire. There also we're sending the fee to a Mumbai account and then they will send it to Canada. So they can't take 5 % tax right.
CIBC has one option at the bottom of the form, it says "I confirm that i have made a foreign exchange transaction under the "Liberalized Remittance Scheme"" if we select Yes then it asks for previous payments made, if i enter those details, will 5% TCS be deducted or not, please explain!
@@juilypatil2762 which intake I looking for September,how much is fees for post baccalaureate program in supply chain management and logistics???,is the co op paid, please reply to here or abhiajay3300@gmail.com
if I choose INR in CIBC I will be paying just 60000 if not in Cad, I need to send C$10150 which is Rs 590000+590000*5% Rs 590000+29500=619500 RS Is it correct what I calculated?
Hie Gambhir! Great video! By the way, from what I have understood in your video would you recommend paying in CAD as we get the 1.5% program fee it's currently almost 10k cheaper than normal INR if we are paying 10K CAD?
I want to withdraw money from GIC after 6 month as I have not filled for visa and existing account is icici and it’s totally closed now. Can I get it back in my new account details that is same as per passport , Gambhir sir
Bhai mene BACHELORS OF ENGINEERING ki hai 4 saal ki lekin bhai mere ko bhut supplimentries lagi thi jo sab clear hain ab to kya mein canada mey master karne kay liye eligible hoo?
@@knowgambhir988 Bro are you really really sure that, if we pay the GIC amount to INR to bank, NO 5% Tax will be deducted? This question really confuse lot of people. Please replay as I m going to pay my GIC in 1-2 days.
Thank you bhai....i was more petrified by this question and you have me the right answer...mai sds mai 1 saal ki fees or GIC pay krunga abb...visa shayad jaldi mill jaye...thanksss man!!!
Bhai canada me web development ki job opportunities kaisi hai , Conestoga me web development ka course lene ki soch raha hu but job opportunities ka clear nahi ho paa raha
Hi, I am currently pursuing Mtech in Thermal Engineering under Mechanical Engineering department at Delhi technological University (D.C.E). I wanted to know can I apply to Industrial engineering course coz most of the Canadian university have this as completely new department. What are my chances ?? please please do reply.. and ya your video was very informative.. Thanks 🙂
Zabardast bhai geo Zindabaad god bless you
Bro ur intention is good...but its a little misguiding as the rule of TCS applies only on payment which is more than Rs7,00,000/-
But $10,200 CAD comes to Rs 6,12,000 so that rule any which way doesn't apply
Hi its not misleading, when you dont take an education loan and pay from other loan options then TCS is deducted when you pay your college fees and also when you pay your GIC.
@@nirmala6bist661 okay
@@nirmala6bist661 how muçh u pay extŕa for fees ànd gic
@@PreetKaur-gl1ve I would recommend u take a student loan to avoid extra fees like TCS, GST, transaction fees, etc. I paid through personal loan so extra cost on tution fees was almost 90k.
@@nirmala6bist661 hi can you plese tell do i have to pay tcs on gic and fees both if they are made from one bank account. Like for an example If i my fees is lets say 11 lakhs and then 6 lakh gic from same acc so do i have to pay tcs only on 4 lakh which is from fees or do i have to pay tcs on 10 lakh which is includind gic ( 6 lakh + 4 lakh fees ) ?
Referred you for CIBC just now.
Thanks man!
Thanks :)
Hi there, love from Pakistan. Very informative videos. Thanks.
NEW UPDATE!: I contacted flywire and ask them this question: If I send the ammount to your mumbai bank account and 6th step will I deducted with 5% tax amount or not?
NOTE: Each PAN CARD allow you to send amount of 7lakh without deduction of TCS 5%
Flywire : transaction made above 7 lacks will deduct TCS of 5%, if you already crosses you limit of 7L from last year april to this year until march then 5% will apply on you. example: if you aready paid 11L of your tuition from your PAN CARD, that means 7 lack limit is crossed, now its dosent matter you send money in mumbai Branch via INR DIRECT BANK TRANSFER or use USD you still need to pay 5% TCS
Conclusion: 5:15 (wrong Guide) doesnt matter you pay from Direct INR bank transfer /USD to CIBC indian bank if your PAN limit exceed above 7Lakh you forced to pay 5%, reason your bank account is connected with your PAN + at the time of payment PAN details are mandatory!
MY APPROCH WOULD:
If you have 4 family members, split you 1yr tution fee into sem1 fee and sem2 fee. pay the sem1 fee from your mother bank account, and sem2 from your father bank account, and GIC from yours (GIC must be pay from student bank account only)
WHAT ABOUT JOIN ACCOUNT CASE?
1yr tution fee CAD 18k/2 = 9k less than 6 lakhs
sem1 = 9k and sem2 = 9k less than 6 lakhs
GIC = 6.5 lakh
If you have join account of you and your mother, depost the 1yr tution into your join account and slipt the payment into sem1 and sem2 then at the time of payment of college tution give your mother aadhar/PAN details not yours, it dosent matter who is the primary holder, only the given PAN details matters.. NOW pay the sem1 fee from join account and for GIC, give your PAN details from the same account. Now for sem 2, transfer the funds to your father account and pay the rest of the fee.
MUST READ THIS FAQ:
1. help.flywire.com/hc/en-us/articles/6693813550877-Student-Expenses-India-Taxes-
2. help.flywire.com/hc/en-us/sections/360004696440-Tax-Collected-at-Source-8-Articles-
yo i bought gic using your referral, thanks for all info, just wanted to give back to the work youre doing.
Bhai, if you pay in CAD it will be $10,150 + 35$ outward remittance fees by Indian bank - 25$ referral code = 10,160$ X today conversion rate. This is correct info. CIBC will save you good amount of money. And do choose CIBC if you are going for only 1 year PG course like me. Abhie yeh dekhne wali baat hai ke , referral code kahan dale?? And yearly 1000$ milte hai ke nahi !!
Straight forward apne CIBC aur Scotia bata diya. Abhi ek video please ICICI GIC
CIBC is the best among all. I got my gic letter in 4 days and just one day after payment. I successfully opened my GIC account in CIBC by myself and got my welcome letter and investment letter one day after RTGS which is 4 days after my registration. I
paid my fees using rtgs for CIBC and got the GIC letter the next day. I registered on 20th June got payment instructions on 21st June and paid the amount via bank rtgs on 23rd at 3. Pm and got my confirmation and both GIC and welcome letter on 24th June at 2 pm.
great fun video bro!
Why CIBC? and it's comparison with Scotia gic.
I would prefer CIBC over scotiabank. I assume you have choose payment mode as INR in CIBC! The Reasons are
-if chosen CIBC you have to transfer money via RTGS/NEFT to CIBC’s India account at mumbai standard chartered. So it is faster and cheaper but in Scotia you have to wire transfer!
If you are not good in negotiating the conversion rate for dollar to rupee would be high for you in wire ransfer
-Choose to payment option to pay $10000 in CIBC as INR(though the exchange rate is more but overall u need to pay less than Scotia because in Scotia you need to pay $10250 + inr to cad exchange rate which will be 1-1.5rs more than the rate shown in Google (bank + transfer fee)) . You can easily save approximately 5,000 INR.
-CIBC issues certiticate in 2 business days after sending payment. (Mine on the same day) superfast.
-I have heard that many times scotia rejects payment ( due to minor mistake in information in international wire tranfer ) and return u r payment due to which a loss of min 5-6k inr one need to face. Whereas in cibc there is no such issue.
There is only 1 option in scotia for getting a credit card ( you earn scene points redeemable for movies,food) but in CIBC you have option for 3 types of credit card as per your need - CIBC Aventura(it is visa platinum), CIBC Divedend( for extra cashback, normal visa) and CIBC Aero ( for extra airmiles but has a yearly fee of $39)
Number of branch in each city is almost same as Scotia as both are top bank in Canada.
-CIBC gives 1000 CAD for every 42 Days. while scotia gives 670 CAD for every 30 Days.
-Both bank gives You 2000 CAD once You land in Canada.
GIC Installment delivery:-
2000 CAD- Once you arrived in Canada
1st-1000 CAD- 42 Days
2nd-1000 CAD- 103 Days
3rd-1000 CAD- 146 Days
4th-1000 CAD- 189 Days
5th-1000 CAD- 232 Days
6th-1000 CAD- 275 Days
7th-1000 CAD- 318 Days
8th-1000 CAD- 364 Days
Hidden Benefits of CIBC :-
1. SPC- Student discount card
U will get 15-20% discount on evry product
Like one scheme is when one buy apply MacBook Air with spc card they get 300$ flat cash back And on acer, msi laptops flat 10-15% off
2. free insurance for bank account for free , and scotia charges 10$ per month for this service. Moreover cibc gives free SPC card for free and it cost 15$ for 1 year . My friend is already in canada. So, He shared it.
3.In Scotia they give scene points - per $ you spent you get 1 point so for 1000$ you get 1000 points which is equivalent to 10$ and scene card don’t work everywhere it only works on selected cinemas, food chains
- isbo.cibc.com
Visit here and fill out the necessary details and submit it's too easy one can do by them self.
If you need to any help regarding cibc GIC ask me I would try to solve your doubt.
One thing you can do in return is use my reference- nandpatel3142@gmail.com (in drop down select email reference) BOTH of US will get 95$.
@@kapilvinayak6375 95 if that specific I'd is used
@@kapilvinayak6375 pay in INR its cheaper
@@kapilvinayak6375 wire transfer through flywire is best
@@kapilvinayak6375 yea
🙌🙌 video bhai easy explain 🔥
bro vo jo neeche tick mark hai 'I would like to pay in Canadian Dollars for a 1.5% program fee' vo select karneka hai ki nahi, vo toda confuse horaha me. timestamp in video: 5:03
Loved your honesty man....
TCS not only applies on foreign transactions but also can apply if the account holder does not have previous years ITR's records.
Thanks bro
Very applicable with this TCS rule.
Paaji ap kaafi cool ho yaar
Thankyou bro
Straight to the point, Awesome Bro
Great video and very informative. Bro i gave your referral code
Hi, I am using your referral code. Thanks
The information about CIBC giving $1000 for 8 months is FALSE. I have the CIBC GIC Certifiicate and it shows $730 for 10 months and $700 for the 11th month, which becomes $8000. Please verify your information before sharing at such platforms
Bhai jab GIC hai hi 7 lacs se kam to kaise Katt jayege 5 percent tax ? ...... 😅😅
Very good video keep going brotha...
Thankyou so much Gagan
Liked how everything was in detail
Thankyou so much
Amazing video👌🏻👌🏻Really helpful
Thankyou so much Jasleen
No one shares this 😀 thanks for this video ❤️🔥
Thankyou so much
You always cover everything in detail 😊😊😊 Thank you
Hi Niti, thankyou so much. Dont forget to add me on instagram.
@@knowgambhir988 If I pay 10150 C$, will there be any hidden charges apart from this?
Bhai ye corona kal mai waha ana thick rahega kya? september intake k lye prepare kr raha hun, Bhai is topic pe video banalo bohat log confuse haai mere jaise
Very good content!!! keep posting good stuff :) :)
Thankyou Kavya
That's really informative. Good knowledge.
Thankyou so much Juily
bhai is pe video banao k housing kaise dhundhe
Great useful content 👌 keep it up !
Thankyou Perin
Great information brother👌
Keep it up 👍
Good content bro👍👍keep it up ✌️
Thankyou so much
Very informative and he kept everything so transperent. Thank-you sirji 🥰
Thankyou brother
Another great video ❤️
Thankyou Ron
Quality content 🔥🔥
Thankyou Prateek
Hey!
Have you got the cashback, i used your referral code today for making my GIC payment
Good job done. Yahibse kamai start. 25$ kub tak mile ge .
Very informative video ..I would use your reference in CBIC bank 👍
Can we pay guc through parents account if tuition fees is paid from student account already ??? please reply
I LOVE YOU BROOOO
Hi. Regading GIC, apart from the top choices of CIBC, SCOTIA BANK, ICICI & SBI that is often always discussed on the various www & tube videos, why isn't anyone considering the others mentioned in the list of IRCC?
Thanks for the information 👍🏻
Thankyou Dhanush
Very detailed. Very nice
Hi, I have given ur reference while paying GIC
Very Informative 💯
Thankyou Navdha
bro Ive a bank account in yes bank and kotak in india and on cbic website very few bank is listed there then how can i transfer my gic through private bank ?
Bhai maine ICICI me gic khulwa li. Canada aaya hu to ab dekha 2hrs door hai meri University se uski branch
Abhi bhi 10000$ hi he na ? Ya rule change ho gaya he ! 10k$ se 20k$ ho gaya he !
Great Video, I checked on Scotia Bank website, it was clearly mentioned that you have to pay through your bank account for GIC, you cannot pay through your friends, family members or any other forex company. In my case, I have taken the loan from bank and bank is ready to pay my GIC directly. Could you please confirm if I can ask my bank to pay on my behalf to CIBC bank for GIC
Bank will also pay by opening account exclusively at your name
Bro do we have to pay income tax for tution and gic amount having in Bank because however it'll be more than 10 lackhs does it deducted by the bank
@@abi7749 No income tax
@@nalinakshagangwar6974 are you sure we need not pay extra tax
@@MehboobKhan-xt1yc yes
Thankyou sir for information,however, I have a question.From which website you used to transfer GIC ?
Great video 👍
Brother, are you sure that they won't take 5% tax if we pay in inr.
Also if you're paying college FEE via flywire. There also we're sending the fee to a Mumbai account and then they will send it to Canada. So they can't take 5 % tax right.
No. Thats not the case. Flywire is sending money on your behalf. So, if you are exceeding the limit, then you have to pay.
Hi Kevin, I'm having the same doubt, have you already paid the money? let me know
Will paying in INR attracts tax, need help?
brother had your tax deducted
Bro GIC to apne account se bhejni hoti hai, Thomas Cook se bhejenge to hamara account name thodi hoga ?
I talked to Thomas cook back then, they said they can arrange it by showing your name as sender.
CIBC has one option at the bottom of the form, it says "I confirm that i have made a foreign exchange transaction under the "Liberalized Remittance Scheme"" if we select Yes then it asks for previous payments made, if i enter those details, will 5% TCS be deducted or not, please explain!
Which option to choose to save some money??
Is anyone has answer of his question?
Thank you sir, can I pay form credit card?
Please sir make a video which cover whole process of going canada in detail for a student ..like whole visa processing and alll other things...
Why aren't you making videos now a days bro?
Bhai abh referal chalega kya!
bro GIC is 10,000 dollars which wont cross 7 lakhs barrier.So what is the point ??
Informative video
Thankyou so much brother
Good any idea about kpu in Vancouver with supply chain management and co op
Hi even I have applied for KPU 2021, did you get offer yet??
Thankyou Abhimalek
@@juilypatil2762 which intake I looking for September,how much is fees for post baccalaureate program in supply chain management and logistics???,is the co op paid, please reply to here or abhiajay3300@gmail.com
if I choose INR in CIBC I will be paying just 60000
if not in Cad, I need to send C$10150 which is Rs 590000+590000*5%
Rs 590000+29500=619500 RS
Is it correct what I calculated?
Very informative thanks 👍🏼...
I'll use your referral code. thank me later ;)
Gic apne he acount se jruri hai..? I've already paid half of my tution from my own acount ?
Very informative, some queries from my end, a) can you share CIBC bombay contact? b) Do CIBC provide a credit card to students?
Yes CIBC give $1000 cc while Scotia give $500 after covid
Keep it up bro
Thankyou so much
Hie Gambhir! Great video! By the way, from what I have understood in your video would you recommend paying in CAD as we get the 1.5% program fee it's currently almost 10k cheaper than normal INR if we are paying 10K CAD?
Yes bro I have same questen paying in cad whould be better
I understood the same!
Which option to choose??
Somebody tell which option to choose it is actually cheaper paying in cad 😅 direct 10k difference bro
I will use the referral code
Good sir👍🏻
Thankyou Unnati
If I pay my 18235 fees in CIBC for Sheridan around 11lakh then I have to pay TCS in INR
Please reply
I want to withdraw money from GIC after 6 month as I have not filled for visa and existing account is icici and it’s totally closed now. Can I get it back in my new account details that is same as per passport , Gambhir sir
Hello, I am opening a new GIC account in CIBC today, is the referral code still valid?
Yes brother
Yes brother
My file is non sds ,and I pay GIC
Will I've to show bank statement of my parents along with ITR of one year
In Non SDS, you have to show the proof of payment for fees, like bank balance. So you just have to convince them you have sufficient funds.
Bhai mene BACHELORS OF ENGINEERING ki hai 4 saal ki lekin bhai mere ko bhut supplimentries lagi thi jo sab clear hain ab to kya mein canada mey master karne kay liye eligible hoo?
Bhai mene 10200$ payment kiya par muje only 10000$ ka hi certificate aaya
Aap muje bata sakte go esa kyu?
$200 fees hoti hai Scotia Bank ki
But GIC ki amount 7 lakh se jyada nai Hoti to TCS vese bhi nai kategs😀
Meri 6.08 ja rhi h
@@TheVinaykaushik_ tcs deduct nai hoga
Which bank is suitable to transfer amount from India, Govt bank(SBI) or Pvt bank (Icici)
Bro, are you sure we can transfer money for CIBC GIC through forex companies like thomas cook?
You can call and confirm from them too :)
CIBC ke aage Bank nhi lagaate as it's already included in the short form of Canadian Imperial Bank of Commerce
Like as you described a way to pay your gic in inr is there also a way to pay you college fee in inr?
That's the issue bro!
You will find companies like flywire, but they are remittance company only!
@@knowgambhir988 Bro are you really really sure that, if we pay the GIC amount to INR to bank, NO 5% Tax will be deducted? This question really confuse lot of people. Please replay as I m going to pay my GIC in 1-2 days.
@@codelone Bro, can you share your experience please? Did TCS got cut while paying in INR?
cibc is making me sign an a2 form, if it aint taxable if i pay in INR?
Bhai 2 saal ke course me sds category apply karne ke baad...wo 2nd year ke liye income proof mangtey hai???..please revert bhai
No Brother.
GIC is the only document which they care about if going for SDS for financial proofs
Thank you bhai....i was more petrified by this question and you have me the right answer...mai sds mai 1 saal ki fees or GIC pay krunga abb...visa shayad jaldi mill jaye...thanksss man!!!
Bhai GIC amount student ke apne personnel account se deni hoti hai ya koi bhi offer kar sakta hai???
@@shortsOTG From the student account only
Fees pay kerne par ek video banado
Used ur referal man .... dhanyavad
Bhai aaj mne 10200 dollar krwae @Rs.61.82 but mne online check kia 1 canadian dollar rate was Rs.60.55.
Should i register a complaint to RBI?
no...google rate was not applicable here, bank has their own rate
Informative
Thankyou
Very nice ji
Thanks for the video paji! I have a question - Do I get a credit card at the time of opening the bank account In Canada as we get in scotia bank?
Bro, u didn't tell the process of transferring money through forex to CIBC GIC account. How can that be done?
Bhai canada me web development ki job opportunities kaisi hai , Conestoga me web development ka course lene ki soch raha hu but job opportunities ka clear nahi ho paa raha
Mene le b liye web devement k under, brantford campus, joki ONtario mai hai, Tech hub Ontario mai hi hai.
Hi, I am currently pursuing Mtech in Thermal Engineering under Mechanical Engineering department at Delhi technological University (D.C.E). I wanted to know can I apply to Industrial engineering course coz most of the Canadian university have this as completely new department. What are my chances ?? please please do reply.. and ya your video was very informative.. Thanks 🙂
How about ebixcash bro??
Plz reply bro vancover community college kaisa hai and fee dusre clz jaisi hai ja jyada
Hey! If I transfer in Indian rupees I don’t have pay 5% tax ????
how i use refferal code ?
Suggestion for future b.com graduate student who want to come to Canada ?
Address on passport and the account from which money is being send should be same for CIBC?
Father k account se GIC bhr skte hain????
No brother
How to save 5% TCS on fee transfer through flywire