Oh No! My job is being replaced by A.I.

Don't allow mortgage A.I. to decide whether or not YOU can get into a home. These systems have made a lot of progress through the years, but FHA, VA, and to an extent Conventional guidelines make an allowance for Manual Underwriting. This is a subset of guidelines lenders "are supposed" to refer to when automated underwriting won't issue an approval. There is something to be said for the lenders who will still fund and close loans that can meet the Manual Underwriting guidelines. I have done hundreds of these types of files and almost all of them were for people who had previously been declined by a bank that was too lazy or not resourceful enough to put in the extra time and effort to get a file like this approved.
Have questions? Don't hesitate to call our mortgage expert!
cell: 801-550-1382
George Andersen, NMLS: 28861
American Pacific Mortgage, Utah License 5489768-NMLM
NMLS 1850