wow its amazing that she's not lived here and moved back to help the country with a real issue, I wish this app was there when I needed to go to college, I would've been able to afford a private college, if a monthly plan like this was available
Edufi seems like a game-changer, especially in the medical education sector. The high costs of education, around 15-16 lacs, can be a significant burden for many families. Edufi's approach could indeed be a lifeline for those who want to provide quality education for their children without resorting to bank loans.
Muzamil I’ve been following your podcast for a while and this is probably my favourite one so far, she’s so different, humble and she seems like one of the most promising businesswomen that Pakistan has yet seen
This idea helps make education available to everyone in Pakistan, even those who may not have a lot. It's about giving all students a chance to learn and succeed, no matter where they come from.
@@parcelplusaustin5745 yeah no s*it sherlock and any Islamic Finance advisor will tell you that's not considered interest. so its still shariah compliant.
I love women entrepreneurs. She is trying to put her investor relations abroad to use in our country…and if she manages to pull off her vision then what does it mean for Pakistan? What it means is that a country which is drowning in debt will get international capital directed to 1) our country 2) to a sector that is very under funded by the government. It’s a net positive for Pakistan.
im actually super excited for this app to launch, the website shows its only a 2.3% charge per month which is the cheapest i've been able to get from anywhere recently, my bank is charging me double that....
How can you be excited. Even if she would charge 0.1% of interest, it is still haram. We can never be successful by getting involved in riba. Our country deteriorating condition is the prime example of why interest is haram
EduFI model involves dealing with interest (usury or riba), which is prohibited in Islamic finance. They should consider transitioning to a more Sharia-compliant model.
58:00 is a very good idea by Muzammil. there are tons of organizations and business offering scholarships on colleges and universities. But big chunk of these scholarships go into drain. If this charity thing gets integrated with a single platform this is will be cool.
unfortunately, this seems like a loan shark app, no offence, she never mentioned interest rate at which loan will be provided, on the website it is hard to find, also she lost thought process on 7 percent interest, it would be higher than 22 percent, or else, all those 4 million usd can go to the conventional banking earning more instead of investing here for a burn, no hate just my opinion, whatever you do you do great, tbt
she didn’t loose thought process at all, she answered the interest quesifon with complete clarity. Also it’s on the website the interest rate which is 2.3 percent per month, which is the cheapest rate for a consumer loan in Pakistan right now” Great Job ❤
I don’t understand why our nation is so confused. On one side we write everywhere “Islamic Republic of Pakistan”. On other side we keep on introducing interest products. This is the major reason our country is going behind every passing day. We don’t have a clear vision of who we are & what we should stand for 😊
All that talk about education is well and good but what is the point of taking loans to get an education for which there won't even be jobs for, after you graduate. Sad to say there really aren't many jobs in Pakistan outside of tech and some business fields
Your choices and horizon expands once you graduate no matter which country you’re. Most graduates aren’t wise enough to apply abroad and not applying abroad is like 100% loss. I see so many people from other countries directly getting jobs somewhere else
@@therandomchannel9226 yes I agree with that and tbh education loans for foreign studies is also something we should look at. Here we dont even have one single bank that offers student loans for foreign studies whereas in India there are dozens and 80 percent of Indian students going to USA take student loans and end up doing quite well
I don’t understand why our nation is so confused. On one side we write everywhere “Islamic Republic of Pakistan”. On other side we keep on introducing interest products. This is the major reason our country is going behind every passing day. We don’t have a clear vision of who we are & what we should stand for 😊
I'm concerned about the situation, as it appears to potentially involve unethical financial practices that could be likened to white-collar crime. Could you please clarify the interest rates on these loans? these graduates have no idea what is going on in pakistan are being specifically trained to target the market and take advantage of financially deprived individuals in Pakistan. This approach, driven by capitalistic motives, doesn't seem to address the underlying problems but rather focuses solely on business and market opportunities.
I was going to mention the same points down but saw yoour comment. Imo, she have never lived here and doesn't understand the true macroeconomicswhy people don't go to college. Then there is job shortage, so many people with loans might not be able to repay them thus creating more debt. I think she just her to try this out and she will be 1st to leave the space when things go south.
So she said she moved to pakistan for thre first time in her life in October 2021 And the she said she would frequently go to Pakistan to work in her charity? Which one was it??
she says in the podcast that came back to Pakistan for holidays in the summer as a kid, but moved to Pakistan for the first time to help provide higher education to us, why are we as a country so negative, the one girl whose trying to help our literacy rates is also getting criticized on when she moved back lol
These words:- (I believe that the technology should used to solve real problems. If you are solving real problems the money will come and will flow forget about money flow then if you are solving a real problem) As 19 year old I learn alot about business entrepreneurship startups and many more but the idea which she is propagating about is really awesome it is really show her maturity as entrepreneure.❤
She’s just a rich pakistani politician’s daughter and if she doesn’t know how to dumb it down then she doesn’t know the concept - getting into MIT without funding/scholarship isn’t a Herculean task The app shows different services as compared to what she outlines and it’s just a loan shark app at the end of the day Anyways huge fan of tbt and muzamil but not the guest this time
You should probably call someone from the tribal areas. You and people could get insights about the region and what the people up there have been through.
I just downloaded their iOS app, as an iOS Engineer myself I can create better UI/UX in a week than what they came up after 2 years of work I guess? I mean the idea isn't looking promising where people already suffer from loans and interest rate.
its not about tech or talent ..its just about pedigree (Ivy league grads + big 4 experience ..you get funded ... doesnt't matter whether you got a great product or idea ..frankly speaking this whole industry is a scam ..even VC's dont care about "business" ..they wanna sell "founder" to the partners and potential investors ..everybody get paid ..nobody actually cares about building a business that makes money.
I don’t know which app you’re talking about…. The EDUFI app I can’t see it on the playstore? and it says on their website their app is launching end of Jan, I think you may be looking at an old version or maybe another app
Very interesting, Back in 2011 I once presented this idea to my classmates for funding kids for their school education. But none showed any interest. They thought I want to take their money and make business for school.
It’s because you didn’t have the money and the network. As someone working in VC I can assure you only those startups get funding who are already rich and have papas contacts or from their own schools it’s the sad reality. I’ve had some amazing ideas pitched to me but all get rejected and ideas like these get approved. FYI This is not the first education loan company. It’s just one that’s used it network and PR to make it what it is
Best wishes but I don't think the model is sustainable. It appears like a charity for now. Just because they have managed to raise funding, it doesn't mean that the business will generate equivalent value.
Whats the ROI model? Didn't understand it? She is very good in english but simple question is How business gonna make money? You give Student loan of minimum 100,000 for a semester which makes it 800,000 for a total graduate program and after graduation student get a job of lets say 50,000 which is by far max any fresh graduate can earn.....how he is gonna pay back? Somebody please clarify this
"I came across your app through social media hype, but after checking it out, I'm concerned. It asks for unnecessary permissions like camera, storage, and contacts, which makes me uneasy about sharing my personal and bank details. I think people should be cautious before using it."
First of all such children should join the politics and play positive role to change the Sanrio otherwise it will be very difficult to spend a lot on them and at the end they leave the country so need to change the base basically
I think in this system SUCCESS RATE will be less as there's some interest there and I don't think so people with awareness with interest will apply for it. If you really want to empower students then kindly GIVE THEM INTEREST FREE LOAN AND DON'T BURDENISED STUDENT UNTIL THEY ARE DOING THEIR OWN JOB. Let me know your feedback on this👇👇👇
She's v talented but Got disappointed when she says again n again that charity is not sustainable n her expressions were like why charity if my loans are there...is interest sustainable? But its sustainable for edufi n probably those who can afford them.. Yes u wanna make profits thru interests n u are not interested in charity work but at least show some respect to those who wanna do charity to those who cant afford ur loans.. The point are u making is that give loans to students who can return them with interest n dont talk abt students who cant afford to pay back the loan n also dont give charity to those students bcoz thats not sustainable 😂 P.S my impact meter has proved that charity can be sustainable
Mene itni dafa apply Kia he form b submitted ho jata he or end par ye koi bhana laga dety hn Sab jhoot he ye khud bahir SE paesa harap rhi he ye kah kr k ye loan deti he Sab jhoot he
Amazingly podcasted, as guest said, this business idea is already been implemented and up & running in our neighboring country India, Thanks for sharing and and hosting such eye-opening program, hats off to Muzamil; A comon man can plan to study abraod and make his sucessful career. But why not to hit full-bright scholarship program , any chance to get it ? @Muzamil forgot to ask this question; well i belive many of us pakistanis are good in grades, so many of us really need to seek a way to get a scholarship, any advise from audiance ?
Kya zamana a gya jesa hadees main aya tah aqa s.a.w na farmya tah sood mri umat k har fard tk pohanch jy ga or direct or indirect wo us ki gurd ko pohanch jy ga or yhn jahilo ki tarha es scam ko promote kia ja raha
Muzammil: VCs invest in founders (never forget this) and to earn dollars you don't need to have a college or uni degree! She has a solid educational and work background and wishing her the best of luck. This idea of student loans is a headache for the US economy now you are bringing this to Pakistan where the unemployment rate of uni/college grads is hovering around 18% as per the Pakistan Bureau of Statistics. It is better to sell this startup to HBL or Jazz microfinance bank in the future as it will be a nightmare operating in this vertical (the default rate is 10% in a country like the US). She is smart enough to quickly realize this!
Better to look at the statistics for people who are uneducated in Pakistan as compared to looking at unemployment rates of college graduates. Seems like you did not get A Level education/FSC/University level so you do not know the importance of it. Many students in Pakistan struggle to get jobs because they don't have a good quality education because they cannot afford it
@@Safa138 I work with VCs and Private Equity firms so this is my professional opinion. She must sell this startup once she will achieve certain milestones.
She grew up in Saudi....if you have ever interacted with someone who was brought up in another country, you'd know that their English accent is a lot different. There is no need to judge brother
I’m from Lahore, Pakistan 🇵🇰 I left Islam after reading Quran and listening Adam Seeker, Sahil Bhai, Zafar Heretics and Harris Sultan. I need your help, Sir…………..
I wonder what in quran made you leave islam, I've always heard people converting to islam after reading Quran. Can you please mention what in made you leave islam, may be someone of us will clarify. May Allah guide you to the right path.
What a joke Adam seeker ran away from Amir haq and he has debunked all Adam seeker arguments and mufti yasser wajidi has distort all these guys. I dare any of these guys that you name to debate sheikh Allahyari or Amir haq or Mufti yasser wajidi.
It was gud until it was her own life and career But as soon as she starts to talk abt edufi her own startup .. it was all bullshit .. also her own grip on her own product is weak and anothr startup to flop.. I hope they prove me wrong but frm podcast it feels lame and bullshit idea with no impact
I don’t understand why our nation is so confused. On one side we write everywhere “Islamic Republic of Pakistan”. On other side we keep on introducing interest products. This is the major reason our country is going behind every passing day. We don’t have a clear vision of who we are & what we should stand for 😊
wow its amazing that she's not lived here and moved back to help the country with a real issue, I wish this app was there when I needed to go to college, I would've been able to afford a private college, if a monthly plan like this was available
Edufi seems like a game-changer, especially in the medical education sector. The high costs of education, around 15-16 lacs, can be a significant burden for many families. Edufi's approach could indeed be a lifeline for those who want to provide quality education for their children without resorting to bank loans.
Muzamil I’ve been following your podcast for a while and this is probably my favourite one so far, she’s so different, humble and she seems like one of the most promising businesswomen that Pakistan has yet seen
What about education abroad.any plans
This idea helps make education available to everyone in Pakistan, even those who may not have a lot. It's about giving all students a chance to learn and succeed, no matter where they come from.
EduFi has shariah compliance certificate because they don't charge any interest actually, its a flat service charge of 1.4%
Flat service charge is interest just in a different packaging.
@@parcelplusaustin5745 yeah no s*it sherlock and any Islamic Finance advisor will tell you that's not considered interest. so its still shariah compliant.
I love women entrepreneurs. She is trying to put her investor relations abroad to use in our country…and if she manages to pull off her vision then what does it mean for Pakistan? What it means is that a country which is drowning in debt will get international capital directed to
1) our country
2) to a sector that is very under funded by the government.
It’s a net positive for Pakistan.
im actually super excited for this app to launch, the website shows its only a 2.3% charge per month which is the cheapest i've been able to get from anywhere recently, my bank is charging me double that....
It's only fraud dear don't be excited
How can you be excited. Even if she would charge 0.1% of interest, it is still haram. We can never be successful by getting involved in riba. Our country deteriorating condition is the prime example of why interest is haram
EduFI model involves dealing with interest (usury or riba), which is prohibited in Islamic finance. They should consider transitioning to a more Sharia-compliant model.
58:00 is a very good idea by Muzammil. there are tons of organizations and business offering scholarships on colleges and universities. But big chunk of these scholarships go into drain. If this charity thing gets integrated with a single platform this is will be cool.
unfortunately, this seems like a loan shark app, no offence, she never mentioned interest rate at which loan will be provided, on the website it is hard to find, also she lost thought process on 7 percent interest, it would be higher than 22 percent, or else, all those 4 million usd can go to the conventional banking earning more instead of investing here for a burn, no hate just my opinion, whatever you do you do great, tbt
she didn’t loose thought process at all, she answered the interest quesifon with complete clarity. Also it’s on the website the interest rate which is 2.3 percent per month, which is the cheapest rate for a consumer loan in Pakistan right now”
Great Job ❤
@@ayeshamahmood8059 mutliply 2.3 percent per month by 12 , hence proving my point, I hope it never becomes a scam I can never wish for it
@ayeshamahmood8059 Exactly, I checked the rate on their website and its 1.4% per month
Too cheap as per current economic situation.
I don’t understand why our nation is so confused. On one side we write everywhere “Islamic Republic of Pakistan”. On other side we keep on introducing interest products. This is the major reason our country is going behind every passing day. We don’t have a clear vision of who we are & what we should stand for 😊
@@parcelplusaustin5745 there should be interest products but not with punishing rates, our country needs this, I hope I am proven wrong on this
All that talk about education is well and good but what is the point of taking loans to get an education for which there won't even be jobs for, after you graduate. Sad to say there really aren't many jobs in Pakistan outside of tech and some business fields
Your choices and horizon expands once you graduate no matter which country you’re. Most graduates aren’t wise enough to apply abroad and not applying abroad is like 100% loss. I see so many people from other countries directly getting jobs somewhere else
@@therandomchannel9226 yes I agree with that and tbh education loans for foreign studies is also something we should look at. Here we dont even have one single bank that offers student loans for foreign studies whereas in India there are dozens and 80 percent of Indian students going to USA take student loans and end up doing quite well
She learned about out and call but cannot dumb it down??
How does that work?
I don’t understand why our nation is so confused. On one side we write everywhere “Islamic Republic of Pakistan”. On other side we keep on introducing interest products. This is the major reason our country is going behind every passing day. We don’t have a clear vision of who we are & what we should stand for 😊
I couldn't AGREE MORE !!
An interesting idea. I think this can bring more opportunities for students, teachers and education sector overall.
I'm concerned about the situation, as it appears to potentially involve unethical financial practices that could be likened to white-collar crime. Could you please clarify the interest rates on these loans? these graduates have no idea what is going on in pakistan are being specifically trained to target the market and take advantage of financially deprived individuals in Pakistan. This approach, driven by capitalistic motives, doesn't seem to address the underlying problems but rather focuses solely on business and market opportunities.
The interest rate is written clearly on the website. How are you jumping to unethical financial practices? Seems like you are sour
I was going to mention the same points down but saw yoour comment. Imo, she have never lived here and doesn't understand the true macroeconomicswhy people don't go to college. Then there is job shortage, so many people with loans might not be able to repay them thus creating more debt. I think she just her to try this out and she will be 1st to leave the space when things go south.
So she said she moved to pakistan for thre first time in her life in October 2021
And the she said she would frequently go to Pakistan to work in her charity?
Which one was it??
she says in the podcast that came back to Pakistan for holidays in the summer as a kid, but moved to Pakistan for the first time to help provide higher education to us, why are we as a country so negative, the one girl whose trying to help our literacy rates is also getting criticized on when she moved back lol
It will create a capital diversion from conventional banking to fintechs which is the need of the hour.
Doing a valuable series of Vlogs, aimed at outstanding national personalities.
These words:- (I believe that the technology should used to solve real problems. If you are solving real problems the money will come and will flow forget about money flow then if you are solving a real problem)
As 19 year old I learn alot about business entrepreneurship startups and many more but the idea which she is propagating about is really awesome it is really show her maturity as entrepreneure.❤
Seriously this guy is a gem.
Very informative and useful
She’s just a rich pakistani politician’s daughter and if she doesn’t know how to dumb it down then she doesn’t know the concept - getting into MIT without funding/scholarship isn’t a Herculean task
The app shows different services as compared to what she outlines and it’s just a loan shark app at the end of the day
Anyways huge fan of tbt and muzamil but not the guest this time
How can she be a politicians daughter when her and her family haven’t even lived in Pakistan?
You should probably call someone from the tribal areas. You and people could get insights about the region and what the people up there have been through.
Loan means soood. And sood is battle against Allah. So be careful with it
Inshort saari games Soood ki ha :o
Bahut Aalaa Podcast
👍👍👍
&
👏👏👏
I just downloaded their iOS app, as an iOS Engineer myself I can create better UI/UX in a week than what they came up after 2 years of work I guess? I mean the idea isn't looking promising where people already suffer from loans and interest rate.
its not about tech or talent ..its just about pedigree (Ivy league grads + big 4 experience ..you get funded ... doesnt't matter whether you got a great product or idea ..frankly speaking this whole industry is a scam ..even VC's dont care about "business" ..they wanna sell "founder" to the partners and potential investors ..everybody get paid ..nobody actually cares about building a business that makes money.
I don’t know which app you’re talking about…. The EDUFI app I can’t see it on the playstore? and it says on their website their app is launching end of Jan, I think you may be looking at an old version or maybe another app
Don’t know which app you downloaded. Theirs is going live according to their website at the end of Jan 2024
man that girl is amazing and knows too much ........ i wanna too learn from her
I was just counting how many times people bring tech while just explaining simple lending business lol
If this is sharia compliance product than how the interest work in the picture?
Very interesting, Back in 2011 I once presented this idea to my classmates for funding kids for their school education. But none showed any interest. They thought I want to take their money and make business for school.
but i think its a great feeling, you think before
It’s because you didn’t have the money and the network. As someone working in VC I can assure you only those startups get funding who are already rich and have papas contacts or from their own schools it’s the sad reality. I’ve had some amazing ideas pitched to me but all get rejected and ideas like these get approved. FYI This is not the first education loan company. It’s just one that’s used it network and PR to make it what it is
Muzammil bhai plz make sure to add time staps in video
How could you mentioned her a *"SHARK"* while the Video is uploaded 1 year ago!
Updated the title
That what I was thinking But this man Is amazing he already taken interviews of future famous personalities
Best wishes but I don't think the model is sustainable. It appears like a charity for now. Just because they have managed to raise funding, it doesn't mean that the business will generate equivalent value.
ooh m y god..she is so beautiful and successful......we are proud of her......
No she is loser
Good job we need more female startup founders in this country
Yes we dooo rightttttt
Whats the ROI model? Didn't understand it? She is very good in english but simple question is How business gonna make money?
You give Student loan of minimum 100,000 for a semester which makes it 800,000 for a total graduate program and after graduation student get a job of lets say 50,000 which is by far max any fresh graduate can earn.....how he is gonna pay back? Somebody please clarify this
I am planning to do something like this but for airline pilots
Well muzammil Bhai Qaiser Ahmad raja wali podcast ni aai.
ALEENA thumbnail me zyada piyari lag rhi thi....😭😭😭
LA ILAHA ILLALLAH MUHAMMADUR RASULULLAH
"I came across your app through social media hype, but after checking it out, I'm concerned. It asks for unnecessary permissions like camera, storage, and contacts, which makes me uneasy about sharing my personal and bank details. I think people should be cautious before using it."
🎉 Riyadh and Saudi 30 years back was still better than todays Pakistan.
Haa to chla ja bhai...koi nhi rok rha...
Title Changed😆
Moqay ka faida utha rhy. Jldi sy title change kr deya
Kam parhy logo k leye koi content hy ap k pas ya koi business idea.. Wo bhi Urdu zaban mai.. Ju jum asani sy samjh sakain??
what type of technology she is using which solve Pakistan issue in the sector of education?
How can I contact her. I need a CEO for my edTech startup.
Instagram
i am also working on smth that is Ai driven edtech platform..just curious what u working on if u could tell
yes , how do we connect
First of all such children should join the politics and play positive role to change the Sanrio otherwise it will be very difficult to spend a lot on them and at the end they leave the country so need to change the base basically
default hojaenge sb aisa lagta hai
I think in this system SUCCESS RATE will be less as there's some interest there and I don't think so people with awareness with interest will apply for it. If you really want to empower students then kindly GIVE THEM INTEREST FREE LOAN AND DON'T BURDENISED STUDENT UNTIL THEY ARE DOING THEIR OWN JOB.
Let me know your feedback on this👇👇👇
No time stamps, chapters, do add them. Muzammil keep bringing up ivy league students in the podcast , they provide vision to Alevel students like us❤
dont spread missconception,if loan is sood runnnnnn
She's v talented but Got disappointed when she says again n again that charity is not sustainable n her expressions were like why charity if my loans are there...is interest sustainable? But its sustainable for edufi n probably those who can afford them.. Yes u wanna make profits thru interests n u are not interested in charity work but at least show some respect to those who wanna do charity to those who cant afford ur loans.. The point are u making is that give loans to students who can return them with interest n dont talk abt students who cant afford to pay back the loan n also dont give charity to those students bcoz thats not sustainable 😂
P.S my impact meter has proved that charity can be sustainable
Mene itni dafa apply Kia he form b submitted ho jata he or end par ye koi bhana laga dety hn Sab jhoot he ye khud bahir SE paesa harap rhi he ye kah kr k ye loan deti he Sab jhoot he
Add chapters 😊 okay 😊🧐❓
My crush❤
its simply interest
Amazingly podcasted, as guest said, this business idea is already been implemented and up & running in our neighboring country India, Thanks for sharing and and hosting such eye-opening program, hats off to Muzamil; A comon man can plan to study abraod and make his sucessful career. But why not to hit full-bright scholarship program , any chance to get it ? @Muzamil forgot to ask this question; well i belive many of us pakistanis are good in grades, so many of us really need to seek a way to get a scholarship, any advise from audiance ?
The amount of paid/bots comments under this video are INSANE!
Jhoot h ya fraud h ya aesa wesa khuch nhi hn m bohat gareeb hn mny itni bar try kiya khuch b nhi dety
Mostly interview is in English language
how did I miss this actually
Kya zamana a gya jesa hadees main aya tah aqa s.a.w na farmya tah sood mri umat k har fard tk pohanch jy ga or direct or indirect wo us ki gurd ko pohanch jy ga or yhn jahilo ki tarha es scam ko promote kia ja raha
couldnot get what she is trying to convey.besimple if you want to help poor
Very insightful
Muzammil: VCs invest in founders (never forget this) and to earn dollars you don't need to have a college or uni degree! She has a solid educational and work background and wishing her the best of luck.
This idea of student loans is a headache for the US economy now you are bringing this to Pakistan where the unemployment rate of uni/college grads is hovering around 18% as per the Pakistan Bureau of Statistics.
It is better to sell this startup to HBL or Jazz microfinance bank in the future as it will be a nightmare operating in this vertical (the default rate is 10% in a country like the US). She is smart enough to quickly realize this!
Better to look at the statistics for people who are uneducated in Pakistan as compared to looking at unemployment rates of college graduates.
Seems like you did not get A Level education/FSC/University level so you do not know the importance of it.
Many students in Pakistan struggle to get jobs because they don't have a good quality education because they cannot afford it
@@Safa138 I work with VCs and Private Equity firms so this is my professional opinion. She must sell this startup once she will achieve certain milestones.
yr behn ko englis itni fluent jb ni ati to kya bolny ki zaroorat
What happened to her accent
She has clear concepts and seems good intentions but has an unauthentic personality and seems very pretentious
Again some priviledged guest!
You were talking alot in urdu as compared to previous podcasts
Informative.
Dear Muzamil,
I am disappointed that you didn't discourage the interest and actually promoted it by doing this podcast.
She looks like the brainwashed tower operator who worked with Jack in Oblivion. Good movie
early here
She doenot look shark
Main ik Bick Rider hn 3 choty bachon ki taleem k lea fiqarmand hn plz help me
IIT is better than MIT !
Itni English mujhe aa jayee na main Har jaga tabahi machaa dun
First 😁😁
Her accent 😂😂😂
No offence but you should speak like an Ordinary Pakistani Speaks
She grew up in Saudi....if you have ever interacted with someone who was brought up in another country, you'd know that their English accent is a lot different. There is no need to judge brother
typical judgemental pakistani
after all 1:13 min long podcast you came up with this?
You don't even know how to write offense, yet you're criticizing her accent?
Jhoot sab jhoot ye bht bdi farud orat he
I’m from Lahore, Pakistan 🇵🇰 I left Islam after reading Quran and listening Adam Seeker, Sahil Bhai, Zafar Heretics and Harris Sultan. I need your help, Sir…………..
I wonder what in quran made you leave islam, I've always heard people converting to islam after reading Quran. Can you please mention what in made you leave islam, may be someone of us will clarify. May Allah guide you to the right path.
Also, please search zafar heretic exposed and you'll learn his reality.
tum zakir naik ko suno wo krta h atheist se bat
What a joke Adam seeker ran away from Amir haq and he has debunked all Adam seeker arguments and mufti yasser wajidi has distort all these guys. I dare any of these guys that you name to debate sheikh Allahyari or Amir haq or Mufti yasser wajidi.
😢
ABCD
It was gud until it was her own life and career
But as soon as she starts to talk abt edufi her own startup .. it was all bullshit .. also her own grip on her own product is weak and anothr startup to flop..
I hope they prove me wrong but frm podcast it feels lame and bullshit idea with no impact
Can anyone please tell me how I can find the contact details of Alena ? Email or anything
I don’t understand why our nation is so confused. On one side we write everywhere “Islamic Republic of Pakistan”. On other side we keep on introducing interest products. This is the major reason our country is going behind every passing day. We don’t have a clear vision of who we are & what we should stand for 😊