I done made 1k legally from last Friday til today. Next week aiming for 1.1k. Bandman really got me grinding. That’s the first money I made since the pandemic 😂
I’ve been saying this for the longest, I know Asian families that let their kids live at home until they’re in their 30’s and older. And it’s not judged through their community at all, it’s normal actually. With black people we’ll judge each other so quick. Like “Damn you’re 20 and you still live at your parent’s? As black people we need to change that mentality and let these kids get some time to figure it out, if they’re doing something positive. We have to lose this “you’re grown, figure it out mentality.”
The key is, as long as they are actively listening and making a continuing effort to accept the parent's guidance and put it into action. When the parents are "correctly" raising their children and those children are still defiant and or lazy, then I 100% believe that they need to get out at 18.
Bro this sound good and all but if you got mad siblings and your living situation uncomfortable you gone get out soon as possible so if your family got the meens for you stay home do it I guess but if not you gotta get it
@@jaypat9278 If the living situation is uncomfortable, then it is because the family has relationship problems and that is a huge obstacle. The parents need to stop having kids when they cannot afford to. It keeps you trapped in the hood on government assistance. Establish financial security then create a family and then drive towards financial freedom. Yes, the game is rigged but we can still play it at a high level if we make good choices. Our conditions dictate where we begin but our decisions dictate where we finish. ✊🏽
0:50 that's the realist shit. If you have goals and dreams - just chase them. Fuck college, fuck short term money, fuck all that. The ultimate definition of success is to be happy.
That’s because moms an dads wants a cheaper life they think if they kick u out they going pay less rent an electric but at the end weather I’m there are not ur still going come off a good amount of money for the spot u paying for most moms an dads also want they kid gone because they make up lies about how they was broke an only had 12 cent so u should be able to do it too
I definitely agree that young people should be at home while saving, making a plan, & executing such plan instead of being thrown out into the street to start paying rent. That doesn’t build wealth.. that creates struggle
I went to college and got a Bachelors in Finance and I'll admit college is a finesse because they never taught me how to make real money. The internet taught me way more shit than College ever could
I'm going to college and its saved my life. It took me out of the hood and gave me jobs that pay 16$ an hour(and I'm still a student). Without school I'd probably be in jail or working at Taco Bell. Also I love my job. My father has passed away and my mom is a gambler, so Without school I would have been lost like a muhfucka🙏 School ain't for everyone, but it can help if you do it right🎓
Hugo Palacios keep grinding bro don’t let nothing stop you. Keep striving for greatness. Rn I’m 23, got a nice car, good enough paying job (24hr), credit score 761. Rn I’m just working and saving to start investing eventually. We gotta keep going
@@JJ-me4yu advice from a dboy ...save all yout MONEY....take real estate courses..research buying foreclosured property...buy & flip houses /property...thank me later
That’s because they are stupid you can be a stem major and make 100k-300k a year easily. If you go get a fucking psychology degree of course you can’t get a job
Look into Biotechnology. The manufacturer of pharmaceuticals. I work for a company that has a partnership with Johnson & Johnson. And they’re working heavily in Alzheimer’s research. My job pays me a rate. But because I work nights it’s an extra 15% or shift differential...then on the two weekends a month that I work it’s an extra 5% plus Triple time on all major holidays. As well as Triple time when the company shuts down for maintains and technology upgrades. I went to college for a while and stopped. Because I’ve always gotten jobs that paid decent in my eyes as compared to my counterparts that have college loan debt. But my situation is different and I also live near a place called Research Triangle Park. Lots of opportunities here. Hope this helped
That’s why I’m getting my teacher’s credential for single subject math here in California. There a massive teacher shortage in math and science. Cali has top 5 teacher’s salary in the USA across all states, and because I’m a black male I’ll be more sought after for diversity. I start out the gate at $51k with constant annual raises (and that’s before master’s degree credits and finishing my master’s)...plus I can teach summer school, or tutor over the summer, if I want extra cash
you can read the book but basically just create assets to build passive income. that’s the only way to get financially free. or you will work till you die lmfaooo
Theres a glitch in the system 🤫 Message me on telegram my username is yungfori on there, ima teach the swipe game for free just send me my cut after i help you..Theres so many ways to eat 💯
As soon as I heard him bring up "Rich Dad, Poor Dad" I knew this man wasn't fucking around. He knows exactly what he is doing, and his dreams are just a destination at this point. 🔑
Hes not smarter than you fam do your research my guy most of us worried about how fat a a girls ass is do research forget the rest and become a better you
@@hawafiia hes no where as smart as me maybe you i never been to jail or did fed time that alone makes me smarter than him and everything he says in his interviews I already know been knew for years my credit score is 780 no cap sorry hes only smarter than dudes like you who probably can't comprehend or know to read you dont even know what a ledger is respond within 15 seconds if not that means your goofy ass had to look it up
@@chrisdacrisis4670 i agree completely my comment was because the bozo was trying to be slick and disrespectful most people with money dont care about nobody anyway thats how they got the money
@@norapeace6526 bank loan= pay back the full amount of the loan line of credit = only have to pay back the amount that you actually use Lines of credit are better in my honest opinion
He dropped some game, but I will add on. Get your credit score up doing what Bandman described using cd secured loans, get a discover IT card and do the same thing with a credit card. Once you get a 680 credit score go buy a duplex with an fha loan and live out of one side and rent the other side. Your rental should dayum near cover most the cost of the mortgage or close to it, othwerwise its not a good deal. Put that money up to get 20% for your next property rinse and repeat.
Supporting Say Cheese! is supporting black owned business. This is our community with our people in our neighborhood and I support you Say Cheese! Keep doing what you doing brother
My kids will always feel lile they can ckme home my mom dad dnt want me at his house is a feeling and words my kids will never say im gone be they dad till i die they gone be my babies till i die take care of your responsibilities 💯
As a substitute teacher and aspiring high school math teacher...I tell all my students to research the career they want to go into, and go to college if that field requires it. Going to college just to go with no direction, is a huge waste of time and $.
My brother told my nieces an nephew to stay at home until they are 27. All did, they all have homes in the same subdivision. My brother lives in the first development of his area an his kids live in the 3rd phases. All cars are paid, my nephew got two hair studios for barbers and beauticians. My nieces each have their own daycares but one is a daycare for special needs kids. So staying home and really being influenced and helped to be their own person. I love my brother for this, both my kids 20, 23 are home an I have a 3 year old grandson, his mom has started a business and we help♥️♥️
The problem isn’t colloge the problem is what degree are they getting. People go to colloge for “dance theory” and get a 100k loan and go out to the real world and realize no one is going to pay you to give theories about dance. On the other hand if you get a business degree you enter a private sector business and start making big money.
If someone wants to go in debt to do something they love or inspired to do then that's on them. I can think of a million frivolous things people waste money on compared to a degree. Getting a degree is about the knowledge of a particular major but also it speaks to a person's character. With all the distractions at college, and a person still gets up every day, goes to class, take notes and study for 4/6/8/10 years and finishes says alot. It's like the difference between local sports stars who never make it to the pros versus the pro who humbled himself enough to take getting chewed out by that hs or college coach, monotonous practice day after day, missing out on social happenings, and playing within a system of a team to make it to the big time.
Group economics and resourcefulness is key! Also we gotta give our parents grace as they may not have had the knowledge and they're teaching you exactly what they know. I'm big on breaking generational curses, changing my family tree for the better and unlearning anything that isn't serving me in a positive and productive manner 💯🏁
A degree is only worth it if you want to be a doctor, lawyer, engineer where the real money is, other than that Who tf gonna want to be a teacher, firefighter. One of my buddy’s dad is a physician and he has set out on multiple business ventures while maintaining his Physician career, & funding his other ventures with his Physician income, my friend is studying to be a physician like his dad. Smart & motivational family fr from the Chicago-land area ✔️💯
Maurice H Really ? Go tell that to the college students that spent years in college, that are in 200-250 000$ in debt, who was told as soon as they graduate they would be finding jobs instantly that are now working at super market....The system is completely fucked.
Move at 18 have only like $2k...move when you 21-22 and move out wit 20k+. Just wait, cuz its worth it when you got bills to pay and your tryna save at the same time. You gotta save before, not during
4 ปีที่แล้ว +4
bandman kevo got game . fr tho , i need to run into some folks with beautiful minds like this
The banks have been perfecting sharking your money. That loan is gonna generate interest. Even if the bank garnishes your 100k you will owe them something.
I just finished a 20 month Mechatronics Technician program with a diploma not a degree, first job offer DURING THIS PANDEMIC was 87k a year to basically make sure a robot runs efficiently. I’m 34 with a IT Degree and 3 CompTIA certs and never made over 50k a year. TRADE SCHOOL OBTAIN A SKILL NOT A DEGREE I forgot to mention the state paid for the program ✊🏾🤑
@@youngreynolds615 Brother the world is filled with opportunities I make 80k to over 100k a year just on a high school diploma and I'm in my 30s and congratulations on your accomplishments. Keep grinding.
This the convo I love having because I hate how black parents do that I was actually in a berbershop the other day And this Lady was talking to Her 12 year old Son that by 18 he better have it together because he's out the house While other cultures allow their kids to stay longer to build their credit a little and save money instead of just throwing them to the wolves with no life experience
Kevo for president!! He got my vote just from his interviews I done improved my girls credit score 90 points by adding her to just 1 of my tradelines which I learned from kevo & this borrowing against your own money is gold 🙌
They not lying cuz I’m 22 in FinTech and niggas was talkin all that college shit nd I been makin good money since I was 19. Never felt like I needed something to stamp me or show me the way🤷🏾♂️Fuck what anybody told u, if u got the will u gon find the way💯
Gone head grab yall CDL grind for a company a year or two then buy your own truck get comfortable there then start your own fleet. Got mines at 19 now im 21 at Schneider grinding this one year out then ima buy my own truck. Yall can do it fr 💯 believe in yourself because ppl don’t care until you got it
Y’all keep putting down college but ain’t never been 🤦🏾♂️ you don’t need college but it teaches you different skills and exposes you to a new environment, not everyone goes into debt , it’s many ways to graduate without debt , community college, scholarships , working etc, it’s an investment
Dutchmaster710 yeah but you don’t have to go to 4 year , you can work and save your money and go to community college and if you have a high enough gpa you can get a scholarship to finish the last 2 years , many people finish college this way
SuperSavage I go to a community college I’m majoring in Health and Fitness science. I’m going into my second year. I be debating on going to a university after I get my certification at the community college to get my bachelors in exercise science. It’s some reasons why I don’t like debt. I just want know for sure until the time comes when I get my certification
Went to penn state and dropped out after a couple years. I currently make 57k from my 9-5 and an extra 40k with my side business breeding reptiles! Please remember these lessons folks 1. If you’re good at something never do it for free. 2. Save, save, SAVE... 3. What would you do for a long period of time if you that you’d be happy doing for money.
In 2008 when the economy crashed I was in school for HVAC and it was people that had masters bachelors doctorates and associates degrees trying to get jobs at McDonald’s Walmart or anywhere that would hire them bc it was so bad 😩😒
I had a college professor who told us that everything we learned would be obsolete within the next 5 years and that you could take the same courses at a community college and that was in 2012
It's crazy how our grandparents had good jobs with out college degree my grandma work for the Senate dad work as a bus driver mad 100k a year now u need a college degree for those jobs
Your using the 100k to leverage borrowing 500k the 100k is acting as security on the 500k. You essentially will have to pay back 400k bc the 100k of the 5 is yours. Your not going to get out paying the $400 unless your to say eff the bank in which case you came up on 400k all though this way it's going to screw up your credit but when you have the knowledge fixing your credit ain't shit but I wouldn't advise it for regular Mfs. Just pay back the 400k after you make a return on whatever investment. The key is accessibility, the 100k got you access to 400k.
the concept is not to borrow to spend/waste the money. the game is to get the 400 and purchase ASSETS (real estate/businesses/investments) and the assets will pay back the 400 not you personally because you will multiply that money. use the money to make more money. how the rich get/stay rich. so with the 100k you borrow 400k and turn that into 800k and pay back the original 400... meaning you turned 100k into 500k without ever spending the original 100k. that’s just a simple example but you can leverage it even further and make a lot more than that
To get put on ain't cheap. If u can't grind to make 4k how u gon get 1 million? that's the type of mindset he wants you to have. If u really wanna get rich then get that 4k ready
@@Adrian-yd6vu Scared money don't make money. Does it look like Kevo need your 4k to run off with? His fits be 4-6k. Why tf he gon run off with your money when he gettin to it? 😂
Docihno Bernadel ok so what rappers scam all the time when people pay them for a verse n they run off with the bread their outfits be 4-6k too any way forget about if he disappears let’s just say he don’t run off with it n I pay just so he can give me some BS stories about how rich he is? mentors do that all the time just talk about how much money they have and rip ppl off
Lol i hate that its only black folks that charge people for free game. the whole "its be sold not told" is bullshit. white folks don't do that, asian folks don't do that. its only black people that wanna sell courses and charge you for things they should be getting for free, out of fear that you'll do better than them in life.
How can you get credible work experience without opportunities through school? Without a degree you're like forced to work at Walmart or McDonald's. In my community Clearlake, California. If you don't go to school you're stuck in the ghetto selling or doing drugs🙏
That's false. I work in the airline industry and there's plenty of careers you have without a degree. Trust me. I wish i knew about the airline industry after i graduated high school. So for young people graduating from high school and not sure what you want to go to college for. Give the airline industry a shot.
@@User-rn6it Yea that's a fact. But I feel many of us have been brainwashed into believing the idea of college or the go to college for the experience deal. You know dorm life all that movie shit. But when real life hits and we are no longer living a fantasy we fold under pressure and make bad decisions. College is not for everybody but I wouldn't play around with it. If you're going to do it go all the way with it.
Lmao clearlake ghetto? Yall just a rural ass small lake town theres mad opportunities jobs and cheap education literally 30 minutes away in santa rosa the junipr college is literally one of the best in the country
For those that don’t understand borrowing against your money: $100k in a checking account at chase bank. They see you have $100k in cash so they approve you for a line of credit for $500k. Now you have a checking account with $100k and a line of credit (basically a credit card) with $500k. Use the money on the $500k credit card to buy the expensive things that make money and pay it back when you make it. Ex. Spend $120k buying and fixing a house then selling it for $200k. That’s $80k profit after you pay back the $120k on the credit card. So now you have $180k in your checking and still $500k on a line of credit to use again. Rinse and repeat
jack morgan he’s talking about trade schools; auto, plumbing, welding, HVAC (controller air pressure systems like air conditioning and fridge/freezer repair), electrician, entry level medical jobs like medical billing/medical assistant/vocational nursing, etc) These institutes teach you direct job experience and can be completed on an average of 18 months, with direct job placement when you graduate. These types of jobs have a high median age , which means these jobs need younger workers to enter the field. The high surplus of college students means jobs like the above will be plentiful and pay well.
Why ? Went to a trade school when I was 18 came out with a great job and an apartment making almost a stack every check still been living on my own since I was 19 niggas 23 now so trade school set my life up . even got my GED there
I didn’t watch the whole interview. At first when they came on they grouped the trade schools with the 4 year schools. I have a trade school (Associates) degree myself and it got me a 6 figure job. Trade schools is where its at.
I just finished a 20 month Mechatronics Technician program with a diploma not a degree, first job offer DURING THIS PANDEMIC was 87k a year to basically make sure a robot runs efficiently. I’m 34 with a IT Degree and 3 CompTIA certs and never made over 50k a year. TRADE SCHOOL OBTAIN A SKILL NOT A DEGREE
Not even going lie it doesn't have to be a One or the other typa of thing we have to get out of that You can do Both everyone is learning for LIFE. Get the Trades gain the Skills get the degree to WHY NOT!? If they in the same field you bringing in 300k-500k if you do both depending on the field..
![[UNCUT] The Loyal Pin ปิ่นภักดิ์ EP.6 (1/4)](http://i.ytimg.com/vi/m05kZ2GDKXg/mqdefault.jpg)
NEVER STOP DOING THE BANDMAN KEVO INTERVIEWS!!!... i feel like this is a good way for people to learn
Facts👊🏾
He’s really not lol
He is
I done made 1k legally from last Friday til today. Next week aiming for 1.1k. Bandman really got me grinding. That’s the first money I made since the pandemic 😂
Baked Benji lmao teach me your ways
I’ve been saying this for the longest, I know Asian families that let their kids live at home until they’re in their 30’s and older. And it’s not judged through their community at all, it’s normal actually. With black people we’ll judge each other so quick. Like “Damn you’re 20 and you still live at your parent’s? As black people we need to change that mentality and let these kids get some time to figure it out, if they’re doing something positive. We have to lose this “you’re grown, figure it out mentality.”
I agree
BIG OL FACTS!
The key is, as long as they are actively listening and making a continuing effort to accept the parent's guidance and put it into action.
When the parents are "correctly" raising their children and those children are still defiant and or lazy, then I 100% believe that they need to get out at 18.
Bro this sound good and all but if you got mad siblings and your living situation uncomfortable you gone get out soon as possible so if your family got the meens for you stay home do it I guess but if not you gotta get it
@@jaypat9278 If the living situation is uncomfortable, then it is because the family has relationship problems and that is a huge obstacle.
The parents need to stop having kids when they cannot afford to. It keeps you trapped in the hood on government assistance.
Establish financial security then create a family and then drive towards financial freedom.
Yes, the game is rigged but we can still play it at a high level if we make good choices.
Our conditions dictate where we begin but our decisions dictate where we finish. ✊🏽
0:50 that's the realist shit. If you have goals and dreams - just chase them. Fuck college, fuck short term money, fuck all that. The ultimate definition of success is to be happy.
@KNEE-GROW PULEEEZE 2.0 lol i wish my mom had 5K
RNS💯💯💯😤
That’s because moms an dads wants a cheaper life they think if they kick u out they going pay less rent an electric but at the end weather I’m there are not ur still going come off a good amount of money for the spot u paying for most moms an dads also want they kid gone because they make up lies about how they was broke an only had 12 cent so u should be able to do it too
I definitely agree that young people should be at home while saving, making a plan, & executing such plan instead of being thrown out into the street to start paying rent. That doesn’t build wealth.. that creates struggle
I went to college and got a Bachelors in Finance and I'll admit college is a finesse because they never taught me how to make real money. The internet taught me way more shit than College ever could
I'm going to college and its saved my life. It took me out of the hood and gave me jobs that pay 16$ an hour(and I'm still a student). Without school I'd probably be in jail or working at Taco Bell.
Also I love my job.
My father has passed away and my mom is a gambler, so Without school I would have been lost like a muhfucka🙏
School ain't for everyone, but it can help if you do it right🎓
Hugo Palacios keep grinding bro don’t let nothing stop you. Keep striving for greatness. Rn I’m 23, got a nice car, good enough paying job (24hr), credit score 761. Rn I’m just working and saving to start investing eventually. We gotta keep going
@@JJ-me4yu advice from a dboy ...save all yout MONEY....take real estate courses..research buying foreclosured property...buy & flip houses /property...thank me later
Lmao me 2
College = 13th thru 16th grade !!!
“I want the right education that’s gone make me rich” FACTS!
Exactly and there is education out there like that people gotta just know what to look at.
rontrell echoles finding the people who’s willing to help us major!
Facts
Shawn is 10 time's better than vladtv he's got loads of family's out the hood and kid's studio time legends always give back
Facts
Why you can't just give him his flowers and not compare him to another man.. Vlad got free real estate in your mind..
@@stackingmoney4623 EXACTLY
I fuck with Sean I wish more entertainer would give him a chance
Stacking Money he’s comparing them bc vlad also interviews rappers dummy
Ik people who graduated college just to work in the mall
I swear.
Me 2
Fax
That’s because they are stupid you can be a stem major and make 100k-300k a year easily. If you go get a fucking psychology degree of course you can’t get a job
Na fr but parents don’t understand older ones
Bandman kevo = FREE GAME
Frfr brother 🤝🏽
th-cam.com/video/bMnrKaq4Mk8/w-d-xo.html
Ion like his music but his mindset crazy
Forreal
I have no degree. Made 78k last year and just started a business in Feb and already made like $23k. College is cool if specialized or super in demand.
Can you tell me more about how you made 78k last year? Im interested. I need to do whatever youre doing bro
KeShawn Thompson his name is trapper John
Look into Biotechnology. The manufacturer of pharmaceuticals. I work for a company that has a partnership with Johnson & Johnson. And they’re working heavily in Alzheimer’s research. My job pays me a rate. But because I work nights it’s an extra 15% or shift differential...then on the two weekends a month that I work it’s an extra 5% plus Triple time on all major holidays. As well as Triple time when the company shuts down for maintains and technology upgrades. I went to college for a while and stopped. Because I’ve always gotten jobs that paid decent in my eyes as compared to my counterparts that have college loan debt. But my situation is different and I also live near a place called Research Triangle Park. Lots of opportunities here. Hope this helped
Trapperjohn1000 bio tech 💯🙏🏽
That’s why I’m getting my teacher’s credential for single subject math here in California.
There a massive teacher shortage in math and science. Cali has top 5 teacher’s salary in the USA across all states, and because I’m a black male I’ll be more sought after for diversity.
I start out the gate at $51k with constant annual raises (and that’s before master’s degree credits and finishing my master’s)...plus I can teach summer school, or tutor over the summer, if I want extra cash
Smart dude. Rich Dad Poor Dad is a classic book all Black people should read along with POWERNOMICS.
I agree, Rich dad poor dad, think and grow rich & 4 hour work week
Overrated Book. It did teach me about liabilities though I’ll give it that. Better books out there for the money mental
Lokal Binko like what?
Eeyoha Imo, “Richest man in Babylon” is one of them 🤷🏽♂️
you can read the book but basically just create assets to build passive income. that’s the only way to get financially free. or you will work till you die lmfaooo
Right on time I just lit the wood I love how Shawn dropping these interviews day by day gets my mornings going 🙌🏾
Facts! Loving the day by day to be continued type.
I love you Marty baby
Theres a glitch in the system 🤫 Message me on telegram my username is yungfori on there, ima teach the swipe game for free just send me my cut after i help you..Theres so many ways to eat 💯
@@backendchild1140 LOL
All I hear from the time I was 6 was “you turn 18 your out the house and on your own” 😭 bet
I jus graduated in june n now my moms talking bout kicking me out every week😭😭😭😭
Mannnn on g 😂😂 nihs don’t kno the struggle of them talks and we just graduated in June
She black ain’t it 🤔
She cappin , she just pushing u to get a job and shit
JeremyCrescendo I’m knowin 💯
Shantaun Jones Hy
Yessir...shared secured loans and secured lines of credit enable you to borrow against your own money and leverage your money many times over.
Exactly bro said what to do but didn't know the exact wording so alot of viewers aint understand what he was saying
Capital one has the best secured credit card my Kings and Queen ! I started with 300 now my credit line is 2500 in 6 months 😊
Whats up bossman salute
Happened to me at 18. I was told go to college or get a job. I felt unwelcomed at home so i ran to the streets.
Jewish parents teach their kids finance at the age of 10....
Jews just have generational wealth.
ThejayL0456 and that’s why....
Careful @Maurice Anderson, Viacom might cut ties with you 🤔
Watch out for Viacom
kodeezieproductions Nick Cannon did....
As soon as I heard him bring up "Rich Dad, Poor Dad" I knew this man wasn't fucking around.
He knows exactly what he is doing, and his dreams are just a destination at this point. 🔑
Trade school the only school i think worth it really unless you going to be an engineer, doctor, or whatever big job that NEEDS schooling lol
Exactly
facts if you not going to college to be a doctor you wasting money & time..
And half the ppl who go to school for doctors and lawyers barely end up being doctors and lawyers
I’m looking into welding currently it seems like a decent living
I got my EPA card to do HVAC heat ventilation and air conditioning at 17 years old. The best decision I ever made. I work on units all over the world.
This dude actually smart as hell
Hes not smarter than you fam do your research my guy most of us worried about how fat a a girls ass is do research forget the rest and become a better you
bronx bully naw he smarter than u. It’s okay to admit it.
@@hawafiia hes no where as smart as me maybe you i never been to jail or did fed time that alone makes me smarter than him and everything he says in his interviews I already know been knew for years my credit score is 780 no cap sorry hes only smarter than dudes like you who probably can't comprehend or know to read you dont even know what a ledger is respond within 15 seconds if not that means your goofy ass had to look it up
bronx bully let me guess, u done made more money then him to huh
@@chrisdacrisis4670 i agree completely my comment was because the bozo was trying to be slick and disrespectful most people with money dont care about nobody anyway thats how they got the money
Everybody skipping the kevo videos is missing out on free game
I use to work at a bank and he’s basically talking about using money as collateral.
He skips the part about how not paying back can fuck up your credit
Ohhh ok thank u!! But do you have to pay the money back?
Exactly. I was waiting for him to say the Word cause he had me confused at first lmfao
True plus he say you have to pay it back which is wrong,u do have to pay back wit interest.
@@norapeace6526 bank loan= pay back the full amount of the loan
line of credit = only have to pay back the amount that you actually use
Lines of credit are better in my honest opinion
He dropped some game, but I will add on. Get your credit score up doing what Bandman described using cd secured loans, get a discover IT card and do the same thing with a credit card. Once you get a 680 credit score go buy a duplex with an fha loan and live out of one side and rent the other side. Your rental should dayum near cover most the cost of the mortgage or close to it, othwerwise its not a good deal.
Put that money up to get 20% for your next property rinse and repeat.
ok
🙏🏽
something I learned from my mother (accountant) and again in finance class in the air force- good tips sir
@error code 3435465554 how u gona get duplex if bank wana hsve oroof of income even with credit bro ?
@@tootydandy1092 you cant get any money loans etc from the bank without proof of income he should of stated that
Supporting Say Cheese! is supporting black owned business. This is our community with our people in our neighborhood and I support you Say Cheese! Keep doing what you doing brother
My kids will always feel lile they can ckme home my mom dad dnt want me at his house is a feeling and words my kids will never say im gone be they dad till i die they gone be my babies till i die take care of your responsibilities 💯
As a substitute teacher and aspiring high school math teacher...I tell all my students to research the career they want to go into, and go to college if that field requires it.
Going to college just to go with no direction, is a huge waste of time and $.
This whole interview is golden
I feel like trade school is the only thing that isn’t a scam I’ve never seen anyone go to trade school and not become successful
The sky is the limit with a trade‼️
A trade is a skill for life so it’s no way to fail
Yea trades are cool you just gotta capitalize cause you don’t wanna do that trade until your old imo
Javi Hernandez a wise man told me once you get enough your money makes money for you‼️
brooooo i swear thats the truth
For everybody who listen🗣️🗣️ dont give up we in this together🤜🏾🤛🏾 I pray if yall wanna be TH-camrs like me or Great dont give up💛
Fake prayers huh ?!!
Not rich, wealthy 💪🏾💪🏾💪🏾 Lets build wealth
God bless and protect this smart brotha
My brother told my nieces an nephew to stay at home until they are 27. All did, they all have homes in the same subdivision. My brother lives in the first development of his area an his kids live in the 3rd phases. All cars are paid, my nephew got two hair studios for barbers and beauticians. My nieces each have their own daycares but one is a daycare for special needs kids. So staying home and really being influenced and helped to be their own person. I love my brother for this, both my kids 20, 23 are home an I have a 3 year old grandson, his mom has started a business and we help♥️♥️
I say we shouldn’t force our kids to college to get into hella student loan debt
th-cam.com/video/bMnrKaq4Mk8/w-d-xo.html
I mean it depends I’m only going bc I have a full ride n ion know what to do
Buckeye Tee take advantage of that
Bandman Kevo gives out so much free game. I keep coming back to these old interviews there’s just so much to be learned from listening to him speak
The problem isn’t colloge the problem is what degree are they getting. People go to colloge for “dance theory” and get a 100k loan and go out to the real world and realize no one is going to pay you to give theories about dance. On the other hand if you get a business degree you enter a private sector business and start making big money.
A College/ university that teaches dance will pay you to do that- thats about the only shot you have for good employment wit that one lol
Folks go to college to work at Applebee’s
I have a degree in biochem and I'm a cook
You can make like 50-60k a year if you’re the general manager lol
What’s the point of goin to college just to serve apple pies
@@antfazo4783 They usually bring a white dude in to be GM or a white woman sometimes....
ter yut Facts lmao
It's sad when you learning more in interviews then you do in school 😂
Bandman stay droppin jewels we need to pay attention he got on keep on the move
you need educations. you cant fix an electrical transformer with no education. just make sure what ever you learn you can do it independent
Damn sure better go to medical school before thinking about doing surgery
If someone wants to go in debt to do something they love or inspired to do then that's on them. I can think of a million frivolous things people waste money on compared to a degree. Getting a degree is about the knowledge of a particular major but also it speaks to a person's character. With all the distractions at college, and a person still gets up every day, goes to class, take notes and study for 4/6/8/10 years and finishes says alot. It's like the difference between local sports stars who never make it to the pros versus the pro who humbled himself enough to take getting chewed out by that hs or college coach, monotonous practice day after day, missing out on social happenings, and playing within a system of a team to make it to the big time.
Depends on what you want to do!
Maybe if ppl eat healthy & do the right things to avoid these causes wouldn’t have to worry💯
You're thinking like a worker..not a boss
Group economics and resourcefulness is key! Also we gotta give our parents grace as they may not have had the knowledge and they're teaching you exactly what they know. I'm big on breaking generational curses, changing my family tree for the better and unlearning anything that isn't serving me in a positive and productive manner 💯🏁
A degree won’t mean ABSOLUTELY NOTHING in 2-4 years.
Lmfaooo false
Facts. 2025 bringing a whole new echelon.
A degree is only worth it if you want to be a doctor, lawyer, engineer where the real money is, other than that Who tf gonna want to be a teacher, firefighter. One of my buddy’s dad is a physician and he has set out on multiple business ventures while maintaining his Physician career, & funding his other ventures with his Physician income, my friend is studying to be a physician like his dad. Smart & motivational family fr from the Chicago-land area ✔️💯
Certain degrees are almost always worth it, but you can’t go major in left-handed finger painting, and expect to get a job.
Maurice H Really ? Go tell that to the college students that spent years in college, that are in 200-250 000$ in debt, who was told as soon as they graduate they would be finding jobs instantly that are now working at super market....The system is completely fucked.
Move at 18 have only like $2k...move when you 21-22 and move out wit 20k+. Just wait, cuz its worth it when you got bills to pay and your tryna save at the same time. You gotta save before, not during
bandman kevo got game . fr tho , i need to run into some folks with beautiful minds like this
Very dope clip! This is what’s needed to be talked about in our community
the only thing that helped me from math is adding, subtracting, multiplying and dividing. All that algebra shit is not even used in real life lol
Because you're not intelligent enough to apply it to real life.
x wow
x if he not in that field like a teacher or sum then he wont need it live ya life how u want u only here for a short period of time bum
@@thatboyyjay_.4028 lol
x 💀 how did you apply the distributive property to your life guy ?
A lot of respect for this guy! He is very intelligent
“BUT U HAVE TO PAY DAT BACK RIGHT”??
Kevo: Pause
LOL
Idiot 🤦♂️; have to pay it back with interest 🤦♂️
Yea I was lost. How u borrow your own money?, im.really tryna know
The banks have been perfecting sharking your money. That loan is gonna generate interest. Even if the bank garnishes your 100k you will owe them something.
Unless this cat using fake identity to finesse the banks and they never find out who got the money that was borrowed he probably dont pay them back.
I just finished a 20 month Mechatronics Technician program with a diploma not a degree, first job offer DURING THIS PANDEMIC was 87k a year to basically make sure a robot runs efficiently. I’m 34 with a IT Degree and 3 CompTIA certs and never made over 50k a year. TRADE SCHOOL OBTAIN A SKILL NOT A DEGREE I forgot to mention the state paid for the program ✊🏾🤑
Bro can u help me with that on how to start i wana learn thanks god bless
@@tootydandy1092 can you be more specific?
@@youngreynolds615
Brother the world is filled with opportunities I make 80k to over 100k a year just on a high school diploma and I'm in my 30s and congratulations on your accomplishments. Keep grinding.
This the convo I love having because I hate how black parents do that I was actually in a berbershop the other day
And this Lady was talking to Her 12 year old Son that by 18 he better have it together because he's out the house
While other cultures allow their kids to stay longer to build their credit a little and save money instead of just throwing them to the wolves with no life experience
Why is he not having his own seminars dude got a lot of knowledge
Only so much u can put on youtube brah brah especially if u trying to monetize your channel gotta stay within the rules
checc his onlyfans
Seminars, dude could barely understand how a loan works.
He doing something right obviously🤷🏾
@@veganmukbanger3631 u must be blind or cant see
Vlad woulda been like ... “...what federal crimes do you usually finesse?” When’s the last time? “Ooh ok. “
Kevo for president!! He got my vote just from his interviews I done improved my girls credit score 90 points by adding her to just 1 of my tradelines which I learned from kevo & this borrowing against your own money is gold 🙌
That’s why they put the get rich books in the back of libaries! 😂
They not lying cuz I’m 22 in FinTech and niggas was talkin all that college shit nd I been makin good money since I was 19. Never felt like I needed something to stamp me or show me the way🤷🏾♂️Fuck what anybody told u, if u got the will u gon find the way💯
Say cheese dawg jamaica mi deh a watch dis 💯💯
Bro, Bandman kevo is literally the best interviews on this channel!
I turned 18 got my inheritance and VANISHED🤣🤣🤣🤣 I couldn't wait to leave
How much was it 😂💪🏿
@@nazy2much 7 figures and I get another bigger 1 on my 27th birthday.. Woke up that morning went to the bank and NEVER looked back
Generational wealth is a blessing. Hopefully one day my child makes a post like this on TH-cam lol 😂🙏
Stay blessed
@@Boyslim826 You can do it. Don't let nobody tell you Different
Born with a Golden Spoon a 7 figure inheritance? Golden spoon definitely
Gone head grab yall CDL grind for a company a year or two then buy your own truck get comfortable there then start your own fleet. Got mines at 19 now im 21 at Schneider grinding this one year out then ima buy my own truck. Yall can do it fr 💯 believe in yourself because ppl don’t care until you got it
I’m damn near looking into trucking tbh
Different strokes for different folks, it’s all about hard work
Rae Blue & working smart; it’s important to know what industries are growing and which are contracting.
Bro this interview is pure gold especially this clip right here it really touches home
I respect him more than any rapper that's hot rn or been hot.
Go to college and then work for someone who never went to college!!!😂😂😂😝😝😝
Oh 😂💀😂😂
I was rush out the house after I walk the stage from high school.
Bandman, I fw you. Thats real
Y’all keep putting down college but ain’t never been 🤦🏾♂️ you don’t need college but it teaches you different skills and exposes you to a new environment, not everyone goes into debt , it’s many ways to graduate without debt , community college, scholarships , working etc, it’s an investment
It’s a bad investment. Most people go and then can’t get a job in their field. It’s a waste of time and money if you’re not a engineer doctor or nurse
SOGFLY1 it’s good if you just don’t major in a degree that’s useless
Most people that dont go in debt are because their wealthy parents are backin them up
Dutchmaster710 yeah but you don’t have to go to 4 year , you can work and save your money and go to community college and if you have a high enough gpa you can get a scholarship to finish the last 2 years , many people finish college this way
SuperSavage I go to a community college I’m majoring in Health and Fitness science. I’m going into my second year. I be debating on going to a university after I get my certification at the community college to get my bachelors in exercise science. It’s some reasons why I don’t like debt. I just want know for sure until the time comes when I get my certification
Went to penn state and dropped out after a couple years. I currently make 57k from my 9-5 and an extra 40k with my side business breeding reptiles! Please remember these lessons folks 1. If you’re good at something never do it for free. 2. Save, save, SAVE... 3. What would you do for a long period of time if you that you’d be happy doing for money.
Just like rod wave said went to school 12 years just to get a job selling donuts
Mom used to cuss a nigha out everyday until I moved out on graduation night, now she call every morning 🤦🏽♂️
Bro Teeth Long As Hell 😭
In 2008 when the economy crashed I was in school for HVAC and it was people that had masters bachelors doctorates and associates degrees trying to get jobs at McDonald’s Walmart or anywhere that would hire them bc it was so bad 😩😒
Its a difference between “federal jobs” and jobs that are not federal...
Explain
Alpha Dub federal jobs are government jobs
They slow as hell
The right education that’s gonna make you successful 💯🔥✊🏿💪🏿👍🏿
There's whole apps and certain Internet networks that only rich people have access too they even have their own phone service lines
What phone lines? This seems like a stretch.
DCL XVI “kid” lol ok
This man stay dropping gems.
No type of education is going to "MAKE' you a millionaire
This man Bandmankevo be Speaking Straight Facts😭💯💯
After doing 12-14 years of school take a 1-3 year break get a 9-5 then if you want to go to college attend
💯
Stfu Preciate it
Everybody cant scam big Bandman
This is not factual at a all. He’s discussing a secure loan and YES you gotta pay it back.
I had a college professor who told us that everything we learned would be obsolete within the next 5 years and that you could take the same courses at a community college and that was in 2012
It's crazy how our grandparents had good jobs with out college degree my grandma work for the Senate dad work as a bus driver mad 100k a year now u need a college degree for those jobs
Yep it’s a typical cycle that’s been happening for years smh 🤦🏾♂️ ...
THEY ALWAYS HATING ON COLLEGE
What's good about college?
“I’m not hating on education I want education that can make me successful”. You listen to the interview?
A lot of black parents make it so toxic for us to stay any longer than 18, to the point where u have no choice but to move out.
College = the 13th thru the 16th grade !!! ( Inherantences and trust funds = the Real Winners !!! )
When he talks he gives me Kevin Gates vibes with the knowledge, always feel like I’m learning something useful
Can someone explain the concept of borrowing your own money? In the example he used the 500k would have to be paid back right?
Facts I came right to comments to see if somebody knew what he was talking about. Shit sounded too sweet 🤣
Using your own money as collateral I’m guessing
Your using the 100k to leverage borrowing 500k the 100k is acting as security on the 500k. You essentially will have to pay back 400k bc the 100k of the 5 is yours. Your not going to get out paying the $400 unless your to say eff the bank in which case you came up on 400k all though this way it's going to screw up your credit but when you have the knowledge fixing your credit ain't shit but I wouldn't advise it for regular Mfs. Just pay back the 400k after you make a return on whatever investment. The key is accessibility, the 100k got you access to 400k.
the concept is not to borrow to spend/waste the money. the game is to get the 400 and purchase ASSETS (real estate/businesses/investments) and the assets will pay back the 400 not you personally because you will multiply that money. use the money to make more money. how the rich get/stay rich. so with the 100k you borrow 400k and turn that into 800k and pay back the original 400... meaning you turned 100k into 500k without ever spending the original 100k. that’s just a simple example but you can leverage it even further and make a lot more than that
eric david nail on the head. Flip that 400k to 800k... Free money
I always enjoy Bandman interviews. Keep em coming bruh👊🏾💯
This fool was charging me 4 bands for the “sauce” to get rich
To get put on ain't cheap. If u can't grind to make 4k how u gon get 1 million? that's the type of mindset he wants you to have. If u really wanna get rich then get that 4k ready
Docihno Bernadel how tf do I know he ain’t gonna take the money and disappear
@@Adrian-yd6vu Scared money don't make money. Does it look like Kevo need your 4k to run off with? His fits be 4-6k. Why tf he gon run off with your money when he gettin to it? 😂
Docihno Bernadel ok so what rappers scam all the time when people pay them for a verse n they run off with the bread their outfits be 4-6k too any way forget about if he disappears let’s just say he don’t run off with it n I pay just so he can give me some BS stories about how rich he is? mentors do that all the time just talk about how much money they have and rip ppl off
Lol i hate that its only black folks that charge people for free game. the whole "its be sold not told" is bullshit. white folks don't do that, asian folks don't do that. its only black people that wanna sell courses and charge you for things they should be getting for free, out of fear that you'll do better than them in life.
Somebody put this man in a senate seat
How can you get credible work experience without opportunities through school? Without a degree you're like forced to work at Walmart or McDonald's.
In my community Clearlake, California. If you don't go to school you're stuck in the ghetto selling or doing drugs🙏
That's false. I work in the airline industry and there's plenty of careers you have without a degree. Trust me. I wish i knew about the airline industry after i graduated high school. So for young people graduating from high school and not sure what you want to go to college for. Give the airline industry a shot.
Tradeschool.. Like he said
@@User-rn6it Yea that's a fact. But I feel many of us have been brainwashed into believing the idea of college or the go to college for the experience deal. You know dorm life all that movie shit. But when real life hits and we are no longer living a fantasy we fold under pressure and make bad decisions. College is not for everybody but I wouldn't play around with it. If you're going to do it go all the way with it.
Not true you gotta look beyond. It's a million ways to get right
Lmao clearlake ghetto? Yall just a rural ass small lake town theres mad opportunities jobs and cheap education literally 30 minutes away in santa rosa the junipr college is literally one of the best in the country
Borrowing against your money in the back is called a secured loan
My parents was same way n they mexican
It’s a trait amongst poor people in America
@@pmaii7707 frfr most poor immigrant families
SWEAATS I guarantee if the parents had the money they wouldn’t be so quick to push they kids out
For those that don’t understand borrowing against your money:
$100k in a checking account at chase bank. They see you have $100k in cash so they approve you for a line of credit for $500k.
Now you have a checking account with $100k and a line of credit (basically a credit card) with $500k. Use the money on the $500k credit card to buy the expensive things that make money and pay it back when you make it.
Ex. Spend $120k buying and fixing a house then selling it for $200k. That’s $80k profit after you pay back the $120k on the credit card.
So now you have $180k in your checking and still $500k on a line of credit to use again. Rinse and repeat
what jobs are he talking about right out hs to make real money
jack morgan he’s talking about trade schools; auto, plumbing, welding, HVAC (controller air pressure systems like air conditioning and fridge/freezer repair), electrician, entry level medical jobs like medical billing/medical assistant/vocational nursing, etc)
These institutes teach you direct job experience and can be completed on an average of 18 months, with direct job placement when you graduate.
These types of jobs have a high median age , which means these jobs need younger workers to enter the field. The high surplus of college students means jobs like the above will be plentiful and pay well.
Education and skills are both key. The right kind of education is key. Knowledge is great applied knowledge is better.
I disagree on the trade school part.
Why ? Went to a trade school when I was 18 came out with a great job and an apartment making almost a stack every check still been living on my own since I was 19 niggas 23 now so trade school set my life up . even got my GED there
I didn’t watch the whole interview. At first when they came on they grouped the trade schools with the 4 year schools. I have a trade school (Associates) degree myself and it got me a 6 figure job. Trade schools is where its at.
I just finished a 20 month Mechatronics Technician program with a diploma not a degree, first job offer DURING THIS PANDEMIC was 87k a year to basically make sure a robot runs efficiently. I’m 34 with a IT Degree and 3 CompTIA certs and never made over 50k a year. TRADE SCHOOL OBTAIN A SKILL NOT A DEGREE
Not even going lie it doesn't have to be a One or the other typa of thing we have to get out of that You can do Both everyone is learning for LIFE. Get the Trades gain the Skills get the degree to WHY NOT!? If they in the same field you bringing in 300k-500k if you do both depending on the field..
Bandmankevo got the best interviews
I rush out before 18 😂😂😂knowing damn well they ain't teach me shit
This is all facts in this interview.