I am 21 my asset allocation 60% equity = index funds/some selected direct stocks 20% debt=gsec bonds/high interest FDS 20% gold=sovereign gold bond's/gold ETf My portfolio gives average 15 -20% return
You brought out simple facts but they are very important in managing personal finance. Very good presentation. Today I joined for stock o meter and tax yadnya !
Thanks sir. Your video is very helpful. Need one advice, If I am a agressive investor and have 10+ year of investment horizon, do I have to invest 70-80% funds in Small & Mid Cap only
Invest 80% in small cap fund, save 10% in index etfs and 10% in liquid funds like FD. Use FD funds to catch big opportunities in stock market, whenever there is a big correction find fundamentally great companies and invest in them. Forget that money forever, let it grow and never book profit unless the fundamentals of the company get changed which make it bearish. For better returns in small cap fund pause your SIP during bull runs when market is going high for long time, and the allocated cash should be kept in FD until there is a correction and market is reaching bottom, and do a top-up in that same small cap fund during the correction and resume the SIP from that point. Mid cap is not the best option so go all-in on small cap instead. Mid cap in India is high-risk but low return.
Brother Excellent and informative video Thanks a lot. Kindly do it in English So that i can share it to many of my friends I have 5 lacs Is it advisable to put all my 5 lacs in liquid funds and do STP in five large cap funds
sir please post videos and share your knowledge on real estate and rental property income also as majority including me willhave less knowledge about it and we are eager to know more .
My age is 45 and my all SIP are in equity oriented funds. Seen market for last 10yr and understood that my withdrawal should as per market time and not my wish. I also kept 4-5 months fund in liquid fund and also do max contribute into NPS. Should I go for debt fund or gold?
Sir, U can use recording setup like these few ppl, Anish Thakur, Vivek Bajaj, Anant ladda. Means like a clean table, good background, atleast distant full or 3/4th body with other thing screen filling space.
@@probinjoseph3862 Since I didnt searched for high end mic setup but I can say that high end mic should not be used bcoz on playing youtube video loud voice, I think any normal mic with pleasant output voice will do the job and it should be kept placed below 3rd buttton(not at collar) or may be table mic but that need to be analysed by seeing other youtube videos(so not sure for stand mic
@@anamikatiwari8713 Thank you.. Actually I am looking for voice recording for audition..not for you tube..normal headphones mic is having good clarity..
I am in early 30s and have SIPs running 100% into equities from past 4 years. I am fine with volatility in the market. I hav >20 years of investment horizon. Do I need to reallocate money into other asset classes now?
It's good you have started allocating but I would suggest to allocate 15 to 20 % in gold via gold ETF or gold bonds. 60 % equity and rest in debt. Equity might feel very attractive right now with all the bull run happening but future is always uncertain. It's better to make little money than risk everything. Also I equity consider select large cap and midcap
Depends on your job and liabilities. A person whose employment itself is as volatile as the equity needs a little bit of allocation in fixed income category. I don't think government employees should bother much and they can go for 100% equity allocation.
90 % of the things he quoted from intelligent investor by benjamim graham, i suggest you to read books. Stay away from these type of secondary knowledge.
Respected Sir, My age is 31, I have been planned for invest in 3 mutual fund for 10+ years since March 2020, those are 1. Axis Blue-chip Long term Equity Direct Fund ₹5,000 2. Parag Parikh long term Equity Direct fund ₹ 2,200 3. Mirae Asset Emerging Blue-chip fund Direct growth ₹ 3,500 Is right portfolio ?
10 years wait is to bigger period, practically only a millionaire can say x amount will not require for 10 years, for average middle class in general upto 5 years i think might be ok, i amy be wrong, just thinking of my self, garib insan😂
age 30 still the same.😂 I wish I was this serious at this age.. used to buy penny stocks and hold at +5 of that age, wasted my time and money. wish you very good.
You only told the in your nonsense vedeo that DIXON WILL NOT CONTINUE the rally. On what basis you said it?? You just wanted to be REVERSE of what everyone saying. Now after a long time came up with new vedeo.
Fantastic points! Especially "your business is your equity" is a line of thought I had never had.
I am 21 my asset allocation
60% equity = index funds/some selected direct stocks
20% debt=gsec bonds/high interest FDS
20% gold=sovereign gold bond's/gold ETf
My portfolio gives average 15 -20% return
For a 21 yr old guy. It's awesome. Keep it up
At the age of 21, I was playing gully cricket. Didn't even know about investment!!
You brought out simple facts but they are very important in managing personal finance. Very good presentation. Today I joined for stock o meter and tax yadnya !
Parimal Sir you are simply awesome.
New invester ko zaroor dekhna chahiye soch badlegi thnx sir iss jankari ke liye
Kya baat? Kya baat? Kya baat
Excellent information. Guruji charan kaha hai ?
Very nce guidance for all age groups investors.Thank u vey much , Parimal Sir.
Short & clearly knowledgeable
Excellent Video for current scenario
Thanks for your valuable information Sir
L&T pe detailed discussion kariae
With their subsidiary also
I believe this Video will be the most viewed on
Thank you sir for this informative video, I am 34 now and I request you to suggest some Retirement Funds to invest as SIP.
it is really valuable video as always.
Just Brilliant Sir.👍👍
thankyou sir , it really helpful
Please make one video explaining Debt and Liquid funds ..
Very informative & knowledgeable.🙏🙏🙏🙏
Maine ulip plan liya h aur allocation equity me rakhi hai 100 percent..age h 33
Ulip is worst
Very informative. Thanks
Thank you for all your videos....
Please do a video on Edelweiss US technology fund and disruptive technology investment options available in India.
You are doing wonderful job👍
Very good analysis Sir.
Nice Video Parimal as always.
Thanks sir. Your video is very helpful.
Need one advice, If I am a agressive investor and have 10+ year of investment horizon, do I have to invest 70-80% funds in Small & Mid Cap only
Invest 80% in small cap fund, save 10% in index etfs and 10% in liquid funds like FD.
Use FD funds to catch big opportunities in stock market, whenever there is a big correction find fundamentally great companies and invest in them. Forget that money forever, let it grow and never book profit unless the fundamentals of the company get changed which make it bearish.
For better returns in small cap fund pause your SIP during bull runs when market is going high for long time, and the allocated cash should be kept in FD until there is a correction and market is reaching bottom, and do a top-up in that same small cap fund during the correction and resume the SIP from that point.
Mid cap is not the best option so go all-in on small cap instead. Mid cap in India is high-risk but low return.
Sir debt allocatiom kaise krte hai or kya hai pls bataiye
Thank u for this video sir🙏
Thankyou very much brother
Brother
Excellent and informative video
Thanks a lot. Kindly do it in English
So that i can share it to many of my friends
I have 5 lacs
Is it advisable to put all my 5 lacs in liquid funds and do STP in five large cap funds
Please make a video about Larsen & group company
Nice Information sir thanks ☺️
Sir, plz make video on EV.
sir please post videos and share your knowledge on real estate and rental property income also as majority including me willhave less knowledge about it and we are eager to know more .
My age is 45 and my all SIP are in equity oriented funds. Seen market for last 10yr and understood that my withdrawal should as per market time and not my wish. I also kept 4-5 months fund in liquid fund and also do max contribute into NPS. Should I go for debt fund or gold?
Thank you so much sir for guidance 🙏
I want to subscribe to model portfolio can someone guide me which is the web site of parimal ade
Superb video 👌
Sir,, Kya Govt Job walo ko 6 month ka emergency fund rakhna chahiye..?
Actually good tips
Understandable
Hi Sir is possible for you to upload Covariance coefficient and variance explanation?
Sir, U can use recording setup like these few ppl, Anish Thakur, Vivek Bajaj, Anant ladda. Means like a clean table, good background, atleast distant full or 3/4th body with other thing screen filling space.
Hi..do u know which mic set to use for audio recording..?any good brand
@@probinjoseph3862 Since I didnt searched for high end mic setup but I can say that high end mic should not be used bcoz on playing youtube video loud voice, I think any normal mic with pleasant output voice will do the job and it should be kept placed below 3rd buttton(not at collar) or may be table mic but that need to be analysed by seeing other youtube videos(so not sure for stand mic
@@anamikatiwari8713 Thank you.. Actually I am looking for voice recording for audition..not for you tube..normal headphones mic is having good clarity..
Very helpful for my age of 55 years.
Thanks sir.
Good advise.❤
Sir also guide on all alternate avenues where we can allocate assets
I am in early 30s and have SIPs running 100% into equities from past 4 years. I am fine with volatility in the market. I hav >20 years of investment horizon. Do I need to reallocate money into other asset classes now?
It's good you have started allocating but I would suggest to allocate 15 to 20 % in gold via gold ETF or gold bonds. 60 % equity and rest in debt. Equity might feel very attractive right now with all the bull run happening but future is always uncertain. It's better to make little money than risk everything. Also I equity consider select large cap and midcap
Depends on your job and liabilities. A person whose employment itself is as volatile as the equity needs a little bit of allocation in fixed income category. I don't think government employees should bother much and they can go for 100% equity allocation.
Purna tarika acha tha sir
Thank u 😊
7. Is Thank you 😊
Sir, Can you also pls do videos in English. That way it can be shared with lot of my friends who also can be benefitted. Thanks.
Sir what is the difference between liquid fund and floating interest fund?
Sir please make a video and discuss your views on RVNL (Rail vikas nigam limited)
Make video on taxation
It's pleasure to watch your video sir...
Good one...
Sir when you say equity it includes MF or only stocks ?? if I plan to invest 70% in equity then MF are included or excluded ? Please reply.
90 % of the things he quoted from intelligent investor by benjamim graham, i suggest you to read books.
Stay away from these type of secondary knowledge.
good one
🙏 happy new year sir❤️🙏
Top fertilizer group video banaen 🙏
Kaun si company (uraiya & DAP)
Production karti hai 🙏
Year 2021 mf par ek video Karo na sir
Nice one
Sir please ek video Oracle Financial services par banaeyega....
Bhai HDFC BANK ke bare me btao new credit card kabse milna shuru hoga?
indusind bank analysis pls
Plz make one on pidilite plz
Good stock with high moat, can be accumulated on each dip
@@satyamjain3092 thanks
@@satyamjain3092 but asian paints is also entering the same business
@@Userforall29 Pidilite will tackle aggressively and not easy to replace since pidilite is covering 70% of the market
IDFC Ltd. review please.
Respected Sir,
My age is 31, I have been planned for invest in 3 mutual fund for 10+ years since March 2020, those are
1. Axis Blue-chip Long term Equity Direct Fund ₹5,000
2. Parag Parikh long term Equity Direct fund ₹ 2,200
3. Mirae Asset Emerging Blue-chip fund Direct growth ₹ 3,500
Is right portfolio ?
You are surely a very aware investor, great choices of funds. Increase the amount could be only suggestion, keep up the good work, happy investing 👍
Increase amount
Also invest in index fund
10 years wait is to bigger period, practically only a millionaire can say x amount will not require for 10 years, for average middle class in general upto 5 years i think might be ok, i amy be wrong, just thinking of my self, garib insan😂
Ru financial planner?
Hero motors vs bajaj auto
Jai Parimal bhagwaan 🙏
👌👍
Age 19 : 100% equity
But the amount is small😂😂
age 30 still the same.😂 I wish I was this serious at this age.. used to buy penny stocks and hold at +5 of that age, wasted my time and money.
wish you very good.
NIFTY50 INDEX INVESTMENT DETAILED PROCEDURE..
You only told the in your nonsense vedeo that DIXON WILL NOT CONTINUE the rally.
On what basis you said it??
You just wanted to be REVERSE of what everyone saying.
Now after a long time came up with new vedeo.
First