Tax Deductions vs. Tax Credits

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  • เผยแพร่เมื่อ 27 พ.ย. 2024

ความคิดเห็น • 74

  • @pidansolo
    @pidansolo 7 ปีที่แล้ว +42

    so very extremely helpful!!! Saved my life and my finals!!

  • @jairatadia9675
    @jairatadia9675 5 ปีที่แล้ว +16

    You gave the best explanation ever! I didn’t find anything so comprehensible and simple anywhere else on the web - they were talking nonsense

  • @albertmendoza1468
    @albertmendoza1468 5 ปีที่แล้ว +27

    Very easy to understand, thanks for the examples!

  • @JwiseTheRealist
    @JwiseTheRealist 2 ปีที่แล้ว +1

    This video explains it so clearly all the other videos on TH-cam are rubbish ... way too complex

  • @ExquisiteBossin
    @ExquisiteBossin 6 ปีที่แล้ว +5

    Great Video! Very easy to understand. Appreciate the clear step by step explanation.

  • @joshuaremintier9990
    @joshuaremintier9990 7 ปีที่แล้ว +21

    Fantastic video and explanation.

    • @Edspira
      @Edspira  7 ปีที่แล้ว +2

      Thanks!

  • @Oscar.Carmona
    @Oscar.Carmona 2 ปีที่แล้ว +2

    Great visual comparison and example!!! thank you for making it so simple!

    • @Edspira
      @Edspira  2 ปีที่แล้ว

      My pleasure!

  • @debbiejones953
    @debbiejones953 ปีที่แล้ว

    Thank you for this concrete, clear explanation with actual numbers as examples!!!

  • @donniebowers8969
    @donniebowers8969 8 หลายเดือนก่อน

    Very clear example

  • @monsterlovesmoney5561
    @monsterlovesmoney5561 ปีที่แล้ว

    Perfect to the point explanation. Thank you!

  • @barbaraadams8219
    @barbaraadams8219 ปีที่แล้ว

    Thank you for this comparison. Very well done

  • @Jean1juan
    @Jean1juan 3 ปีที่แล้ว +1

    With deductions though would you end up keeping $550 overall?
    Does deductiom reduce overall income or just taxable income?

  • @courtneycampbell2324
    @courtneycampbell2324 5 ปีที่แล้ว +1

    Very good. thank you! You just helped me with my class!

  • @williamrobertsalas1
    @williamrobertsalas1 4 ปีที่แล้ว +1

    Spectacular explanation!!!

  • @nyz6685
    @nyz6685 5 ปีที่แล้ว +6

    I had a hard time understanding until watching this

  • @markj2297
    @markj2297 4 ปีที่แล้ว

    That was a fantastic example. Thanks buddy

  • @brrberrymerry
    @brrberrymerry 3 ปีที่แล้ว +1

    Finally understood this. Thank you so much!

    • @Edspira
      @Edspira  3 ปีที่แล้ว

      Great to hear!

  • @satyam_krishna
    @satyam_krishna 2 ปีที่แล้ว +1

    very useful

  • @_StarBoyfl
    @_StarBoyfl ปีที่แล้ว

    Thank you 🙌.Direct explanation

  • @mattnelson7554
    @mattnelson7554 2 ปีที่แล้ว +1

    This might be a dumb question. But if you get a tax credit that is greater than the tax due, does the government pay you that amount. For example, if I got the $7,500 EV tax credit and I owed the government 2,000 in tax, would I get 5,500 back? Or would my tax bill just be 0?
    Thanks!

    • @aaronherrington7785
      @aaronherrington7785 2 ปีที่แล้ว +1

      I’ve got the same question. Someone please respond.

    • @RieDinBeck
      @RieDinBeck 2 ปีที่แล้ว +1

      @@aaronherrington7785 same question here

    • @Brisun
      @Brisun ปีที่แล้ว

      Same

  • @ekta6445
    @ekta6445 2 ปีที่แล้ว

    Just one question... Does the govt pays the tax credit or it simply reduces the liability of tax?

  • @DEEPGNOSTIC
    @DEEPGNOSTIC 5 ปีที่แล้ว +3

    What if you have $100 tax due to the IRS. Does the $500 credit turn it into a $400 tax refund??

    • @Gaonaism
      @Gaonaism 5 ปีที่แล้ว +1

      Depending on your tax obligations and how you file taxes, your statement is theoretically correct but consult with a competent CPA.

    • @rantingcullinarian
      @rantingcullinarian 3 ปีที่แล้ว

      Very good question. I have the same one. We have a lot of taxes withheld, so we don’t usually pay much at the end of the year.

    • @kureijigaru
      @kureijigaru ปีที่แล้ว +1

      These credits reduce your federal tax owing. However, if the total of these credits is more than your federal tax owing, you will not get a refund for the difference. FROM THE WEBSITE

  • @arckimede2204
    @arckimede2204 3 ปีที่แล้ว +1

    Nice video! Thanks!

  • @asleepysplacetolook
    @asleepysplacetolook 4 ปีที่แล้ว

    very clear explanation and examples. Thanks.

  • @joyceling782
    @joyceling782 3 ปีที่แล้ว

    very helpful for my tax law class!

  • @snake1625b
    @snake1625b 3 ปีที่แล้ว

    If you have both a deduction and a credit, do you subtract the credit from the deducted taxes?

  • @brandtgrigg4114
    @brandtgrigg4114 3 ปีที่แล้ว

    How does one buy and sell tax credits. With the green new deal and the carbon tax coming this would be awesome because you could make some serious capital buy holding some tax credits.

  • @M23326-h
    @M23326-h หลายเดือนก่อน

    Amazing!

  • @hapaharley1706
    @hapaharley1706 6 ปีที่แล้ว +1

    If you own your own company, aren't almost all work expenses tax deductable (lunch, gas, supplies, etc.)? If I have a $14,000 taxable income but have $14,000 in deductions because I ate out every lunch and drove a lot for work, doesn't that mean I pay $0 in taxes?
    Can someone explain to me where I'm wrong please.

    • @Edspira
      @Edspira  6 ปีที่แล้ว +2

      Some deductions have caps on how much can be deducted. I don't want to give specifics because it all depends on the type of corporation and type of deduction. Just suffice it to say that you can't always deduct 100% of your taxable income.

  • @leftylion816
    @leftylion816 ปีที่แล้ว

    Thank you

  • @noureldinahmed149
    @noureldinahmed149 2 ปีที่แล้ว

    Thank you for that!!

  • @Gen3ralGrimReaper
    @Gen3ralGrimReaper ปีที่แล้ว

    Very easy to comprehend, but whats the purpose of tax credit and deduction and how will it effect us later?

  • @maxstarr6377
    @maxstarr6377 6 ปีที่แล้ว +3

    great video!!!

    • @Edspira
      @Edspira  6 ปีที่แล้ว +1

      Thanks Max Starr!

  • @great4ever845
    @great4ever845 4 ปีที่แล้ว

    So you would calculate all your deductions first then credits?

  • @jenbermudez-herrera5645
    @jenbermudez-herrera5645 4 ปีที่แล้ว +1

    Thank you for this!!!

  • @tarawally65
    @tarawally65 4 ปีที่แล้ว +2

    Flawless video

    • @Edspira
      @Edspira  4 ปีที่แล้ว

      Thank you!

  • @kofi3719
    @kofi3719 4 ปีที่แล้ว

    What’s the catch to tax credit cause that’s has to be to good to be true! ( is there’s any fee you have to pay to get a tax credit? Things like that)

  • @saveUyghurs
    @saveUyghurs 4 ปีที่แล้ว

    SO CLEAR! THANKS!!

  • @altamimi2008
    @altamimi2008 5 ปีที่แล้ว +1

    Thanx

  • @geno816
    @geno816 4 ปีที่แล้ว +1

    What happens when your tax credit is more than the taxes you owe? Do you get a refund, or lose the tax credit?

    • @Edspira
      @Edspira  4 ปีที่แล้ว

      It depends. Certain tax credits (e.g., the Earned Income Tax Credit in the U.S.) are "refundable" which means you get a refund if your tax credit exceeds what you owe. Some tax credits, however, are not refundable

    • @Brisun
      @Brisun ปีที่แล้ว

      @@Edspira what about the EV electric vehicle 7,500 credit ?

  • @foxtbird8756
    @foxtbird8756 3 ปีที่แล้ว

    Very clear explanation
    Good shit bro 👍

  • @ramiaguzman3523
    @ramiaguzman3523 3 ปีที่แล้ว

    Excellent video thanks!!

  • @johnsun2416
    @johnsun2416 3 ปีที่แล้ว

    Does tax deduction change the tax bracket?, Example total taxable income=18k(12% bracket), with 12k standard deduction, does my bracket drop to 10% or stay at 12%?

  • @jakebarnier5188
    @jakebarnier5188 6 ปีที่แล้ว +3

    Can my tax credit be greater than my taxable income?

    • @Edspira
      @Edspira  6 ปีที่แล้ว +1

      If it is a refundable tax credit, then it can reduce your tax liability below zero and allow you to receive a tax refund.

    • @pinkbug8u
      @pinkbug8u 6 ปีที่แล้ว

      So income tax is automatically deducted for salaried employees. If tax credit is greater than taxes you have to pay, and it's non refundable (for eg. tuition) then taxes owed just goes to zero and you get nothing back? Even if you paid more in taxes than what you were supposed to?

  • @janwilliams3841
    @janwilliams3841 4 ปีที่แล้ว

    Excellent.

  • @ImtiazKhan92
    @ImtiazKhan92 5 ปีที่แล้ว

    Well explained

  • @Jaskaran_Singhhh
    @Jaskaran_Singhhh 4 ปีที่แล้ว

    tq

  • @mindo1899
    @mindo1899 ปีที่แล้ว

    ok how can get tax credit ?

    • @AdrianWilliams-q4p
      @AdrianWilliams-q4p 7 หลายเดือนก่อน

      Volunteer where they offer tax credit. Fire Fighter is a good example

  • @aimbot8912
    @aimbot8912 5 ปีที่แล้ว

    What happens if your tax due is 0 and you have a tax credit of say 2000 for solar panels let's say

    • @tony9131
      @tony9131 5 ปีที่แล้ว

      You get a check for $2,000

    • @kene3988
      @kene3988 4 ปีที่แล้ว

      @@tony9131 If it's refundable

    • @matrixbikes
      @matrixbikes 4 ปีที่แล้ว +1

      @@kene3988 as long as she paid more than $2000 though out the year in taxes. IRS is not riding checks, they can only refund some of your tax money.

  • @timeflys3248
    @timeflys3248 6 ปีที่แล้ว +2

    what if you don't owe any taxes, does that credit do anything. im always arguing with my wife about this. we always end up getting a little bit of money back and thinks its our daycare credit. but i think if you dont end up owing money then the credit is useless. can anyone tell me whos right

    • @Edspira
      @Edspira  6 ปีที่แล้ว +2

      It depends on whether the tax credit is refundable or nonrefundable. If the tax credit is refundable (e.g., the Earned Income Tax Credit in the U.S.), you will actually get money from the government even if you don't owe any taxes. For tax credits that are nonrefundable, however, the tax credit will have no value if you don't owe any tax.

    • @matrixbikes
      @matrixbikes 4 ปีที่แล้ว

      @@Edspira Bullshit! What do you think the deductions from our paycheck is? He said he does not owe money to the IRS because he got tax deduction {withheld money} on his paycheck. He should get that money back.

  • @educationhub2002
    @educationhub2002 2 ปีที่แล้ว

    Your fcuking genius man 🔥