FinTech companies are slowly taking over the world of finance by the sheer force of their innovation and disruption. How has your experience with FinTech been?
I'm enjoying my journey as a business analyst in FinTech since past 7 years. Now to level up my career, I'm looking forward to pursue masters in FinTech from USA, can you advise the best universities and courses please.
First of all, this whole economic chaos was powered by optimism that the FED is done with hiking interest rates. Now that interest rate crash is the situation, where do we go from here? How would you advise I safely allocate $250k funds at this point?
The market is volatile at this time, But doesn't the Federal Reserve's monetary policy and low interest rates contribute to the current valuations? hence I will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/ETF you focus on.
I Agree, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.
’Sonya Lee Mitchell is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
So online payments, digital wallets, online trading, online investment, crowd founding, peer to peer lending, and all businesses involving finance and technology can be categorized into the financial technology industry ?
I agree with your advice on investing in a fin-tech ETF. I’ve been dollar cost averaging into one. Getting little pieces of these companies with each investment. The little pieces are becoming big pieces. As this industry continues to grow, so will I. Thanks for the video.
Great video! I've started working in an open banking fintech startup for the LATAM market, but I've stuided communications, so is not that easy for me to understand what I'm selling. This video is pretty clear and I think it can help everyone to understand the basics about this industry!
Great overview. How do I find out how fintech works technically? How would someone set up an online bank from scratch? What software is needed, servers, networking.
Hi Dede - you are very welcome! Operations management can include a ton of things, so would probably like to see a more detailed job description. Could include middle and back office reconciliation of transactions, but also something more closer to a a chief operating officer where you really manage a vast array of teams... let me know if you have something more detailed.
thanks for the broad overview, some say this is 4th revolution in capitalism. would you be interested in doing an individual Fintech company called Vama? Your takeaways would be greatly appreciated!
@Boopalan - did you have a chance to watch the other three videos on fintech I have? The links are below the video. There are many paths that working in fintech, but generally speaking, a finance degree or finance work background combined with a technical side around coding, blockchain or the understanding of Anti-Money Laundering and compliance are some of the areas and skills that are highly in demand. I'd say getting a few certificates and courses on your resume also helps - that's why I listed the courses I talk about in my videos. It's a competitive environment and these courses help you develop the skills that recruiters look for. Good luck and keep me posted! 🍀🤞
I live in India and I am from an accounting background with 10 years of industry experience, Is it a right time to switch to FinTech from overseas how it will help me in my career?
Hey! I am currently doing my undergraduate in bachelor's of business administration in computer application (basically I'll be having the knowledge of business+management+coding).. So after my undergraduate degree should I go for a MBA in finance or CFA
@Rishi - I think it's always better to go do your MBA after a few years of experience. You're older, wiser, and you'll be in a class with seasoned people with prior work experience. The CFA is an excellent idea that you can start right away along your first job - did you see the passing level that just came out? I think it was a ridiculously low 24% 🧐
@@martinzeman89 hey thanks for your advice,I am also thinking of doing some finance courses which will help me to get an internship or a job. CFA is ridiculous tough, probably I will go for an MBA after some work experience
Hey! I am interested to do master's in Financial Technology and this video kind of motivated me to do that. I was really confused about it but video helped me alot. Great work 🙌
Hey Amish - great to hear that. The future really is in FinTech as opposed to traditional banks which are fast becoming very commoditized. As an example, a company like PayPal is a $200bn+ market cap. Compare that to Goldman Sachs at $70bn. Goldman is a great trading house for sure, but the future of where finance is heading now is really in FinTech. Good luck!!
@@martinzeman89 planning for Masters of fintech in U.K. is it good for Fintech? Is Scotland too good option? Also I want to know with aspects to Job market and tech advancement.
Absolutely! You can always learn the finance, but computer engineering will open up a ton of doors for you on the technical side of things which is in short supply right now...
@@martinzeman89 Currently third year Computer Science, so I still have a long way to go. I have already finished a Certified Blockchain Developer course with Blockchain Council and I enjoyed it, especially the Corda part, since I love programming in Java. I am planning to go for the expert course next summer and I am looking forward to it. Thank you very much. :)
Fantastic Video Martin, thank you! I am considering studying an MSc in FinTech here in the UK. Do you see the FinTech industry as future proof? and in particular which areas of the industry?
Hi Niklas - future proof is a strong statement, but I definitely think it's where finance is heading. Typical commercial banking and investment banking are fast becoming utility type of businesses. Goldman's market cap is $100bn - compared that to PayPal's $330bn. If you like coding and engineering types of jobs, I think that's as future proof as any, especially because you have the skills to launch your own products or your own company. But pretty much any area in FinTech sets you up for a future in a high growth industry as we move to much more efficient and user friendly ways to invest and manage money. Good luck with your degree, keep me posted!!
Hey Emmile - glad you enjoyed it. I was just warming up, check out the last video on the channel for more on highest paying FinTech jobs 👻 th-cam.com/video/HiEcQT6W1fY/w-d-xo.html
Hi Daniel - plenty of people work in fintech without a specific fintech degree. If this is an area you want to transition to, a few reputable courses will absolutely help and coding skills - if that's what you want to do - will open a lot of doors. Good luck!
The fintech industry as we know it today did not exist before the late 1990s and early 2000s. Nonetheless, fintech's origins can be traced back to the advent of computer systems and the growth of electronic banking in the financial services industry in the 1970s and 1980s. [Cointelegraph; RegTechONE] 0:25
Boasting the highest fintech adoption rate globally, India is consistently ranked among the fastest-growing fintech markets in the world. As of the start of 2023, there were more than 2,000 fintech start-ups in India, a number that is growing both consistently and ahead of many global competitors. 3:03 [Investment Monitor]
Fintech refers to the integration of technology into offerings by financial services companies to improve their use and delivery to consumers. It primarily works by unbundling offerings by such firms and creating new markets for them. 6:00 [Investopedia]
The Global Fintech Market is valued at USD 133.84 Billion in the year 2022 and is projected to reach a value of USD 556.58 Billion by the year 2030. 6:09 [Vantage Market Research]
Cryptocurrency is decentralised, meaning it's not run by a central authority such as governments, central banks or financial institutions. Instead it operates on a peer-to-peer network, with transactions being recorded on a public ledger using blockchain technology. 6:54 [The Times]
Hi Martin, It would be very helpful if you could tell me which program would be best suited for me as a non technical/financial person to be eligible for the fintech program. Colleges in US or Canada which offers placement after certain degrees would help a lot. I don't have much idea about the program and only have a diploma in business management, so I need a masters program that could help me start from scratch. Which masters program would get me into fintech?
Hi! I am a year 1 uni student majoring in Fintech. I am considering to take Decision Analytics as my second major. Will I be able to get into fintech industry easily? Also, Is gpa such a great measure when applying for jobs?
Hi Minjun - the gpa matters a lot less than your experience. Try to get an internship with one of the fintech companies, even if it's not well paid. Any experience in the field trumps academic achievements. Decision Analytics is a great pick though! Good luck!
Hi Martin, thanks for the informative video. I have completed bachelor's degree in commerce. Can I apply for masters degree in fintech and if yes how should I go about things?
😜 - thanks for checking, Hamid! I was swamped last couple of weeks and also moving to Hawaii so it's been challenging to find time 🤣 I filmed a video on the new Bitcoin ETFs that just started trading, it's almost done editing so will post it Sunday! Hope I get to a more regular schedule in November...
@@martinzeman89 a new great video. Excited to see it. Last time I asked you about REMX, it turned out super good with 43%. On your new videos, I will ask about new etfs.
Absolutely. And they're all hiring, be it the well established, listed companies or the up-and-comers that are still raising funds and growing very fast. Good luck!
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FinTech companies are slowly taking over the world of finance by the sheer force of their innovation and disruption. How has your experience with FinTech been?
I'm enjoying my journey as a business analyst in FinTech since past 7 years. Now to level up my career, I'm looking forward to pursue masters in FinTech from USA, can you advise the best universities and courses please.
@Mrudula Kadam What do you think about doing a Financial technology course and then a Cyber security course?
First of all, this whole economic chaos was powered by optimism that the FED is done with hiking interest rates. Now that interest rate crash is the situation, where do we go from here? How would you advise I safely allocate $250k funds at this point?
The market is volatile at this time, But doesn't the Federal Reserve's monetary policy and low interest rates contribute to the current valuations? hence I will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/ETF you focus on.
I Agree, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.
This sounds quite interesting. My portfolio is in the red. Can you recommend your analyst, please?
’Sonya Lee Mitchell is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
So online payments, digital wallets, online trading, online investment, crowd founding, peer to peer lending, and all businesses involving finance and technology can be categorized into the financial technology industry ?
Do you think a Fintech Boot camp is worth it? I’ve been researching Columbias fintech programs but I find mix reviews. Any advice? Thank you!
Just finished my accounting degree and I want to get into fintech. Here goes nothing!!!
@Saziso - I agree fintech is a lot better than most 'standard' accounting jobs. What do you mean by 'here goops nothing'?
I meant I’m jumping in
🤣 got it! Let me know if you pick one of the courses below the video and how you like it 🤞
@@martinzeman89 definitely, I’m checking them out today
Sell pakora..isko aap rozgaaar maanenge nai maanenge
I agree with your advice on investing in a fin-tech ETF. I’ve been dollar cost averaging into one. Getting little pieces of these companies with each investment. The little pieces are becoming big pieces. As this industry continues to grow, so will I. Thanks for the video.
@gnahthe - 👏 . Great strategy - this industry is just in the first inning!
clear, concise, complete - Thanks Martin for this excellent 101 video on FinTech
Sanaf - You are welcome!
Great video! I've started working in an open banking fintech startup for the LATAM market, but I've stuided communications, so is not that easy for me to understand what I'm selling. This video is pretty clear and I think it can help everyone to understand the basics about this industry!
Thanks, Facundo - great to hear that!
Great overview. How do I find out how fintech works technically? How would someone set up an online bank from scratch? What software is needed, servers, networking.
Are you asking me for a business plan on a new online bank like Revolut? 🤨
I agree with you man, you should answer this question. You made sense but not on the technically side
This was so informative! Thanks so much Martin!
Glad it was helpful!
Would be really interested yo hear what you have to say about the Fintech company COTI or whether you've heard about them before. Keep killing it 🔥
I am so glad I found your channel. You explain stuff so well. Thank you!
Hi Martin. The video was extremely helpful. thank you!
would you have an idea of what operations management in a fintech startup would look like?
Hi Dede - you are very welcome!
Operations management can include a ton of things, so would probably like to see a more detailed job description. Could include middle and back office reconciliation of transactions, but also something more closer to a a chief operating officer where you really manage a vast array of teams... let me know if you have something more detailed.
thanks for the broad overview, some say this is 4th revolution in capitalism. would you be interested in doing an individual Fintech company called Vama? Your takeaways would be greatly appreciated!
I just saw ur video today ,can u tell me what kind of skills I will need in Fintech industry?
@Boopalan - did you have a chance to watch the other three videos on fintech I have? The links are below the video.
There are many paths that working in fintech, but generally speaking, a finance degree or finance work background combined with a technical side around coding, blockchain or the understanding of Anti-Money Laundering and compliance are some of the areas and skills that are highly in demand. I'd say getting a few certificates and courses on your resume also helps - that's why I listed the courses I talk about in my videos. It's a competitive environment and these courses help you develop the skills that recruiters look for. Good luck and keep me posted! 🍀🤞
Why didn't you mention that Revolut is one of the best fintech company.
I live in India and I am from an accounting background with 10 years of industry experience, Is it a right time to switch to FinTech from overseas how it will help me in my career?
Hi arpana...am in india.. am looking forward to take Msc in Fintech., Am from the accounting background.. Do u have any suggestions
@@akshayvin354 sorry I'm also doing research so I can't help it
@@akshayvin354 have you taken the msc? update pls
Hello Martin, thanks for this videos!!
I'm new in the channel. Could you recommend a course in financial law or fintech law ?
Thankss!!!🔝❤️
Hi Bersaitz - yes I can. Have you seen the course from Duke?
FinTech Law and Policy - Duke University - coursera.pxf.io/qnLvZy
I’m an international business major with a finance concentration, should I switch to fintech?
Hey! I am currently doing my undergraduate in bachelor's of business administration in computer application (basically I'll be having the knowledge of business+management+coding)..
So after my undergraduate degree should I go for a MBA in finance or CFA
@Rishi - I think it's always better to go do your MBA after a few years of experience. You're older, wiser, and you'll be in a class with seasoned people with prior work experience. The CFA is an excellent idea that you can start right away along your first job - did you see the passing level that just came out? I think it was a ridiculously low 24% 🧐
@@martinzeman89 hey thanks for your advice,I am also thinking of doing some finance courses which will help me to get an internship or a job.
CFA is ridiculous tough, probably I will go for an MBA after some work experience
hi how to get training course Martin
Hey! I am interested to do master's in Financial Technology and this video kind of motivated me to do that. I was really confused about it but video helped me alot. Great work 🙌
Hey Amish - great to hear that. The future really is in FinTech as opposed to traditional banks which are fast becoming very commoditized. As an example, a company like PayPal is a $200bn+ market cap. Compare that to Goldman Sachs at $70bn. Goldman is a great trading house for sure, but the future of where finance is heading now is really in FinTech. Good luck!!
@@martinzeman89 I have some doubts about the industry , where to study, imp skills etc. Can you help me in that?
What are you thinking?
@@martinzeman89 planning for Masters of fintech in U.K. is it good for Fintech? Is Scotland too good option? Also I want to know with aspects to Job market and tech advancement.
*Scotland is itself is in UK was comparing it with England.
thanks for the video! very insightful
My pleasure!
Is doing computer engineering and then finance courses a good combination for fintech.
Great work btw 💯
Absolutely! You can always learn the finance, but computer engineering will open up a ton of doors for you on the technical side of things which is in short supply right now...
@@martinzeman89 thanks a lot 👏
Nice one Martin
Great video! Thanks a lot!
You are welcome!
I want to get into Fintech as soon as I finish my degree.
When are you done with your degree? Keep me posted!
@@martinzeman89 Currently third year Computer Science, so I still have a long way to go. I have already finished a Certified Blockchain Developer course with Blockchain Council and I enjoyed it, especially the Corda part, since I love programming in Java. I am planning to go for the expert course next summer and I am looking forward to it. Thank you very much. :)
Fantastic Video Martin, thank you! I am considering studying an MSc in FinTech here in the UK. Do you see the FinTech industry as future proof? and in particular which areas of the industry?
Hi Niklas - future proof is a strong statement, but I definitely think it's where finance is heading. Typical commercial banking and investment banking are fast becoming utility type of businesses. Goldman's market cap is $100bn - compared that to PayPal's $330bn.
If you like coding and engineering types of jobs, I think that's as future proof as any, especially because you have the skills to launch your own products or your own company. But pretty much any area in FinTech sets you up for a future in a high growth industry as we move to much more efficient and user friendly ways to invest and manage money. Good luck with your degree, keep me posted!!
@@martinzeman89 Thank you so much Martin. Much appreciated! I will do. Love your channel and I look forward to more videos!!
an excellent light into fintech. i didnt know I knew what fintech is. thanks
Hey Emmile - glad you enjoyed it. I was just warming up, check out the last video on the channel for more on highest paying FinTech jobs 👻
th-cam.com/video/HiEcQT6W1fY/w-d-xo.html
I do nothing related to fintech at school, is there any way I learn Fintech maybe from a bootcamp?
Check out the courses on fintech I talk about. The links to them are below the video 😜
Please what are the courses for the fin tech
Atika - look below the video, the links to the courses are there 😜
Great content !!!! Which camera do you use to record your videos?
Hey Carlos - thanks! Using Nikon Z6 with a 35mm lens mostly...
@@martinzeman89 Thanks for the reply! Greetings from the Dominican Republic !
Beautiful island! Spent some time there last year, would love to come back soon....
Hi Martin, would a degree be needed in order to get a fintech job? specifically in blockchains? or would online courses and some coding skills do?
Hi Daniel - plenty of people work in fintech without a specific fintech degree. If this is an area you want to transition to, a few reputable courses will absolutely help and coding skills - if that's what you want to do - will open a lot of doors. Good luck!
I really can't express how I enjoyed your informative video, Thanks 🙏
The fintech industry as we know it today did not exist before the late 1990s and early 2000s. Nonetheless, fintech's origins can be traced back to the advent of computer systems and the growth of electronic banking in the financial services industry in the 1970s and 1980s. [Cointelegraph; RegTechONE] 0:25
Boasting the highest fintech adoption rate globally, India is consistently ranked among the fastest-growing fintech markets in the world. As of the start of 2023, there were more than 2,000 fintech start-ups in India, a number that is growing both consistently and ahead of many global competitors. 3:03 [Investment Monitor]
Fintech refers to the integration of technology into offerings by financial services companies to improve their use and delivery to consumers. It primarily works by unbundling offerings by such firms and creating new markets for them. 6:00 [Investopedia]
The Global Fintech Market is valued at USD 133.84 Billion in the year 2022 and is projected to reach a value of USD 556.58 Billion by the year 2030. 6:09 [Vantage Market Research]
Cryptocurrency is decentralised, meaning it's not run by a central authority such as governments, central banks or financial institutions. Instead it operates on a peer-to-peer network, with transactions being recorded on a public ledger using blockchain technology. 6:54 [The Times]
Hi Martin,
It would be very helpful if you could tell me which program would be best suited for me as a non technical/financial person to be eligible for the fintech program. Colleges in US or Canada which offers placement after certain degrees would help a lot. I don't have much idea about the program and only have a diploma in business management, so I need a masters program that could help me start from scratch. Which masters program would get me into fintech?
There is a master's in finance (fintech )
Hi interest in learning how to invest here in ontario canada
Informative Video
Amazing video I know what I want to do in retirement.
Now I'm intrigued! What are you going to do in retirement?
Martin I have been working 30 years in public service. So now its time for more freedom and be a Consultant and help my community.
Great video. Thank you
Thanks, Alberto 🙏
what i need to study financialy do create a fintech
@Alexandre micael -> Coding + Finance or find someone who can code for you ☝️
Hi! I am a year 1 uni student majoring in Fintech. I am considering to take Decision Analytics as my second major. Will I be able to get into fintech industry easily? Also, Is gpa such a great measure when applying for jobs?
Hi Minjun - the gpa matters a lot less than your experience. Try to get an internship with one of the fintech companies, even if it's not well paid. Any experience in the field trumps academic achievements. Decision Analytics is a great pick though! Good luck!
By the way - just posted a new video on the best paying jobs in FinTech - check it out: th-cam.com/video/HiEcQT6W1fY/w-d-xo.html
Hi Martin, thanks for the informative video. I have completed bachelor's degree in commerce. Can I apply for masters degree in fintech and if yes how should I go about things?
I am going to enroll in the course as well so I can learn about fintech
Bright future for IPSI!
NICE ONE
Thanks 🔥
No new videos?
😜 - thanks for checking, Hamid! I was swamped last couple of weeks and also moving to Hawaii so it's been challenging to find time 🤣
I filmed a video on the new Bitcoin ETFs that just started trading, it's almost done editing so will post it Sunday! Hope I get to a more regular schedule in November...
@@martinzeman89 a new great video. Excited to see it. Last time I asked you about REMX, it turned out super good with 43%. On your new videos, I will ask about new etfs.
degree in Ms finance and coding skills like python is it enough to get in fintech ??
Absolutely. And they're all hiring, be it the well established, listed companies or the up-and-comers that are still raising funds and growing very fast. Good luck!
Amazing what 0% financing allows people to create.
looking ftft
look into
Big move!! 😱