Agar 5 saal renew karaya aur claim ki zaroorat nahi padi to restore kar ke jo cover banegà agar usse zyadda ka cover nahi chahiye to kya tab bhi renew me utna hi premium dena padega agar 10 saal renew karaya to crod ka cover ban jayega jiski hame zaroorat hi nahi
Restore saal main ek baar milta hai or agale saal transfer nahi hota hai...Jab transfer nahi hoga tto aapka Sum insured utna hi rahega. or Premium age ke hisab se change hota rehta hai...
Great video, well explained. Subscribed you. Sir, what about Manipal Cigna Lifetime Health Policy, same as HDFC policy, but SI is 1 cr and above and at lower cost. Is it good.
Thanks for your Appreciation... Manipal Cigna Lifetime Health Policy is quite good too...But still they are settling their claim via TPA services only.
Sir meri acl surgery hui thi surgery fail ho gy hai agr mai ye policy chal rhi hai usne bola apki surgery ho jaygi 6 month ke baad kya muje benifit mil skta hai iska
Sir manlo mene aj silver plan liya or mera 3 ya 4 mahine ke bad kidney stone ya kidney transplant ya liver ya organ ki koi bhi gambir bimari hogei ho to kya me hdfc ergo insurance claim kar sakta hu or kya muje claim me sabkuch free milega...
Gambhir bimari policy lete hi itni jaldi nahi hoti hai...agar hue tto aapke claim ki investigation hogi uske baad hi decide hoga ki claim milega ya nahi...
Specific illness waiting period mostly cover 2 years...You need to read policy wording for the same. Cataract, Hernia, Joint Replacement are few examples of specific illness.
Very good explanation sir. I have one question for you that if I make payment for tier 1b that is Mumbai location and hospitality in Mumbai only then do I need to make any co payment or full amount will be made by company only?
Agar koi insurance holder admit nohi hota. Dr mri scan,x ray and dawa kar ke opd se hi vej dete he tab us condition m kiya pre hospitalization claim kiya ja sakta hain.. ? Plz inform sir
Jitna baya aapne uthna to samajh aaya. Par premium kita dena hai. Uske upar v kuch batate to aacha hota.. Ya ek dusra video banake bata dete ki konse plan me kitna premium pay karna hai.
Hi sirji Muje my health suraksha aur optima secure me confusion hai konsa renew kru mera chalu 2 saal se health suraksha hai me 27 age ka hu abi wire 25 ki hai health suraksha 5lac ka leke super topup 20lac ka liya hua hAi Abi ye same renew kru ya optima secure krvalu?
I wanted to ask after subscribing the plan ,after how much period we can avail the preventive check-up ?. I took the plan on June 2021 so after how much time I can avail the preventive check-up plan . And after how much time my plan gets active
What if a person is staying in Mumbai, and wants to purchase policy as per Tier 1A rate, is it possible. The person staying in Mumbai has Mumbai residential proof, he doesn't have Delhi or NCR residential proof
One point not clear 10la rs sum assured for 2 times this info not clear . That in one year 10 lac sum assured exhausted and again same year requirement of 10 lax then same also cover as you said is it correct??
kuch jagah aisa ho sakta hai sab jagah aisa nahi hota kyuki hospital or insurance companies ke beech bimari ke maximum amount ka agreement sign hota hai...
Hello sir , one question I have My father is a diabetic patient but it's in control stage . If any other dieses happened other that diabetic within 6 months of policy purchase ( like cancer or heat attack) , automatically sugar will come down , will there be any chances in rejecting the claim saying u have diabetic earlier so we rejected your claim like that
There is multiple term and conditions for Pre existing disease and claim rejection based on case to case basis if you hide something then definitely claim will reject.
@@InsurancewithSachin ok my father have cancer so ok . But i want to buy that for me so i have some questions like 1. Does it cover diagnostic charges ( test ) and non medical charges such as glove PPE kit and many more ? 2. Does it not have reasonable & customary charges and any sub limit on any Disease ? 3. Does it cover critical illness like ICICi Lombard ? 4. Any rider which cover all consumables ? 5. Can I buy protection rider in this policy ? 6. Any super top up plan recommendation with this ? 7. Does it have Accidental injury benifit ? 8. Does it cover OPD charges ? 9. Does i will get claim relationship manager and online doctor checkup ? 10 . Can I take increase sum insured instead of NCB ?
Great explanation brother, subscribed your channel, one doubt I have, if we are planning to have baby after 1 year..Will this scheme be applicable??if not plz suggest any scheme for the same.
This was my doubt, but you have not replied..if plan to have baby after 1.3 year , then will I eligible for insurance, 1.3 plus 9 months, almost 2 year
Hello Sir, Is HDFC ERGO Health Suraksha policy covers modern treatments are not. Please check and confirm. The policy documents do not mention it explicitly. Thanks.
Want to cover sister age 24 n mother in one policy.... mother has pre existing disease like thyroid arthritis ..age 54 years... kindly suggest a good policy
Good knowledge your are my trainer at hdfc bank because i know your voice
Oh really !!!! Keep Watching...
Cataract operation may kya koi limit hai kya??
Good video . Full clarity video
Thank you so much 😀
Nice explanation with more informative.
Glad it was helpful!
Very good explanation 👍👍👍👍👍👍👍👍🏼👍👍👍
Thanks and welcome !!!
Really very helpful your videos sir... Thank you 🌹
So nice of you
Yah video dekhne se ek help Mil Gai
Achha laha mujhe ye jaankar !!!
Agar 5 saal renew karaya aur claim ki zaroorat nahi padi to restore kar ke jo cover banegà agar usse zyadda ka cover nahi chahiye to kya tab bhi renew me utna hi premium dena padega agar 10 saal renew karaya to crod ka cover ban jayega jiski hame zaroorat hi nahi
Restore saal main ek baar milta hai or agale saal transfer nahi hota hai...Jab transfer nahi hoga tto aapka Sum insured utna hi rahega. or Premium age ke hisab se change hota rehta hai...
Thank you so much...best explanation
You're most welcome
@@InsurancewithSachin fibroids surgery claim kr skte hai kya
Very nicely explained Sir
Thanks and welcome
If we are admitted in single AC Room than TV and 1 person waiting with Patient are both expenses covered in silver policy or other upper hdfc policy
Covered in silver policy
Please describe Latest version of HDFC my health Sureksha plan updated in mid August 2022, lost of varient now, please make detail video on it
Sure i will make it..
Superb explanation sir.
Thanks and welcome
Subscribed. Very informative.
Awesome, thank you!
Very informative video Sir
Keep watching
Nice & Easy to Understand. Thnx for this video.
You are most welcome
Sir meri beti ka ye plan he but wo pune me rahti he to ky waha pe benifit le sakti he
Ji aap bilkul waha benefit le sakte hai...
Thank you for valuable information 👍
My pleasure !!!
Great video, well explained. Subscribed you. Sir, what about Manipal Cigna Lifetime Health Policy, same as HDFC policy, but SI is 1 cr and above and at lower cost. Is it good.
Thanks for your Appreciation... Manipal Cigna Lifetime Health Policy is quite good too...But still they are settling their claim via TPA services only.
mere bachche 1.5 saal ka hai uska choti aant ka operation hua tha to kya abhi insurance karane se fir operation ke liye labh milega kya
Sorry aapko abhi policy lene se koi benefit nahi milega.
Sir meri acl surgery hui thi surgery fail ho gy hai agr mai ye policy chal rhi hai usne bola apki surgery ho jaygi 6 month ke baad kya muje benifit mil skta hai iska
Si maine hdfc healthcare kya hai muje phle se bimari hai aur ek bnda bank ka bol rha hai apki bimari 5 month me cover ho jaygi ho skti hai kya
Ji nahi koi bhi company pehle se bimari ko 2-3 saal ke baad cover karti hai.. 5 mahine ke baad ki baat galat hai.
Sir manlo mene aj silver plan liya or mera 3 ya 4 mahine ke bad kidney stone ya kidney transplant ya liver ya organ ki koi bhi gambir bimari hogei ho to kya me hdfc ergo insurance claim kar sakta hu or kya muje claim me sabkuch free milega...
Gambhir bimari policy lete hi itni jaldi nahi hoti hai...agar hue tto aapke claim ki investigation hogi uske baad hi decide hoga ki claim milega ya nahi...
Excellent explanation sir
Thanks and welcome
What's meant by specific illness waiting period? Which all diseases are mentioned under this category. ? Please show list ?!Tks.
Specific illness waiting period mostly cover 2 years...You need to read policy wording for the same. Cataract, Hernia, Joint Replacement are few examples of specific illness.
Great brother ! Thanks for the info
Your welcome !!!!
बहुत सुन्दर
🙏🙏🌹❤
Thanks...
Can i take a top up of 40 lac with silver plan? Wud it mean that top up will be available frm first year itself?
Yes you can take top up plan...and it work from first year if you don't have any pre existing health issues...
Brother, Is there cancer and critical illness is covered or not, in silver plan
if you bought policy and cancer or any other major illness diagnose after that then it will cover.
Best explanation 👍
Glad you liked it
Very good explanation sir. I have one question for you that if I make payment for tier 1b that is Mumbai location and hospitality in Mumbai only then do I need to make any co payment or full amount will be made by company only?
Thanks for like the video....No you don't need pay any co - payment...
Hadfc ergo helath surkshya plan Mai maternity benifits deti ya nahi
Nahi..
Agar koi insurance holder admit nohi hota. Dr mri scan,x ray and dawa kar ke opd se hi vej dete he tab us condition m kiya pre hospitalization claim kiya ja sakta hain.. ?
Plz inform sir
Bina admission ke ye health insurance kaam nahi karta hai...
Jitna baya aapne uthna to samajh aaya. Par premium kita dena hai. Uske upar v kuch batate to aacha hota.. Ya ek dusra video banake bata dete ki konse plan me kitna premium pay karna hai.
Har age , har sum insured or location ke hisab se premium alag alag aata hai tto premium ke baare main aapko koi nahi bata sakta...
Perfect presentation keep it up 🎉🎉👍
Thank you so much Keep watching and Subscribe my channel.
Please do review about kotisuraksha from hDFc ergo
Okay
Fibroids surgery claim kr skte hai kya
Kar sakte hai par 2 saal ke baad.
Thanks for Information
Welcome
Sinusitis surgery ke liye claim kr skte hai agr ha to kitne tym baad
After 2 Years...
Verry helpful 👍 video sir....
Like it'
So nice of you
Super Explanation
Glad you liked it !!!!
port pr koi term& condition nhi rahega na
kitne age tak port kr sakte hai
Koi Age Limit nahi hai is plan main...ji port ki koi term and conditions nahi hai...
@@InsurancewithSachin ok
Kya pregnancy me hdfc ergo surksha plan silver applicable hota hai kya?
No..
Sir I am from raigarh chhattisgarh,tear 3 le na chahiye mujhe???
Mera Delhi Mumbai m jana sayad hi hoga..???
Delhi , Mumbai lena jaida accha hoga... Agar aapko budget ka koi issue nahi hai tto...
Hi sirji
Muje my health suraksha aur optima secure me confusion hai konsa renew kru mera chalu 2 saal se health suraksha hai me 27 age ka hu abi wire 25 ki hai
health suraksha 5lac ka leke super topup 20lac ka liya hua hAi
Abi ye same renew kru ya optima secure krvalu?
Optima secure bahut accha produsct hai...aap waha switch kar sakte hai.
Very well explained. Thank you
Thank You Very Much...
Nice explain
Thanks for liking
Pre Medical Test hoga sir ji 2 adults , 5 lakh Sum Insure per .
Pls advise
Agar Age 55 se Jaida hai tto medical ho sakta hai...it depends on underwriter decision.
Thanks for sharing sir Knowledgeable video . Mediclaim insurance m naya hu .👍👍🙏🙏
Thank you Dear Keep Watching and Subscribe My channel.
Sir ehse govt employee vale bna sahkte h.. Plz bta dena
Yes bilkul le sakte hai....
Can you suggest any good policy for the aged (70 years) with existing diseases. Thank you
What are the existing diseases??
premiem हफ्ता से भर सकते है क्या
टॅक्स बेनिफिट कितना percent मिलता है
Nahi hafta se nahi bhar sakte aap...or tax benefit milta hai...
Agar kisi patient ko brain tumor ho to kya wo a policy le sakta hai ????
Agar le sakta hai to konsa lena best hoga
Nahi Le Sakata....
O...sir!!!
Nearly I searched 10 to 20 video but the information you provide is really awesome.....
Superb sir 🙏🏻
Thanks and welcome
Metro city Mumbai ke liye 10 lakhs coverage main konsi company ki policy achi hain.
HDFC Ergo , ICICI Lombard & Bajaj Allianz.
any insurance policy which include opd and ipd treatment...
Yes we have depending on your requirements.... contact us 991017717. Our team will help you out.
Is maternity covered under this policy..
NO...
Kisi bhi type ka cancer Cover hota hai isme??
Ji haa hota hai...but wo policy lene ke baad diagnose hua ho...
Sum insured pay ho Jane k bad agar policy band kar de to kia milega ?
Kuch Nahi...
Silver smart plan 5L ke liye sal mein kitna dena prta hain...
Contact 9910177177
Sir port kaise karte h main star health se port karna cahta hu . Bahut hi bekar service h star health ka . Plz bataye
aap 9910177177 par contact kare main aapki help karunga...
Sir 34year man,29year women,1year child ke liye silver,gold, platinum monthly premium Kitna Hoge?
Please contact 9910177177 to get price. Price change hota hai sum insured ke hisab se or location ke hisab se.
TRT therapy claim karsakte hai kya
Kya usme 24 ghante admission ki jarurat hai ?
@@InsurancewithSachin no
@@InsurancewithSachin ye ek life time therapy he jisme daily ya hafte me 2 din injection diya jata he testosterone hormone ka
@@pickachugaming2207 Isliye fir claim nahi milega
ls there any co payment clause if age is 60 or more?
NO....
Is this policy covered apendicytis operation
after 2 year..
Sir pancreatitis cover hota hai ?
Pancreatitis ek critical problem hai...agar policy lene se pehle ye problem hai tto aapko policy nahi milegi.
35 sal ke 2 adult aur 2 sal ke bacche ke liye premium kya girega for silver plan
Sum Insured kitna chahiye ? or 9910177177 par whatsapp kare
Kya esme spouse bhi include rhega ya nhi is this only for individual person or for family..???
aap spouse ya individual ya fir family kaise bhi ye plan le sakte hai...
Bhaiya ye premium ka paisa baad mai milega yaa nahi agar apan ek bhi claim nahi krte hai toh
Bhaiya in Insurance main premium ka paisa wapis nahi milta hai...
Thanks 👍
Welcome 👍
I have no idea how to buy or is that monthly premium payable or how much amount i have to pay pls let me know pls
You need to call 9910177177 we will help you out.
PED waiting now is 3yrs or 4yrs? Video mentions 4 yrs
This plan is upgraded and PED now 3 Years.
Sir agar accident hota hai to cover milega kya
Yes !!! Bilkul Milega...
I wanted to ask after subscribing the plan ,after how much period we can avail the preventive check-up ?.
I took the plan on June 2021 so after how much time I can avail the preventive check-up plan .
And after how much time my plan gets active
No health check-up Available in this plan...
Ergo ka policy document kaise milega?
Aap customer care se contact kare...
Bro individual k liye hdfc ergo ka kaun sa plan sahi h upto 5lac
optima restore
Take optima secure best plan. U can contact us
Can u explain what is difference between day care or out patient?
th-cam.com/video/Sss40f5D194/w-d-xo.html watch this video
What if a person is staying in Mumbai, and wants to purchase policy as per Tier 1A rate, is it possible. The person staying in Mumbai has Mumbai residential proof, he doesn't have Delhi or NCR residential proof
He can purchase...we have option to give tier 1A Premium to anyone or any location.
wife ki agr delivery ho toh kya claim milega?
Nahi...
Nice explaination..sir, is it safe to buy health policy online
Call me 9910177177 I will Help you...
One point not clear 10la rs sum assured for 2 times this info not clear . That in one year 10 lac sum assured exhausted and again same year requirement of 10 lax then same also cover as you said is it correct??
Yes this plan having restore benefits too so after exhausted the again you will get 10 Lac. contact for more details over 9910177177
@@InsurancewithSachin thanks for reply.
Organ SI and mental cover are additional to base SI? Means total cover is 30 lac, if my base sa is 10 lac?
No Mental illness and Organ Transplant will cover up to your Sum Insured. In this case which is 10 Lac.
Is medical test for 54 yr is required...Who will bear the cost of test...
still only tele medicals are done..Hence there is no cost
क्या मेडिक्लेम पालिसी hone par हॉस्पिटल महंगे बिल बनाते हैं ?
kuch jagah aisa ho sakta hai sab jagah aisa nahi hota kyuki hospital or insurance companies ke beech bimari ke maximum amount ka agreement sign hota hai...
chemo therapy patient पोलिसी ले सकता है क्या
Nahi le sakta
Sir navi policy pe video banaye plzz
Okay...
Hello sir , one question I have
My father is a diabetic patient but it's in control stage . If any other dieses happened other that diabetic within 6 months of policy purchase ( like cancer or heat attack) , automatically sugar will come down , will there be any chances in rejecting the claim saying u have diabetic earlier so we rejected your claim like that
There is multiple term and conditions for Pre existing disease and claim rejection based on case to case basis if you hide something then definitely claim will reject.
@@InsurancewithSachin can I buy with cancer ??
@@kartiksrivastav4367 Noooooooo........
@@InsurancewithSachin ok my father have cancer so ok . But i want to buy that for me so i have some questions like
1. Does it cover diagnostic charges ( test ) and non medical charges such as glove PPE kit and many more ?
2. Does it not have reasonable & customary charges and any sub limit on any Disease ?
3. Does it cover critical illness like ICICi Lombard ?
4. Any rider which cover all consumables ?
5. Can I buy protection rider in this policy ?
6. Any super top up plan recommendation with this ?
7. Does it have Accidental injury benifit ?
8. Does it cover OPD charges ?
9. Does i will get claim relationship manager and online doctor checkup ?
10 . Can I take increase sum insured instead of NCB ?
Is there claim coverage for phimosis operation?
Great explaination 🙏🏻👍👍
Glad it was helpful!
Can you provide premium for Silver, Gold and Platinum?
Contact 9910177177 for Premium related queries. We need some more information.
Thank you sir
So nice of you !!!
Great explanation brother, subscribed your channel, one doubt I have,
if we are planning to have baby after 1 year..Will this scheme be applicable??if not plz suggest any scheme for the same.
This was my doubt, but you have not replied..if plan to have baby after 1.3 year , then will I eligible for insurance, 1.3 plus 9 months, almost 2 year
There is no Maternity Cover...if you think about maternity cover.
@@InsurancewithSachin ok sir
Optima vs this vs Koti suraksha? Age 31, no disease
Optima restore.
@@InsurancewithSachin sir, can u share additional benifit of this ?
Optima secure best
Kitne logon ko cover kr skte hai isme??
2 Adult + 4 Child Floater option main...
Thank you ☺️
You’re welcome 😊
Hello Sir, Is HDFC ERGO Health Suraksha policy covers modern treatments are not. Please check and confirm. The policy documents do not mention it explicitly. Thanks.
Yes All modern treatment are covered...
Want to cover sister age 24 n mother in one policy.... mother has pre existing disease like thyroid arthritis ..age 54 years... kindly suggest a good policy
we can offer policy for your sister only because your mother having arthritis and we cannot offer her....
Check my channel and u can easily take hdfc ergo optima secure. For details contact me
Very good
Thank you !!!
Me mere akeliye 1 year Ka plan Lena chahatahu. 3,ya 5. Lac Ka please help muje koi health insurance Ka knownlag nahi
call kare 9910177177 par hum aapki help karenge
Any sub limit sir??
No....
ये पाॅलिसी अनलिमिटेड है क्या?
Nahi...But aap isme unlimited restore ka rider le sakte hai....
Not understand rebound in these policy..
Please read Policy Wording for Much Clarity !!!