Thank You so much for this informational video! I had no experience in buying health insurance and my mom is visiting USA for the first time, hence this video is literally the biggest help for me! Thanks again ❤
Highly commendable Rajat Ji. Nice to see you caring abt parents and feel the emotion towards them is awesome. Everyone is lucky❤❤❤ Love and affection to all of you guys. Take care😊😊
Please ensure you add dental cover onto your parent's medical insurance when they travel abroad. Not all Travel Insurance providers will have that facility - but go with the one that does have it. Yes, it can cost you a bit more money but its worth it. It was very helpful for me when my mother suddenly chewed on a hard candy and randomly cracked a perfectly good molar -- very painful and needed surgery. And one time my Dad had a tooth abscess which was totally undetectable till we had x-rays done for him. If you go to add dental cover for parents who are mostly over 60yrs old then remember that the excess you pay on it will also be high --- but it wont be as high as the actually doctor's bill. So you win some and you lose some - both money and teeth that is :)
I must say itna door ek baniya hi soch sakta hai. Hamare jaisa to parvah bhi nahi karta. 😂 But i really appreciate your efforts bhai itna har koi nahi sochta infact yeh baat sabko sochni chahiye jinke parents forigne visit karte rehte hain. Aaj meri nazar me aapki respect badh gayi bro. 👏
Bro, Did you ever have to use this insurance ? do you know someone who did and can you share their experience ? It is weird that these premiums are so much lower that what we get from our jobs (if you add what the employer pays to your premium).. also the deductibles there are much higher.. I have heard horror stories where providers listed as in-network did not accept the insurance or could not identify the person's member id number. There is certainly a difference between what we get and what visitor's get but the difference is not clear
Rajat dai is this applicable to Nepali also? As you may have noticed the crowd of Worldcup match of Netherlands vs Nepal, there were to many crowds for supporting Nepal in dallas So just a query is the same insurance policy applicable to nepalese too?
I have also heard that these Visitor insurance do provide additional coverage for any travel delays, any theft kind of issues. Is it true, or is this purely for medical purposes ?
Adding a "pre-existing condition" clause renders these so called health insurances useless. Most aging parents will have pre-existing conditions and most likely if they ever get sick in the US it will be because of the pre-existing conditions. Unless they are very adventurous and fracture their bones while skating for the first time. I bought a united healthcare PPO policy with a max coverage of $75K for my mother. She looked healthy but has diabetes which is mostly controlled. She experienced breathing issues here in the US and turned out she had 95% blockage in one of her coronary arteries. The doctors placed a stent and total stay was less than 3 days. Insurance denied my $80K claim (ofcourse, due to pre-existing conditions) and now I am running here and there to arrange for money or apply for aid. Why am I telling all this? Because this is something most Indians living in the US are not aware or take it lightly. Unless you are a multi-millionaire, you are only one uninsured health emergency away from bankruptcy in the US.
Thanks for sharing, yes this is a common scam by the insurance companies but i have heard some success stories too. Hence i don't think it is completely wrong to buy a plan.
Yeah, I am not discouraging anyone from taking the insurance policy. Heck! I will take it again. But for most diseases, the claims will be denied. That's all.
Could you please tell me if the hospital is still demanding payment from you or have they let it go? It wasn't you who received medical services, but your mother. Are YOU obligated to pay? I can't imagine what I would do if this happens to my elderly Dad. Basically, all insurance companies are a scam. I wouldn't have THAT much money to pay for it if they refuse to cover the cost.
Thank You so much for this informational video! I had no experience in buying health insurance and my mom is visiting USA for the first time, hence this video is literally the biggest help for me! Thanks again ❤
Thank you Sir ,just now saw ur video and did the insurance for my MIL.Thanks a lot for timely video
Great video! Informative and helpful. Thank you!
Love you Rajat sir ,Shilpa ma’am ,
Buddy and Teddy❤️❤️❤️
Very Helpful nd Informative Video.Welldone Welldone...Appreciate Bhaji..Bless You All Lovely Family ❤❤
Very informative video for potential travellers to US. Thanks ❤
Thanks Rajat. When we visited we had taken insurance from India. But in future we will definitely buy from US. Thanks for the information. 😊
This is so informative & I guess most asked question by Indians living in USA. Thank you for sharing , this video should reach out to more ppl.
Please help share it, this is the most asked question here in the US
Highly commendable Rajat Ji. Nice to see you caring abt parents and feel the emotion towards them is awesome. Everyone is lucky❤❤❤ Love and affection to all of you guys. Take care😊😊
Thank you, just sharing some useful information to help everyone
Please ensure you add dental cover onto your parent's medical insurance when they travel abroad. Not all Travel Insurance providers will have that facility - but go with the one that does have it. Yes, it can cost you a bit more money but its worth it. It was very helpful for me when my mother suddenly chewed on a hard candy and randomly cracked a perfectly good molar -- very painful and needed surgery. And one time my Dad had a tooth abscess which was totally undetectable till we had x-rays done for him. If you go to add dental cover for parents who are mostly over 60yrs old then remember that the excess you pay on it will also be high --- but it wont be as high as the actually doctor's bill. So you win some and you lose some - both money and teeth that is :)
I must say itna door ek baniya hi soch sakta hai. Hamare jaisa to parvah bhi nahi karta. 😂
But i really appreciate your efforts bhai itna har koi nahi sochta infact yeh baat sabko sochni chahiye jinke parents forigne visit karte rehte hain. Aaj meri nazar me aapki respect badh gayi bro. 👏
Very good video . Thanks Rajat beta for all these information . God bless you both .
Thanks Rajat . If I buy travel insurance from India (TataAIA travel insurance) will it covered in USA in case of emergency,pl. advice
I mentioned in the start of the video that you should buy insurance from US sellers and not from India sellers bcz Indian plans are not accepted here.
Very informative dear Rajat beta 😊
Bro, Did you ever have to use this insurance ? do you know someone who did and can you share their experience ? It is weird that these premiums are so much lower that what we get from our jobs (if you add what the employer pays to your premium).. also the deductibles there are much higher.. I have heard horror stories where providers listed as in-network did not accept the insurance or could not identify the person's member id number. There is certainly a difference between what we get and what visitor's get but the difference is not clear
Thanks a lot for detailed video on health/ travel insurance. God bless.
How about the monthly medicines they take, can they carry quantity for all 6 months with bills ?
Yes, my parents got all 6 months medicine with prescriptions
Most important bring precription medicines from India more then 6 months quota as it is not easy to get it shipped.
Very very useful helpful and informative video Rajat…. Thank you ❤❤❤
Thank you for this video!if possible Can you please share Shilpa’s insurance too? Would love to know details on that too.
Nice video sir
Rajat dai is this applicable to Nepali also? As you may have noticed the crowd of Worldcup match of Netherlands vs Nepal, there were to many crowds for supporting Nepal in dallas
So just a query is the same insurance policy applicable to nepalese too?
Yes, applicable to everyone who do not live in USA
@@ouramericandream1183 thank you for the information dai
So if one has diabetes pls help which to take
I have also heard that these Visitor insurance do provide additional coverage for any travel delays, any theft kind of issues. Is it true, or is this purely for medical purposes ?
This is true, and some plans cover that. If you need those, then make sure to buy the plan that covers those
Please add timestamp to your such videos. Saves time for viewers
Very informative. Thanks
Nice Information!!!! And very Informative
Very informative vlog.
Thanks for this informative video 🎉❤🎉
Thank you sir for this helpful video ❤❤❤❤❤
Very good information rajat ji
I really want to talk to you...video is helpfull but i am still confused.. is it possible?
Hello, you can email me on ouramericandream.vlogs@gmail.com with your questions.
Very helpful video
Very informative videos
Please share your handwritten note related to cyber security
I.M.Globsl right? IMG
Get full checkups done and bring copy of last reports.
Thanks a lot
Please can you make a video how you’re getting your parents to USA process
Apply for visa and buy plane tickets. Simple as that.
Only need money.
Diabetes and bp are related conditions
Please don't forget to ask your parents to bring athenic clothes for buddy and teddy from India 😍❤️
Inf plans was best insurance for my mom she had brain tumor and got 90% covered for entire surgery hospital stay and rehab
Inf which plan and amount?
Bhai world cup dekhne ja rhe ho ya nhi??
❤❤
Adding a "pre-existing condition" clause renders these so called health insurances useless. Most aging parents will have pre-existing conditions and most likely if they ever get sick in the US it will be because of the pre-existing conditions. Unless they are very adventurous and fracture their bones while skating for the first time.
I bought a united healthcare PPO policy with a max coverage of $75K for my mother. She looked healthy but has diabetes which is mostly controlled. She experienced breathing issues here in the US and turned out she had 95% blockage in one of her coronary arteries. The doctors placed a stent and total stay was less than 3 days. Insurance denied my $80K claim (ofcourse, due to pre-existing conditions) and now I am running here and there to arrange for money or apply for aid. Why am I telling all this? Because this is something most Indians living in the US are not aware or take it lightly. Unless you are a multi-millionaire, you are only one uninsured health emergency away from bankruptcy in the US.
Thanks for sharing, yes this is a common scam by the insurance companies but i have heard some success stories too. Hence i don't think it is completely wrong to buy a plan.
Yeah, I am not discouraging anyone from taking the insurance policy. Heck! I will take it again. But for most diseases, the claims will be denied. That's all.
Did you take with accute pre existing?
Could you please tell me if the hospital is still demanding payment from you or have they let it go? It wasn't you who received medical services, but your mother. Are YOU obligated to pay? I can't imagine what I would do if this happens to my elderly Dad. Basically, all insurance companies are a scam. I wouldn't have THAT much money to pay for it if they refuse to cover the cost.
Public ekdum anphad jaisi kyu hoti hai pata nahi..
do we need to by from America or India as my parent is living in India and travel to USA, please confirm, please share your mobile number
Don't buy from India if travelling to USA. Hospitals in USA don't recognize Indian insurance.
Very informative, thank you sir!
Thank you for an informative video !
Very informative video.