Sir vanakam. Vazhka valamudan sir. Explanation is very good thank you for your information sir. Ore oru correction sir mediclaim policy la sum insured word than use pananum sir.
Star health is the best health insurance iam the customer of star from the last 6 years and I have get the claims many times they are settled my claim very easily Before the purchasing the policy please read all the terms and conditions And personal advise to all kindly purchase the policy through direct company without any Third party or local agents ... Kindly contact to direct customer care service and talk to expect they will advised good plan as per requirement Thanks
Even after paying premium for the second year I did not get any benefit from this insurance company for Angio test done for my wife which involved hospitalisation for two days simply because doctors did not advice any further procedure and that medical management was enough. I even enquired the concerned insurance adviser in the company at that time that if policy was renewed whether I would get coverage for anjio test and he replied YES may be just to grab renewal premium from me. Vijayakumar 72 years old
Room Rent Correction : For a sum insured between ₹10 lakhs and ₹50 lakhs, any room category can be chosen except for suite or higher categories. For a sum insured above ₹50 lakhs, suites can also be selected.
Very very worst insurance. Nambi pona Nadu rodu tha. Intha mathiri insurance response pathathuilla. Accident ku claim panna help ketta .sethu sudukadu pona piragutha ivanga insurance claim panna mudiyum . So people kindly careful
I got a raise of 46 percent raise in my premium this year in Star Health. Why ?? Lst year only i upgraded to a better policy family cover and paid premium of 21020 which is now 29338. I never claimed for past 10 yeRs and have accumulated benefits. But every year paying extra 46 perc is moee taxing. Suggest me
Sir one doubt 12 year premium paid pannuna 100 age varaium claim pannalam solluraga athu enna insurance sir star health insurance iruka antha insurance best thaa sir
Very useful information sir. One question - can i opt only for the super top up plan without the base plan? For eg: instead of base plan i can do an out of pocket expense for 50 thousand rupees, rest can be covered via super top up plan. Is this possible in this plan?
it is possible without base plan but top up plans are starts from 5 Lakh to 25 lakh, for example you will pay from your pocket up to 3 lakh then after 5 lakh topup sum insured amount will trigger , it means top up 5 lakh policy the base amount is 3 lakh
Very informative. I have one question. For my parents I already having family floater policy, is it good to change the existing one to this star assured policy. Please share your thoughts. Thanks
Hi sir... Very good knowledge sharing thanks for the information I have one doubt sir... Which one is best.. Young star health policy or health assure... Can we take one young star family floter and adult individual policy for parents... Or health assure is best.. My parents age 59 and 60
@@mrkshree9809 thanks for your reply In my family... Myself hub and twin boys and my parents available... In laws thy having policy in company itself... So which one I should take sir.
Sir, can you please confirm, Acko 1cr health policy for couples is advisable or not. There is no waiting period, no copay, no restriction on sub limits
My age 37 wife 29 daughter 10 son 5year na already star health optima policy 3 year old.. Ippo assure change pannalama illa optima continue pannalama plz help me sir
Hi sir excellent video. Currently my parents are using Family optima plan. Do you suggest moving to Assure plan? Is this the best plan for famoly of 3 adults (2 parents and one son). Please advise
Sir You seem to present policy issues convincingly. I have family optima plan self spouse and daughter.Now daughter age is 26 hence to be excluded.For self and spouse would like to change to assure plan now i am 61 will co-pay be applicable for me and can continuity of policy be maintained.pl provide some guidance. Thank you
If you have option of buying policy from your company or any corporate tie up then go with it. Otherwise never trust Policy bazar. Star Health is the last you want to consider. These insurance companies only show you condition and you are paying money in gutter.
Sir compare the premiums with other policies before choosing this one. For young age premium is low. But for highs age, premium is high in this policy.
@@jayakanthanbabu9485 if you just study the features everything will look good. Only if you compare the features and premium with other policies, you can find the negative things.
For maternity all policy will cover after 2 years.. if incase, comes under company insurance from day 1 all the illness will be covered including maternity
Sir am working in CRPF am already having ayshman card for my all family now apart from above i will join this policy both claim we have recd next now this month joining policy covers 25 Lak date of joining policy i will claim refund now am serving in CRPF annual medical examination is essential for continue service till date am SHAPE 1 if i met any untoward incident during my duties death cover available
@@nivasexcites Nan already 2 years star health la vera policy la iruken sir ipo na assure change pana poren im single now ... Ipo delivery kaga waiting periods 2 years wait panidha aganuma after mrg
IVF icsi is covered in 100% Sum assured can claim it's Sure . I check 24000 premium I can wait for 3 years for sum assured 20 lakhs . Can you clarify me sir
சார் பத்து லட்சம் பாலிசி எடுத்தால் வருடம் எவ்வளவு கட்ட வேண்டும்?... எத்தனை வருடம் கட்ட வேண்டும்... கணவன் மனைவி குழந்தை மூன்று பேர் மட்டுமே... கணவருக்கு வயது 46.
தயவு செய்து இந்த கம்பெனியில் பாலிசி எடுக்காதீர்கள். எங்களுக்கு பல காரணங்களை சொல்லி இன்சூர் தேவைப்படும்போது நிராகரித்து விட்டனர். நாங்கள் பல வருடமாக இக் கம்பெனியில் பணம் கட்டியிருந்தோம்
@@nivasexcites எந்த காரணமாக இருந்தாலும் நாங்கள் நோயுற்றது உண்மை.மருத்துவ மனையில் சேர்ந்தது உண்மை. அதற்கான தரவுகள் சாட்சியாக உள்ளன. நோய் ,மருத்துவம் ,மருத்துவமனை இவைதான் அடிப்படை. இதனை நம்பித்தான் பணம்கட்டுகிறோம் ஆயிரம் சிரமங்களுக்கிடையில். எளிதாக நிராகரித்துவிடுகிறார்கள் பணமும் இழந்து நோயுற்றும் இருக்கும் ஒரு குடும்பத்தின் நிலையை நினைத்து பாருங்கள். சமாளிக்கும் குடும்பமாக இருந்தால் பரவாயில்லை இல்லாவிட்டால் யோசித்துபாருங்கள். இப்படி நோயூற்றவர் பணத்தை அபகரித்து எப்படி வளர்ச்சியுறுவர் அந்தபணம் ஆவர்கள் வீட்டுமருத்துவசெலவிற்குததான் பயன்படும்
Sir I need health insurance for me and my parents with PED suggest plans please and also I have cooperate mediclaim policy of 15Lakh so as of now i decided to stay with 5lakh health insurance
18600 rs. Complete family health gold - bajaj finserv health pathi solunga sir. My Parents age father 59 and mother 51. Ithu best ah ila vera option polama sir
I am plaining to buy this for my mother(49)...Only problem here I is room rent limit..(Afer 10 years 20k per day room rent is not enough due to inflation ) So do we have any rider addon plan in starhealth for room rent alone??
மிக அருமையான விளக்கம். நான் பாலிசி எடுத்த முகவர் கூட இதுபோன்ற விளக்கம் தரவில்லை. குழப்பமாய் இருந்தேன். உங்களால் தெளிவானேன்...நன்றி நண்பரே...
Thank you so much for the appreciation
How to utilise wellness points for this plan? And how to like Garmin and strava?
Sir vanakam. Vazhka valamudan sir. Explanation is very good thank you for your information sir. Ore oru correction sir mediclaim policy la sum insured word than use pananum sir.
Ok.thank you for the feedback
Star health is the best health insurance iam the customer of star from the last 6 years and I have get the claims many times they are settled my claim very easily
Before the purchasing the policy please read all the terms and conditions
And personal advise to all kindly purchase the policy through direct company without any Third party or local agents ...
Kindly contact to direct customer care service and talk to expect they will advised good plan as per requirement
Thanks
Even after paying premium for the second year I did not get any benefit from this insurance company for Angio test done for my wife which involved hospitalisation for two days simply because doctors did not advice any further procedure and that medical management was enough. I even enquired the concerned insurance adviser in the company at that time that if policy was renewed whether I would get coverage for anjio test and he replied YES may be just to grab renewal premium from me.
Vijayakumar 72 years old
Sir whatsapp your details to 9994266772. I will check anything can be done..
Magna insurance le policy potu yemanthen ,pls yarum magna le policy poda theenge
Advantages solringe disadvantages solge sir
Suppose we starting premium p.a at 15thousand for individual easily the ins co. Enhanced the pre. From 15 to twenty five without our concurrence
Room Rent Correction : For a sum insured between ₹10 lakhs and ₹50 lakhs, any room category can be chosen except for suite or higher categories.
For a sum insured above ₹50 lakhs, suites can also be selected.
Very useful and brief information... Thank u
Welcome 😊
Sir, Thanks for elaborately explaining the features. If we claim the annual health check-up, does the No Claim Bonus will be cancelled during renewal?
It will not affect
Details are short sweet.well explained. Coverage for Non-medical Items (Consumables) available click here to view details
Not working sir.
Full IVF treatment amount insurense cover aaguma including injection medicine??
Thankyou.sir. veryuseful message.
Welcome
Very very worst insurance. Nambi pona Nadu rodu tha. Intha mathiri insurance response pathathuilla. Accident ku claim panna help ketta .sethu sudukadu pona piragutha ivanga insurance claim panna mudiyum . So people kindly careful
I got a raise of 46 percent raise in my premium this year in Star Health. Why ?? Lst year only i upgraded to a better policy family cover and paid premium of 21020 which is now 29338. I never claimed for past 10 yeRs and have accumulated benefits. But every year paying extra 46 perc is moee taxing. Suggest me
Policy name
Sir,is it possible to claim outpatient or consultations fees in this policy?
Very good information. Great.
Thanks a lot.
Most welcome
Sir one doubt 12 year premium paid pannuna 100 age varaium claim pannalam solluraga athu enna insurance sir star health insurance iruka antha insurance best thaa sir
Sir, good information..ipo intha month namma oru plan yadukurom na epo namma cover panalam bro
Accidental expenses from next day
Minor specified illness : 2years
All other normal & critical illnesses after 30days
Pre-existing illnesses : 3years.
I am RamaKrishnan M I am also working in Star health
Very useful information sir. One question - can i opt only for the super top up plan without the base plan? For eg: instead of base plan i can do an out of pocket expense for 50 thousand rupees, rest can be covered via super top up plan. Is this possible in this plan?
it is possible without base plan but top up plans are starts from 5 Lakh to 25 lakh, for example you will pay from your pocket up to 3 lakh then after 5 lakh topup sum insured amount will trigger , it means top up 5 lakh policy the base amount is 3 lakh
Yes. You can do that on this plan
I had doubt, Star Assure or Young Star. which one is better 2adult (32 age) and 2 child (3 age) ?
Go for health assure
Please compare star health assure insurance vs comprehensive plan
Whatever may be the scheme, cashless/reimbursement will be difficult. Many hospitals are not accepting for treatment.
@@mujeebahmed9077 Have you experienced any difficulty in your policy?
Very informative. I have one question. For my parents I already having family floater policy, is it good to change the existing one to this star assured policy. Please share your thoughts. Thanks
Which policy you are currently holding..
@@nivasexcites Family Health Optima Insurance plan
@@navaneethakrishnank6274 it's better to swich to Health assure during renewal
@@nivasexcites Thank you. 😀
What about individual policy is it good I've separate policy one for me and another fir my husband as we are seniors in star assure
@@seethaa8987 that's ok
Sir took comprehensive policy for myself & parent separately. So pls advise what's difference between comprehensive vs Assure policy
Sir star comprehensive has some extra features Hospital cash benefit, accident death benefit, dental coverage etc. And premium is also slightly high.
To ur opinion which policy s cost effective which policy s cost benefit sir?
Sir my current existing plan is family health optima how to change to star health assure plan
7days before renewal change it
Yes we can migrate the policy
Sir please compare health insurance which one is best to your subcripers
Sure
Hi sir... Very good knowledge sharing thanks for the information
I have one doubt sir... Which one is best.. Young star health policy or health assure...
Can we take one young star family floter and adult individual policy for parents...
Or health assure is best..
My parents age 59 and 60
As compare to Waiting period Young Star is Excellent as for parents Assure is best if 20lakhs and above more benefits
@@mrkshree9809 thanks for your reply
In my family... Myself hub and twin boys and my parents available... In laws thy having policy in company itself... So which one I should take sir.
@@prettylittlekids6643 if needed will provide details
Hi Sir, Which star insurance policy is best for 64(dad) and 56(mom)?
th-cam.com/video/uswPEue-GxI/w-d-xo.html
This policy is best for you
They are well enough to take money. No good service. No agency knows anything. No claim settlement
3 years back I took young star gold 10L 2A + 2C but now I interested in health assure can I shift now
My age is 40
Yes you can do
Sir, Thanks for sharing. Any policy available for vision correction like IOL or lens implant to correct vision.
No
Can't thank you enough boss. How's Digit insurance? Plans looking catchy.
We have to wait and see.. Too early to predict..
@@nivasexcites thanks for the reply boss
How to contact u sir , how much fees i need to pay to get consulting from u , plan to buy helath policy
IVF க்கு இரண்டு வருடங்கள் கழித்து எவ்வளவு வரை கிளைம் கிடைக்கும்? 5லட்சம் பாலிசிக்கு
Upto 5lakhs you can claim.
Sir may I know for respiratory issue maximum clam only 50000? Can you confirm? Thanks
Sir, can you please confirm, Acko 1cr health policy for couples is advisable or not. There is no waiting period, no copay, no restriction on sub limits
They can offer the benefits for very short term and moreover Cashless facility is not available at many hospitals. So claim process is very difficult.
One only best insur company in star HEALTH
This policy could claim eyes and dental related treatment?
My age 37 wife 29 daughter 10 son 5year na already star health optima policy 3 year old.. Ippo assure change pannalama illa optima continue pannalama plz help me sir
Super knowledge sir, 1 doubt sir,
Star health comprehensive or star health assure, which is better for 2 adult (31&28 age) and 1 child (9months baby)
Compare star youngstar also.. Then decide
Hi sir excellent video. Currently my parents are using Family optima plan. Do you suggest moving to Assure plan? Is this the best plan for famoly of 3 adults (2 parents and one son). Please advise
Sir first 3 lacs policy pottu 5 years achu epa 5 lacs policy increase panni erukom epa ivf treatment ku use panna mudiuma
Very clean explain super sir
Thank you Shankar
Very useful information
Thank you
Sir
You seem to present policy issues convincingly.
I have family optima plan self spouse and daughter.Now daughter age is 26 hence to be excluded.For self and spouse would like to change to assure plan now i am 61 will co-pay be applicable for me and can continuity of policy be maintained.pl provide some guidance.
Thank you
Whatsapp to 9994266772
If you have option of buying policy from your company or any corporate tie up then go with it. Otherwise never trust Policy bazar.
Star Health is the last you want to consider. These insurance companies only show you condition and you are paying money in gutter.
26323 rupise
நல்ல தகவல் சார்
நன்றி சார்
Welcome
Hi sir,
U said only positive options for selling this policy , i need negative options in this policy
Sir compare the premiums with other policies before choosing this one. For young age premium is low. But for highs age, premium is high in this policy.
@@nivasexcites i dont like compare with other company policies , i need what negative points in this policy
@@jayakanthanbabu9485 if you just study the features everything will look good. Only if you compare the features and premium with other policies, you can find the negative things.
சேர்ந்த நாளில் இருந்து 2ஆண்டுகள் கழித்து தான் பயன் பெற முடியுமா? விளக்கம் தேவை
For Minor surgeries, 2yrs. 30days waiting period for fever, heart attack, cancer etc. 1day For accident hospitalization
Earkan ve erika noi mattu tha 2 year apram day irunthu accident cover 30 day aprm kacil ill new disease cover akum
Maternity?
2 years@@manikandan-fo6po
For maternity all policy will cover after 2 years.. if incase, comes under company insurance from day 1 all the illness will be covered including maternity
Hi sir
New policy edhutha how many days will take to climb for existing disease and is this climb for emergency accident like that immediately
In most of the policies, pre existing illness is covered after 3years
I switched from floater plan to assure plan. But floater policy bonus was not transferred to assure plan. Is this the case for everyone?
Why premium of health assure is very low comparing to medi classic sir when the benefits are way better than that
Sir...medical insurance plan compare pani video podungae ..
Hii sir need health insurance ah
Sir, Can get a health insurance for downsyndrome baby
Sir am working in CRPF am already having ayshman card for my all family now apart from above i will join this policy both claim we have recd next now this month joining policy covers 25 Lak date of joining policy i will claim refund now am serving in CRPF annual medical examination is essential for continue service till date am SHAPE 1 if i met any untoward incident during my duties death cover available
For Death cover, take term insurance
Sir please advise, what about chronic pre-existing diabetes waiting period.
3years waiting period
Hello sir!i want to have an insurance for my brother,hes is 35 years old.pls guide me..
WhatsApp to 9994266772
Instead of "sum insured," you are saying "sum assured." there is a difference between the two.
Sir sistera floater la add panalama?
Yes you can add
@@nivasexcites Nan already 2 years star health la vera policy la iruken sir ipo na assure change pana poren im single now ... Ipo delivery kaga waiting periods 2 years wait panidha aganuma after mrg
@@soundaryaprakash yes
Cancer and diabetes covered in this assure plan sir
@@Sridharan24-yt6ol yes. But you should be health when applying for the policy
IVF icsi is covered in 100% Sum assured can claim it's Sure . I check 24000 premium I can wait for 3 years for sum assured 20 lakhs . Can you clarify me sir
I'm also same doubt sir please clarify me also
IVF ICSI is covered in 100 percent sum assured or not
sir which policy is better comperehensive or star assurance policy for me . my age is 33 and my wife age 23
Star health assure
Thank you sir
சார் பத்து லட்சம் பாலிசி எடுத்தால் வருடம் எவ்வளவு கட்ட வேண்டும்?... எத்தனை வருடம் கட்ட வேண்டும்... கணவன் மனைவி குழந்தை மூன்று பேர் மட்டுமே... கணவருக்கு வயது 46.
Pls inform your cell no. To inform details
தயவு செய்து இந்த கம்பெனியில்
பாலிசி எடுக்காதீர்கள். எங்களுக்கு
பல காரணங்களை சொல்லி
இன்சூர் தேவைப்படும்போது நிராகரித்து விட்டனர். நாங்கள்
பல வருடமாக இக் கம்பெனியில்
பணம் கட்டியிருந்தோம்
What is the reason for rejection?
@@nivasexcites
எந்த காரணமாக இருந்தாலும்
நாங்கள் நோயுற்றது உண்மை.மருத்துவ மனையில்
சேர்ந்தது உண்மை. அதற்கான தரவுகள் சாட்சியாக உள்ளன.
நோய் ,மருத்துவம் ,மருத்துவமனை
இவைதான் அடிப்படை. இதனை நம்பித்தான் பணம்கட்டுகிறோம்
ஆயிரம் சிரமங்களுக்கிடையில்.
எளிதாக நிராகரித்துவிடுகிறார்கள்
பணமும் இழந்து நோயுற்றும் இருக்கும் ஒரு குடும்பத்தின் நிலையை நினைத்து பாருங்கள். சமாளிக்கும் குடும்பமாக இருந்தால் பரவாயில்லை
இல்லாவிட்டால் யோசித்துபாருங்கள்.
இப்படி நோயூற்றவர் பணத்தை அபகரித்து எப்படி வளர்ச்சியுறுவர்
அந்தபணம் ஆவர்கள் வீட்டுமருத்துவசெலவிற்குததான் பயன்படும்
@@drkbanumathi4738 if the Hospitalization is genuine and as per rules. I can get back the claim for you. WhatsApp to 9994266772
தங்களுடைய contact Number வேண்டும்
Cost for five lakh policy for floater base for three adults
Whatsapp to 9994266772
Sir cancer vanthu 6 month aaguthu epo apply panina insurance benefit kidaikuma
@@blm8032 cancer is a critical illness. You will not a new policy. But if the cancer is minor cancer and operated successfully, then we can try
I need non medical items list how can I get that sir ?
Food diabetics surgery waiting period solungha sir plastic surgury & leg removal
Send. Ur number mam or sir I’m in direct star health insurance company I will call u & clarify 💯
Sir I need health insurance for me and my parents with PED suggest plans please and also I have cooperate mediclaim policy of 15Lakh so as of now i decided to stay with 5lakh health insurance
Whatsapp to 9994266772. We can guide
Bro ivf treatment solli yamathuvanga yarum nambathinga
Husband and wife daughter 10 lakhs policy insurance amount how much paid
Pls WhatsApp to 9994266772
Sir I have medical insurance policy for yearly 8000 base any policy available
Hi Sir,
I am having corporate medical insurance covering my dependents. Willing to take addition medical cover. Please recommend
Yes you can take star health assure with deductible.
Are you interested to take health insurance
18600 rs. Complete family health gold - bajaj finserv health pathi solunga sir.
My Parents age father 59 and mother 51. Ithu best ah ila vera option polama sir
Sir patti policy eduthirundhal parenuku hospitaluku policy use panna mudiyuma..please thagaval therivikkavum.
No
Ivf after tubal ligation eligible or not?
Is this best or young star plan is best !?
Dear Anna my mom is 54 and I'm 25 star comprehensive or assure which one is good anna!?.
Go for Star health assure
Sir in this assure policy cataract operation charges are also available
Yes after 2years
Which term policy is good.Kindly suggest sir
Check for Max life and Bajaj. If you want quotation, WhatsApp to 9994266772
Bro na bsf la work pandren
Health insurance edukanum
Ena ena scheme iruku
You can take this policy. Pls WhatsApp to 9994266772
Sir I am an NRI I have health and term insurance I wanted to put for critical illness separately can you suggest
Pls send your details on WhatsApp 9994266772
Star Health has Critical care policy aswell
2 adult and a baby (3 months old) what policy can I choose sir
WhatsApp to 9994266772. We will send quote
Already hdfc insurance policy iruku adha indha policy ku switch over panna mudiyuma waiting period iruka
@@priyagopalakrishnan2834 yes. We can switch 1month before renewal
My sister insurance pannierukaaingaa. But adddar pan misssed aaeduchi please search பண்ணி தருவாங்களா?
Pan Number or aadhaar no is available?
Sir mutual fund ல் Regular plan ல் இருந்து Direct plan க்கு மாற்றம் செய்யலாமா ஆலோசனை வழங்கவும் நன்றி
If you can manage yourself, you can switch to direct. If you need guidance, invest through an advisor in regular plan
sir ஒரு பாலிசியை பற்றி விளக்கும் போது பிரிமியம் சார்ட் இருந்தால் இன்னும் பயன்
Hi, if you want quote WhatsApp to 9994266772. Pls send your name, Age and location
@@nivasexcitesRavi age 43 location Sriperumbudur
Sir ipa nanga banglore la potrukom intha policy na Tamil nadu la use pannikidlaama
Yes. You can use
What is the premium for five lakhs
Eye laser la health insurance coverage aguma sir...
Not covered
I am plaining to buy this for my mother(49)...Only problem here I is room rent limit..(Afer 10 years 20k per day room rent is not enough due to inflation ) So do we have any rider addon plan in starhealth for room rent alone??
We can opt for star health Comprehensive plan
@@nivasexcites but premium is high in that policy also auto restoration is also not there same as like assure right??
What about optima plan sir?
sir, yong star vs assure plan which policy is best
Star health assure has more benefits. 1advantage youngstar has is, just 1year waiting period for minor illness.
@@nivasexcites thank you sir
Kindly share 68 non medical items list sir
Sir its been two months I joined the star health policy....Can I claim for laser eye operation (lasik)...
Not possible for lasik treatment
@@nivasexcites okay sir
Sir, if we claim for heart related surgery for one time , after one year can we claim for the same type of surgery again ??
Yes. You can.
Sir but our sales manager told that IVF treatment only 2lakhs eligible. Can you pls tell how can we claim 100%
Very useful👍
Thank you