Q&A With Lily: Renovations & How We Bought Our Homes | The Anna Edit
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- เผยแพร่เมื่อ 2 ต.ค. 2024
- The one where Lily I discuss the best spots to buy budget interiors, how we afforded our homes and I forget to apply self-tanner past my jawbone. SOZ! Holler with any other questions you have in the comments and remember to head over to Lily’s channel to watch our Sunday Brunch Club video with the lads - • SUNDAY BRUNCH CLUB: wi... …
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I’ve been watching you guys for years and I love seeing how you’ve gone from discussing lipstick to homes! So excited for you Lily- can’t wait to see what you do xx
Oh how times have changed 😂 Thanks for watching Helen! X
Yes, this was great, more "adult" Q&A's please!
Great content ladies! You are doing such a great service by discussing practical real life matters so responsibly! It's so needed in our world of showing the finished product and instant gratification. Thank you!
Would love to see more budget/ money related videos from you! So interesting to see!
I've watched yours and Lily's channels for years and I love that it went from you guys teaching me what concealer is to sharing about your weddings, honeymoon and renovations. Can I just say I really appreciated the "money-real talk" part? It was really refreshing and down to earth. I'm about to finish med school and I just cannot wait to get to the point where I'm gonna finally start earning and save money, rent and one day even buy a house. It's kind of scary because part of me thinks "how in the world am I going to get to buy a house?!", but I try not to panic and keep my eyes on the prize XD
Haha I loved talking about this so much that I spoke 10 times faster than I usually do 😂 xx
YAAY!!! I love it when you are together!! Best treat before work!
Honestly, just loved how this video was set up with the table in the front! I finally understand what people mean when they comment "it feels like a chat with your girlfriends" - this felt like it 100%, just sitting down and having adult stuff explained by you doesnt make it so scary anymore. xx
Aw thank you love! x
Lily would love a savings tips video! This video was awesome ladies, should be super proud of yourself for the houses you now own 💕
I love to see you guys working together and some great advice from you ladies today. It’s nice to see you mix it up a bit and chat about real life problems and concerns. Big love have a great day x
Thank you so much for touching on the saving and living with parents aspect, I feel much better knowing that you went through this too. I'm 23 and didn't even go to uni and I'm feeling really self conscious about living with my parents because I can't afford to move out even if I rent and all my energy is going into earning more and saving up for a place at the same time. It seems like a lot of "grown ups" who are close to paying off their mortgage are completely unaware of how difficult it is to buy for young people these days, especially singles, which is really frustrating to listen to and I feel so much better knowing that you went through the same thing and found the light at the end of the tunnel. Thank you ❤️
This was so deep! but in a good way. can you girs do more of those?
This was really great! I’m in this headspace for saving up for a home eventually and I always appreciate hearing other people’s journeys! Really do enjoy the two of you so much!💕
Amazing video, and quite informative (despite me having no plans to buy in the near future).
One thing I would add to Lily’s comment on the electrical is to check the plumbing if possible. The main drain in my apartment ended up breaking in my kitchen, it was a bit nightmarish....
Otherwise, yes, talking with the owners of your apartment is always a good idea! Some might allow you to change the colors, as long as you paint it white afterwards (or, in the case of my old apartment, if the next tenants are fine with a black wall, than that’s good too). Or they might come and install your frames or tablets for you to make sure it’s done right.
Bringing your personal touch into a rented, furnished flat is really a tough one...
Justine Leconte offic
So happy you guys did this video, currently saving for my first place and it’s helped me think very long term!
I have been watching both you lovely ladies for what feels like years now. I absolutely love sitting down with a peppermint Tea catching up on your channels! Great content as always :) x
Awww thanks for watching Niamh! x
Really very adult, I love it!
For Greek people, the idea of having your children, once they're adults, pay for rent to let them stay at your home is so strange!
I'm from Norway, and here it's often the case that some people charge their children rent because it's such a big extra expense. Like my mum who had a rental unit, if I lived in it for free she would lose out a lot of money for her mortage that she needed.
Well, the fact was that also Rich was living in the house! I think it makes quite sense if you are over 25 and living at home with your boyfriend, to pay a sort of " rent", that could mean just contributing to bills and food shopping. I'm Italian and I don't find that strange at all :)
The housing market is so bad at the moment that a lot of people who have just left university, ‘boomerang’ back home so they can save to buy a house!
It seems only fair if you are earning to contribute towards bills if you’re living with parents. I think it’s a pretty common thing :)
missvictoria62 I totally see how it's fair! Greek parents though 'baby' their kids even when they're middle aged adults, honestly. They are most likely the ones who pay their kids' bills during uni and often after that as well.
You guys make home renovations fun, real talk was nice!
Really appreciate this kind of video! I can’t really think of another applicable topic but generally I can always use normal/balanced how to adult advice lol
So basically you need inheritance to buy 😭
It’s hard to talk about without getting into specifics, but I could have bought (an albeit much smaller) flat if I was living alone and I haven’t received any inheritance. There’s definitely still hope if you have to start from scratch! ❤️ x
plus it really depends on where you actually live. where my sister lives you can get lovely large houses for like 800k, where I live you can get grubby tiny oned for 1.5million 😅
or think about buying in less expensive areas.
Like Anna said, that greatly depends on many things. I’m from the US, and my home state has extremely low cost of living. I could have easily bought a beautiful house at twenty-three. Of course, with any house you generally sign a 10-20 year mortgage. It’s not as though Anna and Lily plunked down 300,000 in one go to fully purchase their houses/flats. I’ll be purchasing a lovely home next year and should have it and the property surrounding it paid off completely within five years or less. You just have to know your income, understand what financial help or incentives are available in your area, etc. Cost of living can vary greatly from one city to the next. What may be far out of your reach in one city might be easily manageable for you even twenty minutes away.
Saving takes time and effort and a lot of the time sacrifice. The case for me anyways! :)
The more of these types of videos I watch, the more I realize that I am not the target demographic for them, though I feel like I should be. Short of winning the lottery I will realistically never be able to own a house, or even an apartment. Everyone I used to relate to keeps moving "forward" and I have to remind myself that that is just not how my life is and I shouldn't make myself feel bad. Social media is all about FOMO (cringe) and sometimes you just have to turn it off!
I've been watching you both for YEARS (2012 maybe, I was 22 then) and I love how both of your channels have evolved, touching on things that are relevant to people our age! Thank you both for content like this! 💙
Thank you Pat! x
Haven’t even finished A-levels but I still love this video 💖
Best of luck with your A-levels Jasmine! X
Thank you! x 💓
We bought our first home last year (I’m 20!) but we lived with my gran and put all of our money into savings to afford a deposit (plus I live in the Midlands with normal house prices) we don’t have the money to renovate and aren’t necessarily in the area we want to be in, but we’re paying a mortgage whilst I’m at uni so hopefully we can move when I qualify and have a proper home to do it. Everyone does it differently. Love hearing your stories xxx
Loved that video so much! And would highly appreciate if you did any kind of tips for saving video or something... Currently feeling low on budget and inspo because we're about to have a baby and fat chances that we'd be able to save anything for next few years -__-
Will add to the list! And congrats on the baby! X
thank you XO
Another thing about renting vs buying is my boyfriend and I have found is that our mortgage payments are about £150-£200 less than any rent we’ve ever paid. So once you’re in you might find your outgoings go down. I do feel you can tell we lived in some boring rental places because none of our walls are white...
One thing we did when we bought our house was our first offer was outrageously low, the solicitor looked at me like I’d grown an extra head when I suggested something that was nearly £20,000 less than the original asking price but it opened the doors to some negotiation and we were far happier with what we paid than we would have been if we’d jumped in at the top end. Obviously this won’t work everywhere and the house price had been lowered twice. We waited almost six months before making a move, just watching and seeing what might happen. Patience is so important when buying and doing up a house. Everything takes longer than you think!
Wild card option to consider, when buying a house choose to buy it with someone with good DIY skills if you don’t have them yourself. Excellent way of saving money if you can do lots of the jobs yourselves.
On worrying about buying things that will go together... I have definitely had that worry but over the last couple years I've changed my outlook from worrying that pieces will fit into some external definition of good style. Instead, I buy things I love and have decided that what holds different pieces together is their shared reflection of my personal style.
Lily I have 2 kids. You'll definitely need a bigger fridge and freezer! We have a fridge/freezer currently and there is not enough space!
Suzanne Watkin never understood this thing about massive/multiple fridges. Honestly, what do you have there? We were family of 3 and one normal fridge with 40% of it being freezer has always been enough. :)
I moved out my parents house a year later of finishing uni, and it was scary/exciting. Paying a 500€/month rent, which was pretty much half of my paycheck, was hard and made saving money difficult, but it definitely made me a more mature person and became aware of what actually life was like. Although I wouldn’t change what I did, I strongly recommend doing what Lily says and stay at your parents house for as long as you can and take the opportunity to build up your savings account ☺️
Not buying a house any time soon - or ever. But I LOVE these videos. so interesting
Thanks for watching!! Xx
Love this video! So difficult to discuss 'how I afforded to buy'. I think it's about compromise / luck. My husband and I are lucky enough that out families live in Surrey so when we finished uni we both went back home. There were times we could have decided to rent but we would not have afforded to save. It was then 2 years of HARD saving. We set a target a month that was manageable and didn't mean could never leave the house again and stuck to it. 2 years later we had the deposit for our flat. It was definitely worth it, but by no means easy. 2 and a half years later we are about to start saving again for stamp duty for our next move up the ladder.
Awesome video! Really loved it. It is something I have been imagining for years now but because the market in Sydney is completely insane, my partner and I would have to save way more than we even earn in a year in order to ever put a deposit down on a house, so it's a lost hope for so many people in my generation in Sydney! So sad! Fingers crossed one day the market changes so we don't only have the inheritance option to own property :(
insidethismusicbox buying in sydney is not a reality for most people sadly #renterforlife
This camera quality is insane! Anna your make up is stunning here! So excited to watch this 😍
Aw thanks love! Crazy because it’s just my vlogging camera! X
you think so? it searches for a focus in the background the hole time, it really made me distracted and dizzy :D
flyintoafrenzy Glad someone else noticed. Was starting to think I must have blurred vision when I saw the comment that the camera quality was insane!
Loved this video! ❤️ I am 25 so will be buying in a few years time so it was interesting to hear about saving and the buying process. I love you both ❤️
Thanks for watching Sarah! X
This was so useful!
I had to pause at "you can always send it back" just to say that some stores won't take furniture back if it was ordered for you. I work in a furniture shop and we carry limited stock so most items are ordered from the manufacturer and you can't just send it back if you don't want it because we've already paid for it. It depends on the item but I just wanted to make people aware of that.
Thanks for the heads up Jodie! x
I loved watching this video! It’s so interesting hearing your stories. My fiancé and I have recently built our first house, so much work but totally worth it 🙂
How many sqft is each of your homes?
Thanks Ida - I'm not 100% sure of Lily's but our flat is around 900sqft x
THIS IS EXACTLY WHAT I NEED. my boyfriend and I are about 3 years behind you both so this is excellent advice for me now :) thank you girls, your videos are always appreciated xxxx
OMG you answered my question!! I AM SO EXCITED! I feel like we're friends now. LOL
The highlight of my week would be if Anna replies to my comment! Lovely video as always! xxx
Thanks for watching love! Xx
Have literally never thought about whether anything in my home is fashionable!? I don't even know what is fashionable home-wise 😂 If I like it, it's going in and staying there! Also my tip is to get a part or semi furnished house if you're renting. You'll probably get a bed, some sort of wardrobe storage, a desk if it's a student set up, white goods and maybe a sofa. I did this a few times and it means you've got the basics provided but a bit more scope for putting your own stamp on things! Great video!
Loved this video! Myself and boyfriend have brought a ‘renovators dream’ i think they called it and it can be incredibly overwhelming staring down an entire house renovation! Thank you for this video and tips ! You both survived, maybe we can too 😂
Best of luck with it Heather! X
Love it when you do videos together! Gets me excited for more podcasts 😍
So good to know; thank you for sharing all this!!
sooo agree on the hot water tap, would love one of those! x
As someone who's parents have a hot water tap, it is one of the things I actually stop and say good bye to when I leave their house (that and the shower... I love that shower). Honestly, going back to a kettle and waiting for boiling water is such a disappointment, and I love that tap to bits
Such an awesome vid!!! We're currently looking at purchasing for the 3rd time and so many of these hints and tips are great reminders. Thank you both xoxo
Loved this video so much! Love these type of serious video's next to the beauty and lifestyle vids. Very good to keep both feet on the ground and stay in touch with real life. I think you both are great examples of smart, independent and money wise women which I think we need many more of to influence our your girls!!!
omg was waiting for this I've been obsessed with house renovations lately (yours, Lily's and the Frugality especially!)
I left uni last June and we have just bought a house using the shared ownership scheme and help to buy ISA. Do your research, these schemes can really help!
You're so right about the bedspreads at uni! My flatmate had such cool bright ones from Ikea and cushions and a quilt and her room always looked so cool!
I loved this video!! So so useful and you girls are the best! ❤️
This was so great and useful!
This is great! My boyfriend and I are buying our first home right now so the timing of these videos is perfect.
Ah this was very interesting!! Love it x
A great Sunday night watch. I absolutely love people discussing interiors and ideas, inspirations etc. Hope to see more of this! Thanks girls x
This was such a great video. Loved the topics. My husband and I had a small wedding but amazing and didn't actually fight once, but then again we really never do, lucky us I guess ❤ we are saving for a house and it will take time!! So worth it though.
Thank you so much for this..
Just bought my first home and this made me even more excited! Love all your advice x
I will be graduating this year and starting work in a completely new city. I know I will be there for two years (I'll be doing my two FY years in the local hospital), but don't know where I will be after then as it depends on where I do my speciality training. I've got my student loan to pay back, and I owe my parents some money from when they helped me out with various things at uni. I don't know yet how much I will be earning, and I have no savings, as I've always struggled for money at uni. Saving money is going to be a completely new experience for me. I don't even know what percentage of one's salary people normally save! Definitely going to have to do some research before I start working.
Obsessed with ALL of your home related videos. And having Lily in it was an added bonus! Love you pair together!
Thank you so much for this video! Loved it xxx
Are inspections not a thing in the UK? An inspector would have been able to tell you if your electrics were in bad shape and would need replacing or repairing soon.
Surveys are - I'm not sure if Lily did one for her place, but we did for ours x
In the US surveys are more about finding out exactly where your land starts and ends, though.
We just use a different word in the UK, the survey is the same as an inspection over here
I really want one of those taps too! I have kids and sterilised bottles in a microwave steriliser and had the perfect prep for formula so... dunno what those negative nellys are about really. Get the tap! Xx
this was so helpful thank you!! x
Loved this video!! Even tho I’m only 17 I really love to hear about all of the things I’m going to run into when I’m a little older as we don’t learn any of it in school, I find it so interesting Xxx
Lily, the hot tap is a revelation! One of the best investments and you will resent a kettle so much more after😂 ps, great vid for a uni student like me looking at this for the future!!
There’s a lot of us in our 40s who have not figured this out as well as you have! I think every young person watching should watch and listen!
Thanks Julia! x
Loved this video! Would definitely like to see more adult/life stuff videos with the both of you again x
This more grown up content is so interesting to watch, I'm not even close to buying a home but got some great ideas about the rented flat. I like you two so much! x
Such a different topic to discuss but I love it! I love whatever you both do! Lots of love! ♥️
My two favourite TH-camrs 😍
Anna! Where's your shirt from?! It looks amazing on you!
Thanks! It’s from Equipment x
Honestly one of the most helpful videos on the internet, and it just so happens to come from people I love to watch which is a happy bonus. :)
Love the more adult-y lifestyle content! Keep it coming :) xx
This is such a great video! you mention about buying a flat, how have you found ground rent and shared costs? Did you factor that in when buying the property?
Yes! Some of the maintenance costs for properties round by us are INSANE! Luckily we found a place that has minimal ground rent and keep back our own contingency pot for when shared costs crop up x
Love your point of view on things Anna. Like when you said you and Mark shared jobs and talked about what you BOTH wanted. It's both of your house so you definitely need to compromise. Don't really know what my point is here but just wanted to comment.
Thanks Ashlea! x
Hi Anna! Loved this video, I've finally settling down and getting into furnishing so this was on point! The link to Lily's video is taking me to a social sharing website called RhythmOne, so not quite a Sunday Brunch club?
Really enjoy both of your channels :)
Thanks for the heads up - it should work now! x
I loved this! We were the first of our group of friends to buy a house, and it felt so crazy and scary!
My partner and I actually bought a multi-unit property with another couple. It made the finances work out so much better since none of us had long work histories, and it's just been the best thing having our separate space but friends living right upstairs. We've been living in our floor of the house for 8 years, and just purchased what I hope is our "forever home." Our friends/co-owners' new house is just a few blocks from ours, so our kids can still grow up together but we have the space we need for kids' bedrooms... and my dream kitchen.
Not sure if you have this in the U.K., but for our new house we borrowed extra money for renovations as part of our mortgage. The bank has an inspector and appraiser and stuff who make sure your improvements add as much value to the house as they cost, and the inspector also makes sure the contractor does everything right. (Fixing some electric work and other things to make the house up to code were required, which is great because we knew up front how much work was needed and how much it cost.). I highly recommend it to anyone who lives somewhere you can get a house+renovation loan lumped into one.
Thanks again for sharing all this home renovation content. Picking out kitchen finishings is literally all I want to talk about, whereas I only bought like 2 beauty things all month.
Great tips - best of luck with it all! x
Love this video!
You ladies are so fun and sensible!
Cheers to both of you!
😍👌🏻
This was fantastic. Thank you so much. Inspiring xo
Love this video we've recently bought our first house after 5 years of saving while renting and it's a 'fixer upper'...currently living in a bit of a mess but it's exciting putting out own stamp on it
Best of luck with it all! x
Great advice ladies!! Thanks for sharing it with us.
Love your hair, Anna! X
Thanks love! X
Love, love, love this Q and A topic!!
Who sterilizes bottles anymore? Do they really do that in the U.K.
Nice chat ladies. Good job👌🏻
This is right up my street , more of this please :) x
Adulting levels are high in this video! Like!
Loved it! Love you both, so down to earth!
Lots of great advice, cheers!
I spend more money on classic designs and just go for cheepish-ikea for trend items.
oh and I hate underfloor heating. I like that there are no ugly radiotors but my feet are so itchy and I have to wear shoes indoors.
Ooooh that’s good to know! X
sounds like bad underfloor heating? I can control the temperature of mine so it's not too hot.
Keyholder naa I just like cold floors. I don‘t really wear socks either unless it‘s very very cold like minus 10 😂 if you have any sort of vein problems underfloorheating is a pain.
LOVE THIS CONTENT! :)
just got my mortgage accepted. NatWest said you need to have 6 months continuous employment. I graduated less than a year ago and I am really on the border of the 6-month mark. again I was "lucky" with inheritance. but jeez the costs add up, solicitors, surveys and product fees. I will be so happy when its over.
Nicola Jayne why is Lucky on quotation marks??
Julieta Evia because I’m incredibly privileged to have received this money but it didn’t come under the most pleasant of situations. Rather have my grandparents not be dead tbh. X
Julieta Evia Because while some would say they were lucky to get money in the inheritance, it was very UNLUCKY that they had to lose someone they loved in order to get the money. “Lucky” that they got money that put them financially ahead, but very unlucky that it was through a death.
Best of luck with it all! x
So excited for this video!
Plus you both look gorgeous x
Thanks Rachel! x
Loved that video!
Great video!
nice blouse