What Return Should Investors Reasonably Expect?
ฝัง
- เผยแพร่เมื่อ 25 ก.พ. 2021
- The first 100 people to use this link (or use coupon code BAGEL50) will get a free week of Noa's premium subscription, plus 50% the annual fee: www.newsoveraudio.com/bagel
Video on quantitative easing: • What is Quantitative E...
With markets at all time highs, it's worth gauging our return expectations to avoid the common pitfalls that come with high expectations. We address this in today's video.
Buy a Plain Bagel Mug and support a charity! Proceeds for 2021 will be donated to Doctors Without Borders: store.dftba.com/collections/t...
If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)
Title Music: www.bensound.com/royalty-free...
This video is sponsored by NOA
DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.
The first 100 people to use this link (or use coupon code BAGEL50) will get a free week of Noa's premium subscription, plus 50% the annual fee: www.newsoveraudio.com/bagel
@@mrpmj00 Stock prices are based on expectations of future cash flows. Do you have insight into the future cash flows of these companies that the rest of the market doesn't?
I only accept a minimum of 69420% per month
That’s fair
Surely 42069% is more realistic
Hello my fellow Teslaires
If you aint 69Xing your money every 420 minutes, wut you even doin here bro.
Nice
As a young, overly confident, bragging, six-month, couple thousand euro investor I feel called out.
Who woulda thought woke Zoomers living in parents basement, gaming, spending their government stimulus cheques on crypto could eventually get clapped 😄 When it comes to investing experience is king 👑 Rule #1 of investing - Stay humble and never flex gains.
@@James-il3tq wut? experience doesn't mean much. it's the actions. also wtf that rule. when did you come out with that?
I came here for solid investment advice not to be personally attacked
Feel called out? Justifiably so.
Yeah this is definitely a wakeup call for me. I went from 70k to 350k in the last year but with the current downturn I feel my luck is running out. I've been thinking about moving most of that into long term ETF holds and reserving a small percentage for fun plays, and this video may have been the motivation I needed to do it.
As a active investor realistically I think that anything above 0 is great :)
Why? At that point why not just invest in an index fund? If youre going to put the time into actively investing, why settle for underperforming the s&p
Over inflation
@@ctw10wilso Well, mistake is a good experience after all.
@@ctw10wilso (it’s a joke bro)
Wait, you can actually make positive returns on your investments?
Some dude claiming "investing is easy, I made xx% in this stock in xx time" is equivalent to saying "gambling is easy, I went to Vegas and won xxxx$"
But they will never tell you about their losses.
That intro is absolute fire
Thanks dude!
As good as that outro? I'm not sure 😂
It’s a shame your content isn’t more popular. This is good, intellectually honest, and perfectly timed comedic relief material. Thanks Richard! Please keep it coming
Considering that 8%-12% is still higher than the 0.25% I get from my savings account, I think I'll still invest a bit of my money into some stocks.
Rarely a better time, keep we’ll diversified and low management costs, look at Vanguard options, Good Luck
@@neilcook1652 He did it one year ago, rip.
Just make sure you keep an emergency fund!
My savings account is now 4%
Which is nice but we are in a high inflation environment, which impacts what the real return is on that money.
I am reminded that when Buffet talks about "the short term" he is talking about 5 years.
Perspective huh
In these dark times of people yoloing their money, the plain bagel guides us.
"yoloing" lol or "fomoing" :p
based
Again, everyone's a successful trader in the longest bull market in history
My favorite part of your channel is the objective, realistic, long-term investing advice.
My second favorite is the absolute shade to all of the "get rich quick" scams in every video
Everyone is a successful investor until they lose all of their capital.
Its always refreshing to hear something that grounds you in reality. Back last year when Oil was tumbling down and down, I made a little over $1000 with leverage (my account size was only around $800). It hyped me up so much I thought I was some god and then managed to lose all the money I gained. From that moment on I stopped using leverage and decided to do more research to avoid those mistakes.
Its a lesson all investors will learn
@@leemacdonald6533 I learned through WallStreetBets and 2008 that I am not interested in leverage, I’m fine making small returns.
This whole altcoin, shitcoin, crypti bullshit has damaged the ROI expectations of young people. An old geezer like me knows you can only manage to double your investments if you are lucky enough to meet someone who knows what they are doing.
Were you lucky enough? and how much did you make?
@@jamesjane5539 Yeah, I was. A friend of mine introduced me to a brilliant woman, a wizard of cash, TRACY E ANGELL. Angel with a double L.
And about how much I made, let's just say I can retire any time I want now.
@@thehunter9853 I met this lady at a conference in Wisconsin, we have been in business ever since. You're in good company.
@@patsyryan9316 Tracy is really a god send. An Angel if I must say. hahahahaha. I'm also in business with her. Doubled my money in seven months or so.
stfo boomer
That blue and warm light makes for a really nice background. Good color scheme.
Yeah! Reminds me of the game Portal :)
"This time it's different"most dangerous phrase in investing. Totally agree with you
Good stuff Richard
So cool to see my fav Canadian youtubers talking to each other. HumbledTrader, Brandon Beavis, and Plain Bagel together give a great well rounded view on investing and trading!
"Try to keep your head out of the clouds....unless of course....you're a chad like me......in which case, I'll see you on the moon" BAAHAHAHAHAHAHHAHAHAHAHAHAHAHHAHAHAA
to the moon 🚀🚀🚀
As a beginning investor, if I could get 7% over 25 years, I’d be ecstatic!
I've started to follow your channel because of the gamestop thingy, I can say your content is superb. Even for me, that english is not the 1st language, is super easy to understand.
LOVE THE VID. been watching a few videos on your chanel, you just keep it simple to understand and with all the essencial information. love the work you been doing. keep it UP
Thank you for this content! It helps me stay level-headed throughout my investing journey. Your channel is filled with great reminders and info. Much appreciated!
Thanks for the grounding video
Great video, as always. Thank you for sharing!
I love your grounded content. Thanks
Richard releases a new video. I click 'like'. I watch it.
And you comment to help the algorithm
love it... so much quality in it.
You know Richard I really have to band it to you for being so well grounded about all this. The easy thing to do is get carried away and forget about disciplined investing. Obviously there are many people who make this mistake. Good for you for staying realistic!
Excellent advice, thank you
You are most realistic and making sense investing you tuber for me
Well, Kathy Wood's Titanic investment fund, has a negative yield of 8% per day. That's pretty impressive!
This video aged like a fine wine🍷🥂
Love your content! Keep it up.
Excellent work. Really appreciate the great channel.
Excellent video!!! ❤❤❤
Thanks! I needed this after yesterday's disaster
We are already back to all time highs :) March wasn't so awesome April is definitely looking better
Your channel is one of the best
I feel like more and more at this point in time this channel is becoming a really important source of information and sanity.
new subscriber here, I love your channel and your way of breaking down concepts dealing with stocks and other financial instruments. your channel has become a go to source on explanations of things such as hedge funds, short selling, etc. Things that I'd never want anything to do with, but am curious about. your explanations are very easy for me to grasp.
Damn bagel talking about not being content with your percentage and trying risky strategies is true I had 40% gained for the year got greedy and yoloed calls for big money and ended up losing everything I’ve gained learn from me young bagels
The lesson learnt here dont yolo
Are you able to replicate the 40% again?
I hear you man, good looking out
@@JoelChenFa he wasn't that's why he lost everything lol. He already said it
I just bet on sports if I'm willing to lose money lol.
Entertaining and invaluably informative. Amazing content. Keep up the good work.
This is easily the best stock TH-cam channel. Love it!
The first 60 seconds of this was absolute fire! Hilarious!!!! We couldn't agree more with you on your return expectation (and your disagreement with these new short-term investing "experts". We readily talk about 9% (less fees......so keep the fees low!) over a long, long period of time. love your approach, and the production value of your video. Thanks for encouraging your audience to keep a level head during this madness!
Very informative video!
Great vid!
Such good content!
Your videos are awesome! 😌
The Plain Bagel intros are absolute killers! Love them
"You see these two guys. They are absolute killing machines"
Great insight!
Just recently found this channel, and I wanted to request/suggest videos on how to check a company's fundamentals to find out if they are overvalued/undervalued, making$/losing$. What ratios to use for each sector using actual consolidated balance sheet, etc. You do really well explaining topics. You could make a series out of it or something.. maybe
Instinsic value
Loved this video!
SERIOUSLY WISE YOUNG MAN, BAGEL! A TRUE UNICORN!
thx for free education again
Your channel is really good! Congrats! Greetings from Chile! :)
Very well done. A+
I'm a simple man. I see returns, I press like 😄
I love your videos
Thank you for the insightful and humbling video. I completely concur, consistency is key. I am targeting 2 % net every month. Last 6 months have been good but because markets were too kind. Let's see if I can keep it going. Thanks a lot
my god you have so many good videos
Great video. No matter what market environment we will be in, always adapt to it.
liked before watching
I kept waiting for the reference to Ark Investments, but alas, the plain bagel keeps it on point and above board. Nice job!
Stonks only go up..got it 👍
Hey Richard, I noticed you've referenced different books throughout your videos. Could you do a short video listing some of the investing/finance books you'd recommend?
Thanks
Good shit Richard
Thanks for this estimation. I really didn’t now what toi aim for.
That intro was 🔥🔥🔥
As always, cool!😎
Any Guru will confirm that it's easy to get 1% return on a daily basis. What they don't say is that it's just as easy to loose 9% on their other account they don't show you.
I have already watched this video. Just came to give you thumbs up
Plain Bagel inspired me to become an investment analyst no joke.
No one can predict the future but a globally balanced diversified approach with ETFs and a few individual stocks dotted around these should do right
Thanks for another excellent video. Perfect mix of entertaining and informative, intro made me crack up 😂
Gracias!
Damn, that's very nice, useful info. Didn't know this channel.
This video aged very very well. Great wisdom plain bagel!
That intro alone merits a big like :D
Richard. Could you do a video on what’s happening with the 10yr Treasury, and why it has had implications for the stock market and expectations of future rates?
Much appreciated. Love the channel.
Great video man
Revisited this and this is still happening again.
Loved the intro! Too funny :D
see yall on the moon babyyyyy
Ahhhh this is such reason spoken that it helps calm me. I should just listen to The Plain Bagel instead of my meditation app.
you are the best
The stock market only go up!
It's a good thing that TH-cam keeps showing me his older videos because truly, they are aging like fine whiskey in a barrel. In 2023 I'm just glad to hear that it's not unreasonable to expect returns greater than 6%, because this inflation is gon be here a while.
I'm just trying to beat inflation bruh, great video BTW 🙏🏽
Awesome content! Make a video about the red markets we have been seeing the past few days with the increasing bond yields.
Already back to green and then some :)
Saw you on Nash’s channel. Came and subed
Great video, really helpful especially with all the craze surrounding the market right now. Would it be possible for you to make a video about building a basic long term portfolio from scratch?
Very interesting topic indeed
Stocks still will always make me feel a bit uneasy in that everyone parks there money in stocks but it isn’t adding to productivity by doing so. the only time this is actually a benefit to a company is for their IPO “yes there are other small benefits I know” but man in the future will there really not be a more direct way to invest in a company that actually directly benefits them and gives them the ability to reinvest this capital to grow?
Exactly, nobody ever takes a step back and realizes how absolutely batshit insane the stock market truly is, it's basically built around extracting value and making money out of money by doing literally nothing productive and contributing nothing of value to society. Billionaire Wall St. traders are basically gamblers who use complex quant algorithms to beat the system and extract value like parasites. In a more sane and healthy future society, the stock market in its current form wouldn't exist.
People don't realize how deeply insane it is for the same reason deep sea fish don't have a concept of what water is. If you're a fish that's lived its entire life in water and a surface fish tells you about the air above the water, you'll have absolutely no idea what that even means. The stock market seems like just a part of life/society, like water to a fish, but it's really a deeply pathological system of lunacy that eventually cannot exist if society is to be healthy; the stock market is like a parasite bleeding dry our actual economy of useful goods and services by sucking up all its value and providing nothing productive in return.
Investing of the future should look far more like a crowdsourcing platform for companies (like Kickstarter, but you're putting money directly into a company you want to be successful) rather than a casino for parasites.
@@jagpro91 agreed I think it will be a version where instead of investing in companies it may be more project focused where they raise money for new projects/ products. Or maybe just an alternative version where companies can atleast access the capital for projects
It would be interesting to see a video from @The Plain Bagel on this point.
Plan on 5%
6 months? You're practically an expert!
He can't act like a Chad even when he tries. :)
That's a compliment by the way.
I have learned more with you than in my university, thanks for everything.
TH-cam > business degree
@@WeLoveValue yeah
Never been so early! Great content as usual 🔥🔥🔥
5-10%
Fund managers are not an apple to apple comparison as they play by different rules (I.e having to trim out weighted positions). Individual, informed and patient investor who holds great companies for 3-5 years will outperform the market over that same time period. 20% is not a lofty goal with those principles. All it takes is an Amazon, mercadolibre, Netflix etc to really bring your average incredibly high over a 3-5yr term
Its a marathon game not a 100 mtr Sprint, you may reach to the finish line much quicker by driving at speed at 300 mph compared to 60 mph , but likelihood of staying in the race is very low. Decide on your own 🙏
Your funniest video ever!🤩
fyi, common money market mutual fund in Indonesia gives out 0.02% daily. Yep that's far away from 1 %, that's why I diversify