Hi sister, I’m one of you fan from Arizona! Thanks for sharing the video. My thought if we have a chance to own a home go for it. Good investment it will give us appreciation in the long run. If we don’t want to live there we can use as rental property. Anyway continue with your good work.
I was planning to go to America next two years and now I’m accidentally see your youtube channel. I will be learning a lot and know more information of America.
American Dream is not living with your debts until your last breath. To achieve a financial freedom, it requires determination and commitment. If you want to keep working until you drop dead, it's up to you. Work hard, save smarter, and enjoy it. Your future is in your hands. Only you can help yourself. Sharing is caring. Life is too short to last long!
Lol, I recalled when I first became U.S citizen, one of my Americans friends joked that I'm not fully American yet until I acquired lots of debts like they do. It sad to see people can't pay mortgage or let the house go under foreclosure just because they lost the income even just temporary. Word of advice is, live within your means don't go based on temptation. That way when something happens like losing your job or divorce you don't drown, and I'm speaking from experience. I think this is a great information for potential home buyers, something they should takes into consideration before jumping the gun.
@@chanthana7694 Budgeting our financial is very important before owning a property. Buy what we can afford even with one income in case a partner lost a job. Pay off our mortgage as soon as we can is a key to our financial freedom. It is huge responsibility to buy a home but it is a greatest investment than renting. Real estate is the only investment you do not to pay taxes when you sale it if the capital gain is under $250,000 for single or $500,000 for marriage couple. We paid off our home mortgage within 10 years by paying extra cash every month. We took our early retirement at early 50 and travel to see the world!
@@chanthana7694 Budgeting our financial is very important before owning a property. Buy what we can afford even with one income in case a partner lost a job. Pay off our mortgage as soon as we can is a key to our financial freedom. It is huge responsibility to buy a home but it is a greatest investment than renting. Real estate is the only investment you do not to pay taxes when you sale it if the capital gain is under $250,000 for single or $500,000 for marriage couple. We paid off our home mortgage within 10 years by paying extra cash every month.
You can also buy a fixer upper, that what I did. My first house i bought cost me $90k. I put $25k fixing it. Than sell it for $150k. I use that money to buy another for $250k did some update and sold for $299k.. I continued doing this for years house after house. Now I just bought my last house for $472k and paid cash for it. It not hard to live debt free.. it take hard work and commitment . I have no Credit card debt no Mortgage debt. I would recommend everyone to start small and work your way up. Cambodia in Arizona USA!!!!
@@Luckyme78 We did that too besides invested heavily in our 401k and IRA accounts for over 30 years as I have a financial background. After our early retirement, we sold our main home and spent only 1/3 of our cash to buy a smaller townhome so we can travel to see the world. Downsizing everything is also a key for retirement to save all the other unecessary expenses. We still use one credit card to buy everything but to pay it off every month to get the mile rewards. We've been to Phoenix, Tucson, Sedona, Flagstaff and we met a few Khmer families in Mesa. Sedona is very beautiful. Greetings from Khmer in Minnesota!
Green Card holders and us Citizens can buy houses in USA 🇺🇸, no Greens holder , no social security card can’t afford buy house in USA 🇺🇸, my thought you need realtor states license …
![ประสบการณ์ จ้าง Developer ที่ผมจะไม่มีวันลืม [ภาค1]](http://i.ytimg.com/vi/bzivN4KDg-k/mqdefault.jpg)
ពេញចិត្តខ្លាំងរាល់ការចែករំលែក ពីការរស់នៅ នឹងបទពិសោធន៍របស់បងណាស់
Always support your experience share great job sister wish you good luck greeting from Sihanoukville Cambodia 💕💗
ស្រឡាញ់សមត្ថភាពប្អូនស្រីណាស់ ពូកែ ឆ្លាត សមតែនៅអាមេរិកមែន
ស្ដាប់ទៅពិតជាពិបាកខ្លាំងណាស់!បើជាខ្ញុំវិញឧទាហរណ៍បើបានធ្វើការរស់នៅអាមេរិចសុខចិត្តជួលផ្ទះគេនៅសិនហើយ។ហើយសុខចិត្តសន្សំលុយទុកវិនិយោគលើអចលនទ្រព្យនៅស្រុកខ្មែរវិញ!ថាមិនត្រូវយ៉ាងច្រើនដប់ទៅម្ភៃឆ្នាំក្រោយពេលវិលមករស់នៅស្រុកខ្មែរវិញច្បាស់ជារស់នៅសោយសុខមិនខាន!
Good information to know before buying a house. Big debt to be a house owner. Think twice before deciding to look for buying. Thanks for sharing info.
It’s a good long term investment!!!my house has triple the price. I’ve own over 15 years
Thank you sister for sharing it with me, and it is the good knowledge to me.
Hello Sister, thank you very much for your Video sharing.
Hi sister, I’m one of you fan from Arizona! Thanks for sharing the video. My thought if we have a chance to own a home go for it. Good investment it will give us appreciation in the long run. If we don’t want to live there we can use as rental property. Anyway continue with your good work.
I really want to buy the house in USA, Thank you ThaiHor for giving me some advice to know to to become a house owner in USA.
Yes. Thank you for your idea about
Real situation in the USA
Also now a day prices on houses are sky high especially here in California. Good tips as always.
We called Duplex, I never heard people called twin home. But thanks for sharing to the Cambodian!
Twin houses and Townhouse are almost the same.
Hello Miss Thaihor. Are you still in DFW? If so hope to see you at the temple party
Thank you for sharing this news.
Video ល្អ ក្នុងការពន្យល់ រៀបរាប់ ពិពណ៌នា អំពីផ្ទះបានល្អ...
Thanks for important advices
Thank you so much 😍😘
I was planning to go to America next two years and now I’m accidentally see your youtube channel. I will be learning a lot and know more information of America.
Welcome
I live in France and thank you for the information 🤗
Hi
Great thank for sharing. អរគុនណាស់ដែលបានចែករំលែកវីដេអូថ្មី៕
អរគុណ…ច្រើនណាស់🙏🙏😆😆😆
Thank you sister for sharing this great video
Thanks for sharing sister.🙆🏻♂️
thank you lord amen
នៅទីណា,ក៏ពិបាកដូចតែគ្នា,អរគុណក្មួយស្រី។
Thanks MS . for your shareing
Great video! I commend on your translation about owning a home in the USA. Excellent job! Love the large mansions btw...
Like your video, thanks for sharing.
Thank for sharing sister ☺️♥️
សួស្តី ថៃហ៊
អរគុណចំពោះកាចែករំលែក ។
គំនិតនេះល្អម៉្យាងដែរ ដែលជួលផ្ទះនៅ ព្រោះការទិញផ្ទះ ត្រូវរាបើរងច្រើនណាស់លើការចំណាយ និងយូរឆ្នាំ ធ្វើឲ្យគ្មានសេរីភាព និងសំពាធច្រើនណាស់។ ចុះយើងទិញដាច់ មិនបង់រំលស់ តើនៅសល់កាតព្វកិច្ចប៉ុន្មានទៀត ត្រូវចំណាយ ? ក៏ដូចជានៅច្រើនគួរសមដែរ ដូច្នេះ បើរស់នៅគ្រួសារតូច នៅក្មេង គួរជួលគេ ឬទិញផ្ទះឡាន ប្រសើរជាង ។
អរគុណ
Thanks you sis for sharing ❤️👍
Thank sister for sharing 🙏🏻🙏🏻🙏🏻
American Dream is not living with your debts until your last breath. To achieve a financial freedom, it requires determination and commitment. If you want to keep working until you drop dead, it's up to you. Work hard, save smarter, and enjoy it. Your future is in your hands. Only you can help yourself. Sharing is caring. Life is too short to last long!
Lol, I recalled when I first became U.S citizen, one of my Americans friends joked that I'm not fully American yet until I acquired lots of debts like they do. It sad to see people can't pay mortgage or let the house go under foreclosure just because they lost the income even just temporary. Word of advice is, live within your means don't go based on temptation. That way when something happens like losing your job or divorce you don't drown, and I'm speaking from experience. I think this is a great information for potential home buyers, something they should takes into consideration before jumping the gun.
@@chanthana7694 Budgeting our financial is very important before owning a property. Buy what we can afford even with one income in case a partner lost a job. Pay off our mortgage as soon as we can is a key to our financial freedom. It is huge responsibility to buy a home but it is a greatest investment than renting. Real estate is the only investment you do not to pay taxes when you sale it if the capital gain is under $250,000 for single or $500,000 for marriage couple. We paid off our home mortgage within 10 years by paying extra cash every month. We took our early retirement at early 50 and travel to see the world!
@@chanthana7694 Budgeting our financial is very important before owning a property. Buy what we can afford even with one income in case a partner lost a job. Pay off our mortgage as soon as we can is a key to our financial freedom. It is huge responsibility to buy a home but it is a greatest investment than renting. Real estate is the only investment you do not to pay taxes when you sale it if the capital gain is under $250,000 for single or $500,000 for marriage couple. We paid off our home mortgage within 10 years by paying extra cash every month.
You can also buy a fixer upper, that what I did. My first house i bought cost me $90k. I put $25k fixing it. Than sell it for $150k. I use that money to buy another for $250k did some update and sold for $299k.. I continued doing this for years house after house. Now I just bought my last house for $472k and paid cash for it. It not hard to live debt free.. it take hard work and commitment . I have no Credit card debt no Mortgage debt. I would recommend everyone to start small and work your way up.
Cambodia in Arizona USA!!!!
@@Luckyme78 We did that too besides invested heavily in our 401k and IRA accounts for over 30 years as I have a financial background. After our early retirement, we sold our main home and spent only 1/3 of our cash to buy a smaller townhome so we can travel to see the world. Downsizing everything is also a key for retirement to save all the other unecessary expenses. We still use one credit card to buy everything but to pay it off every month to get the mile rewards. We've been to Phoenix, Tucson, Sedona, Flagstaff and we met a few Khmer families in Mesa. Sedona is very beautiful. Greetings from Khmer in Minnesota!
Very good advice before you buy house make sure your income and your job do not thing over red line…..
សួស្តីបង ខ្ញុំលឺថាបើចង់ធ្វើ រឺជួសជុលបង្គន់ក៏ត្រូវចំណាយលុយច្រើនដែរត្រូវអត់?
អរគុណក្មួយស្រីដែលបានបកស្រាយបានល្អ អំពីបទពិសោធរឿងអចលនទ្រព្យនៅស្រុកអាម្រេច ....។
សួស្តីប្អូនចង់ដឹងថា មនុស្សគ្រប់ជាតិសាសន៍ អោយតែមានលុយអាចទិញផ្ទះនៅអាមេរិកបានគ្រប់គ្នាមែន សូមអរគុណចំពោះការបកស្រាយ 🌹🌸🌺 ។
Yrst
Thank so much for sharing.
Thanks Bong for sharing
Hello 👋 from Washington state
សូមអរគុណ ទេសភាព ក៏ស្អាត បង
When can we apply sister. God bless you. Thank you very much
បងចីងមានន័យថាដីទាំងអសជារបសរដ្ធមែនហើយបងយើងអាចទិញដីនៅអាមេរិចបានអតចាំយើងធ្វើផ្ទះខ្លួនអែង
Ban
ផ្ទះនៅអាមេរិកថ្លៃណាស់ លក់ផ្ទះខ្ញុំ៣ដងទើបទិញបាន
👍 81 good morning sister
ចែញុមឆ្ងល់ថាមិនផ្ទះនៅអាមេរិកមួយមួយស្ងាត់ដូចសោលួចសេះចឹងហើយចុះមិនមិនមានមនុស្សចេញលេងមកខាងក្រៅចឹងហើយចុះមើលទៅដូចមិនមានកូនក្មេងលេងទេហើយមិចមិនសូវមានមនុស្សចេញចឹងកើតអីហើយគេនៅក្នុងផ្ទះវានមិនធុញទេអីបើនៅស្រុកខ្មែរវិញមើលទៅសប្បាយជាងនៅអាមេរិកហើយមើលទៅអាមេរិកស្អាតមែនតែវាមើលទៅដូចឯកកាពេកហើយវាស្ងាត់ណាស់ផ្ទះយាយញុមនៅអាមេរិកយាយញុមនៅតែក្នុងផ្ទះទេហើយពេលមើលខាងក្រៅផ្ទះស្ងាត់ណាស់ទោះមានមនុស្សនៅក៏ដោយ
ពេលយើងទិញផ្ទះ តើយើងមានសិទ្ធរស់នៅអត់បង🙏🙏
Thanks for sharing j 😻❤️🥰
How are you George Washington? Can I ask you a question?
Useful video ,Big Like ♥️
Good. Show. Thanks. You. Very. Much
បើនៅអាមេរិច ខ្ញុំចូលធ្វើទាហានបាត់ហើយ
May GOD bless you
វីដេអូនេះមានប្រយោជន៍ច្រើន
ខ្មែរក្រោមសួស្តីបង
បងអាចថតជាវីដេអូមួយដែលមួយវីដេអូនិយាយតែភាសាអង់គ្លេស ហើយនឹងបកប្រែជាភាសាខ្មែរបានទេបង?
សួស្តីបង ថៃហ័រ
Love your videos
អាញេអាញ៉ៃណាស់បង ហាហា
Hello Miss Thaihor. May you please make a video sharing your experiences how to build credit in USA?
It's easy . U use the credit card and u pay on time
ជំរាបសួរបងស្រី តើបងបានជាពីជំងឺកូវីតហើយរឺនៅ
ចុះប្រសិនបើឪពុកម្តាយមានលទ្ធភាពជា លុយដោយការលក់អចលនទ្រព្យខ្លះពីស្រុកយើងតើកូននៅUSAហ្នឹងអាចទទួលបានយកទៅទិញផ្ទះបានទេក្មួយស្រី ?
Good morning from Phnom Penh ❤️
ប្អូនស្រីថាអ្នកធ្វេីទាហ៊ានស្រួលទិញផ្ទះសុំសួថាទាហ៊ាននៅខ្មែររឺក៏ទាហ៊ាននៅអាមេរិច ?
Thank you for sharing 🥰
Thanks for nice vdo
សួរស្តីប្អូន😀
បងស្រី បងមានអាយុប៉ុន្មានហើយបង
បងស្រីស្អាត 😀
ផ្ទះស្អាតៗណាស់បង
បងឧទាហរណ៍បើយើងអត់សូវចេះអង់គ្លេសអាចទៅរស់នៅបានអត់?ជួយនិយាយផងបង
Thank for sharing b.
សូមសួរមួយ sis បទនៅពីក្រោយ video បទអីដែល
ខ្ងុំស្រលាញ់ចែណាស់ ចែស្រលាញ់ខ្ងុំអត់
បងជួយប្រាប់ផងបានទេ ខ្ញុំចង់ទៅរៀននៅអាមេរិច តើត្រូវធ្វើយ៉ាងម៉េច ហើយត្រូវមានលុយប៉ុន្មានទើបទៅបាន ? អរគុណបង
គ្រាន់តែលឺបងអធិប្បាយចង់ខ្យល់គ😹😹😹
Love you bong
Good morning j
Love you bong 😍😍😍
ខ្ញុំចង់រស់នៅទីនឹងណាស់🙁
look so nice sister
my idol🇺🇲💙❤
មានជំលោះដីធ្លីអត់
Thanks for sharing 👍
សុខសប្បាយ សំណាងល្អប្អូន
thank you
អង់គ្លេសថាម៉េចបងពេលណាពេលហ្នឹងទៅ។
សួស្តី ជាទូទៅការប្រាក់ទិញផ្ទះប្រហាក់ប្រហែលប៉ុន្មាន%ក្នុងមួយឆ្នាំ?
អរគុណច្រើនដែលបានចែករំលែក
I love this video thanks for sharing 🙏🏼
Thank
ខុំចូលចិត្តវីដេអូបង😍😍🥰🥰
សួស្តីកញ្ញា
Thanks you so much for like show,god bless to you amen🇺🇸🇰🇭🙏🙏💐💐👍👍🥰
អរគុណបងសម្រាប់ការចែករំលែក
First my idol 💜🤧😸
ចង់អោយបងរៀបរាប់រើខ្មែយើងធ្វើយ៉ាងមិចគួទិដីទុករឺដាកលុយក្នុងធនាគា
Thank you so much sister 🎉
គ្រាន់តែបង់ប្រចាំខែប្រហេល ២០០០$ បានលុយឯណាហូបបាយទៅ??
បងសុំសួរមួយ ចុះបើយើងទិញផ្ទះហើយ តែពេលទៅលេង តើមានផលលំបាកអត់? ប្រសិនបើខាងទូត អាមេរិកគេមិនអោយយើងទៅចឹងផ្ទះយើងគិតមិចទៅ
Don’t buy
ខានមើលយូររកអត់ឃើញផេក
Green Card holders and us Citizens can buy houses in USA 🇺🇸, no Greens holder , no social security card can’t afford buy house in USA 🇺🇸, my thought you need realtor states license …
Thank you sister
Hi ខ្ញុំបាទបានតាម ដានរហូត