CASH UNSTUFFING & CONDENSING | OCTOBER SINKING FUNDS UPDATE | UK CASH STUFFING

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  • เผยแพร่เมื่อ 12 ก.ย. 2024
  • Hello and welcome to my October sinking funds update, and latest cash unstuffing / condensing.
    Thank you to everyone who has supported my TH-cam channel and etsy shop.
    My Etsy shop is linked here: www.etsy.com/u...
    Please check my instagram @irisbudgets for latest stock updates.
    The pill box I show is from Amazon:
    My cash tray is by mDesign and can be found on Amazon (currently unavailable) amzn.eu/d/1qHLGNi
    My Filofax purse is a Filofax saffiano from Amazon.
    I use Starling bank for my savings spaces
    My envelopes for my saffiano and birthday binder are from Budget with Ira. www.etsy.com/u...
    My clear binders with the grey clasp are from shein: www.shein.co.u...
    I made my vellum envelopes using a tutorial by Happy2planwithDesiree the video can be found here: • DIY HOW TO MAKE VELLUM...
    I purchased the following to make the envelopes from Amazon:
    Vellum paper: Cridoz 50 Sheets Vellum Transparent Paper amzn.eu/d/9BTZb5j
    Thick matt pouches: Ibico A5 Laminating Pouches, Matt Finish, 250 Micron, amzn.eu/d/hREXvwV
    Thin Matt pouches: Fellowes A4 80 Micron Admire Stylish Matt Laminating Pouch (Pack of 25) amzn.eu/d/e5PJ4FV
    Vellum envelopes can be purchased from the following shops (more are available).
    UK:
    LA Belle UK store: www.etsy.com/u...
    OXMailStudios: www.etsy.com/u...
    Budget with Char: www.etsy.com/u...
    Philly and Brit: www.etsy.com/u...
    US:
    The Aesthetic Dollar: www.theaesthet...
    Beautifully Me and You: www.etsy.com/u...
    Mindy plans: www.etsy.com/u...
    Germany:
    www.etsy.com/u...
    The cash trackers for my envelopes are from Carocash: www.etsy.com/u...
    Just Roll It Lite is from Budgets and Dreams and can be purchased here: www.etsy.com/u...
    My sparks of joy challenge is from The Budgeting Bear: www.etsy.com/u...
    My scouse girl budgets challenge is from Scouse Girl Budgets on Etsy: www.etsy.com/u...
    My 50p challenge and baking challenge are from Esther at My Money Matters www.etsy.com/u...
    My 1-100 penny challenge is from Scottish Highlander www.etsy.com/u...
    The autumn savings challenge is from cash but cute: www.etsy.com/u...
    Thank you for watching!
    #budgeting #cashenvelopes #cashstuffing #savingschallenge #sinkingfunds #ukcashstuffing #sidehustle #billcondensing #cashcondensing #condensing

ความคิดเห็น • 116

  • @hec4896
    @hec4896 10 หลายเดือนก่อน +10

    Have you thought about using the center column in your paper tracker as your “bank to the bank” tally? As you’ve said, you don’t use that column for the most part, instead using the iPad. But if you used the paper, you wouldn’t have to reach up to use the iPad, and you wouldn’t be toasting your sleeves. (Of course, that would reduce the drama to all of us watching…😂)

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +2

      I have!! I have had this suggestion before. I may, but the business categories aren’t on there and I like having my iPad to refer to: maybe!!! X

  • @jeanedillon4424
    @jeanedillon4424 10 หลายเดือนก่อน +7

    I just finished my 1K challenge (from you)for Christmas. I can't believe it!! I've started shopping. I'm making jam and fudge for gifts this year. So my supplies should be delivered today. Thank you for being such an inspiration to us.

    • @clairescott6540
      @clairescott6540 10 หลายเดือนก่อน

      I love the thought of homemade gifts ❤😊

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Ah that’s wonderful Jeane! So thoughtful and personal! Xx

  • @cindygillespie878
    @cindygillespie878 10 หลายเดือนก่อน +4

    Love watching your cash unstuffing & condensing. I used the 52 envelope challenge this year for Christmas and for the first time ever in my life I have not been struggling at Christmas time and in fact am going tomorrow to get the last two presents and that's me finished - Cash stuffing definitely helps cut out the stress xx

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Ah 52 envelope!! Well done you that one is tough 😳 xx

  • @budgetwithtasha3703
    @budgetwithtasha3703 10 หลายเดือนก่อน +7

    Amazing progress. I’m going to start saving for next Christmas in Jan and I’m going to save more than what I saved this year so I can include all the social outings in one Christmas budget ❤

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Fab! That’s what I’ve done this year - want it to encompass the whole lot!! X

  • @Barneybudgets
    @Barneybudgets 10 หลายเดือนก่อน +5

    Great condensing Iris. I tend to recirculate my cash, I don’t stuff as much as you though so it’s easier. Probably unstuff/condense my envelopes every other month and use it for the next months money. My bank is a pain to get to so then stuff my monzo pots from my wages. It’s locked away in the safe though. The cash is gradually spent with the weekly wallets. You are such an inspiration to us all.

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      That’s a great method! As long as it’s safe I think it’s the best way honestly because you’re right - getting to the bank is a pain in the arse! X

  • @Budgetingbee
    @Budgetingbee 10 หลายเดือนก่อน +1

    This is the first year I saved all year. I’m £40 off my target and I’ve started shopping. This method has totally simplified my life 😍 so good! I think next year I will do the same, and aim for about the same 😄

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      Wow get in there!! It has me as well. Xx

  • @Littlemoonbudgets
    @Littlemoonbudgets 10 หลายเดือนก่อน +1

    Honestly why is it so satisfying watching cahs condensing videos 😂❤ well done Iris! ❤

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      I agree!! Love them x

  • @lifewithkayleyphoenix
    @lifewithkayleyphoenix 10 หลายเดือนก่อน +1

    Wow your doing amazing! I love your savings binders 😍 always sell out so quick!

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you!! 😊

  • @AestheticBudgets
    @AestheticBudgets 10 หลายเดือนก่อน

    wow you are smashing it!! your jumper near that candle was stressing me out 🤣🤣 great video as always xx

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Haha I stressed myself out! X

  • @livingoutloudly
    @livingoutloudly 10 หลายเดือนก่อน

    I amazingly think I need to spend less at christmas. My parents are retired and us and my brother decided to make christmas low key and hand made, so I'm crocheting little things for everyone, and its costing way less, but it still feels good cause I still get to give them things!

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Ah that sounds really fun and way more personal! X

  • @jinx4645
    @jinx4645 10 หลายเดือนก่อน +2

    Fancy twatting us in the face with a handful of 50 quid notes man 🙄🤣🤣

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Eeh I know!! How rude 😂😂

  • @Carinahamed
    @Carinahamed 10 หลายเดือนก่อน +2

    Brilliantly done Iris! And with no burns! Amazing 🎉

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      Haha by the skin of my cardigan 😂

  • @manifestationbudgets
    @manifestationbudgets 10 หลายเดือนก่อน +1

    Absolutely amazing I always love watching these they are so inspiring ❤❤

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you!! Love these too! X

  • @budgetwithsiân
    @budgetwithsiân 10 หลายเดือนก่อน

    Amazing amount saved! I’ve started my Christmas shopping and wrapped some too 🙈😂

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Yey well done! X

  • @MrsMBudgets
    @MrsMBudgets 10 หลายเดือนก่อน +1

    I’ll be starting to save for next Christmas come January, I haven’t really had to adjust my budget for Christmas for a couple of years but with the price of everything on the up I think I’m going to have to save more next year, I’ve got your Christmas binder on my own Christmas list so I can use that come the new year to start my savings, I love love love the purple and gold one 😍

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Ah wonderful!! Here’s to saving for next year!! I shall keep that design 🙂🙂

  • @Budgetwithbelle
    @Budgetwithbelle 8 หลายเดือนก่อน

    Love your travel binder! Congratulations on hitting 6K 💜xx

  • @sarah-janewhittaker62
    @sarah-janewhittaker62 10 หลายเดือนก่อน

    I'm only 14.55 in, and the jeopardy with the jumper and the candle has me on the edge of my seat!
    FYI, I'm only saying that cos the video has posted and I'm assuming you didn't go up in flames 😅

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      HHa why I wore the baggiest cardigan I own for this I’ll never know 😂
      I am indeed alive 😀

  • @lcaroline1100
    @lcaroline1100 10 หลายเดือนก่อน +1

    Fantastic video as always Iris! Keep that Christmas binder design in stock for a while! I really like it and would love to get one 😂 x

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you I definitely will! X

  • @Lucyluxor
    @Lucyluxor 10 หลายเดือนก่อน

    Amazing achievement!!!!! You should be proud

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      Thanks Lucy welcome ❤️❤️❤️

  • @TheBudgetingBiker24
    @TheBudgetingBiker24 10 หลายเดือนก่อน +1

    27:10 I’ve not saved for Christmas this year. I’m winging it but I have budgeted slightly. I did cards, wrapping paper and some gift bags and went over budget by £3.25 😂 I’m definitely saving next year because I’ll have my own place and I’ll be able save better for me and my son’s first Christmas as me and him.

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Wow that’s amazing well done you! X

  • @BadGalBudgets.
    @BadGalBudgets. 10 หลายเดือนก่อน +1

    Love these videos they are so relaxing 🥰 i was tensing every time you went near that candle waiting for the sleeve to go up in flames 😂💚 great progress, well done 💚

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Honestly it was close a few times 😅

  • @TheBespokeBudgeter
    @TheBespokeBudgeter 10 หลายเดือนก่อน +1

    Smashing it Iris - so satisfying xx

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you ❤️

  • @mysticalmarmite2985
    @mysticalmarmite2985 10 หลายเดือนก่อน +1

    is there such a thing as candle anxiety ? Cos i have it after watching you waft your sleeve past that candle lol !! Im glad you didnt burn yourself but crikey lady ! you had me on pins all video 🤣

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      Omg I know!! I wore the most ridiculous cardigan for this video 😂

    • @mysticalmarmite2985
      @mysticalmarmite2985 10 หลายเดือนก่อน

      @@irisbudgets 😂

  • @MammaBs1983
    @MammaBs1983 10 หลายเดือนก่อน

    Amazing amount saved absolutely smashing it. Great video as always ❤❤

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thanks so much!

  • @natashaarrowsmith2294
    @natashaarrowsmith2294 10 หลายเดือนก่อน +1

    I always look forward to your videos, especially your condensing videos ❤️

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Oh thank you!

  • @celestebarrentine3922
    @celestebarrentine3922 10 หลายเดือนก่อน

    I look at you basically still having the money for the Vietnam trip, as you have purchased tickets or whatever already. That cash is gone, but you have something still to anticipate from it.
    Love these cash condensing and closeout type videos. So satisfying. 35:20

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Absolutely! Shows how much this method works! X

  • @Vampire_Panda
    @Vampire_Panda 10 หลายเดือนก่อน

    I saved 1k for Xmas started back in March. Done all my Xmas shopping, got the last bits of Xmas decor and then I get to put my decorations up this weekend and I’ll have everything wrapped and ready to go before December 1st so it’ll be totally stress free xD iv started saving for next year bc thinking it’ll need to be about 2k if inflation carries on the way it does 😅 I do have 4 kids that are all still at the Xmas age so it gets pricey!! But well done you 🎉🎉🎉

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Ah wonderful that you saved that by March!! That’s amazing. And if you could do that then I’m sure 2k will be achievable! Well done ❤️❤️

  • @susanmcmurray3624
    @susanmcmurray3624 10 หลายเดือนก่อน

    You are doing amazing. Even though I save all year for Christmas presents….I actually have a separate account but please keep that Christmas binder I absolutely love it and want to save for the extras using it ( once I purchase one!) for the other extras like food and we always eat out Christmas Day. You saying about cash not being accepted everywhere now….I cash stuff for car expenses like car tax and last month when I went to the post office they themselves from next Match won’t even be doing car tax so from then I’ll have to bank my cash to purchase my car tax! Seems madness to me 🤷‍♀️

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      I will defo keep the Christmas design!! Ugh it’s annoying isn’t it. I went out last night and they didn’t take cash 😐

  • @veronica6907
    @veronica6907 10 หลายเดือนก่อน

    Great job will start my XMAS savings in January 😊

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Yey!! Me too! X

  • @jennyallen631
    @jennyallen631 10 หลายเดือนก่อน +1

    I also thought you were gonna set your arm on fire! 😂 I can’t wait to see how much is in the 5 pound challenge! 😳 Will you be putting it towards one of your holidays? ❤

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Omg i know!
      Yes it’s going towards the Balkans! X

  • @gwenhunter8454
    @gwenhunter8454 10 หลายเดือนก่อน

    Christmas I saved in the first few months of the year, next year I want to save it twice and then put the left overs towards something else. My family and I have been doing ‘little Christmas’ the last few years and it’s so much better. But I won’t spend Christmas money before Christmas time, so it’s a good way to save extra for me 🤗🤗

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      Wow that’s so organised Gwen! Well done man. ❤️❤️

  • @crunchingwithcris
    @crunchingwithcris 10 หลายเดือนก่อน +1

    Still an amazing amount saved considering you already paid some for your trip 🎉🎉🎉🎉
    💗💙💗

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      Thank you Cris! So pleased! X

  • @jacquelinesnailmailmummy
    @jacquelinesnailmailmummy 10 หลายเดือนก่อน

    Amazing! I’m going to try and save for Christmas in January, but I’m hoping to save less next year xx

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      Yeah I might too!

  • @thebubblystuffer
    @thebubblystuffer 10 หลายเดือนก่อน +1

    I was sitting on the edge of my seat thinking you might still have got to $10k cause some other envelopes have really increased. 😊

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Haha I think I’m a couple of months away from it! X

  • @laylaa9787
    @laylaa9787 10 หลายเดือนก่อน

    Well done Iris ❤

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you xx

  • @helenchristian657
    @helenchristian657 10 หลายเดือนก่อน

    Oh the excitement of an early night and an Iris video

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Ah thank you! X

  • @Bekkibee22
    @Bekkibee22 10 หลายเดือนก่อน

    Great amount saved. I did the penny challenge for Christmas and complete it and can confirm all presents have been brought, well all but stocking stuff for partner and gifts from little one to give her family.
    I will be doing penny challenge again, as well as using my own challenges to save more for Christmas, as little one getting older so present getting more expensive lol.
    I’m currently getting on my binders ready for next year, as with current situation we had to use all we saved to help out but that what it’s there for, just start afresh for 2024 xx

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      I think the penny challenge is such a good way to save for Christmas. A little here and there! Well done that’s so amazing xx

  • @linzi7800
    @linzi7800 10 หลายเดือนก่อน

    Joico shampoo and conditioner is amazing its helped my hair so much

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Ah linzi im glad you agree! I love it!

  • @darleneschaeffer3230
    @darleneschaeffer3230 10 หลายเดือนก่อน

    🎉 great condensing

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you x

  • @nabsdawnahmed8348
    @nabsdawnahmed8348 10 หลายเดือนก่อน

    I haven't even started thinking about Christmas yet I have 2 of my neices birthdays in December plus my parents anniversary so need to sort them out first. I am so last minute. Every year I say I will start early and never do 🙈🤣

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Here’s to next year!!! That’s a lot to deal with in December though 😮

  • @meghanhonohanacra
    @meghanhonohanacra 10 หลายเดือนก่อน

    Keep the Christmas binder maybe increase it to 1k. I’m still trying to get my hands on any binder from the states

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you!! They do come in 1k too!! I like the smaller denominations in the 500 so like to do it twice! 😀

  • @Girlpleasebudget
    @Girlpleasebudget 10 หลายเดือนก่อน

    Amazing amount again iris!! ❤❤❤

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you! 🤗

  • @MC-hn5go
    @MC-hn5go 10 หลายเดือนก่อน

    Oh wow Iris what an achievement 👏 And thankfully no burns administered during this cash condensing session 😂🙏🏻
    I didn’t get to fully stuff my Xmas binder but it was enough for most of my presents which I have bought now 👏#lovecashstuffing
    I love that binder but always look forward to seeing your new creations ❤xx

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      Ah that’s wonderful!! I’ll keep this Christmas one for now and may bring out a new one next summer we shall see xxx

  • @Esmebudgetz
    @Esmebudgetz 10 หลายเดือนก่อน

    That’s mad- I’ve been binge watching your videos for the last 2 hours, just clicked off and you uploaded 😂❤

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Hehe!! Hope you enjoyed!! X

  • @CraftyBudgeting
    @CraftyBudgeting 10 หลายเดือนก่อน

    Great total even with paying our so much this month 🙌🥰

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Absolutely!! Shows how much this method worlds x

  • @ruthhargaden8929
    @ruthhargaden8929 10 หลายเดือนก่อน

    As always a very good video. I love how relatable your videos are and inspiring as well. Keep the Christmas binder I love it. 😉

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you Ruth ❤️❤️

  • @mariajohnson6400
    @mariajohnson6400 10 หลายเดือนก่อน

    ❤ brilliant savings

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you! X

  • @budgetingdaddyuk6761
    @budgetingdaddyuk6761 10 หลายเดือนก่อน

    You are making amazing progress.

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you!

  • @user-cw3zc9zo1e
    @user-cw3zc9zo1e 10 หลายเดือนก่อน

    Hi Iris, as usual, very entertaining and informative video. Did I miss the announcement for the 5k giveaway? I have my fingers crossed for the Christmas binder haha.

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Hi there I did it this morning the video is going live very soon xx

  • @kellyowen9469
    @kellyowen9469 10 หลายเดือนก่อน

    Smashing it lassx

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Thank you Kelly! X

  • @superpsychomomplansandsaves
    @superpsychomomplansandsaves 10 หลายเดือนก่อน

    i wish the us used bags for coins instead of paper rolls it would be so much easier

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Ah is it rolls?? Yes the bags are pretty good! X

  • @alisonmoffat2647
    @alisonmoffat2647 10 หลายเดือนก่อน

    Good video. Why don’t you condense as you are stuffing? And i would like to know what you are saving for in your garden envelope?

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      I don’t condense as I stuff because the denominations are exactly as I need them for the video. I like to condense at the end of the month.
      Garden is for bush trims and plants!

  • @latanyaneal4070
    @latanyaneal4070 10 หลายเดือนก่อน

    ❤ good morning how are you doing today ❤

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Hello Latanya! All good here thank you. And happy weekend! Xx

  • @emmagrace7071
    @emmagrace7071 10 หลายเดือนก่อน

    🥰❤️🥰❤️🥰

  • @terricox3559
    @terricox3559 10 หลายเดือนก่อน

    Is there a video on how this all works?

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      Hi Terri! Lots of cash stuffers have videos on how to get started, I don’t have one but if you search on TH-cam loads should come up xx

    • @terricox3559
      @terricox3559 10 หลายเดือนก่อน

      @@irisbudgets okay thank you! Would you consider making one? I see lots done from US channels but can't see any for the UK, I think it would do well!

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน

      I’m pretty sure rainbow budgets or she’s on a budget have some. My money matters might as well I’m not sure. I’ll have a think about it but might have to be new year if I do xxx

    • @terricox3559
      @terricox3559 10 หลายเดือนก่อน

      @@irisbudgets fantastic thanks so much x

  • @user-xj5wh9tt8l
    @user-xj5wh9tt8l 10 หลายเดือนก่อน

  • @BudgetwithDanni
    @BudgetwithDanni 10 หลายเดือนก่อน

    That’s amazing amount of money saved. Fab video 🩷🩷

    • @irisbudgets
      @irisbudgets  10 หลายเดือนก่อน +1

      Thank you xx