Reacting to Our NEW HOUSE Video (Biggest DEBT Mistake) - Our Debt Disaster

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  • เผยแพร่เมื่อ 12 ก.ย. 2024
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ความคิดเห็น • 423

  • @connie2264
    @connie2264 4 ปีที่แล้ว +226

    To be honest it was when you bought this house that I kind of stopped watching because I was thinking wth are they doing? I could see the anxiety and stress and deep down unhappiness... so good to have YOU back! Even though you are talking about/living thru a stressful time you are being authentic and honest and real and this is why I follow family vloggers! So happy you are having so many showings! And oh I know it's hard on the kids.. been there done that... just keep talking them through it and keep them feeling safe. I tell you what every house my mom sold it looked SO lived in and the worst ever.. kids were sick or whatever it never sold when it looked good... just a thought, maybe a little lived in is ok!

    • @stellablue6076
      @stellablue6076 4 ปีที่แล้ว

      Connie Same! Excited for their next chapter.

    • @klbrjh14
      @klbrjh14 4 ปีที่แล้ว +1

      Same. I started watching them when they were trying to get pregnant with gaines. With the sheet ( or curtain) backdrop then seems like they turned fake for views.

    • @johoro7461
      @johoro7461 4 ปีที่แล้ว

      Yes exactly what I was going to say. We have been through all this our kids are teenagers now and I tell you what they appreciate things so much more, honestly I sometimes just look out the window and appreciate being alive Love you guys and I hope you find something changes soon xx

    • @spiraledbeing13
      @spiraledbeing13 4 ปีที่แล้ว +1

      Actually, now that you mention it, this is when I stopped watching for a bit too.

  • @kajalindsay5056
    @kajalindsay5056 4 ปีที่แล้ว +94

    This makes we wonder how many other TH-camrs who buy big, expensive houses, if they’re in the same boat and secretly freaking out about their debt now that these two show the truth and show that you have to face it one day

  • @kristinnicole7080
    @kristinnicole7080 4 ปีที่แล้ว +151

    I’m loving this series! I started watching you guys when you were pregnant with Gaines and slowly stopped watching around the time that you moved. This series has definitely brought me back.

    • @klbrjh14
      @klbrjh14 4 ปีที่แล้ว +4

      Same

  • @olivia6778
    @olivia6778 4 ปีที่แล้ว +59

    I really appreciate how open you guys are about your financial situation, let alone life in general!! So admirable! One of my old bosses always said that you should live broke like a college student until you are financially stable/out of debt. Sending a virtual hug out to you guys!!

  • @teacatz3
    @teacatz3 4 ปีที่แล้ว +54

    Would love to see a video where you each make a list of "Needs" and "Wants" for a more suitable house. Then compare the lists! And then list the Good and Bad Things of every one of your houses so far …. perhaps then you will have a much better idea of Your Style! Are there any home design styles (interior and exterior) that you really love?

    • @CullenandKatie
      @CullenandKatie  4 ปีที่แล้ว +2

      That’s a really neat idea! We’re on the same page mostly, I think. We both loved absolutely everything about the house we had a contract on through December. It was exactly what we wanted in so many ways. Extremely open concept and much smaller. We do see now a few things that we would have probably wished were different in the long run, but no major deal breakers for sure!

  • @TakeMeAsIAmForever
    @TakeMeAsIAmForever 4 ปีที่แล้ว +11

    I stopped watching your channel because I started feeling like I couldn’t relate to you anymore. One day your first debt video popped up in my feed and I thought I would watch it since my husband and I are struggling with our finances as well. I became invested in watching you both navigating this process and your optimism gave me hope. While watching the second video, Cullens addiction episode of the podcast was in the next recommended. I felt a tugging on my heart and clicked it. Since that video I have come to admit that I am an addict and started my life towards sobriety.
    Thank you both. Thank you for being honest and vulnerable about ALL aspects of your life. I never expected a random debt video would lead me to changing more than just my budget. I can imagine it is tough to show so much to the world but please hear me when I say you are incredible for what you do. 💙❤️

  • @Ashleylou703
    @Ashleylou703 4 ปีที่แล้ว +38

    I remember feeling kind of sad when y’all sold the old house. To me that house was Cullen and Katie. Something happened to you all for a while, but I’m glad you’re back!

    • @Katie-qx7ys
      @Katie-qx7ys 4 ปีที่แล้ว +4

      LauraLou4you i agree! I live in a 1400 sq ft house with 2 kids (yes it gets cramped lol) but i thought their other house was plenty big enough. Couldn’t figure out why they had to move

  • @allaboutreptile
    @allaboutreptile 4 ปีที่แล้ว +91

    I'm loving this series SOO MUCH. I've watched EVERY. SINGLE. ONE. - Thank you for finally being so real!! Excited to see your journey to being debt free

  • @moviemogul83
    @moviemogul83 4 ปีที่แล้ว +104

    My wife and I tallied our charges for just eating out this month. Fast food, gas station snacks, and restaurants.
    $737.18.....holy crap.
    EveryDollar is on the phones, and budget starts with tomorrow’s check.
    Listing stuff for sale this weekend too. Time to get out of this mess!

    • @Donnachain
      @Donnachain 4 ปีที่แล้ว +2

      we did the same its unbelievable!!

    • @tay5673
      @tay5673 4 ปีที่แล้ว

      I have an app called “checkbook” that I manually enter every purchase into. It has the capability of splitting accounts/cards but I just add them all in one “account” just so I can see the pie chart of categories. I never realized how much I was spending on food (eating out and places, groceries not included). It was an insane amount, like yours! For just me/my husband! The app has really made me realize where my spending habits need some changing. I recommend it. Good luck!

  • @tracyworby4620
    @tracyworby4620 4 ปีที่แล้ว +169

    That’s your new merch idea.....”You don’t get what you wish for...You get what you work for!”

  • @FilbertJ
    @FilbertJ 4 ปีที่แล้ว +23

    T-shirt idea! “Stop buying crap you can’t afford to impress people you don’t even like” 🤣

  • @Eriquilla
    @Eriquilla 4 ปีที่แล้ว +59

    I've been itching to buy a new house but this video is grounding me and my expectations.

    • @connie2264
      @connie2264 4 ปีที่แล้ว +1

      15 year fixed.. if you can't do that then lower your budget... a bank does not care if you can actually make the payment in 5 years!

  • @thefreylife
    @thefreylife 4 ปีที่แล้ว +55

    I can’t tell you how excited I was when I saw a 40 minute Cullen and Katie video :) thanks guys!

    • @cmcurious
      @cmcurious 4 ปีที่แล้ว +1

      Sending ❤️ to The Frey Life too.

  • @cristinthompson3470
    @cristinthompson3470 4 ปีที่แล้ว +4

    You guys are changing the family vlogger/social media influencer game! You’re showing people real life situations to help others and yourselves instead of making people think your life is perfect and only showcasing the good! Thank you 👏🏻

  • @jordansnider8378
    @jordansnider8378 4 ปีที่แล้ว +20

    I just want to say that at first I wasn’t really interesting in watching this “series” because I love seeing the kiddos but watched anyway and it’s been so inspirational. As a single 24 year old I really haven’t cared much about budgeting. But recently starting graduate school and getting more loans on top of my car payment and rent I’m starting to realize the importance of it. I’ve made plans to sit down with a friend that has done financial peace university so she can teach me in hopes that I make wise choices from here on out. Thank you all for sharing your story!

  • @Whocares302
    @Whocares302 4 ปีที่แล้ว +9

    Bought a 1200 sq ft house last year for $100k. 4 bedrooms.built in 1950. Cape style. It was a very intentional purchase and we have zero regrets. I dont understand who could need more. I love your open book attitude and that you're sharing some important lessons. Loving the new Cullen and Katie!

  • @JanaD1985
    @JanaD1985 4 ปีที่แล้ว +20

    “And who’s going to pay for all of that Katie?!” Hahahahahaha you guys are killing me 😂😂😂 I love love love your honesty!

  • @mjcat6936
    @mjcat6936 4 ปีที่แล้ว +10

    So I’ve been following you all for a while but honestly I quit watching everyday but since the first of the year I have not missed a video. Thanks for being so open and honest. We are currently doing the debt snowball and saving to buy our first home. So encouraging and refreshing to see you all being so open and honest. It is helping me with staying focused and encouraged. You all are the best. I look forward to every video lately. Love you all ❤️❤️❤️

  • @nswe2002
    @nswe2002 4 ปีที่แล้ว +11

    I remember like 8 or 9 years ago when I was in major debt I'd watch grocery haul videos and be so jealous I couldn't buy a ton of groceries. Now when I go to the store I'm always so thankful for where I am today and that I'm out of the debt hell. I'm happy that I went though it because I'm so much more of a humble person!

  • @MsAlexabell
    @MsAlexabell 4 ปีที่แล้ว +15

    Your children are more resilient then you think. Change is always hard for kids but they will not end up traumatized from this! Lol I really feel like you are giving them a gift by leading by example and figuring this all out. How cool will it be for them to look back on these videos and see how you sacrificed for them! ❤️

  • @phonebayli
    @phonebayli 4 ปีที่แล้ว +90

    You should do a debt free scream with Dave Ramsey when you pay off all your debt!

  • @williamscx12
    @williamscx12 4 ปีที่แล้ว +3

    You guys are so very fortunate to have this clarity. So many people just go numb which leads to irreparable damage and they lose their family forever. You guys caught this in time and your children’s future is better because of it.

  • @LydiaStJohn
    @LydiaStJohn 4 ปีที่แล้ว +33

    My husband remembers hearing me watch you guys YEARS ago when we were TTC. I took a break for awhile. I have been watching these and telling my husband the highlights through the weeks. Tonight while washing my face I was watching this. I run and out and say “ their mortgage is $3400!!! And one minimum payment on their credit card is $1500”. My husband doesn’t even watch y’all and was like HOW DO THEY DO THAT! I’m like they are selling EVERYTHING and eating ramen noodles. They aren’t playing around lol Tonight I took a stroll through my 1600 sq foot home. Thanking God for my blessings. Reminding myself that it is more than enough. Our four person family is just fine in our cozy little forever home. God bless y’all for opening up. WORLD CHANGERS!!!!!!!

  • @kelliebragg3661
    @kelliebragg3661 4 ปีที่แล้ว +4

    We have a tiny house! 1200 sq ft and are a family of four! This is the smallest house we’ve ever lived in and it’s our favorite! We love not having too much room for stuff we don’t really want or need! Love grows best in small houses ❤️ So excited for you guys- been loving these videos!

  • @LindsayDroke
    @LindsayDroke 4 ปีที่แล้ว +66

    i was really shocked when you guys bought this house cause it just didn't look like you guys

  • @balboathedog
    @balboathedog 4 ปีที่แล้ว +17

    Give yourselves grace, this is all part of your journey. ❤️

  • @mindybruns2918
    @mindybruns2918 4 ปีที่แล้ว +11

    I definitely think if people talked about finances more openly like you’re doing, there’d be a lot less of people like us that have gotten into debt

  • @lisaflesher
    @lisaflesher 4 ปีที่แล้ว +6

    I think you’re right Cullen. Some people need to go through some tough s$@t to figure life out. We have our story that I’ve shared a bit with you guys in the comment section too. When I think of my husband and I before the ‘storm’ we’re completely different people in a better way. Our marriage is stronger and our kids are adaptive. You guys are my heroes! I’ve never heard of someone else’s financial/life struggles like ours. It’s isolating. I just enjoy watching you guys so much in this series. Please try not to be embarrassed. You’re helping so many people and that’s amazing! Love you all!

  • @TheGoldProject
    @TheGoldProject 4 ปีที่แล้ว +3

    I have seriously binge watched this entire series the last few days. Your honesty and money conversations are contagious. I sat at my daughter's basketball game last night with my budget planner and papers figuring up amounts to pay off. Keep it going. I am cheering you on. And, we are all working along with you.

  • @whitdianne
    @whitdianne 4 ปีที่แล้ว +3

    I’m so excited for y’all! What y’all have overcome over the past 2 years is harder to “survive” than the debt disaster. In 2 years from now when you’re looking at THIS video , it’s going to be an amazing feeling . You got this! 💪🏻❤️

  • @karolynkitchens6447
    @karolynkitchens6447 4 ปีที่แล้ว +16

    Love knowing that y’all are just like everyone else!!! We are getting out of debt this year too. Love watching y’all

  • @daylight1440
    @daylight1440 4 ปีที่แล้ว +6

    This may sound stupid, but I’m only a teen and after watching your regrets about buying things you don’t need you saved me from spending bucks on a trendy hoodie.

  • @margenek
    @margenek 4 ปีที่แล้ว +49

    I think it is time you stop being so hard on yourselves. You have learned from it and are now definitely on the path back to reality. Plus you seem happy and happiness is the key. You went off the rails and are now back on the rails. You will sell your house and move on. Does make me a bit sad to think Gaines has noticed the missing picture enough to mention it, but children are so resilient and you know that the pictures and barbies will come out again and she will grow and maybe look back on her childhood like Cullen did in this video. I think your video series will help many who are about to de-rail as you did and maybe follow a better path. I remember back when I wanted everything. Now, much older, I rarely want anything and am happier. I so hope you continue on this new road and realize your new dreams for your debt free life.

    • @ahh3147
      @ahh3147 4 ปีที่แล้ว

      So true, you guys are at least opening up a conversation to get people thinking, including me. We just got started on baby step 2 back in Oct. with a mountain of mostly student loan debt, and had been considering moving 'up' for various reasons that we have been justifying that we need in our home - more space, pool, etc. We are starting to second guess our decisions and try be wise and figure out how we can make our smaller home work in creative ways because we truly love it and where it's located. Thanks for your honesty Katie and Cullen, I totally respect you for it!

  • @AmandaHolland
    @AmandaHolland 4 ปีที่แล้ว +10

    I’m just starting this, but I know this must have been a really hard video to watch back bc of where you guys heads were at back then ❤️ but look how far you and your marriage has come!

  • @tay5673
    @tay5673 4 ปีที่แล้ว +6

    That is the worst mindset: “if (so and so who is in a similar situation) can afford it then so can we!” I’ve been that way too but then I think about all the things that are behind the scenes that could be different. Do they have a trust fund? Did their parents pay their down payment? Do they have parents to watch their kids for free? Etc.. it was a wake up moment when I realized that even if I was the same age as someone, we live in the same city and went to the same school, we are not the same. I love this series!

  • @marklambert5496
    @marklambert5496 4 ปีที่แล้ว +2

    I hadn’t watched your channel before but now my wife and I get excited every time you post a new video for this new debt series. It’s about real life and the stresses of money. Your struggle is making people more aware about money issues, thank you. Good luck on your debt journey. You’re doing great!

  • @melissavanatte1245
    @melissavanatte1245 4 ปีที่แล้ว +3

    My husband and I were totally looking at getting a super expensive huge SUV and after I watched your videos, it gave me a wake up call!
    We ended up getting a smaller suv that’s perfect for our little family.
    Thank you for sharing!

  • @laceybinning
    @laceybinning 4 ปีที่แล้ว +2

    Thank you so much for being so vulnerable and open about your situation. We are heading down the exact path that you you guys did and seeing your videos has completely opened my eyes. We have also used the Dave Ramsey method in the past, taken the classes but have not been implementing it. Your videos have showed me the slippery slope we are heading down and have opened my eyes to see that we do not want to end up there. I just wanted to say thank you. So much for making these! It’s amazing that you guys are affecting people’s financial lives in such a positive way.

  • @dstar945
    @dstar945 4 ปีที่แล้ว +7

    Cullen " What da hell" loved that.
    Katie is so right don't buy a house with a "sitting room".
    You guys are doing so well actually and really will be ok. I can see such a difference in y'all now.

  • @amandataylor7272
    @amandataylor7272 4 ปีที่แล้ว +6

    My husband and I are in a similar boat. We rented for years and got out credit right to buy a house. We cashed out his retirement for the down payment (that should’ve been our red flag). About a year later we decided to upgrade my vehicle. I was driving an older mini van that we paid cash for and upgraded to a newer Tahoe. Big mistake! Hindsight is 20/20 and we all make mistakes. We our selling the Tahoe and getting something smaller that we can pay outright for. The house will probably be put on the market here soon. Life is all about lessons and sometimes it hurts like hell. We had to just humble ourselves and admit we shouldn’t have tried to keep up with the Jones’s.

  • @leahc2474
    @leahc2474 4 ปีที่แล้ว +20

    Love you guys I'm working on my debt I'm a single mom one income, but when I get my taxes I'm planning on paying off two credit cards.

  • @catherinewashere1
    @catherinewashere1 4 ปีที่แล้ว +3

    I love watching these and seeing how great Cullen is doing. You can see such a difference! I’ve watched you guys and Ellie and Jared since Calvin was born. I really appreciate all the real ness you guys are sharing regarding money! I’m turning 23 next week and working on paying off a couple thousand dollars of credit card debt. You live and you learn!

  • @courtneymariah91
    @courtneymariah91 4 ปีที่แล้ว +29

    1. Katie- your unhighlighted dirty blonde hair makes you look so young!! 2. I am so happy for you guys and your life changed. I’ve said it from the beginning. I stick around for the realness! ❤️ you guys.

  • @didine256
    @didine256 4 ปีที่แล้ว +9

    Being on the same page with your spouse is already half of the work done. You'll be in a better financial situation in no time 🤞

  • @MakingMemories
    @MakingMemories 4 ปีที่แล้ว +8

    You guys kinda sounded like real estate agents trying to sell yourselves this house you already bought. Watching it back you can see the insecurities and justifications so clearly. It's so common for people to do that though! We always want to convince ourselves we are making the right choice even if deep down we have so many doubts. Loving this series!

  • @jodibently3651
    @jodibently3651 4 ปีที่แล้ว +11

    I absolutely love how honest you guys have been with us. I feel like we are finally seeing the real Katie and Cullen. My husband and I were crammed into an 1100 sq ft 2 bedroom 1 bath house for 5 years with our 3 kids. We wanted so bad to move into a bigger house. It was so stressful for us. Our 2 oldest were sharing the master bedroom and the youngest was in the smallest bedroom with us. With her crib and our bed we only had about 6sq ft to move around. I literally had to crawl over my husband every night to get in and out of bed. We were patient and knew that one day we would be financial able to improve our living situation. This past September we were finally able to move into a 2300 sq ft 4 bedroom 2 bath house. We each have our own bedroom now and the girls have a playroom as well. I'm so thankful that we waited until we were financially in a good place before making the change. It really makes you appreciate what you have when you went through such a struggle to get there. I admire what you are trying to do for your family. We all make mistakes, but admitting to them and correcting them is nothing to be ashamed of.

  • @BriannaLeehiggins
    @BriannaLeehiggins 4 ปีที่แล้ว +1

    I stopped watching your vlogs for a period there and jumped back on once this "clean up" started. Can I say I am loving how honest and real you guys are being. It's really eye opening. ❤️

  • @mylouisianahome9751
    @mylouisianahome9751 4 ปีที่แล้ว +1

    This reminds me of when I was younger and my hubby got a raise and told me we could afford a bigger house. I found a beautiful home in a very nice neighborhood and toured it. At first I was excited at the thought of living in such beautiful home. As I walked around it I started to wonder how much would it cost to furnish it and heat and cool it. And I'd need help keeping it spotless. I went home and told my hubby as long as I'm able to make updates to our old house I didn't want to move. Hubby is now retired and our home has been updated and we are very happy with our equity. Thanks for making this episode to help young people make better decisions. Good luck!

  • @kimmychan1967
    @kimmychan1967 4 ปีที่แล้ว +1

    When you look back you can say this was the catalyst for changing yourselves for the better. Your are an inspiration to everyone going through tough times to stick to it and to stick with each other...to focus on bettering yourselves individually first so that you can work together toward your family goals. All the love and continued prayers that your hard work will bring all the results you are striving for! ❤️

  • @katieferguson5844
    @katieferguson5844 4 ปีที่แล้ว +10

    Just found you guys about 2 weeks ago and it’s fun having someone to watch and go along with me and my husband on our debt free journey!! July 2021 can’t get here soon enough!! 💵💵

    • @ene-lymanning3361
      @ene-lymanning3361 4 ปีที่แล้ว +1

      Mine dept free journey hopefully ends in February 2021.

  • @FarNorthThrift
    @FarNorthThrift 4 ปีที่แล้ว +1

    This is seriously the most real content on TH-cam right now! Love it!

  • @joanharris8057
    @joanharris8057 4 ปีที่แล้ว

    I own a cleaning company so I see a lot of houses. People have too much stuff which creates more work and stress. Growing up we did not have too many toys. We appreciated what we had and we played outside. How can kids choose what to play with when they have so much? Before you clean, all the toys have got to be picked up. The more toys you have, the more work there is. We all need to declutter so we have more time to do what we want to do. I have really enjoyed your decluttering videos and now your get out of debt videos. You guys are learning lessons at the school of hard knocks but you will come out of this stronger and better! I look forward and value your videos because we can learn together.

  • @ShansBackyardGarden
    @ShansBackyardGarden 4 ปีที่แล้ว +27

    We are so busy trying to keep up with the Jone's and they're just as broke as everyone.

  • @StephanieBogart
    @StephanieBogart 4 ปีที่แล้ว +16

    Please don’t be mad but I remember when y’all did the house tour, something felt off, it felt wrong to me and not like y’all. It’s not what I expected y’all to buy. As you say, my opinion is none of your business. Lol! But does that count after the fact? 😂😂😂 I love y’all 😅❤️❤️❤️ I LOVED the screened in porches tho!!!

  • @amandahaak5077
    @amandahaak5077 4 ปีที่แล้ว +1

    After yesterday’s video about groceries and eating out I added ours and was shocked. Those $10-$20 purchases add up so fast! And you are so right, moving to a different house will not solve your problems and in most cases will only bring more problems. Praying y’all sell soon and get that weight off your shoulders!

  • @sherryturner8729
    @sherryturner8729 4 ปีที่แล้ว +2

    I remember being sad for y’all when you bought that house and moved out of the old one. I had thought y’all were looking at a larger house but not that large. I know what your going through hurts but you are still in a much better place now. Your house will sell (I’m praying) and you will find one that fits your needs and wants because, now you know what’s important. Keep up the good work. We are looking for a new home and this has been eye opening. Thanks and again prayers your house sells ASAP!

  • @livinglife8333
    @livinglife8333 4 ปีที่แล้ว +12

    IF THE GRASS LOOKS GREENER ON THE OTHER SIDE OF THE FENCE THERES PROBABLY A SEPTIC TANK UNDERNEATH IT !

  • @cmsplitt
    @cmsplitt 4 ปีที่แล้ว +1

    This is such an important process, you guys are actually lucky to have those old videos to go back and watch. Pretty cool that you can see yourselves making mistakes so that you can avoid them moving forward. Cullen, it's good to get fired up, that's all part of the "finally fed up" moment. You make sooooo many valid points in this video that we can all relate to. Keep up the hard work, praying for you!

  • @the_Fitzgibbons
    @the_Fitzgibbons 4 ปีที่แล้ว +3

    I knew there was a reason that I continued watching you guys when I completely stopped watching everyone else. You guys are so real and down to earth. I am loving this path you guys are on. Live and learn and then share the knowledge when you can! Hoping the house is sold soon!!!! You guys got this!
    -Coming from a completely Husker nation, roll tide roll! 🤪

  • @kaitlintrump7677
    @kaitlintrump7677 4 ปีที่แล้ว

    It seem like TH-cam went through a phase of who’s is bigger and better. So many youtubers went through a home phase etc. now that TH-cam has changed a lot are realizing it was overboard. But y’all are being so down and raw which is totally awesome of y’all. You made me realize to pay attention to our debt more in dept.

  • @deirdremccann3212
    @deirdremccann3212 4 ปีที่แล้ว +4

    Katie you look twenty years younger now but you also look wiser now. Thank you so much for these videos. 💙

  • @ellaraexxoo8593
    @ellaraexxoo8593 4 ปีที่แล้ว +5

    Idea: all the random crap/decor things in your basement. Make mystery boxes and sell them on Facebook😂

  • @LindsayDroke
    @LindsayDroke 4 ปีที่แล้ว +15

    when katie threw out the number of the mortgage my eyes got huge and then i felt like cullen looked right at me lol

    • @TheJleliot
      @TheJleliot 4 ปีที่แล้ว

      In Alabama 3400 is alot for a mortgage payment. Here in Orange county ca the rent for that size house is way over 4,000. I can't wait to see the day your debt free. Sharon from Orange county CA

    • @DaniJean1
      @DaniJean1 4 ปีที่แล้ว

      Lol! Same!! It was like they could see my reaction. 🙈

  • @lshide1
    @lshide1 4 ปีที่แล้ว +2

    I remember watching this video and thinking the same things you guys were saying now. I kind of sensed some disingenuous comments and feelings, but I loved you guys too much to comment or even think too much of it. I truly appreciate your honesty now and wish the best of luck in selling and buying. I know your house will go when the time is right and you’ll find the perfect home for YOU. Here’s hoping that is sooner rather than later!

  • @breeloney2558
    @breeloney2558 4 ปีที่แล้ว +2

    I started watching y’all back when Gaines was just learning to walk, it’s amazing to see how far y’all have come as a family. Ups and downs and y’all are powering through all of it. This too shall pass!

  • @jannypickett9570
    @jannypickett9570 4 ปีที่แล้ว

    This is honestly so eye opening. I admire you guys so much for opening up like this. As a young newlywed, I can’t even tell you how valuable all your insights have been on this topic. Thanks for sharing what the most of society won’t. Y’all are amazing

  • @TheJasmaree
    @TheJasmaree 4 ปีที่แล้ว +11

    I spit out my drink when y’all said 3400

  • @sarahsiegfried6047
    @sarahsiegfried6047 4 ปีที่แล้ว +2

    Okay first Katie you look amazing!!! You inspire me to do better for my health. Second this debt series is helping me and my husband so much, opened our eyes to our ridiculous unnecessary spending!!

  • @janicka711
    @janicka711 4 ปีที่แล้ว +1

    I am so glad my "old" Cullen & Katie are back. I have always loved you but something has changed with you since you moved out of the previous house - the one where I fell in love with you two. I also feel like it all needed to happen exactly in this way because look how far you have come with your lives, yourself and your relationship. It's all working out just fine and I can't wait for your next chapter - and a smaller house that will fit your personalities much better:) Thinking of you guys and thank you for being so vulnerable and honest. You are a true inspiration. Love you!

  • @megcpeters1
    @megcpeters1 4 ปีที่แล้ว +2

    I am in my second year of paying off debt. I also follow Ramsey. It’s good for me to be reminded how easily it will be to fall back in debt and that we always have to remain mindful about our money. I am about down to just having a car loan to pay and wanting to upgrade my living situation. Good luck to you guys. I was in such a dark hole and in a year I paid 28k Which for me is a lot. Next year will feel so different 😃

  • @abbyroseland2518
    @abbyroseland2518 4 ปีที่แล้ว +2

    I laughed so much during this one! The part that cracked me up the most was when Katie said to past Katie “who’s going to pay for all of that, Katie?!” 😂😂 also... it’s crazy for me to look back at the old one too and the ones now since I have been watching you since before you moved in to this house... and I remember thinking when you moved in “holy cow that’s a huge house and it’s so fancy! I’m so jealous and can’t wait to get a big house someday” I also remember loving your big kitchen! I can’t wait to see the “previous house reaction” video. Have been “seein ya on the flip side” for years. Loved you then and love you now even more. ❤️

  • @momonthemove3172
    @momonthemove3172 4 ปีที่แล้ว

    Just found you a week ago so I don’t really know your back stories but seems like you have become more grounded through this experience. You are now more healthy physically and mentally, closer to each other and realize “stuff” isn’t what makes you happy. Priceless beyond measure.

  • @livinglife8333
    @livinglife8333 4 ปีที่แล้ว +4

    No need to be embarrassed! When we are young we sometimes don’t think of the long term. I’m so glad you guys have had the come to Jesus meeting, I’ve been worried about you and Brain and Missy. We live in a 1200 sq foot house that we bought in 98. We updated the bathroom but put off renovations of the very old harvest gold kitchen. I raised 6 children into adulthood in this tiny kitchen with only one lower cabinet and two single door uppers. We are 50 & 56 and talked about just buying a new house. This close to retirement it’s just not something we want to do, we want to enjoy our few years of not HAVING to work and struggle with every dime. So after 21 years we are renovating the kitchen. You both are making much wiser decisions.

  • @BrandiHudman
    @BrandiHudman 4 ปีที่แล้ว +2

    I've watched since you were pregnant with Gaines. I vividly remember when you posted this video, and I was so confused. This house was no who I thought you were. I have LOVED watching your transformation on your channel Katie and watching Cullen turning everything around. You guys are awesome and I know that this house will sell soon and you can find something that you actually want. Love this series guys!! Keep going!!

  • @ssmain
    @ssmain 4 ปีที่แล้ว +3

    I remember watching the new house video and thinking you must have gotten a great price on the house since there was so much you wanted to change. The house felt old to me and just not you at all. And I know from experience that thought process of saying we can upgrade this. In our last home we spent 10 years trekking people we would finish the attic. We finally did it maybe 2 years before we moved.
    I hope you guys can sell soon and find something that works better for your family.

  • @melaniemichael716
    @melaniemichael716 4 ปีที่แล้ว +3

    This series is giving me so much life!! I love the honesty and wish y’all the best!

  • @SchoolHouseRudd
    @SchoolHouseRudd 4 ปีที่แล้ว

    Aw Katie! Y’all have completely inspired us to go cash only. I made pretty envelopes, made a plan to get the first baby step done, and got my husband on board. The biggest reason we go through trials is to learn and be an example to others. Thank you for showing me that a change was needed.

  • @CandidCarleyVlogs
    @CandidCarleyVlogs 4 ปีที่แล้ว +1

    The sitting room in a house comment really made me laugh! Growing up we had a sitting room in my parents house and the concept was so ridiculous...nobody go into it except for holiday entertaining! Really enjoying your honesty, like I've said before and many others it's really made me be more conscious about our own family spending and retirement saving! I hope y'all make good coin off this series it's so helpful for the rest of us!

  • @badassidahoan
    @badassidahoan 4 ปีที่แล้ว

    I'm so happy to see you guys being real and getting back to yourselves again!!! I stopped watching when you guys stopped being humble and kind but now it feels like your back:) hopefully this helps your channel grow and start being a hit again.

  • @happymommy12110
    @happymommy12110 4 ปีที่แล้ว

    My husband and I have been going back in forth for quite some time now about buying a new house. Felt like it should be the “next step” in life or something. Thank you for being so open about this.. you guys truly are making a difference with your story!! We’ve decided to put house hunting on the shelf.. and we are now grateful and content in our 2000 sq ft home. We are attacking debt and putting our focus on the important things life. You guys are amazing.. praying you get that house sold soon!

  • @hannahgoedde2389
    @hannahgoedde2389 4 ปีที่แล้ว +28

    Y’all make a 40 minute video feel like 5 minutes

  • @peachtree-7842
    @peachtree-7842 4 ปีที่แล้ว +1

    Thank you for this series! I’m back to watching your channel again because of this! Good luck on your journey and super excited to be watching again!

  • @annar8232
    @annar8232 4 ปีที่แล้ว

    I so felt your pain describing how you feel so bad about selling stuff and the kids being upset. I understand it’s probably hard for them now but I guarantee they are going to look back when they are older and be soooo grateful that you were honest with them about what was going on. Your setting such an amazing example for your kiddos! Remember that! 💕

  • @NewEnglandMumma
    @NewEnglandMumma 4 ปีที่แล้ว +5

    I mean dang. You guys are going through all this financial stress, and are looking 10 years YOUNGER now, than you did back then!

  • @jspainter12
    @jspainter12 4 ปีที่แล้ว +2

    Yay! So excited for another video! You guys are amazing! Keep it up❤️

  • @mommyduncan84
    @mommyduncan84 4 ปีที่แล้ว

    As I mentioned in a comment before, we placed our home for sale 06/19 - 09/19, but removed it off the market because the transfer my husband put in for fell through. It was so very hard on our children with packing their things up, removing all family photos, and “depersonalizing” our home. That small window was all they could take. We hung most everything back up in November, and they were so happy. I used that time to donate so much wall decor, and decor in general, so it’s mostly just our family photos back up. But it is so true how much children notice, and miss seeing their family pictures 😊 I’m praying like crazy y’all can get this home sold, and get back to a new routine, and a new normal 🙏🏻

  • @bibbity22
    @bibbity22 4 ปีที่แล้ว

    I love watching these! I admit I use to watch you guys a few years ago, and lost interest and basically stopped, not really sure why.. but it’s so refreshing to see you guys in the raw now and being so honest with us all about everything. I’m back to faithfully watching this new journey and praying for your guys future! You can still be successful financially yet humble and I think you guys now understand that! Love from Oregon ❤️

  • @Amaconwell
    @Amaconwell 4 ปีที่แล้ว

    Long comment alert! I’ve been subscribed for 4-5 years now and these videos have drawn me in to your family even more. My husband and I have a 4.5yo, 3.5yo, almost 2yo, and I’m due with #4 in March. In 2018 we were beyond fixing our budget and had to file bankruptcy. We made some dumb decisions but once we maxed out our credit cards and got personal loans, we were totally unable to pay all our bills and for groceries every week. There were no extras, no payments beyond minimums, it was suffocating. Now we are doing so much better 1.5 years after filing and we have savings accounts for us AND our kids. My husband makes more and we only have student loan debt, one small car loan, and our mortgage (but also not as good credit because of the bankruptcy). We bought our home in 2014 and it was built in 1904 🥴 When we moved in I was pregnant for the first time and we assumed we would have 1 child and move out of here in a few years. It was very cheap and for that I am grateful. The big issue is it’s a 3 bed, 1 bath for a soon-to-be family of 6. I’ve been dying to move as our family keeps growing and this series has helped me just calm the heck down and embrace it. The bankruptcy is going to hinder our ability to obtain another mortgage anyway, but this series has also helped me make sure we stay focused on completely crawling out of the hole and build up savings to have a massive down payment for when our credit is good enough to get approved to buy again. It’s hard to see the light, but you guys are helping me to focus on the small steps and stay hopeful for the future instead of rushing the process and getting into trouble all over again. Hope it’s not weird to say but I’m proud of you two and how much you’ve grown. Thanks for sharing all of this and having an impact on all of us! Also I hope you’re getting more traffic and ad revenue from these videos 🙂

  • @ashleyvincent5829
    @ashleyvincent5829 4 ปีที่แล้ว

    I just found you guys just after you posted your first debt video. You guys are doing fantastic already! Way too be gazelle intense! We completed our 3 year debt free journey in December 2019. It was so freeing! It was so hard to stick to it but boy, has it changed our lives. We have 2 little babes that will grow up knowing our journey and a healthy understanding of money. And so will yours!

  • @KS-md2fk
    @KS-md2fk 4 ปีที่แล้ว

    I can't explain it, but this just made me realize you guys are YOU again. I'm so happy to see how far you've come.

  • @stephanieharrison2645
    @stephanieharrison2645 4 ปีที่แล้ว +1

    I know you guys are still in the midst of getting current, starting your debt snowball and trying to sell your house. You two are much better versions of yourselves. I am praying the Lord brings someone to buy your house and pay above asking price. I know this is hard to be going through and you almost don't feel like you will get out of it but I know you guys can and believe you will. I pray blessings and favor upon your family.

  • @zincwell6503
    @zincwell6503 4 ปีที่แล้ว

    Thank TH-cam algorithms for suggesting you guys to me. And thank you guys for being so honest and vulnerable in posting these videos.
    My husband and I are on a reduced spend drive and honestly I am horrified at how much random spending we do when we're actually trying to be money conscious. It's frightening.

  • @PrincessRexasaurus
    @PrincessRexasaurus 4 ปีที่แล้ว +3

    So glad you made this video. We're so ready to put our house on the market and have a smaller but not too small house again! 😁

  • @shannonser5368
    @shannonser5368 4 ปีที่แล้ว

    You have made an influence on me. I have gone through and cancelled so many subscriptions that we don’t need. Thank you! You are doing great!

  • @prp134
    @prp134 4 ปีที่แล้ว +6

    Ooh please!!! Everyone is on here now commenting “oh why you buy that house” but pretty sure everyone just congratulated you back then.

  • @Ipickthisone
    @Ipickthisone 4 ปีที่แล้ว

    I watched this and your old house video last night. Your old house was so cute. People always want bigger and better. Goes to show downsizing the stuff and doing some small updates is definitely worth a try first!!! Thanks for these videos. We went from one income to now me working from home and I feel the creep. I’m obsessed with these. Help keep me accountable!!!!

  • @ritahernandez6679
    @ritahernandez6679 4 ปีที่แล้ว +4

    Absolutely love this series that y’all are doing. It just shows HOW real y’all are. Not that I didn’t think that before but now y’all are even more relatable which I think we all love. Y’all are sharing stuff that not many people would share and it’s stuff that NEEDS to be shared more so thank y’all for doing this so so much.

  • @Hallz18
    @Hallz18 4 ปีที่แล้ว +2

    I’m loving this series! Thank you! P.S. Katie your hair looks totally fine! Gorgeous! I’m loving the half pony buns! 💗💗

  • @lesliecarson684
    @lesliecarson684 4 ปีที่แล้ว +1

    Everybody makes mistakes. We learn from our experiences. You hear that all the time!!! But we still make these mistakes. Just hang in there. Stick to your plan. You both have opened your eyes and are making the changes now that need to be made. Hopefully someone will buy your home soon and you can start to eliminate more of your debt. I know it must have been difficult to watch the video in the new frame of mind you are in today. But keep that in mind as you move forward. You have a huge group of us that will follow you and support you in this journey.❤️

  • @whitneykieffner637
    @whitneykieffner637 4 ปีที่แล้ว +6

    If y’all only knew what a blessing you two are to all of us! Bamachick OG!