I am facing same issue when I do lump sum investment. AMC is earning 1 day's interest by doing this. SEBI should take steps to stop this loss of small investors.
Thanks for this video, these kinda incidents alerts the AMC otherwise they will not keep check and also will not maintain transparency... Plz always keep us aware about such incidents...
I also have face same issue with SBI MF. Amount got deducted early morning but NAV allotted for next day. It's not how much amount we invest, MF house has to do their work on time
Motilal Oswal Amc also doing these fraud.....Amc like HDFC, Parag Parikh,Trust Amc are given same day nav on doing transaction even if it 2.55pm.....but like motilal oswal and quant are don't give same day nav even if doing it on 1pm...... from my experience.....
Agree with you on Motilal oswal. I made lump-sum invt with Motilal @ 11 and kokat @ 11.30 using UPI. Kotak gave me same days NAV but motilal didn’t. When i asked about it they said it’s their policy. They are using our money. It’s time to do complaint.
I dont understand ki ye 3 bje wala rule kyu hai....jis din purchase ho, us din ki nav milni chaiye, 3:30 pe market band hota h, mid night tak to pese pahuch hi jaenge AMC ko in most cases, rarely aesa hona chaiye ki next day ki nav mile...but ye frequently hota h. Sebi should change this rule n based on trade/transaction date, nav milni chaiye.
Namaste mam same thing i also observed at time of sip date agar market gap up hota tho us rate ki nav milti hai,but market same day gap down ho ya bada correction hota hai tho nav us din ka nahi milta... during election market fall i observed that
Dear Swati, On lak sabha result day 05 June 2024 so many incidents happened and the same reply was given by AMC that they paid money after the cut off time . But all the way AMC should be transparent with investors & Sebi also takes strong action & corrective steps to protect retail investors faith.
Same case happened in frequently while investing in BAJAJ AMC, customer care never respond properly. This is done intentionally by AMC houses and very common. Investor has no concern with payment aggregator agency, its look out of AMC house. Apparently it is done by AMC to serve their own purpose and interest. Very happy for focusing on the issue, its regulator responsibility to penalize AMC for such misconduct then only it will prevent.
Even I got a next day NAV for one of my sip in oct 24 & coincidentally it was Kotak mutual fund too. There is definitely some sort of ill practice happening by this amc I really doubt.
I recently faced the same issue with Motilal Oswal mutual fund. Money went through my gpay and I did transaction around 11 am. Fund house gave exactly same excuse. I sent few email and they stopped replying.
मेरे साथ में भी यही हो रहा है फन हाउस में जिस दिन इन्वेस्ट किया है अगर उससे अगले दिन मार्केट गिर जाता है तो उसी दिन की है ने भी मिलती है और अगर मार्केट चढ़ जाता है तो अगले दिन की nav मिलती है😊 इसी तरह है अगर सेल किया है and अगले दिन मार्केट गिर जाता है तो उसी दिन same day की यूनिट मिलती है और अगर मार्केट चढ़ जाता है तो अगले next dayदिन की यूनिट क्लोजिंग के हिसाब से पेमेंट मिलती है अक्सर ऐसा होता है
A clarity on timely transfer from payment aggregator should be defined by the authority, to avoid such incident with other investors, irrespective of the amount.
Mere SIPs HDFC bank se jate hai. Early in the morning Debit hota hai around 8 o’clock. But I always get next Days NAV. Bank me complaint karna hoga ya AMCs pe?
Jab market ko 3:30 ko band hota hai to mf ka cut off time 3 kyu ?wo bhi 3:30 hona chahiye na?sebi aur amfi mf amc ke khilaf koi karwai nahi karte.Hamari complaint usi amc ko bhejte he jis amc ne hi anyay kiya he.sirf timepass karte he
Motila oswal AMC also provide next day NAV one who trnsfers money netbanking ,rtss and upi from sbi bank except hdfc,icici,axisbank please think about it
Another experience...I had a ULIP with union bank SUD life running from 2009. I wanted fund in 2022. I had applied for redemption (closure of ULIP) before 1pm on Friday...so I should have got NAV of Friday...but on Monday there was a huge market fall that day...they gave the NAV of Monday...I lost 21500 in that...I am sure if on Monday market would have gone higher then they would have given NAV of Friday only....these AMC like Axis and Quant are doing front running....all sort of malpractices are going...these people are enjoying the retailers money
This malpractice happens even when I transfer money from liquid fund of an AMC to equity fund of same AMC. But I don't have time to spend after small amounts
how to complain if we are investing in mutual funds using discount broker apps like groww or zerodha-coin etc ? Their customer care also not upto the mark, Ive faced this multiiple times.. they just put up a standard robotic response and close the ticket..
Ma'am ager groww app mai SIP amount debit hone kai bad bhi same date ki NAV nahi milti kai bar. Payment agregatter ki kon si site hoti hai jis sai confirm ho sake ki AMC ko kab amount transfer kiya gaya hai.
Groww App me morning me auto debit hota but unit 1 se 2 din lag jate hai aur waha par 1 message show karta hai Groww pay par auto debit chalu karo same day nav unit ke leye kya ye sahi hai ?? Please help me any one swati mam please
Whenever I invest lump sum in Motilal Midcap, the money from my sbi bank reaches the AMC the next day and gets the next day's NAV, whereas it reaches the funds of other AMCs in real time.
Simple hai ap Jo bhi Michel fund me lum sum add karna hai to uska account number lelo or NEET ya RTGS kar do or UTR number se confirm kar lo 3 baje se pahle
❤ Mam Radhey Radhey Ji ❤ Mere bhi 1000×3=3000 three fund main one time invest kiye gaye. groww app k jariye but failed show kr diya gaya jabki uss din 13 Jan 2025 ko market achha cresh hua tha....sooo mam kya ismain aisi sachuation par b kuch karwahi groww app ya kisi b broker par karwai ja skti h.
Same thing happened with me... But in my case i bought it on sunday through indmoney app My question is if cut off time is to be followed then online apps like indmoney shouldn't allow any kind of transaction after let's say 3pm (considering atleast 10,15 mins required to reach to amc)
Mam agar 1 lack lumsum amount ho aur uski NAV allotment 200 pe hai to next 3 yr or 5yr baad uski nav 250 ho gai with return to kya hum 50 nav ko reinvest ya profit reinvest kr sakte hai Taki aur return bane Verna profit sirf nav par hi banegi na invetentvpe nahi na
Mein lagaatar Lumpsum kar raha hun ,App se.3 rd day ki NAV dekar Units allot ho raha hai.Mutual fund Mere SIP bhi deduction ke dusare din , Units allot kar rahe.App aaur Mutual funds companies daily yehi kar rahe
This has happened many times with my SIP payment for TATA AMC, every time receiving debit message at 10 AM but not allotting the NAV for the current day.
Kotak AMC mai mere sath bhi ye hua tha. But Maine customer care se baat Kiya aur without satisfaction ke matter ko give up kar diya. Ye kotak mai hota hai.
This difference of few paise multiplied by hundred, thousand,lakh or cr times ,that too day by day ,AMC way of skimming people with their units.More Transparent approach required from AMC , splz with NAV payment Dr &Cr.
Please koi bata payega ki kon sa small cap fund house 2-3 baje ke andar transaction karnese same day nav deta he... please kisiko pata he to bataiye....
From Which bank you transfer money motilaloswal give me excuses if you want to get someday nav before 3 pm please transfer money from this bank hdfc axis and icici bank
This is same case with Motilala Oswal. They always delay the NAV. Five days back i did two transactoin consucutive days before 1:30 at motilal oswal app. But they allot next day NAV. Motilal oswal is fruad. I will also complain to SEBI.
Mere sath bahut bar ye hua hai,thank you for this information
फंड हाउस पर पेनल्टी भी लगानी चाहिए पेनल्टी का भुगतान कस्टमर को किया जाना चाहिए जिससे फंड हाउस इस तरह की गलती नहीं करेंगे
अच्छी जानकारी दिए हैं मैम, ये प्रॉब्लम सबके साथ हुआ है 🎉🎉
Thank you Pradeep Jee. Stay Blessed, Healthy & B Wealthy
Ma'am yeah mere bhi saat hua hai
I am facing same issue when I do lump sum investment. AMC is earning 1 day's interest by doing this. SEBI should take steps to stop this loss of small investors.
मेरे साथ भी ऐसा kayi बार हुआ और जिस lumsump का plan का फायदे कम मिले क्योंकि अगले दिन का nav दिया गया
Sebi को mandatory करना चाहिए
Nice information keep up the good work & hats off to this guy...!
Thanks for this video, these kinda incidents alerts the AMC otherwise they will not keep check and also will not maintain transparency... Plz always keep us aware about such incidents...
That is the intent. Than you Chintan Jee. Stay Blessed, Healthy & B Wealthy
Nice informative video. Thank u mam.
I also have face same issue with SBI MF. Amount got deducted early morning but NAV allotted for next day. It's not how much amount we invest, MF house has to do their work on time
Motilal Oswal Amc also doing these fraud.....Amc like HDFC, Parag Parikh,Trust Amc are given same day nav on doing transaction even if it 2.55pm.....but like motilal oswal and quant are don't give same day nav even if doing it on 1pm...... from my experience.....
Manoj Jee, Please file a complaint with SEBI. Here is the link - scores.sebi.gov.in/
Stay Blessed, Healthy & B Wealthy
Nippon india also not giving same day NAV
मेरा तो sip हैं motilal में. लेकिन अक्सर nav 2 दिन बाद की मिलती है
Agree with you on Motilal oswal.
I made lump-sum invt with Motilal @ 11 and kokat @ 11.30 using UPI.
Kotak gave me same days NAV but motilal didn’t. When i asked about it they said it’s their policy. They are using our money. It’s time to do complaint.
@valisadabreo8457 I had done complaint already..... everyone should do it....
Very informative video mam
Face same issue in different AMCs
Iss chiz par kabhi dhyan hi nahi gya, very nice information
Thanks ma'am for such a informative video.
Same has happened with me on various occasion particularly for my SIP
I dont understand ki ye 3 bje wala rule kyu hai....jis din purchase ho, us din ki nav milni chaiye,
3:30 pe market band hota h, mid night tak to pese pahuch hi jaenge AMC ko in most cases, rarely aesa hona chaiye ki next day ki nav mile...but ye frequently hota h.
Sebi should change this rule n based on trade/transaction date, nav milni chaiye.
Aapse request hai ki sebi ko complaint karne ki puri process par detail video banaiye...
Sebi ko whatsapp par complaints leni chahiye.Wo jyada easy hoga..Scores me complaint karna he to bahot time jata hai...
Namaste mam same thing i also observed at time of sip date agar market gap up hota tho us rate ki nav milti hai,but market same day gap down ho ya bada correction hota hai tho nav us din ka nahi milta... during election market fall i observed that
Great job guys..
Nice information madam
Thanks, for informative vidio.
Kotak mutual fund is notorious. It happened with me many times.
Thank you mam
For good information 🙏🙏🙏
Dear Swati, On lak sabha result day 05 June 2024 so many incidents happened and the same reply was given by AMC that they paid money after the cut off time . But all the way AMC should be transparent with investors & Sebi also takes strong action & corrective steps to protect retail investors faith.
Very informative videos..
Same case happened in frequently while investing in BAJAJ AMC, customer care never respond properly. This is done intentionally by AMC houses and very common. Investor has no concern with payment aggregator agency, its look out of AMC house. Apparently it is done by AMC to serve their own purpose and interest.
Very happy for focusing on the issue, its regulator responsibility to penalize AMC for such misconduct then only it will prevent.
Even I got a next day NAV for one of my sip in oct 24 & coincidentally it was Kotak mutual fund too.
There is definitely some sort of ill practice happening by this amc I really doubt.
Thanks for your knowledge
SEBI should take corrective measures and the process should be more transparent.
Thank you for great information
I recently faced the same issue with Motilal Oswal mutual fund. Money went through my gpay and I did transaction around 11 am. Fund house gave exactly same excuse. I sent few email and they stopped replying.
thank you for making this video
Thanks to you too for watching the video Harsh Jee. Stay Blessed, Healthy & B Wealthy
The same NAV scam happened on 6 Jan 2025. Many mutual fund houses gave the NAV of 7 Jan 2025 even if money was deducted at 9 am on 6 Jan. 😮😮
Follow the complete process explained in the video.
Payment Agreegator ki taraf se bhi ek message investment ko turant hi aana chahiye ki appka paisa AMC ko itne bajker itne minute per de diya gaya.
Well Said 👏
Thanks for the awareness
Thanks for watching Malini Ma'am. Stay Blessed, Healthy & B Wealthy
मेरे साथ में भी यही हो रहा है फन हाउस में जिस दिन इन्वेस्ट किया है अगर उससे अगले दिन मार्केट गिर जाता है तो उसी दिन की है ने भी मिलती है और अगर मार्केट चढ़ जाता है तो अगले दिन की nav मिलती है😊
इसी तरह है अगर सेल किया है and अगले दिन मार्केट गिर जाता है तो उसी दिन same day की यूनिट मिलती है और अगर मार्केट चढ़ जाता है तो अगले next dayदिन की यूनिट क्लोजिंग के हिसाब से पेमेंट मिलती है
अक्सर ऐसा होता है
Always doing ETF
मैम 13 जनवरी को खरीदा , 15 जनवरी 2025 को NAV एलाट हुई । एस० बी०आई , और मोतीलाल दोनों फंड हाउस ने यही किया ।😮
A clarity on timely transfer from payment aggregator should be defined by the authority, to avoid such incident with other investors, irrespective of the amount.
I agree. Stay Blessed, Healthy & B Wealthy
Mere SIPs HDFC bank se jate hai. Early in the morning Debit hota hai around 8 o’clock. But I always get next Days NAV.
Bank me complaint karna hoga ya AMCs pe?
Sebi ki taraf se koi help nahi milti.koi call nahi aata Koi officer help ke liye nahi hota.sirf formality karte he...
Axis MF mai ye kaafi common hai....16th morning 0842 hrs amount deduct hua, 17th 2000 hrs tak NAV allot nahi hua hai.....
Me too
I faced the same issues at the same day as u mentioned in this video in motilal
Jab market ko 3:30 ko band hota hai to mf ka cut off time 3 kyu ?wo bhi 3:30 hona chahiye na?sebi aur amfi mf amc ke khilaf koi karwai nahi karte.Hamari complaint usi amc ko bhejte he jis amc ne hi anyay kiya he.sirf timepass karte he
i experienced this many times. now i will be more careful. I think someone is a badmash in the whole system
Thanks 🙏
Motila oswal AMC also provide next day NAV one who trnsfers money netbanking ,rtss and upi from sbi bank except hdfc,icici,axisbank please think about it
यह मेरे साथ भी हुआ था करीब डेढ़ सालपहले तब मैंने मेरेब्रोकर और amc की शिकायत की थी सेबीको और उसके एवज में मुझे रिफंड भी दिया गया था😊
Good information
Thanks
आदरणीय मैम जी, आपके अनुसार पोर्टफोलियो बनाकर इन्वेस्ट करना चाहते हैं जी।
Please review mirae asset small cap NFO
Ma'am is there any paid consultation through call available for financial planning ?
Bhai jis jis ko same day nav nahi milti hai sebi ko mail karna start kar do aaj nahi to kal sebi sabhi Amc ko bolega iske liye
Thankyou mam aise info
Thank you for watching Krishna Jee. Stay Blessed, Healthy & B Wealthy
Must required topic
Thank you for watching the video Rohan Jee. Stay Blessed, Healthy & B Wealthy
Mostly grown apps have this type of issues under mutual fund investment....
Please file a complaint with SEBI. Stay Blessed, Healthy & B Wealthy
Another experience...I had a ULIP with union bank SUD life running from 2009. I wanted fund in 2022. I had applied for redemption (closure of ULIP) before 1pm on Friday...so I should have got NAV of Friday...but on Monday there was a huge market fall that day...they gave the NAV of Monday...I lost 21500 in that...I am sure if on Monday market would have gone higher then they would have given NAV of Friday only....these AMC like Axis and Quant are doing front running....all sort of malpractices are going...these people are enjoying the retailers money
This malpractice happens even when I transfer money from liquid fund of an AMC to equity fund of same AMC. But I don't have time to spend after small amounts
Bhai which app are you using please let me know....
Mam there is no transparency in mutual fund AMC
More transparency is definitely required. Stay Blessed, Healthy & B Wealthy
how to complain if we are investing in mutual funds using discount broker apps like groww or zerodha-coin etc ? Their customer care also not upto the mark, Ive faced this multiiple times.. they just put up a standard robotic response and close the ticket..
I am facing the same issue with zerodha...lodge a complaint with sebi scores
If you are not satisfied with their response, please file a complaint with SEBI Scores. Stay Blessed, Healthy & B Wealthy
Demat Folio Requires extra Effort.Always go with Non Demat Folio.
Ma'am ager groww app mai SIP amount debit hone kai bad bhi same date ki NAV nahi milti kai bar. Payment agregatter ki kon si site hoti hai jis sai confirm ho sake ki AMC ko kab amount transfer kiya gaya hai.
Groww App me morning me auto debit hota but unit 1 se 2 din lag jate hai aur waha par 1 message show karta hai Groww pay par auto debit chalu karo same day nav unit ke leye kya ye sahi hai ?? Please help me any one swati mam please
Request you connect with us at our Whatsapp number provided in the description box. Stay Blessed, Healthy & B Wealthy
Whenever I invest lump sum in Motilal Midcap, the money from my sbi bank reaches the AMC the next day and gets the next day's NAV, whereas it reaches the funds of other AMCs in real time.
Please file a complaint in SEBI about it. Stay Blessed, Healthy & B Wealthy
मैने जब जब 1 बजे से पहले लमसम् किया है मुझे same day NAV मिला है😊
how to check current day nav
Simple hai ap Jo bhi Michel fund me lum sum add karna hai to uska account number lelo or NEET ya RTGS kar do or UTR number se confirm kar lo 3 baje se pahle
Thank you
Unko kaise pata chalega ki kis fund ke liye amount aya hai aur kisne bheja hai
Mam u look fabulous with spects
Shukriya. Hop you find the information useful. Stay Blessed, Healthy & B Wealthy
Thank you Swatiji
Even I always want a solution to this problem
❤ Mam Radhey Radhey Ji ❤
Mere bhi 1000×3=3000 three fund main one time invest kiye gaye.
groww app k jariye but failed show kr diya gaya jabki uss din 13 Jan 2025 ko market achha cresh hua tha....sooo mam kya ismain aisi sachuation par b kuch karwahi groww app ya kisi b broker par karwai ja skti h.
Same thing happened with me...
But in my case i bought it on sunday through indmoney app
My question is if cut off time is to be followed then online apps like indmoney shouldn't allow any kind of transaction after let's say 3pm (considering atleast 10,15 mins required to reach to amc)
Name of payment agregator?
Razorpay
Mam agar 1 lack lumsum amount ho aur uski NAV allotment 200 pe hai to next 3 yr or 5yr baad uski nav 250 ho gai with return to kya hum 50 nav ko reinvest ya profit reinvest kr sakte hai Taki aur return bane Verna profit sirf nav par hi banegi na invetentvpe nahi na
Good mam 👍
Mein lagaatar Lumpsum kar raha hun ,App se.3 rd day ki NAV dekar Units allot ho raha hai.Mutual fund Mere SIP bhi deduction ke dusare din , Units allot kar rahe.App aaur Mutual funds companies daily yehi kar rahe
मनोज जी, जैसे आशीष जी ने सेबी में शिकायत दर्ज की है, आप भी करें। बहुत लंबा प्रॉसेस नहीं है। Stay Blessed, Healthy & B Wealthy
Ye fraud bade level pe chal raha h fund houses ki taraf se
Quant AMC always share NAV of next day of debit date when it is under Additional Purchase. SIP NAV and Bank debit are on same date for Quant AMC.
Please file a complaint with SEBI. Stay Blessed, Healthy & B Wealthy
This has happened many times with my SIP payment for TATA AMC, every time receiving debit message at 10 AM but not allotting the NAV for the current day.
Change your payment method from biller method to NACH or upi system, this also happened to me
Beauty with brain ❤
payment aggregator kon h ye kaise maloom.parta??
Payment time pe pop up aata hai mostly.
Kotak AMC mai mere sath bhi ye hua tha. But Maine customer care se baat Kiya aur without satisfaction ke matter ko give up kar diya. Ye kotak mai hota hai.
This difference of few paise multiplied by hundred, thousand,lakh or cr times ,that too day by day ,AMC way of skimming people with their units.More Transparent approach required from AMC , splz with NAV payment Dr &Cr.
Transparent Approach is definitely the need of hour. Stay Blessed, Healthy & B Wealthy
Same issue happen to me lot of time
Next time follow the steps as suggested by Ashish Jee and file the complaint. Stay Blessed, Healthy & B Wealthy
Please koi bata payega ki kon sa small cap fund house 2-3 baje ke andar transaction karnese same day nav deta he... please kisiko pata he to bataiye....
This problem is severe in case of Motilal Oswal mutual funds
From Which bank you transfer money motilaloswal give me excuses if you want to get someday nav before 3 pm please transfer money from this bank hdfc axis and icici bank
@ SBI
Axis Bank me bhi ye hi problem hota hai...
Zerodha coin me bhi 2 days ka delay hota h
Yeh sabhi k saath hota he....
Ma’am this same held to me in Motilal midcap fund
I face same issue with SBI Mf for SIp
SEBI IS PER RULLING PAYMENT AGREEGATOR AUR AMC ko turant diya jana chahiye.
Beimani to hoti hai AMC me.
NEFT ke case mein kya hota hai.. if NEFT gets executed before 9am by Bank. I think my unit always get allotted next day only.
Same day milni chaiye thi.
ग्रो अप में अभी भी 11.30 बजे सुबह के बाद nav नहीं मिलता है
4th June24 Election Day result Same Issue investors.
I remember doing a video on it too. Stay Blessed, Healthy & B Wealthy
I transferred money from one scheme of axis mutual fund to another scheme of axis mutual fund and they took 6 days
This is same case with Motilala Oswal. They always delay the NAV. Five days back i did two transactoin consucutive days before 1:30 at motilal oswal app. But they allot next day NAV. Motilal oswal is fruad. I will also complain to SEBI.
Yes please complain
Ye problem jyada logo ke saath ho rahi hai
Madam mera sip bhi 15 Tarik 10.30 am kat gaya but groww app ne 16th jan ka nav diya sbi mutual fund . 😢😢
Demat folio requires extra effort.
Mam mujye English nhi aati ek email aap English main likh kr video ky end main likhey jo ham sebi ko kr saky
Bilkul sahi h ye
Many funds management company give upi transaction - next day nav .
But mam mera portfolio review kar dijiye please