Thank you for talking about this. I went into debt for luxury items. It hurt my credit score. I am planning to pay off my credit card before the end of the year.
Thanks for sharing! It is hard to face our life problems. I think you got the right mindset, and good on you for getting ready to change the situation. Small steps at a time and good luck! 👍
I think this is a great topic. I 💗 the evolution of your luxury spending. It is so easy to continue spending, but we have to use our money wisely and ensure that we have emergency funds, savings, and other necessities before spending on luxury.
I have saving’s accounts and find the more I save the harder it is for me to spend it! I have a certain amount that I can’t go under so anything over that I can spend. I’m not being any more luxury bags or slgs unless I sell things I have to cover the cost.
I'm super glad to hear that! Nothing is more important than getting in control with our own financial situation. Good on you ❤️ And I totally get you, after starting to save up, seeing the number goes up, it's so satisfying and don't want to spend on lots of things anymore.
How exciting! Hope you end up with a dream house! You have a strong mind to make the right decision. Less or no budget for luxury is temporary, I'm sure when this passes, you will be so happy and proud of yourself.❤️
Thank you for talking about this.
I went into debt for luxury items.
It hurt my credit score. I am planning to pay off my credit card before the end of the year.
Thanks for sharing! It is hard to face our life problems. I think you got the right mindset, and good on you for getting ready to change the situation. Small steps at a time and good luck! 👍
I think this is a great topic. I 💗 the evolution of your luxury spending. It is so easy to continue spending, but we have to use our money wisely and ensure that we have emergency funds, savings, and other necessities before spending on luxury.
Thanks for your comment! We can enjoy our luxury better when our finance is under control. Hope we all achieve a better version of ourselves! ❤️
I have saving’s accounts and find the more I save the harder it is for me to spend it! I have a certain amount that I can’t go under so anything over that I can spend. I’m not being any more luxury bags or slgs unless I sell things I have to cover the cost.
Buying not being :0)
I'm super glad to hear that! Nothing is more important than getting in control with our own financial situation. Good on you ❤️
And I totally get you, after starting to save up, seeing the number goes up, it's so satisfying and don't want to spend on lots of things anymore.
I am about to not be able to spend anything on luxury items because we are buying a house. It will be a transition
How exciting! Hope you end up with a dream house! You have a strong mind to make the right decision. Less or no budget for luxury is temporary, I'm sure when this passes, you will be so happy and proud of yourself.❤️