You all asked about income tax on SWP. Here is SWP Taxation Video with examples: th-cam.com/video/YSWKT3RMYxs/w-d-xo.html Use SWP Calculator here: fincalc-blog.in/swp-calculator-with-inflation-systematic-withdrawal-plan/
Bhai ek do gyani k comments dekhe shuru m..video dekhne se phle comment pdh kr m b thoda negative ho gya tha....8 saal se market m hu m....pr jb video dekhi to schi aapne bhut simple or bhut achhi video bna rkhi....keep it up brother......meko sb pta tha pr is video se muje ye vala formula sikhne ko mila....M SWP calculator m calculation krta tha...pr nyi chiz sikhne ko mili...thanks brother
Wonderful explanation. Please give us the list of MFs schemes available in SWP. So immediate or after one year M.I -SWP starts. But i think the fund grow as per market also.
you can select some good index mutual fund for monthly income. here's another video to get monthly income with more options: th-cam.com/video/PO0CrSSrZDA/w-d-xo.html
Bhaji, info de ta tusi fatte chak te ... well explained vid indeed. But wut about the taxes upon withdrawing the monthly interest if any...& India mein jo mutual funds hota hai are the FDIC approved? The principle amount 100% secure hota hai? ( excuse my ignorance I'm an NRI)
Sir SWP mey to unit he sale karke paisa milta hey na...matlab tree ko bech kar paisa khana...jo long time me mere bachho k liye sahi nahi hey... Lekin eysa koi option hey jaha unit sale kiye bina dividend type paisa milta rahe...matlab tree v bacha rahe aur uss tree ka fruit khaya kar jiya jay...? Aur tree ka value v kam he sahi but thori thori bardhti rahe... Idcw sahi hey but government tax bahot leti hey... Others koi option hey?
BRO U R TALKING ABOUT SWP BUT NOWHERE CALCULATION FOR DEDUCTION OF TAX IS EXPLAINED NOR THE CALCULATION SHOWN WITH THE SUITABLE DEDUCTION. COZ WE ALL KNOW ANY MONEY WE GAINED SUBJECT TO I TAX DEDUCTION.
it was not possible to include taxation calculation as well in same video. made separate video on SWP taxation: watch here: th-cam.com/video/YSWKT3RMYxs/w-d-xo.html
We do sip to invest in mutual funds and swp to withdraw from swp funds. If you need to contribute more in mf, continue sip don't start swp If you don't want to add money in mf and can sustain with your current income, stop sip don't start swp yet And if your goal is achieved and you need to withdraw from mf every month, stop sip start swp So it is all goal based.
Yes, because in this strategy we are withdrawing 10% and our portfolio grows by 10% and if you count 6% inflation then you will end up less amount value by the time
No. Depends on market condition during maturity. That's the catch in this plan. Everything is dependent on the rate of return while receiving monthly income. Even though you will continue to get the same amount, if ROR is less than assumed interest, your principle sum will go down. Besides, he says nothing about taxes. Capital gains tax is hefty for this plan.
don't withdraw more than 6 percent of your portfolio otherwise you may lose on your portfolio...moreover.your withdrawal will attract 12.5 percent capital gains( long term) tax...
Why you r not talking about income tax on interest paid by Bank We will loose as well we have to file return and pay Auditor . Why invest in Banks insurance etc and invite trouble .
Good evening. Can u pls send me calculations for SWP if we invest as under : 1) 25 lacs - minimum withdrawal of 500/- per month - for 5 years. 2)25 lacs - minimum withdrawal of 500/- per month - for 10 years. 3)50 lacs - minimum withdrawal of 500/- per month - for 5 years. Thanks
You all asked about income tax on SWP. Here is SWP Taxation Video with examples:
th-cam.com/video/YSWKT3RMYxs/w-d-xo.html
Use SWP Calculator here:
fincalc-blog.in/swp-calculator-with-inflation-systematic-withdrawal-plan/
V well explained. Don’t be disheartened by negative comments. People like me need elaborate explanation 🙏
Thanks
Thank you so much for your positive comment. That is one of my aim to elaborate the topic to make people understand more clearly. Thanks again 👍
Who will decide rate of interest?
@@georgecorera856 market
@@georgecorera856Doraemon
Is your app chargable or free
Bhai ek do gyani k comments dekhe shuru m..video dekhne se phle comment pdh kr m b thoda negative ho gya tha....8 saal se market m hu m....pr jb video dekhi to schi aapne bhut simple or bhut achhi video bna rkhi....keep it up brother......meko sb pta tha pr is video se muje ye vala formula sikhne ko mila....M SWP calculator m calculation krta tha...pr nyi chiz sikhne ko mili...thanks brother
Welcome
Llb BC 5@@fincalc
Super explanation, ignore negative comments, you r helping many
thank you so much, share with your friends
Excellent suggestion for swp.I am impressed
Thanks a lot
@@fincalc can we do SWP from grow app
One of the best idea 💡 "SWP"
Thanks😊
Very good explanation. Very simple and straight. Thanks
welcome
Please post in English language as well...Your videos are bery valuable
Ye sahi class hai
thanks
Very useful information.. good 👍 job bro❤
thanks
Good explanation with calculation.
thanks
Perfect analysis.
🥇
thanks
Wonderful explanation. Please give us the list of MFs schemes available in SWP. So immediate or after one year M.I -SWP starts. But i think the fund grow as per market also.
Excellent highly convenient
thanks
Nicely explained 🙏Thank you Brother.
You're most welcome
Very useful information/presentation by you. Thanks
Glad it was helpful!
बहुत ही अच्छा जानकारी प्राप्त हुआा है । धन्यवाद
welcome
Very nice video bro keep making more
Thank you bro
Please explain about income tax liability on withdrawals. Your idea is very useful.
here's the video with SWP taxation examples:
th-cam.com/video/YSWKT3RMYxs/w-d-xo.html
Very best iñformation
thank you
Thans and very good knowledge at this young age. Plz also suggest which swp to opt for? Which will be good for senior citizen
you can select some good index mutual fund for monthly income.
here's another video to get monthly income with more options:
th-cam.com/video/PO0CrSSrZDA/w-d-xo.html
@@fincalc, yes but can you suggest with SWP to opt? like SBI, ICICI, HDFC etc?
Thank you bro very nice explanation..❤
Glad you liked it
Thanks for this video bro 😇👍
Welcome 😊
Good expl anation thanks Bhai 🎉
Always welcome
Very well explained... thank you sir
welcome
Invest yourself.
Ye kithne sal ki kar saktha hei, any loking period? Aur full amonut withdraw kab kar saktha hei?
Simple easy to understand as a lay man
Best video lgi
Thanks 👍
Excellent
Thanks 👍
very well explained
Well explained. THANKS BRO
You are welcome
Tax ke bare me bhi batao
Excellent ,bhai..nice explanation...
Nice👍
thanks
Very good explanation.
Glad it was helpful!
Bhaji, info de ta tusi fatte chak te ... well explained vid indeed. But wut about the taxes upon withdrawing the monthly interest if any...& India mein jo mutual funds hota hai are the FDIC approved? The principle amount 100% secure hota hai? ( excuse my ignorance I'm an NRI)
SWP taxation ke liye ye video dekho:
th-cam.com/video/YSWKT3RMYxs/w-d-xo.html
Ammount jama karne ke next month se paisa aana shuru ho jayega kya
What if i go through a bank. How much will be the charge and commision of bank at maturity
what is the locking period for SWP and which is best one to select among all
SWP is a way to remove money from mutual funds systematically. The one that might give better returns in future can be the best mutual fund for you
Well explained ❤
Explained well, thanks but tell me what is the minimum term for swp, can I put lum sum amount for one year or two years ?
keep the tenure for long term o at least 5 to 7 years to get good profits.. short term of 1 to 2 years is risky
@@fincalc thanks dude
কোন apps investment করতে পারবো।
Good explained
Great
Thanks
Withdrawal pi ki TAX dena hoga ?
Kon sa Tax slab use hoga?
SWP taxation alag se hota hai. ye video dekho examples ke sath
th-cam.com/video/YSWKT3RMYxs/w-d-xo.html
Good explaind.
For this swp with drowel amount any Income tax to be pai or not. Pl reply
yes tax will be calculated based on STCG or LTCG.
Watch this video for SWP taxation:
th-cam.com/video/YSWKT3RMYxs/w-d-xo.html
Good efforts
Which fund best for SWP & which app we using SWP.
Good information....pls share the excel sheet
Superrrr Information
Which SWP is good for 60+ person
Please mention name of the fund for same return as per your video.
Index Funds
M fund has risk. Po has no risk.
On an average house much return should expect for 30 year investment.
एस. डब्ल्यू. पी. का मंथली विड्राल एक साल के बाद चालू करने का क्या फायदा होता हैं?
Rate of interest ye kon tay karega?
Tum hi karoge, usne worst case consider kiya hai.
good
Thanks
Swp में सिर्फ 3 लाख इन्वेस्ट करें तो कितना मिलेगा हर महीना?
Jis din hm swp set karenge next kitne din baad amount milna start ho jata hai ? Please tell
Sir SWP mey to unit he sale karke paisa milta hey na...matlab tree ko bech kar paisa khana...jo long time me mere bachho k liye sahi nahi hey... Lekin eysa koi option hey jaha unit sale kiye bina dividend type paisa milta rahe...matlab tree v bacha rahe aur uss tree ka fruit khaya kar jiya jay...? Aur tree ka value v kam he sahi but thori thori bardhti rahe... Idcw sahi hey but government tax bahot leti hey... Others koi option hey?
Mutual fund with dividend option hi hai. Uspe tax to Dena hoga
Can you suggest some good swp plan
you can invest in nifty mutual fund plan.
Here's the video with calculations:
th-cam.com/video/H1qkfh8yz_4/w-d-xo.html
BRO U R TALKING ABOUT SWP BUT NOWHERE CALCULATION FOR DEDUCTION OF TAX IS EXPLAINED NOR THE CALCULATION SHOWN WITH THE SUITABLE DEDUCTION. COZ WE ALL KNOW ANY MONEY WE GAINED SUBJECT TO I TAX DEDUCTION.
Capital gains is tax free up to 1 lakh per annum
it was not possible to include taxation calculation as well in same video. made separate video on SWP taxation:
watch here: th-cam.com/video/YSWKT3RMYxs/w-d-xo.html
Swp me jyada returns kaun si bank deti Hain
Ram Ram ji
Jai Shree Ram 🙏
Sir shd I continue sip if I opt for swp.?
We do sip to invest in mutual funds and swp to withdraw from swp funds.
If you need to contribute more in mf, continue sip don't start swp
If you don't want to add money in mf and can sustain with your current income, stop sip don't start swp yet
And if your goal is achieved and you need to withdraw from mf every month, stop sip start swp
So it is all goal based.
Sir Good evening.
Will the total amount be zero after certain point of time, as we are withdrawing money every month. Regards
if we withdraw at less rate compared to rate of growth, the amount will not be zero
Nex month se hi Swp kare ki 5 sal bad sir
Swp karne ke liye mutual fund me deposit karna padega pehle
5 lakh 5 yrs keliye jama kiyatho kitna swp per month milega?
सर ये पैसा invest करणे के कितने दिनो बाद हमे monthly withdrawal karna चाहिए
After one year
Do the yields of investment come tax free?
not tax free. STCG or LTCG will be taxed
watch this video for SWP taxation examples:
th-cam.com/video/YSWKT3RMYxs/w-d-xo.html
Will the invested amount remain same after maturity?
Yes, because in this strategy we are withdrawing 10% and our portfolio grows by 10% and if you count 6% inflation then you will end up less amount value by the time
No. Depends on market condition during maturity. That's the catch in this plan. Everything is dependent on the rate of return while receiving monthly income. Even though you will continue to get the same amount, if ROR is less than assumed interest, your principle sum will go down. Besides, he says nothing about taxes. Capital gains tax is hefty for this plan.
अगर market substantially down हुआ तो?
12% हर साल निकालो गे तो 15साल बाद फण्ड की वैल्यू शून्य हो जएगी।।ओर कैप्टिल गेन 15% कौन भरेगा।
12% har saal nikal ne se fund ki value zero kaise ho jayegi? agar yeh 12% ka rate of return assume kar rahe hai toh?
क्या इस स्कीम में पैसा डूब भी जाता है क्या पैसा बिलकुल जीरो हो जाएगा क्योंकि कई बार शेयर मार्केट में ऐसा ही होता है कृपया बताएं
Nhi aisa nhi hota hai. Q ki mutual fund me return 15,% se upar hota hai. Lekin aap ek sal bad se suru krnaa chahiye jama ke bad.
Bro 1 lakh invest karenge. Fix 10 saal k liye. Toh 10 saal bad swp monthly kitna milega.
Yeh paisa Baad Mein nikal sakte hai Baad Mein ki nahi
what is the short term and long term capital gains tax in SWP plans....???
Upto 1.25 L its exempted
How and where to do swp?
Wherever you are doing sip or investment in mutual fund, you'll get the option for swp
Bhai ,SWP karna hai to kis fund me karsakte hain .in safety aspect
Mat karo bhai bekar hai...usse accha post office mis hai...sip is good invest lumsum in sip & withdraw the profits.
6lakh kitne time period k leye invest hona chahye
Life time investment rakhho. Her month 3000 withdrawal karna
Monthly 8% is good
Kaha milta hai bhai...8% per month
nice explanation
can u suggest swp
5k investment karo fir usko nikalo fund me farak nai hoga😮
Swp investment k just next month se withdraw kr skte h..?
yes
Just one question is there any tax deductions in swp
yes tax is calculated based on STCG or LTCG. watch this vide with examples:
th-cam.com/video/YSWKT3RMYxs/w-d-xo.html
Bhai tax ka b bataya karo
LONG TERM CAPITAL TAX 12.5% EXID LOAD AND MUTUAL EXPENSES PHIR GST
But bother how to invest for app or bank 🏧
Sir how i do swp if i want to start withdrawal after one year
SWP is taxable income or not.
Taxable as per IT as Dividend hopefully
kitne years tak withdrawal hoga ye?
jab tak mutual fund account me balance hai tab tak
Infinite time
don't withdraw more than 6 percent of your portfolio otherwise you may lose on your portfolio...moreover.your withdrawal will attract 12.5 percent capital gains( long term) tax...
Why you r not talking about income tax on interest paid by Bank
We will loose as well we have to file return and pay Auditor . Why invest in Banks insurance etc and invite trouble .
Kitne year ka plan hai mool dhan kab wapas hoga ,
If I start investment in swp 1st march 2024 with 6lacs lumpsup can I get 5000 rs pm from 1st April 2024?
Yes
Thank you nice explanation, but can also make a video for us the best MF for SWP
Good evening. Can u pls send me calculations for SWP if we invest as under :
1) 25 lacs - minimum withdrawal of 500/- per month - for 5 years.
2)25 lacs - minimum withdrawal of 500/- per month - for 10 years.
3)50 lacs - minimum withdrawal of 500/- per month - for 5 years.
Thanks
Mutual fund kitna safe hota h
Guarantee
Agreament
Manager..... comition