I am in IUVO as well but I only have Leva there and the return rate for leva seems lower... My theoretical return is of 8,42% for ratings A, B, C, D which is lower than yours. I like the fact that the minimum amount per loan is lower (5 euros or 10 leva) but the platform could be faster... Also, the "account statement" tab could be better. I have to manually input all the dates. For example, if I want to see how much I made in December, I need to put 1st of December and 31st of December.... Nonsense They seem to have a good product but the platform needs improvements. I also cannot change the name of my portfolio. And I was unfortunate enough to give it a silly name lol Great work, this is the only channel that I immediately check the video when I get the notification.
Love the videos! Can you make a video on your whole P2P portfolio showing how much you have invested on each platform? Would definitely add some value for me personally. Thanks in advance!
it is worth mentioning that the majority of loan originators DO NOT offer accrued interest on delayed loans. for example, if the loan is 20 days, and it's not paid, then after 60 days they initiate buyback guarantee, but they only pay you interest for the 20 days!
@@valentinp.6993 I have never done it myself. It depends on which loans you are buying and from which lender. Be aware that some lenders have been suspended or defaulted. So don't buy anything that you think might not be repaid at all. Loans from IBANCAR seem to be performing well. We will also soon have a talk with the main lender on IUVO to get some additional feedback about the payday loans from Bulgaria.
I am no longer invested there as they aren't as transparent compared to some other platforms in the industry. You can review our monthly P2P lending performance update to evaluate the portfolio quality of the most popular platforms., including IUVO.
I leave a comment for the algorithm because I love your work
I am in IUVO as well but I only have Leva there and the return rate for leva seems lower... My theoretical return is of 8,42% for ratings A, B, C, D which is lower than yours.
I like the fact that the minimum amount per loan is lower (5 euros or 10 leva) but the platform could be faster... Also, the "account statement" tab could be better. I have to manually input all the dates. For example, if I want to see how much I made in December, I need to put 1st of December and 31st of December.... Nonsense
They seem to have a good product but the platform needs improvements.
I also cannot change the name of my portfolio. And I was unfortunate enough to give it a silly name lol
Great work, this is the only channel that I immediately check the video when I get the notification.
Thanks for your input. You are right there's certainly room for improvement. The UI could also need some update and statistics could be better.
Love the videos! Can you make a video on your whole P2P portfolio showing how much you have invested on each platform? Would definitely add some value for me personally. Thanks in advance!
Thanks, Joeri. My primary portfolio is very boring, but we will release a video that addresses your question partially by the end of this month.
@@P2PEmpire Great thanks! I'm looking forward to it :)
Average interest rate 15,22% is not true
They pay no interest in late payments
@@centrino538 that's right, sorry about that.. it's up to 15%
it is worth mentioning that the majority of loan originators DO NOT offer accrued interest on delayed loans. for example, if the loan is 20 days, and it's not paid, then after 60 days they initiate buyback guarantee, but they only pay you interest for the 20 days!
thanks for your input, I only have Ibancar loans which are not delayed typically so I haven't noticed that
🤔 What's your opinion about IUVO?
hello Jacob, hope you are okay. Do you advise to buy discount loans on the secondary market of iuvo group ?
@@valentinp.6993 I have never done it myself. It depends on which loans you are buying and from which lender. Be aware that some lenders have been suspended or defaulted. So don't buy anything that you think might not be repaid at all. Loans from IBANCAR seem to be performing well. We will also soon have a talk with the main lender on IUVO to get some additional feedback about the payday loans from Bulgaria.
How about an update on this platform?
I am no longer invested there as they aren't as transparent compared to some other platforms in the industry. You can review our monthly P2P lending performance update to evaluate the portfolio quality of the most popular platforms., including IUVO.
please subtitles
Have been added - thanks for the reminder
Why did you delete my comment?
which comment do you have in mind? sometimes TH-cam flags certain comments as spam and we can't even moderate it :/
@@P2PEmpire my comments on iuvo. That it took me 5-10 minutes to phrase and type in. Never mind... 😉
I am sorry to hear that. Be assured that we don't delete comments, right the opposite, we enjoy any type of feedback.
I only say 50% defaulted.
Hello, do you have loss of capital ? or the buyback guarantee covers you ?
@@valentinp.6993 it seems the LO is in trouble, so buyback guarantee has no mean. I expect a full loss. Buyback guarantee is not really a guarantee.
@@valentinp.6993 I'm with 40% defaulted. Some of them are with default status for more than 9 months
@@stefanpetrov1606 did you receive the payment?