Change of plan, Unstuffing & reallocating a sinking fund | Cash stuffing & savings challenges
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- เผยแพร่เมื่อ 19 ต.ค. 2024
- Hi,
My name is Kerry, and I am 28, living in our own home with my husband and 2 kids. This is our cash stuffing and budgeting journey, which helps us financially prepare for upcoming events, bills, and savings to add to our home. Please feel free to leave a comment with any questions as well as give the video a like. 🙂
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You’re Grace’s mummy you know her best, trust your instincts - always x
Great video x
😊 thank you. I'm writing everything down xx
There is definitely no point wasting money on something you are not utilising. Great reallocation and such focus on your goals.
Sending well wishes to Grace, you should see a big difference after her surgery. My daughter had it done and was a real turning point for us. Hope it does the same 💕
I'm excited to get Grace's date, it will be so much better for her. Thank you 🩷
That 100 envelope box is coming on so well! Always worth reassessing what you are spending money on and how much you get out of them!
That's it! binders & budgets change all the time x
Loving the 100 envelope challenge. So sorry to hear little Grace is poorly again - I hope she feels better soon xx
Thank you! Grace is feeling much better today x
Definitely agree with reallocating money that’s not in use and putting into funds which are more important. ❤
thank you 🩷
That is so great to have the first line of 100
Envelope done and the large numbers too!!
Oh yeah!! Thank you, Vee 🩷
Loved getting to see where you're at with the challenges! Hope Grace is better soon x
Thank you!! 😊
Great video Kerry 🎉 ha ha I can’t believe you went straight back in for knockout nine again so soon - brave lady 💪💕💕💕 xx
Oh gosh. I know! Wait till you see what I've got lined up next x
Lovely reallocation. Sending love and hugs to grace. Hope she gets better soon. The 100 envelope is coming along nicely x
Thank you so much!
Great reallocation of the PT savings, I’ve done the same in your position. Ah, I hope Grace feels better soon. 😊 Ps. The 100 envelope is coming along fab. 💜
Oh thank you!
Aww thank you so much Kerry for the shoutout- you are such a lush soul ❤❤❤
No problem 😊
Hope grace is better soon! Plans do change & we have to do what’s best for us and our families 😊 fab video xx🧡🧡🧡
Thanks so much! 😊
Sorry to hear Grace is unwell again hun, I hope she recovers quickly bless her.
You are doing amazing on the 100 envelope challenge 🎉🎉.
Thank you. She is feeling a bit better today. x
@@BudgetwithKerry I'm so glad to hear that hun x
You are making fantastic progress in your 100 envelope challenge! Great reallocation of the money and putting it to good use❤
Thanks so much! 😊
The weathers gonna start get nicer soon, getting out walking will be easier then to…. That’s my plan x
That's the hope, although it was freezing today 🥶
@@BudgetwithKerry I’ve woken to a wee bit of snow…. I’m 100% ready for sunshine and warm 🫣😂
I hope Grace is feeling better by now . Great reallocation ❤
thank you, Sam. x
Hey Kerry, you need to do what is best for you and your family. You need to factor in time for you and your babies and sometimes that is hard. Also thank of the money you will save! Fab video ❤❤ xx
thank you so much 💓
I've literally been back n forth in my head about the same thing. I'm planning on walking every evening with the kids once the evenings get a bit brighter. ❤ great video as always. Hope grace gets better soon, so much going around its been a crazy winter so far xx
Thank you so much. It was freezing today!🥶 Grace is feeling much better x
Awwww poor grace 😢 sending hugs
She is much better now x
Hi my dear friend it’s always fun coming over and seeing what you’re up to. Thanks for sharing always love your videos. See you in the next one my dear friend.
Thanks so much
Great reallocation of that PT money it seemed to go so far. The envelope challenge got a good chunk today too 🙌🏼✨
Thank you! It did! 😍
I think that’s a great idea- do your fun challenges to fund your sinking funds- you’ve made me think how that’s a great idea for me as I am limited with my funds and I want to start doing TH-cam videos again as I think it will help me focus on something to keep me occupied xxx
Yes please!!
Plan’s always change do what’s best for you and your family sweet x
Thank you, Kelly. I just don't have time for it 😂
Watching as i'm making binders. great video kerry xx
Thanks so much 😊
Hold your breath, boys and girls , it's knockout nine time , holy moly Kerry, it's never nice to you ever lol, well done the budgeting queen 👸 👏 😀
Did you see what new challenge I've got in store in collab with Studio budget? 😜
@BudgetwithKerry aww I must have missed that
I'll be showing it soon x
Gotta chop and change when things no longer serve us :) great reallocation! And KO9 wasn’t too bad this time 😅
It wasn't too bad!😂😂 Thank you, Katie x
Hi Kerry, you've made a good decision with the gym. Amazing progress with the challenges. I hope Grace feels better soon x
Thanks so much 😊
Great chunk into the hundred envelope. Hope Grace feels better. Great to review the sinking funds and more time with your kids definitely trumps a PT. Great cash stuffing and reallocation 🩵
Thanks so much! It really does. Time goes so quick x
I love eating all the challenges and can’t wait until I can afford to start doing them again, great video ❤
You can do it!x
It sounds like the tight decision about the PT. Love your little pics dice tray! Very professional haha! Hope grace feels better soon 💕✨
Thank you!! 😊 Ryan done good with that Christmas present 😜
@@BudgetwithKerry I meant to put right decision not tight 😂 aww yay Ryan!!! X
Oh poor Grace. Sending lots of love ❤ we were in the same place last year with our youngest, ill every other week and referred to paediatrics so I know how you feel. Well done on your 100 envelope challenge! Smashed all those big ones out the way already 🎉
Thanks so much ❤️
hope grace feels better soon hun x doing well on the 100 envelope as always your binders are coming on amazing x
Thanks so much 😊
Great video you are smashing the 100 envelope challenge 🎉
Thank you so much 🤗
Great video, you have to do what works best for you and if the PT doesn't then it's great you got to reallocated to those other important goals. As you say, you can always sign back up 💪
Absolutely! I've got a few things at home & a weighted hoop so I'll give it a go at home x
Great video Kerry, thete are loads excercises you can do thst dont cost momey❤ get well soon Grace, bless her littlecotton socks x
Thanks so much. There really is. Right now, it's an unnecessary expense. x
Awww noo poor Grace 😢 my oldest used to be like that when she was little- I think she must of had a low immune system as she was always illl ❤ I wanted to wrap her in cotton wool xxxx
aww, Grace is feeling much better today, just typical that it's on the weekend. x
Great idea to share the money through your challenges,always a tense moment when you play knockout nine lol,poor Grace seems to be going throught it just now with being ill but I'm sure a visit from the tooth fairy soon will cheer her up 🦷,definitely was a good idea to film this video as we love you doing your challenges you have some really lovely ones just now and you really love doing them x
Grace is desperate to get her teeth to fall out 😂😂
Hope Grace feels better soon 💕💕. Doing fab in your 100 envelope challenge 👍🏻💚
Thanks so much 😊
Hi Kerry, so glad you did this video, as I needed the reminder to cancel my gym membership! I joined July 1st last year, and have been once LOL .. In my defence, that's all to do with medical reasons, but I'm still paying £24.00 a month for nothing. So, note made, and phone call tomorrow. 👍 Great reallocation of the money, and put to good use. Take care, Maddie xx
It's a good amount of money to use for something else or to rest yourself x
Hi Kerry.. Great allocations. Totally understand.. It's not easy.. But at least you know you can always revisit the option... 😊
Hope Grace feels better soon 😢
Thank you so much, Gillian 🩷
Totally get it about the gym 😅
Oh no sorry to hear Grace still poorly 😷 😮
Loving how your 50 envelope is shaping up, and this time KO9 wasn’t too bad for you 😅😊
💗💙💗
I just don't have the time for it right now. x
@@BudgetwithKerry I totally get it 👌
Just trying to catch up on videos… again, lol! Good plan with the gym stuff. No point paying for something you’re not using. I hope you find something you can do at home instead 💛💛
thanks Jen ❤️
I workout at home, have a playlist of TH-cam workouts. Have to do what works for you. Hope Grace gets feeling better soon. 💕
❤ Great video love challenges
Thank you 🩷
I'll need to have a look and make one. Thank you 🩷
Here watching 😊
Thanks for the visit 😀
Fair play
No point keeping money floating in your binder if it's not working for you. Great reallocation 😊 xx
So true! Thank you x
I was going to say just do some excercise on the house- some fab TH-camrs that do free classes ❤ put it on your tv and have some fun whilst saving your money xxx
I've also got a weighed hoop which I enjoy using x
@@BudgetwithKerry I’ve got one of them clip hoops with an added weight on it omg it’s so funny 😂 I nearly knocked my oldest out with it hahahah 🤣🩷
😂😂😂😂 Does that one give you bruises?
Great video thank you 😊
Thanks so much ❤️
That bottom row of the 100 envelope challenge being done is a huge milestone. Would you consider condensing down to get those last 90’s off or is it just a bit too faffy?
I would consider it. I do it for the 50 envelope, but the 100 is too faffy I think x
Can I ask, I'm new at this, when you finish a challenge where does that money go?
Usually I reallocate to sinking funds or an envelope that needs some attention x
If you have any spare time at home and with you saying you have some weights, I highly recommend Caroline Girvan, she has lots of free programs on YT but I warn you - she's a killer 😅 a lovely community though just like the budgeting community ❤x
I'll have a look at her. Thanks so much! x
Do what works for you and your family ❤
Thank you, I will x
Where did you get the penguin one ?
Stikky UK on etsy xx
New Subscriber 🎉🎉🎉
Thanks for subbing!x
If you still want to work out I'd recommend grow with Jo and get fit with Rick on TH-cam . Low impact workouts and not to long either
Oh yes! I forgot about Rick. I'll check out Jo. Thank you 🩷
Love the video hun 🩵 Amazing reallocation 🩵
I'm glad you enjoyed 🩷