80% of retirees net worth increases…too many fear running out of money. Spend it while you can! I started my retirement at 60 hiking the entire Appalachian Trail, a 3500 km adventure in 2022. Last year my wife and I walked across Spain on the Camino Frances. This year, hiking in the Canadian Rockies and Italy. I spent my career as a family doctor watching too many patients let life pass them by. Time is our most precious asset. Don’t let it go to waste!
Yes. This is right up my alley! Just retired at 57, but not sure if the wife will let me go disappear on a thru hike for 4 months. We hiked Mt Blanc last year and always do many weekend overnight hikes but I feel I need to go get on a trail for a month or more to get properly fit and lean.
Awesome. Hubby and I are in Spain and Portugal this winter.. and will consider completing part of the Camino trail .. Did you complete it in one shot?!
@@planesandbikes7353 Good luck! The AT is an awesome experience. Preparation and fitness pre trail is important. I had only done a few overnight hikes prior to starting. I did however walk 20-30kms with a full pack and climbed 100 flights of stairs with the pack regularly in the months leading up to the start. Getting your spouse on board can be a bigger challenge!!!
@@brendalabranche365 The Camino Frances is a commitment and we did walk the entire 800kms in one go. There are lots of shorter Camino options and it is a wonderful experience! Good luck!
@@doconawalk9367 Long distance hikes are not only a great adventure but they don’t cost much and keep you fit and healthy as long as possible. So you get the best of both worlds, a long healthy retirement and plenty of money to enjoy it. If you can share the experiences with your wife you are doubly lucky.
I think it's great you are going to splurge a little, but on the other hand you might find greater gratification in helping those who cannot help themselves... We have a Veterans home nearby where disabled Vets live, and they love visitors and someone to play a game of chess or cards with. Also, traveling through Mexico we have been able to help some of the people migrating from other countries who are looking for work or place to live permanently. There are many areas to help out... Children's hospitals always need toys, and Nursing homes have residents that could use someone to walk with in the yard to increase their health and stability as well. Enjoyment and satisfaction come in many forms... We have clubs through our library where creatives can share poetry, writings and Art. So much to do!
I just turned 71 on November 23rd..I'm on Social security but still have to work part-time to make ends meet.however I'm going to spend every last dime I have, lol..I'm a widow so I need to travel with my friends...I've only been on 3 cruises in the last 10 years....I kinda like cruises but Egypt sounds exciting...GOD BLESS you two..Many happy years ahead for all of us..P.S. I've been working Ina nursing home for the past 27 years and I know how life can change quickly..so yes travel, enjoy while you can...
I would give Egypt a miss, although the ancient monuments are impressive, the experience as a tourist is hellish. The hawkers will not leave you alone, and there are an infinite number of them. They are relentless, especially around the main tourist attractions. Not a relaxing place to visit, plus it's dirty, polluted, loud, and the traffic is awful.
Another thing that is very good to do is foot care. Seeing a Podiatrist for nail care and then a salon for a pedicure. It is a learning curve to start spending money on yourself, it has always been put to the kids first. Great video
It’s so wonderful to see you so happy. You worked so hard all of your life and managed your money and household very well and you so deserve to be prosperous and giddy! I love it!
I have a VW Eos convertible and love it. A real beauty. I am heading to the Mediterranean this upcoming summer ☀️ and then a cruise for 10 days. After my heart surgery I have decided to spend a little. My financial planner included a large holiday every three years. Retired, single, no debts, and a DB pension . I worked hard for 32 years as a high school English teacher and want to enjoy myself before I perish.
So at 67 I bought a guitar and took lessons, I still play, have 3 acoustic, 1 electric plus a Greek bouzouki, good for the mind and hand coordination. We bought kayaks and get out on the ocean which allows us to see lots of wildlife, Orcas, Bald Eagles, seals, etc. When I turned 70 in June I joined a yoga fitness group and even get a senior discount on my monthly fee. This year I plan to get back into marathon running as I took a year off, thinking of targeting the Athens Marathon in a few years. Oh yes and we bought a second vehicle (compact SUV) as we live in rural area. All good advice.
You are right about letting go and spending money while you can still enjoy it. What struck me while watching this video was all the purchases we need to make because things keep wearing out. When we were young, things were made to last. We had a toaster from the 50s that was still working decades later. I bought a blender in the 1970s that lasted over 30 years. Large appliances could be expected to run for 20 years or more. Same for TVs, and if any of these broke down, we’d have them repaired. Today, things are made cheaply and aren’t intended to last more than a few years, leading to rampant consumerism and contributing to pollution when we toss them. It’s sad….
Hey I'm 70 and the Mrs. is about to turn 68. We're right in the prime Go-Go years , so, this week I've played hockey in my over 65 league. Been to the gym twice, and taken a few walks. Need to get fit to be able to walk everyday on my two week hiking tour in Italy (through SD Tours) coming up in April. Yesterday I put the deposit down on the two week cruise around South America's Cape Horn for early 2026. Then today I put a deposit down on a new 2025 Toyota. (no Mustang Convertible for me but DAMN I'm envious, however, they don't make Corolla Convertibles). When we kick the bucket, the kids are going get a little less than they hoped but that's okay. They already gave us permission to spend our own savings. Obviously we're doing all this just to keep up with you two but its good to have idols to live up to...
Very true I retired at 63 felt as good as I did ever. Now 76 and still feel really well. I never smoked or drank alcohol, and never drug use. My doctor says I’m reaping the benefits from that now. But from age 70 till now I’ve had 2 total knee replacements, prostate cancer, a pin stroke last year and another surgery. I AM doing very well now , feel great and feel lucky. YES do things while you can!!!! After 70 to 75. You will not feel as good. And you will be shocked by all the people you have lost by that age….go have fun
Definitely go for it. Absolutely love my VW Eos convertible...( was lovely having a little chat in my local grocery store with you Tina, I was a bit starstruck).... nice to hear that Norm is a fellow Scot :)
One thing I decided to spend money on is my breast ultrasound, something Medicare doesn’t pay for as of 2023. Second thing I spent money on was the mini suite with a balcony for my solo cruise. It was well worth it.
Was just thinking the other day of the services I can now afford to purchase which make life more convenient and enjoyable. I have a pedicure once a month, have a fantastic whole house clean once a month , have a handy man who looks after all sorts of household problems and this year for the first time i hired a guy who put up Christmas lights. For $150 he supplied the lights and a timer, set them all up and will come in January to take them down - money well spent in my opinion.
I retired at age 53 and am now in my early 60s. Many people resisted me because they couldn't understand the idea of not working if you don't have to. I considered my life to be in phases. I worked very hard to achieve what I have now, but in my last years, I owe it to myself to "stop and smell the roses." After I retired, I left the nation and now reside in Latin America. I was able to enjoy my new surroundings and escape from all the bad things that were going on in America. I haven't yet encountered anyone who laments their retirement.
Nice way to retire. For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement fund has grown way more than it would have with just the 401(k). Haha.
We are 7 months into my husband's retirement and have been spending that go-go money on our home improvements, experiences, and giving. You didn't save the money to have it sit!
It's great listening to you and your adventures but as my friend here said, the average retirees are still trying to make ends meet in this economy. Even a bus trip can be too expensive.
We upgraded our phones and iPads, expecting tariffs. We had a whole house generator installed for comfort and reliability. Have a 2021 car Subaru and a better home, both bought when we retired. Replaced our gas stove with electric. Anything to make life more comfortable and convenient.
Trading in the 2011 Subaru for a new Subaru before tariffs hit. Why not? We can afford it and only second new car we have ever had! Taking a trip in the new car across America from very cold Minnesota to Arizona! Road trip!!
There are also birding safaris in Africa. There are birding tours all over. Friends have gone several times with Guadualito Birding Tours in Colombia. These tours and safaris include small animals, insects, and plants as well.
Good idea about the Mustang! I got my Mustang GT convertible in 2013. I was approaching retirement (2017) and it was the best thing I have done. I thought that you better get it now or you may never get one. It proved out. I have so enjoyed driving it while I was still working and the Km's are there to show it. It is so true that time and aliments will maybe reduce your abilities to enjoy things like that. Driving it makes me smile and I feel 11 years younger each time. Get the 5.0 litre you deserve it. Mine is Sterling Gray. It has premium the package and it looks as good as new! Red is nice too. Enjoy!
Your suggestions are inspirational ! I had a personal trainer for 4 years I said I outsourced my willpower to my PT, so I do not have to debate myself on those days if I should go to the gym or not; now I have built up the habit and I would not miss gym for more than a few days !
All great advice! One must always "take a pulse" of their life in retirement, which includes the foundation of keeping oneself healthy in order to have the energy to enjoy life. With that accomplished and ongoing, everything else can follow. I've now been retired almost 3 years, and have come to realize that there is more available to me if I make goals and "swing big". Toys and little joys make life more interesting, comfortable, and enjoyable. Anyone who says "I'm not sure what I'll do in retirement" either has no creativity or has not yet come to realize that they are now the ones responsible for ALL their choices. The new found freedom can be overwhelming for some. I embrace every minute of it.
Visited Egypt last year and had a great time. Nice people and the Nile Cruise was fun. We spent time in Turkeye this year. There is a lot of world still out there to see. But, we are still working, so need to create time windows.
I worked for a short time in Kenya a two years ago and had an amazing safari experience. Need tips let me know. Strongly recommend that you get private guide. Not that much more expensive than group experience.
Speaking of Mustang convertibles, I know a couple who are aged 89 and 91 who bought one a few months ago. I think it is hilarious ( in a good way), and I am glad to see them enjoying retirement and life in general. They definitely aren't sittin' in their rocking chairs watching the world go by!
We bought one and now we couldn't do without it, we call her loulou and when we go shopping we put her on and when we get home the carpets look great lol😊
Health and experience, bought a yoga mat. Exercising and stretching going for a walk , eating a high protein diet. Down to 85kg.spending money on new teeth and a sl63 convertible. Wagyu steak, Bailey's in my coffee, whiskey and women. Punta canada next week, Columbia for January , belize in March and nova scotia for the summer. Ps my last cheque will bounce. Nice tshirt. Tyb
One thing about a blood pressure monitor, it doesn't test for hypertension. That's where one's arteries are narrowing like holding your thumb over the end of a hose, more volume is forced thru a smaller tube. You can be registering normal blood pressure but be a ticking time bomb as well. An ECG is a better way to test if someone has that silent killer hypertension.
An ECG evaluates heart rhythms which can discover if the heart is enlarged which would be a sign of hypertension. If you're in a hospital bed they hook you up to a monitor that registers your heart rate, blood pressure, and oxygen saturation. All that will give a good picture of your current state. However a blood pressure monitor does one thing: measures your blood pressure and it tells you whether you're high (hypertension), low (hypotension), or just right.
Hi Norm and Tina, more great advice, thanks. Many of our retirement experiences and decisions have mirrored yours before I even started following you. As they say, birds of a feather flock together. My wife and I have just completed all the research and booking for a two and a half month stay in Portugal this winter. Our snowbirding has always been in the southern US up to this point but our decision to try portugal this winter was in no small part due to your videos. Thanks for sharing all your experiences.
I went to Egypt a few years ago, before retirement, through Wingbuddy. Four days in Cairo then 4 days on a Nile River cruise. Then we went to England, twice (hit the museums and walked where Jane Austen lived). Yes, I had my photo taken on a camel near the pyramids of Giza and yhen later holding a baby crocodile. 😊 Recently, to celebrate my retirement this month we went on a Mediterranean cruise and knocked 2 more things off my bucket list: Pompeii and Florence. ❤ from here on in my travel plans are open to suggestion since I've seen my dream locations. Perhaps a return to Italy and France.
lol, we are going to Egypt! Actually tomorrow we head to the Dominican Republic for a month, then we’ll head to Egypt and Morocco….what a winter this will be! We also bought a travel van…exploring this great country one park at a time this spring, summer and fall….then somewhere warm once again.
Another good video, but for the first time, I couldn't follow your logic, so you bought some extra appliances because they were on sale and then spent $149 for something to store them in, lol. We bought a Ford Focus convertible when we lived in England and absolutely loved it, so I know you guys will enjoy yours when you buy it. Have a great day!
Wow! That is an adventure! The Amazon and the Galapagos sounds exciting! Looking forward to seeing how you like that! I am going to Thailand in January, so I'm trying to do my part! Lol
Another great video. All fantastic suggestions, most of which I already follow. Although I'm not retiring for 5 years or so, I've been laser focused on prolonging my lifespan and my health-span since age 50. Now I'm 55 and in the best health of my life. All we have to work with is health, time and money (if we're lucky) in that order of importance, so it makes sense to protect our health to enable the most fulfilling use of the other two. I'm a lifelong car enthusiast, so I recently purchased a Mazda Miata convertible 6-speed back in June and I had a blast driving it all summer. It'll be nice to already own a fun sports car when I retire, I'm even considering doing some amateur racing, but not until I take some competition driving lessons. I am so ready for retirement!
Some very good tips, thank you for sharing. I just turned 68 on October.27th. You are such a nice couple and I appreciate and enjoy your videos. I live in Montreal and have used public transportation all my life. 😊❤
Hi Tina and Norm. I have enjoyed your videos for several years now. I appreciate the idea of spending, but I do worry about my care when I am no longer able to (US citizen). I don’t recall you talking about elder care, is that not a concern in Canada? Or, do you have it otherwise planned for? If not a brief explanation, maybe an idea for a future video. 🙂
Thanks, the hubs just retired in October. We love it already. I've been watching you two for several years. You helped us get our plan together. Enjoy the Mustang , I did a commercial for Mustang back when I was young and cute. I loved mine.... nice power.
My wife and I bought a convertible car some 8 years ago and it is a large part of our leisure time - it’s as nice having the roof down in the winter as it is the summer in our view, as long as you spec the car with heated seats and heated steering wheel. We will never now be without a convertible - always wear a pair of glasses when driving tho as stones and grit with the eyes etc. also have a lovely sports car too and together they keep my wife and I young……hopefully!
Many of people can tho and their advice about how one might go about it is very true- everyone needs to save money (invest a portion of every paycheck) starting as young as possible. And, many of us live frugally and care careful with what we spend money on- during our child raising years. Great job Tina and Norm!
Great suggestions guys. Your hair is gorgeous Tina. Loving the Def Leppard tee shirt Norm. Plenty of food for thought in this video, as always. I'd love a convertible! Keeping in touch with ex colleagues is cool. Lunch or breakfast out with friends is excellent advice. I do this. Getting to the movies is great too, keeps you in touch with modern culture/current affairs. Im thinking of getting a new laptop. Black Friday might help with that!!! Speaking of air fryers..... should I get one? That unit sounds and looks great! All in all, another thoroughly enjoyable and informative video. You're on fire!!! 🔥 Keep it up. 😊😊
Thanks for the compliment! Norm got a new laptop this year, as his last one bought on 2013 was not getting updates. We like the air fryer because it’s a mini oven and saves lots in electricity and in summer doesn’t heat up the kitchen. Good luck with your decisions and thanks for watching.
Cool! That will be an awesome trip. Me and my family are taking the leap. We sold our home in Ontario and are heading to paraguay. We have never been there before and we dont know anyone from there. It is our crazy adventure. Oh nice! A convertible! The wife and I would have liked to get one if we would have stayed in Canada. I really don't like driving though. There are way too many bad drivers out there.
Norm I researched the MX-% for years and test drove it. My neighbor the retired MP detective Claude had a 1017 MX-% and ordered a new one in 2025. The problem is that this car is perfect after 25 years of design but ......the noise off the road is 80 DB so it has damaged ears and if you like music or want to wear ear plugs or sound defining then it's NOT your new toy. But , maybe some other car ?? We love that drive along the superior mountains from the sault to Wawa and Thunder bay.
It’s becoming increasingly obvious that your channel is geared towards the extremely affluent senior, not the average Canadian pensioner. Most people can’t risk spending their savings on frivolities such as fancy cars, expensive trips, or wasteful consumerism buying throwaway home goods without a care for the environmental impact they leave for their grandchildren to clean up. I posit that most of us have to worry about the quality of care we’ll receive in our final years and must hold onto our money as long as possible.
We try to offer a mix of ideas and acknowledge that what one person considers a necessity, another person might consider a luxury.Having lived frugally all the time we were raising our family , and Norm having had a major Cancer illness we are just trying to enjoy our retirement. You don’t really know us and sorry you feel this way 🌺
Very funny to hear the two of you talking about buying stuff. On the other hand, buying $400 worth of stuff is less than you spent on tips for your trips last year. Kudos to you for your good fortune and sharing your stories with us. Did you really buy a mustang convertable? I live 500 miles south of you and would not consider it.
I would like to spend and enjoy life but I live In California things are priced so high it’s scary,I know on the national news channels says inflation is slowing not here!gad is still a,most 6.00 per gallon,my car insurance went up 30 percent,Saw two pounds of strawberries for 9.99!cant afford to run my heater in the winter,I only run it when needed the cost keeps going up almost monthly.So yes I am to scared to spend any of my retirement funds.Seems safer to sit on the sofa and do nothing!
When I retired 18 years ago, I moved to a smaller community in the same state. That move got me a nicer house and cut my monthly expenses by a third. Property taxes are also much lower by leaving the city. Love it!
I would have fun with the money but I would certainly leave the bulk of my money to my grandchildren. Then they could possibly buy a home for cash and have a completely different financial future. What a gift that would be!
Hi Norm and Tina: Music is my passion with attending live music and my audiophile systems. We just bought two new air fryers and an Insta Pot. A Mustang sounds amazing. Die with zero! Cheers from Jamaica.
I retire in 18 months. I worry about my investments with all the political upheaval, so I hope the market doesn't collapse. There are some wild times ahead unfortunately.
One car + fun car. Working toward it. We both love old cars and I think a 60s/70s muscle car is in the cards for Spring. Regarding yoga, if a guy is not into the social aspect of yoga, there are some excellent male yogis on YT if you prefer to practise solo.
@@FrancoDellOvo just got back from a 33 day trip to South Africa, Zimbabwe and Mozambique, with 11 days of Safari on 3 private game reserves. Not a single glitch; all transfers worked perfectly. The company that arranged it is called Outbound in Africa. I would highly recommend them.
I wouldn't count on the exceptional sharemerket returns of last 1-2 years being repeeated every retirement year to come. At some stage will be a bear market in which retirees will have to still spend on all these great spending ideas as net worth remains static or decreases. aside from spent amount. Everyone feels buoyant and clever in a strong market. Asset allocation and spending buckets things to consider for all market returns.
Spend! Spend! Spend! Leave the CRA with $0 Truly boom times folks. DJIA up nearly 10,000 points in a year! Portfolio up over 25%!! 🤤 💰 You can’t control 1) Time 2) Your Health. The Grime Reaper will call when you least expect it and your money becomes immediately useless. 💀 😊 🤓
Maybe a car tour of every Giant Tiger in Ontario, then find your way to the new "Gordie Howe" bridge, take that across to the Detroit suburbs find your way to "Thai City" in Westland (carry out only ) hunt down a picnic table in a park someplace and dig into a #4 Chicken mild or mild plus spice level off their pink menu (although all of their dishes are outstanding) , the meat is so tender you'd swear you're eating cat.
Norm & Tina, do you find you are more relaxed about spending your retirement savings money now than when you first retired or even just more relaxed than even 5 or 6 years ago? I think that happens with many retirees, after a time they realize that "running out of money" really isn't an issue, but the secret is not to wait until it's too late and perhaps you don't have either the energy or the health to pursue those things you had dreamed of doing. Have fun with that Mustang!
@@ThisIsOurRetirement Maybe it would be helpful to other to understand how you got to this more relaxed state on spending. I think for many retirees it's a hard thing to accept that after decades of "saving for the future" now you need to transition to being a spender. It's a huge mindset shift.
Driving around in a convertible wouldn't bring me any joy but imagining the wind in Norm's hair did bring mirth. We see the same asset accumulation issue after 10 years of retirement and even after spending like drunken monkeys the past 3 months on a major remodel including kitchen, we've got a greater net worth today than we did before starting the project. The one caution I would bring up is to be very aware of sequence of returns risk and to manage it early in retirement if need be. We were lucky to retire at a low risk time and didn't need to.
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Here are more videos we have made like this one th-cam.com/play/PLwerz80Ddyn3X9rv8ISWloqdUS5x_4zWR.html
80% of retirees net worth increases…too many fear running out of money. Spend it while you can! I started my retirement at 60 hiking the entire Appalachian Trail, a 3500 km adventure in 2022. Last year my wife and I walked across Spain on the Camino Frances. This year, hiking in the Canadian Rockies and Italy. I spent my career as a family doctor watching too many patients let life pass them by. Time is our most precious asset. Don’t let it go to waste!
Yes. This is right up my alley! Just retired at 57, but not sure if the wife will let me go disappear on a thru hike for 4 months. We hiked Mt Blanc last year and always do many weekend overnight hikes but I feel I need to go get on a trail for a month or more to get properly fit and lean.
Awesome. Hubby and I are in Spain and Portugal this winter.. and will consider completing part of the Camino trail .. Did you complete it in one shot?!
@@planesandbikes7353 Good luck! The AT is an awesome experience. Preparation and fitness pre trail is important. I had only done a few overnight hikes prior to starting. I did however walk 20-30kms with a full pack and climbed 100 flights of stairs with the pack regularly in the months leading up to the start. Getting your spouse on board can be a bigger challenge!!!
@@brendalabranche365 The Camino Frances is a commitment and we did walk the entire 800kms in one go. There are lots of shorter Camino options and it is a wonderful experience! Good luck!
@@doconawalk9367 Long distance hikes are not only a great adventure but they don’t cost much and keep you fit and healthy as long as possible. So you get the best of both worlds, a long healthy retirement and plenty of money to enjoy it. If you can share the experiences with your wife you are doubly lucky.
I think it's great you are going to splurge a little, but on the other hand you might find greater gratification in helping those who cannot help themselves... We have a Veterans home nearby where disabled Vets live, and they love visitors and someone to play a game of chess or cards with. Also, traveling through Mexico we have been able to help some of the people migrating from other countries who are looking for work or place to live permanently. There are many areas to help out... Children's hospitals always need toys, and Nursing homes have residents that could use someone to walk with in the yard to increase their health and stability as well. Enjoyment and satisfaction come in many forms... We have clubs through our library where creatives can share poetry, writings and Art. So much to do!
There is more to life than just splurging and YOLO. Unfortunately, not enough people with blessings are willing to share or share enough.
That's a great perspective! thanks for sharing have a great weekend Cheers 🙂🌺☕️
I just turned 71 on November 23rd..I'm on Social security but still have to work part-time to make ends meet.however I'm going to spend every last dime I have, lol..I'm a widow so I need to travel with my friends...I've only been on 3 cruises in the last 10 years....I kinda like cruises but Egypt sounds exciting...GOD BLESS you two..Many happy years ahead for all of us..P.S. I've been working Ina nursing home for the past 27 years and I know how life can change quickly..so yes travel, enjoy while you can...
Happy Birthday 🥳 and if you fancy Egypt 🇪🇬 go for it ! we hope we all have lots of years ahead Cheers 🇺🇸🍷🇨🇦🙂
I would give Egypt a miss, although the ancient monuments are impressive, the experience as a tourist is hellish. The hawkers will not leave you alone, and there are an infinite number of them. They are relentless, especially around the main tourist attractions. Not a relaxing place to visit, plus it's dirty, polluted, loud, and the traffic is awful.
You definitely have to spend in the ‘go-go’ years! That health window is only open for a short unknown time.
Another thing that is very good to do is foot care. Seeing a Podiatrist for nail care and then a salon for a pedicure. It is a learning curve to start spending money on yourself, it has always been put to the kids first. Great video
Thanks for sharing!! great idea 🙂🌺
Huh?🤷♂️
@@PJBHolden Without good foot care you can have issues as an older person, many older people neglect this.
It’s so wonderful to see you so happy. You worked so hard all of your life and managed your money and household very well and you so deserve to be prosperous and giddy! I love it!
Thanks, it's good to be retired! 🙂🌺
I have a VW Eos convertible and love it. A real beauty. I am heading to the Mediterranean this upcoming summer ☀️ and then a cruise for 10 days. After my heart surgery I have decided to spend a little. My financial planner included a large holiday every three years. Retired, single, no debts, and a DB pension . I worked hard for 32 years as a high school English teacher and want to enjoy myself before I perish.
Sounds like a great plan, enjoy your travels! good decision to spend money 💰 on yourself 🍻🙂🚢
So at 67 I bought a guitar and took lessons, I still play, have 3 acoustic, 1 electric plus a Greek bouzouki, good for the mind and hand coordination. We bought kayaks and get out on the ocean which allows us to see lots of wildlife, Orcas, Bald Eagles, seals, etc. When I turned 70 in June I joined a yoga fitness group and even get a senior discount on my monthly fee. This year I plan to get back into marathon running as I took a year off, thinking of targeting the Athens Marathon in a few years. Oh yes and we bought a second vehicle (compact SUV) as we live in rural area. All good advice.
Wow that is a great active life!
Yes.... Norm will love the feeling of the wind in his hair!!!
😂😂
Keep your cap on!!
You are right about letting go and spending money while you can still enjoy it. What struck me while watching this video was all the purchases we need to make because things keep wearing out. When we were young, things were made to last. We had a toaster from the 50s that was still working decades later. I bought a blender in the 1970s that lasted over 30 years. Large appliances could be expected to run for 20 years or more. Same for TVs, and if any of these broke down, we’d have them repaired. Today, things are made cheaply and aren’t intended to last more than a few years, leading to rampant consumerism and contributing to pollution when we toss them. It’s sad….
Yes things don’t last as long anymore Susan it's a real problem.
Hey I'm 70 and the Mrs. is about to turn 68. We're right in the prime Go-Go years , so, this week I've played hockey in my over 65 league. Been to the gym twice, and taken a few walks. Need to get fit to be able to walk everyday on my two week hiking tour in Italy (through SD Tours) coming up in April. Yesterday I put the deposit down on the two week cruise around South America's Cape Horn for early 2026. Then today I put a deposit down on a new 2025 Toyota. (no Mustang Convertible for me but DAMN I'm envious, however, they don't make Corolla Convertibles). When we kick the bucket, the kids are going get a little less than they hoped but that's okay. They already gave us permission to spend our own savings.
Obviously we're doing all this just to keep up with you two but its good to have idols to live up to...
It's great to see you guys are living it up in retirement! Cheers! 🍻🙂
Very true I retired at 63 felt as good as I did ever. Now 76 and still feel really well. I never smoked or drank alcohol, and never drug use. My doctor says I’m reaping the benefits from that now. But from age 70 till now I’ve had 2 total knee replacements, prostate cancer, a pin stroke last year and another surgery. I AM doing very well now , feel great and feel lucky. YES do things while you can!!!! After 70 to 75. You will not feel as good. And you will be shocked by all the people you have lost by that age….go have fun
Thanks so much Robert for sharing we appreciate your comment take care 🌺🙂
Definitely go for it. Absolutely love my VW Eos convertible...( was lovely having a little chat in my local grocery store with you Tina, I was a bit starstruck).... nice to hear that Norm is a fellow Scot :)
We will take a look at the VW Eos it was nice chatting with you too have a great weekend Cheers 🙂🍷🏴🇨🇦
Quick tip: when taking your blood pressure make sure you have an empty bladder.
A full bladder can raise your pressure 👍
That is great advice, thanks for sharing!🙂🌺
One thing I decided to spend money on is my breast ultrasound, something Medicare doesn’t pay for as of 2023.
Second thing I spent money on was the mini suite with a balcony for my solo cruise. It was well worth it.
Both sound well worth spending your money 💰 on , we loved our mini suite too 🙂☕️🚢
Was just thinking the other day of the services I can now afford to purchase which make life more convenient and enjoyable. I have a pedicure once a month, have a fantastic whole house clean once a month , have a handy man who looks after all sorts of household problems and this year for the first time i hired a guy who put up Christmas lights. For $150 he supplied the lights and a timer, set them all up and will come in January to take them down - money well spent in my opinion.
That’s a great plan to enjoy retirement, we agree that these services make life easier 🙂🌺
I retired at age 53 and am now in my early 60s. Many people resisted me because they couldn't understand the idea of not working if you don't have to. I considered my life to be in phases. I worked very hard to achieve what I have now, but in my last years, I owe it to myself to "stop and smell the roses." After I retired, I left the nation and now reside in Latin America. I was able to enjoy my new surroundings and escape from all the bad things that were going on in America. I haven't yet encountered anyone who laments their retirement.
Nice way to retire. For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement fund has grown way more than it would have with just the 401(k). Haha.
We have never regretted taking early retirement 🙂
Have a great weekend Cheers 🇺🇸🍻🇨🇦
We are 7 months into my husband's retirement and have been spending that go-go money on our home improvements, experiences, and giving. You didn't save the money to have it sit!
Love that you are enjoying your retirement! Cheers 🙂🍷🌺
It's great listening to you and your adventures but as my friend here said, the average retirees are still trying to make ends meet in this economy. Even a bus trip can be too expensive.
We upgraded our phones and iPads, expecting tariffs. We had a whole house generator installed for comfort and reliability. Have a 2021 car Subaru and a better home, both bought when we retired. Replaced our gas stove with electric. Anything to make life more comfortable and convenient.
That's great you made life easier and more comfortable in retirement 🙂🌺
Trading in the 2011 Subaru for a new Subaru before tariffs hit. Why not? We can afford it and only second new car we have ever had! Taking a trip in the new car across America from very cold Minnesota to Arizona! Road trip!!
Sounds great 🙂
There are also birding safaris in Africa. There are birding tours all over. Friends have gone several times with Guadualito Birding Tours in Colombia. These tours and safaris include small animals, insects, and plants as well.
Wow very interesting thanks for sharing Cheers 🌺🙂
Good idea about the Mustang! I got my Mustang GT convertible in 2013. I was approaching retirement (2017) and it was the best thing I have done. I thought that you better get it now or you may never get one. It proved out. I have so enjoyed driving it while I was still working and the Km's are there to show it. It is so true that time and aliments will maybe reduce your abilities to enjoy things like that. Driving it makes me smile and I feel 11 years younger each time. Get the 5.0 litre you deserve it. Mine is Sterling Gray. It has premium the package and it looks as good as new! Red is nice too. Enjoy!
That’s awesome, glad you’ve enjoyed it! 🚗🙂
Your suggestions are inspirational ! I had a personal trainer for 4 years I said I outsourced my willpower to my PT, so I do not have to debate myself on those days if I should go to the gym or not; now I have built up the habit and I would not miss gym for more than a few days !
Very happy for you Tina feels the same about swimming 🏊 after a while it’s part of your life and really miss it when she can’t do it 🙂
We actually got a Mustang convertible and love going for drives in it in the spring to the fall! Go for it!
Sounds great glad you are enjoying yours 🚗🙂
Yes, just turned 70 and I feel like I have slowed down a little…Wish I had retired 10 years ago!
We are glad we were 58 and 61 🙂
All great advice! One must always "take a pulse" of their life in retirement, which includes the foundation of keeping oneself healthy in order to have the energy to enjoy life. With that accomplished and ongoing, everything else can follow. I've now been retired almost 3 years, and have come to realize that there is more available to me if I make goals and "swing big". Toys and little joys make life more interesting, comfortable, and enjoyable. Anyone who says "I'm not sure what I'll do in retirement" either has no creativity or has not yet come to realize that they are now the ones responsible for ALL their choices. The new found freedom can be overwhelming for some. I embrace every minute of it.
It’s great to hear from someone who embraces retirement! 🙂 we love ❤️ it Cheers 🍻🙂
Visited Egypt last year and had a great time. Nice people and the Nile Cruise was fun. We spent time in Turkeye this year. There is a lot of world still out there to see. But, we are still working, so need to create time windows.
I worked for a short time in Kenya a two years ago and had an amazing safari experience. Need tips let me know. Strongly recommend that you get private guide. Not that much more expensive than group experience.
Thanks for the advice! We'll have to add that to our travel bucket list. 🐘🦒
Speaking of Mustang convertibles, I know a couple who are aged 89 and 91 who bought one a few months ago. I think it is hilarious ( in a good way), and I am glad to see them enjoying retirement and life in general. They definitely aren't sittin' in their rocking chairs watching the world go by!
It's all about enjoying life while you can! what an awesome story 🙂👍
So much great advise, enjoy life, tomorrow is not guaranteed.
Cheers 🍻🙂
Our Black Friday spend was updating our robot vacuum cleaner, a great invention.
I will second this. Absolutely brilliant things in the right place.
We bought one and now we couldn't do without it, we call her loulou and when we go shopping we put her on and when we get home the carpets look great lol😊
That’s a great idea! 👍we have one maybe she needs updating 🤔
Spending < happiness
Happiness = happiness
Awesome 👏
Health and experience, bought a yoga mat. Exercising and stretching going for a walk , eating a high protein diet. Down to 85kg.spending money on new teeth and a sl63 convertible. Wagyu steak, Bailey's in my coffee, whiskey and women. Punta canada next week, Columbia for January , belize in March and nova scotia for the summer.
Ps my last cheque will bounce. Nice tshirt. Tyb
You’re living your best life! Cheers! 🍻🙂
Great advice! Enjoy each day!
Thanks we try too 🙂🌺
Thank you! I needed a new toaster and you picked a great one. Also booking trips for 2025 and you gave me some great ideas.
You are most welcome! We're glad you found the video helpful! 🙂
Heading to Galapagos next Thursday for three weeks. Went to Patagonia early January this year. Love the region down there by South America.
That’s great we hope you have a wonderful time 🙂
One thing about a blood pressure monitor, it doesn't test for hypertension. That's where one's arteries are narrowing like holding your thumb over the end of a hose, more volume is forced thru a smaller tube. You can be registering normal blood pressure but be a ticking time bomb as well. An ECG is a better way to test if someone has that silent killer hypertension.
Good to know
An ECG evaluates heart rhythms which can discover if the heart is enlarged which would be a sign of hypertension. If you're in a hospital bed they hook you up to a monitor that registers your heart rate, blood pressure, and oxygen saturation. All that will give a good picture of your current state. However a blood pressure monitor does one thing: measures your blood pressure and it tells you whether you're high (hypertension), low (hypotension), or just right.
@@wrongwayconway I guess my point was you could have hypertension and normal blood pressure also.
Happy Thanksgiving to you from me here in USA!
Thank you, we wish you a great holiday!🇺🇸🍻🇨🇦
Hi Norm and Tina, more great advice, thanks. Many of our retirement experiences and decisions have mirrored yours before I even started following you. As they say, birds of a feather flock together. My wife and I have just completed all the research and booking for a two and a half month stay in Portugal this winter. Our snowbirding has always been in the southern US up to this point but our decision to try portugal this winter was in no small part due to your videos. Thanks for sharing all your experiences.
Your very welcome we hope you have a wonderful time in Portugal 🇵🇹🍻🙂
Retirement isn’t an end goal, but a journey best secured by careful and consistent investments
Very true thank you 🙂☕️
I went to Egypt a few years ago, before retirement, through Wingbuddy. Four days in Cairo then 4 days on a Nile River cruise. Then we went to England, twice (hit the museums and walked where Jane Austen lived). Yes, I had my photo taken on a camel near the pyramids of Giza and yhen later holding a baby crocodile. 😊 Recently, to celebrate my retirement this month we went on a Mediterranean cruise and knocked 2 more things off my bucket list: Pompeii and Florence. ❤ from here on in my travel plans are open to suggestion since I've seen my dream locations. Perhaps a return to Italy and France.
That’s fantastic you've been able to travel so much! Enjoy retirement! 😊🍻
I bought my Mustang convertible in 2006 (at the age of 41). It’s still running strong.
That’s great 🚗🙂
lol, we are going to Egypt! Actually tomorrow we head to the Dominican Republic for a month, then we’ll head to Egypt and Morocco….what a winter this will be! We also bought a travel van…exploring this great country one park at a time this spring, summer and fall….then somewhere warm once again.
Whoops..forgot to say we likely wouldn’t have done a van but we have a sweet dog, makes it so much easier with the big sleeper van!
That is so cool and what a coincidence be sure to get that photo 🇪🇬 Have an awesome trip, we had a nice trip to Morocco enjoy.
Nice to be able to travel and include your dog!
I'm not sure if Norm will enjoy the wind in his hair as much as Tina in the convertible😉
Yes that was a joke that could have gone further 😂😂
That's what I was going to say., lol. At least his head is more aerodynamic. 😊
Yup was thinking the same
Another good video, but for the first time, I couldn't follow your logic, so you bought some extra appliances because they were on sale and then spent $149 for something to store them in, lol.
We bought a Ford Focus convertible when we lived in England and absolutely loved it, so I know you guys will enjoy yours when you buy it.
Have a great day!
Seemed logical at the time 😂😂😂
They earn a commission if you purchase through their link. It’s advertising/selling.
We post the links as people ask where and what we have bought , we do say we get a small commission 🙂☕️
Love the video and so happy for you having lots of fun!
We’re having a blast and hope you are too!🍻🙂
Wow! That is an adventure! The Amazon and the Galapagos sounds exciting! Looking forward to seeing how you like that! I am going to Thailand in January, so I'm trying to do my part! Lol
Enjoy your trip to Thailand! 🇹🇭✈️ Thanks for watching Cheers 🙂🍻
Another great video. All fantastic suggestions, most of which I already follow. Although I'm not retiring for 5 years or so, I've been laser focused on prolonging my lifespan and my health-span since age 50. Now I'm 55 and in the best health of my life. All we have to work with is health, time and money (if we're lucky) in that order of importance, so it makes sense to protect our health to enable the most fulfilling use of the other two. I'm a lifelong car enthusiast, so I recently purchased a Mazda Miata convertible 6-speed back in June and I had a blast driving it all summer. It'll be nice to already own a fun sports car when I retire, I'm even considering doing some amateur racing, but not until I take some competition driving lessons. I am so ready for retirement!
Sounds like you are living your best life! The Mazda Miata sounds a lot of fun we can’t wait to get a fun car 🚗🍻🙂
Some very good tips, thank you for sharing. I just turned 68 on October.27th. You are such a nice couple and I appreciate and enjoy your videos. I live in Montreal and have used public transportation all my life. 😊❤
It’s great to hear from Montreal! 🍁Happy Belated Birthday 🥳🌺
Hi Tina and Norm. I have enjoyed your videos for several years now. I appreciate the idea of spending, but I do worry about my care when I am no longer able to (US citizen). I don’t recall you talking about elder care, is that not a concern in Canada? Or, do you have it otherwise planned for? If not a brief explanation, maybe an idea for a future video. 🙂
Great idea!
We, Americans have a for-profit healthcare system, so we worry and worry unendingly. It Sucks.
A Mustang is a great choice. That's my daily driver and I hope to hang onto it forever :)
It sounds like you have a great car, and a great attitude! 🙂☕️ We cant wait to get one Cheers 🙂🍻
Thanks for all the great ideas. Hope you both are having a wonderful Thanksgiving!
Thanks, we had a great Thanksgiving too! Happy holidays!🇺🇸🙂🇨🇦
Thanks, the hubs just retired in October. We love it already. I've been watching you two for several years. You helped us get our plan together.
Enjoy the Mustang , I did a commercial for Mustang back when I was young and cute. I loved mine.... nice power.
It's great to hear you're enjoying retirement and thanks for watching us! 🍻🙂
We loved our trip to the Amazon and Peru with Gate 1 and are going to Mexico's Copper Canyon in 2 weeks. Mike is 75 and going strong. Great points.
By the way, get rid of the old appliances and enjoy your new ones. You don't need the clutter. Wait, it's none of my business.😊
That’s wonderful, have a great trip! 🍹🇲🇽🙂
❤ I enjoy your videos and this was one of my favourites. You are so adorable while being smart and sharing such good information. Thank you.
Your very welcome 🙂☕️❤️
Going to Africa in August!!! Bucket list. So excited. 😊
Sounds awesome 👏🐘🦒🙂
I have the same air fryer from Costco I love it
Great 👍
Good message about the "silent"killer.
Have a great weekend Cheers 🙂🍻
maybe you did a vid already on it - but when you travel how do you handle health insurance? Costs? thanks
We have an annual travel medical insurance we buy from our credit card company
I have never regretted retiring at 44
My wife and I bought a convertible car some 8 years ago and it is a large part of our leisure time - it’s as nice having the roof down in the winter as it is the summer in our view, as long as you spec the car with heated seats and heated steering wheel. We will never now be without a convertible - always wear a pair of glasses when driving tho as stones and grit with the eyes etc. also have a lovely sports car too and together they keep my wife and I young……hopefully!
That is awesome! we are looking forward to getting a convertible car 🙂❤️
I took a 'safari' in Pattaya... it was pretty good
Sounds great 🦒🙂🐘
Glad your rich enought to do this - thank you, seems most cannot reach this goal - thank you
We lived pretty frugally , the plan was always to sell our house and invest the money 💰 which we did to help fund our retirement Cheers 🙂🍻
Many of people can tho and their advice about how one might go about it is very true- everyone needs to save money (invest a portion of every paycheck) starting as young as possible. And, many of us live frugally and care careful with what we spend money on- during our child raising years. Great job Tina and Norm!
Thanks Marilyn have a great weekend 🙂🌺🍷
Great suggestions guys. Your hair is gorgeous Tina. Loving the Def Leppard tee shirt Norm. Plenty of food for thought in this video, as always. I'd love a convertible! Keeping in touch with ex colleagues is cool. Lunch or breakfast out with friends is excellent advice. I do this. Getting to the movies is great too, keeps you in touch with modern culture/current affairs. Im thinking of getting a new laptop. Black Friday might help with that!!! Speaking of air fryers..... should I get one? That unit sounds and looks great! All in all, another thoroughly enjoyable and informative video. You're on fire!!! 🔥 Keep it up. 😊😊
Thanks for the compliment! Norm got a new laptop this year, as his last one bought on 2013 was not getting updates. We like the air fryer because it’s a mini oven and saves lots in electricity and in summer doesn’t heat up the kitchen. Good luck with your decisions and thanks for watching.
Cool! That will be an awesome trip. Me and my family are taking the leap. We sold our home in Ontario and are heading to paraguay. We have never been there before and we dont know anyone from there. It is our crazy adventure.
Oh nice! A convertible! The wife and I would have liked to get one if we would have stayed in Canada. I really don't like driving though. There are way too many bad drivers out there.
Good luck we are looking forward to getting a convertible car 🚗🙂
Norm I researched the MX-% for years and test drove it. My neighbor the retired MP detective Claude had a 1017 MX-% and ordered a new one in 2025. The problem is that this car is perfect after 25 years of design but ......the noise off the road is 80 DB so it has damaged ears and if you like music or want to wear ear plugs or sound defining then it's NOT your new toy.
But , maybe some other car ??
We love that drive along the superior mountains from the sault to Wawa and Thunder bay.
Thanks for sharing wouldn’t of thought about that 🙂
Love this!! Thank you! 😊 👍
Glad you enjoyed the video! 😊🍷
We did a trip to Egypt and Jordan 3 weeks ago! Planning to do a safari in 2026!
Wow that sounds great was it a tour that you went with if so which company did you use ? Cheers 🍷🙂🌺
My splurge for Black Friday I bought a metal detector for my new hobby. Off to find that buried treasure!
Sounds like fun! Happy hunting! 🍻🙂
What company did you book with for your Galapgos Islands trip?
Exoticca 🙂
What brand Air fryer did you buy?
Air Fryer geni.us/fBNsWP6
Loved your show today and loved seeing you two joking around and having so much fun!
Glad you enjoyed the video! Cheers 🍻🙂
After buying lots of duplicate items, one use items I look forward to the future "How to Downsize" video.
We think it’s called being prepared 😂😂
It’s becoming increasingly obvious that your channel is geared towards the extremely affluent senior, not the average Canadian pensioner. Most people can’t risk spending their savings on frivolities such as fancy cars, expensive trips, or wasteful consumerism buying throwaway home goods without a care for the environmental impact they leave for their grandchildren to clean up. I posit that most of us have to worry about the quality of care we’ll receive in our final years and must hold onto our money as long as possible.
We try to offer a mix of ideas and acknowledge that what one person considers a necessity, another person might consider a luxury.Having lived frugally all the time we were raising our family , and Norm having had a major Cancer illness we are just trying to enjoy our retirement.
You don’t really know us and sorry you feel this way 🌺
I love your ideas! ❤
Thank you! 😊
Wise words as usual! Thanks!
Thanks for watching! 🙂 🍷
I would love to see that coffee bar with all the appliance
We actually posted a photo of it on our community page today 🙂🌺
Great video thank you! Can’t wait to see you driving the convertible 🚘
Thanks Patty we can’t wait either! 🚗🍻🙂
Very funny to hear the two of you talking about buying stuff. On the other hand, buying $400 worth of stuff is less than you spent on tips for your trips last year. Kudos to you for your good fortune and sharing your stories with us. Did you really buy a mustang convertable? I live 500 miles south of you and would not consider it.
The car is coming this summer 🙂thanks for watching ☕️
"All that wind on your hair Norm!"
😂😂😂
Maybe Tina’s 😂😂
Great video! I can’t wait to see your convertible when you get it.
We will film it very exciting 🚗🙂
I would like to spend and enjoy life but I live In California things are priced so high it’s scary,I know on the national news channels says inflation is slowing not here!gad is still a,most 6.00 per gallon,my car insurance went up 30 percent,Saw two pounds of strawberries for 9.99!cant afford to run my heater in the winter,I only run it when needed the cost keeps going up almost monthly.So yes I am to scared to spend any of my retirement funds.Seems safer to sit on the sofa and do nothing!
Sorry to hear your prices are so high , is it an option to move to another state to save money , we moved 6 hours away to retire Cheers 🇺🇸🙂🇨🇦☕️
When I retired 18 years ago, I moved to a smaller community in the same state. That move got me a nicer house and cut my monthly expenses by a third. Property taxes are also much lower by leaving the city. Love it!
i bought a convertible but i keep it florida but my most fun was a mini converible i keep in canada ( sold it) was cheap to run
canada is great for car had no winters on the clock
A convertible in Florida sounds like a dream! ☀️ we are looking forward to getting one 🍻🙂
Lived in South Africa for six yrs, beautiful country,travelled all over the African continent, and we have a sports car sitting in the garage lol
That's awesome that you've been able to travel and enjoy a sports car!
I would have fun with the money but I would certainly leave the bulk of my money to my grandchildren. Then they could possibly buy a home for cash and have a completely different financial future. What a gift that would be!
Do gifts to yourself
I am tired of all the self sacrifice seniors make for their children, take care of yourselves first.
Hi Norm and Tina: Music is my passion with attending live music and my audiophile systems. We just bought two new air fryers and an Insta Pot. A Mustang sounds amazing. Die with zero! Cheers from Jamaica.
Enjoy Jamaica 🇯🇲 Paul first snow ⛄️ back here brrr 🥶🙂
I retire in 18 months. I worry about my investments with all the political upheaval, so I hope the market doesn't collapse. There are some wild times ahead unfortunately.
Very true
i have had plan of stop driving by age 70 and counted on robot taxi be readily available by then.
We still love driving 🚗🙂
One car + fun car. Working toward it. We both love old cars and I think a 60s/70s muscle car is in the cards for Spring.
Regarding yoga, if a guy is not into the social aspect of yoga, there are some excellent male yogis on YT if you prefer to practise solo.
Great idea thanks for sharing 🚗🙂🍻
Thanks Tina / Norm! Can you share the name of the company (if you have it) that your friend took for the African Safari?
Hi Franco Our friend used Approach Tours
Thank you very much for the reply! Appreciated!!
@@FrancoDellOvo just got back from a 33 day trip to South Africa, Zimbabwe and Mozambique, with 11 days of Safari on 3 private game reserves. Not a single glitch; all transfers worked perfectly. The company that arranged it is called Outbound in Africa. I would highly recommend them.
I wouldn't count on the exceptional sharemerket returns of last 1-2 years being repeeated every retirement year to come. At some stage will be a bear market in which retirees will have to still spend on all these great spending ideas as net worth remains static or decreases. aside from spent amount.
Everyone feels buoyant and clever in a strong market. Asset allocation and spending buckets things to consider for all market returns.
Thanks for watching 🍻🙂
Spend! Spend! Spend! Leave the CRA with $0
Truly boom times folks. DJIA up nearly 10,000 points in a year! Portfolio up over 25%!! 🤤 💰
You can’t control 1) Time 2) Your Health. The Grime Reaper will call when you least expect it and your money becomes immediately useless. 💀
😊 🤓
Isn’t that the truth that’s we say if you can afford to then just retire as we don’t know how long any of us has Cheers 🍻🙂
@
Go out swinging on your terms and leave nothing on the table. Zero regrets.
I started collecting luxury Swiss watches to pass down to my grandson someday.
Sounds like a great plan for the future! 🙂☕️
Youngsters don’t wear watches. 😢
Maybe a car tour of every Giant Tiger in Ontario, then find your way to the new "Gordie Howe" bridge, take that across to the Detroit suburbs find your way to "Thai City" in Westland (carry out only ) hunt down a picnic table in a park someplace and dig into a #4 Chicken mild or mild plus spice level off their pink menu (although all of their dishes are outstanding) , the meat is so tender you'd swear you're eating cat.
A CAT? 🙄😯😝🙁 nooooo...
That sounds like a great trip! 🚗🍻🙂
Take a SKI (Spend our Kids Inheritance) trip!
Too funny 😂😂😂
Norm & Tina, do you find you are more relaxed about spending your retirement savings money now than when you first retired or even just more relaxed than even 5 or 6 years ago? I think that happens with many retirees, after a time they realize that "running out of money" really isn't an issue, but the secret is not to wait until it's too late and perhaps you don't have either the energy or the health to pursue those things you had dreamed of doing. Have fun with that Mustang!
Totally true David great comment and yes we are now more relaxed Cheers 🍻🙂
@@ThisIsOurRetirement Maybe it would be helpful to other to understand how you got to this more relaxed state on spending. I think for many retirees it's a hard thing to accept that after decades of "saving for the future" now you need to transition to being a spender. It's a huge mindset shift.
Totally agree a huge mindset shift we have tried to cover this in a few of our videos 🍻🙂
Driving around in a convertible wouldn't bring me any joy but imagining the wind in Norm's hair did bring mirth. We see the same asset accumulation issue after 10 years of retirement and even after spending like drunken monkeys the past 3 months on a major remodel including kitchen, we've got a greater net worth today than we did before starting the project. The one caution I would bring up is to be very aware of sequence of returns risk and to manage it early in retirement if need be. We were lucky to retire at a low risk time and didn't need to.
Glad things are working for you it’s amazing how you can spend and your money 💰 goes up 🍻🙂
Money is to be made. Youth never comeback 。
Very true 🙂🌺
Sports car is on my list! So much fun.
Enjoy life and get that sports car! 🏎️ we are looking forward to getting one 👍🌺