I totally feel that income comparison thing. Recently went from 50 to 75k and already starting to think about the next step in income because of how much some friends in the same industry are making. While healthy comparison is good for motivation, it’s important to not let it take away from what you’ve accomplished. We’re all on our own journey!
congrats on your raise!! i completely agree with what you said 💚 so important to be grateful for our journey and learn to be satisfied while still working for the future
I totally understand your feelings of lack. I have them too. When my husband and I did our taxes this year, I was shocked to find out that I made 6 figures and didn’t even know it. I have a regular job and a side hustle. It was the side hustle that put me in my 6 figure number. I still feel like I don’t make enough and I’m working on feeling happy and satisfied with my regular job income. I don’t plan on side hustling forever. I’m working on feeling comfortable with my one income.
@@s.c.h6512 My side hustle is teaching. I teach a 7 week CNA class. Lots of places need teachers. So I would start with what you know. Then find out what qualifications you need to teach it.
With the exception of cash envelopes, it truly feels like I’m watching myself budget. So relatable and realistic. I do most of the same things when I budget and it is so freeing.
Hey Zoe! I was wondering if you could do some more indepth videos about how you stick to your grocery budget? I’m always so impressed that you come in under budget quite often. This is the hardest category for me to not overspend on. As always, love the video ❤
hii!! yes great idea 💖 a few quick tips in the meantime: - go to the store more frequently and only buy what you need - avoid "super stores" as they are filled with so much temptation (some of the superstores here have clothes, homewares, etc. and it's easy to get distracted) - avoid buying snacks like chips, crackers, cookies as these tend to be expensive (and unhealthy lol, although delicious)
YES for the new camera which means a lot of long videos 👏 another month in which you did amazing Zoe! I really like how you separate your earnings in different accounts and categories, it does make sense and it feels organized ✨️
Thank you soooo much for your vulnerability to share these numbers with us!!!! (I hope this doesn’t come off the wrong way but) I’ve been budgeting for a while and trying to build up an emergency fund and always wondering if the number I had was “enough”, so seeing that I have a similar amount to you just made me so relieved bc I really admire you! And I think it’s really brave of you to publicly share your finances like this online so thank you thank you thank you! ❤
Hiii thank you 💖💖💖 so glad you got comforted by hearning the numbers! I know how stressful it can be when people are like “your emergency fund should $XYZ” and you’re like ok but even just saving up $X is a lot! I’ll see comments from time to time saying $10k is not enough but at the end of the day its not a science, it’s about a number that makes you feel safe and confident (in my opinion 🤪) xo
There was a great podcast on the art of manliness about contentment and he mentioned that we can identify what feels wealthy to each of us. Spending more money in those areas that make us feel wealthy will increase our happiness versus spending everywhere. For example if you are happy buying books and going to Vermont each year that can feel wealthy for you versus spending money on things you don’t
in regards to your credit card bills, you can possibly call your credit card company and ask what can be done about lowering your APR, sometimes they can do that for you so its not at 25% especially if youve got a good FICO score and a great track record of paying off your credit card o:
I do month ahead for fixed expenses as well & it's a game changer!! I see too many people have to use an entire paycheck + for rent and are just broke for the rest of the month.
I'm a 20 year old guy who is saving up to finance a 3 year old truck, about to move out my parents place once I get the truck in a few months. Iv got a full time job as a carpenter and a part time job in the army, once I get the truck I gotta figure out how to start my own lawn maintenance business. Between a full time career, a part time job in the army, about to finance a vehicle, about to move out (meaning new bills and expenses)... my life has been a little bit stressful lol, but this video has been so incredibly helpful by educating me on how to create a budget that applies to a weekly, monthly, and yearly breakdown. Thank you for making this video, I feel a lot more confident in my ability to make all the things going on in my life work!
Hi!! This is so amazing, you're going on an exciting new journey! I'm so glad the video was helpful. Sounds like you are on a great track to success - it may be stressful but you will get through it and it will all be for the best. Good luck!
Love your videos as motivation. I do cash budgeting my sinking funds and have a separate account for everyday spending, cause it works for me. But I always love to see that there are also pepople who can not stick to budget every time so i dont feel a failiure. Sometomes life happens and seeing that it happens to someone else as well makes me feel less stressed about money.
YAS Zoe 🎉 smashing it as usual. I had so much anxiety this month and procrastinated even doing my budget.. would love tips on feeling financial stuck in the way you organise💰. I did it though because of your video and even booked myself into taking part in a car boot sale this weekend to earn some more on the side ❤❤
My lack of experience managing my own money made me too anxious and careless about it. Watching this type of videos really teach me a lot. Also, about comparison, I can relate. Unfortunately, seeing people everywhere living a luxurious lifestyle (specially on social media) impact so much. My anxiety over money has always been about how can I live up to unclear and delusional dreams of mine, when those dreams itself are products of other people's lifestyle and what they show, not what I really want. Anyway, loved the video! Keep up with your amazing work ❤
What a wonderful experience to see your budget reset this afternoon. I was just doing mine. I love, love the cash envelopes. I use mine for variable expenses. Enjoy June !!
I just got my LV bag this month, so when you said you were saving up for that, I FELT IT! I hope you reached your goal, since I'm watching this video 5 months later lol.
I don’t even keep the app for my savings account on my phone. I like to set it and forget and let it be out of site so it’s out of mine. Such a great surprise when I check around Christmas and I allow myself to buy one thing to treat myself. I brought a iPad Air last year, a Ruby ring the year before and before that I took myself out to a fancy restaurant!
i love your videos! i don't use a cash budget but your videos really helped me with my money mindset. been working on my relationship with money and my budget for about year now and im proud that even tho i got laid off this year i don't feel pressure or a ton of worry about money taking a pay cut. PS i love the maggie cam haha
Im starting over new to help me pay off my debt. since i dont want to spent money on pretty covers and sheets i am now crafting some to encourage my "aww its PWETTY" part of the brain to actually helping me out here :D
looooving the new camera! looks beautiful. these videos are also so helpful & I've even been able to share with my friends and heard great feedback from them. thank you so much for these!
I am exactly the same as you when it comes to having different accounts for different goals and purposes. I made this change in the summer and it has helped keep me more organized and accountable with my finances. Thanks again for the great content Zoe!
I feel like I noticed your video quality was even better than usual today, and then you said you bought a new camera! I think it makes a difference! ☺️📸
Hi Zoe Just started watching your channel, but I can’t wait to see your journey! I’m also on my own journey as well seeing my parents, struggle with debt and not knowing how to manage finances I want to do better in my life and not have to live paycheck to paycheck ,While still enjoying the finer things in life And I think being mindful about our spending is important because it’s largely connected to our mindset and emotions. Once I realize that I haven’t looked at money the same ❤❤❤❤ can’t wait to see more of your Content.
Don’t they say comparison is the thief of joy? In any case I totally struggle with that too, especially when our family was living in a very high cost of living city, going to my kids friends houses while we were renting an apartment, etc - it is so hard!
Hi Zoe! Thank you so much for this video. How do you factor in rent or mortgage? Or how does the cash envelope system factor in when your bills are greater than your current income?
hi!! i only use the cash for my day-to-day spending, so my rent and bills come right out of my bank account. If my bills are higher than income, I would see what I can cut out from the cash budget (ie reducing "treat yourself" or going cheaper on groceries, etc.)
HI! Thanks for sharing it with us. Just one little thing.... Ive been trying to download the google sheet on excel but it's not compatible. Do you have another format that would? Ive been looking for this kind of organization for tracking my finances and yours is absolutely incredible. I would feel so disappointed that couldn't use it only because I can't download it... ♥ ♥ your content is awesome
I really enjoyed your video so much! thank you for sharing your financial tips. Are there more tips to be thrifted(? sorry my english is not perfect😅)?
Only half way in & wanted to say that some people that look like they are doing well financially - have finances that are in the toilet (Caleb hammer did a budget audit on a manifesting influencer recently that was like that)... and plenty of people who have 6-figure incomes also barely make it from pay to pay - because they are not careful...
I am so thankful for your video .. I was too thinking about about money wise.I live in NYC I make enough money as caregiver around 80 k. But then when I compare with my friends who make more then 100k I let I am not enough .I always think I am so grateful I am so happy being as caregiver love my job I saved around 2k every month no debt . Thank you so much for this video it really feels good we are in same boat .never enough but I am glad I am happy and I love kids
Hii!! I've actually not read many money books. I listened to "The Psychology of Money" and I really liked it! I want to read rich dad poor dad but I've been saying that for years 😂
Will you try getting one month ahead? This is when you use this month's income for next month. You can start by saving a month's expenses and then get ahead a month.
Thanks for increasing my knowledge in personal finance and investment, I recently subscribed to your channel. I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this recession. My husband and I are both retired and debt-free, and we're living smart and frugal with our money. Despite the recession, we're still earning passive income thanks to our savings and investments in the financial market. Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it."
never too late!! main benefits are reduced spending and more control over where (and which categories) you are spending your money. You can get started for $2 if you use paper envelopes, worth a try for one month!
Hi! I only carry what I need with me (before I leave the house I think about where I'm going / what I might spend on) so I don't feel anxious or vulnerable :)
Love love this method. Please tell me you’re actually making more than 1% on your taxes savings account though 😢 cash gets you over 4% now in high yield accounts! ❤
So, do you just do direct deposit for all income and then go withdraw what you need for cash envelope/monthly budgets once a month? To be clear xx Or do you do income by checks?
loved the monthly money videos as usual. and love the camera angles!! (maggie cam lol) but i would love to get more details, as a fellow montrealer I'm curious where your dining out is going!! lol
yess! its so hard because I film for so long and edit it down to 30-40 minutes 😂 theres no time to cover it all! BUT your comment made me think of maybe doing a separate “what i spend in a month” monthly vid to accompany the money resets… what do you think? 💖
Be content with what you have. That's the Christian way. It's OK to work for more, but stay content if more doesn't come. When you are content, more usually comes to you on its own.
What bothers me about these influencers on UTube is thst itvseems they are trying to keep up with one another It’s so exhausting It seems it all about stuff
too much talking about context and sounds slightly apologist....I think you have a great presence and message. Suggest you not "teach" and reference "it's easy for us to" and stick to "I do this" and "I learned this" --- avoid the language of superficial influencers, which I think you are far beyond and have much more to offer. Great job otherwise.
what do you guys think of this new format?! 💚💸
Omg I loooveee this format!!
LOVE IT ❤️
💙💙 it and anything u do
💯
Video format 100000/10
Your videos became part of my exposure therapy to heal my money anxiety. Thank you so much!
same
💖💖💖 proud of you!! keep at it!
same! the part about not focusing on how much you make and learning to be satisfied about what we have now really hit home
Same !
Same ^^
I totally feel that income comparison thing. Recently went from 50 to 75k and already starting to think about the next step in income because of how much some friends in the same industry are making.
While healthy comparison is good for motivation, it’s important to not let it take away from what you’ve accomplished.
We’re all on our own journey!
congrats on your raise!! i completely agree with what you said 💚 so important to be grateful for our journey and learn to be satisfied while still working for the future
I totally understand your feelings of lack. I have them too. When my husband and I did our taxes this year, I was shocked to find out that I made 6 figures and didn’t even know it. I have a regular job and a side hustle. It was the side hustle that put me in my 6 figure number. I still feel like I don’t make enough and I’m working on feeling happy and satisfied with my regular job income. I don’t plan on side hustling forever. I’m working on feeling comfortable with my one income.
wow!! thank you for sharing 💖 i can deff relate
I need additional tips from you. I need a second income and I'm single
@@s.c.h6512 My side hustle is teaching. I teach a 7 week CNA class. Lots of places need teachers. So I would start with what you know. Then find out what qualifications you need to teach it.
I love that you are in Canada!! It is so hard to find relatable canadians on youtube!
I really love how honest and open you are about your feelings 💜
thank youu 💖
With the exception of cash envelopes, it truly feels like I’m watching myself budget. So relatable and realistic. I do most of the same things when I budget and it is so freeing.
love it!! 💖
I agree she vocalized my whole entire subconscious thought process about money
Hey Zoe! I was wondering if you could do some more indepth videos about how you stick to your grocery budget? I’m always so impressed that you come in under budget quite often. This is the hardest category for me to not overspend on. As always, love the video ❤
hii!! yes great idea 💖 a few quick tips in the meantime:
- go to the store more frequently and only buy what you need
- avoid "super stores" as they are filled with so much temptation (some of the superstores here have clothes, homewares, etc. and it's easy to get distracted)
- avoid buying snacks like chips, crackers, cookies as these tend to be expensive (and unhealthy lol, although delicious)
Thank you for this!
ah wow this is amazing!! it may take a few months but stick with it and soon you'll be flying 💖 you got this!
YES for the new camera which means a lot of long videos 👏 another month in which you did amazing Zoe! I really like how you separate your earnings in different accounts and categories, it does make sense and it feels organized ✨️
yessss!! I've got some good ones coming up 💖 thank you for the kind words!! xxoo
Thank you soooo much for your vulnerability to share these numbers with us!!!! (I hope this doesn’t come off the wrong way but) I’ve been budgeting for a while and trying to build up an emergency fund and always wondering if the number I had was “enough”, so seeing that I have a similar amount to you just made me so relieved bc I really admire you! And I think it’s really brave of you to publicly share your finances like this online so thank you thank you thank you! ❤
Hiii thank you 💖💖💖 so glad you got comforted by hearning the numbers! I know how stressful it can be when people are like “your emergency fund should $XYZ” and you’re like ok but even just saving up $X is a lot! I’ll see comments from time to time saying $10k is not enough but at the end of the day its not a science, it’s about a number that makes you feel safe and confident (in my opinion 🤪) xo
There was a great podcast on the art of manliness about contentment and he mentioned that we can identify what feels wealthy to each of us. Spending more money in those areas that make us feel wealthy will increase our happiness versus spending everywhere. For example if you are happy buying books and going to Vermont each year that can feel wealthy for you versus spending money on things you don’t
in regards to your credit card bills, you can possibly call your credit card company and ask what can be done about lowering your APR, sometimes they can do that for you so its not at 25% especially if youve got a good FICO score and a great track record of paying off your credit card o:
I do month ahead for fixed expenses as well & it's a game changer!! I see too many people have to use an entire paycheck + for rent and are just broke for the rest of the month.
it's the bessst feeling!!
When summer begins I always get a bit of fomo, especially if I'm focusing on finances a bit more. You're not alone.
i feel this!!!
I think jealousy is a natural part of our human psyche. And it's healthy to acknowledge these feelings to ourselves and not denying it. Great content!
thank you!!
I'm a 20 year old guy who is saving up to finance a 3 year old truck, about to move out my parents place once I get the truck in a few months. Iv got a full time job as a carpenter and a part time job in the army, once I get the truck I gotta figure out how to start my own lawn maintenance business. Between a full time career, a part time job in the army, about to finance a vehicle, about to move out (meaning new bills and expenses)... my life has been a little bit stressful lol, but this video has been so incredibly helpful by educating me on how to create a budget that applies to a weekly, monthly, and yearly breakdown. Thank you for making this video, I feel a lot more confident in my ability to make all the things going on in my life work!
Hi!! This is so amazing, you're going on an exciting new journey! I'm so glad the video was helpful. Sounds like you are on a great track to success - it may be stressful but you will get through it and it will all be for the best. Good luck!
Love your videos as motivation. I do cash budgeting my sinking funds and have a separate account for everyday spending, cause it works for me. But I always love to see that there are also pepople who can not stick to budget every time so i dont feel a failiure. Sometomes life happens and seeing that it happens to someone else as well makes me feel less stressed about money.
exactly!! its impossible to forsee everything that might come our way and thats ok 💖
You're doing a great job opening more discussions around money and improving your money habits!
Can’t wait to see which LV bag you end up getting once you fill up your savings envelope 💓
hehe i might have to get some advice from the designer bag 👀👀💖
The perfect treat on a Friday afternoon while I wrap up my workday ❤❤❤
yayy!! 💖
I'm so stressed out when it comes to money. Thank you for this great ideas❤
YAS Zoe 🎉 smashing it as usual. I had so much anxiety this month and procrastinated even doing my budget.. would love tips on feeling financial stuck in the way you organise💰. I did it though because of your video and even booked myself into taking part in a car boot sale this weekend to earn some more on the side ❤❤
ah wow thats great!! i deff feel stuck from time to time so I’ll talk about this in another video 💖
love that you starting your budget process with a coffee treat! so indulgent and combines fun with responsibility! x
I tend to only compare myself to my previous self. Im not really fussed if people are "ahead" of me as long as i am improving.
My lack of experience managing my own money made me too anxious and careless about it. Watching this type of videos really teach me a lot.
Also, about comparison, I can relate. Unfortunately, seeing people everywhere living a luxurious lifestyle (specially on social media) impact so much. My anxiety over money has always been about how can I live up to unclear and delusional dreams of mine, when those dreams itself are products of other people's lifestyle and what they show, not what I really want.
Anyway, loved the video! Keep up with your amazing work ❤
thank you so much 💕💸 so glad you enjoyed the vid!
What a wonderful experience to see your budget reset this afternoon. I was just doing mine. I love, love the cash envelopes. I use mine for variable expenses. Enjoy June !!
amazing!! thank you for watching 💖 happy June to you too!
I just got my LV bag this month, so when you said you were saving up for that, I FELT IT! I hope you reached your goal, since I'm watching this video 5 months later lol.
Just found your account, binged like 5 videos while gaming. Definitely subscribing. Your voice is so soothing ❤
I am so grateful for coming across this video. Definitely needed these tips
so glad you enjoyed it!!
I don’t even keep the app for my savings account on my phone. I like to set it and forget and let it be out of site so it’s out of mine. Such a great surprise when I check around Christmas and I allow myself to buy one thing to treat myself. I brought a iPad Air last year, a Ruby ring the year before and before that I took myself out to a fancy restaurant!
wow love this!!! 💖
i love your videos! i don't use a cash budget but your videos really helped me with my money mindset. been working on my relationship with money and my budget for about year now and im proud that even tho i got laid off this year i don't feel pressure or a ton of worry about money taking a pay cut. PS i love the maggie cam haha
this is incredible!! so proud of you 💖
Hi Zoe! Would love to see a video covering all the different accounts you have across different institutions 🥰
Im starting over new to help me pay off my debt. since i dont want to spent money on pretty covers and sheets i am now crafting some to encourage my "aww its PWETTY" part of the brain to actually helping me out here :D
looooving the new camera! looks beautiful. these videos are also so helpful & I've even been able to share with my friends and heard great feedback from them. thank you so much for these!
ah wow this is amazing!! thank you for sharing my vids with them 💖
I am exactly the same as you when it comes to having different accounts for different goals and purposes. I made this change in the summer and it has helped keep me more organized and accountable with my finances. Thanks again for the great content Zoe!
amaaaazing!! 💖
I love the money talk at the beginning of the video. I have ben busy and am finally catching up on the videos I missed. 🥰
also- you are making so much progress Zoe!! CONGRATS!
thank youu 🤍🤍🤍
I feel like I noticed your video quality was even better than usual today, and then you said you bought a new camera! I think it makes a difference! ☺️📸
yayy thank you!!
Money talks are the best! I feel like we’re friends chatting about money lol
yayyy thats the goal 💖💖
this was suchhh a good video! I really enjoyed the reflecting part of the video, keep up the great work ♡
thank you so much! 💕 so glad you enjoyed!
Hi Zoe
Just started watching your channel, but I can’t wait to see your journey!
I’m also on my own journey as well seeing my parents, struggle with debt and not knowing how to manage finances I want to do better in my life and not have to live paycheck to paycheck ,While still enjoying the finer things in life
And I think being mindful about our spending is important because it’s largely connected to our mindset and emotions.
Once I realize that I haven’t looked at money the same
❤❤❤❤ can’t wait to see more of your Content.
so amazing!! I'm really happy to have you here 💖
Just found your channel 😀 So nice to see financial content from a fellow Montrealer. New Subbie here 😊
ah yay!! so happy to have you here 💖
❤glad your putting away for your Retirement account!!!
Don’t they say comparison is the thief of joy? In any case I totally struggle with that too, especially when our family was living in a very high cost of living city, going to my kids friends houses while we were renting an apartment, etc - it is so hard!
yesss comparison is the theft of joy!!
It’s how the dog 🐶 is looking at her coffee for me 😅
hehehehe
Thank you, for being so transparent with us. 😊
💖💖💖
Thanks for this video Zoe!
thank you for watching 💖💖
Love love love this detailed budget video!!! This video is exactly what my OCD needs 😅
yayyy💖💖💖
Just found your channel. Love! New sub. ⭐️
bruhhh, loved this video smmm!!!! you have yourself a new sub!
yaaayy thank you!!!
I really love your budgeting videos! ❤❤❤❤❤❤
thank you Maryam!! 💖
Hi Zoe! Thank you so much for this video. How do you factor in rent or mortgage? Or how does the cash envelope system factor in when your bills are greater than your current income?
hi!! i only use the cash for my day-to-day spending, so my rent and bills come right out of my bank account. If my bills are higher than income, I would see what I can cut out from the cash budget (ie reducing "treat yourself" or going cheaper on groceries, etc.)
I usually can't sit through a long video, but I always do with your videos! keep up the great work
ahh that makes me so happy, thank you 💖
Thank you for the video Zoe!
Montreal represent!!!
Good stuff. I may steer my cash envelopes again because of you, lol.
amazing!!
Use a high yield savings if you want, I use ally, it’s 4% right now. I think the apple savings account is 5%
Love this new video!😊 It's so interesting to see how you do your finances
thank youuu 💖💖
HI! Thanks for sharing it with us.
Just one little thing.... Ive been trying to download the google sheet on excel but it's not compatible. Do you have another format that would? Ive been looking for this kind of organization for tracking my finances and yours is absolutely incredible. I would feel so disappointed that couldn't use it only because I can't download it... ♥ ♥ your content is awesome
I really enjoyed your video so much! thank you for sharing your financial tips. Are there more tips to be thrifted(? sorry my english is not perfect😅)?
Only half way in & wanted to say that some people that look like they are doing well financially - have finances that are in the toilet (Caleb hammer did a budget audit on a manifesting influencer recently that was like that)... and plenty of people who have 6-figure incomes also barely make it from pay to pay - because they are not careful...
very true!!!
the dog is such as great listener
Yes!
I am so thankful for your video .. I was too thinking about about money wise.I live in NYC I make enough money as caregiver around 80 k. But then when I compare with my friends who make more then 100k I let I am not enough .I always think I am so grateful I am so happy being as caregiver love my job I saved around 2k every month no debt . Thank you so much for this video it really feels good we are in same boat .never enough but I am glad I am happy and I love kids
💖💖💖 if you love your job i think that is sooo much more important than the salary amount. sounds like you are doing amazing!
Good stuff. Thanks for sharing!
Great video - thanks for sharing! Any tips for budgeting and a joint account?
that's what I am trying to get to one month ahead
You background looks gorgeous! The couch is stunning 😍
thank you so much!! 💖
zoe! I'm sure you mention this in a different video, but what are your favorite money books?
Hii!! I've actually not read many money books. I listened to "The Psychology of Money" and I really liked it! I want to read rich dad poor dad but I've been saying that for years 😂
hello i live in south africa but i know montreal once stayed there near eaton mall
I still don't understand how to get my 1 month ahead. if someone can explain
Hi Zoe, I'm Tom. I'm just wondering how to become a newbie freelancer. Please share your idea on it! Thanks 🙂
what , first time i find someone from Montreal, i'm from Longueuil :D !!!!
hiiiii!
I really enjoyed your video ❤
There's a digital version of this wallet management system. Much more effective and convenient. Who the heck takes out cash in 2023? 😂
haha i take out cash and i looove it 🥰
I really enjoyed watching your video. New subscriber here. Have a great weekend!
yay thank you so much!!
‘There’s so much to life than money’❤
yesss 💖
Will you try getting one month ahead? This is when you use this month's income for next month. You can start by saving a month's expenses and then get ahead a month.
I'm already one month ahead for my basic expenses and I love it!
Thanks for increasing my knowledge in personal finance and investment, I recently subscribed to your channel. I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this recession. My husband and I are both retired and debt-free, and we're living smart and frugal with our money. Despite the recession, we're still earning passive income thanks to our savings and investments in the financial market. Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it."
So happy for you
thank you!!!
I never done the cash envelop method. I wonder if it's too late into the budgeting process or should one do it and what are the benefits?
never too late!! main benefits are reduced spending and more control over where (and which categories) you are spending your money. You can get started for $2 if you use paper envelopes, worth a try for one month!
Hey, don’t you already have a Louis Vuitton Nano Speedy?
it's fake 😂 i got it sooo long ago it's embarassing LOL
@@ZoePritchard lol fooled me 🥹🥹🥹
Would you keep the budget wheel the same at $5000 , pluse
Zoe do you ever get anxious carrying so much cash?
Hi! I only carry what I need with me (before I leave the house I think about where I'm going / what I might spend on) so I don't feel anxious or vulnerable :)
@@ZoePritchard thank you! I'd love if you could od a video or segment on things you considered when choosing credit cards and your journey with those.
Love love this method. Please tell me you’re actually making more than 1% on your taxes savings account though 😢 cash gets you over 4% now in high yield accounts! ❤
are you using wealthsimple too? the only higher interest option i see is when you have over a certain amount with them 🥴
@@ZoePritchard Ally and CapOne is two I know have no balance requirements! They have 4.15% as of today!
Stocks and Bonds making a big Buisness or something to for Close.
So, do you just do direct deposit for all income and then go withdraw what you need for cash envelope/monthly budgets once a month? To be clear xx Or do you do income by checks?
Income by direct deposit, then I move the money between my accounts and withdraw once a month for cash :)
@@ZoePritchard thank you!
loved the monthly money videos as usual. and love the camera angles!! (maggie cam lol) but i would love to get more details, as a fellow montrealer I'm curious where your dining out is going!! lol
yess! its so hard because I film for so long and edit it down to 30-40 minutes 😂 theres no time to cover it all! BUT your comment made me think of maybe doing a separate “what i spend in a month” monthly vid to accompany the money resets… what do you think? 💖
@@ZoePritchard yes!!! More more more lol
Sorry, new here. I am confused why rent wasnt in the budget
i dont pay rent in cash! but its in my overall budget:) $875
You said you make 1% on a savings account? So many offering 4-5% (ie. Marcus by Goldman)
im in canada!!
Hi I’m a New subscriber! ❤️ Love this video. So relatable! I’m not sure if you’ve said this before, but what is your degree in?
hiii thank you so much for joining! I graduated with a bachelor of commerce in 2019 (major HR minor Finance) 💖
Which LV bag? And est-ce que tu parles français?
Does she always take these envelope with Herself,.😮
Be content with what you have. That's the Christian way. It's OK to work for more, but stay content if more doesn't come. When you are content, more usually comes to you on its own.
Second
Sone are so snooty
What bothers me about these influencers on UTube is thst itvseems they are trying to keep up with one another It’s so exhausting It seems it all about stuff
too much talking about context and sounds slightly apologist....I think you have a great presence and message. Suggest you not "teach" and reference "it's easy for us to" and stick to "I do this" and "I learned this" --- avoid the language of superficial influencers, which I think you are far beyond and have much more to offer. Great job otherwise.
Only one life twill soon be past, only What's done For Christ will last. All else is meaningless. Ecclesiastes
You Really Need All Those Graphs ? Or You Just Love Crayons 🖍️
This helps me so much, thanks for sharing Zoe! 🤍
so glad it helps!! 💖