Thank you, sir. I really appreciate your efforts towards banking aspirants. I now have clarity on the knowledge I was confused about. Thank you so much.
Sir, if anybody completes cma, then will Top private banks like axis, hdfc can offer me as a credit manager profile? Or ca is mandatory for getting job in credit profile in top pvt banks like Axis, Icici or Hdfc
Hello sir, currently i am working as solution manager for working capital limits from 1.5 years and i wanted to move for credit department. Your videos are helping more to gain knowledge. Thank you
Sir, I am a credit manager (working capital) in AU SMALL FINANCE BANK. I have completed MBA (Finance). I have a campus placement. Many people say that even after experience, MBAs are not hired by big banks. Its true sir, pls guide
Sir i have no words for your working capital viedios. Best thing is because of you i am sucessful in working capital funding.plus now i take best working capital job in Reputed bank because of you sir.
Sir, i am CA Final Group2 cleared but I am struggling in Group1. Now I am confused that whether i should start my career as credit officer in bank or clear my group 1 and then join as credit manager.
@@AnkushJain I took 2 attempts to clear group2 then i have given 2 attempts in group1 and now preparing again. Also can I get a job as credit manager with my current qualification?
I think you can try once more for next November attempt and if that doesn't do then you can think of applying for job. Yes you can be a credit manager however since you will be non ca, initially you may get job in small bank or small department and with experience you can grow further
@@AnkushJain sir one last question I just completed mba from normal college and join Aditya Birla finance as credit manager at salary of 4.6 so after 5 years I can expect 12 to 15 lacs
It is more closer to on field and actual work while audit is mere cross checking of already done work. Here you do the work yourself practically itself. Moreover there is higher scope of growth in terms of salary and grade
Thanks you Ankush sir, currently I am working as a credit officer in Svatantra micro housing finance corporation limited which is a subsdiary company of Aditya Birla Group. After watching your video i get a roadmap of my career as a credit and I know how can i gain exposure and growth in a career. God bless you sir.
Hlo sir, kamal this side, qualified Ca in Nov 20 and currently working as PL product in yes bank, I have to switch from other products like BL / mortgage /Lap. kindly suggest how to switch
Hello Kamal, you can start by switching to micro lap products in small finance banks which fund LAP upto 40-50 lacs. This will be your entry point in secured segment. You can take it forward from there
Dear Sir, Currently I'm Working in Stock broking company as equity adviser, I wanted to shift credit profile let me know how can I shift? it will be very helpful if put comments on this
Sir I am a CA and working as a CFO in a Pvt Ltd Company but I don't have adequate knowledge of Banking or credit facilities and therefore I always feel unsatisfied and undeserving candidate for my position in this company. What should I do sir so that I can prove myself that I deserve to be a CFO of my organisation ?
I m also from a non Commerce background, Joined as off-roll bt Withing 2.8 Years i got 2 Promotions and skipped 2 roles , now i m Area Credit Officer ( AM ) withing that bank ( Leading Big Bnak ) ***you have to prove yourself whatever your qualification is.
@@AnkushJain sir I am currently in nbfc in small ticket size loan and I had dropped ca final and want to work with brand as a bank Getting 25 percent frm current ctc
Numerous vacancies keep on coming. You can apply and get the job. You can also join my telegram group where i regularly post vacancies across. Below is the link t.me/caankushjain1991
Dear Sir Thanks for your words of wisdom. I am currently working as an accountant and have descent knowldge of preparing Indian financial statements, filing returns, etc but working in accounts domain is not much worth of effort and is also quite tedious. I was looking forward ways to enter into credit profile and your video is very helpfull. I am little confused in joining offshore accouting practices which pay very well in popular domains like FP&A, General Ledger, R2R etc or else to start in credit profile. Kindly provide some advice.
Hi sir I am a semi qualified CA and having experience of 2.5 years in credit and 1 year in internal audit. Currently I am working in a mid size bank. Wanted to know CCP, JAIIB, CAIIB is worth doing. Also wanted to know if I pursue distance MBA will it be good decision.
I think you do a post graduation course like an MBA just to add a post graduation degree by your name. Stay in private bank and with that qualification as well, you can flourish
Thank you sir for your valuable suggestions. And is it mandatory to do Moody's certification or Credit Certified Professional if any post graduation degree is not there?
Yeah Anisha. Thank you. Further exclusive videos with other premium topics, with live sessions and live chats shall be available on membership programme. You can subscribe if this seems beneficial to you. th-cam.com/channels/E4CwHclbqMgdYCH6lDQmDA.htmljoin
Aaj ik paid video bnaya tha.. abhi Maine channel membership shuru ki hai rs. 199 per month mein. Jisme live session bhi hua krega th-cam.com/channels/E4CwHclbqMgdYCH6lDQmDA.htmljoin click on above link and proceed further
Sir I am currently working in one of the biggest bank in credit, sir work pressure in banking sector is so high that you compromise your health. No work life balance.
Sir could you please tell - 1. inhand salary of fresher CA as a credit manager. 2. increment % every year 3. avg hike % on switch 4. exit options from credit Thanks!
Thanks sir for your prompt reply. By exit option I meant if a person after working 4-5 years as a credit manager in bank, now want move to industry, what other roles/profiles are available for him
Thank you, sir. I really appreciate your efforts towards banking aspirants. I now have clarity on the knowledge I was confused about. Thank you so much.
All the best
Sir, if anybody completes cma, then will Top private banks like axis, hdfc can offer me as a credit manager profile? Or ca is mandatory for getting job in credit profile in top pvt banks like Axis, Icici or Hdfc
No cma can also be considered
Hello sir, currently i am working as solution manager for working capital limits from 1.5 years and i wanted to move for credit department. Your videos are helping more to gain knowledge. Thank you
Your welcome
Sir, I am a credit manager (working capital) in AU SMALL FINANCE BANK. I have completed MBA (Finance). I have a campus placement. Many people say that even after experience, MBAs are not hired by big banks. Its true sir, pls guide
No this is not true.. if u acquire good knowledge then there is no bar.. during my time in HDFC, my boss was only m.com qualified
Sir, does ICICI Bank hire people with an MBA in Finance who have experienc?
@@taranggagrani8695 yes
Thank you sir
@@taranggagrani8695 👍👍
Thank you so much for sharing such amazing and helpful tips!!💯
Your welcome
Sir i have no words for your working capital viedios. Best thing is because of you i am sucessful in working capital funding.plus now i take best working capital job in Reputed bank because of you sir.
Thank you 👍
Sir, i am CA Final Group2 cleared but I am struggling in Group1. Now I am confused that whether i should start my career as credit officer in bank or clear my group 1 and then join as credit manager.
Since how much time you are trying?
@@AnkushJain I took 2 attempts to clear group2 then i have given 2 attempts in group1 and now preparing again. Also can I get a job as credit manager with my current qualification?
I think you can try once more for next November attempt and if that doesn't do then you can think of applying for job. Yes you can be a credit manager however since you will be non ca, initially you may get job in small bank or small department and with experience you can grow further
@@AnkushJain Thank you sir.
Best of luck
Sir being mba holder working after 5 to 6 years in credit department. How much ctc banks offer??
Around 12-15 lacs
@@AnkushJain sir one last question I just completed mba from normal college and join Aditya Birla finance as credit manager at salary of 4.6 so after 5 years I can expect 12 to 15 lacs
Yes
Sir CA inter, ke liye jiska other fields me experience hai.
Matlab?
Sir which is best profile credit manager or credit audit??
Credit manager
@@AnkushJain but reasons behind this
It is more closer to on field and actual work while audit is mere cross checking of already done work. Here you do the work yourself practically itself. Moreover there is higher scope of growth in terms of salary and grade
@@AnkushJain can we later on switch easily from credit audit to credit manager ??
A bit difficult. Basically you will have to start from zero. Your prior experience in audit will not be counted
Thanks you Ankush sir, currently I am working as a credit officer in Svatantra micro housing finance corporation limited which is a subsdiary company of Aditya Birla Group. After watching your video i get a roadmap of my career as a credit and I know how can i gain exposure and growth in a career. God bless you sir.
Thank you
Hlo sir, kamal this side, qualified Ca in Nov 20 and currently working as PL product in yes bank, I have to switch from other products like BL / mortgage /Lap. kindly suggest how to switch
Hello Kamal, you can start by switching to micro lap products in small finance banks which fund LAP upto 40-50 lacs. This will be your entry point in secured segment. You can take it forward from there
Sir, if stuck debtors is equal to their capital, then case will gona be rejected??or can we do the case?? Please suggest
Should be avoided since his own capital is lost
Pls suggest any book which will be helpfull in developing credit underwriting knowledge
Hands on credit by snowwhite publication
@@AnkushJain thx
👍
Sir start journey in SFB. But sath m koi credit ka course bhi krna chaiye taki hike aachi mil jaye... Plz suggest
No such course in my notice. You should have minimum MBA finance qualification to grow further
@@AnkushJain Done MBA in Finance, but wo timeline to beat kaise kre ki monetary growth aachi ho.
It's just depend on extra efforts and how quickly and accurately you learn
Dear Sir,
Currently I'm Working in Stock broking company as equity adviser, I wanted to shift credit profile let me know how can I shift? it will be very helpful if put comments on this
What is your qualification and no. Of years of experience
Sir I am a CA and working as a CFO in a Pvt Ltd Company but I don't have adequate knowledge of Banking or credit facilities and therefore I always feel unsatisfied and undeserving candidate for my position in this company. What should I do sir so that I can prove myself that I deserve to be a CFO of my organisation ?
You can learn bank finance from my youtube channel here
I m also from a non Commerce background, Joined as off-roll bt Withing 2.8 Years i got 2 Promotions and skipped 2 roles , now i m Area Credit Officer ( AM ) withing that bank ( Leading Big Bnak )
***you have to prove yourself whatever your qualification is.
Yes exactly 👍
How bro...tell me
@@vinitsaha6337 Do Your 200% & Learn Leadership & Decision making skills.
insightful video would like to meet you if you ever held a webinar
👍
Thank you sir 😊nice informative video
Thank you
Hello sir, mai working capital me credit me kam kar raha hoon as MIS part,
Mujhe credit analyst bana hai please guide
I have already guided the path in this video. Hope you have watched all the videos on this channel
@@AnkushJain Thank you sir
Your welcome 👍
Dear sir
I am looking for change in personal loan in large bank
Whether it ir right profile to choose pls tell
What is your present profile and what additional benefit you are getting in new bank?
@@AnkushJain sir I am currently in nbfc in small ticket size loan and I had dropped ca final and want to work with brand as a bank
Getting 25 percent frm current ctc
Yeah no harm in shifting then.
But be prepared that pressure levels would be really high
@@AnkushJain sir Is there any pressure in personal loans also?
Sir ,Bank se small finance Bank me move Krna thik hai..?? Agr yes to kya phir small finance Bank se again large bank me move kiya ja skta hoon
Yes definitely
@@AnkushJain is it emerging negative impact in carrier ?? Why have you leave large bank ??
No such negative impact if such changes are not frequent and are for good reasons and justifications.
How to join as CPA ?
Numerous vacancies keep on coming. You can apply and get the job. You can also join my telegram group where i regularly post vacancies across. Below is the link
t.me/caankushjain1991
@@AnkushJain is there any way by which we can know where bank has outsourced their work so that we can directly apply to them ..
It is basis market search only
The very first time interaction with you Sir.
💐💐🎊🎉And the influential communication is outstanding.
Thank you 👍
Sir, starting package for CA fresher??
Around 6-7/8 generally
Can u suggest any recruiter agency who support to get senior level jobs in Banks/NBFC. Or any best site available for Senior level jobs
You can refer iimjobs.com for it
Sir on which topic will be your next series of videos
Thinking about project funding or contractor profile
Thank you sir
Your welcome
Dear Sir
Thanks for your words of wisdom.
I am currently working as an accountant and have descent knowldge of preparing Indian financial statements, filing returns, etc but working in accounts domain is not much worth of effort and is also quite tedious. I was looking forward ways to enter into credit profile and your video is very helpfull.
I am little confused in joining offshore accouting practices which pay very well in popular domains like FP&A, General Ledger, R2R etc or else to start in credit profile. Kindly provide some advice.
Can't guide you on this since I don't have knowledge about offshore accounting practices field. It is really upto you to decide here
Hi sir I am a semi qualified CA and having experience of 2.5 years in credit and 1 year in internal audit. Currently I am working in a mid size bank. Wanted to know CCP, JAIIB, CAIIB is worth doing. Also wanted to know if I pursue distance MBA will it be good decision.
I think you do a post graduation course like an MBA just to add a post graduation degree by your name. Stay in private bank and with that qualification as well, you can flourish
Distance MBA can be done from anywhere?
Try in some reputed college or institute
Thank you sir for your valuable suggestions. And is it mandatory to do Moody's certification or Credit Certified Professional if any post graduation degree is not there?
Not as such
Hi your videos are very helpful.. I am also CA working in a bank kindly make many more informative video and also on RBI circular etc
Yeah Anisha. Thank you. Further exclusive videos with other premium topics, with live sessions and live chats shall be available on membership programme. You can subscribe if this seems beneficial to you.
th-cam.com/channels/E4CwHclbqMgdYCH6lDQmDA.htmljoin
Sir humble request please Make video on private limited firm and partnership firm...also involve related firm documents.
Yeah Ankit. I have that on my list
Sir ji aj viedo nahe aya
Aaj ik paid video bnaya tha.. abhi Maine channel membership shuru ki hai rs. 199 per month mein. Jisme live session bhi hua krega
th-cam.com/channels/E4CwHclbqMgdYCH6lDQmDA.htmljoin
click on above link and proceed further
@@AnkushJain thank you sir
Sir I am currently working in one of the biggest bank in credit, sir work pressure in banking sector is so high that you compromise your health. No work life balance.
Yeah sometimes it is. But with time we learn to manage it
Sir could you please tell -
1. inhand salary of fresher CA as a credit manager.
2. increment % every year
3. avg hike % on switch
4. exit options from credit
Thanks!
1. Around 50k per month
2. 10-15% including bonus
3. 25-30%
4. Please elaborate, could not get
Thanks sir for your prompt reply. By exit option I meant if a person after working 4-5 years as a credit manager in bank, now want move to industry, what other roles/profiles are available for him
You can work in finance department of corporates to manage banking relations etc
Sir i have a Query
Is this good to move in CDD profile at natwest ..
Currently working as credit manager in small finance bank
Can you elaborate CDD profile?