Beware of Retiring Here... 🏝
ฝัง
- เผยแพร่เมื่อ 3 ส.ค. 2024
- Today we compare Florida versus Puerto Rico as retirement destinations. We’ll look at the cost of living, climate, amenities, culture, healthcare, and home prices in 6 different areas so that you can better understand the options and choose what’s right for you.
We're Ted and Diane, empty nesters and entrepreneurs, exploring the best places to live in America for personal freedom, liberty, happiness-and we hope you join us for this journey.
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A free Google sheet to help you compare places to live: docs.google.com/spreadsheets/...
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--------------📝 NOTES --------------
Opinions on this channel are from our own experiences buying and selling property in the US and Puerto Rico and are for information/entertainment purposes only. Consult local professionals for serious inquiries about investing in real estate. If you allow us to introduce you to a local real estate agent and you later close a deal with them, they will pay us a referral fee, which helps support the channel. We receive nothing for introducing you to lenders or attorneys, other than good karma... :)
#puertorico #florida #realestate
Crimegrade:
crimegrade.org/safest-places-...
Numbeo:
www.numbeo.com/cost-of-living...
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So, what's your vote and why? More places to live in the USA: th-cam.com/play/PLmVPwwn8h5jc3aspl4ASARwNscdmp6HMM.html
I live in PR and going to the doctor is still an all day thing. Additionally, good luck getting states side Insurance to work here
I love your comment of the US & South America having a baby in the Caribbean ....
I feel very safe in Puerto Rico since retiring here five years age compare to NY where I needed two set of eyes to avoid from being a victim of a crime. Cost of living very cheap here, that’s why I moved here my house cost me 75K. I paid no property taxes.
@@disruptceo haha. Again?
Crime is the daily bread in PR..No way i live in PR and I was born and raised in there..
I remember as a teenager in Puerto Rico in the 70s, the Americans that loved the 'tropical lifestyle' and moved to the 'island paradise'. Two years was all they could handle in Puerto Rico, then they ran away, complaining about everything. I see they haven't changed....
@@JoseDiaz-so6hf no it hasn't changed it's gotten worse
I've been living in aguadilla for over 20 years. The healthcare has gotten worse. But I prefer to live in Puerto Rico and than Florida. I live in fort Lauderdale for 25 years I have to vote for Puerto Rico. You can get by here on a small pension. You can't do that in Florida.
I was born and raised in Arecibo, but it is so difficult for me to get used to living in Puerto Rico after living on the mainland for over forty years on and off, in 4.5 years I will be retired, but the roads are a disaster in Puerto Rico and many services, I did move back from 1998 to 2001 I had a house but working there sucked I end up in Florida where I now live.
@@Zelaznogsiul-63 yep everybody's got the same story but I do really like living here that's why I'm here if I didn't like it I would be gone. It's definitely different and it took me a few years to settle in but now I'm just like a native. I'm not a Puerto Rican American I'm an Italian-American. About the same thing, I'm not a Latino I'm a Latin. But like I said earlier it's about the same thing
@@JoeMac4100 It doesn’t matter your ethnic background ground, in Puerto Rico everybody is welcome. Look at Tony Croatto he was Italian but love the island, I don’t know if you heard of him but look at his music and how he was loved.
As a resident if Puerto Rico, do not reture here if you have chronic health problems, mobility impaired, rely on dialysis or electricity to survive. If you are healthy and calable of walking normlly then come.
I prefer Puerto Rico, my family and I felt in love with this island in our first visit
The definitely follow your heart. They don't call it La Isla del Encanto for nothing... :)
You forgot, we have "Caribbean Caymans" 🐊🇵🇷🐊 and Puerto Rican Boa & Python 🪱 Snakes here ☝🏾
I'm from Puerto Rico 🙏🏽 served with Uncle Sam's VA in both Puerto Rico, Pennsylvania, and Yes I lived the Florida experience ☝🏾
I've been all over Florida ☝🏾 Puerto Rico is an archipielago, with Rain Forests, Sub Desert Lands, and like Hawaii, New Zeland, and Australia has Beaches with: White, Yellow, Brown, Red, & Black Sands which Florida does NOT have ☝🏾
And yes our Culture ☝🏾Reason I retired and returned back home ☺️🇵🇷🇵🇷👍🏾👍🏾
Great comparison. Thanks for your work. You forgot to mention that in PR there are no federal taxes.
Puerto Rico and Florida are wonderful !!
My 2 favorites I live in the island 🏝
It can and does get into the 30s in n/central Florida in the winter, but briefly. Typical overnight can be in low 40s. Property taxes and especially insurance has skyrocketed in Florida due to Covid and tax exiles from the Blue north raising prices by 2 and 3x in a few years combined with record inflation caused by the blue states and federal government shutting* down the supply chain.
Healthcare in puertorico depends on what medical plan you have tripless mmm medicare ect.. best hospital for no waiting is auxilio mutuo they all have it there all in one hospital depends in what place you go or hospitals
biggest advantage for bona fide Puerto Rico residents with wealth - Act 60, no capital gains tax!
In many places except the Metropolitan areas, Puerto Rico leaves their doors open. Violence is usually associated with the drug trade between different gangs vying for territory, but it is minimal. The crimes in Puerto Rico, compared to the USA, whereby mass shootings, muggings of civilians, and carjacking is minimal to non-existent, mainly violent crime. There was a period after the resumption of the drug trade, maybe a decade or more ago, in Puerto Rico that Puerto Rico became the murder capital of the world for 1-2 years. The gangs on the Island wanted to control the flow of drugs through Puerto Rico and engaged in fierce territorial violence. Even then the civilian population was untouched except those wishing to profit from the drug trade. The police generally respect the people and do not escalate situations as they tend to be very respectful in interaction with them. Many women feel safe going out, and many from the states feel safe here. Little if any cat-calling or harassment occurs of women walking by themselves. Another observation is they tend to be more friendly and respectful to older people, unlike the states. Live in Florida, Texas, California, and New York, and you can have them. Here the vibe here is Tranquillo. There are pitfalls, especially in getting products like high-end appliances and home renovations. These areas are sorely lacking. Food and gases have been high. However, it can be managed if you know where to go or go. Costco offers a lot here as in the states. There are ways by word of mouth who are reliable and how to get high-end luxury items with patience.
Most of the cops in the US are tyrants, the rest allow it to happen.
I love her jacket so much tho 🤎
Thanks for sharing this infor
Excellent video good info thanks so much!
Just got back from Portugal was thinking about moving there but don’t think so then maybe Puerto Rico or costa Rico but more I look around I feel United States is still cheaper in many ways yes crime is there so I say don’t go looking for it living in Las Vegas for almost 25 years need to get out of here maybe head south
My cousin lives in Nrw York, he bought a condominium Rincón, PR. Rincon is a beautiful place to live, there are a lot of US Americans living there, it’s precious. When my cousin retires he’s going to live in PR.
The Jones Act requires that all vessels carrying goods between two U.S. points be American-built, -owned, -crewed and -flagged. This policy provides stability to the U.S. maritime industry and helps to sustain 650,000 American jobs, resulting in $150 billion in economic benefits each year.Jun 5, 2020 this is what ruining PuertoRico - and the average PuertoRican is paying to much for all goods / extra if the goods have to go all the way to the u.s. first and then shipped to p.r. Doesn’t make since this is still implemented and no one has challenged it …
Absolutely, this act is a tragedy for the everyday resident of the island.
so why cant PR import stuff directly from other nations on foreign flagged ships??
@@nascarpj5723The US won’t allow it. Puerto Rico is treated like a hated stepchild.
All i have to say, if you're living there or doing business there pay respects and contribute to the economy in which everyone is taking advantage of little to no tax.
Puerto Rico is sacred to "US". IT'S MORE THAN HOME.
En el nombre de Agueybaná.
How about you fix your corrupt government
Puerto Rico me encanta más por qué es mejor y sus jentes son mejores y florida no Good 😊😸
Lows in the 60'S in Florida winter??? Wow, how do u explain the 20's that hit north central Fl annually???
Mixed accurate review mainly but many outdated facts. Crime little violent crime. Crime tends to be petty and no one feels unsafe going out at night. People way friendlier and courteous than Florida.. Food prices tend to be higher and electric is very very expensive. Internet speeds are up to par with any state. Electric stability improved but if you want a place to live you need a back generator. False do not need a property, nor any 10000 dollars donation and yes to get set up with a broker for the ACT program. Custom service have improved. Note she lived here and got the hell out. She moved to the desert. No longer has a sense of changes in Puerto Rico or improvements since she left. I lived in NewYork California, Texas and Florida you can keep them.
LOOOVE your videos, your insights and your delivery. Addicted!
Puerto Rico also get produce from Dominican Republic.
Extremely informative. Lots of good stats. Thanks as Diane.
We live in Ocala and are considering Caguas
PUERTO RICO 🇵🇷 🥰
Let's Go PUERTO RICO!
@@kaimln Not so fast, i live in pr for a year, and im in cali now, i need to get out of pr to cali for 6month, i cant handle pr.
💝hardworking in contact with nature, congratulations as always
I own in Fl, guess where I am moving?
If you think gov in PR is corrupt close your eyes, Florida is bigger and more pervasive. A decade of intense interactive experience in the Real estate/Gov game. Stay in the states. Bring your tourist cash to the island. Appreciate you there!!
Where do you think I am retiring from?
Since I own properties in FL and PR we are contemplating this question. You did a great job breaking things down. And after much consideration we are leaning towards retiring in........ Spain!😜
That sounds amazing. I've never been to Spain, but everyone I know who's gone, loved it. I think the climate might suit me personally better over there, and I could work on my Spanish. Save me a guest suite... :)
@@dorkladytravels The two things that tipping the scale are healthcare and how cheap it is to travel in Europe. You can buy a one way ticket from Madrid to Paris or Rome etc. for like $29. And private health ins. for a couple our age is about $250 a month for both of us. I'm thinking we will be residents of Spain and spend the winter in Puerto Rico and maybe a month in FL on each side of the PR trip.
Whoa, that's some serious cost savings, and quite the nice life! Can't wait to see the videos about you finding your perfect place in Spain... :)
Taxes in Puerto Rico is .004% (4cents per dollar) very cheap , and your first home is tax exempt or exonerated. In Florida, sale's taxes are too high, as well as, property taxes. Inclusive, property insurance for a single family home is $3,000 each year in Florida, and only $179.00 in Puerto Rico, for the whole year. It's definitely less cheaper in Puerto Rico. Florida's crime rate is way much more. I live here in Florida for over 34 years, and have seen many crime increases. Retiring in Florida is too high for the elderly, which would need a part-time job, to survive over the time, due to HOA, home insurance and property taxes increases each year in Florida State, which is too alarming, where elderly fokes are see working in Florida State, to make ends meet. Definately, Florida is not a State to retire for the elderly any more .
Puerto rico es bueno pero no esten aciendo como en hawaii, quedate aya con los locis de florida, ven pa ca pa vacaziones
As someone living in central florida 20years, the past 10 years our winters have been from 35-45degrees
Whoa, that's colder than expected, but nice for those of us that like winter. Thanks for the udpate!
@@dorkladytravels no problem I forgot to add those are the mornings / late night temperatures. During the day we are 50s and low 60s
Puerto Rico does have caymans, not natural to the island but they are there not as much as Florida, I should know I live in Florida.
Gas is currently $4.10 a gallon here. $1.08 per liter.
We're at around $4.22 today.
$1.11 per liter.
A liter is about a quart
@@BruceWebb-lu1hj
Yes, a gallon is 3.8 liters so one liter is just shy of one quart. I'm on the mainland right now and regular is currently $2.69 per gallon.
Gas was dirt cheap when the world was shut down during the pandemic, because nobody was going anywhere.
Customer service in Puerto rico is the fu$%ing worst!!! 😡
On the positive It’s summer all year round in both places
Definitely true if you're into that. After a few years though, I found myself missing winters... :)
Must crime in Puerto Rico is in the San Juan area.
Yes, despite being born in P.R., I have to agree with your assessment - P.R. is more expensive than FL. in terms of cost of living. Nonetheless, I find the political climate in FL. more restrictive despite both locales being run under majority Republican leadership: I'm neither DEM or Republican. I'm uncertain what impact Statehood would have on P.R. and whether a political status shift would bring improvements to concerns with road, energy and import/trade issues. And, despite some movement in the direction toward a final resolution on statehood status, I don't believe anyone today can say how that matter will eventually get resolved. It's possible the island will eventually go into some kind of U.S. protective status but finally gain autonomy. And, who knows, some measure of independence may actually create opportunities for P.R. to develop more fully and bring more benefits to its residents.
Statehood gives the Democrats two additional forever Democrat Senators,
If Florida had mountains it would be a no brainer. But neither are very nice in my opinion. But I would prefer Florida for sure. Islands are no Bueno long term.
Well this was informative. I still want a place in PR but I think I might buy way out in the country. Hopefully the prices may go down a little, but the houses I've been looking at are handyman specials anyway.
It's beautiful up in the mountains in some of the smaller towns, with a lot of interesting fixer-uppers.
I'm right by the water, but also encompassed by conservation land, near dairy cows and pastures with beautiful well-kept horses on the north shore west of Dorado. It's very rural here with several people owning some large tracts of land that also won't be developed, so it's a nice community and very safe because we watch out for each other. I'm at the end of a private lane so I have the ultimate hideaway in paradise just the right distance from the salt spray.
One block over there's a baseball field and a basketball court I help maintain with some other people in the community and it's just a wonderful and beautiful place to live.
I have some friends that got great deals on fixer-uppers not too far away, but they know people. One was beachfront with a massive yard and only 110K and Jay gutted it and started from scratch. I think he's spent about 50K so far and they've just finished the fence. It's looking very nice and I'm thinking he and his wife and kids are going to move in there and rent out their house back down the road behind me.
That's what I would do. 😉
Shop the clasificados every week without fail, so you don't miss a listing. I found my house on Zillow but that was over a decade ago.
They're out there, so don't give up.
@@OtayBuckwheat Sounds like heaven… :)
@@dorkladytravels
One of the best parts about living here is not having to worry about mass shootings.
If I lived in Plano Texas I would be nervous when I went to the Walmart.
@@OtayBuckwheatBYOW
🇵🇷
Puerto Rico Puerto Rico Puerto Rico . no capital gain tax vs florida federal capital gain. Tax incentive & no Mr Desantis is a no brainer. You get more bang for your buck. Too many shi shi foo foo in Florida.
Oh, so you like all these idiocies from Bozo Biden? Idiot.. and yes, im Puerto Rican in Florida..
Good, Bye! Puerto Rico will survive without people like you two :) best of wishes
I live in pr, im out of pr for 6months after that i will be back to that dump, i dont like it everytime i come back to the dump, now i got to buy a house there.
If you're not Puerto Rican, why are you living in Puerto Rico?
Americans move from state to state every day. 🤔
Why did Puerto Ricans move to Florida, New York and Texas?
See what I did there?
Mi madre viene de Chicago, mi padre es de México. Pero en alma y el corazón soy BORIQUA pa k 2 lo sepa
What does that even mean!!
@@cafedelcielo3450 Figure it out
@@NathanAponte thats fucking racist. The world is for everyone!!
Thank you for your comments. sorry it didn't work out for you. But unfortunately you are absolutely right on your experience while leaving on Puerto Rico.