When Should You Ask for a Credit Limit Increase?

แชร์
ฝัง
  • เผยแพร่เมื่อ 20 ธ.ค. 2024

ความคิดเห็น • 16

  • @DavidKnicks
    @DavidKnicks 15 วันที่ผ่านมา +8

    Capital one is the only one giving me a hard time

    • @jcaceres516
      @jcaceres516 14 วันที่ผ่านมา +2

      Same. Every time it's a different excuse

    • @rickyhamilton8006
      @rickyhamilton8006 วันที่ผ่านมา

      Ngl cap1 is trash

  • @Lovebk98
    @Lovebk98 14 วันที่ผ่านมา +3

    Capital one is the most strict in increasing your credit limit.Let them increase for you.

  • @rambosidi7634
    @rambosidi7634 14 วันที่ผ่านมา +1

    Great information

  • @Lemondrop1990
    @Lemondrop1990 14 วันที่ผ่านมา +1

    Capital one doesn't give increases. Who you kiddin

    • @kaicee3615
      @kaicee3615 13 วันที่ผ่านมา

      They actually do. I applied for quicksilver n got it June with $500 credit line n last mnth it was increased to $1500, showing a decrease of -$500 because of 2 old accts that are in closed status, which I'm working, but they do giv increases. So check your history to see what's holding you back frm an increase.

  • @Chunwun-u2o
    @Chunwun-u2o 16 วันที่ผ่านมา +1

    I’m trying to get the cap1 venture X, my lowest score is 722 and highest is 742 but whenever I go for pre-approval they denied me due to length of credit history. My oldest card is 11 months and capital 1 is still seeing me as someone with “Good Credit” not excellent. My question is, would it be best to wait until the year hits to apply for it again or just wait until my credit score goes up?
    On another note I’m trying to get a quicksilver secured card to unsecured. I’ve had it since may but I’ve had no luck getting any changes on it. I usually pay it in full and let no balance report but this time I’ll report a balance just to see if that causes any changes
    Idk the card limit is only 200 and it’s kinda useless any ideas are welcomed.

  • @richizzy60z
    @richizzy60z 14 วันที่ผ่านมา

    How long before quicksilver one graduates

  • @jaimerosas1458
    @jaimerosas1458 16 วันที่ผ่านมา +3

    Can I ask for a credit increase on the 4th month on having the card ??

    • @calbarton
      @calbarton  16 วันที่ผ่านมา +2

      Yes absolutely.

    • @Chunwun-u2o
      @Chunwun-u2o 16 วันที่ผ่านมา +3

      Definitely go for it. I had a savor card SL of 2k but with somewhat high usage and adding 2 AU they increased it by 3500 to now 5500 all within 3 months. Capital one has no problems increasing the limit if they see your using the card responsibly and are swipe happy 😂