" I found I get similar satisfaction from decluttering and being organized that I used to get from shopping " THE BEST TIP! I just realized it's so true!!!
Also, don't replace regular shopping with Dollar Tree and thrift store shopping because it's cheaper. $20 at the thrift store vs $20 at Mac is still $20. I learned this the hard way. It's so easy to spend way too much at Dollar Tree. Good finds there, though.
Managing money as a young adult & basic banking should be part of teenagers education. It should include how to budget, pay your bills etc. Great vlog Maddie 😍
As a 14 year old teen I totally agree with you. Everything I know about money, how to raise your kids and other important stuff, I've learned from my lovely mom. Some things are even more important than the stuff we learn in school(in my opinion). Anyway have a lovely day/night!
My mum went crazy when I used to over spend all my teen years even adult one until today she tells me how to save and invest but it goes in one ear out the other 🌚 but today I'm making a change
Kirstine Eibye Elgaard Christiansen I agree, same with buying lunch. You can easily make your own and it's cheaper. But it's a 'can't be bothered' mentality we have but you shoot yourself in the foot because you waste money because of laziness or a preference to do other things.
Well i saw some u tuber are only in the house.just woke uo then went outside to buy starbucks and came back home..like seriously that is so lazy..im happy with 3 n 1 coffee...
The temptation for me to buy clothes every time I go to the shops is completely gone now that I know about fast fashion. I think maybe the more people know about how unethically produced many things are, the more they would be "turned off" by it and wouldn't spend as much money. Love you so much Maddie!!! Thanks for this video!
Natalie Duden Yes! I watched a documentary on Netflix about fast fashion (I believe it’s called True Cost) and once I learned the truth, I knew that I couldn’t participate.
Me too, I watched 'The True Cost' on Netflix and now knowing the ethical and environmental consequences of fast fashion I am not tempted by almost all fast fashion stores. It's been so weird to walk through store after store and see 'nothing' I would want because it doesn't match my values and I just see it as the big brands trying to psychologise me into buying something. Now I just think ' how stupid do they think I am?' I'm not going to be their sucker any more. It's just so liberating and now I feel so 'powerful' in a good way.
For me it doesn’t change that much sadly. But I have always been picky about what clothes I buy so most clothes I but I end up wearing a lot. So I guess that makes it a little less bad
I used to get a rush of happiness when I bought clothes or makeup or whatever. But I don’t anymore. And I also don’t have an urge to buy clothes. I think that this is probably a great time for me to continue with not buying useless shit!👍🏻👍🏻👍🏻
Aston Haley this is the thing with society today. We are fed the idea by consumerism, celebrities, media etc that we need to buy stuff to be happy but all it does is leave us miserable as nothing will ever be good enough and after an initial rush we just keep looking for the next hit. It's trying to fill a void we can't fill and we just end up wasting money and hoarding stuff we don't need. And also just because celebrities etc have all these things doesn't mean they are happy, many of them aren't! If money and materialism made us happy, then every rich person would be happy! People are better off getting good at something, learning new skills, seeing new cultures and helping others than shopping for things they don't need.
Great video....so direct and to the point. I’m retired now, and thanks to proper financial planning when I was younger, no debt. So important for the younger people to take notice. Life gets in the way but you can make a difference for retirement if you plan now! Love all your videos, vegan and minimalism is great!
My best tip is to literally transfer all of your extra funds straight into a savings account. It sounds straightforward, but I used to REFUSE to do this because I thought I could keep track of it well enough. Surprise! I couldn’t. So I was always spending more money than I should’ve. Now that I transfer all the extra into my savings, it is out of sight, out of mind! And I have to stick to my budget or else I’ll overdraw my account. It also feels really good when I transfer large sums of extra money into my savings! Hurray!
Helen C that's where you need to discipline yourself and say no, I don't need to spend it. I'm content with what I have. It takes effort but it pays off, trust me.
Great stuff 👍 What I do is immediately when I get paid I transfer 1/3 of it into my savings and then do not touch it and live with the rest. Get into a rhythm of doing it and you get to the point where you can't not do it. People boast about not saving and say you should enjoy your money but there is a difference between enjoying your money and just blowing it. If you blow it all through lack of self discipline you have no savings for emergencies or back up and who needs that stress? Just save a bit each month and be ok with living with what you can afford. That's all cool 😎
Stop shopping and unsubscribing really helped me too! I also found a new routine on what to do when I feel the urge to buy. Mostly it happens when I'm getting insecure and start doubting myself. By seeing this pattern I can change it
omg yes it's so much easier to shop (denial) than face those uncomfortable feelings of self worth and anxiety. It's not just clothes, it's junk food too...taking it day by day
I love this. But as you are saying in your video, what made me realize that I was spending too much, is when I became so in debt that my father had to step in, help me out, but took control of my bank account... I could not use it unless it was for gas, groceries, car payments, rent, and other necessities. He did this for a year and I was amazed by how much money I had saved by having not spent any money on useless, materialistic objects and always going out to eat/drink. I learned it the hard way but the best way.
Trouble is the government doesn't want to encourage people to save. In the last 10 years I've seen my interest rates drop from 6% to around 1%. Makes me so mad 😡
Yup, it encourages you to spend your money wisely. Saving up loads of money isn't doing anybody any good - not from a governmental perspective at least. They want to see you investing money so that their GDP goes up. Interest rates are low so that you can easily get money to buy a house (→ investment) and so that, instead of leaving your money to rot in a bank account, you invest in the stock market. There's advantages and disadvantages to that, but that's the current policy of at least the bank that's responsible for all things concerning the Euro in Europe. Interest rates are low so you invest your money. Simple stuff.
@@laurakf Housing is not always the great investment it's made out to be. The UK housing market is completely stagnant and has dropped to it's lowest in 6 years, so any first time buyers that invested (particularly during the 2015 peak) are now in serious negative equity.
@@carolinej267 Oh God, I’m sorry!! This wasn’t intended to say that I *like* their current policy, because I don’t. I understand how it makes sense from a governmental perspective but for people like you and me it’s not as nice. Housing is just a really stable investment option for most parts of the world, as people will continue to need housing. It was just an example what the government wants you to spend your money on!! :)
I used to read book a lot of books and one day I was out with my dad to a bookstore and saw the “sophie kinsella shoppaholic” book and I told my dad that look dad this is the book about a girl who shop all the time and get in trouble and he look at me and said. That is just like you. I think he is wrong. But then I watched your video. You know fifty things to throw away and I think.. hmm maybe I am a shoppaholic too. And then I was just like that I used to buy cheap clothes so I can have so many clothes to wear. But now I realize that people don’t actually care what you are wearing and little amount of clothes that you can wear is much better than a closet full of clothes, but nothing to wear. I have changed a lot. Decluttered a lot and still continue to do so. Throwing away a lot of things
great video! I used to be such a shopaholic and had too much of anything really, mostly clothes though. That kind of changed when I went out traveling with just a bag and saw how little stuff you need and how much happier you are that way. Now I regularly declutter, avoid shops and online stores, buy less in total and really think about what I buy before I spend my money on it. It's so important to remember what actually is valuable in life.
I’ve become really good at saving money the past few years, which is huge because I was a huge spender and had years of living week to week. It’s been an evolution, but the first thing I did was work out all my bills for the whole year and then divided it by 26, and I put that money in a bills account every two weeks. All my bills are paid out of that account. This year I also set a really big financial goal that I’m excited to work towards. So now every time I think of spending I am naturally questioning myself and mostly preferring to save the money. Just two things I’ve done. The Barefoot Investor is a great book to help work out your finances too.
At 57, I am finally seeing the light. Shopping thrift stores for clothes, Offerup and Letgo for home furnishings when needed. Paying off credit cards I no longer use. Decluttering brings in cash, makes a friend smile or donate to the local food bank thrift store. It feels great, less stressful and my finances are getting in order. It's never too late!
Thank you so much for these videos Maddie! I am a new subscriber in the process of decluttering my life and practicing more sustainable habits to save money. I used to be an AWFUL shopaholic, I even had my car re-possessed at one point because of my spending problem (my rock bottom for sure :( ) I wanted to share a tip that really opened my eyes and kicked my butt into saving mode. I challenged myself to not shop for anything other than groceries and absolute essentials (soap, toilet paper, etc.) for one month. The amount I saw in my bank account at the end of my challenge shocked me! After seeing how much I saved by just NOT shopping, it seriously motivated me to keep doing this every month. Seeing my savings gave me a bigger kick than the clothing/jewelry/makeup/shoes ever did. This opened up doors of travel, retirement, REAL rewards rather than short little bits of happiness from material objects. If anyone out there is struggling and not sure where to start, give yourself a small challenge, maybe even just a couple weeks and then see the money you save, Its really great motivation! THANK YOU again Madeleine, you have been an inspiring resource to me on this journey so far!
Now I just wish I earned enough money to save more XD Unsubscribing from beauty gurus and subscribing to more minimalist channels really helped me stop spending! (Plus being skint lmao)
Haha yes being skint can definitely help with the no-spending! I was there a few years back and it really gave me a great reason to get stuck into minimalism and decluttering!
I read once that Canadians drink more coffee then any other country (probably because of the cold winters and autumn). Most people I know probably spend around $5 a day on coffee and hot beverages. I never understood it! I have always been cheap. When I worked in the mall, I preferred to take my break in the break room because walking through them malls was very tempting. Companies spend a LOT of money advertising and trying to get us to think that we need to consume more.
I so relate to your point about gaining the same level of satisfaction (perhaps even more so) from decluttering that you once obtained from shopping! Your spirit and your space feel lighter from removing items that no longer serve you and you realize that you don't actually need as much stuff as you once thought you did to truly thrive. This is a really important message to spread in a world where conscious consumerism is at its infancy.
fashionisbliss yes I totally agree. My space felt better once I decluttered. More at peace. But consumerism knows how to trick us and you really need to fight the power as its just polluting our planet and wasting our money. Second hand clothing is the best bet for clothes so it gets circulated around and not ending up in landfill but it's hard to get people to buy second hand when they are anal about something someone else has worn and are ego driven to elevate their social and sexual status.
I used to be a shopaholic when I was in college. Even though I was living paycheck to paycheck, that stress wasn’t enough for me to change my ways. It wasn’t until I found vegan, zero-waste youtubers that I realized how non-environmentally friendly my shopping was and how my actions didn’t align with my values as a vegan who cared about the environment.
i like what you just said.. you get the same satisfaction from decluttering and organizing as you used to from shopping. I AGREE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
thank you for this! I'm a student and around -£2,000 into my overdraft and i've been worrying about it constantly. Thank you for the much needed positivity :)
I don't know about the uk, but in the netherlands you can decide in debt (overdraft?) you can go. For example i can't spend more than there is on my bankaccount. Mabye you can change that too
I'm 22 and I'm so glad that I learned from my parents and other people's mistakes when it comes to finances. And that I never really had to "learn the hard way" because I've always been frugal with my money and knew how to manage it since I got my first job. Young people definitely need to be taught this mentality in school or even just by their parents. Being this way has really helped me with being able to get my own car (that's only 4 yrs old) with my own money and still being able to live comfortably and not buy dumb things I don't need. This video is what young people truly need in order to be successful in their life, in their own way. Not by trying to keep up with what new iPhone came out or what someone else has.
A tool I can't be more positive about is YNAB (You Need A Budget). My boyfriend and I use it every day and helped us save more money and be thoughful about where to spend our money on. Basically, you need to give every penny that comes in a category and a purpose. You need to put in every expense you do, withdrawing it from the right category. You can see exactly where you spend your money on. Say, you have $20 every month available for make-up, and if you buy for $35 that month, you need to take out $15 from another category to make up (pun not intended) for your overspending. That leaves you with $15 less in, let's say, your 'vacation' category. That makes you more mindful of the things you value most and where you spend your money! Thanks for the vid!
Thank you for the wonderful, positive, and uplifting messages you send out into the world. I watch your minimalism videos whenever I need some motivation to clean and declutter. From watching this video, I’ve decided to not go into stores just to have a look around. I inevitably end up buying something! I will only go into a store if I need something or I’ll buy it off Amazon and not look around. Thanks, Madeleine!
Love this video. I'm in a sociology class rn that tackles problems with consumer culture and it makes me reflect on this ALLLLL the time. Hugs from Pittsburgh :)
The bank account I had in South Africa would display ALL the money available to you (including credit card money) and it was so powerful in keeping you tied to your debt. I am so thankful to my partner for having helping reframe my mindset. I am now debt free and living frugally. Following you and getting your advice is great, and I thank you too. X
I totally agree that the feeling of de-cluttering is just as satisfying as buying something new. Balance and intentional purchases are what is helping me save $.
These practices raises personal self-value unlike all the stuff that complicates my life. I wear the same pieces repeatedly and seldom wear cosmetics so unsubbing from shopping channels and materially focused living magazines has changed the game. Thanks for all of your suggestions!
First video of you that i've watched and this is the way to introduce yourself. Very educative and i'm also very happy that you've mentioned not to get coffee, meals everyday, because i feel that this is also a part of being minimalist. It's these small details that tend to skip most people their minds.Great video!
Great video. I used to be shopaholic.Definitely the best thing for me is to avoid the stores. I also love to declutter. I never thought of using this to fill the void of shopping. Brilliant. Thanks so much. Next time I feel the urge to shop I will declutter a closet or drawer to keep my mind of shopping.
I restrict myself to at most spending $200 each month. (other than basic living) If I spend over for one month, I will deduct from the other month. Just keep reminding myself not spend over $200.
Sell your clutter from decluttering :D then donate them if they dont sell 🤷🏻♀️ and charity / secondhand shopping for clothes (and house stuff and furniture??) saves you money, plus you don’t contribute to fast fashion “capitalist consumerism trends” and its unethical / unsustainable practices that comes from the industry. Win win. 👏🏼
House stuff and furniture as well, if it survived people before, it is good enough quality for you as well. And unique, instead of having same ikea stuff everyone has!
I've never been a Shopaholic....hate shopping in stores. Grocery shopping is an itemized list i stick to, like glue. I do shop online and have Wishlists, also keep a running tab on Necessities so i don't spend hella money (I do indulge myself, budget permitting). I have a great Financial Adviser who has led me through the past 13 years (except in 2008 when everyone fell short) but...i took you up on the SkillShare offer for the next 2 months.....thank you so much for this video.
💓 you are the most specious person I met in social media and I thank my lucky star for that ..My life has been changed since the first day I saw your videos and it's been a month I've learned lots of things and made good changes to my life 🎀 Thanks a lot Madeleine ..💖 Say hi to Alex.. You guys rock!
Thank you so much! I don't know why but after watching your videos every time I feel very motivated and sort of committed! This is something I cannot explain but it actually works! Thank you c:
This is such good info, I often find myself wanting all the clothes I see online or in the shops, and recently, I've been telling myself that spending however much on this one dress or one jacket could give me x amount towards a holiday or something and its been helping but i'm definitely not there yet and its so difficult to stop when its such an easy thrill.
I stopped going out in October (kinda sober october thing) and also tried out "saving my hundreds". So the idea is that let's say you getting paid £367 a week. £300 goes to savings account and you try to get by for the £67 (and whatever else you had in your account). It worked miracles for me
You get paid 367 a week, right okay. But explain to me who (living normal independent life) can afford to put away 300??? What about rent, all the bills, food shopping and other necessary stuff like shampoo. Like seriously I don't get a lot at all and I struggle to save even 100 a month becasue most is bills, rent and food becasue I need to exist.
@@niewiem00030 i do still have to pay all those things, and bills and food shopping etc. And I do pay it from mix of paycheck and savings. The fact that I put money away doesn't mean that they are untouchable. Putting them in separate account helps me not spend them all over the place but I still use them for stuff.
Hey, you inspired me to declutter earlier this year. I love watching your videos as they are so Inspiring and helpful and you have really helped me get on the right track with sorting my life out! Thank you Maddie 🖤
one thing I have learned buying clothes or better to say I ask myself is which is the porpoise of it, for example right now I have bought an expensive jacket for rain, that it will be hardshell for the next winter...I live in a country with hard winter, uncomfortable fall and not so sunny spring so this jacket will be with me many days per year for several years, the old one I have thrown after 10 years of using it. While a jacket for a southern Europe spring it is totally unuseful so I will never buy or I will spend very little on it. This is just an example...
I'm not a shopaholic, but as an American there were still some impulse purchases I would do but they were mostly to buy things for someone else. Bad habit since they weren't looking out for me like I was looking out for them. So I'm cutting down on the impulse buying, and focusing on making more money with a seasonal job, paying off some debt, and saving money to invest in a duplex next year to live in one side and rent out the other since in Florida the rent is higher than the mortgage. Wish me luck!
Unfortunately I agree with you. Wished I would have watched your video years ago. But now that I'm older I really don't "need" as much as I used to. The new trends bore me and are now too young for me. I don't need any more clothes and accessories. I have all the basics and a lot of "good" clothes. I don't need anything for my house. But still somehow, somewhere the money is still disappearing. Great tips and great video.
I started watching your videos over the summer and found them really inspiring! It motivated me to do a massive clear out before moving Ireland-USA for grad school. I came here with only one normal sized suitcase!!! Past me would genuinely never have thought that was possible. When I lived in England I had a FAMILY size suitcase (big enough for four!!!) and a normal sized suitcase AND a small suitcase. Mad. Since I moved here on August 28th I've bought 3 dresses secondhand (there was a ridiculous heatwave and I hadn't packed summer clothes), a secondhand book, two plants, and a notebook. Honestly, I will never go back to fast fashion or buying myself stuff every weekend. I'm using the money I've saved to go home for Christmas- small changes add up to big savings! Keep doing what you're doing and I'm v excited for more clear-out and packing videos as you get ready to head to Cornwall :)
I think i am on the right track,no debt,i dont buy decorative items that will just harbor dust,i only have the stuffs i need ,and i always buy the good value for my money.
This video is so inspiring!! thanks for this Maddie 😊👍, I’m still trying to stop my shopping addiction but it has been very hard to stop this habit but I know I can do this for myself 👍 to become a better version of me, good luck with the business I hope it goes great for you
I have a friend who constantly shops and constantly declutters. She's in a constant cycle. On the other hand I am a hoarder, but I rotate my stuff, or when I need something I look through what I already have. If I need something, I already know I probably have something that will work. So I focus more on bringing in less and using what I have, even if its not "perfect."
I found it helpful to set a separate account for clothes, makeup, house stuff etc. After paycheck I sent some monet to that account every month and I only spend that much on stuff that I want to buy. I quicky realized that I dont buy stuff that often because I see clearly how much I spend on extra things and how much I have left. I started to think that meybe I really dont need to buy something and rather keep that money in my side account and save for something else. Also I really agree that money is a taboo! I studied finances but still had to learn myself how to manage house budget and how to save money myself. Great video for money saving begginers! :)
Great video, I've been embracing the less stuff mentality. I still indulge in Blu Ray's because it brings me joy but I've really scaled-down my spending and increase saving and investing.
Thank you for this video Madeleine, it was so inspiring! You definitely deserve more subscribers, and I can see your channel growing lots in the next year as more people become aware of minimalism and veganism :)
Hi, Maddie! I'm not a shopaholic but I have some trouble managing my money... Great advice in general, with some really great tips ;) Just wanted to let everyone know that if you can't afford something like Skillshare (specially if you have a tight budget) that there is a great channel, specially for people on their 20s and 30s, called The Financial Diet that has great advice as well. Not sponsored, just trying to help! Love seeing (almost) all of your videos (also on the other channel); I'm not vegan but you inspire me to be more creative with vegetables and in general ;) I have had IBS D since I was 20 (I'm 36 now) and even though it is very different from your kind I love how in - what it seems - so little time you have found a way not to let it hold you back (something that I still struggle with). It is very inspiring and it makes me really proud! :) I wish all the best for you and Alex and, thank you for sharing ;) Oh, and when you come back to Porto next year, know this: women should say "obrigada" and men should say "obrigado" (it depends on your gender and not on the other person's - even portuguese people get this wrong ;) ) :*
This is very good and useful video. You’re so right. Specifically I can relate to your advice on unsubscribing from those you tubers who sell and sell to us . I found myself buying more after watching those channels. The problem here is that they earn money by advertising and selling to us meanwhile we are just wasting our money. This is horrible moral issue but here we are that’s what people do to earn nice comfy money for themselves - capitalism ..... so 🥴 we need to smarten up for ourselves Thank you for the video and your message
I think unsubscribing from things and avoiding going to a shopping centre is so powerful! I always get sucked in by haul videos and end up buying things!
I do not unsubscribe from store emails anymore because I find that at times I really do need an item from that store and it's good to have a coupon. I simply mark them as SPAM and find them when I need them. It's been great!!! That is what works for me now, just saying. 😊😁😀
I was brought up in the 80ies and find it very alarming that shopping today is such a big thing. Just when I look at what people buy and then throw away, it's insane! Can you young guys imagine that I only had two trousers and two sweaters when I was 22? LOL We didn't buy so much stuff and - with Xmas coming up - I have to say that we also didn't make so big presents (and definitely not to everyone we occasionally know...). We had less, we didn't need more and we were happy. Sometimes I think the urge to "need" more is a sort of side-effect from the world-wide social-media "epidemic". Nowadays you can see what people have around the globe and that creates "needs" or better: desires. I'm happy to see that more and more young people are into that minimalism-thing. To me it seems like I was brought up to be a minimalist, just that nobody called it that way ;)
Maddie!!! This video came at the perfect time for me, all of this resonated with me so much. As always, thank you for putting out such great content :)
My biggest piece of advice to shopaholics is to check your bank account daily! So many people don't even check their bank accounts and that leads to things like paying for subscriptions you forgot about or just thinking 'yolo' before buying something. See where your money is going!
This was such a useful video. I’ve decluttered sorted through every single thing I own & its amazing what u don’t need.Looking forward to the warmer weather so I can sell it at a carboot & save what i’ve earnt. Thx again
So true that we're definitely encouraged to live in debt and overspending. Friends literally egg their friends on to make terrible decisions because "yolo".
The most effective way i manage my finances is writing EVERYTHING i need on a spreadsheet and actually allocating money for that. That way you will only buy what you need an not do impulse buying
You inspire me so much! When you said the thing about following or being around people that spend a lot of money on clothes and stuff I relate SO much. All of the people I work with, my sister and a lot of my friends that I spend time with do this and if I don`t get input from somewhere else (like you, or say Dave Ramsey xD) sometimes, I start to think "oh, maybe I`ll buy this and that blabla". Loved the video and you xx
I love these lifestyle type videos - this is some really good advice you're giving - i do a lot at the moment but and also definitely learning things in he areas that I am a bit bad at :)
Hi Maddie, I’m just wondering what you do for birthday and Christmas presents for people. I have quite a big family and love to buy them presents but I don’t want to go over the top or buy things that contribute to fast fashion, plastic waste, and so on. Any tips on this? Or present ideas? Thanks 😊 x
hi i agree with you exactly anyone dont think about future just spend money around at nowadays its popular shoping but off ending mounth when coming salary we iven dont see it why because already need pay credit debts and when everythıng comes over we just why i spend all salary on this or that .... its true we like spend but hard to save i dont going at starbucks i make my coffeee by own and its make me happy i dont going to expensive restaurant i cooking by my own and saving money and why i must pay for such fast food that much money when i can make frech vegetables food by my own its not taking that much time by the way you right about anything our futuree in our hands :))))))))))))
Omg... I have a problem. 😕 As I listen I’m complaining already to stop. I’m actually responsible, tithe first, bills, save, weekly budget, to the penny! BUT I am buying whatever and random stuff with my budget money. In the near future im going to build a house with my prince. SO it just hit me, could I be buying other stuff for the building part of the home instead of random accessories and unnecessary clothes? Opinions are so opened.
Great video! I've begun the elementary steps of research on investing and retirement, but am having trouble finding resources for more ethical investment practices-- any tips or suggestions? (I really don't want my money sitting on companies that I don't support!)
I must be "lucky" because I live in a poor country and I am a teacher with a minimum wage in a poorer area of my country, which means I am a minimalist without even wanting to be one because I just don't have the money to spend on STUFF. xD It's kind of a problem that I work till night every day and I can't afford to buy a new laptop after my 7 years old one started acting up this month. These are my kind of problems. I need to find a way to make more money but working even more is just not an option because there are only 24 hours in a day.
Yes for you you a minimalist out of force but you still lack for necessities. That's is the problem of the west is that many people have good paying jobs and yet waste their money on shopping for things they don't need and really can't afford which can go to the necessities that you need as you say a laptop. I grew up not really poor but not rich either to afford new things, so I learnt from a child to be resourceful and get second hand things (none of my clothes were new) and free things wherever I could. I have bought new clothes in my adult life but even now if I have some money I always revert back to the second hand and free stuff again simply because it's ingrained in my mindset and I'm experienced with it. You obviously don't want to work yourself to burnout and then be very unwell so if there is no way to make more money e.g. with a side job or pay rise, see if you can get the laptop second hand as many people want to upgrade even though there is nothing wrong with their old one. If you treasure hunt you may find one at a really good price! Hope things work out for you. It makes you a stronger individual!. 😊💪
" I found I get similar satisfaction from decluttering and being organized that I used to get from shopping " THE BEST TIP! I just realized it's so true!!!
Also, don't replace regular shopping with Dollar Tree and thrift store shopping because it's cheaper. $20 at the thrift store vs $20 at Mac is still $20. I learned this the hard way. It's so easy to spend way too much at Dollar Tree. Good finds there, though.
so true! Though at least it makes that $20 stretch if you're spending it wisely.
SOOOOOO TRUE! I learned this the hard way too. Lots of "justified" spending because "It was from the thrift store"
👏👏👏👏👏
I agree so much. i call it placeholder shopping. i'm doing a no-shop month to curve that as well.
Veruca. Yr so right! Dollar Tree is addictive
Managing money as a young adult & basic banking should be part of teenagers education. It should include how to budget, pay your bills etc.
Great vlog Maddie 😍
Tracey Zvirblis 👍🏻 you’re so right, especially in modern world where everywhere you go you’re sold sold sold stuff.
As a 14 year old teen I totally agree with you. Everything I know about money, how to raise your kids and other important stuff, I've learned from my lovely mom. Some things are even more important than the stuff we learn in school(in my opinion).
Anyway have a lovely day/night!
Parents do exhibit for a reason. Your parents really should be teaching you life skills. What else are they there for if not that?
My mum went crazy when I used to over spend all my teen years even adult one until today she tells me how to save and invest but it goes in one ear out the other 🌚 but today I'm making a change
They should definitely have that as part of home economics
I've never understood those who buy a cup of coffee to go every morning. Why? You can brew it yourself and bring an entire bottle!
Kirstine Eibye Elgaard Christiansen I agree, same with buying lunch. You can easily make your own and it's cheaper. But it's a 'can't be bothered' mentality we have but you shoot yourself in the foot because you waste money because of laziness or a preference to do other things.
Kirstine Eibye Elgaard Christiansen Ikr it’s strange
Omg! Thank you. Same thing with buying bottled water in my opinion.
I think it becomes a habit/treat. The ones you make yourself just never seem to taste as good. I wish they did!
Well i saw some u tuber are only in the house.just woke uo then went outside to buy starbucks and came back home..like seriously that is so lazy..im happy with 3 n 1 coffee...
I’ve never needed this in my life more than now.
Me too Madi am at the crossroad of my life. Its now or never.
@@lionessnala2000 ● same !!!!!
Just unsubscribed from all beauty gurus and any other channel that makes me want to buy stuff #step1
🙌🙌💪💪
Same
So the new struggle is ... this holiday season ... and all these “SALES” how to not buy anything just because it’s on sale 😐😥😓😨 HELP!
KimBuining Was I’m not gonna do that cus, I enjoy allot of there vids, I just don’t watch many hauls.
LOL!
The temptation for me to buy clothes every time I go to the shops is completely gone now that I know about fast fashion. I think maybe the more people know about how unethically produced many things are, the more they would be "turned off" by it and wouldn't spend as much money. Love you so much Maddie!!! Thanks for this video!
Very very true! This is a huge reason I don’t shop anymore also!
Natalie Duden Yes! I watched a documentary on Netflix about fast fashion (I believe it’s called True Cost) and once I learned the truth, I knew that I couldn’t participate.
Me too, I watched 'The True Cost' on Netflix and now knowing the ethical and environmental consequences of fast fashion I am not tempted by almost all fast fashion stores. It's been so weird to walk through store after store and see 'nothing' I would want because it doesn't match my values and I just see it as the big brands trying to psychologise me into buying something. Now I just think ' how stupid do they think I am?' I'm not going to be their sucker any more. It's just so liberating and now I feel so 'powerful' in a good way.
SAME HERE !!!!
For me it doesn’t change that much sadly. But I have always been picky about what clothes I buy so most clothes I but I end up wearing a lot. So I guess that makes it a little less bad
I used to get a rush of happiness when I bought clothes or makeup or whatever. But I don’t anymore. And I also don’t have an urge to buy clothes. I think that this is probably a great time for me to continue with not buying useless shit!👍🏻👍🏻👍🏻
Aston Haley this is the thing with society today. We are fed the idea by consumerism, celebrities, media etc that we need to buy stuff to be happy but all it does is leave us miserable as nothing will ever be good enough and after an initial rush we just keep looking for the next hit. It's trying to fill a void we can't fill and we just end up wasting money and hoarding stuff we don't need. And also just because celebrities etc have all these things doesn't mean they are happy, many of them aren't! If money and materialism made us happy, then every rich person would be happy! People are better off getting good at something, learning new skills, seeing new cultures and helping others than shopping for things they don't need.
Great video....so direct and to the point. I’m retired now, and thanks to proper financial planning when I was younger, no debt. So important for the younger people to take notice. Life gets in the way but you can make a difference for retirement if you plan now! Love all your videos, vegan and minimalism is great!
So smart!! I have no debt either. Was lucky that my parents paid mu college.
My best tip is to literally transfer all of your extra funds straight into a savings account. It sounds straightforward, but I used to REFUSE to do this because I thought I could keep track of it well enough. Surprise! I couldn’t. So I was always spending more money than I should’ve. Now that I transfer all the extra into my savings, it is out of sight, out of mind! And I have to stick to my budget or else I’ll overdraw my account. It also feels really good when I transfer large sums of extra money into my savings! Hurray!
I do this, but it's so easy to just transfer it back into my current account.
rockyourpale you must have amazing skills to stick to basic expenses... That is a great idea 👍
Helen C that's where you need to discipline yourself and say no, I don't need to spend it. I'm content with what I have. It takes effort but it pays off, trust me.
Great stuff 👍 What I do is immediately when I get paid I transfer 1/3 of it into my savings and then do not touch it and live with the rest. Get into a rhythm of doing it and you get to the point where you can't not do it. People boast about not saving and say you should enjoy your money but there is a difference between enjoying your money and just blowing it. If you blow it all through lack of self discipline you have no savings for emergencies or back up and who needs that stress? Just save a bit each month and be ok with living with what you can afford. That's all cool 😎
Not everyone knows what will be “extra” and what will be needed for bills and living when they get paid, since it can vary so much month-to-month.
that "not having enough" to "having too much" is so freaking smart!!! i never ever thought about this. Thank you!!!
Stop shopping and unsubscribing really helped me too! I also found a new routine on what to do when I feel the urge to buy. Mostly it happens when I'm getting insecure and start doubting myself. By seeing this pattern I can change it
KimBuining So true, you have to become aware of something before you can change it.
omg yes it's so much easier to shop (denial) than face those uncomfortable feelings of self worth and anxiety. It's not just clothes, it's junk food too...taking it day by day
I love this. But as you are saying in your video, what made me realize that I was spending too much, is when I became so in debt that my father had to step in, help me out, but took control of my bank account... I could not use it unless it was for gas, groceries, car payments, rent, and other necessities. He did this for a year and I was amazed by how much money I had saved by having not spent any money on useless, materialistic objects and always going out to eat/drink. I learned it the hard way but the best way.
Trouble is the government doesn't want to encourage people to save. In the last 10 years I've seen my interest rates drop from 6% to around 1%. Makes me so mad 😡
Yup, it encourages you to spend your money wisely. Saving up loads of money isn't doing anybody any good - not from a governmental perspective at least. They want to see you investing money so that their GDP goes up. Interest rates are low so that you can easily get money to buy a house (→ investment) and so that, instead of leaving your money to rot in a bank account, you invest in the stock market. There's advantages and disadvantages to that, but that's the current policy of at least the bank that's responsible for all things concerning the Euro in Europe. Interest rates are low so you invest your money. Simple stuff.
@@laurakf Housing is not always the great investment it's made out to be. The UK housing market is completely stagnant and has dropped to it's lowest in 6 years, so any first time buyers that invested (particularly during the 2015 peak) are now in serious negative equity.
@@carolinej267 Oh God, I’m sorry!! This wasn’t intended to say that I *like* their current policy, because I don’t. I understand how it makes sense from a governmental perspective but for people like you and me it’s not as nice. Housing is just a really stable investment option for most parts of the world, as people will continue to need housing. It was just an example what the government wants you to spend your money on!! :)
True but at least mortgage rates are also low
Caroline J exactly- this is the idea poor people need to spend more and more to keep rich people getting more rich
Love the tip to Unsubscribe from the email list of companies... I get so many and it is sooooo tempting to buy during a sale... Great advice!
LITERALLY WHY ARENT MORE PEOPLE TALKING ABOUT THIS STUFF
They are it's all over TH-cam and Netflix
I used to read book a lot of books and one day I was out with my dad to a bookstore and saw the “sophie kinsella shoppaholic” book and I told my dad that look dad this is the book about a girl who shop all the time and get in trouble and he look at me and said. That is just like you. I think he is wrong. But then I watched your video. You know fifty things to throw away and I think.. hmm maybe I am a shoppaholic too. And then I was just like that I used to buy cheap clothes so I can have so many clothes to wear. But now I realize that people don’t actually care what you are wearing and little amount of clothes that you can wear is much better than a closet full of clothes, but nothing to wear. I have changed a lot. Decluttered a lot and still continue to do so. Throwing away a lot of things
great video! I used to be such a shopaholic and had too much of anything really, mostly clothes though. That kind of changed when I went out traveling with just a bag and saw how little stuff you need and how much happier you are that way. Now I regularly declutter, avoid shops and online stores, buy less in total and really think about what I buy before I spend my money on it. It's so important to remember what actually is valuable in life.
You need to make a thrifty Christmas gift guide to go with this video :)
I’ve become really good at saving money the past few years, which is huge because I was a huge spender and had years of living week to week. It’s been an evolution, but the first thing I did was work out all my bills for the whole year and then divided it by 26, and I put that money in a bills account every two weeks. All my bills are paid out of that account. This year I also set a really big financial goal that I’m excited to work towards. So now every time I think of spending I am naturally questioning myself and mostly preferring to save the money. Just two things I’ve done. The Barefoot Investor is a great book to help work out your finances too.
At 57, I am finally seeing the light. Shopping thrift stores for clothes, Offerup and Letgo for home furnishings when needed. Paying off credit cards I no longer use. Decluttering brings in cash, makes a friend smile or donate to the local food bank thrift store. It feels great, less stressful and my finances are getting in order. It's never too late!
Thank you so much for these videos Maddie! I am a new subscriber in the process of decluttering my life and practicing more sustainable habits to save money. I used to be an AWFUL shopaholic, I even had my car re-possessed at one point because of my spending problem (my rock bottom for sure :( )
I wanted to share a tip that really opened my eyes and kicked my butt into saving mode. I challenged myself to not shop for anything other than groceries and absolute essentials (soap, toilet paper, etc.) for one month. The amount I saw in my bank account at the end of my challenge shocked me! After seeing how much I saved by just NOT shopping, it seriously motivated me to keep doing this every month. Seeing my savings gave me a bigger kick than the clothing/jewelry/makeup/shoes ever did. This opened up doors of travel, retirement, REAL rewards rather than short little bits of happiness from material objects. If anyone out there is struggling and not sure where to start, give yourself a small challenge, maybe even just a couple weeks and then see the money you save, Its really great motivation! THANK YOU again Madeleine, you have been an inspiring resource to me on this journey so far!
Now I just wish I earned enough money to save more XD Unsubscribing from beauty gurus and subscribing to more minimalist channels really helped me stop spending! (Plus being skint lmao)
Haha yes being skint can definitely help with the no-spending! I was there a few years back and it really gave me a great reason to get stuck into minimalism and decluttering!
Smart idea and leave your creditcard at home and just take the amount with you that you want to spend 😊
Simple Christian Living I don’t think these things should be replaced. Wait til they’ve run out then buy a better option.
I read once that Canadians drink more coffee then any other country (probably because of the cold winters and autumn). Most people I know probably spend around $5 a day on coffee and hot beverages. I never understood it! I have always been cheap. When I worked in the mall, I preferred to take my break in the break room because walking through them malls was very tempting. Companies spend a LOT of money advertising and trying to get us to think that we need to consume more.
Jen Martin My daily coffee is the hardest thing for me to give up, even though I know it costs me over $1,600 a year.
I so relate to your point about gaining the same level of satisfaction (perhaps even more so) from decluttering that you once obtained from shopping! Your spirit and your space feel lighter from removing items that no longer serve you and you realize that you don't actually need as much stuff as you once thought you did to truly thrive. This is a really important message to spread in a world where conscious consumerism is at its infancy.
fashionisbliss yes I totally agree. My space felt better once I decluttered. More at peace. But consumerism knows how to trick us and you really need to fight the power as its just polluting our planet and wasting our money. Second hand clothing is the best bet for clothes so it gets circulated around and not ending up in landfill but it's hard to get people to buy second hand when they are anal about something someone else has worn and are ego driven to elevate their social and sexual status.
I used to be a shopaholic when I was in college. Even though I was living paycheck to paycheck, that stress wasn’t enough for me to change my ways. It wasn’t until I found vegan, zero-waste youtubers that I realized how non-environmentally friendly my shopping was and how my actions didn’t align with my values as a vegan who cared about the environment.
i like what you just said.. you get the same satisfaction from decluttering and organizing as you used to from shopping. I AGREE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I'm a filipina teenager and I'm practicing to become a minimalist. This video help a lot. Thank you. 💓
thank you for this! I'm a student and around -£2,000 into my overdraft and i've been worrying about it constantly. Thank you for the much needed positivity :)
I don't know about the uk, but in the netherlands you can decide in debt (overdraft?) you can go. For example i can't spend more than there is on my bankaccount. Mabye you can change that too
I'm 22 and I'm so glad that I learned from my parents and other people's mistakes when it comes to finances. And that I never really had to "learn the hard way" because I've always been frugal with my money and knew how to manage it since I got my first job. Young people definitely need to be taught this mentality in school or even just by their parents. Being this way has really helped me with being able to get my own car (that's only 4 yrs old) with my own money and still being able to live comfortably and not buy dumb things I don't need. This video is what young people truly need in order to be successful in their life, in their own way. Not by trying to keep up with what new iPhone came out or what someone else has.
A tool I can't be more positive about is YNAB (You Need A Budget). My boyfriend and I use it every day and helped us save more money and be thoughful about where to spend our money on.
Basically, you need to give every penny that comes in a category and a purpose. You need to put in every expense you do, withdrawing it from the right category. You can see exactly where you spend your money on. Say, you have $20 every month available for make-up, and if you buy for $35 that month, you need to take out $15 from another category to make up (pun not intended) for your overspending. That leaves you with $15 less in, let's say, your 'vacation' category. That makes you more mindful of the things you value most and where you spend your money! Thanks for the vid!
so many important tips... I'm still a shopaholic, but I hope I can change this soon.
No
Thank you for the wonderful, positive, and uplifting messages you send out into the world. I watch your minimalism videos whenever I need some motivation to clean and declutter. From watching this video, I’ve decided to not go into stores just to have a look around. I inevitably end up buying something! I will only go into a store if I need something or I’ll buy it off Amazon and not look around. Thanks, Madeleine!
Love this video. I'm in a sociology class rn that tackles problems with consumer culture and it makes me reflect on this ALLLLL the time. Hugs from Pittsburgh :)
The bank account I had in South Africa would display ALL the money available to you (including credit card money) and it was so powerful in keeping you tied to your debt. I am so thankful to my partner for having helping reframe my mindset. I am now debt free and living frugally. Following you and getting your advice is great, and I thank you too. X
I totally agree that the feeling of de-cluttering is just as satisfying as buying something new. Balance and intentional purchases are what is helping me save $.
These practices raises personal self-value unlike all the stuff that complicates my life. I wear the same pieces repeatedly and seldom wear cosmetics so unsubbing from shopping channels and materially focused living magazines has changed the game. Thanks for all of your suggestions!
First video of you that i've watched and this is the way to introduce yourself. Very educative and i'm also very happy that you've mentioned not to get coffee, meals everyday, because i feel that this is also a part of being minimalist. It's these small details that tend to skip most people their minds.Great video!
Great video. I used to be shopaholic.Definitely the best thing for me is to avoid the stores. I also love to declutter. I never thought of using this to fill the void of shopping. Brilliant. Thanks so much. Next time I feel the urge to shop I will declutter a closet or drawer to keep my mind of shopping.
I restrict myself to at most spending $200 each month. (other than basic living) If I spend over for one month, I will deduct from the other month. Just keep reminding myself not spend over $200.
Maggie SimpleLife that is a great idea, thanks for the advice 😁
Great idea!
Sell your clutter from decluttering :D then donate them if they dont sell 🤷🏻♀️ and charity / secondhand shopping for clothes (and house stuff and furniture??) saves you money, plus you don’t contribute to fast fashion “capitalist consumerism trends” and its unethical / unsustainable practices that comes from the industry. Win win. 👏🏼
House stuff and furniture as well, if it survived people before, it is good enough quality for you as well. And unique, instead of having same ikea stuff everyone has!
super helpful Mads
Sustainably Vegan I keep seeing this symbol lately ‘
Louise Murphy it’s a sideways heart ❤️
Thanks
I've never been a Shopaholic....hate shopping in stores. Grocery shopping is an itemized list i stick to, like glue. I do shop online and have Wishlists, also keep a running tab on Necessities so i don't spend hella money (I do indulge myself, budget permitting). I have a great Financial Adviser who has led me through the past 13 years (except in 2008 when everyone fell short) but...i took you up on the SkillShare offer for the next 2 months.....thank you so much for this video.
💓 you are the most specious person I met in social media and I thank my lucky star for that ..My life has been changed since the first day I saw your videos and it's been a month I've learned lots of things and made good changes to my life 🎀 Thanks a lot Madeleine ..💖 Say hi to Alex.. You guys rock!
I love charity shops, for clothes, books and gifts. :)
Thank you so much! I don't know why but after watching your videos every time I feel very motivated and sort of committed!
This is something I cannot explain but it actually works!
Thank you c:
I just made it through my first weekend without going shopping! 🥳
This is such good info, I often find myself wanting all the clothes I see online or in the shops, and recently, I've been telling myself that spending however much on this one dress or one jacket could give me x amount towards a holiday or something and its been helping but i'm definitely not there yet and its so difficult to stop when its such an easy thrill.
This is such a fantastic video and will help so many people!
Consumption is normal. Overconsumption is why minimalism and knowledge about money are so necessary. Loved the video, very sane advice :)
I stopped going out in October (kinda sober october thing) and also tried out "saving my hundreds". So the idea is that let's say you getting paid £367 a week. £300 goes to savings account and you try to get by for the £67 (and whatever else you had in your account). It worked miracles for me
Love this idea!
@@MadeleineOlivia it might be easier for me cause i also get around £100+ in tips cash in hand so i try to spend that and save all the actual paycheck
You get paid 367 a week, right okay. But explain to me who (living normal independent life) can afford to put away 300??? What about rent, all the bills, food shopping and other necessary stuff like shampoo. Like seriously I don't get a lot at all and I struggle to save even 100 a month becasue most is bills, rent and food becasue I need to exist.
@@niewiem00030 i do still have to pay all those things, and bills and food shopping etc. And I do pay it from mix of paycheck and savings. The fact that I put money away doesn't mean that they are untouchable. Putting them in separate account helps me not spend them all over the place but I still use them for stuff.
Hey, you inspired me to declutter earlier this year. I love watching your videos as they are so Inspiring and helpful and you have really helped me get on the right track with sorting my life out! Thank you Maddie 🖤
one thing I have learned buying clothes or better to say I ask myself is which is the porpoise of it, for example right now I have bought an expensive jacket for rain, that it will be hardshell for the next winter...I live in a country with hard winter, uncomfortable fall and not so sunny spring so this jacket will be with me many days per year for several years, the old one I have thrown after 10 years of using it. While a jacket for a southern Europe spring it is totally unuseful so I will never buy or I will spend very little on it. This is just an example...
I'm not a shopaholic, but as an American there were still some impulse purchases I would do but they were mostly to buy things for someone else. Bad habit since they weren't looking out for me like I was looking out for them. So I'm cutting down on the impulse buying, and focusing on making more money with a seasonal job, paying off some debt, and saving money to invest in a duplex next year to live in one side and rent out the other since in Florida the rent is higher than the mortgage. Wish me luck!
Unfortunately I agree with you. Wished I would have watched your video years ago. But now that I'm older I really don't "need" as much as I used to. The new trends bore me and are now too young for me. I don't need any more clothes and accessories. I have all the basics and a lot of "good" clothes. I don't need anything for my house. But still somehow, somewhere the money is still disappearing. Great tips and great video.
Can you PLEASE PLEASE PLEASE make a video on how/what you use to edit/film you videos/photos. Your style is so clean and classic, I would love to know
I started watching your videos over the summer and found them really inspiring! It motivated me to do a massive clear out before moving Ireland-USA for grad school. I came here with only one normal sized suitcase!!! Past me would genuinely never have thought that was possible. When I lived in England I had a FAMILY size suitcase (big enough for four!!!) and a normal sized suitcase AND a small suitcase. Mad. Since I moved here on August 28th I've bought 3 dresses secondhand (there was a ridiculous heatwave and I hadn't packed summer clothes), a secondhand book, two plants, and a notebook. Honestly, I will never go back to fast fashion or buying myself stuff every weekend. I'm using the money I've saved to go home for Christmas- small changes add up to big savings! Keep doing what you're doing and I'm v excited for more clear-out and packing videos as you get ready to head to Cornwall :)
I love your videos about money! I'm a student and really struggle to stick to a budget so your videos are a very helpful reminder to keep on track! :)
I think i am on the right track,no debt,i dont buy decorative items that will just harbor dust,i only have the stuffs i need ,and i always buy the good value for my money.
This video is so inspiring!! thanks for this Maddie 😊👍, I’m still trying to stop my shopping addiction but it has been very hard to stop this habit but I know I can do this for myself 👍 to become a better version of me, good luck with the business I hope it goes great for you
The kind of video you feel better for having watched it. Such a great message!
I have a friend who constantly shops and constantly declutters. She's in a constant cycle. On the other hand I am a hoarder, but I rotate my stuff, or when I need something I look through what I already have. If I need something, I already know I probably have something that will work. So I focus more on bringing in less and using what I have, even if its not "perfect."
I found it helpful to set a separate account for clothes, makeup, house stuff etc. After paycheck I sent some monet to that account every month and I only spend that much on stuff that I want to buy. I quicky realized that I dont buy stuff that often because I see clearly how much I spend on extra things and how much I have left. I started to think that meybe I really dont need to buy something and rather keep that money in my side account and save for something else. Also I really agree that money is a taboo! I studied finances but still had to learn myself how to manage house budget and how to save money myself. Great video for money saving begginers! :)
Great video, I've been embracing the less stuff mentality. I still indulge in Blu Ray's because it brings me joy but I've really scaled-down my spending and increase saving and investing.
Thank you for this video Madeleine, it was so inspiring! You definitely deserve more subscribers, and I can see your channel growing lots in the next year as more people become aware of minimalism and veganism :)
Hi, Maddie! I'm not a shopaholic but I have some trouble managing my money... Great advice in general, with some really great tips ;) Just wanted to let everyone know that if you can't afford something like Skillshare (specially if you have a tight budget) that there is a great channel, specially for people on their 20s and 30s, called The Financial Diet that has great advice as well. Not sponsored, just trying to help!
Love seeing (almost) all of your videos (also on the other channel); I'm not vegan but you inspire me to be more creative with vegetables and in general ;) I have had IBS D since I was 20 (I'm 36 now) and even though it is very different from your kind I love how in - what it seems - so little time you have found a way not to let it hold you back (something that I still struggle with). It is very inspiring and it makes me really proud! :) I wish all the best for you and Alex and, thank you for sharing ;)
Oh, and when you come back to Porto next year, know this: women should say "obrigada" and men should say "obrigado" (it depends on your gender and not on the other person's - even portuguese people get this wrong ;) ) :*
(By "almost" I just meant that I haven't seen them all :D )
This is very good and useful video.
You’re so right. Specifically I can relate to your advice on unsubscribing from those you tubers who sell and sell to us . I found myself buying more after watching those channels. The problem here is that they earn money by advertising and selling to us meanwhile we are just wasting our money. This is horrible moral issue but here we are that’s what people do to earn nice comfy money for themselves - capitalism ..... so 🥴 we need to smarten up for ourselves
Thank you for the video and your message
I think unsubscribing from things and avoiding going to a shopping centre is so powerful! I always get sucked in by haul videos and end up buying things!
Keeping track of everything you spend really helps me! I love your make-up, would you consider doing an overview of the everyday products you use?
I do not unsubscribe from store emails anymore because I find that at times I really do need an item from that store and it's good to have a coupon. I simply mark them as SPAM and find them when I need them. It's been great!!! That is what works for me now, just saying. 😊😁😀
I was brought up in the 80ies and find it very alarming that shopping today is such a big thing. Just when I look at what people buy and then throw away, it's insane! Can you young guys imagine that I only had two trousers and two sweaters when I was 22? LOL We didn't buy so much stuff and - with Xmas coming up - I have to say that we also didn't make so big presents (and definitely not to everyone we occasionally know...). We had less, we didn't need more and we were happy. Sometimes I think the urge to "need" more is a sort of side-effect from the world-wide social-media "epidemic". Nowadays you can see what people have around the globe and that creates "needs" or better: desires.
I'm happy to see that more and more young people are into that minimalism-thing. To me it seems like I was brought up to be a minimalist, just that nobody called it that way ;)
i cant tell you enough how your going to change my life for the the better☺ thank you so much for you videos!
Maddie!!! This video came at the perfect time for me, all of this resonated with me so much. As always, thank you for putting out such great content :)
Best to save is not to spend
Very true!
Too right! It can take a long time to learn, but when you do, never unlearn it!
Your profile pic tho wtf
My biggest piece of advice to shopaholics is to check your bank account daily! So many people don't even check their bank accounts and that leads to things like paying for subscriptions you forgot about or just thinking 'yolo' before buying something. See where your money is going!
Great advice!
This couldn’t have come at a better time.
This was such a useful video. I’ve decluttered sorted through every single thing I own & its amazing what u don’t need.Looking forward to the warmer weather so I can sell it at a carboot & save what i’ve earnt. Thx again
i’m trying to not spend any money this november so this video couldn’t have come at a better time! also your makeup looks gorgeous
So true that we're definitely encouraged to live in debt and overspending. Friends literally egg their friends on to make terrible decisions because "yolo".
The most effective way i manage my finances is writing EVERYTHING i need on a spreadsheet and actually allocating money for that. That way you will only buy what you need an not do impulse buying
Thank you refreshing that you are educating your self .and learned hard lessons in life and changed it around .my story is similar xx
I absolutely love your videos. Much love from Ontario Canada 🇨🇦. Thank you for sharing.
Great video, solid advice- good for our wallets, the environment, and our happiness!
You inspire me so much! When you said the thing about following or being around people that spend a lot of money on clothes and stuff I relate SO much. All of the people I work with, my sister and a lot of my friends that I spend time with do this and if I don`t get input from somewhere else (like you, or say Dave Ramsey xD) sometimes, I start to think "oh, maybe I`ll buy this and that blabla".
Loved the video and you
xx
Yes appreciate the focus on good personal finance and dragging yourself away from the debt laden consumerist culture that is accepted as normal! X
I love these lifestyle type videos - this is some really good advice you're giving - i do a lot at the moment but and also definitely learning things in he areas that I am a bit bad at :)
Love this advice and mindset, getting started on my own minimalism journey right now!
loved this video. I’m currently in the process of reversing my debt and building up my savings for my future
Hi Maddie, I’m just wondering what you do for birthday and Christmas presents for people. I have quite a big family and love to buy them presents but I don’t want to go over the top or buy things that contribute to fast fashion, plastic waste, and so on. Any tips on this? Or present ideas? Thanks 😊 x
Beautiful and smart. Thanks Olivia!
You have an EXCELLENT channel...nicely done!
hi i agree with you exactly anyone dont think about future just spend money around at nowadays its popular shoping but off ending mounth when coming salary we iven dont see it why because already need pay credit debts and when everythıng comes over we just why i spend all salary on this or that .... its true we like spend but hard to save i dont going at starbucks i make my coffeee by own and its make me happy i dont going to expensive restaurant i cooking by my own and saving money and why i must pay for such fast food that much money when i can make frech vegetables food by my own its not taking that much time by the way you right about anything our futuree in our hands :))))))))))))
Hi Maddie another great video we consider ourselves minimalist. Being more mindful of what we purchase.
Omg... I have a problem. 😕
As I listen I’m complaining already to stop.
I’m actually responsible, tithe first, bills, save, weekly budget, to the penny! BUT
I am buying whatever and random stuff with my budget money.
In the near future im going to build a house with my prince. SO it just hit me, could I be buying other stuff for the building part of the home instead of random accessories and unnecessary clothes? Opinions are so opened.
Unnecessary and wasteful consumerism is the driver of debt. Basic accounting principles and changing your approach on life can help.
Thank you so much for this kind of video! Need more of them on TH-cam
Great video! I've begun the elementary steps of research on investing and retirement, but am having trouble finding resources for more ethical investment practices-- any tips or suggestions? (I really don't want my money sitting on companies that I don't support!)
This was very helpful and encouraging for me, especially before the holidays
I must be "lucky" because I live in a poor country and I am a teacher with a minimum wage in a poorer area of my country, which means I am a minimalist without even wanting to be one because I just don't have the money to spend on STUFF. xD It's kind of a problem that I work till night every day and I can't afford to buy a new laptop after my 7 years old one started acting up this month. These are my kind of problems. I need to find a way to make more money but working even more is just not an option because there are only 24 hours in a day.
Miyankochan I hope you find a way to get a new laptop. I also need one, waiting for the new year sales!
Yes for you you a minimalist out of force but you still lack for necessities. That's is the problem of the west is that many people have good paying jobs and yet waste their money on shopping for things they don't need and really can't afford which can go to the necessities that you need as you say a laptop. I grew up not really poor but not rich either to afford new things, so I learnt from a child to be resourceful and get second hand things (none of my clothes were new) and free things wherever I could. I have bought new clothes in my adult life but even now if I have some money I always revert back to the second hand and free stuff again simply because it's ingrained in my mindset and I'm experienced with it. You obviously don't want to work yourself to burnout and then be very unwell so if there is no way to make more money e.g. with a side job or pay rise, see if you can get the laptop second hand as many people want to upgrade even though there is nothing wrong with their old one. If you treasure hunt you may find one at a really good price! Hope things work out for you. It makes you a stronger individual!. 😊💪
Great information for my journey on minimalism, thanks