How to build Credit Score after you come to USA | Indian/Jain Vlogger in USA
ฝัง
- เผยแพร่เมื่อ 21 ต.ค. 2024
- #creditscore #creditcards #credithistory
You can use the Credit Karma app to track your credit score. Make sure you regularly keep on checking your credit score to keep a track of things.
This video has been made best to my knowledge. Please don’t take this as financial advice. Do your own research before taking any decisions.
Discover: (Good as a first card)
Become a Discover Cardmember and get a $100 Statement Credit with your 1st purchase within 3 months.
refer.discover...
Marriott Chase Card: (Good if you travel a lot)
Earn 3 Free Night Awards with the Marriott Bonvoy Boundless® Credit Card or 30,000 Bonus Points with the Marriott Bonvoy Bold® Credit Card. I can be rewarded too if you apply here and are approved for a card. Learn More.
www.referyourc...
SoFi Bank Account( To earn interest):
Hi! 👋 Join me to start earning more money with SoFi Checking and Savings. You’ll earn up to 4% APY and pay no account fees. Use my link to sign up and you’ll get a $25 bonus and up to $250 when you set up direct deposit. www.sofi.com/i...
Delta American Express Card : ( If you travel a lot)
Apply for an American Express Card with this link. With your new Card, you could earn a welcome bonus and your friend could earn a referral bonus. Terms Apply.
americanexpres...
Chase Sapphire Card: ( To earn points)
Now you can earn 60,000 bonus points with the Chase Sapphire Preferred® credit card. If you apply and get approved, we can both earn rewards:
www.referyourc...
This was really informative. My wife just moved to NJ and this will help her a lot in navigating the credit card game.
Again very nice video…Keep going strong 😊❤
Thank you so much 😀
Thank you Bhai 🫶🏻
Please like, share, comment and subscribe
Very Informative video..
Glad you liked it☺️
I applied for Discover based on your recommendations and I am using that from last 6 months. Keeping my usage under 10% using the same technique that you have mentioned.
Which credit card should I apply as next as per your experience? My credit history is 6 months old and score is around 730.
If you travel I would recommend Chase Marriott or United. I have Chase Marriott use it on daily basis to get points for hotels . (Dm if you need referral). I use the one which costs 95$ yearly but you get 3 free nights in the first year and then 1 free night every year along with other perks
If someone banks with Chase as their first bank do you still recommend the Discover card as first card? Or is a freedom card a good starter?
You can try anyone, let me know if you need a referral
👍
Superb value video
Glad you liked it
Good 🙏👍
Thanks
few big supermarkets or gas stations only accept few credit cards like only VISA and no Mastercard
Yes thats true. I think costco takes only visa
Very informative 👍
Glad it was helpful!☺️
This is very informative and helpful Pratish. Can you please guide that from where and how you got your Discover credit card? I am here and I want to apply for one today. I already have a checking account in TD Bank that I am maintaining for the last 2 years.
I have a referral link in the description of this video. You could use that
Bro,
Can a recent mover's credit history from India have an impact on their credit score in the United States?
No
💸💸💸💸
☺️
Can we open a bank account before even coming to the US (without SSN) ?
If yes, then may be while we are in India for some time, we can spend and increase our credit score pro actively before even landing in the US
You can open a bank account but your credit score depends upon your SSN which you won’t get before coming to US. Its similar to our pan card
@@PratishandBhavika Ok, makes sense. Then nothing much we can do pro actively. Thanks for the clarification! Great video