I Bought a 320 000€ apartment in Finland But I Don’t Own It

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  • เผยแพร่เมื่อ 12 ม.ค. 2022
  • If you ever consider buying an apartment or home in Finland, it's paramount to understand how buying a home in Finland works.
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ความคิดเห็น • 328

  • @AleksiHimself
    @AleksiHimself  2 ปีที่แล้ว +2

    ✅ Get My Free Guide to Buying a Home in Finland in 10 Steps:

  • @SNAPBOXER
    @SNAPBOXER 2 ปีที่แล้ว +44

    In NYC this is called a Co-op (Cooperative) and is the most common form of real estate in the city. In fact, it was Finnish immigrants who first brought the concept to NYC. There are 2 Finntowns, one in Brooklyn and one in Harlem.

  • @FinSemi
    @FinSemi 2 ปีที่แล้ว +49

    This video is really good explanation for english speaking people! I had been working as taloyhtiön puheenjohtaja for about 15 years, and we have some english speaking shareholders in our company. I wish there had been possibility to show this to them before.

  • @NPRoberto
    @NPRoberto 2 ปีที่แล้ว +59

    This is really important to know and I'm lucky that I was already here when you uploaded. My husband and I are looking for homes and we didn't know any of this. Love your content, keep it up!

  • @RhozelSanguir
    @RhozelSanguir 2 ปีที่แล้ว

    This is a big help! Good to know and thanl you for sharing. I'm happy to watch your blog. Always inspiring❤️

  • @hannahlarsson8440
    @hannahlarsson8440 2 ปีที่แล้ว +1

    Excellent video Aleksi. Thank you for explaining very clearly and in detail the system involved to buy an apartment in Finland 🇫🇮 Thank you 😊

  • @harrycslau
    @harrycslau 2 ปีที่แล้ว

    Very informative! The explanations is so clear, thank you!

  • @n.n.7240
    @n.n.7240 2 ปีที่แล้ว +3

    Oh man! Thank you for translating every word to English! It is very helpful!

  • @Sh0ckmaster
    @Sh0ckmaster 2 ปีที่แล้ว +5

    Moi Aleksi, long time no speak! Glad to hear you've made it on the property ladder. There are similar apartments available here, I think they might be called "Share transfers" but they don't offer nearly as much in the way of rights as the Finnish system does.

  • @deadstump4970
    @deadstump4970 2 ปีที่แล้ว +2

    This sounds a lot like the Condominium (or condo) system we have here in the states. Pretty neat. Love your videos. Keep it up.

  • @alisaleemkhan4
    @alisaleemkhan4 2 ปีที่แล้ว +3

    Really Informative helpful video like always and can you make videos if someone wanna build their home in Finland how things work from buying land and hiring construction company for build Thanks keep it up Aleksi

  • @kubes8388
    @kubes8388 2 ปีที่แล้ว +2

    I just wanted to add in Canada this is rather interesting method you have in Finland because a long-term necessary renovation usually happens around every 25-years for our building that require a large sum down payments which ultimately need your owner to have loans and funding as you mentioned, otherwise you pay out of pocket and that could lead to extending to pay your mortgage rates rather than of course you said, utilizing the capital gain on your home as loan alongside combining saved funds to finance that total cost of maintenance. That is why it's interesting to just do it early & thank you for sharing that's how Finland has it in some places (fyi the alternative is you have to pull out to pay something like 100,000 USD for just re-building roof repair etc. like my sister did. They ended up adding it back on to their mortgage anyways so ends up more expensive than having the money ready.)

  • @AJBonnema
    @AJBonnema 2 ปีที่แล้ว +2

    That is a very good and informative video: thank you very much!

  • @CravingwithDavz
    @CravingwithDavz 2 ปีที่แล้ว

    Thanks for sharing this Aleksi

  • @fdmarin
    @fdmarin 2 ปีที่แล้ว +6

    This is a great video Aleksi, congrats! Very informative.

  • @VloeiendVlaams
    @VloeiendVlaams 2 ปีที่แล้ว

    Kiitos tästä videosta !

  • @gilagababa
    @gilagababa 2 ปีที่แล้ว

    Thanks for explaining! Really good explanation.

  • @mylifeisinhishandsamen4167
    @mylifeisinhishandsamen4167 2 ปีที่แล้ว

    LOL..I have been watching your videos on and off once in a while but this video is what made me subscribed few minutes ago. Good content!

  • @swapnilvirus
    @swapnilvirus 2 ปีที่แล้ว +27

    Great video. I think you could have also mentioned the rental plot/"Tontin vuokravastike" because that's easily forgotten while searching for the apartment and also the 10 year warranty rule which might be a good thing. I cant thank you enough for the ceiling electrical socket picture. We moved recently and there is one ceiling socket looks exactly like what you showed. I will contact the housing management company now.

  • @tianranli1387
    @tianranli1387 2 ปีที่แล้ว +1

    Onnea! This is best video I've ever watched to introduce Finnish apartment system. I wish I could watch it when I chose my current apartment