Really surprising that they don't let you monetize the pies more effectively. Appreciate all the work you've done to make the pie and keep it maintained.
I like Trading 212 pies, but I agree there is much room for improvement - the pie within a pie feature is something I requested on the forum from day one, I don’t think it’s going to happen any time soon. With regards to users and accusations etc…it’s one of the reasons why I never share anything I do financially, whether that be investing, trading, or anything else financially. There will always be someone who’s ready to blame you for their misfortune or lack of success in the market. I really do admire people who share their stuff with others, for me I just don’t need, or want, the hassle that comes with that.
I use pies as a tool to group my stocks by sector or geographic locations. I manually import my buys into them as I try to buy when I feel the value is right for me. I wouldn’t like to buy randomly as you mentioned you wouldn’t not be getting optimal prices.
I did the same thing, I made my own pie and as it goes up and down most of my pie is dividends so I get around what I should be getting and then it's reinvested again
You focus a lot on the sharing/social aspect of Pie which i personally dont care about. I created my own Pies from the start. The features i am missing are: - possibility to autmatically rebalance with new investments only and not by selling/buying pieces which trigger taxes: % are modified temporarily when the weights of the stocks have diverged above a certains threshold from the targeted % (now you have to do it yourself and monitor) - possibility to set to 0% some stocks within the pie if one want to temporarily stop investing in some (now limited to 1%) - pie within pie indeed would be nice feature Oh and you simply discovered human nature with this Pie sharing ;) Absolutely not surprised about the entitle behaviour you ve noticed
If i didnt change my investment strategy to only etfs, your pie would be the only one i would be investing my cash, very organized and easy to follow, the faq helps a lot and people need to start looking at ex dividends and etc because that only answers many of the questions of why they havent received a dividend yet. keep up the good work :D
I was new to stocks and shares, didn't have a clue what I was doing on t212, so looked in the pie section. I copied yours based on the dividends and number of others copying. It's done well. I'm now reading about whether I should keep applying updates. I did it to one pie and lost shares that seemed to be doing well and it lowered the dividends. I think beginners get confused with long term growth and dividends.
Just joined the Dividend Cult on Patreon after watching this video and recieved a very warm welcome - I spent an hour there this morning and learnt lots already! Thanks for creating it 😊
Agreed with all your points, personally I found it quite frustrating to edit pies, for example trying to sell of one particular under performing stock from a pie, I ended up cashing in the entire pie and just buying stocks I wanted manually for greater control and visibility. And yeah echoing other comments here, you're pretty much the only person to actively use the feature, appreciate you maintaining your pie and giving your feedback. Trading212 owe you in my humble opinion.
I think that there are some well thought out pies that people have put a lot of effort into it but we just will never be able to see them as they are unreachably low on the leaderboard just because they haven't been there for years
I like the pie concept, but it really needs better features for managing it. I wish you could set absolute values per investment instead of % e.g I want to invest a max of £5k in one stock / etf then when I put more money into the pie, I would like it to go to other stocks instead. I know you can do this kind of manually via the custom feature but it feels clunky
It annoys me that the only way to auto invest is with a pie. Meaning I have a pie with a single ETF in in, just to allow me to use the Auroinvest function!
Welcome Back Chris, I’m relatively new to investing although picking up knowledge here & there from TH-cam Etc. I feel relatively comfortable investing in the pie whilst it’s under your stewardship.. What would your advice be for a novice if you were to stop monitoring it?
Difficult to go into too much detail here but in essence: -Make sure you know what your strategy is, and that it suits your goals -Don't panic when things are looking rough on the +/- and stick to your strategy I am actually working on a course that will hopefully be out later this year that you would most likely be interested in!
Now you've always talked a bit flat and fed up sounding ever since I started watching your videos. But this video... Sheesh you sound completely and totally done with it all. I love your ADD pie. It's fun, all of us at work "play" it together and constantly up each other's contributions just because it's fun to compare 17p dividend over 15p. It's great banter. Honestly though do you recommend the ADD as a pie that can make you financially comfier later down the road? Or would you need 500k in it for it to work well?
Haha sorry I come off that way, that’s just my normal voice 😂😂. I chose the stocks mainly because of the payment dates but also opted for quality as much as possible. It might not be the perfect optimised portfolio but if you are enjoying the regular income it will be worth sticking with it as the payments grow. “The best investment strategy is the one that you will actually follow” Something like that. Glad to hear you are enjoying it, love getting insights into how people are using it
If they had Robin Hood style options trading (i.e very simplified) that people had to pass a competency test to use then I think that would be a huge winner
I have never seen the benefit of following a pie. I do however get good ideas from people who clearly are more talented and knowledgable than me. I would like more flexibility in Pie management but my 3 Pies are all focussed on dividends, I struggle with low value so I limit the number of stocks I have so i can buy more shares and get chunkier dividends. That has its issues with a slightly riskier portfolio and monthly variant in div value, but on the whole I am happy getting around 8.2% and if lucky enough the share value can keep positive over time. I also constnantly look, to review, take profit on low div yield shares and reinvest on higher ones. I also track the history of paying divs to bring balance to the risk.
Well said - quite simply, there is nothing that the pies do, that a half decent excel sheet can't do better, sadly. At one point in time, I resorted to making a pie for each sector I wanted, and labelled them as something like "16% REITS" and "20% ETFs", having the sum of all pies %'s = 100%, but that became tiresome. So now I just have my list of companies/ETF's in Excel, and buy/sell generally..... shame really, the pies feature could have been something so good, instead it did a classic Clarkson Top Gear moment; "Ambitious but rubbish"
Hi, im just starting out on dividend stock journey. i have recently had 2 stocks pay me a total of £1.15. What has actually landed in my free funds is 58 pence. Basically 50% has come to me. Does trading 212 take 50% of all dividends?
I treat my T212 account as 1 pie. I used to create pies within the app but it gets quite frustrating when you need to edit something Also, I'm not a big fan of small fractional shares, it just looks messy I don't mind seeing 6.5 but 6.5536493 is annoying 😅
![โฮ่ง! (SUGOI) - LYKN [ OFFICIAL MV ]](http://i.ytimg.com/vi/nFp4zjAARFs/mqdefault.jpg)
Trading212:
Get a free share if you use code DIVEXP even 10 days after you open your account!
www.trading212.com/
Really surprising that they don't let you monetize the pies more effectively.
Appreciate all the work you've done to make the pie and keep it maintained.
i started copying your pie a few weeks ago and got my first dividend today, Keep up the good work :)
where do you copy pie from ?
I like Trading 212 pies, but I agree there is much room for improvement - the pie within a pie feature is something I requested on the forum from day one, I don’t think it’s going to happen any time soon. With regards to users and accusations etc…it’s one of the reasons why I never share anything I do financially, whether that be investing, trading, or anything else financially. There will always be someone who’s ready to blame you for their misfortune or lack of success in the market. I really do admire people who share their stuff with others, for me I just don’t need, or want, the hassle that comes with that.
I use pies as a tool to group my stocks by sector or geographic locations. I manually import my buys into them as I try to buy when I feel the value is right for me. I wouldn’t like to buy randomly as you mentioned you wouldn’t not be getting optimal prices.
Thats pretty smart, I like it
I did the same thing, I made my own pie and as it goes up and down most of my pie is dividends so I get around what I should be getting and then it's reinvested again
You focus a lot on the sharing/social aspect of Pie which i personally dont care about. I created my own Pies from the start. The features i am missing are:
- possibility to autmatically rebalance with new investments only and not by selling/buying pieces which trigger taxes: % are modified temporarily when the weights of the stocks have diverged above a certains threshold from the targeted % (now you have to do it yourself and monitor)
- possibility to set to 0% some stocks within the pie if one want to temporarily stop investing in some (now limited to 1%)
- pie within pie indeed would be nice feature
Oh and you simply discovered human nature with this Pie sharing ;) Absolutely not surprised about the entitle behaviour you ve noticed
Welcome back! I've been waiting for pies within pies since pies came out!
I definitely feel like that was on the road map then they must have got distracted
If i didnt change my investment strategy to only etfs, your pie would be the only one i would be investing my cash, very organized and easy to follow, the faq helps a lot and people need to start looking at ex dividends and etc because that only answers many of the questions of why they havent received a dividend yet.
keep up the good work :D
Thanks mate!
I was new to stocks and shares, didn't have a clue what I was doing on t212, so looked in the pie section. I copied yours based on the dividends and number of others copying. It's done well.
I'm now reading about whether I should keep applying updates. I did it to one pie and lost shares that seemed to be doing well and it lowered the dividends.
I think beginners get confused with long term growth and dividends.
Really like the way you explain everything in the FAQ. Thanks for your efforts and time to make things easier to understand
Thanks! I am actually working on a full investing course in a similar (but more organised hopefully) format to the FAQ so stay tuned for that!
Just joined the Dividend Cult on Patreon after watching this video and recieved a very warm welcome - I spent an hour there this morning and learnt lots already! Thanks for creating it 😊
Glad to have you there!
Agreed with all your points, personally I found it quite frustrating to edit pies, for example trying to sell of one particular under performing stock from a pie, I ended up cashing in the entire pie and just buying stocks I wanted manually for greater control and visibility. And yeah echoing other comments here, you're pretty much the only person to actively use the feature, appreciate you maintaining your pie and giving your feedback. Trading212 owe you in my humble opinion.
I think that there are some well thought out pies that people have put a lot of effort into it but we just will never be able to see them as they are unreachably low on the leaderboard just because they haven't been there for years
Welcome back
Thanks mate, glad to be back!
Would love to see an InvestEngine ETF pie with monthly portfolio updates 👍🏽
Great idea!
Would you be interested in comparing it to something? If so what do you think would be good?
Thanks for all your hard work. Unfortunate you haven’t benefited more. Completely agree with your points.
Good to hear your voice again
Thanks Jubair!
Been following your pie for YEARS, thanks!
I like the pie concept, but it really needs better features for managing it. I wish you could set absolute values per investment instead of % e.g I want to invest a max of £5k in one stock / etf then when I put more money into the pie, I would like it to go to other stocks instead. I know you can do this kind of manually via the custom feature but it feels clunky
It annoys me that the only way to auto invest is with a pie. Meaning I have a pie with a single ETF in in, just to allow me to use the Auroinvest function!
Haha yeah I have seen a few people do that
Welcome Back Chris, I’m relatively new to investing although picking up knowledge here & there from TH-cam Etc. I feel relatively comfortable investing in the pie whilst it’s under your stewardship.. What would your advice be for a novice if you were to stop monitoring it?
Difficult to go into too much detail here but in essence:
-Make sure you know what your strategy is, and that it suits your goals
-Don't panic when things are looking rough on the +/- and stick to your strategy
I am actually working on a course that will hopefully be out later this year that you would most likely be interested in!
Great content mate all your hard work is appreciated. Keep the dividend content coming 😊
Thank you Leigh, happy to hear you are enjoying it. Lots more to come!
Thank you for your help and you got me investing, and hopefully set my retirement up 👍thanks
Yes I like to think of this pie as a gateway drug to getting started taking control of your financial future
Really interesting vlog. I’m very new to this type of investment so happy to have any info.
I live in the UK
It's now year on has the pie improved as I've registered recently as eventually will use ???
Yes they have taken on board a lot of what I said in this video
Thank you 😊
You are welcome!
I copied your pie and honestly i cant thank you enough. I keep adding every month an would love to see the market fall to add more to it
where is the FAQ link please?
thedividendexperiment.com/the-almost-daily-dividends-portfolio/
Now you've always talked a bit flat and fed up sounding ever since I started watching your videos. But this video... Sheesh you sound completely and totally done with it all.
I love your ADD pie. It's fun, all of us at work "play" it together and constantly up each other's contributions just because it's fun to compare 17p dividend over 15p. It's great banter. Honestly though do you recommend the ADD as a pie that can make you financially comfier later down the road? Or would you need 500k in it for it to work well?
Haha sorry I come off that way, that’s just my normal voice 😂😂. I chose the stocks mainly because of the payment dates but also opted for quality as much as possible. It might not be the perfect optimised portfolio but if you are enjoying the regular income it will be worth sticking with it as the payments grow.
“The best investment strategy is the one that you will actually follow”
Something like that. Glad to hear you are enjoying it, love getting insights into how people are using it
wish trading 212 would give us features we want like options trading
If they had Robin Hood style options trading (i.e very simplified) that people had to pass a competency test to use then I think that would be a huge winner
I have never seen the benefit of following a pie. I do however get good ideas from people who clearly are more talented and knowledgable than me. I would like more flexibility in Pie management but my 3 Pies are all focussed on dividends, I struggle with low value so I limit the number of stocks I have so i can buy more shares and get chunkier dividends. That has its issues with a slightly riskier portfolio and monthly variant in div value, but on the whole I am happy getting around 8.2% and if lucky enough the share value can keep positive over time. I also constnantly look, to review, take profit on low div yield shares and reinvest on higher ones. I also track the history of paying divs to bring balance to the risk.
Well said - quite simply, there is nothing that the pies do, that a half decent excel sheet can't do better, sadly.
At one point in time, I resorted to making a pie for each sector I wanted, and labelled them as something like "16% REITS" and "20% ETFs", having the sum of all pies %'s = 100%, but that became tiresome.
So now I just have my list of companies/ETF's in Excel, and buy/sell generally..... shame really, the pies feature could have been something so good, instead it did a classic Clarkson Top Gear moment; "Ambitious but rubbish"
Yeah some real potential there, hopefully the improvements are on the agenda just haven’t got round to it yet
@@TheDividendExperiment Agreed - I'll certainly keep my fingers crossed. Please keep the videos coming :-) Regards, Tingerz
I am new to trading 212 and I want to sell one of the stocks on my pie but I don’t know how.
You should be able to export it and sell as an individual investment.
th-cam.com/video/nyM3DdSSjFw/w-d-xo.htmlsi=t0NjKnUnlcyWQeRQ
Thanks as ever
he had us on the first half ngl
Hi, im just starting out on dividend stock journey. i have recently had 2 stocks pay me a total of £1.15. What has actually landed in my free funds is 58 pence. Basically 50% has come to me. Does trading 212 take 50% of all dividends?
No, are both in a pie? Are they in pie free funds?
@@TheDividendExperiment brilliant mate I'm such a novice haha some in pie and some separate 👍🏻👍🏻
@@daveembury602 so the dividend funds were in two separate ‘pots’?
@@TheDividendExperiment yes mate, some within the pie and some in main account
@@daveembury602 great, glad we solved the issue 👍
What is the program you use to edit your videos :)
Videoscribe
Bloody hell mate, you took some time off. 😅
My guy just flexin
Your Etoro is Down massively
Down 1.89% YTD
VHYL down 0.89% YTD
Define "massively"
I treat my T212 account as 1 pie. I used to create pies within the app but it gets quite frustrating when you need to edit something
Also, I'm not a big fan of small fractional shares, it just looks messy
I don't mind seeing 6.5 but 6.5536493 is annoying 😅
Haha I feel the same way about those decimal places
Good work mate keep up the great work
Thanks!