2024 COST OF LIVING | PAANO KINAKAYA ANG LAHAT NG GASTOS? | BUHAY CANADA

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  • เผยแพร่เมื่อ 8 ธ.ค. 2024

ความคิดเห็น • 65

  • @Rouleaux123
    @Rouleaux123 3 วันที่ผ่านมา

    Galing naman ng budget!! Mabuhay kayong dalawa! Luv watching your videos!

  • @kit_lap8931
    @kit_lap8931 3 วันที่ผ่านมา

    Take life as it goes. My wife and I started both as nannies in Toronto. Expenses will of course follow your family income, the more money you make the more you spend. Human nature na din syempre, you want better things in life. For the sake of discussion, mortgage namin is around $5400 a month including property tax. Cguro lahat lahat ng expenses $8500 a month

  • @erwineogawa6007
    @erwineogawa6007 วันที่ผ่านมา

    Watching from japan 🇯🇵

  • @pauledpalina953
    @pauledpalina953 5 วันที่ผ่านมา

    I can still remember around 2022 when we were still planning our way here in Canada and I’ve been binge watching all your Cad journeys especially and specifically the cost of living topic just to manifest our dream. Now currently we’ve been here for more than a year and I’ve seen the both of you multiple times around calgary. More powers po 🎉🎉🎉

  • @jaybee-w5l
    @jaybee-w5l 5 วันที่ผ่านมา +4

    ang mura ng food/groceries nyo, kami $1300 not including eat outs, fam of 5 pero kc big kids na. Ave 7k per month, Calgary and renting lang to

  • @girlieann0904
    @girlieann0904 3 วันที่ผ่านมา

    You might want to consider communities around Westbrook station. SW area. Mlapit lapit na dn po sa Sunalta 😊

  • @Cha-lc2mn
    @Cha-lc2mn 5 วันที่ผ่านมา +7

    Ang cost of living namin dito sa Vancouver is $9,000. Mortgage is $3K. Wala pa dun ang utilities at iba pang bills & groceries. And we’re all citizens na since 1993. So imagine na lang ang buhay ng mga newcomers. Kaya nga marami ng umuuwi kasi hindi na affordable ang living dito. If you want to buy a condo in BC, you need at least $50K as initial payment. And in order to get approved by the bank, you need to be a permanent resident or citizen with a stable job here in Canada. Annual income should guarantee that you’ll be able to pay the monthly mortgage for 25-30 yrs. Buying a car, insurance depends on how long you’ve been driving here without any accidents. Car payment per month is $600. Life in Canada is not all that glamorous as shown on social media. That is definitely false advertisement. People shouldn’t sugar coat it para lang makapagyabang sa kapwa pinoy sa pinas.

    • @analystexpert9880
      @analystexpert9880 5 วันที่ผ่านมา

      Per month? Per year?

    • @Cha-lc2mn
      @Cha-lc2mn 5 วันที่ผ่านมา

      @ per month

    • @teekbooy4467
      @teekbooy4467 5 วันที่ผ่านมา +1

      Life in canada is expensive life in BC is even more expensive

  • @alberttesoro1262
    @alberttesoro1262 5 วันที่ผ่านมา +3

    I remember a Filipino lady caregiver in Vancouver who petition her husband as well as her teenage daughter & was living in a small bedroom. Upon arriving inVancouver the husband & daughter could hardly find a job. With all the financial stress that the lady caregiver experience in taking care of her family she committed suicide. May she rest in peace.

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      🙏🙏🙏

    • @Cha-lc2mn
      @Cha-lc2mn 5 วันที่ผ่านมา

      @@alberttesoro1262 actually there’s a lot of stories like that here. Madalas tumatalon sa bridge yung pinoy kasi nabaon na sa utang. It’s very sad. Family left in the Philippines don’t know anything about the life that people go through here. Ang naiisip lang nila basta may $$$.

    • @alberttesoro1262
      @alberttesoro1262 5 วันที่ผ่านมา

      @ Actually there was a group of Filipino old timers in Vancouver who put up an organization because of this tragic incident to help newcomers from the Philippines adjust in life in Canada. I hope the group is still there.

    • @alf5155
      @alf5155 4 วันที่ผ่านมา

      Ito ang pinakamasaklap, when instead of a better life, it becomes tragic.

    • @Cha-lc2mn
      @Cha-lc2mn 4 วันที่ผ่านมา

      @@alberttesoro1262 Sadly enough, marami ng stories na ganito dito. I know some would even jump off the bridge kasi lubog na sila sa utang. That’s how hard life is abroad. What’s even sadder is that Filipinos back home don’t even realize how hard it is to earn money here in Canada. Tapos sabayon mo pa ng depression.

  • @fourgl5
    @fourgl5 5 วันที่ผ่านมา

    Emergency fund? Savings? No matter what happens put away at least 5% of your income to savings and emergency funds. Because things will happen when you least expect it. I know it’s hard because Canada has high taxes but it’s out of anybody’s control. There’s much to be said about essentialism (only buy what you need, not something you will put away and gather dust and occupy a space that you could have enjoyed. It’s always liberating to see less clutter in the house and the less you bring in, the more space you have to enjoy. Try “trimming some of the fats” in your expenses and start getting rid of unnecessary stuff and you’ll find there’s always room for improvement in everything. Sorry for the advise but been in the same situation. You will be fine keep working hard that’s life in Canada.

  • @regian_77
    @regian_77 3 วันที่ผ่านมา

    Everywhere in general is high. We live in Washington our rent alone for our 2 bd is $2,795 😭😭 Inflation at its finest

  • @LasFilipinaMasFina
    @LasFilipinaMasFina 5 วันที่ผ่านมา

    Ang sipag nyo mag vlog! Everyday upload! ❤

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา +2

      Hanggat kaya po, kahit madilim pa! 😅

  • @Christcentered-wz1mk
    @Christcentered-wz1mk 5 วันที่ผ่านมา

    Wow nga po talaga, kasi dito samin sa Toronto rent sa condo 2 bedrooms $2500+ utilities. Kaya mura pa rin jan sa inyo.

  • @Christcentered-wz1mk
    @Christcentered-wz1mk 5 วันที่ผ่านมา

    Wow nga po talaga, kasi dito samin sa Toronto rent sa condo 2 bedrooms $2500+ utilities. Kaya mura pa rin jan sa inyo. Naku wag na po muna kayo lumipat kasi maganda ng rate ng rent niyo.

  • @jennyr.5037
    @jennyr.5037 5 วันที่ผ่านมา

    Larger down payment will mean your monthly mortgage/payment will be lower. Smaller down payment it means that you are borrowing a larger amount of money. Home ownership there is an incredible amount of factors to be considered.

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Indeed! 💯

  • @FredZilla2019
    @FredZilla2019 5 วันที่ผ่านมา

    Family of 2 in NS:(both are working)
    basement apartment rent(all in): $950
    2nd hand car (2017 Tucson-dealership): $165 bi-weekly;$330/month
    car insurance (PC insurance): $133
    gas: $200
    eat out & groceries: $700
    miscellaneous: $100
    total: $2,413.00/ month

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Sana all po!

  • @winsworld6555
    @winsworld6555 4 วันที่ผ่านมา

    OMG Ripped off ang car Insurance 298 CAD. 1 car. d2 sa U.S. 2 SUV 1 Full size truck 3 drivers Im paying $240. all comprehensive.

  • @janebethrivera9943
    @janebethrivera9943 5 วันที่ผ่านมา

    Wow sa 500$ sa food expenses. Kelan kaya namin magagawa yan! Sa amin kasi nasa 1k to 1,300$ kami monthly. Tipid na kami nyan and 2-3x lng ang kain sa labas. Family of 3 with 21month old toddler from NB! Hndi q alam bakit ang mahal. 4k-4,800$ over all expenses namin din dito. 😢

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Saan pong province kayo?

    • @janebethrivera9943
      @janebethrivera9943 5 วันที่ผ่านมา

      @ Saint John, NB po

    • @Cha-lc2mn
      @Cha-lc2mn 5 วันที่ผ่านมา

      @@janebethrivera9943 when we first got married back in 2003, our grocery budget was $60-$100. Imagine now it’s $1K. Ang laki ng difference. Punta ka sa supermarket, yung $100 mo isang plastic bag lang dito sa Vancouver.

  • @Chen-se4eu
    @Chen-se4eu 5 วันที่ผ่านมา

    Have a blessed day ahead

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Thank you!

  • @MAXIMUS360.
    @MAXIMUS360. 4 วันที่ผ่านมา

    Tama ,para sa akin if bibili ka ng bahay na hulugan parang bumili ka ng dalawang bahay. liabilities.

  • @ramonilano6748
    @ramonilano6748 5 วันที่ผ่านมา

    Have a good day po sa inyong 2 from Las Vegas.

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Same to you po! Sana makarating din kami jan! Hehe

    • @ramonilano6748
      @ramonilano6748 5 วันที่ผ่านมา

      @ sana nga po at i guide ko po kayo dito o kahit po bakasyon lang ipapasyal ko kayo dito.

  • @erwineogawa6007
    @erwineogawa6007 วันที่ผ่านมา

    Ang mahal dyan, compare d2 sa japan 🇯🇵

  • @josephpadilla-bd4qf
    @josephpadilla-bd4qf 5 วันที่ผ่านมา

    Dito sa apartment namin 2 beds free water 737 monthly

  • @analystexpert9880
    @analystexpert9880 5 วันที่ผ่านมา

    Per month? O per year?

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Month 🙂

  • @Gerrygarcia504
    @Gerrygarcia504 5 วันที่ผ่านมา

    Happy Cyber Monday! Let's shop at Costco more deals!

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Lezzgo!

  • @eduardoferrer3514
    @eduardoferrer3514 5 วันที่ผ่านมา

    Happy watching from israel

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Yay hello po sa inyo!

    • @eduardoferrer3514
      @eduardoferrer3514 5 วันที่ผ่านมา

      @alwinemma ceasefire na po d2.

  • @princeandrada
    @princeandrada 5 วันที่ผ่านมา

    Walang cash back s costco gas. Check nyo po ulit. :)

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Sige po. Salamat!

    • @princeandrada
      @princeandrada 5 วันที่ผ่านมา

      @ nagkaka cash back lang kung credit card n my cash back ang gamit s costco gas. TC

  • @martinmaranan931
    @martinmaranan931 5 วันที่ผ่านมา +1

    Forget cost of living . You save money. Do not buy anything that you don’t need. Save 20%’of your income every month. Do not send money to your Family in the Philippines. Do not listen to the problems of your Family in the Philippines.Do not be emotional. Think of yourself, Emma. Think first of your goal to become Permanent residence of Canada. Save for the future and buy a house.

  • @darvman98
    @darvman98 5 วันที่ผ่านมา

    Credit card debt?

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา +1

      Groceries and Utilities lang po na binayaran din agad. 🥰

  • @Westbrick-c7d
    @Westbrick-c7d 4 วันที่ผ่านมา

    Ayoko sana…… na ikaw sy mawawala……ngunit anong mggawa…

  • @brendaaquino6911
    @brendaaquino6911 5 วันที่ผ่านมา

    Hello there... ❤❤❤

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      Olaaa!

  • @nnpz_xvjguizl
    @nnpz_xvjguizl 5 วันที่ผ่านมา

    $300 bi-weekly is equal to $650 monthly

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา +1

      Tama sis!

  • @Westbrick-c7d
    @Westbrick-c7d 4 วันที่ผ่านมา

    Ang halik mo…… mamimisss ko!!!$!

  • @hotdoggy810
    @hotdoggy810 5 วันที่ผ่านมา

    8 to 9k here 😂😂😂😂

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา +1

      Wowwww!! Sana all afford! 👏👏👏

    • @Cha-lc2mn
      @Cha-lc2mn 5 วันที่ผ่านมา

      @@hotdoggy810 exactly! Same here $9K monthly in Vancouver!

    • @alwinemma
      @alwinemma  5 วันที่ผ่านมา

      How to be you po? Hehe

    • @hotdoggy810
      @hotdoggy810 5 วันที่ผ่านมา +1

      Simple lang po
      Dapat may sapat po kayong ipon
      At thesame time dapat parehas kayong kumikita ng maganda😅
      And im not including OverTime ha
      Ung normal 8hrs a day mon-fri
      Dpat dun palang sa income na un kaya nyo na bayaran ung ganyan amount otherwise wala mahirap masubsob sa trabaho ung iba ganyan either double triple job or never ending overtime na para lang makaya nila

  • @lucitosapnu5570
    @lucitosapnu5570 5 วันที่ผ่านมา

    ihqbda nrin ninyo ang mga susunod na gastusin pag pinatupad ni Pres.Trump ang 25% tariff in and out on Canada,watching from Michigan USA