I’ve just applied for a mortgage and it’s so nerve wracking! Thankfully videos like yours not only answer most of my questions but also fill the arduous wait before I get a decision! Subscribed!
Hey Paul - If bad credit is a concern for you, then don't worry. Just because you may have a bad credit history it doesn't mean you won't be able to apply for a mortgage. Now we're not going to lie to you, it might be slightly harder however we have access to a wide range of specialist lenders who may be able to help secure you a mortgage. If you give a member of the team a call on 01925 573328 or book your own free appointment directly we can have a chat and discuss your options further - outlook.office365.com/owa/calendar/TheUKMortgageCentre@ukmc.co.uk/bookings/
Hey Alex - You can get a Mortgage In Principle either way, however we recommend using a mortgage adviser since they aren't restricted to one banks rates they can access multiple lenders to find you the best deal for your agreement in principle. You can contact us directly to help on 01925 573328 or book your own free appoint here - outlook.office365.com/owa/calendar/TheUKMortgageCentre@ukmc.co.uk/bookings/
Hey - When it comes to how to negotiate a new build house price, we would say that timing is key. Picking the right moment could vastly increase your chances of getting a deal: Off-plan. House builders often need to secure financing in order to enable borrowing to pay for building the rest of the properties. So if you’re asking how to negotiate a new build house price, there are often deals to be done off-plan. Last plot or two. If there are only a few properties left to sell, the house builder will be keen to get off site and move all resources to their next project. So if you’re asking how to negotiate a new build house price, you may be able to help them by taking that property off their hands at a bargain price. Beyond the actual price you could also negotiate on fixtures, fittings and white goods! You could also negotiate a higher quality finish with higher quality kitchen units and flooring for example. Ask for these early on in the process and try to get as much as possible included when you haggle - and then agreed in writing in your specification and contract
@@ukmcmortgages Wow! Thank you so much for taking the time to share this precious knowledge with us. This is truly appreciated and it humbles me. Many thanks.
I’ve just applied for a mortgage and it’s so nerve wracking! Thankfully videos like yours not only answer most of my questions but also fill the arduous wait before I get a decision! Subscribed!
That's great to hear! We're glad we could help 🙌
We're always happy to help too when it comes to your remortgage
@@ukmcmortgages Sam looks like a GXY spice boy. what a helmet you are pal 👍
Newly subscribed 👌🏼
Great content
It’s refreshing to hear common sense without conservative bashing TH-cam channels
Hi, how long should I wait from clearing all my debt to applying for a mortgage? Guess I need to wait for credit agencies to show I’m clear.
Hey Paul - If bad credit is a concern for you, then don't worry. Just because you may have a bad credit history it doesn't mean you won't be able to apply for a mortgage. Now we're not going to lie to you, it might be slightly harder however we have access to a wide range of specialist lenders who may be able to help secure you a mortgage. If you give a member of the team a call on 01925 573328 or book your own free appointment directly we can have a chat and discuss your options further - outlook.office365.com/owa/calendar/TheUKMortgageCentre@ukmc.co.uk/bookings/
Do you get a mortgage in principle by speaking to your bank first or a mortgage advisor?
Hey Alex - You can get a Mortgage In Principle either way, however we recommend using a mortgage adviser since they aren't restricted to one banks rates they can access multiple lenders to find you the best deal for your agreement in principle. You can contact us directly to help on 01925 573328 or book your own free appoint here - outlook.office365.com/owa/calendar/TheUKMortgageCentre@ukmc.co.uk/bookings/
Thank you very much. How do you negotiate a new home?
Hey - When it comes to how to negotiate a new build house price, we would say that timing is key. Picking the right moment could vastly increase your chances of getting a deal:
Off-plan. House builders often need to secure financing in order to enable borrowing to pay for building the rest of the properties. So if you’re asking how to negotiate a new build house price, there are often deals to be done off-plan.
Last plot or two. If there are only a few properties left to sell, the house builder will be keen to get off site and move all resources to their next project. So if you’re asking how to negotiate a new build house price, you may be able to help them by taking that property off their hands at a bargain price.
Beyond the actual price you could also negotiate on fixtures, fittings and white goods! You could also negotiate a higher quality finish with higher quality kitchen units and flooring for example. Ask for these early on in the process and try to get as much as possible included when you haggle - and then agreed in writing in your specification and contract
@@ukmcmortgages Wow! Thank you so much for taking the time to share this precious knowledge with us. This is truly appreciated and it humbles me. Many thanks.