Caleb, I just listed to the podcast version of this on my way home from church. Wow brother, this is packed with so much truth and clarity on all fronts. Obviously I’m a little biased as I own a few Lafayette policies myself but thank you so much Caleb and John for doing this interview. This is exactly why I love and feel so strongly about life insurance and “Lafayette Life”specifically! Keep fighting the good fight and God Bless you both 🙌
Hey Caleb. Nice job bringing us this channel. You did a wonderful job in your production, thank you for having the patience to understand and properly produce your content. That effort gets immediate support from me. I appreciate your authentic hunger to improve and qualifying tactic with your guest. At no point did I lose interest, and that isn't always easy given the Industry. I feel this is exactly what a majority of us have or are looking for at one point or another, and you're hitting the nail on the head. I don't feel any unnaturally learned seller anatomy approaches, only genuine interest and solidarity in growth. Thanks for the inspiration, and I look forward to checking in often.
Amazing that you landed such a high profile speaker! Lafayette is probably the best company for whole life right now. It’s so difficult to find a non-direct recognition, flexible PUA, and long dated level term rider mutual company.
Hey Caleb and John, always awesome seeing this power couple give amazing content. This is going to be The Best content yet? Big advocate for Lafayette Life.....Great Company. Appreciate. you John....
I like the 3 legs of the stool analogy… for me, the creditor protection is the back rest on the stool. Done right, there remains so little to worry about and can lean back on that stool!
I have a couple questions: 1. Does the dividend pay off the loan balance if taken against the policy? 2. Can the dividend pay the yearly premium? It’s my understanding both require new capital.
It’s possible to have the dividends do one or both of those functions. With Whole Life you are in control and can make that call. I would argue it’s better to have the dividend go back into PUAs and just repay your loans on a schedule that works for you.
Insurances companies are at risk of failure. Partial dollar collapse will cause giant problems for insurance companies. However, there is no need for universal/whole life insurance in 2024 because of social security, the ability of retail consumers to participate in the stock market and treasury auctions, and roth401k/IRAs that didnt exist 100 years ago. Why pay a middle man what you can do yourself.
I think you should do some additional research. Look into Tier 1 assets owned by many of the financial companies, particularly banks. Many insurance companies are highly secure and have very low risk. Don’t just listen to talking points, follow the money and do the research. The investment of time is worth it for yourself in the long run.
@robbrayton8077 those assets are in dollars and far too little is insured against extreme inflation. Therefore these policies offer me no assurances compared to what I already have.
@@thedude5040 Those assets don't have a death benefit. And for those that value control and safety, not all vehicles will be as peachy in the future as they are today.
Want FREE Whole Life Insurance Education? Go Here: bttr.ly/vault
Want a Life Insurance Policy? Go Here: www.betterwealth.com/clickhere-life-insurance
Caleb, I just listed to the podcast version of this on my way home from church. Wow brother, this is packed with so much truth and clarity on all fronts. Obviously I’m a little biased as I own a few Lafayette policies myself but thank you so much Caleb and John for doing this interview. This is exactly why I love and feel so strongly about life insurance and “Lafayette Life”specifically! Keep fighting the good fight and God Bless you both 🙌
Wow I absolutely love this comment! Also love the fact you listen to the podcast 😊
Hey Caleb. Nice job bringing us this channel. You did a wonderful job in your production, thank you for having the patience to understand and properly produce your content. That effort gets immediate support from me. I appreciate your authentic hunger to improve and qualifying tactic with your guest. At no point did I lose interest, and that isn't always easy given the Industry. I feel this is exactly what a majority of us have or are looking for at one point or another, and you're hitting the nail on the head. I don't feel any unnaturally learned seller anatomy approaches, only genuine interest and solidarity in growth. Thanks for the inspiration, and I look forward to checking in often.
Been loving these CEO interviews!!
Same 😁
Amazing that you landed such a high profile speaker!
Lafayette is probably the best company for whole life right now. It’s so difficult to find a non-direct recognition, flexible PUA, and long dated level term rider mutual company.
Another good one. I like how you give the options and we can make the best informed decision.
Hey Caleb and John, always awesome seeing this power couple give amazing content. This is going to be The Best content yet? Big advocate for Lafayette Life.....Great Company. Appreciate. you John....
Love it bro!
I've really loved these conversations, Caleb! Thank you for getting these arranged!
Glad to hear! It’s been a pleasure for me as well!
Awesome. My life insurance policy is with Lafayette Life. They are an amazing life insurance company. Good stuff here. 👍
Thank you Caleb and John! Great interview!
So glad you enjoyed it! Let’s catch up soon bro!
Great last question and great answer!
Glad you enjoyed it!
Caleb do you have any videos on using a whole life policy to pay off debt?
I will watch this on Monday can't wait . Keep up the great job , awesome content you put out
Thank you very much!
Great interview. Thanks for your continued informative content.
Thank you for watching!
I like the 3 legs of the stool analogy… for me, the creditor protection is the back rest on the stool. Done right, there remains so little to worry about and can lean back on that stool!
I like that!
Insightful vid almost went them for my whole life
Specially Designed Mutual, Whole Life - The Asset, No Doubt !!
Appreciate the comment 😊
I have a couple questions: 1. Does the dividend pay off the loan balance if taken against the policy? 2. Can the dividend pay the yearly premium? It’s my understanding both require new capital.
It’s possible to have the dividends do one or both of those functions. With Whole Life you are in control and can make that call. I would argue it’s better to have the dividend go back into PUAs and just repay your loans on a schedule that works for you.
@@robbrayton8077 thanks for the response! That’s good to know.
Can you explain the logic of no. Mutual holding mutual company? What do they get from it, i did not understand the explanation sound strange
Just know the Rockefeller’s plan legal and financial teams way. Thanks
Why don’t you talk about VUL
Maybe part 2 if that happens. What question would you ask about VUL?
@@BetterWealth just talk about it more.. everything in these conversations are “term and invest vs IUL/WL” seems like VUL is a good middle ground.
Please send this video to The Vice President thanks, and to Daniel Bitton and to students thanks 🌎
Insurances companies are at risk of failure. Partial dollar collapse will cause giant problems for insurance companies. However, there is no need for universal/whole life insurance in 2024 because of social security, the ability of retail consumers to participate in the stock market and treasury auctions, and roth401k/IRAs that didnt exist 100 years ago. Why pay a middle man what you can do yourself.
I think you should do some additional research. Look into Tier 1 assets owned by many of the financial companies, particularly banks. Many insurance companies are highly secure and have very low risk. Don’t just listen to talking points, follow the money and do the research. The investment of time is worth it for yourself in the long run.
@robbrayton8077 those assets are in dollars and far too little is insured against extreme inflation. Therefore these policies offer me no assurances compared to what I already have.
@@thedude5040 Those assets don't have a death benefit. And for those that value control and safety, not all vehicles will be as peachy in the future as they are today.