Insurance and Taxes Now Cost More Than Mortgages for Many Homeowners

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  • เผยแพร่เมื่อ 14 ม.ค. 2025

ความคิดเห็น • 28

  • @anniealexander9616
    @anniealexander9616 19 วันที่ผ่านมา +4

    I paid off my mortgage in 2019. I told my buddy over a year ago, that I feel like I have a mortgage due to taxes and insurance. He agreed with me. The only Way to escape it is to live in a shit hole!

    • @Investormillard
      @Investormillard 19 วันที่ผ่านมา +1

      Live in a nice trailer, pay cash. No taxes or insurance.
      A nice trailer is nicer than many ok or poor homes!😅

  • @kwaichangcaine8234
    @kwaichangcaine8234 19 วันที่ผ่านมา +4

    Property taxes are insane here in Cook County Illinois

    • @GiacomoRavioli
      @GiacomoRavioli 18 วันที่ผ่านมา +1

      They suck everywhere in Illinois and I am sick of them taxing on unrealized gains.

  • @ThaexakaMavro
    @ThaexakaMavro 19 วันที่ผ่านมา +7

    Property is the biggest scam because it is tied to the house value and not what you paid.

    • @alphaomega1351
      @alphaomega1351 18 วันที่ผ่านมา +1

      It's a scam because most don't actually own their home 🏡. They own a mortgage.
      The bank 🏦 simply becomes the landlord. 😳

    • @substitutebodhisattva
      @substitutebodhisattva 18 วันที่ผ่านมา

      Rent is, by FAR, the biggest scam, because you pay for a stranger to own a house and end up with nothing for yourself.

  • @substitutebodhisattva
    @substitutebodhisattva 18 วันที่ผ่านมา +2

    If you are not paying a mortgage, then you are paying someone else's.
    If you are renting, you are buying a house for someone else. Property, taxes, and insurance, or why would they let you live there?
    Renting is a gift given to a stranger.
    Only low intelligence people, or irresponsible people who cannot be trusted with a mortgage, pay rent. It's the biggest sucker move going. No one with any sense whatsoever, buys a house for a stranger. It's like giving a middle finger to your family. You must hate your kids to give away your money and never get anything for it.

    • @rossperreault833
      @rossperreault833 18 วันที่ผ่านมา

      As someone who moves every 3 years to different corporate locations. Your a total idiot 😂😂

  • @taylor943
    @taylor943 19 วันที่ผ่านมา +1

    Yep, bought my first house in Texas a few years ago only to find out that I will be paying the government about $1000 a month in property taxes for the rest of my life well after house is paid off in full just for the privilege of living there. When you look deeper where the money goes, it all goes to the school system and I won’t even be able to ever have kids because I’m house poor now.

    • @tripac3392
      @tripac3392 18 วันที่ผ่านมา

      th-cam.com/video/YsTaASeXWzo/w-d-xo.htmlsi=NCMERvXWm2XqnaFR

    • @tripac3392
      @tripac3392 18 วันที่ผ่านมา

      It's worse than you think

  • @Widkey
    @Widkey 19 วันที่ผ่านมา +2

    Owning is still better than renting in the long term. You have to be prepared for insurance, tax and maintenance costs though.

    • @allcapsintheparenthesis
      @allcapsintheparenthesis 19 วันที่ผ่านมา +1

      Gotta be rich to buy a shitty home regardless

    • @Widkey
      @Widkey 19 วันที่ผ่านมา

      @allcapsintheparenthesis Pretty much now days. The homes are cheaply built, thrown together like match boxes, cheapest materials, cheapest labor, equal junk homes. All way overpriced. Its like paying a thousand dollars for a plastic trash can.

    • @GiacomoRavioli
      @GiacomoRavioli 18 วันที่ผ่านมา

      @@allcapsintheparenthesis for real. Cost of doing anything to a home isnt worth it.

  • @dekumutant
    @dekumutant 18 วันที่ผ่านมา

    Wait, in the US you pay a yearly tax just for owning a property?

  • @MeZzZzZzZzZzZzZzZzZ
    @MeZzZzZzZzZzZzZzZzZ 21 วันที่ผ่านมา +2

    "We're should socialize healthcare". To a large extent we already do, it's subsized by the government. What do you think the affordable care act was? It wasn't just more regulation, the government has its hands all over the healthcare industry. Why do you think our biggest line item next to social security is Medicaid and Medicare? Creating a bigger government program to fully take over a sector and have the tax payers fund it is NOT the solution. Any sector the government touches does two things, it creates a worse product or service and two it inheritantly makes it more expensive. You're misinformed and running with the "greedy corporations" narrative fed by lamestream media. We don't have free market capitalism in healthcare now and you want to go further in the direction that is breaking it. Clueless take.

  • @AlManango
    @AlManango 18 วันที่ผ่านมา

    Facts here seems like it wasn’t just me

  • @chriswilliamson806
    @chriswilliamson806 18 วันที่ผ่านมา

    My house payment is $378 per month.. My property taxes and insurance are added in. My monthly payment. Is $1080 now...
    At one point, before the 6 year property tax evaluation. Was a total of $850.. at one point, it raised to $1120 after only 2 years of ownership...

  • @hellermountain
    @hellermountain 18 วันที่ผ่านมา

    Captain Bootstraps says you can succeed if you try hard enough.

  • @GiacomoRavioli
    @GiacomoRavioli 18 วันที่ผ่านมา

    Own a home and yeah, Id rather own. Taxes and HOI isnt bad, about $350 a month. Just wish jobs paid something real in my area.

  • @Carrie1st
    @Carrie1st 18 วันที่ผ่านมา

    "You will own nothing and be happy."

  • @alphaomega1351
    @alphaomega1351 18 วันที่ผ่านมา +1

    All the system is concerned about is high volume transactions and high prices/debt.
    In other words, you will be approved for debt the banks 🏦 know you can't comfortably afford, in anticipation that after about 2 to 7 years, it can begin foreclosure procedures. Repeat! 🤓

  • @evr0.904
    @evr0.904 19 วันที่ผ่านมา

    Just link the article. Analysis is horrible and navigating the page on mobile is nausiating.

  • @EvonIngram
    @EvonIngram 18 วันที่ผ่านมา

    Around here where i'm from the trees own the houses because they sure done over grown them and got them buried where you only see trees!!!!

  • @taylor943
    @taylor943 19 วันที่ผ่านมา +1

    Yep, bought my first house in Texas a few years ago only to find out that I will be paying the government about $1000 a month in property taxes for the rest of my life well after house is paid off in full just for the privilege of living there. When you look deeper where the money goes, it all goes to the school system and I won’t even be able to ever have kids because I’m house poor now.

    • @GiacomoRavioli
      @GiacomoRavioli 18 วันที่ผ่านมา

      Dont get married, have kids and use the government. They use us, lets use them. Dont let them restrict your ability to have children. I wish I had more.