Ask Basant : Property vs. Equity?
ฝัง
- เผยแพร่เมื่อ 19 มิ.ย. 2024
- Invest in our Smallcase :
Basant Maheshwari Smallcase: basantmaheshwari.smallcase.com
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www.thethoughtfulinvestor.in
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We take your questions on the most generic question of whether to buy a property or invest the surplus into equity.
Listen to this to know more.
0:00 Intro
0:31 EMI & Freedom
0:51 Low Yield Assets & High Yield Assets
1:55 INDIAN Old Mentality
2:33 Commercial Real Estate
3:04 Business ROE Vs Rental ROE
4:03 Can I get a 6-7% Return from commercial Real-Estate?
5:45 Property Jumps In Outskirts?
7:28 I'm surprised to hear you live on rent
9:19 Can one be happy without being rich?
10:34 Investing in stock markets by selling your business?
12:29 Land Legal Problems Suggestions?
13:59 Demat account stolen?
15:56 Are you rich because you bought a house?
16:58 REITS as Investment?
17:32 Equity Investment Vs Land Investment
18:30 REITS
18:52 Properties Getting Sold At Half Rate
19:50 CDSL Switch To HCL TECH
20:25 Buying Big House To Show Off ?
21:12 Leveraged investing?
22:19 GURGAON Rental Yield
23:25 50% Equity & 50% EMI
24:40 View On Commercial Real Estate Yielding 10% In Warehouse
25:34 Index Funds Vs Property Investment
26:45 Books on Economics?
27:17 CANADA Property Price Bubble?
28:04 Buying 70 Lakh Property
28:39 What to do with property?
29:55 Getting A Home Loan
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Invest in our Smallcase : Basant Maheshwari Smallcase: basantmaheshwari.smallcase.com --- Buy my book: The Thoughtful Investor from my website www.thethoughtfulinvestor.in ---
Attempt-101
Kidding, just to get Attention
It's very difficult to get Attention with so many comments.
Hi Basant sir,
I have shortlisted with deep study and have conviction to hold them.
Hari Om pipes, ksolve, Jyoti resins, Carysil and DSSL as I think it's margin can expand.
I have invested 15 lacs in total for 10 Baggers atleast in each and then I'll rebalance the portfolio as I'm growth Invester.
Currently I'm with double the profit in Hari Om and ksolve.
What's your view?
Hello sir, I agree that property doesn't appreciate in metro like Delhi NCR I bought multiple flats but getting only 2% return,now I am happy doing FD at 7.75% for 3 cr.Have decided to put FD return only in equity to lead a peaceful life
Namaste
Basant Sir, I am a regular watcher of your Utube. Can u analyze Cholamandalam Finance pl?
Q😢@@fanofpeterlynch6474
Sir, sharing an interesting analogy / thought. I had done a 2 day in person workshop / training in 2018 for a course called Certified Scrum Master. Was fortunate to be trained by the pioneer in this field: Peter Stevens from Switzerland.
His own one-liner definition of Scrum Master role was: "One who activates the intelligence of the team"
I think it aptly defines you as well. You are a coach / guru who activates the intelligence of your viewers.
Thank you 🙏
Hats off to you sir for your consistency level❤
We r getting addicted to your educational & entertainment laced videos. 😅Really we get totally engrossed in ur videos.
Agree
Sir apka bhi mann nhi lgta humare bina🎉😂❤
He is star of retail investors
@@nitinKumar-vm7gz Bilkul bhai big respect 🙏. His knowledge and experience is unmatched. He is Sachin Tendulkar of investing.
❤❤❤😂😂😂
Sahi kaha ....or hamara bhi
Basant sir your explanation on property price increase happenstance because of land peice increase as comodities are not even making positive return is like a gold mine to understand how fundamental analysis should be done.
Because of auch fundamental explanation your channel is very different than so called finance influencers.
Just for entertainment purpose keep sharing such fundamental understandings with us. I think this was your one of the best episode/videos we have seen in recent times.
Bhut accha btaya sir apne Maine phle bhi apke interview dekhe h jb ap you tube me nhi the, mjhe pta ki Ghar kb lena kb nhi ye apki knowledge carore rupye ki hai bhut hi valuable hai log rat race me khud ko fasate h sirf dikhane liye jbki vo sach me itne capable nhi hote.
Thank you sir for views and making aware us🙏
Thanks for sharing ur experience n knowledge
Most of the people just want to know the name of the stock for becoming rich. I feel it is important to focus on two concepts, concept clarification with out of the box thinking and behavior management with money. You aptly are teaching the same. Thank you sir,
Sir,
You are really doing great job by enlightening the common man through realization of importance of equity. Ultimately your thoughts are going to turn around CDSL.
As they say, "It is good to sit and discuss with open-minded people, and not with narrow-minded people", jokes apart, :)
as usual, a fantastic and very realistic discussion and point of view that we ordinary people really need in this current situation, thank you Basant sir.
We are getting really addicted to your experienced and to-the-point views.
Thank you very much sir, for uploading the video.🙏🙏🙏
Thank you Sir for making one more video on Sunday.
Watching your videos have really helped me and my family to understand financial planning and how fixed assets like gold and real estate are not good in the long run.
Sir please if you could take my question regarding Aptus value housing Finance company, can we keep it for long-term.
Sir, love hearing your thoughts which are practical and logical.
“A man without money is like a bow without an arrow”
First make money with legal means, then become a philosopher, like money is not everything and all.
One of the best discussion on property buying or investment.
As usual, a fantastic and realistic assessment of the issues in property market
Sahi hai sir, emi yaani bandhuva mazdur. I saw this while I was in my previous job. People just don't only take loans for home, they take loans for phone and holidays!
Thank You Sir…🙏 For Teaching Financial Management In Our Life…🙏
Good to know that you’re from J&K. You’re amazing coach.
Ur approach is excellent....kuchh tow log kahenge,logon ka kaam h kehna
Thank u sir for sharing ur Knowledge!!
Great learning sir thank you very much 🙏👍
Very nicely explained ❤
Beautiful video. Anyone can get full clarity after watching your morning and evening videos on property Vs Equity. Please take my question i already tweeted. Unable to put the question in youtube comment box because my question has attachment of my portfolio. Waiting to hear your reply in next youtube video, thank you. Please continue the show. The show must be continued......... for our help.
I wait for your videos....thank you so much
Thank you sir, Happy Sunday
Very responsible and practical suggestions given by Basant Jee
Great session.
Thanks Sir
Sir bohot aacha gyan mila... Thank you❤
Agree sir Equity me Paisa bahot benta hai per logo k pass proper knowledge nahi hai share market ka,aur maine problem humare desh me language ka hai jo ki English samjh ne wale kafi Kam hai humare desh me
Thank you so much sir for your life changing information.🙏🏽
Sir aapka vedio dekne se bahut saara knowledge gain kar lethe hai... thanks
Fantastic explanation. I also thing that taking a loan in any form other than Business purposes is like committing sin and EMI is just a scam.
Very practical content with some good insights ...
Good evening sir 😊
Thanks for discussing my question.
Your comment are Always helpful
Big Fan of yours
Saurabh
Jai Hind 🇮🇳
Its wonderful🎉🎉🎉
Golden words of wisdom from a seasoned man like you.
Sir aap un logon mien se hain jo ek hi dil baar-baar jeet te hain
I calculated land returns of a relative.
It was about 14.5.
Some didn’t grow
Agree with you on legal issues. It’s a headache.
I suggested let them be monetised.
Realy very true explanation sirji thanks for being with us 🎉
Very useful information, sir ❤
Amazing video, after a long time I have heard this kind of video. Keep coming up with your videos sir.
Sir I completely agree with you my father invested in 3 lands and court cases are going on since 20 years in these although the value is in crores but I dnt agree with this thought because that money is not yet received
Salute your commitment
Thanks for making videos on Sunday also..thanks a lot
Commercial rent n business yields concepts good👍
Thank you so much sir 🙏
Thank you sir for video and your guidance. Thank you for answering my question.. it was a very important question for our family. I will make sure my brother follows your advice sir.🙏😁
Hi, Basanji love watching you, the way you enlighten people with humor and knowledge combination is awesome. Please guide how to decide when to book profits in stock on expensive valuation or market condition
शानदार रहा गुरुदेव...ज़िंदाबाद
Rental income is one part and second is estate appreciation and third is consolidation of money at one place
Thanks for advising sir
Excellent
Good very useful information thank you sir
Excellent anlasys sir.
True money is needed to meet all requirements. 😊
amazing content .. it matches my view on properties what you said in 30 mins.. looks like i have the correct idea moving ahead .. thanks for the confirmation :).. good morning with jalebis.
Bahut Shukhriya for the Multibagger - Your insights & views were itself a multibagger in an indirect way.
Great Sir
Excellent analysis sir
Sir app Saab kuch itni simple language Mai samjadehthe❤aur practical bolthe ho .
sir apke vichar hame investing journey me aage badhne ki takat aur himmat dete hain 🙏🙏
i loved the opening statement sir
Mumbai residential rental yeild is around 2-3 % and commercial property has yeild around 5-6%. But price appreciation is 15-17% over long term. Older houses earn more because it have better floor ratio. Also tax rebates and capital gains discounts are also beneficial.
House are different from flats or builder floor...these are depreciating asset
Good Evening Sir,
The major problem in North India is that in effect people buy properties at way more than registered value .You know what I mean .This information must be treated as sarcasm.
😊😊😊
Aap great ho sir mai 10yr se apki baato ko sunta aa rha hoo aur Manta bhi hoo...❤
Sirji
Happy Father’s Day
I was recently planning to buy a office in my city for 1.4 Crores. I planned to take a commercial loan and use up my fixed deposits for making down payment.
I have luckily decided to avoid this investment as I will have to spend a lot of time to manage the property and it will also not provide better yield.
Today’s video from you confirmed my conviction. Thank you for this knowledge.
really great sir
😂 ... Khane ka ROI/ROE was really funny!!! But seems this thought process was initiated due to weekend discussion in your family!!!
Myself also from marwari community but I must say madam is quite patience nature and cool else nowadays first priority is house!!!!
Sir, very interesting analysis and perspectives with subtle humour. I request you to share your views on whether one should do prepayment of home loan or whether one should invest in stocks or mutual funds instead of pre-paying the home loan.
You are great teacher sir 🙏🙏🙏🙏
Its very nice🎉🎉
Great content
Thanks sir 🙏
Sir, I want to learn. Please do a youtube video on valuation of different type of companies for rough idea of how things work.
Sir aapke investment ideas life changing hai🙏
Maheshwari Ji, i watch regulary. Now Home vs Equity, Best part in this video was 30:03 Please include that in your next discussions of same topic.
For salaried people, Ghar kharidna hein toh Home loan lo aur woh bhi sirf minimum down cash payment pe, Baki sara loan & Non EMI regular cash ko invest karo.... Issein appreciation bhi milega aur woh bhil chalte jayega.. Baki aapn jaante ho kaise bolna hein
Mera koi question nahi kyuki aap cover kar hi dete ho, phir bhi liya ho toh bata dena. Metal Steel sector ki small cap companies mein Sixer lag sakta hein kya Govt ke Infra boom sein?
Hi sir
Love your videos
My question is that jaise US ke promoters 1dollar salary lete hai aur ESOP ke through bhar ke company ka stock le lete hai
Toh us se number of shares badh jata hai aur usse stock price pr kuch effect hota hai kya?
Sir pls explain in detail and thanks for taking my question.
Ara Bihar, 1857 first war of independence, veer Kunwar Singh ki jagah hai...
Dr Rajendra Prasad Siwan Bihar se thy..
Sir watched your video 1st time marvelous piece of work. Plz try to make some more videos particularly on property
Sir, please take care of health. Excess sweating can be reason for specific issues. Just want to thank you for all your guidance. God bless !!
Sir since you are in business you might be setting off your rent expenses as business expenses.
Renting could be good for those who are in business
Sir, your thoughts on investment is good that Equity is better than property. But in case of self use it is better to purchase in town like Mumbai considering Good Health care for seniors as well as security concerns in case of seniors
My personal experience, I stay in Vasai & recently my mother had to be hospitalised. Unfortunately, no good hospital in the area. Not even good doctors or diagnostic equipments. Even hospitals send patients to Borivali or Thane for diagnostic scan like PET CT scans
You are right sir
Lover from Darbhanga sir. Happy that you took name of Darbhanga.
God bless you
Great sir ,jabardast thought process hai aapka , thank you for comnucating to us .sir I have to put lumpsum investment in mutual fund.i am confused on two aspects, should I put all investment in small cap funds or go for flexicap type fund .second should I put all right now or go for STP and investment in next two months. Sir please help me in this matter. Investment is for long term
Amazing basant ji
U R Great!
Sir if I joined equity desk 10 years earlier…kafi aachi equity investment gain hota mera ❤️
Good.
Good morning sir,
Har bar aapke video se kuchh Na kuchh naya sikhane Ko milta hai.
Agar aap pahle mile hote to Bahut sari galtiyan karne se baccha jate!!!
Sir, please kindly explain,
Ab ki bar fed interest rate cut karegi to voh fir se use 0-0.25 Tak layegi
Ya use 2.25 Tak hi niche le jayegi?
Aur ye total kitne time me hoga?
Sir Yogesh from delhi.. I stay in small 2 bhk house and invested my hard earn money in equity.
Investment in land is best for v high return in long term,rest maximum property are prone to depriciation
SIR, PLEASE ANSWER MY QUESTION I HAVE ASKED MANY TIMES ...WHAT ABOUT SULA WINEYARDS AND YOUR VIEW ON THE WINE INDUSTRY IN INDIA.
Yes , u r absolutely 💯 taka true
To be successful in life, you need to be focused on your goal
Not just canada sir...my brother is living in the US since 10 years and is not buying home there for this very reason..... Highly inflated