உண்மைதான் ஆனால் எனக்கு தெரிந்து 5ஆன்டு காலமாக எனது அன்னி அம்மா இவங்கலாம் செலவு கணக்கு எழுதுறாங்க ஏன் இன்னும் அப்படியே இருக்காங்கனு நான் யோசனை செய்றப்ப ஒரு ஐடியா வந்துச்சு வருமானம் வர என்னா செய்யனும் எது செய்யக்கூடாதுனு எழுதி நடவடிக்கையை தொடங்குனா வருமானம் வரும் அப்படி வரக்கூடிய வருமானத்த என்னோட கனிப்பின் அடிப்படையில் மனதார பிறர்க்கு கொடுத்து உதவுவது அப்றம் தாராளமாக இந்த செலவுக்குனு அதாவது தங்கச்சிக்கு நகை எடுக்கனும் அக்காவோட நகையை திருப்பி தரனும் அம்மா அப்பாவுக்கு இவ்வளவு பனம் பொன்டாட்டிக்கு தேவையானத வாங்கிதரனும் இது போல் செலவுகள தாரளமாக மனதார செய்தாலே பணம் வரும் இந்த மனம் இருந்தால் நிச்சயம் பணம் வரும் பிறகு நமக்காக இல்லாமல் இவ்வுலகிற்க்காக ஏதாவது நல்லது செய்ய நினைத்து ஆரம்பியுங்கள் தொழிலை மிக சிறப்பாக இருக்கும் சேவை செய்யும் நோக்கத்துடன் தொழில் இருக்கனும் 👍 அதாவது அளவான விலையில் தரமான பொருள்,தரமான உணவு இப்படி செய்தால் இலாபம் தன்னால வரும் செல்வ செழிப்பா இருப்போம்🙏
U said the hard truth of future life. Thanks for sharing your comments and suggestions. It's a good alarm for today's youngster like me. Again thanks sir.
The Long story in short (for 50K family income): 20% --> 10000 for retirement. 10% --> 5000 for children's education + marriage. 10% --> 5000 for medical insurance. 2% --> 1000 for term insurance. 55 to 58% --> 29000 for other expenses (House rent + grocery + Vehicle(Car,Bike) + Fuel(Petrol,Diesel)+ others. The other-way around. Two monthly financial planning statements for a family: #1) Expenses sheet. • Write all income and expenses (budget) using hand on paper. - To improve muscle memory. • Spend as cash.(put money in different glass of jar for major 3 expenses). #2) Balance sheet. • Write all +assets(one-side) and +liabilities(other-side) in the same page. • House is not asset. Here take assets something that provide money immediately tomorrow. • Assets: + For tenant advance is asset. + Gold. + Bank deposit. + Cash. + Stock. + Mutual fund. • Liabilities - Loan from others. - Loan from banks. - Credit card. - For House owner advance is a debt. • Net-worth = Asset - Liability. Expenses types: #1) Expenses for future(12000 monthly): Children’s education + Marriage: For children from birth to 24 years need to spend. - Monthly ₹5000 SIP for children for 17 years: • Saving for child education(College) after 17 years.(Monthly ₹2000 SIP). • Savings for child's marriage(₹2000 SIP). - Medical insurance: if you are no working in corporate they will provide. • Monthly ₹5000. - Term insurance:(Pure term insurance) • monthly ₹1000. #2) Bare minimum expenses list - Expenses for future: as mentioned above ₹12000. Children’s education + marriage(₹5000 monthly), health(₹5000 monthly), term insurance(₹1000 monthly) and others(₹1000). Totally ₹12000/month. - House rent(2 BHK).(₹10000) - Grocery. - Hotels & Swiggy. - Transport: Car & Bike. - Fuel: Petrol & Diesel. - Other expenses. #3) Big-budget expenses: - TV, Washing machine and Fridge. Should do RD to buy. Assets: after all the above expenses buy assets for social security. • Commonly work-life will be there for 20-25 years. • Average Indians life expectancy is 70-75. • To maintain current a lifestyle (₹30000 to ₹35000) almost 80 years will require 3x more (₹80000 to ₹90000). • To maintain the current expenses with the safest return currently need a 50L to get 3L yearly (hope bank interest rate stays at 6-7%per annum). But in next 20 years I will require at least 7L per annum to maintain the same lifestyle so i need to have 100L (or 1 core) on that time. • You can work up to 70 years. • To achieve the above one i should either need to save ₹1 core today or manage my current expenses of ₹3-4L by doing some part time job and let my 50L investment grow to 100L (or 1crore) in next 20 years by 3-4L per annum. A family needs monthly ₹50000 to ₹55000. Savings for future(Total ₹22000): • To retire with 50L monthly ₹10000. • For Children's education and marriage monthly ₹5000. • For medical insurance(for you and your parents) monthly ₹5000. • For term insurance monthly ₹1000. Monthly Expenses: • Monthly (2BHK house) rent 10000. • Other expenses monthly ₹20000. Investment areas: #1) Real estate. #2) Stock market.(Directly or through mutual funds). Index funds/Mutual funds #3) Fixed deposit.(5L) #4) Debt instrument.(NCD --> Bank Bonds) #5) Gold.(to pledge for immediate fund raising). (400 gram) Do SIP for. 1) Buying big budget things such as TV, Mobile etc. 2) retirement. 3) children's education and marriage. 4) Medical insurance. 5) Term insurance. Monthly statements for family: 1) Expenses sheet. 2) Balance sheet. Bachelor's should put their: • 40% of income in SIP when they are alone. • 60% of income in SIP when they are with parents. Nothing to fear about money. You should be the master of your money.
An Eye Opener for Youth & early earners to get familiarize with Budgetting & Finance. It would be nice if Anand Sir let us know how to do SIP investment
Karthikeyan Ramaswami dear sir u can call me or WhatsApp this number I will tell you how to invest in sip ! Don’t worry no charges! I am a financial advisor and also a CA student!!
It is not too much complicated. Our parents did this handy almost everyday. We lost this habit due to digital environment. All he is saying is avoid credit cards and loans. Also to improve your standard of living, you need to save more and spend less on unnecessary expenses.
Sir neenga solrathu thousands times true ennaku 10 years munnadi ungalaipol oru valikatti kidaikkavillai irunthirunthal nallave irunthirupom now vala theriyamal valnthuvittom
Golden points learned from my self - experience... 1. Save first then spend rest 2. Take a print out of your account statement and highlight unnecessary expenses and sum them, you will be surprised.... 3. only 2 times of outdoor foods/entertainments per month 4. Try to use hard cash instead of Debit/Credit cards.... If we use cash in hand, we will know the emotional connect with it while spending... Make 3 habits 1. One to earn money (Job) 2. One to have good health (Food and Excercise) 3. One to train brain (Learn)
Take north indian kooli workers as example bro avanga inga vandhu tn kooli kaarangala vida kammiya sambalam vaangi adhula saaptu balance amounta veetuku anupuranga indha orae vishyam thaun naan avangala paathu shockaayitaen.
One valuable point I literally experienced or experiencing is when u swipe debit card, u don't know the value, but when u spend via cash, it pains, just try this trick and u tend to save..most of u agree..
Sir nan 11 years switzerland work pannuren nanum intha ooru karanga mathiri kasu iruntha holiday poiruven india vukku with my children enkitta entha saving illa.unga video recent ta parthen iam very young mother ok not too late.
Yes you can enjoy but you will not have money for a peaceful life after 50's. Your son or daughter will see you as burden if you don't save for them. So better suffer now, save the money and have a peaceful life till the death.
Yes sir you absolutely correct. munnadiyella na varavu-selavu ellla elutha mate. Ana ipa elllame diary la note pannitu panrathunala money save panna mudiuthu.
ஐயா நான் பெங்களுர்ல 2010 வயசு 27 வருஷம் ரூ. 13000 மாத வருமானம் பட்ஜட் போடும் போது 1.வாடகை மற்றும் சாப்பாடுரூ. 2000 2.போன் ரூ.100 3. கறி (கோழி ,ஆடு) 1000 4. சரக்கு ரூ. 1000 மொத்தம் ரூ = 4100 போக ரூ. 8500 செவிங்ஸ் ஆன இப்பே கல்யாண ஆகி ஒரு பெண் குழந்தை உள்ளது சேமிக்க முடியவில்லை வயது 35 என்ன செய்யலாம் இப்போது வீடு மட்டும் சொந்தமாக கட்டிவிட்டேன்.மாத வருமானம் ரூ. 27000 எப்படி சேமிக்கலாம்.
@@SabariPrabakaran3434 திட்டம் போட்டு வாழ்க்கை நடத்தலாம் ஆனால்.திட்டம் என்பது வாழ்க்கை முடிவு செய்யாது நம்முடைய தலை எழுத்து என்ன இறைவன் என்ன எழத்திருக்குமோ அதுதான் நடந்தாகும்
காப்ரேட்ல தொழிலாளர்களுக்கு மட்டும் தான் இன்சுரன்ஸ் தரங்க அம்மா அப்பாவுக்குலாம் இல்லை தொழிலாளி பணம் கட்டினால் தான் கொடுப்பாங்களாம் நல்ல இன்சுரன்ஸ் கம்பெனி பற்றி ஒரு வீடியோ போடுங்க ஐயா
Sir I am a central government sebi certified financial advisor and planner and also a CA student! If you need Genuine and best suggestions about investment in sip please call me or WhatsApp this number! My number is +919994519611 don’t worry no charges . Take right decision!! Thanks
My mom was a real budget women... My dad were a govt officer his salary near 70k per month... Oru 10yrs munadi en dad vetuku 10k kuduparu en amma veedu Rent athu ithunnu poi amount atleast 100 save pannuvanga.... Oru 5yrs munadi 15k her saving was increasing to 300 rent were increased ...Past 1yr 25k her saving was 1000 rent were increased double..... She will manage each and every second...
Subscribe - goo.gl/oMHseY We will work harder to generate better content. Thank you for your support.
Sip la invest panradhuku suggestion, option solli video podunga..
Missing the word vanakkam da😂
All cash na ..then how subik score improve
I'm also noting my income and expenses in mobile notes😋
elaa informationum kalyanathukku ready aaguravangalukkum, adhukku aprm vaazhravangalukkum dhan irukkku...
ipo pudhusaa sambaadhikravagalukku yedhaachu sollunga!!
please ask him next tym, Behindwoods!
25 வருடம் முன் இந்த யோசனை சொல்ல ஆள் இல்லை, அதனால் இப்பொழுது வருந்துகிறேன். நன்றி.
🤔
Teach your kids sir.
Ottra mannu thaaa otuummm
It happens sir. Never too late.
Sonthama yosika mandala onnum illaya🤣😂🤣😂🤣😂🤣😂
Govt. School..Govt. College..கோயில கல்யாணம் இதுதான் Best😊
Super bro nanum adha nenacha
Gov school ku mark thevaila 🤗
But govt clg ku mark theva 😇
So 12th la matum nalla mark vanga vainga👍
Clg life easy ah mudichiralam
But quality irrukkadhu but intha salary ku correct
Totally shocked. Luckily I got married before hearing him.
Amazing statement....👌😁😀 otherwise people will think to get married now or not after seeing this video...
😄😄
Venkataraman Subramani
Bro at what age you got married ?
Do you enjoy your marriage life now ?
Very true
Laip ah tholachitiye da
செலவு கணக்குகளை எழுதிப் பார்க்க வேண்டும் என்பது இங்கு முக்கியமான விஷயம். கண்டிப்பாக அதன் மூலம் மட்டுமே நம்மால் பணத்தை சேமிக்க முடியும்.
True bro
உண்மைதான் ஆனால் எனக்கு தெரிந்து 5ஆன்டு காலமாக எனது அன்னி அம்மா இவங்கலாம் செலவு கணக்கு எழுதுறாங்க ஏன் இன்னும் அப்படியே இருக்காங்கனு நான் யோசனை செய்றப்ப ஒரு ஐடியா வந்துச்சு வருமானம் வர என்னா செய்யனும் எது செய்யக்கூடாதுனு எழுதி நடவடிக்கையை தொடங்குனா வருமானம் வரும் அப்படி வரக்கூடிய வருமானத்த என்னோட கனிப்பின் அடிப்படையில் மனதார பிறர்க்கு கொடுத்து உதவுவது அப்றம் தாராளமாக இந்த செலவுக்குனு அதாவது தங்கச்சிக்கு நகை எடுக்கனும் அக்காவோட நகையை திருப்பி தரனும் அம்மா அப்பாவுக்கு இவ்வளவு பனம் பொன்டாட்டிக்கு தேவையானத வாங்கிதரனும் இது போல் செலவுகள தாரளமாக மனதார செய்தாலே பணம் வரும் இந்த மனம் இருந்தால் நிச்சயம் பணம் வரும் பிறகு நமக்காக இல்லாமல் இவ்வுலகிற்க்காக ஏதாவது நல்லது செய்ய நினைத்து ஆரம்பியுங்கள் தொழிலை மிக சிறப்பாக இருக்கும் சேவை செய்யும் நோக்கத்துடன் தொழில் இருக்கனும் 👍 அதாவது அளவான விலையில் தரமான பொருள்,தரமான உணவு இப்படி செய்தால் இலாபம் தன்னால வரும் செல்வ செழிப்பா இருப்போம்🙏
His interview is more important for the today's generation.... highly intellectual person anandh Srinivasan
S bro intresting one
ammam.
கல்யாணம் பண்ணா சும்மா இருக்க மாட்டிங்க 😂😂😂😂
Savage
😀😀😀
It's true... After married sure plan unnercessary
It is true... After marriage.. whatever you earn..it is not enough.. i stressed out about that.. truely hapens..
🤓Sarcasm
Kalyanam Panna Summa Iruka Mateenga 😂😂👌🏻
வருமானத்தில் முன்றில் ஒரு பங்கு சேமிக்கும் மனிதனுக்கு என்றும் பண பிரச்சினை இல்லை..
True
Video pathute comments padikiravanga like podunga 😀👍#markan93
Ithuku ennaya oru cmt..ellarume apdi than panvanga
Me
Ayya naan single uh vae irundhuduran saami 🙏😔😝
Apo intha romance ndrathu singles vaazhkaila kanava ve poiduma😕😕
நானும் அதான் நெனைக்கிறேன்
Good idea
Can I join with you
@@PrakashNagaraj1993 bro married airucho
U said the hard truth of future life. Thanks for sharing your comments and suggestions. It's a good alarm for today's youngster like me. Again thanks sir.
Creating awareness about our future life and the need to save money for our retirement life. It's really thoughtful.
The Long story in short (for 50K family income):
20% --> 10000 for retirement.
10% --> 5000 for children's education + marriage.
10% --> 5000 for medical insurance.
2% --> 1000 for term insurance.
55 to 58% --> 29000 for other expenses (House rent + grocery + Vehicle(Car,Bike) + Fuel(Petrol,Diesel)+ others.
The other-way around.
Two monthly financial planning statements for a family:
#1) Expenses sheet.
• Write all income and expenses (budget) using hand on paper. - To improve muscle memory.
• Spend as cash.(put money in different glass of jar for major 3 expenses).
#2) Balance sheet.
• Write all +assets(one-side) and +liabilities(other-side) in the same page.
• House is not asset. Here take assets something that provide money immediately tomorrow.
• Assets:
+ For tenant advance is asset.
+ Gold.
+ Bank deposit.
+ Cash.
+ Stock.
+ Mutual fund.
• Liabilities
- Loan from others.
- Loan from banks.
- Credit card.
- For House owner advance is a debt.
• Net-worth = Asset - Liability.
Expenses types:
#1) Expenses for future(12000 monthly):
Children’s education + Marriage:
For children from birth to 24 years need to spend.
- Monthly ₹5000 SIP for children for 17 years:
• Saving for child education(College) after 17 years.(Monthly ₹2000 SIP).
• Savings for child's marriage(₹2000 SIP).
- Medical insurance: if you are no working in corporate they will provide.
• Monthly ₹5000.
- Term insurance:(Pure term insurance)
• monthly ₹1000.
#2) Bare minimum expenses list
- Expenses for future: as mentioned above ₹12000. Children’s education + marriage(₹5000 monthly), health(₹5000 monthly), term insurance(₹1000 monthly) and others(₹1000). Totally ₹12000/month.
- House rent(2 BHK).(₹10000)
- Grocery.
- Hotels & Swiggy.
- Transport: Car & Bike.
- Fuel: Petrol & Diesel.
- Other expenses.
#3) Big-budget expenses:
- TV, Washing machine and Fridge. Should do RD to buy.
Assets: after all the above expenses buy assets for social security.
• Commonly work-life will be there for 20-25 years.
• Average Indians life expectancy is 70-75.
• To maintain current a lifestyle (₹30000 to ₹35000) almost 80 years will require 3x more (₹80000 to ₹90000).
• To maintain the current expenses with the safest return currently need a 50L to get 3L yearly (hope bank interest rate stays at 6-7%per annum). But in next 20 years I will require at least 7L per annum to maintain the same lifestyle so i need to have 100L (or 1 core) on that time.
• You can work up to 70 years.
• To achieve the above one i should either need to save ₹1 core today or manage my current expenses of ₹3-4L by doing some part time job and let my 50L investment grow to 100L (or 1crore) in next 20 years by 3-4L per annum.
A family needs monthly ₹50000 to ₹55000.
Savings for future(Total ₹22000):
• To retire with 50L monthly ₹10000.
• For Children's education and marriage monthly ₹5000.
• For medical insurance(for you and your parents) monthly ₹5000.
• For term insurance monthly ₹1000.
Monthly Expenses:
• Monthly (2BHK house) rent 10000.
• Other expenses monthly ₹20000.
Investment areas:
#1) Real estate.
#2) Stock market.(Directly or through mutual funds). Index funds/Mutual funds
#3) Fixed deposit.(5L)
#4) Debt instrument.(NCD --> Bank Bonds)
#5) Gold.(to pledge for immediate fund raising). (400 gram)
Do SIP for.
1) Buying big budget things such as TV, Mobile etc.
2) retirement.
3) children's education and marriage.
4) Medical insurance.
5) Term insurance.
Monthly statements for family:
1) Expenses sheet.
2) Balance sheet.
Bachelor's should put their:
• 40% of income in SIP when they are alone.
• 60% of income in SIP when they are with parents.
Nothing to fear about money.
You should be the master of your money.
Great work bro
Super
excel sheet prepare panni send pannuga sir
Got some good points from u sir ...thank u sir and behindwoods
An Eye Opener for Youth & early earners to get familiarize with Budgetting & Finance.
It would be nice if Anand Sir let us know how to do SIP investment
Karthikeyan Ramaswami dear sir u can call me or WhatsApp this number I will tell you how to invest in sip ! Don’t worry no charges! I am a financial advisor and also a CA student!!
Karthikeyan Ramaswami my number is +919994519611
I missed "VANAKKAM DA"
Nanum ji
I am also
😂
Vibration vanthutaru ya..🙄🙄
BP tablet eduthu vainga da(Mind Voice of Middle Class People )🙄🤭🤣🤣🤣🤣🤣
Hahaha😄
Poratha Ezhayai Porakanum... illati Panakarana Porakanum....
Intha "Middle Class" aha Maatum Porakka Kudathu
😂🤣
Hahaha hahaha
@@ajithkumar_aji Well said !! Angtu poga mudiyama ingutum poga mudiyama thaladi kitu irukanum ..
According to me..Too much calculated life is always a failure ..every child born in this world Will bring his food along..
Arumaiyana padhivu
Actually Ipidi Ellam tensions ulle vechu epidi vaala mudiyum ?
Kolantha porakumbothe monthly athukku 2000 vechu
For study’s and marriage
Sema
Sethu pogartha Nalla irikkum 👏🏻
Ippidi pesithan . Panni Kutty podra mathiri, pethu pottu irukinga.
Population County odda sabhakedu
It is not too much complicated. Our parents did this handy almost everyday. We lost this habit due to digital environment. All he is saying is avoid credit cards and loans. Also to improve your standard of living, you need to save more and spend less on unnecessary expenses.
Yes romba kanchathanam panna lifea enjoy pannama poi seravendiyathaan🙁
Perfect explanation about planning safe future. Thank you behind wood.
What Anand said is very correct.we did out family like that.now we are happy
Always live by 30-40-30 rule. 40 for your expenses, 30 for immediate gratification and 30 for delayed gratification. Life will be peaceful.
Immediate gratification wow
@@vigneshbegins2402 Whats life without fun
It is not necessary to live like as he said.. And also we can't ignore it completely.. We can take some ideas from him
Exactly , i agree completely🙂
true
I agree completely. Can’t live a life 100% like what he quotes. Some points can be followed.
Sir neenga solrathu thousands times true ennaku 10 years munnadi ungalaipol oru valikatti kidaikkavillai irunthirunthal nallave irunthirupom now vala theriyamal valnthuvittom
Mr.Anad Sir always ultimate, he is my mentor
Thank you sir🔥🔥🔥
Wonderful speech 🔥🔥
I really missed watching this video 2 years back. 😭
Would've drastically changed my decisions
90s kids edhuku mela 2000ruba savings panna 60 kalyanam vaipu iruku....
Golden points learned from my self - experience...
1. Save first then spend rest
2. Take a print out of your account statement and highlight unnecessary expenses and sum them, you will be surprised....
3. only 2 times of outdoor foods/entertainments per month
4. Try to use hard cash instead of Debit/Credit cards.... If we use cash in hand, we will know the emotional connect with it while spending...
Make 3 habits
1. One to earn money (Job)
2. One to have good health (Food and Excercise)
3. One to train brain (Learn)
abdul hazeeb nice advise sir
Nice..... thanks bro
@@jndev91 tq 😀 Im just following it
@@LKG2021 wc bro. Just said how I manage
@@abdulhazeeb 👍
Unga speech ellamey useful sir...thank you so much Anand Sir♥️
ஐயா.. நான் உங்கள் ரசிகன்.. அருமை.. மிக்க நன்றி..
Srinivas sir fans✌️
No comments No Questions
Only Thank you sir
Thanks sir, nice speech sir
குடும்பம் நடத்தவே பணம் போதவில்லையென்றால் என்ன செய்வது,நீங்கள் சொல்வது
சம்பளம் வாங்குபவர் பட்ஜெட், மற்றவர் நிலை என்ன?
Avaru ella sambalathukum video potu irukaru.. avar channel la irukku..
@balaji balaji ..இதுக்கு இவர் பதில் ரொம்ப கொடூரமா இருக்கும்..வேணாம்.. கடவுள் பார்த்துப்பாரு.. மரத்தை வெச்சவன் தண்ணி ஊத்துவான்..
Take north indian kooli workers as example bro avanga inga vandhu tn kooli kaarangala vida kammiya sambalam vaangi adhula saaptu balance amounta veetuku anupuranga indha orae vishyam thaun naan avangala paathu shockaayitaen.
Atha soluravar illa kekuravanga yosikkanum brother
@@asifalir avar channel name enna bro?
Budget padmanaban😂 movie dhan nyambagam varudhu ungala paatha. Neenga solra yellam tips um makkaluku useful aa irrukum thank you sir😄👏🔥👌
Thank you sir you are absolutely right.👍
One valuable point I literally experienced or experiencing is when u swipe debit card, u don't know the value, but when u spend via cash, it pains, just try this trick and u tend to save..most of u agree..
மிக பயனுள்ள தகவல் சார்
Naama ivaru sollura maathiri yellam earn pannaliyennu feel pannadheenga friends trust yourself don't others, definitely ellarum nalla iruppom🤗
It’s not how much you earn. It is how much save and invest 😊
I paused the video and i note all my expenses today .great inspiring person
truth is always bitter
ஏற்கனவே எவனும் பொண்ணு தரமாட்டான் இதுல இதெல்லாம் பாத்த? 🤔🙄
😄
Sir Ur speech is awesome
'kalyaanam panna chumma irukka maatan'
Yappa Samy chumma irukkathukku ethukkuya Kalyanam pannanum
Neenga solra chumma vera. ?? Avaru soldra chumma vera ?????
Smart
.I
அடேய், உனக்கு mooku podi thandanai thaanda
Bro summa reel vidra evanuk evlo salary
Life was so beautiful until hear your video sir...
Sir nan 11 years switzerland work pannuren nanum intha ooru karanga mathiri kasu iruntha holiday poiruven india vukku with my children enkitta entha saving illa.unga video recent ta parthen iam very young mother ok not too late.
Bro... Monthly money saving schemes pathi detail ah oru video podunga bro
watch money pechu youtube channel
Sir I am also financial advisor please call me or WhatsApp me 9994519611 I will help you
Sir could you please talk about mutual funds, stock market and sip.
Thank you!!!
Idhellam ketu romba tention aydathinga pressure tha varum...future ah nenachey present ah vitrathinga makkaley
Ok neega solluramathi pinnadi 7lacks 4lacks sollurenga. Innaiku erukuravanga nallaiku ellam. Erukura varaikum santhosham eruppom.
Yes you can enjoy but you will not have money for a peaceful life after 50's. Your son or daughter will see you as burden if you don't save for them. So better suffer now, save the money and have a peaceful life till the death.
Santhosama iruka panam venum
Hard truth.. Infact this was my plan till retirement. Still I plan for next 8 years , i.e assuming my life expectancy
Yes sir you absolutely correct. munnadiyella na varavu-selavu ellla elutha mate. Ana ipa elllame diary la note pannitu panrathunala money save panna mudiuthu.
Put in excel sheet month wise so tat u can save and reopen and compare with last month ..Not in diary
Correct sir, indha advice 100% true
Hi sir ,
Please tell about primer account and is it correct choice for saving?
By
Vijayakumar
10 min videos wud be greater and perfect to reach the mind..
Thank u sir valuable information really need full
ஐயா நான் பெங்களுர்ல 2010 வயசு 27 வருஷம் ரூ. 13000 மாத வருமானம் பட்ஜட் போடும் போது 1.வாடகை மற்றும் சாப்பாடுரூ. 2000 2.போன் ரூ.100 3. கறி (கோழி ,ஆடு) 1000 4. சரக்கு ரூ. 1000 மொத்தம் ரூ = 4100 போக ரூ. 8500 செவிங்ஸ் ஆன இப்பே கல்யாண ஆகி ஒரு பெண் குழந்தை உள்ளது சேமிக்க முடியவில்லை வயது 35 என்ன செய்யலாம் இப்போது வீடு மட்டும் சொந்தமாக கட்டிவிட்டேன்.மாத வருமானம் ரூ. 27000 எப்படி சேமிக்கலாம்.
Real fact
👌🏻talk
10:57 Reality, Fact
Super explanation how to manage cash in life.
No emi hereafter.
Anand sir advice is always very useful.....
Thank sharing good information ℹ️
சக்கரை கதை கேட்கும்போது பழைய நியாபகம் தான் வருது😘😘😘
Same bro...
90's kids itha ketta bayama😵😵 irukumay😉
அருமையான பதிவு.
Sir your videos are very useful .im ur big fan sir salute
Very useful information sir
Tq so much
Very truly said sir
Itha ellam follow panna machine mathiri than vazhanum vazhkaiya vazhamutiyathu .so cool😎😎😎
Ssssuper akka neenga
உண்மை
U fool's won't understand, he's telling to whom work N savings for their surroundings! Not like u filthy bitches?!
Appo Unga aathukar galli ....
@@SabariPrabakaran3434 திட்டம் போட்டு வாழ்க்கை நடத்தலாம் ஆனால்.திட்டம் என்பது வாழ்க்கை முடிவு செய்யாது நம்முடைய தலை எழுத்து என்ன இறைவன் என்ன எழத்திருக்குமோ அதுதான் நடந்தாகும்
காப்ரேட்ல தொழிலாளர்களுக்கு மட்டும் தான் இன்சுரன்ஸ் தரங்க அம்மா அப்பாவுக்குலாம் இல்லை தொழிலாளி பணம் கட்டினால் தான் கொடுப்பாங்களாம் நல்ல இன்சுரன்ஸ் கம்பெனி பற்றி ஒரு வீடியோ போடுங்க ஐயா
இன்னும் வேலையே கெடைக்கல டா!!! என்னடா இப்புடி பயபடுத்துரிங்க...
😛🙌
😄😄😄
Haha 😅
U R Lucky...idha keatu ushar aavanumnu artham..bro
Why fear....just enter into life
Life will lead U nicely
Bayam edhuku bro... Avaru solradhu reality.. Act accordingly that's it🙏
Amazing speech 🤗
Pls put one video about SIP mutual fund details and best investment plan sir...
Sir I am a central government sebi certified financial advisor and planner and also a CA student! If you need Genuine and best suggestions about investment in sip please call me or WhatsApp this number! My number is +919994519611 don’t worry no charges . Take right decision!! Thanks
Sir, please make one separate video on SIP...it will be very useful for youngsters sir
Thank you so much for sir
sir
of course i am fan to u
Arumai valthukal nandrigal
Agreed, cash transaction is the way to go.
money control the situation but we can control the savings.....
save money save your self-respect
Super sir your tips very helpful
Anand sir ku agha first like then view the video.
வணக்கம் சார்! (நெறியாளர்)
ம்ம் (Missing)
Head Wight
Anand sir words ah kuda spend panna mattaru.....
In another video
Interviewer : வணக்கம் sir
Anand : வணக்கம் டா
😀
@@1985seeni enna video bro😂
no men will write budget with his wife.
😁😅😂
😂😂😄😄😄😆
Correct ah soneenga sis
Enga veetla nanum husband onna tha budget poduvkm
Pavatha 🤣
If have chance to meet up him.From Malaysia. Let's MCO to close completely
Hit like button when u see gurunatha’s new video
Sir I am business man your advice
Very helpful sit
Very good advice mate 👍👍👍👌👌
Thank you....👌👌
Great Super nice sir
Ss when i swipe i will not bother but when i take cash i will think whether we have to pay this much .i experienced .
Worth watching...
வணக்கம் sir! நன்றி.....
Thank you sir...
Very nice speech
My mom was a real budget women...
My dad were a govt officer his salary near 70k per month... Oru 10yrs munadi en dad vetuku 10k kuduparu en amma veedu Rent athu ithunnu poi amount atleast 100 save pannuvanga.... Oru 5yrs munadi 15k her saving was increasing to 300 rent were increased ...Past 1yr 25k her saving was 1000 rent were increased double..... She will manage each and every second...
Idhu pola neraya kelvi pattu irukken. Housewife nalla varavu selavu semippu pannuvanga
He reminds me of visu
Very very clearly explained.
I have good regards about Srinivasan but life is all so not permanent. Yes savings is a must how can we save the amount at this economic slow down