55 and i have enjoyed witnessing the fall of Babylon. These are truly the Days of Noah. Last time only 8 people got on the boat. The rest went home when it started to rain. Unbelievable, but it did happen. Today we see the same thing going to happen. Now we know who the people are that went home laughing at Noah when the rain started.
@@Seaby41 I know my first card was $500, am I'm glad that's all it was. Now you kind of have to use them, tho, since they've 90% eliminated cash for useful transactions. Credit cards are one of the biggest scams ever created.
My parents HELPED me get a card when I started doing errands with my driver's license and had even at a young age impressed upon me how credit cards (and associated debt) work.
Why not a limit of $1000 ? Now at $12,500....with a limit of $8000 ? The parents will be guarantors for that debt now. They deserve to lose their house !
Government schooling has stopped teaching kids about economics, debt, credit, basic business skills, basic financial skills, and critical thinking. The left does NOT want the USA to be the world's leader, and they own the education system here.
While watching "What's in your wallet? " commercial my then teen daughter asked for clarification. I explained the difference between credit and debt. I also stressed that credit card companies are in the DEBT business.
1 “Always and inevitably everyone underestimates the number of stupid individuals in circulation.” 2 “The probability that a certain person be stupid is independent of any other characteristic of that person.” 3 “A stupid person is a person who causes losses to another person or to a group of persons while himself deriving no gain and even possibly incurring losses.” 4 “Non-stupid people always underestimate the damaging power of stupid individuals. In particular non-stupid people constantly forget that at all times and places and under any circumstances to deal and/or associate with stupid people infallibly turns out to be a costly mistake.” 5 “A stupid person is the most dangerous type of person.’ The corollary of the Law is that ‘A stupid person is more dangerous than a bandit.” Excerpt From: Carlo M. Cipolla. “The Basic Laws of Human Stupidity.”
The "mask up" woman is the perfect liberal. She follows leftists' orders mindless devotion. She has made herself a slave in the freest country in the history of humanity--one of several reasons America is in decline.
Level of how well propaganda works is amazing, my guess is she does not understand that a mask is a spittle shield not a virus shield. Easy test, does that mask keep out your cars exhaust or wood smoke? if no, then it wont work on a virus either.
@@stephenthomas1492 When I was a kid, my brother and I were "punished" by the old man who refused to speak to either of us for two weeks. We thought it was great.
Usually a manipulative person. They have seen that tactic work on the media and simply employ it to their own benefit. I have yet to see any clips of any of them asking whether the person that they are talking to feels safe or not.
good/bad two words that are difficult 🤯for these people to differentiate. 😂😂 Credit is also 🤯difficult, they had the moral credit 🌟of society but they have lost it.🙄👇🤢
Your right. I graduated in 88, and there was never a class about balancing your checkbook let alone, credit cards. However, underwater basket weaving was high on the list.
_"If they don't understand economics, they're easier to rule."_ That's scary, all right. One way to control people is by holding them to the debt they owe. And it can be very easy to fall into a trap that you're never taught about. The best way to avoid that from happening is knowing how it works and why, so you are better able to keep your debt under control or, better yet, avoid getting into debt whenever possible.
My sons 13 and im doing everything in my power to teach him to cook, clean, shop wisely, spend wisely and to understand money and debt because no one ever taught me any of these things. My parents were wonderful parents but their idea of loving me intensely meant doing things for me that i should have been taught to do myself.
We did the same with our boys. They had chores including cleaning, laundry, and also taught them to do laundry. Also money management. So when they left home I had confidence in their ability to survive on their own.
I'm American. I LOVE Rita. AND... I'm embarrassed at my country. All the things Ms. Panahi highlighted in her segment are true. Please keep in mind that the vast majority of Americans don't like what's happening to our country. But, we are being hit from all sides. It seem the "powers that be" are intent on destroying us. Most of us go through our day living normally. We are kind, gentle and helpful to all those we come across. Don't give up on us, but know that we the other Western nations to step up and resist. God bless the USA and God bless your country.
@vivrowe2763 - that's BS. I was around 5 people who had covid wearing my KN95 mask and didn't get covid. But today there's zero reason to wear masks. So just stop with your nonsense
I wonder what came first, the boyfriend or the credit card. I’m thinking the latter. 🤨. Also she says boyfriend but that might literally be a woman. The normal rules never apply with people like this.
@@matthewmcinnis4565 some forms of debt are actually good debt eg debt that is used to acquire positive cashflow assets like property. Bad debt is credit card debt, home mortgages, car loans etc that don’t produce Cashflow. Refer to Robert Kiyosaki author of the book “Rich Dad, Poor Dad” the stuff in it is deliberately not taught in schools.
I still cannot comprehend, did she really think that she would just get free money to spend and would never have to pay it back. No wonder everything is going to #%#¤¤&
With due respect, are you American? When you say there really are people exactly like this woman, you mean Americans, right? If yes, how can you guys dare to ask yourselves why you´re free falling? How can you dare to think you will not entirely fail as a society whitin 50 years from now maximum?
@duraosunda I think the lady got credit cards confused with the pre paid card that everyone gets paid with at their jobs now. I'm not sure why she doesn't understand debt. Yes we are screwed, most of our young people don't know anything, it's astounding. My kids have been taught basic economics and how to work checking accounts and such, but they are in the minority
Why did.the parents even get involved in obtaining a credit card ? If she's old enough to.enter into a credit agreement, she's old enough to get it herself.
Don’t you need a co-signer to get a credit card if you’re young and have no credit? I couldn’t get one initially without one of my parents being on it as a co-sign. But I was taught what debt is and how much $ you lose in interest so I only spent what I could pay off and got a good credit score from it. It’s baffling the parents didn’t explain things first.
2024 and I'm still stuck HAVING to wear a mask while getting my dialysis treatments at a Kidney Center here in Washington. But when I got admitted to the St.Michael Hospital in Silverdale and ended up having to get my dialysis treatment there, NO mask required.
I saw a programme here in the UK about modern kids. They turned up for their first day at work and expected to be paid the full wage on their first day. By the third day, one girl didn't turn up, neither did she phone in. They called her to ask where she was. "I go shopping on Wednesdays " was the reply. The credit card was another. "I've just been approved for a credit card. £1500 limit". They couldn't understand why they were getting letters demanding payment. They actually did think they were getting free money. This current generation are completely lost.
@@Sun-ic7rq Social media addiction has something to do with this too. These kids may physically be with their family or in class but mentally they are not present. You can't learn if your not paying attention.
My sister is like the masking woman. She rarely leaves her house. When she does, it’s with her husband. Only to go pick up food and bring it home. He goes out and buys the groceries and whatever errands need to be done. My understanding is that when he returns, he “decontaminates” in the garage before entering the house. She won’t allow people into her house. I have seen her twice since 2020. Both times I was in the driveway and she came out to the car. Crazy!
@@buckeyenative1365 Thank you! This has been driving me nuts. The counterpart would be people who stopped washing hands after it was "over". We should have some basic common sense and practice hygiene, but shouldn't put life on indefinite hold just because microorganisms exist. Like with almost everything in the world, we need sustainable long-term solutions, not frantic knee-jerk reactions.
Sounds like my kids who sobbed uncontrollably trying to get us parents to vax. Two vaxxes each and medical problems later, (we have since been told by medical personnel to never get mRNA vaxes ever again because it may kill us) we each got Covid twice. It was like any cold. We are sad now that we ever vaxxed.
@@buckeyenative1365 My response to anyone I see masking outside is that if covid is that infectious we're all dead already. In the UK of course we were told to keep 2 metres apart outdoors, like that would make any difference. Actual scientists who said that lockdowns don't work were ignored, it was all driven by behavioural scientists.
This friend doesn't even live near her. Why is she feeling unsafe? Why does she feel the need to sever a relationship with someone that she claims to love because they are making a different decision than she is? Many people lost family and friends because of this so called pandemic. I still, on occasion, see people driving alone in their vehicles all masked up.
I came to the comment section looking for this! Talk about dodging a bullet; that person was like Neo in The Matrix, dodging entire magazines worth of bullets!
I went from being a homeless drug addict, work my ass off for 10 years and am now running a successful construction company, i started my company with no loans, no credit, no help just good ol fashioned HARD WORK
@@insideno999the point is. A person can make it on their own if they try. These people don't even try, they live using people and other people's money 💯
OK - I worked at a major Credit Card company as a Phone Support person for 6 months about 20 years ago, and this is NOT the worst story I heard. One man wanted to know why his card was being declined. I told him he owed $13,000 on the account and we hadn't received his first payment yet. His response was a confused "I was told I could spend $13,000 a month on this card!" It came as a complete shock to him that he actually had to pay the money back.
@@lifeinpodunkville543.. and 'per month' as well ! Just thinking that they get a single payment of 13K$ is bad enough, but continuously ?.You don't even get that with some of the proposed UBI systems.
my parents got me one at 15 to build credit. Responsible use of credit is beneficial, but if you’re a clown who can’t handle it, don’t get one. Simple enough.
My generation was never taught much in the way of finance at school, but we still acquired a rapid understanding of it once we went out into the real world. This girl has been raised in social media fantasy land where money magically appears from nowhere when you need it.
i worked at a credit card company for a few months after college and you wouldnt believe how many people didnt know you had to pay back the money they spent using the card - and many of these people were adults.
Im not surprised that the woman who cant believe her friends aren't masking roughly two years after the pandemic ended basically got an 'OK bye' in response to her ending their friendship. I imagine they had been looking for a reason to say 'OK bye' for many years now!
Well you might as well end the friendship now because I'm sure she's done got the jab and a few more Bruster's. And we all know it's just a matter of time before these people realize their giant mistake.
Not If you raised your children right. My son is about to turn 23. I've helped him build his credit, helped him pay for 2 vehicles, including co-signing on his latest, and he has always quickly paid me back. His name is on 3 of my cards, but he doesn't use them. Now, If you are referring to young children that are still in school, yes It's a bad idea.
Yes. I can agree with you there. The examples I were thinking about?? I think there was some early parenting that set a bad tone...Thanks! @@gabriel51366
I am having to re-think my comment. There are young adults who are responsible and if they have a trusting relationship with their folks, all is well. @@johnbland1422
But he was just borrowing it, esse! He would return that tire later that day, esse! He was just going to switch the rim, esse! That other guy was just being a pendejo for not sharing his tires. Esse! XD
My favourite part was when her friend said that was OK and she was shocked at the response. Those friends were looking for a way out and she gave it to them haha!
"Why are you talking to me and distracting me from trying to get away?" [speechless pause .....] Imagine uttering a sentence like this and being serious about it.
I had a girl who told me, "I know, you can go to the bank and put the card in the machine and it will give you money." I told her I needed money in the bank to do that. "No you don't. I know you can write a check and they will give you money." My reply was the same. Then her idea was to give them a card at the store. Same reply. SHE WAS 5 YEARS OLD!
Unlike the countless narcissist losers who said they would leave the US if Trump won, then didn’t, because it was all BS, I left the US 17 years ago because I saw where things were going over 20 years ago and I’ve seen it unfold just like I expected. I didn’t leave in some lame, attention seeking protest, I left for my physical, and financial safety as well as the safety of my family. I knew the US would become unlivable for anyone not very rich. Trump winning only slowed the decline by a few years. And even if he wins again, it will at best slow the decline a bit more. The West is being destroyed by globalist shadow governments. It’s a coordinated effort across dozens of countries. If you live in a Western country, plan your exit strategy and make the move.
It's bonkers, but I think I understand the method to her madness. She thought by racking up credit debt meant her credit score increased with the dollar value spent. LMFAO!
Remembering when my eldest daughter was about 7 and wanted something and I told her it was not in our budget. Her reply was "but you still have checks in your checkbook, just write a check!". That evening we started a new "game", which was fun for her younger sibs too. It was about " earning and spending, and paying bills", along the way incorporating the use of pretend checks, credit cards, etc. It was a hit😊
But you still lose money with every purchase because of the fee the card company charges the merchant. The card companies always come out ahead. I find places that give a cash discount and spend cash. I did that for breakfast this morning and got a 3% cash discount.
When my daughters were growing up I explained this financial stuff to them. Now they run their finances sensibly. I had this crazy idea that it was my job to do it.
Do you need you really "teach" someone about credit cards? I think if you make it to 14 years of age, you should know that yhere is no free money and you need to pay it back. Scary, this is supposed to be the most "educated " generation.
I've been a counselor for almost 30 years. I have seen ignorance growing and growing in young people. Parents are not involved in their lives. They don't know about anything and they are lazy. Everything is "hard", getting a license is hard, school is hard, getting up is hard, etc. I remember one kid who didn't like his job so he would just stopped going. When I said something about, he would get a reputation and won't be getting hired, he had no concept of what I was talking about. HE thought he could just go from one to the other with no consequences. He quit about 3 jobs in 2 months. They didn't pay "enough", and he was a high school student. They don't know about balancing your account or that a debit card comes from an account and can run out. Their parents don't even bother to tell them, just give them what they want, very sad and scary for our future. Just the tip of the iceberg. As for the masking, they sure did a great job of making the sheep terrified! Masks on children is abusive.
If someone can catch sand poured through a fishing net, I will wear a mask too. The Event 201 movie star, brought into existence by the National Institute of Health (NIH), funded through a series of money laundering through Eco Health, is about 4 microns. Unless each person wears a minimum of an N95 mask and changes it frequently, they are wearing fishing nets on their face to catch sand grains.
That woman going on about the masks. I can't help but feel deep sorrow for her and folks like her. My Auntie has no internet and despite best efforts she believed everything the TV said, she only just stopped wearing masks in the last 2 weeks. She was terrified the first time out but she is starting to realise how badly she was duped. Sad.
I had Covid twice in the first two years and became a long hauler in March 2020. Early Covid was no joke. Nearly ended me and did kill my uncle......... They didn't reveal the nature of it and the dangerous sciences that happened to trigger a pandemic.
So that girl thinks her credit card means she's allowed to spend up to 8,000 and she thought it was good that she spent 4,000. Has she never made a payment? I'm guessing not.
And they believe everything the TV tells them, even when it contradicts itself constantly. Fauci said in March 2020 that masks wouldn't stop a virus. Then suddenly he was saying the opposite. But I couldn't make anyone watch the March 2020 video. The TV can even show that what they're saying is fake, and the people still believe them. CBS had Biden on the news telling about his virus shot. He said it just made his arm hurt a little bit, and while saying that he grabbed his right arm. The contradiction was that CBS was simultaneously showing a video in an inset of Biden supposedly getting the shot in his left arm. That's why I say he never got a real shot at all.
Here in the UK a woman got into £40.000 debt on credit cards she says she didn't realise she had to pay the money back she thought it was free money. I do wonder at the mentality of some people.
Some people are just stupid. My sister in law bounced a ton of checks when she was 18. She said she kept writing the checks because “she still had checks left”. Thank god we no longer use checks so much any more. This was decades ago.
Kinda reminds of one of those gumball shenanigans where they blew a tire and wrecked a rim on a BMW and they could not find a replacement so they tried liberating one from a dealership. I forget how the story ended up.
Our parents and schooling at work. Can you imagine getting your child a credit card and not giving her some guidance on how to keep track of your account. Who is dumber the kid or the parent, tie!!
The kid is not bothered the card must be in one of the parent’s names so they will have to pay it. What a great lesson. For the parents when you do something dumb there is a price to be paid they must have plenty of money to give the kid a credit card in the first place.so the kid acts dumber and the parents sorts it out. What a way to get what you want just act dumber and dumber.
I’m not blaming her. Seriously. I’m blaming the adults in her life who neglected to teach her. First and foremost her parents, but also her schooling. It’s time adults own up to how poorly some of them are raising their kids.
You are so right about this. We have to stop being lazy. School is not going to teach them everything, we need to also spend time with our kids and read to them about all these topics.
@@arlenesantiago1972 Sorry but I started school in 1941 era. My father worked two jobs all his life. My mother worked 11 hours a day keeping three kids a home and a husband clean and fed. Our Teachers were elderly and tough as nails. No BS they taught us how to survive and to know what we needed to know. We learned or else we were kept back. We were taught tons of subjects including Physical Ed, Military science, manual and mechanical training, art and music and many other necessary subjects to survive in this world. My parents did not have time we learned in school. School was absolutely free including supplies and books to everybody. Today kids graduate and don't even know how to tell time write their' name or give change for a candy Bar. The only thing they know is they can play the hell out of a blood thirsty war game in their' smart phone and that's all they know. This SADDLY is what our governments want, stupid people are easy to control. There were kids in my 11th and 12th grade in high school that were 20 years old because they didn't learn when they were supposed to.
When I was a child, neighbors were routinely involved in teaching, guiding, and even --gasp -- physically disciplining fellow children. The living embodiment of the "it takes a village" pap spewed by those that have eschewed traditional values and foisted "progress" upon us.
Anybody notice what is now so prevalent? Things like "Me and my Boyfriend." (Instead of "My boyfriend and I.") Things like "I can't have people in my life that make me feel unsafe." Things like "Your tire is mine now." Things like "It's OK if I don't pay for my merchandise." Listen to baby talk sometime. ME, ME, ME! Me want. Me no like. Feed me. Hold me. Infantile narcissism runs rampant. You know what makes me feel unsafe? People who are this self-absorbed. 🤯
I got my daughter a 500$ credit card to teach her how to manage bills. Staying on top of the card, explaining and teaching monthly to her. My daughter is 34 and has NO credit card debt. Parents we are the only ones who can teach and guide them in the right direction.
No credit card debt is easy to achieve. Just pay off the balance at the end of the billing cycle, or, better yet, after making a credit purchase (in lieu of carrying around a lot of cash), simply post a payment to your account covering what you just spent using your card. In that way, you never have a balance due at the end of the cycle and, moreover, you will always have your full line of credit available to you in the event of an emergency.
This was literally a plotline in a Disney animated show from 2004. Brandy & Mr. Whiskers: in one episode Mr. Whiskers gets a credit card and all he's told is that a credit card is like a magic item that lets you buy whatever you want on the spot. But it's first later that he's told that you can MAX OUT your credit card usage and will have a ton of debt piled on you if you aren't cautious/aware of how much you use it.
OMG 🤣 She's been taught that spending is a good thing and so when she found out that she had spent $4k she was proud of herself !!! She literally thinks spending = earning
I‘m working class and there was absolutely NO WAY I was allowed to have a credit card. I didn’t get one until I was 24 and working two jobs and had been so terrified of them that I learned everything about them and found the best one for me. I only got it for emergencies/travel. She’s clearly still at the Bank of Mum and Dad and they’re equally as dumb for not ensuring she knew how it all worked before handing it over.
Understanding debt is the least of her problems. The effort she is putting into looking as unappealing as possible is a much bigger problem. And, come on, that thing doesn't have any friends.
When I see women who seem to have gone out of their way to be unattractive I always tell my husband that when I was that age I tried to be as attractive as I could be and I simply do not understand why so many women choose to make themselves look as awful as they do.
She doesn't understand the difference between a credit limit and the balance on a credit card. Her mom got her the card without explaining these things. Who's the dummy in this story? Both of them.
I am 87 yrs old and simply cannot believe what has happened to our world.
Im 55 and I can fkn believe it
I'm 61 and am glad I'm on my way out and not on my way in.
@@brothermaynard3200 Hilarious isn't it, at least we had a taste of reality 50s to the Naughties 😀🙏,now its absolutely banana's.
55 and i have enjoyed witnessing the fall of Babylon. These are truly the Days of Noah. Last time only 8 people got on the boat. The rest went home when it started to rain. Unbelievable, but it did happen. Today we see the same thing going to happen. Now we know who the people are that went home laughing at Noah when the rain started.
your lucky you lived in the good times , enjoy the shitshow old timer , you've earnt it.
"My parents got me a credit card..." That was the first mistake.
I can see a credit card making sense.. but 8k?
@@Seaby41 I know my first card was $500, am I'm glad that's all it was.
Now you kind of have to use them, tho, since they've 90% eliminated cash for useful transactions. Credit cards are one of the biggest scams ever created.
My parents HELPED me get a card when I started doing errands with my driver's license and had even at a young age impressed upon me how credit cards (and associated debt) work.
Well, it's society who is allowing things to happen that were not allowed before.
Why not a limit of $1000 ?
Now at $12,500....with a limit of $8000 ?
The parents will be guarantors for that debt now. They deserve to lose their house !
You can't blame her, politicians don't know what debt is either...
They don't care because it will all crash soon, and then roll out the CBDC onto the world.
And since they can fob the cost off on us, they don't care, either.
🏆
they know what debt is...they just don't care....sit in term...and the next term let someone else worry about it
Good one!
Blame her mother. She got her the credit card and didn’t bother teaching her child about finances.
You're assuming she's teachable.
Government schooling has stopped teaching kids about economics, debt, credit, basic business skills, basic financial skills, and critical thinking.
The left does NOT want the USA to be the world's leader, and they own the education system here.
While watching "What's in your wallet? " commercial my then teen daughter asked for clarification. I explained the difference between credit and debt. I also stressed that credit card companies are in the DEBT business.
@@watchman1872if she's unable to learn very well, that's still on the mother 😂😂😂
Mom was too busy trying to be friends with her freak daughter.
Who gives a credit card with an $8,000 limit to someone that has no clue how it actually works.
The banks who know that unless she goes through bankruptcy, they will get it back one way or another.
Considering her credit increased, I think she had the means to pay 8,000 in her savings accounts.
The people who didn't teach her.
We live in a world where absolute morons have kids and no ability to teach them anything important. Cause and effect is real.
j3ws
The utter lack of diversity in shoplifting is criminal!
I am a white Northern working class guy and I am doing my best on the shoplifting front, nicked a chocolate bar yesterday 👍
Working class white people are not the ones causing all the problems...
@@ianmangham4570 Oh crap posting that here means the FBI will be knocking tomorrow.
@@glennrishton5679 Oh shee Oh sheeee 😀 RUN FOR THE HILLS MA BARKER the Fed's are coming 😀🙏👍
@@glennrishton5679 Don't you worry Glenn, I'll rob you a hershey bar on my next caper. 🙏
It's terrifying how many people are totally detached from reality.
Obviously our "schools" are teaching nothing!
1 “Always and inevitably everyone underestimates the number of stupid individuals in circulation.”
2 “The probability that a certain person be stupid is independent of any other characteristic of that person.”
3 “A stupid person is a person who causes losses to another person or to a group of persons while himself deriving no gain and even possibly incurring losses.”
4 “Non-stupid people always underestimate the damaging power of stupid individuals. In particular non-stupid people constantly forget that at all times and places and under any circumstances to deal and/or associate with stupid people infallibly turns out to be a costly mistake.”
5 “A stupid person is the most dangerous type of person.’
The corollary of the Law is that
‘A stupid person is more dangerous than a bandit.”
Excerpt From: Carlo M. Cipolla. “The Basic Laws of Human Stupidity.”
99.9% of people on earth are totally detached from reality, but yes, some more so than others.
Omg!! She wants someone thousands of miles away to mask? The control these people feel entitled to is unbelievable!!!
Masking never worked. 2020 or 2024
@sellis2595,, She has her mask. Now she needs a hairdresser!
This is very telling. This level of indoctrination makes Bernie Sanders types swell with pride. This woman could get a high level job with the CDC
The "mask up" woman is the perfect liberal. She follows leftists' orders mindless devotion. She has made herself a slave in the freest country in the history of humanity--one of several reasons America is in decline.
Level of how well propaganda works is amazing, my guess is she does not understand that a mask is a spittle shield not a virus shield. Easy test, does that mask keep out your cars exhaust or wood smoke? if no, then it wont work on a virus either.
Stepping away - she's doing you a favor!
She comes across as such an emotive blackmailer. Probably single too and wondering why no guy wants to commit to her.
It's weird they think that NOT talking to us is some kind of punishment, right?
@@stephenthomas1492 When I was a kid, my brother and I were "punished" by the old man who refused to speak to either of us for two weeks. We thought it was great.
One functioning brain cell.
TH-cam will remove my comment, threaten me and ban me for life for telling the truth. Go figure...
Exactly, who needs that sort of person in your life, how exhausting
When a person says, 'I feel unsafe,' you are probably not dealing with an emotionally healthy person.
Usually a manipulative person. They have seen that tactic work on the media and simply employ it to their own benefit. I have yet to see any clips of any of them asking whether the person that they are talking to feels safe or not.
@@Hereford1642it isn’t. It’s a very hostile environment to be apart of.
MSNBC, ABC, CNN and all the rest of moron brigade have been doing their best to make people feel unsafe for years now.
@@eszekeclesexactly, the only type of person that would actually be best friends with this woman would be another Lefty lunatic...
good/bad two words that are difficult 🤯for these people to differentiate. 😂😂 Credit is also 🤯difficult, they had the moral credit 🌟of society but they have lost it.🙄👇🤢
They stopped teaching children economics in school about 30 years ago.
If they don't understand economics, they're easier to rule.
Your right. I graduated in 88, and there was never a class about balancing your checkbook let alone, credit cards. However, underwater basket weaving was high on the list.
_"If they don't understand economics, they're easier to rule."_
That's scary, all right. One way to control people is by holding them to the debt they owe. And it can be very easy to fall into a trap that you're never taught about.
The best way to avoid that from happening is knowing how it works and why, so you are better able to keep your debt under control or, better yet, avoid getting into debt whenever possible.
we learned how to balance banking accounts in 3rd grade, now they learn they can be a cat, ..... progesss
@@glitter_fart My schools taught us physics in 3rd grade, and economics in 5th grade. That was in 1969.
_"If socialist understood economics they wouldn't be socialist."_ -Frederick Hayek
My sons 13 and im doing everything in my power to teach him to cook, clean, shop wisely, spend wisely and to understand money and debt because no one ever taught me any of these things. My parents were wonderful parents but their idea of loving me intensely meant doing things for me that i should have been taught to do myself.
We did the same with our boys. They had chores including cleaning, laundry, and also taught them to do laundry. Also money management. So when they left home I had confidence in their ability to survive on their own.
Something most of today's society forgot.
Yes🎉
You’re a great parent, and your sons are blessed to have have you.
By looking after herself - I hope she means getting mental health treatment …
😅😅 good one
Makes you fear for the future.
😅😅😅😅😅😅😅😅😅😂😂😂😂😂😂😂
The answer is another debt racket?
Thats so mean.
The second woman is in deep need of therapy
No just a slap and told to wake the hell up.
Fawkin' cuckoo clock NUTS!
......and probably hit the salon for a do over!
She is beyond that
But if you put this video back into 2021, then what she says would probably be correct. But in 2024, that lady's wrong and needs some help.
That is a prime example of a friend you don't want to have anyway
a deluded cat lady
Leave the cats out of it. They are innocent.
The girl with the credit card would be fun to know, as long as the credit card lasted.
I'm American. I LOVE Rita. AND... I'm embarrassed at my country. All the things Ms. Panahi highlighted in her segment are true. Please keep in mind that the vast majority of Americans don't like what's happening to our country. But, we are being hit from all sides. It seem the "powers that be" are intent on destroying us. Most of us go through our day living normally. We are kind, gentle and helpful to all those we come across. Don't give up on us, but know that we the other Western nations to step up and resist. God bless the USA and God bless your country.
"I will pay for it, it's just a credit card" She was thinking it was free money.
money is created from thin air.
@@LdevArt exactly. Fractional reserve banking.
@@LdevArt It is a little more complex than that.
Her mistake was to do it on a small scale. At government level her approach is called quantitative easing.
The scary thing is that it can vote.
So, that woman who rants against a woman who doesn't mask her kids will not be near the family. She's gone completely mad.
Let's be honest she doesn't want that woman near her kids anyway with that type of mentality.
Any person who put one on their child should be called what they are, child abusers.
Why wasn't she masked when she recorded her rant?
@vivrowe2763 - that's BS. I was around 5 people who had covid wearing my KN95 mask and didn't get covid. But today there's zero reason to wear masks. So just stop with your nonsense
Let's be honest she probably didn't want that woman around her kids with that kind of mentality in the first place.
I’m not surprised for her going 4K in debt. What really got me completely confused was to hear her saying she had a boyfriend.
He has my sympathy for dating someone who is so….how do I put this politely……intelligence challenged.
I wonder what came first, the boyfriend or the credit card. I’m thinking the latter. 🤨. Also she says boyfriend but that might literally be a woman. The normal rules never apply with people like this.
Most likely she was talking about a friend who is male, or a "transgender" man. (Also known as a woman)@@JadeLeaf1980
Good point!
@@matthewmcinnis4565 some forms of debt are actually good debt eg debt that is used to acquire positive cashflow assets like property. Bad debt is credit card debt, home mortgages, car loans etc that don’t produce Cashflow. Refer to Robert Kiyosaki author of the book “Rich Dad, Poor Dad” the stuff in it is deliberately not taught in schools.
Her friends received a blessing by not having to be around her
Persons of that caliber still can vote !
Part of Bidens 81 million voters right there! 😂😂😂
@johnhoyle4401 how's you mask going....
@@alwaysright3718 We wore them when needed and our life is fantastic thanks.
How are you going?
@johnhoyle4401sounds like you are obviously all vaxed up 🐑
And they tend to be activists.
It's truly scary, but having worked for a bank, there really are people exactly like this woman.
I still cannot comprehend, did she really think that she would just get free money to spend and would never have to pay it back. No wonder everything is going to #%#¤¤&
I think she arbitrages her debts very well. She makes her friends with less debts by maxing out her own credit limits.
I used to repair teller equipment, I was shocked at how many people had no idea how checking accounts and credit cards actually worked.
With due respect, are you American? When you say there really are people exactly like this woman, you mean Americans, right? If yes, how can you guys dare to ask yourselves why you´re free falling? How can you dare to think you will not entirely fail as a society whitin 50 years from now maximum?
@duraosunda I think the lady got credit cards confused with the pre paid card that everyone gets paid with at their jobs now. I'm not sure why she doesn't understand debt. Yes we are screwed, most of our young people don't know anything, it's astounding. My kids have been taught basic economics and how to work checking accounts and such, but they are in the minority
The guy who is stealing people's tires needs jail time
He is incredibly lucky he ran into a reasonable person. It's a very good way to get unalived.
No, reintroduce flogging with the Cat'o'nine tails.
He needs to borrow the dude's hood too and just bring it back.
What ever happened to 2nd Amendment rights to protect your stuff?
But he wasn't he just "borrowed" !!!
Why did her parents give her a credit card and not teach her the basics of using it? They failed her.
Why did.the parents even get involved in obtaining a credit card ? If she's old enough to.enter into a credit agreement, she's old enough to get it herself.
What everyone seems to fail to realize is that parents aren't involved today. It's pretty obvious the Internet raised her.
And true to form, my comment explaining it gets deleted.
@@MadScientist267 certain words seem to get the post automatically removed or even a link. TH-cam is very strict.
Don’t you need a co-signer to get a credit card if you’re young and have no credit? I couldn’t get one initially without one of my parents being on it as a co-sign. But I was taught what debt is and how much $ you lose in interest so I only spent what I could pay off and got a good credit score from it. It’s baffling the parents didn’t explain things first.
Is she for real talking about masks in fucking 2024
😂😂😂😂 she is crazy
@johnhoyle4401your sister needs to join you on the short bus.
That's enough of that language proggoprong, settle down girl 🤣
But it is good to know this one is always lurking around anyway, just waiting for the right story, most lkes as perr usual, 11.30pm by the way 🤣
2024 and I'm still stuck HAVING to wear a mask while getting my dialysis treatments at a Kidney Center here in Washington. But when I got admitted to the St.Michael Hospital in Silverdale and ended up having to get my dialysis treatment there, NO mask required.
By the looks of her not understanding debt is the least of her issues 😂😂
Thank you, I could not think of a nice way to say that.
Is that an ear ring or a nose ring?
@@jimbo43ohara51Whenever I see a nose-ring, I think of pigs at a farm.
@@stonytina5177 But pigs are cuter.
She’ll make an attempt on her like within 36 months
I saw a programme here in the UK about modern kids. They turned up for their first day at work and expected to be paid the full wage on their first day. By the third day, one girl didn't turn up, neither did she phone in. They called her to ask where she was. "I go shopping on Wednesdays " was the reply.
The credit card was another. "I've just been approved for a credit card. £1500 limit". They couldn't understand why they were getting letters demanding payment. They actually did think they were getting free money.
This current generation are completely lost.
We should give them rotary phones just for the laughs.
@@Sun-ic7rq I agree 100%.
@@Sun-ic7rq Social media addiction has something to do with this too. These kids may physically be with their family or in class but mentally they are not present. You can't learn if your not paying attention.
My sister is like the masking woman. She rarely leaves her house. When she does, it’s with her husband. Only to go pick up food and bring it home. He goes out and buys the groceries and whatever errands need to be done. My understanding is that when he returns, he “decontaminates” in the garage before entering the house. She won’t allow people into her house. I have seen her twice since 2020. Both times I was in the driveway and she came out to the car. Crazy!
This sounds like my across the street neighbor. These people are not well
Their inability to realize they were dealing with viruses while out and about loooong before 2020, and survived, is also frightening.
@@buckeyenative1365 Thank you! This has been driving me nuts. The counterpart would be people who stopped washing hands after it was "over". We should have some basic common sense and practice hygiene, but shouldn't put life on indefinite hold just because microorganisms exist. Like with almost everything in the world, we need sustainable long-term solutions, not frantic knee-jerk reactions.
Sounds like my kids who sobbed uncontrollably trying to get us parents to vax. Two vaxxes each and medical problems later, (we have since been told by medical personnel to never get mRNA vaxes ever again because it may kill us) we each got Covid twice. It was like any cold. We are sad now that we ever vaxxed.
@@buckeyenative1365 My response to anyone I see masking outside is that if covid is that infectious we're all dead already. In the UK of course we were told to keep 2 metres apart outdoors, like that would make any difference. Actual scientists who said that lockdowns don't work were ignored, it was all driven by behavioural scientists.
she needs to change her psychiatrist.
But find one that takes visa.
Or the Drugs he Perscriped....lol.
When she said she was going to take a step away from this relationship, I can only imagine that her friend must have breathed a huge sigh of relief.
This friend doesn't even live near her. Why is she feeling unsafe? Why does she feel the need to sever a relationship with someone that she claims to love because they are making a different decision than she is? Many people lost family and friends because of this so called pandemic. I still, on occasion, see people driving alone in their vehicles all masked up.
I came to the comment section looking for this!
Talk about dodging a bullet; that person was like Neo in The Matrix, dodging entire magazines worth of bullets!
It's truly bizarre 😮
@@bethhenry6830 I see them too!
I went from being a homeless drug addict, work my ass off for 10 years and am now running a successful construction company, i started my company with no loans, no credit, no help just good ol fashioned HARD WORK
Ur a hero 👏
@@monkeywrenchstudios3590 thats not a hero. Just an ex loser.
So? 👏 👏 👏 👏
@@insideno999the point is. A person can make it on their own if they try. These people don't even try, they live using people and other people's money 💯
What does your successful construction company construct? Is it TH-cam comments? 🚧 🏗
"Parents got her a credit card" --- There's the problem.
OK - I worked at a major Credit Card company as a Phone Support person for 6 months about 20 years ago, and this is NOT the worst story I heard.
One man wanted to know why his card was being declined. I told him he owed $13,000 on the account and we hadn't received his first payment yet. His response was a confused "I was told I could spend $13,000 a month on this card!" It came as a complete shock to him that he actually had to pay the money back.
He really thought it was free money! 😂
@@lifeinpodunkville543.. and 'per month' as well ! Just thinking that they get a single payment of 13K$ is bad enough, but continuously ?.You don't even get that with some of the proposed UBI systems.
She straight up said my "PARENTS" gave her a credit card. Her parents. That's all we needed to hear.
my parents got me one at 15 to build credit. Responsible use of credit is beneficial, but if you’re a clown who can’t handle it, don’t get one. Simple enough.
Unless you're blind, you did not need to hear her say anything to know her parents did a lousy job.
They are all stupid.
Yep. This girls high IQ must come from a source...who would have thought. 😂😂😂😂
Girl thought it was a gift card.
"Do you know the value of a dollar?"
"What's that?"
"How... do you get things?"
"I ask my mum!"
Her mum is a fool to give any kid a credit card at all.
And when they wanna know, they ask on social media.
My sister 100%, she is now in her 30's but she did a lot of crap in these 30 years.
This is why things like this need to be taught in middle school but I blame education system
My generation was never taught much in the way of finance at school, but we still acquired a rapid understanding of it once we went out into the real world. This girl has been raised in social media fantasy land where money magically appears from nowhere when you need it.
I would thank God that this woman decided to step away from being in relationship with me and my family. This woman is mental
calling that thing a woman just seems wrong
Wtf wld god have to do with it?? Unreal.
Not mad at all. Just pointing out facts, that weak minded ppl can't understand. I feel sorry for u. Lol.
Rita Panahi spreads the truth. She is the hero we need in these crazy times.
People like this are the one's that will get sick the most
"Get stuffed, loser!" Rita KILLS it. I love her so much. ❤
i worked at a credit card company for a few months after college and you wouldnt believe how many people didnt know you had to pay back the money they spent using the card - and many of these people were adults.
It's amazing that she's so proud to tell everyone that she has parents who were useless and have failed in their job to raise her
Well they gave up when they were told that drowning a useless child was illegal.
Im not surprised that the woman who cant believe her friends aren't masking roughly two years after the pandemic ended basically got an 'OK bye' in response to her ending their friendship. I imagine they had been looking for a reason to say 'OK bye' for many years now!
The person she cares most about lives on the other side of the country? I wonder she isn't friendly with anyone in her area
I can't believe this woman is serious. I thought it was a satire. I was waiting for her to burst out laughing at the ridiculousness of her thinking
Plandemic.
Let's call it as it is, a plandemic.
Well you might as well end the friendship now because I'm sure she's done got the jab and a few more Bruster's.
And we all know it's just a matter of time before these people realize their giant mistake.
God, I love Rita Panahi. Her phrasing and delivery are MAGNIFICENT.
NEVER EVER GIVE YOUR CHILDREN credit cards. Never be a co-signer on debt. It will only lead to relationship problems as well a financial disaster.
Or.. You know.. Do.
I, for one, am all in favour of social darwinism. Let nature take it's course and clear out the trash.
Not If you raised your children right. My son is about to turn 23. I've helped him build his credit, helped him pay for 2 vehicles, including co-signing on his latest, and he has always quickly paid me back. His name is on 3 of my cards, but he doesn't use them. Now, If you are referring to young children that are still in school, yes It's a bad idea.
Yes. I can agree with you there. The examples I were thinking about?? I think there was some early parenting that set a bad tone...Thanks! @@gabriel51366
I carried a gas card of my mom's for 40 years. I used it 3 times after letting her know 1st.
I am having to re-think my comment. There are young adults who are responsible and if they have a trusting relationship with their folks, all is well. @@johnbland1422
"Get Stuffed Loser"!! 🤣😂🤣😂 I Love it Rita, you're great as usual!
Rita's smile makes the world a better place.
Really, she doesn't do a thing wasting time with always anyone not in Australia.
"The difference between stupidity and genius is that genius has its limits" - Unknown but attributed to Albert Einstein
I fell out when she said, "And she lives on the other coast." 😂😂
LMAO! 😂
Stealing a tire and yet still calling him, sir... wow, how respectful?
But he was just borrowing it, esse! He would return that tire later that day, esse! He was just going to switch the rim, esse! That other guy was just being a pendejo for not sharing his tires. Esse!
XD
I have to step away from this relationship...........WHAT A WIN!!!!!
My favourite part was when her friend said that was OK and she was shocked at the response. Those friends were looking for a way out and she gave it to them haha!
"Why are you talking to me and distracting me from trying to get away?" [speechless pause .....] Imagine uttering a sentence like this and being serious about it.
I had a girl who told me, "I know, you can go to the bank and put the card in the machine and it will give you money." I told her I needed money in the bank to do that. "No you don't. I know you can write a check and they will give you money." My reply was the same. Then her idea was to give them a card at the store. Same reply. SHE WAS 5 YEARS OLD!
🤣🤣🤣🤣
😂😂😂😂😂
Hey Rita, I left California just in time.
17 YEARS AGO!!!
I left England just in time... it was 1979.
Left America just in time 2019.
@@elsd1517Good.
Unlike the countless narcissist losers who said they would leave the US if Trump won, then didn’t, because it was all BS, I left the US 17 years ago because I saw where things were going over 20 years ago and I’ve seen it unfold just like I expected. I didn’t leave in some lame, attention seeking protest, I left for my physical, and financial safety as well as the safety of my family. I knew the US would become unlivable for anyone not very rich.
Trump winning only slowed the decline by a few years. And even if he wins again, it will at best slow the decline a bit more. The West is being destroyed by globalist shadow governments. It’s a coordinated effort across dozens of countries.
If you live in a Western country, plan your exit strategy and make the move.
I’m waiting on a lawsuit I’ve won and will leave California immediately!
She will be alone for the rest of her life.
Deservedly so. She is ill.
not with 10 cats and a sex toy.
This is from Caleb Hammer's podcast about finances. Worth subscribing to, for sure.
When a haircut screams "moron"....
Yeah, you all get your hair cut at the same place.
@@vernevens1598 don't be mad vern, it looks good on you 🤪
That's the funniest shit ever😂😂😂😂😂💀
@@mbergamin16Who's mad? You brain deads keep me in stitches
You’d think all that forehead space would allow information to pass through her thick ass skull but I guess not
Who on earth would want that weirdo around them.
I'd applaude her from staying away from my kids.,
"You can't fix stupid". I've said my peace
But you can point and laugh at it.
it's piece
Piece. But at least you get math.
@@karencramer6491 sorry, I identify piece as peace. I hope you all understand that, AND EXCEPT IT DAMMIT!!!
Accept 😂@@Rock-Bottem1982
“ get stuffed loser!” one of the best comebacks I’ve seen on the Internet thus far!
It’s so aggravating how many people don’t understand how money works
And then they want the government to bail them out
You just summed up Australia's problem with our "first nation's people "
Credit card companies just love people like this.
100% and probably pays minimum then
Mums at fault for giving daughter credit card without making sure she understands credit card use
What is a grown woman doing getting her mum to get her a credit card anyway?
That's a classic GenZ response. Blame everyone but yourself.
A parent should give nothing to a lazy person, and can only imagine the boyfriend.
It's bonkers, but I think I understand the method to her madness. She thought by racking up credit debt meant her credit score increased with the dollar value spent. LMFAO!
Not really, it's society's fault for granting woah mahn access to mun e.
The best thing for her is stay indoors forever. Personal choice.
Remembering when my eldest daughter was about 7 and wanted something and I told her it was not in our budget. Her reply was "but you still have checks in your checkbook, just write a check!". That evening we started a new "game", which was fun for her younger sibs too. It was about " earning and spending, and paying bills", along the way incorporating the use of pretend checks, credit cards, etc. It was a hit😊
That’s so old fashioned, it’s just not how it’s done these days. Wow, expecting people to repay credit! Lol!
I knew a woman who divorced her husband for the same thing, he did not understand, still having checks, did not mean still have money.
Never use a credit card for credit, use it for conveniance and pay it off every month.
yep, this is how it's done. I never pay those bastards interest. they occasionally send me nasty grams which I ignore.
But you still lose money with every purchase because of the fee the card company charges the merchant. The card companies always come out ahead. I find places that give a cash discount and spend cash. I did that for breakfast this morning and got a 3% cash discount.
@@bite-sizedshorts9635I also use cash but sometimes, with a big purchase I find a credit card conveniant.
When my daughters were growing up I explained this financial stuff to them. Now they run their finances sensibly. I had this crazy idea that it was my job to do it.
Do you need you really "teach" someone about credit cards? I think if you make it to 14 years of age, you should know that yhere is no free money and you need to pay it back. Scary, this is supposed to be the most "educated " generation.
@@joeiborowski9763 Educated donuts.
@@joeiborowski9763 I know what you mean but lots of people live on free money. It's a lifestyle to some.
It kinda is, schools don't teach that stuff after all.
I've been a counselor for almost 30 years. I have seen ignorance growing and growing in young people. Parents are not involved in their lives. They don't know about anything and they are lazy. Everything is "hard", getting a license is hard, school is hard, getting up is hard, etc. I remember one kid who didn't like his job so he would just stopped going. When I said something about, he would get a reputation and won't be getting hired, he had no concept of what I was talking about. HE thought he could just go from one to the other with no consequences. He quit about 3 jobs in 2 months. They didn't pay "enough", and he was a high school student. They don't know about balancing your account or that a debit card comes from an account and can run out. Their parents don't even bother to tell them, just give them what they want, very sad and scary for our future. Just the tip of the iceberg. As for the masking, they sure did a great job of making the sheep terrified! Masks on children is abusive.
To the second woman...please wear a mask.
Tight. Better put a plastic bag over it too.
What is known as a double bagger
So right...
Funny, she wasn’t wearing a mask doing the video!
@@JHRIRS2010 I'm pretty sure I caught doubleplusungood Covid from her.
When you show me a mosquito trapped in a chain link fence I'll mask again.
If someone can catch sand poured through a fishing net, I will wear a mask too.
The Event 201 movie star, brought into existence by the National Institute of Health (NIH), funded through a series of money laundering through Eco Health, is about 4 microns.
Unless each person wears a minimum of an N95 mask and changes it frequently, they are wearing fishing nets on their face to catch sand grains.
Great analogy
If underwear and denim jeans can not stop a fart....
@@_Wake_Up_If_U_Can Even the M95 mask box says not for viruses and pathogens.
Rita is a breath of fresh air.
I had a friend, who had pulled this, 25-30 years ago. Sometimes, it's better for relationships to end.
Imagine thinking ANYTHING in life is free. There is always a cost. 🙄
Only air is free
Not according the the globalist. We have to pay taxes for "clean" air. @@cheecharron1244
For now. @@cheecharron1244
FREE is like the cheese in the mouse trap! 😂
@@cheecharron1244 Some nations' 'carbon tax' would say otherwise.
That woman going on about the masks. I can't help but feel deep sorrow for her and folks like her. My Auntie has no internet and despite best efforts she believed everything the TV said, she only just stopped wearing masks in the last 2 weeks. She was terrified the first time out but she is starting to realise how badly she was duped. Sad.
I had Covid twice in the first two years and became a long hauler in March 2020.
Early Covid was no joke. Nearly ended me and did kill my uncle.........
They didn't reveal the nature of it and the dangerous sciences that happened to trigger a pandemic.
Seriously, these woman don't know what debt is? My goodness! My 7 year old son know what debt is.
So that girl thinks her credit card means she's allowed to spend up to 8,000 and she thought it was good that she spent 4,000. Has she never made a payment? I'm guessing not.
People have never been so afraid and so stupid.
But they swear that the Internet has all the answers. The Internet wouldn't say it if it wasn't true, right?
And they believe everything the TV tells them, even when it contradicts itself constantly. Fauci said in March 2020 that masks wouldn't stop a virus. Then suddenly he was saying the opposite. But I couldn't make anyone watch the March 2020 video. The TV can even show that what they're saying is fake, and the people still believe them. CBS had Biden on the news telling about his virus shot. He said it just made his arm hurt a little bit, and while saying that he grabbed his right arm. The contradiction was that CBS was simultaneously showing a video in an inset of Biden supposedly getting the shot in his left arm. That's why I say he never got a real shot at all.
Here in the UK a woman got into £40.000 debt on credit cards she says she didn't realise she had to pay the money back she thought it was free money. I do wonder at the mentality of some people.
I wonder if the "I've still got checks left in my checkbook; I can't be out of money" actually happened at some point?
Some people are just stupid.
My sister in law bounced a ton of checks when she was 18. She said she kept writing the checks because “she still had checks left”.
Thank god we no longer use checks so much any more. This was decades ago.
lol
Geez I thought that was just an old boomer joke… I didn’t think there were people that actually thought that way
Most people are stupid*
She knew really. That excuse is just her little girl lost play. Don't be fooled.
Holy cow! Borrowing your tire! That's a new one! What were you suppose to do while WAITING for him to return it? "Borrow" someone else's tire? OMG
"Get stuffed loser".
OMG that's flipping hilarious 😂
I Love You Rita!
I want that on a shirt
It's not stealing a tire, it's borrowing without permission
Kinda reminds of one of those gumball shenanigans where they blew a tire and wrecked a rim on a BMW and they could not find a replacement so they tried liberating one from a dealership. I forget how the story ended up.
There is something absolutely wrong with her!!
We all need to make mistakes to learn.
I bet she knows *ALL* about some pronouns.
She thought the card had $8,000 on it…like a prepaid card! She actually thought there was $4,000 cash still on it! SMH
Our parents and schooling at work. Can you imagine getting your child a credit card and not giving her some guidance on how to keep track of your account. Who is dumber the kid or the parent, tie!!
The kid is not bothered the card must be in one of the parent’s names so they will have to pay it. What a great lesson. For the parents when you do something dumb there is a price to be paid they must have plenty of money to give the kid a credit card in the first place.so the kid acts dumber and the parents sorts it out. What a way to get what you want just act dumber and dumber.
"Get stuffed loser" - LMAO Rita you are an absolute gem in these upside down times.
Where does one get a "stuffed loser"?
@@Anvilshock Look for the mask.
It must be awful to go through life being that scared.
It also must hard goimg through life as stupid
@@chriss7930like you?
@eszekecles you see the problem with stupid, they don't even know they are stupid
@@chriss7930 like you?
@eszekecles No i have common sense. Just judging your comments. I rest My case
How does she think spending money had made her $4000? Where is the logic?
The fact those people wrote a three page dissertation speaks volumes. I hope those people are enjoying their lives without her in it.
It's basically guaranteed that they do
I’m not blaming her. Seriously. I’m blaming the adults in her life who neglected to teach her. First and foremost her parents, but also her schooling. It’s time adults own up to how poorly some of them are raising their kids.
You are so right about this. We have to stop being lazy. School is not going to teach them everything, we need to also spend time with our kids and read to them about all these topics.
I have a small book about finance for kids that I just remembered. I’m going to look for it and read it and discuss it with my 12 year old.
And I am a certified professional accountant CPA. I have no excuse.
@@arlenesantiago1972 Sorry but I started school in 1941 era. My father worked two jobs all his life. My mother worked 11 hours a day keeping three kids a home and a husband clean and fed. Our Teachers were elderly and tough as nails. No BS they taught us how to survive and to know what we needed to know. We learned or else we were kept back.
We were taught tons of subjects including Physical Ed, Military science, manual and mechanical training, art and music and many other necessary subjects to survive in this world. My parents did not have time we learned in school. School was absolutely free including supplies and books to everybody.
Today kids graduate and don't even know how to tell time write their' name or give change for a candy Bar.
The only thing they know is they can play the hell out of a blood thirsty war game in their' smart phone and that's all they know.
This SADDLY is what our governments want, stupid people are easy to control. There were kids in my 11th and 12th grade in high school that were 20 years old because they didn't learn when they were supposed to.
When I was a child, neighbors were routinely involved in teaching, guiding, and even --gasp -- physically disciplining fellow children. The living embodiment of the "it takes a village" pap spewed by those that have eschewed traditional values and foisted "progress" upon us.
Pathetic really... Incredible, Thank You Rita and your Team, Thank You Always 👏🏽👏🏽
Agreed, I can't watch any other news without feeling sick
Anybody notice what is now so prevalent? Things like "Me and my Boyfriend." (Instead of "My boyfriend and I.") Things like "I can't have people in my life that make me feel unsafe." Things like "Your tire is mine now." Things like "It's OK if I don't pay for my merchandise."
Listen to baby talk sometime. ME, ME, ME! Me want. Me no like. Feed me. Hold me. Infantile narcissism runs rampant. You know what makes me feel unsafe? People who are this self-absorbed. 🤯
She's so good at mocking! What a treasure.
I got my daughter a 500$ credit card to teach her how to manage bills. Staying on top of the card, explaining and teaching monthly to her. My daughter is 34 and has NO credit card debt. Parents we are the only ones who can teach and guide them in the right direction.
No credit card debt is easy to achieve. Just pay off the balance at the end of the billing cycle, or, better yet, after making a credit purchase (in lieu of carrying around a lot of cash), simply post a payment to your account covering what you just spent using your card. In that way, you never have a balance due at the end of the cycle and, moreover, you will always have your full line of credit available to you in the event of an emergency.
how is it possible that these people survived as long as they did!!
Helicopter parents.
This was literally a plotline in a Disney animated show from 2004.
Brandy & Mr. Whiskers: in one episode Mr. Whiskers gets a credit card and all he's told is that a credit card is like a magic item that lets you buy whatever you want on the spot. But it's first later that he's told that you can MAX OUT your credit card usage and will have a ton of debt piled on you if you aren't cautious/aware of how much you use it.
OMG 🤣 She's been taught that spending is a good thing and so when she found out that she had spent $4k she was proud of herself !!! She literally thinks spending = earning
Hard to believe
She must work for the government. They think spending money is some kind of achievement.
I‘m working class and there was absolutely NO WAY I was allowed to have a credit card. I didn’t get one until I was 24 and working two jobs and had been so terrified of them that I learned everything about them and found the best one for me. I only got it for emergencies/travel. She’s clearly still at the Bank of Mum and Dad and they’re equally as dumb for not ensuring she knew how it all worked before handing it over.
Understanding debt is the least of her problems. The effort she is putting into looking as unappealing as possible is a much bigger problem. And, come on, that thing doesn't have any friends.
She has friends while picking up all tabs.
But the effort she is putting into looking as unappealing as possible is working.
@@kcsunshine6416 They are called Pizza Friends.
I bet her boyfriend wears the dress and scrunchies
When I see women who seem to have gone out of their way to be unattractive I always tell my husband that when I was that age I tried to be as attractive as I could be and I simply do not understand why so many women choose to make themselves look as awful as they do.
She doesn't understand the difference between a credit limit and the balance on a credit card. Her mom got her the card without explaining these things. Who's the dummy in this story? Both of them.
The fear is strong in that second one. My lord.