Vintage Banking - 1980 Electronic Funds Transfer, Introducing EFT (ATM, ACH, Computing)

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  • เผยแพร่เมื่อ 26 ธ.ค. 2024

ความคิดเห็น • 34

  • @salano2
    @salano2 3 ปีที่แล้ว +16

    "Some day in the future you will be able to pay for it by phone" I LOVE THIS

  • @StuffOffYouStuff
    @StuffOffYouStuff 4 ปีที่แล้ว +19

    Gold. They need to show this young people today. Love the sound effects. "think electronically" is the best line. I'll be saying that more to people when they're being dumb

  • @CozyMoose
    @CozyMoose 4 ปีที่แล้ว +21

    The bank scenes were filmed at a First Pennsylvania Bank branch in the Packard Building in Philly. It’s a Del Frisco’s steakhouse now. The basement vault shown in the video is still intact. The vault interior has been converted to a private dining room encased by glass wine cellars and still has the 13-ton metal door. (Lots of pics of this - just Google “Del Frisco’s vault room”)

    • @ComputerHistoryArchivesProject
      @ComputerHistoryArchivesProject  4 ปีที่แล้ว +5

      Hi David, fantastic info!! Thanks very much! I have added your comments to our TH-cam description. Looks like an eatery worth visiting too! ~ Victor, at CHAP

    • @jimmypk1353
      @jimmypk1353 2 ปีที่แล้ว

      Some times, the comments are just as insightful & fascinating as the video itself. Wonderful channel, wonderful subscribers!

  • @StarFleet_Tech1701
    @StarFleet_Tech1701 3 ปีที่แล้ว +7

    I worked in banking transactions operations for over 10 years. I understand this entire video.

    • @ChatGPT1111
      @ChatGPT1111 2 ปีที่แล้ว +2

      I stayed at a Holiday Inn Express last night. I understand the meaning of life.....except women.

    • @josephaltman460
      @josephaltman460 ปีที่แล้ว

      Me too, and not much has changed. 😆

  • @frankowalker4662
    @frankowalker4662 4 ปีที่แล้ว +15

    So cheesy, great. As for checking your bank account and buying things through you phone line and seeing it on your TV, pure fantasy. :)

    • @kevin12567
      @kevin12567 4 ปีที่แล้ว +2

      It did come true eventually...just on computers and eventually, right on our smartphones. I'm sure they never imagined the latter would happen at the time!

    • @oldtwinsna8347
      @oldtwinsna8347 2 ปีที่แล้ว

      @@kevin12567 You could already achieve doing that by the mid to late 80s on services such as Compuserve.

  • @StuffOffYouStuff
    @StuffOffYouStuff 4 ปีที่แล้ว +9

    I'd kill to have crude green line 'graphics" on a CRT to represent pictures of household goods I was browsing. And then to top it off, controlling it all with the DTMF tones on the phone. Someone needs to market retro-future tech!

  • @JohnMullee
    @JohnMullee 4 ปีที่แล้ว +8

    Very nearly 'prior art' of the 1-click purchase patent ;)

  • @AlkeMoraitis
    @AlkeMoraitis ปีที่แล้ว +1

    You reach awesome results, man! Thank you for your amazing tactics🌎

  • @markarca6360
    @markarca6360 4 ปีที่แล้ว +6

    That is now a reality in late 2000s.

  • @WatchingDude
    @WatchingDude 4 ปีที่แล้ว +5

    13:04 what's with the sudden blaring music at this time Point?

    • @ComputerHistoryArchivesProject
      @ComputerHistoryArchivesProject  4 ปีที่แล้ว +2

      Thanks for pointing this out. We are trying to fix this via YT editor. It's tricky. Working on it now.

  • @thesteelrodent1796
    @thesteelrodent1796 2 ปีที่แล้ว +4

    In Denmark we already had automatic bill payments (automated bank transfers) since the 1970s, and we got our national debit cards in 1983 and with that the first ATMs. Within a few years, as debit card terminals found their way into most stores, the use of cheques and cash rapidly declined. By the mid-90s the use of cheques had nearly seized and stores refused to accept them; only banks would accept cheques. A few years later you could no longer get a chequing account, and by then nearly all our banks had their first online banking systems, which meant many things could be done through self-service, and otherwise by sending (encrypted) email to your bank. By 2015 when we got the first touch-and-go debit cards that didn't require a pin code for small purchases, the use of cash had nearly seized, at least amongst the younger generations, and almost all banking was done online. This has resulted in banks closing one branch after the other and many ATMs have vanished as well because there's no need for them since people don't use cash. This evolution only got accelerated in 2020 where stores urged customers to use card payments to avoid the potential transfer of Covid by handling cash.

  • @UKbrownSkinBoy
    @UKbrownSkinBoy 2 หลายเดือนก่อน +1

    "I suggest you read it carefully"
    Does what everybody does when faced with T&C's, gives it a quick glance, puts it in his pocket, never to be seen again.....

  • @roachtoasties
    @roachtoasties หลายเดือนก่อน +2

    Where can I meet this guy who has I Dream of Jeannie/Bewitched skills. You don't even need any of these computer technologies if you know him. Just have him magically transport you into the bank vault and help yourself to the money. No EFT, or anything else, needed.

  • @micai.j8920
    @micai.j8920 3 ปีที่แล้ว +3

    I really love this little film, It’s cute. 1980 looked so much like the 70s 😂 I love 80s/retro-futurism..

  • @TheTwick
    @TheTwick 4 ปีที่แล้ว +7

    Very cool! Any idea on the storage density of a reel of mag tape? In Megabytes? I’m curious. Remembering that my first HD (in early 80’s) was 20 MB (an aftermarket expansion slot drive) and I thought that was more memory than I’d ever need! Yes, EFT - the way to the future. I used it as soon as it was available. These people couldn’t imagine the Internet.

    • @kenwiebe9860
      @kenwiebe9860 4 ปีที่แล้ว +3

      It depends on the density and file format - which could vary. Typical 50 MB at 1600 bpi (bits per inch).

  • @chaserr3777
    @chaserr3777 2 ปีที่แล้ว +4

    Now days you’d run, if someone was looking at you & trying to talk to you at a closed bank …

  • @LaurentiusTriarius
    @LaurentiusTriarius 2 ปีที่แล้ว +3

    "Think electronically boy"

  • @Richardpasquinucci
    @Richardpasquinucci หลายเดือนก่อน +1

    looks like the 1960s

  • @xx03_p19
    @xx03_p19 2 ปีที่แล้ว +3

    P.I.N lol

  • @ABSOLUTELYTEARDROP
    @ABSOLUTELYTEARDROP 3 หลายเดือนก่อน +1

    And thus fraud went array

  • @josephaltman460
    @josephaltman460 3 ปีที่แล้ว +4

    IDK! I wouldn't trust my all of my banking info on reels of TAPE!

    • @thesteelrodent1796
      @thesteelrodent1796 2 ปีที่แล้ว +1

      most banks today still use software where the base part was originally developed on punch cards in the 1950s and then converted to a slightly more modern format in the 1970s. They've gradually expanded the software over the years to support modern features, but typically the software that make the whole banking thing work are very old. It's no joke when you see job applications for a bank calling for programmers that know COBOL, and have functions in the software that call for the "master tape"
      Tape is also still commonly used for these systems, albeit today it's only for backup

    • @ABSOLUTELYTEARDROP
      @ABSOLUTELYTEARDROP 3 หลายเดือนก่อน

      Atms are ran on diskettes still *works at a bank* lmao oop