Why I Stopped Listening To Finance Gurus

แชร์
ฝัง
  • เผยแพร่เมื่อ 28 พ.ย. 2024
  • 🖨Get started with Printify printify.com/
    Use code "RURI30" and get 30 days FREE of Printify Premium
    Want to redefine your approach to productivity and achieving your goals?
    My ADHD Friendly Kaizen System and its course and community are designed to accompany you on your journey toward your goals.
    Learn more here 👉 kaizen.ohamaru... 🚨If you're serious about TH-cam, check out my coaching.
    To apply for a 1-hour free consultation, fill out this form👇uat17stzllq.ty...

ความคิดเห็น •

  • @ruriohama
    @ruriohama  9 หลายเดือนก่อน +14

    🖨Get started with Printify printify.com/
    Use code "RURI30" and get 30 days FREE of Printify Premium

    • @lambenyengir9673
      @lambenyengir9673 8 หลายเดือนก่อน +1

      My name is ruli from Indonesia. Love watching your videos❤

    • @VSM101
      @VSM101 7 หลายเดือนก่อน +1

      I trust our Gurus with our life (they fought died and won prevailed aginst Chrstanity and Islamic invasions and will do so again) the ultimate no bullshit hard advice to navigating life and apprently soft greedy Influencers are called Gurus? really ? are you people cultural maligining Dharmic culture or is it the west and there sphear of influence do deminsh the power of these words like guru or pundit because they embrassed preachers and imams who debated them with there knowledge so now they label everything negative guru and pundit to create negative PR.

    • @chillydoog
      @chillydoog 6 หลายเดือนก่อน +1

      "live poor, die rich". Damn, that perfectly sums all of the investment advice that I've ever heard anyone talking about.

    • @OliveThe
      @OliveThe 6 หลายเดือนก่อน

      You can't be serious... Can anyone live a rich extraordinary life? Absolutely! But can everyone do that? This is the life boat and not everyone can get in. No one talks about the ones that drowned trying. This is pure survivor bais.

  • @mr.grover796
    @mr.grover796 10 หลายเดือนก่อน +1078

    To summarize, you have to produce something that will solve people's problems and meet their needs.

    • @forestkane_
      @forestkane_ 10 หลายเดือนก่อน +66

      Unlike this video which was just a waste time hehe

    • @mr.grover796
      @mr.grover796 10 หลายเดือนก่อน +44

      ​@@forestkane_ not really. Infact, people needs to know why they have to do these things. No reason, no attitude.

    • @chingchingbling2145
      @chingchingbling2145 10 หลายเดือนก่อน +15

      The hardest part is getting that target market right, no?

    • @mr.grover796
      @mr.grover796 10 หลายเดือนก่อน

      @@chingchingbling2145 yeah, maybe you can't earn anything for years. I mean until you get to the target market. Like Ruri

    • @CrEaToRAndy
      @CrEaToRAndy 10 หลายเดือนก่อน

      @@chingchingbling2145 many people have good ideas and targets but the make or break point of any business is the marketing and sales. You can make ton of money with pretty much everything if you are passionate about your business concept and your customers needs and if you are an expert in sales and marketing

  • @tonysilke
    @tonysilke 4 หลายเดือนก่อน +152

    Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.

    • @hankmarks69
      @hankmarks69 4 หลายเดือนก่อน

      Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $200k portfolio is down by approximately 20 %, any recommendations to scale up my returns on investment

    • @PhilipDunk
      @PhilipDunk 4 หลายเดือนก่อน +1

      Nobody knows anything You need to create your own process, manage risk and stick to the plan, through thick or thin While also continuously learning from mistakes and improving.

    • @Nernst96
      @Nernst96 4 หลายเดือนก่อน

      Exactly why i enjoy market decisions being guided by a pro , seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience , been using a portfolio-coach for over 2years+ and I've netted over $3million in that time frame.

    • @JefferyDuns
      @JefferyDuns 4 หลายเดือนก่อน

      Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement

    • @Nernst96
      @Nernst96 4 หลายเดือนก่อน

      Sharon Ann Meny is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

  • @kaitlyncranwick
    @kaitlyncranwick 6 หลายเดือนก่อน +259

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @TheresaAnderson-kf5xw
      @TheresaAnderson-kf5xw 6 หลายเดือนก่อน +2

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a-lot of wealth transfer in this downtime if you know where to look.

    • @maryHenokNft
      @maryHenokNft 6 หลายเดือนก่อน +2

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @maggysterling33254
      @maggysterling33254 6 หลายเดือนก่อน +1

      @@maryHenokNftbravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

    • @maryHenokNft
      @maryHenokNft 6 หลายเดือนก่อน

      Definitely! All of this happened in less than a year after *Gertrude Margaret Quinto* told me what to do. I started with less than $100,000, and now I'm about 17,000 short of having a quarter million dollars.

    • @BiancaSherly-qt6sb
      @BiancaSherly-qt6sb 6 หลายเดือนก่อน

      I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

  • @daviddoan9447
    @daviddoan9447 10 หลายเดือนก่อน +78

    Not everyone can be on the fast lane, majority will be on the slow lane. I think it is best to be on both lanes as you can be. Invest into the 401, ETFs, etc. but also save a portion of that to be invested in a passive income as well. Do not spend all you have earned and create a rule to spend only a fraction. I agree with Ruri.

  • @jordanjackson6151
    @jordanjackson6151 10 หลายเดือนก่อน +136

    I love how you used your mother’s analogy of ‘Don’t play video games; when you can make them!’ Instant paradigm shift!

    • @TheToplessChefWB
      @TheToplessChefWB 10 หลายเดือนก่อน +9

      She knows her stuff from first hand experience because of her family’s circumstances. She knows what it’s like to be depressed and unproductive and to break out of that and fight for what she has now which is a growing social media, fitter and happier.

    • @jordanjackson6151
      @jordanjackson6151 10 หลายเดือนก่อน +4

      @@TheToplessChefWB They make for the best success stories. These silver spoon, wanna fire everyone just cause they’re through with them (or because they feel like it makes them look stronger), not interested in them. Give me someone from a different hemisphere of thought and culture and I’ll learn new things that I can’t learn just staying stuck at home.

    • @rileyowen7245
      @rileyowen7245 5 หลายเดือนก่อน

      Game dev is too hard 😂

  • @sarawright9576
    @sarawright9576 10 หลายเดือนก่อน +192

    My and my partner are going to be completely debt free in the next year and I’m 26. We will have enough in savings to build our own small dream home, and are getting ready to open our own business in the next three years. We’ve lost so many friends and family because they all tell us we are crazy and too strict and we were tired of hearing them tell us how we would never achieve what we want. We’ve been living comfortably while getting debt free and still taking vacations and eating out within reason. It’s so possible and so with in reach with a mindset shift and discipline!

    • @Asfanboy1
      @Asfanboy1 10 หลายเดือนก่อน +4

      Lol

    • @ThePurple1234567891
      @ThePurple1234567891 10 หลายเดือนก่อน +10

      Mindset and discipline are key parts. So many people will try to tell you how to live your own story. When really their is a goal that's being worked towards. And the discipline helps keep you on track from conforming on what others tell u to do. (This is my basic perspective to this topic)

    • @coolpfpbut9505
      @coolpfpbut9505 10 หลายเดือนก่อน +5

      Cringe

    • @Matt.Gillard
      @Matt.Gillard 10 หลายเดือนก่อน +16

      Plot twist, her partner is a 65+ sugar daddy who earned money the slow way

    • @rufus231
      @rufus231 10 หลายเดือนก่อน +1

      Now you have no friends.

  • @ZyckWealth
    @ZyckWealth 10 หลายเดือนก่อน +269

    " insanity is doing the same things repeatedly and expecting different results "

    • @hassansong7630
      @hassansong7630 10 หลายเดือนก่อน +14

      Vaas Montenegro - Far Cry 3

    • @AJfirestorm88
      @AJfirestorm88 10 หลายเดือนก่อน +5

      Albert Einstein

    • @rizztraininghamster
      @rizztraininghamster 10 หลายเดือนก่อน +2

      We got programmed to do the same things again and again. It's easy to stop doing it physically but hard af mentally

    • @menamgamg
      @menamgamg 10 หลายเดือนก่อน +5

      @@rizztraininghamsterexactly.. it's such a cliche quote at this time and im sure most people are guilty of it without even realizing it lol, or are they calling themeleves insane? :p

    • @rizztraininghamster
      @rizztraininghamster 10 หลายเดือนก่อน +1

      @@menamgamg it's a good quote for people who are doing a lot to change their lives. But for people who stopped their self development on watching vids and podcasts this quote and similar ones are a slow poison. And from the food industry we all know people like slow poison 😁

  • @clean_mvp
    @clean_mvp 10 หลายเดือนก่อน +61

    I never thought I would have such a good video with this title. Most of the time I was annoyed by "how to get rich" videos because most of them didn't even think about how hard this path is and didn't take other people's feelings into account. I thought they didn't even remember that we are still human and want joy in our lives, but this video I thought was so beautiful and had a different flavor in this situation. Through your videos I now realized how much I can change and I started in the summer of 2023, now I am in 2024 and impressed by my changes in such a time. Thank you for your videos and honest opinions 👍

  • @lockwoodthexton
    @lockwoodthexton 10 หลายเดือนก่อน +74

    I am 53 years old. My talented years pretty much used up. I am broke because of health issues that robbed me of my ability to walk. I was a mortician and a welder, neither of which I can do without walking. You have all this great advice for people in their 20s.

    • @din3832
      @din3832 10 หลายเดือนก่อน +1

      So you are feeling sorry for yourself?

    • @markc6411
      @markc6411 10 หลายเดือนก่อน +10

      This is just not true. I'm 62 and have started my own business without money-hardly any at all. I'm making enough money to live and intend scaling my business up soon. Probably this summer.

    • @AngelGarcia-oy3yj
      @AngelGarcia-oy3yj 10 หลายเดือนก่อน +1

      Boo hoo, cry more

    • @Ezra.The.American.Patriot
      @Ezra.The.American.Patriot 10 หลายเดือนก่อน +5

      don't be a cry baby, figure it out dawg.

    • @Ezra.The.American.Patriot
      @Ezra.The.American.Patriot 10 หลายเดือนก่อน

      @@markc6411 see people like YOU are the people us young people should look up too!

  • @addadouaisse1261
    @addadouaisse1261 9 หลายเดือนก่อน +4

    You are amazing and beautiful Ruri. You deserve everything because you are making a lot of efforts and want to learn more, whether in your studies or productivity and creating high-quality TH-cam clips. Did you know that thanks to you, I regained my motivation and energy after watching your videos, especially the We need to talk video? This is how I felt. Thank you very much, I love you💯💯

  • @LukeSutherland.
    @LukeSutherland. 10 หลายเดือนก่อน +42

    You cannot live an extraordinary life by doing what ordinary people do.

  • @su_zuki_2310
    @su_zuki_2310 10 หลายเดือนก่อน +53

    i really love how balanced and honest your videos are and you don't sell empty dreams to your audience. Keep up your great work. Love from Iran❤❤

    • @chrdiloet
      @chrdiloet 10 หลายเดือนก่อน

      Where is that pfp from

    • @su_zuki_2310
      @su_zuki_2310 10 หลายเดือนก่อน

      @@chrdiloet it is an illustration from a horror manga called Tomie by Junji Ito.. also it is edited i found it on Pinterest

  • @ttrruaminpn5755
    @ttrruaminpn5755 10 หลายเดือนก่อน +17

    While true earn as much as you can save as much as you can and invest is a slow method, but that is only way for most people. Most people are not so gifted to come up with great idea or motivated enough to push yourself or courageous enough to risk and bet your life on business. I became net worth of 35 million with 25 multifamily properties and ETFs at age 50 using what you called slowlane. I am confidently on my way to 100 million in next 10 years. I still live frugal life in 3 bedroom house and drive Honda but I am always happy. I don't watch finance influencers and don't agree with them on lots of stuff too but my way is the only way and anything else is "wrong", "bad", "scam" make you sound like those finance influencers.

    • @arnaldocosta-uh4um
      @arnaldocosta-uh4um 9 หลายเดือนก่อน

      I mean.. i'm pretty sure the only ways to get rich FAST really are to either make stuff or winning the lottery (the only legal ways anyway)

  • @Kreachy
    @Kreachy 10 หลายเดือนก่อน +10

    Idk if you’ll see this, but I discovered this channel yesterday. I haven’t watched many videos yet, but I really like this channel so far. There’s relatable adhd content educating on adhd struggles and how you’ve coped with them, there’s interesting language videos, and there’s important videos like the “have you ever felt like a failure” one. Overall, thank you for doing this, you have definitely changed many lives.

  • @FastlaneMJ
    @FastlaneMJ 10 หลายเดือนก่อน +17

    Ruri, thank you so much for a wonderful summary of my book; it is quite possibly the best summary I've seen in 10+ years! So happy to see you have implemented the Fastlane strategies are on your way to big things! Enjoy the ride!

    • @ruriohama
      @ruriohama  10 หลายเดือนก่อน +2

      Wow!!! So happy to see you here! Thank YOU!!!Your book changed my mind completely! Huge fan🔥

  • @cory8080
    @cory8080 10 หลายเดือนก่อน +18

    This is a dangerous way of thinking. I've tried to start businesses but failed and have climbed the corporate ladder. I have more freedom/time in my current role than I ever did as a small business owner. The key is don't lifestyle creep as you're climbing the ladder. I still live like I'm on my original salary even though I make 5 times that amount. My peers live the "fancy" lives seen on social media but they're also spending far more and complaining to me about payments that have to be made on houses and cars.

    • @albraun-sq6rg
      @albraun-sq6rg 10 หลายเดือนก่อน +7

      Couldn't agree with you more. The guy is making money selling his books, but most Americans will never do anything like that. There is nothing wrong with having a good job in a field that you enjoy, with a good salary. If you invest wisely in safer funds, over time, you will be fine. Don't play the markets, just save. I'm retired military and have had a pension for over 20 years now. We do charity work whenever we can and have traveled all over the world. I don't need a Ferrari. My Toyota Tundra has served me well. Am I mediocre as this author says? I don't think so.

    • @The.Harsh.Truths
      @The.Harsh.Truths 8 หลายเดือนก่อน +8

      @@albraun-sq6rgshe’s literally mocking people who made wise financial decisions through the “slow lane” and trying to get them to gamble it all on some startup idea that will fail 99.9% of the time. All to get them to buy her courses or links to affiliates. Very unethical.

    • @BusyCasual
      @BusyCasual 7 หลายเดือนก่อน +3

      @@The.Harsh.Truths Yeah usually I like her messaging but this one isn't it for me. Also the idea that if you had "even 1 point" you have a bad mindset when there are literally people who are born into poverty with no opportunities, and plenty of people who are born into rich circumstances and just inherit all of their wealth.
      And I am speaking from the point of view of someone who is straight in the middle of the road of these two.

    • @xiaoka
      @xiaoka 7 หลายเดือนก่อน +1

      @@BusyCasual yes exactly. I don't live pay check to pay check and I'm also smart enough to realize that money doesn't buy happiness. I've done the start up grind before but at this point in my life w/ kids and a healthy savings, its not worth the risk to walk away from a good paying job. Oh and I know lots of miserable humans who also happen to be rich.

  • @AccordingtoWarren
    @AccordingtoWarren 9 หลายเดือนก่อน +3

    You can control and have leverage by having high skilled salary job. Leverage is when you earn more per hour. $18 per hour versus $300 per hour. Depending on the job you can enjoy your work, have flexible hours, and low stress. So its not always about having a business.

  • @miguelruggiero5511
    @miguelruggiero5511 10 หลายเดือนก่อน +15

    the constant struggle to achieve something as important and as simple as love.

  • @thisisbimal
    @thisisbimal 10 หลายเดือนก่อน +17

    I also recently read this book. You might also want to read another one called "Unscripted" by the same author. Both of these books are really inspiring. Thank you, Ruri, for the wonderful put-together video.

    • @ruriohama
      @ruriohama  10 หลายเดือนก่อน +3

      I'll check it out!

  • @silverchairsg
    @silverchairsg 9 หลายเดือนก่อน +18

    It seems like everyone's making money by selling courses on how to make money while they haven't actually made money by any other means.

    • @The.Harsh.Truths
      @The.Harsh.Truths 8 หลายเดือนก่อน +6

      When the gold rush is over, scammers sell shovels while telling you there’s tons of gold to mine.

    • @KenrailJackson-xw5pe
      @KenrailJackson-xw5pe 7 หลายเดือนก่อน

      I've had that same position, they capitalize off of people's wanting for success

  • @aryangoyal2303
    @aryangoyal2303 10 หลายเดือนก่อน +5

    Thank you for this video! Ruri❤
    You're awesome
    And this video>>>>>
    "If you can't impact millions you won't make millions"
    This line>>>>

  • @ziyaerel2015
    @ziyaerel2015 10 หลายเดือนก่อน +19

    Ruri’s talent to inspire people is amazing! Because she’s the living example of success! As a follower who knows her story from the very begining l appreciate her every step!

  • @su_zuki_2310
    @su_zuki_2310 10 หลายเดือนก่อน +16

    Ruri, aka one of my main sources of motivation and hope❤❤

  • @centeroflivea4950
    @centeroflivea4950 10 หลายเดือนก่อน +3

    Geçişler, konuyu ele alış şeklin, görüntü kalitesi. Cidden tebrik ediyorum. Helal olsun

  • @moataz4330
    @moataz4330 9 หลายเดือนก่อน +2

    13:30 Thank you very much, Ruri! I appreciate you for giving this list of "values to give". I was really looking for something like this list, God bless you and have a good day everyone.

  • @AyanokoG
    @AyanokoG 5 หลายเดือนก่อน +1

    Ruri is so smart: she applies ''us vs them'' technique, she wants to assert herself as different and a solution to ''the enemy'' while distracting from the fact that she is, in fact, a finance guru. Brilliant.

    • @imfinetysm
      @imfinetysm 5 หลายเดือนก่อน

      How u feel after writing that 😈
      Kouji clever 😂

  • @CharleneCong
    @CharleneCong 9 หลายเดือนก่อน +2

    Great video and it really hit home. One tip I live by: always double-check the advice from those gurus against your personal goals and situation. Not all advice fits everyone. I started focusing more on financial education, learning to read the market trends and understanding my investment choices better. This hands-on approach has made me more confident in my decisions, rather than just following someone else's word. Your video is a great reminder to think for ourselves. Love the honesty!

  • @xdgs567z
    @xdgs567z 9 หลายเดือนก่อน +2

    Never trust anyone else with how to manage your money….everyone is out for their own interests

  • @stansabev
    @stansabev 9 หลายเดือนก่อน +4

    Let’s recap, you’ve read one book, and now you’re teaching us how to go about it.
    Here the formula: start a channel, copy what’s been said already, wear black with red accent aka fatal woman vibe and fill every 15 minutes with overuse concepts that you never did. Count the money from ad revenue and sponsor and repeat.

  • @itzxr-n2s
    @itzxr-n2s 10 หลายเดือนก่อน +10

    Ruri I've been watching your videos for nearly 2 years now and You have a great influence on my English learning journey also changed my perception on How the world work 😍😍

  • @archivez101
    @archivez101 10 หลายเดือนก่อน +3

    Thank you for this video, ive been in a financial mindset lately, I read the book “rich af” and the girl who wrote it left wallstreet and ended up makling millions from her own ideas and business.

  • @Goggarin1991
    @Goggarin1991 9 หลายเดือนก่อน +2

    I am no financial guru, but saving money doesn't necessarily mean depraving yourself from having a quality life. Living frugally just means not wasting money unecessarily on stuff where you can get cheaper (and just as good) alternatives, like prepairing yourself a nice meal at home instead of a resturant, and throwing a party at home instead of going to the club, (ofc. You can still do that sometimes) and buying unknown brands instead of high end brands. Its all about spending money on something that will truly make you happy, and you know you enjoy for a long time.

  • @Hamza97
    @Hamza97 9 หลายเดือนก่อน +5

    Mj is the goat. I'd be a peasant without this book

    • @dionysus2003
      @dionysus2003 9 หลายเดือนก่อน +1

      YOU gave me a role model + Mj gave an exact plan = BINGO thanks Hamza for saving lives of guys all over the world

    • @tomlinch4622
      @tomlinch4622 8 หลายเดือนก่อน +2

      Omg hamza hi! I'm on my way to become my best version, the Adonis.

  • @ArchedPhoenix
    @ArchedPhoenix 10 หลายเดือนก่อน +6

    I never fall for that stuff....You got to work hard & stay consistent.💪😁👍

  • @kashulovesmusic3139
    @kashulovesmusic3139 10 หลายเดือนก่อน +3

    Love the way you present and edit your video accurately to your content

  • @mcp4490
    @mcp4490 9 หลายเดือนก่อน

    I clicked on this with no intention of watching, but then couldn't turn it off. One pearl after the next. I really like your style!

  • @yoursubconscious
    @yoursubconscious 9 หลายเดือนก่อน +2

    as a 41 year old, save enough to have fun when you can. life is way too fast. Trust us. Your house, your car, your...name it, might give you a return in the future, but how much life have you experienced before you die. Money cannot go with you.
    If still reading, I have lived outside my own country and learnt more than I could have ever imagined. 18 yrs in Asia, to me, is better than living in the same house for 40 yrs. and dying.

  • @nicoletiana
    @nicoletiana 10 หลายเดือนก่อน +3

    THIS. ugh i KNOWWWW DEEP DOWN IN MY SOUL I WAS MADE FOR GREATER AND I WAS MADE TO BE MY OWN BOSS AND RUN MY OWN BUSINESS 😭😭😭😭😭😭

  • @LolLol-nj5dw
    @LolLol-nj5dw 10 หลายเดือนก่อน +18

    I don't speak English and I use TH-cam's automatic subtitles to translate the content of your videos. Please enable subtitle access 🙏🏻 I love watching your videos
    Update: Half an hour after I wrote the comment, I noticed that the subtitles are now available. Ruri, thanks for this video, it was helpful for me personally!

    • @cargon28
      @cargon28 10 หลายเดือนก่อน +1

      Use TH-cam to learn English... You will thank me later

    • @LolLol-nj5dw
      @LolLol-nj5dw 10 หลายเดือนก่อน +1

      @@cargon28 Bro, I am learning English, but my English is still not enough to understand 70% of the information in this video
      Thanks 😉

  • @robymaru03
    @robymaru03 9 หลายเดือนก่อน +2

    The hardest part of my business is separating it from myself this is the most difficult part.

  • @kirill4531
    @kirill4531 9 หลายเดือนก่อน +2

    Business is people. Either that's clients, partners, contractors, employee,. connections etc.
    What if you are an introvert and social communication gives you almost a physical pain?

  • @StudioLofi29
    @StudioLofi29 9 หลายเดือนก่อน +3

    Just discovered your channel. Love the vibes of it! Thank you for the content ❤

  • @mattPL1985
    @mattPL1985 10 หลายเดือนก่อน +10

    What I like about you is: you don't use your attractivness in a trivial way - most of these beautiful female youtubers / instagramers are doing a trivial content f.e. '' how I do my make up?? ''. But you, with whole your beauty and charm are doing sth. really useful, constructive, helpful and that's why this channel is so valuable and I like / respect you so much!

    • @PanamaLiveGoodonaFarm
      @PanamaLiveGoodonaFarm 10 หลายเดือนก่อน +1

      I so agree but you have to love her beautiful makeup here too.

    • @mattPL1985
      @mattPL1985 10 หลายเดือนก่อน +3

      @@PanamaLiveGoodonaFarm you got me 😁😁

    • @kosdas
      @kosdas 10 หลายเดือนก่อน +1

      The real art is to take care of your look without making it evident. She has a natural beauty, but she also accurately takes care of all details.

    • @soundscape26
      @soundscape26 10 หลายเดือนก่อน

      I like her personality but let's face it, many of her videos are basically copies from Ali Abdaal's ones.

    • @mattPL1985
      @mattPL1985 10 หลายเดือนก่อน +2

      @@soundscape26 in the end she is using her popularity in a positive way trying to convince people to make positive changes in their life, to be more productive, successful, happier etc. She is doing fantastic job and puts a lot of effort into it. She reads all these books about self improvement and shares the essence with us in a short movie. And I like the fact that after achieving success with her channel ( over a million subscriptions ) she stays down to Earth / modest.

  • @arlen__
    @arlen__ 10 หลายเดือนก่อน +3

    Money doesn't give you happiness, but economic freedom will.
    The fact that you could spend a big amount of money without stressing over it will give you the relief stress free like that will lead for you to be happy (as long you have a goal ^^;)

  • @EgzonYmeri
    @EgzonYmeri 9 หลายเดือนก่อน

    I'm so proud of myself that I didn't get a "YES" in that! ♥ Love you Ruri, keep it up!

  • @Ridhoo
    @Ridhoo 10 หลายเดือนก่อน +20

    thanks ruri, after watching this im become rich

    • @ZyckWealth
      @ZyckWealth 10 หลายเดือนก่อน +6

      worlds fastest watcher spotted

    • @LUFFYTARO_N7
      @LUFFYTARO_N7 10 หลายเดือนก่อน +4

      worlds fastest rich who watch 15 min video in 30 seconds

    • @nothing-369
      @nothing-369 10 หลายเดือนก่อน

      Such a bada.ss men🤦😂

    • @sayasaya4246
      @sayasaya4246 10 หลายเดือนก่อน

      😂😂😂

  • @AdiStanca-tx2dc
    @AdiStanca-tx2dc 10 หลายเดือนก่อน +2

    You are one of the self improvment channel🎉🎉

  • @locdoctorfell
    @locdoctorfell 9 หลายเดือนก่อน

    Hey, just wanted to say this was seen (from my eyes) with good timing. Well received as a great reminder.

  • @AshokReads-9010
    @AshokReads-9010 10 หลายเดือนก่อน +1

    This is very helpful video. Thanks, Ruri. I am very interested in story telling and reading books. So I started a TH-cam channel to share those things and add value to people's lives. This video makes me inspired to stay consistent in my path. Grateful!

  • @Christian-ve4bs
    @Christian-ve4bs 10 หลายเดือนก่อน

    Ruri you always give the best advice. Money is not everything. There is a great image that shows 'Before enlightenment' and it shows a man doing mundane tasks and he is angry and about to explode. Then it says "After enlightenment' and its the same man doing the same mundane tasks, only this time he has a smile on his face.

  • @prakashgurung9903
    @prakashgurung9903 9 หลายเดือนก่อน +4

    Easier said than done. That's why there are more people take the long route, there is proven track record with it too. There is no guarantee in either fast or slow. Since you gave an example of you could die tomorrow, same could be said for fast lane. you wont even have the time to see your business grow or come to fruition. There is no universal fit way.

  • @methylmercury
    @methylmercury 10 หลายเดือนก่อน +9

    I've wasted my life time working, now I have a heart disease (genetic condition) and don't have much time left, I'm neither rich nor happy. Don't waste your time working paycheck to paycheck, cause one day you might have no time left, no money, no health (like in my case) and will not even realise it.

    • @user-mj6qr2ky9d
      @user-mj6qr2ky9d 9 หลายเดือนก่อน

      How old are u and what are u doing now?

  • @annaspeaks373
    @annaspeaks373 10 หลายเดือนก่อน +5

    Now I am reading a book you suggested to read “the courage to be disliked” and now I know which one is next

  • @ezshottah3732
    @ezshottah3732 9 หลายเดือนก่อน +121

    I hate that I feel like she’s really smart and a narcissist at the same time

    • @pault3705
      @pault3705 9 หลายเดือนก่อน +10

      Re gurgitating someone else's work as well ...infuriating

    • @user-l4y7r04wy6iv
      @user-l4y7r04wy6iv 9 หลายเดือนก่อน +6

      The usual Asian/Confucian narrative is, "Study hard, work hard --- and be successful and prosperous!"

    • @zeropaloobatheuber1572
      @zeropaloobatheuber1572 9 หลายเดือนก่อน +16

      She credited the author so she’s done nothing wrong. I wouldn’t have known about it but for her.

    • @bluedragontoybash2463
      @bluedragontoybash2463 9 หลายเดือนก่อน +8

      hate is a way of our body saying that something is wrong with ourselves.

    • @theresnothinghere59
      @theresnothinghere59 9 หลายเดือนก่อน

      same

  • @stanis_gaming
    @stanis_gaming 5 หลายเดือนก่อน

    ‘Devours’ and ‘determined’ were fun words in this video ❤

  • @wingedassassin9999
    @wingedassassin9999 10 หลายเดือนก่อน +5

    Okay this is legit scary. I honestly JUST had the though "man im tired of being broke all the time" i turn youtube on and see this video in my sub box

  • @juanfextLOL
    @juanfextLOL 10 หลายเดือนก่อน +1

    This is real pure gold content Thank you Ruri

  • @janetgutierrez2293
    @janetgutierrez2293 9 หลายเดือนก่อน

    Xeventy's commitment to data encryption and storage is a big win for user privacy. Security matters!

  • @Krish-gm3lx
    @Krish-gm3lx 10 หลายเดือนก่อน +11

    Always a good day when Ruri uploads.

  • @alfredlape
    @alfredlape 9 หลายเดือนก่อน +2

    She should include you at least need $1 million to retire based on the 4% rule if you're spending $3,333/month. Expenses $10,000/month, need $3 million. Warren Buffett says 99% should invest in index funds.
    Half of Americans have zero for retirement. Median Vanguard balance is $200,000 which allows you to live on $667/month. Most people who don’t come from money invest in an index fund via 401k, Roth IRA, & brokerage account: 8 out of 10 people became millionaires through company’s 401K, the largest millionaire study conducted by Dave Ramsey.

  • @gothsboss
    @gothsboss 10 หลายเดือนก่อน +1

    Money doesn't buy happines, the lack of money does give a lot of stress and worry and crumble your happines. I know because I've been there after a accident. The moment I had just enough money to cover the basics again my live inmediatly where beter (Basics: rent, food, running water, electricity and gas for the stove and internet to do the things the goverment requert). Now I make more then double the basics cost and it didnt make me happyer. What does make me happier are the wildcamping weeks with only a sleeping bag and sleepingpad, and less than a kg of rice for a hole week.
    but why would I be unhappy and poor if I could be unhappy and rich?

  • @mra0ul
    @mra0ul 9 หลายเดือนก่อน +1

    Every body has a different definition of being rich. Not everyone wants to have their own business. Watched till 1.10.

    • @mra0ul
      @mra0ul 9 หลายเดือนก่อน

      For the ones not owning but working for someone else, saving and investing secures their retirement.

  • @trybeingnice
    @trybeingnice 6 หลายเดือนก่อน

    Thank you Ruri. 1 minute into the video, and you already inspired me. You have a friend in México. God bless.

  • @sonofayan
    @sonofayan 6 หลายเดือนก่อน +2

    TH-cam, the echo chamber of people telling other people to look the other way as they attempt to make a living. Great advice!

  • @RunOs3
    @RunOs3 9 หลายเดือนก่อน +2

    WHY would I wait till I’m so old that I can’t even go to the bathroom alone to be rich? Use your youth while you got it because if you don’t you’ll regret it. I see so many middle age adults who end up having a mid life crisis because they never lived their youth to its fullest. Go live in another country and study there, travel, find love, go on adventures, and you will die the wealthiest person.

  • @kelligrace9167
    @kelligrace9167 4 หลายเดือนก่อน +1

    You enjoy having money just as much and even more as you get older. You don’t feel different than you did in your 20s except the world sees you differently. Being well off at this stage of life if like a buffer against a world that is growing indifferent toward you. Make sure you look after future you. Save and invest for when you are 65.

  • @Blitcliffe
    @Blitcliffe 9 หลายเดือนก่อน +5

    Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $2M portfolios or maybe even consider some defensive investments.

    • @BenjaminMcLeod815
      @BenjaminMcLeod815 9 หลายเดือนก่อน +1

      Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.

    • @Tsunaniis-j5l
      @Tsunaniis-j5l 9 หลายเดือนก่อน +1

      You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

    • @Blitcliffe
      @Blitcliffe 9 หลายเดือนก่อน +1

      Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

    • @Tsunaniis-j5l
      @Tsunaniis-j5l 9 หลายเดือนก่อน +4

      Natalie Ann Brinkman is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

    • @Blitcliffe
      @Blitcliffe 9 หลายเดือนก่อน +1

      I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled

  • @siuabc
    @siuabc 9 หลายเดือนก่อน

    Very wise for someone so young. Very well made.

  • @mark_hughes
    @mark_hughes 9 หลายเดือนก่อน

    That book called me out, changed my life and put me on the path I'm on to fulfilling my potential in reality, not thought.

  • @zlackware
    @zlackware 10 หลายเดือนก่อน +1

    It's completely true. If you want to become wealthy, you have to invest your money in something that generates more money. It could be buying a house to rent out, stocks, starting a company, cryptocurrency. It doesn't matter what you invest in, as long as it brings in more money for you. You can also leverage the tax system to pay less tax (this varies a bit depending on the country you live in). I wish I had this knowledge 10 years ago

  • @susanjohnson6276
    @susanjohnson6276 10 หลายเดือนก่อน

    You are *amazing* . So glad I discovered you in 2023.

  • @pancham_barman
    @pancham_barman 9 หลายเดือนก่อน

    Thank you for the book recommendation ❤
    I recently purchased it and I can tell it gives you an insight of the real practical world and how it sucks. I even resonate with some things written in the book as I personally got many of the lessons, the hard way :)

  • @steveantonioni
    @steveantonioni 10 หลายเดือนก่อน

    Yup. Great video Ruri :)

    • @ruriohama
      @ruriohama  10 หลายเดือนก่อน

      Thanks! 😊

  • @vizdotlife
    @vizdotlife 10 หลายเดือนก่อน

    Exactly! If we have to wait 30-40 years of working before we can actually enjoy it.....that's really tough because we don't know our health that far in advance.

  • @projectsspecial9224
    @projectsspecial9224 6 หลายเดือนก่อน

    Ruri, thank you for the summary! Beauty and Brilliance! Keep it up! 😃

  • @mikeg3810
    @mikeg3810 9 หลายเดือนก่อน

    You know kaizen? You from Japan? Kaizen, continuous improvement. One of my favorite concepts. 👍

  • @edwardzheng1424
    @edwardzheng1424 10 หลายเดือนก่อน +2

    Does poverty buy happiness is such a real quote

    • @BB_Sebring
      @BB_Sebring 10 หลายเดือนก่อน

      And yet African countries tend to be happier than North America or European countries despite having significantly more poverty. Strange... 🤔

  • @solomonchau7725
    @solomonchau7725 10 หลายเดือนก่อน +13

    Not everyone can be an entrepreneur. The book assumes you are a genius who can create and operate their own business, as well as be intelligent enough to get your taxes done correctly.

    • @albraun-sq6rg
      @albraun-sq6rg 10 หลายเดือนก่อน +5

      Another self help guru who earns his money selling these books. Best for young people to get a good college education (public university) and learn to think intelligently and become flexible in attitude, then work in a field they enjoy, save and invest safely, and don't spend over their means. Much less stressful than owning a business. Been there, done that. I enjoy my military pension. A million dollars won't make me any happier. I've served, and am still serving, and my wife and I love doing that.

    • @Saroku1000
      @Saroku1000 9 หลายเดือนก่อน +3

      Everyone can be an entrepreneur, but not everyone can be successful as an entrepreneur. Majority would lose their money.

    • @AntonioII
      @AntonioII 7 หลายเดือนก่อน

      With this mindset of course you will never be one.

    • @rabukan5842
      @rabukan5842 7 หลายเดือนก่อน

      @@AntonioII You are wrong. I am one. But the couple of million I have in investments and savings will go to family and charities. I grew that money over time not needing it or caring about it. As I said, I don't need a million dollars to be happy. Money has never been my driver. I drive my own life.

  • @oduz
    @oduz 6 หลายเดือนก่อน

    Time is king! Do not loose time.
    This does not come back! ⏰

  • @JaretMSanchez
    @JaretMSanchez 10 หลายเดือนก่อน

    I always look forward to watching your new videos - they never fail to inspire me.

  • @Hustle.English
    @Hustle.English 5 หลายเดือนก่อน

    Wow, this is just I have been seeking. Thank you, Ruri!

  • @shigoof
    @shigoof 9 หลายเดือนก่อน

    Slow lane strategy worths in 2 ways either you live a long life and you need a passive income to keep living or it passes down to your kids. I grow up with a father who got tantrums every time his salary fails to compensate our expenses. To my experience as long as you broke no matter how much free time you got, grief chases you.

  • @kennethvines4556
    @kennethvines4556 9 หลายเดือนก่อน

    Yep I read this book and I agree that I wealth in a wheelchair ain’t gonna cut it!

  • @theendofdaysprophet
    @theendofdaysprophet 10 หลายเดือนก่อน

    At 4mins & 44secs.
    There's 2 kinds of Happiness, a physical and then a spiritual.. yet, because we live and breathe in the physical, you just need to stay cautious of how you think .. thinking critically..

  • @JJtamalukowarrior
    @JJtamalukowarrior 10 หลายเดือนก่อน +1

    She is back

  • @ZoCineStreet
    @ZoCineStreet 10 หลายเดือนก่อน

    Almost had a heart attack 😬 but this video saved me. Great value here, thank you

  • @ShawnPatton-rm2hv
    @ShawnPatton-rm2hv 9 หลายเดือนก่อน +1

    If every business could be automated then I think that they already would, and no one could be in the slow lane.

    • @The.Harsh.Truths
      @The.Harsh.Truths 8 หลายเดือนก่อน

      Don’t actually take her advice seriously. She’s just parroting the usual get rich quick talking points.

  • @LoreMIpsum-vs6dx
    @LoreMIpsum-vs6dx 10 หลายเดือนก่อน

    I'm only 6 minutes into the video and I think you changed my life. I've been living this way forever but never had the framing and perspective of what I was doing. I've been rich with freedom which explains why the recent inflation has turned everything upside down. My equilibrium has been totally disrupted. I can't live the life of Luxury in Moderation I did before. I feel poor because I can't afford toothpaste. Maybe I need another re-framing at this point? I'll finish the video and see what you say.

  • @Bubbles4u2
    @Bubbles4u2 9 หลายเดือนก่อน

    I plan on getting rich very soon. It’s basically a cannon event. I can feel it in my bones, it’s an unexplainable feeling I randomly started getting. It could be soon, it could be later, but it’s supposed to happen.

  • @unlimitedcosmicspeed
    @unlimitedcosmicspeed 10 หลายเดือนก่อน

    Presently, we still have that outdated view for life and finances. Work hard, study, save etc which worked for 40-60 yrs ago as there was no other means of making money except for getting a profession and working for a company and saving money. Fast forward, internet, computers and social media has changed everything and opened up a much bigger world.

  • @garret765
    @garret765 10 หลายเดือนก่อน +1

    You gained some value vouchers!

  • @joshduce
    @joshduce 9 หลายเดือนก่อน

    It's the best time to start your own business and crush it!

  • @russosborn2581
    @russosborn2581 10 หลายเดือนก่อน +1

    I loved MJ demarco's book "unscripted"! Definitely recommend that as well. Its a long book but kept me very interested, it doesnt drag just so many truth bombs and so motivating. Has helped me focus. I will also read this one here too though, thank you!

  • @Awytoo
    @Awytoo 9 หลายเดือนก่อน

    Good message, the TH-cam and people needed it! but scalability is overrated in my opinion. You can be a skilful craftsman who produces few pieces a year and because of it’s rarity and your craftsmanship the value of pieces will be great and time spent worth it. How many print on demand shirts can you sell until you became annoying and oversaturate the market? That’s basically fashion approach. Scalability in business is fast fashion route, but you can go Hermes route or do like even more high end fashion houses do (not many people even know their names but the prices there… you can’t even buy them online)

  • @aryangoyal2303
    @aryangoyal2303 10 หลายเดือนก่อน

    Thank you for this video! Ruri❤
    You're awesome
    And this video>>>>>
    All truth! No fake things ❤

  • @NengCrochet
    @NengCrochet 10 หลายเดือนก่อน +1

    Thank you so much Ruri you've changed my life today.

  • @GezenAnne_UK
    @GezenAnne_UK 10 หลายเดือนก่อน +1

    44 yaşında beni mutlu ve rahat ettirecek kadar yatırımı olan ( beklenti kişiye göre değişir)ve bunu 20 lerimde üniversiteden ilk mezun olduğumda çok çalışarak ve harcamayı dengeli yaparak buna sahip olmuş biri olarak şunları belirtmek isterim. Öncelikle bu hayat para için yaşanacak kadar uzun değil, para seni mutlu edecek sadece bir araç onun kölesi olmamak senin elinde. Sevdiğin işi yapıp mutlu olup parada tanında sana emeğin olarak geliyorsa çok güzel ama para için kendini yiyip bitiriyorsan yazık. Maalesef yeni nesil buna benim çocuklarımda dahil herşeye kolayca sahip olma arzusunda bunda yeni teknolojilerin ve tüketim toplumu olmanın büyük etkisi var. Benim tek tavsiyem çocuklarım para hırsı içeren hiçbir şeyi tercih etmemeleri.

  • @robinmiller871
    @robinmiller871 9 หลายเดือนก่อน

    $$$ doesn't buy happiness... it just helps with alleviating, stress. If implemented strategically, of course.

  • @waadtriq
    @waadtriq 9 หลายเดือนก่อน

    wow... girl!! you're such a genius content creator.. love you so much ruri