2.5 Lakhs VS 1 CRORE Annual Expense? [Minimalist VS Spender]

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  • เผยแพร่เมื่อ 16 ก.ย. 2024

ความคิดเห็น • 143

  • @WintWealthYT
    @WintWealthYT  6 หลายเดือนก่อน +4

    Fill this form to be featured on Wint Wealth: forms.gle/nK6b8NidvyrqfwPRA

    • @js_fx.007
      @js_fx.007 5 หลายเดือนก่อน +1

      There is a background noise, pls reduce it using denoiser in Premiere Pro, it just takes some minutes, btw love the videos.❤

    • @bharatsangal
      @bharatsangal หลายเดือนก่อน

      You should do a discussion between a govt salaried doctor...a corporate hospital Doctor and a doctor with his own pvt setup...provided all are senior doctors...
      Will be very interesting...

  • @pratik_jagdale_official
    @pratik_jagdale_official 6 หลายเดือนก่อน +121

    A few points about Sahil that I liked
    1. He is a Trader
    2. He lives in Pune
    3. He is a profitable trader and away from the fake glory of TH-cam
    4. He is sharing his own stock market experience with people on his LinkedIn profile.❤

    • @WalkWithSiva
      @WalkWithSiva 6 หลายเดือนก่อน +2

      Can you share his LinkedIn Profile

    • @abishek_999_
      @abishek_999_ 6 หลายเดือนก่อน +2

      His LinkedIn profile?

    • @WalkWithSiva
      @WalkWithSiva 6 หลายเดือนก่อน +4

      Sahil rohmehtra, bio - retired at 33

  • @rootwoot7283
    @rootwoot7283 6 หลายเดือนก่อน +157

    I have seen many videos of people who initially invested a lot of money in their hobbies, buying expensive items. But there comes a point when everyone feels that it isn't worth spending so much. So, guys earn money invest in good places and build an infrastructure for future generations in such a way that people will continue to get benefits and everything else will remain.

    • @ser_dankius5698
      @ser_dankius5698 5 หลายเดือนก่อน +13

      Sorry but why should we build infrastructure for the future generations? If money we make can't be used to do things we like , what is the point of it all?

    • @rootwoot7283
      @rootwoot7283 5 หลายเดือนก่อน

      @@ser_dankius5698 Building infrastructure for the future isn't just about sacrificing our desires its about securing a better tomorrow for everyone. Investing in infrastructure means creating jobs, improving living standards, and leaving a positive legacy for future generations its about building a stronger more sustainable society that benefits us all in the long run.

    • @rootwoot7283
      @rootwoot7283 5 หลายเดือนก่อน

      @@ser_dankius5698 Building infrastructure for the future isn't just about sacrificing our desires,its about securing a better tomorrow for everyone. Investing in infrastructure means creating jobs, improving living standards and leaving a positive legacy for future generations. Its about building a stronger more sustainable society that benefits us all in the long run.

    • @bigul2521
      @bigul2521 4 หลายเดือนก่อน

      Dumbass

  • @tanaypatel8412
    @tanaypatel8412 5 หลายเดือนก่อน +13

    I'm at an age where this conversation cannot take place without being condescending or intimidated, great to hear.

  • @raunak51299
    @raunak51299 6 หลายเดือนก่อน +164

    Guys the audio editing in this video is not up to the mark. Constant background noice and extra loud audio effects.

  • @clashdevil2925
    @clashdevil2925 6 หลายเดือนก่อน +32

    15:00 what I believe is that money cannot buy you Happiness but it can delete things in your life that makes you unhappy, it's easier to be happier when you have money then not

    • @SoumyaBanerjee-h6r
      @SoumyaBanerjee-h6r 6 หลายเดือนก่อน +1

      its true... money plays a crucial role.

  • @traderpsingh
    @traderpsingh 6 หลายเดือนก่อน +33

    Wint surely has a unique way to present thoughts, great discussion, all panelists seems to have a great clarity on expectations n life..

  • @drjitendravs
    @drjitendravs 6 หลายเดือนก่อน +37

    Wow! It was a roller-coaster ride. This was really framed nicely. Wint team successfully demonstrated the 4 different stories with a diverse trajectory. Most practically knowledgeable video.

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน

      Glad you enjoyed it!

  • @sujitkumarpanda9488
    @sujitkumarpanda9488 6 หลายเดือนก่อน +5

    In the end, you all validated my perspective. Lately, I've come to understand that material possessions may bring temporary happiness, but their impact is fleeting.

  • @rajat0610
    @rajat0610 6 หลายเดือนก่อน +12

    first time opening the account statement was indeed a rude shock!! so accurate!

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน

      Indeed. We relate too 😅

  • @NitinAveerSingh
    @NitinAveerSingh 5 หลายเดือนก่อน +4

    Only channel where content is 100% genuine and actually useful! Keep it going!

  • @gamedeeds
    @gamedeeds 6 หลายเดือนก่อน +39

    The time line editor is 🔥

  • @Pushkardwayne
    @Pushkardwayne 6 หลายเดือนก่อน +8

    Great content as usual team!
    I'd suggest bringing to light, individuals who went from a negative to highly positive balance.
    Either through Debt or other financial hits and how they overcame that.
    Maybe something around financially independent women as well, that should be interesting in our economy to know about.
    Thanks again !

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน +2

      Great suggestion!

  • @kaushalverma9425
    @kaushalverma9425 5 หลายเดือนก่อน +2

    Another banger!!! All these people just simply inspire me to do more for myself in a financial and mental manner. Never posted an average video, kudos to that!!

  • @Jay-dp8po
    @Jay-dp8po 6 หลายเดือนก่อน +24

    that guy laughed so hard when he heard 2.5 lakhs per annum....

    • @dakshsinghal5814
      @dakshsinghal5814 3 หลายเดือนก่อน

      He said oh thats the cost of my pen

  • @user-ol8xo2uj8r
    @user-ol8xo2uj8r 6 หลายเดือนก่อน +102

    Y'all need to pay the editor more, I never felt like being on a plane while not being on a plane 😭😭
    ps: I'm not the editor.

  • @Happysoul_3
    @Happysoul_3 6 หลายเดือนก่อน +32

    I have observed one thing in people who earn crores per annum. They are really mad about collecting branded stuff for eg sneakers, perfumes, watches, jewellery, handbags etc..they have never ending desires related to these product which creates overspending and I promised myself that I won't get caught in collection of blingy stuff even if I can afford. I hope people who are on their road to become rich learn this important lesson and apply in their life forever.

    • @ramangarg9990
      @ramangarg9990 6 หลายเดือนก่อน +6

      Then what would be the use of so much money in the end?just pass on to next generation?

    • @Heisenberg-02
      @Heisenberg-02 6 หลายเดือนก่อน +1

      @@ramangarg9990Financial freedom? Can stop working tomorrow and start gardening because they know they have enough for their lifestyle. But if you plan to work till 60s then I guess its fine

    • @abhis9353
      @abhis9353 6 หลายเดือนก่อน +2

      If someone is earning 5 million usd per year they have already achieved financial freedom. What is the issue with them spending their excess money any way they like?

    • @abhis9353
      @abhis9353 6 หลายเดือนก่อน +3

      Idk why in India we keep pushing this moralistic point of view. What is the issue if they have desires which they fulfill by having ambitions. I feel ww should let each one live their life as they see fit. But trying to achieve a moral high ground by making all desire sound negative is something India needs to lift above

    • @surajitdas7695
      @surajitdas7695 6 หลายเดือนก่อน

      Everyone has different hobbies bro, I've seen middle income people having a knack for collecting stuffs. It's a hobby, don't hate please. They work hard for all that

  • @sureshkumarkrishnan101
    @sureshkumarkrishnan101 6 หลายเดือนก่อน +23

    Traders are a different breed altogether

  • @nikhiljain5887
    @nikhiljain5887 6 หลายเดือนก่อน +2

    Thanks for letting these guys come out and giving them the platform to speak about these things. 👍

  • @Happysoul_3
    @Happysoul_3 6 หลายเดือนก่อน +17

    When one of the spendthrift guy said he wants to be the no. 1 in many things. It reminded me of
    deepinder goyal, the zomato founder's recent purchase of India's first Aston martin car of Rs 4.5cr. This sums up everything, the rat race to be the no. 1 will never end.😅

    • @pranaya911
      @pranaya911 6 หลายเดือนก่อน +1

      First AM DB 12 he meant

  • @nitinarora5794
    @nitinarora5794 6 หลายเดือนก่อน +3

    Hi wint, can you take trader (this video) interview, he is superb, full of knowledge, true intellect and crisp answering, desperately looking for his journey interview and his vision of earning. Hope you do this…

  • @arjunps6776
    @arjunps6776 6 หลายเดือนก่อน +17

    Interesting that the maximalists are quite clear about their allocation. Although one has too much equity and the other too much debt.
    One minimalist on the other hand doesn't bother much with his portfolio. Other minimalist has 60% in real estate making me wonder how that is minimalist. Maybe real estate investment has made him a minimalist. But he's the guy with the most diverse portfolio amongst the four.

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน +5

      Hey Arjun, the real estate part is his own house in Hyderabad which he purchased recently.

    • @arjunps6776
      @arjunps6776 6 หลายเดือนก่อน +3

      @@WintWealthYT Should own house be included in the portfolio?

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน +6

      Ideally the primary residence should not be included in your portfolio. But we've seen that some people have different thoughts around it depending on how long they plan to use the house and their knowledge of the real estate market

  • @lostsoul4317
    @lostsoul4317 6 หลายเดือนก่อน +20

    This is like me talking to my rich friends in school 😢😂😂

  • @Amritanjali
    @Amritanjali 6 หลายเดือนก่อน +5

    Minimalist person are sucha bless for the Environment.

    • @BB-gr3mo
      @BB-gr3mo 5 หลายเดือนก่อน

      They are branded dumbwits and lazy asses by the society 😢

    • @NoName-bb2pu
      @NoName-bb2pu 4 หลายเดือนก่อน

      Nice English, anpad gawaar

  • @calculateyourworld6091
    @calculateyourworld6091 6 หลายเดือนก่อน +2

    Money does not give happiness. But its value is known by those who doesn't have.
    As a single person, I managed to live with an expenditure of 1.1LPA for last two years, just for saving. Coming two years, I aim for 2.5-3.0LPA expenditure limit.
    For a middle class/ lower middle class person, there should be some compromise on lifestyle, otherwise its hard to save.

  • @pivot858
    @pivot858 5 หลายเดือนก่อน +1

    Just wondering, from where you approach such guys who openly talk about their spending and investing capacity. Curiosity!

  • @vm-my6hg
    @vm-my6hg 6 หลายเดือนก่อน +1

    There is no single/uniform path to happiness, one needs to discover their own journey 💡
    The stats/metrics brought out by the successful individuals are quite useful to understand.

  • @Amitkumar-fp9no
    @Amitkumar-fp9no 6 หลายเดือนก่อน +15

    9:50 this guy is the smartest of them all

  • @adarsha12345
    @adarsha12345 6 หลายเดือนก่อน +1

    Very well thought participants...different thoughts. Different views of looking life n commerce..

  • @Amitkumar-fp9no
    @Amitkumar-fp9no 6 หลายเดือนก่อน +17

    11:20 smartest guy

  • @sagarp1574
    @sagarp1574 6 หลายเดือนก่อน +2

    In most of the videos that I've seen on this channel, people are investing in FDs and earning a fixed income to cover all monthly expenses. So would you pls explain this method in a more detailed manner.

  • @rohan8933
    @rohan8933 5 หลายเดือนก่อน

    Damn, this video really showed me some new perceptions. Great video from wint as usual!

  • @brwler1
    @brwler1 6 หลายเดือนก่อน +3

    You guys should show the year of the 1sr salary as well. I see this in every video. Just telling 3k was my 1st salary is meaningless info unless you tell us what year was that.

  • @SoumyaBanerjee-h6r
    @SoumyaBanerjee-h6r 6 หลายเดือนก่อน

    Another great video.. Full of Prospect and Insights.. Please keep up such conversations, because only you are doing it and no one else.. Your niche is small and even micro at some aspects like FIRE... but I also believe these micro niche have the hooked audiences who would stick to end of every video and look for even more prospect.. Please keep this up... Loads of Respect and Regards to your entire team..

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน

      Very happy to know you're enjoying the videos

  • @VishwasAshray
    @VishwasAshray 6 หลายเดือนก่อน

    Great content! Millenials like me want more of this content to be there so that we learn from those who are already there.

  • @incrediblepepper7544
    @incrediblepepper7544 6 หลายเดือนก่อน +6

    Strangely VP from Optum, didnt consider his new tucson in his expense :P .

    • @shlokkulkarni3223
      @shlokkulkarni3223 6 หลายเดือนก่อน

      Must be an exchange over the previous one + some cash

    • @incrediblepepper7544
      @incrediblepepper7544 6 หลายเดือนก่อน

      @@shlokkulkarni3223 Yes may be, but still an huge expense considering his yearly expense is only 15 lacs !! not an investment. 45 to 50 lac car, even on exchange he would have lost some money on the previous one.

  • @vishwajeetpatel3872
    @vishwajeetpatel3872 3 หลายเดือนก่อน

    the life is between these two spectrum and keeps on changing on either side depeding on phase of life.

  • @sunmoon4520
    @sunmoon4520 6 หลายเดือนก่อน +2

    How can we know more about person having annual expenses of just 2.5 lacs. Never heard that before

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน +2

      Hey, we've done a whole video with him before. You can check that out here: th-cam.com/video/m_vMvm4-3s8/w-d-xo.html

  • @satheesh1430
    @satheesh1430 5 หลายเดือนก่อน

    Really enjoyed the thoughts they shared. Expecting similar contents.

  • @nikhilagrawal9204
    @nikhilagrawal9204 6 หลายเดือนก่อน

    Love the content. Gets so much insight about the life. Thank you so much for sharing the info.

  • @yadavsurjeet2504
    @yadavsurjeet2504 6 หลายเดือนก่อน +1

    Great discussion with pointed content...❤

  • @dhrumitkumarpatel8855
    @dhrumitkumarpatel8855 5 หลายเดือนก่อน +1

    Quite different and interesting ❤

  • @yashkothari823
    @yashkothari823 6 หลายเดือนก่อน +1

    Thanks for the amazing video!

  • @Heisenberg-02
    @Heisenberg-02 6 หลายเดือนก่อน +1

    Is it possible to spend less than 2.5 lakhs per annum with kids and family?

  • @vaibhavsharma7136
    @vaibhavsharma7136 6 หลายเดือนก่อน

    Man, this is literally gold

  • @shadyapp7416
    @shadyapp7416 6 หลายเดือนก่อน +4

    At 7.51 😂 spendthrifits? Who has brought this guy on show

  • @rahulmiyan
    @rahulmiyan 3 หลายเดือนก่อน

    Money can’t buy happiness but money can buy time for you to pursue things which can make you happy.

  • @mohittunwal
    @mohittunwal 6 หลายเดือนก่อน +1

    Exquisite talk shows

  • @jabi24
    @jabi24 6 หลายเดือนก่อน +4

    Crazy content as always ❤️

  • @amanChauhan-dy1ko
    @amanChauhan-dy1ko 6 หลายเดือนก่อน +1

    Great❤

  • @anishjha7059
    @anishjha7059 6 หลายเดือนก่อน +2

    Maximalists can be Minimalists based on the objectives (Need vs Want), but Minimalists will not be maximalists. This is my take, could be wrong.

  • @kamranahmad6928
    @kamranahmad6928 6 หลายเดือนก่อน +1

    What all are the insurance s that they have, life , health etc..

  • @StampSEO
    @StampSEO 6 หลายเดือนก่อน +11

    im sorry but the maximalists have significantly more money.

  • @amitbansal7754
    @amitbansal7754 6 หลายเดือนก่อน +1

    The content is good but the audio was painful to hear through headphones.

  • @Mightywealth
    @Mightywealth 6 หลายเดือนก่อน

    Two panelists are extreme ends. Neither one can easily leave their home nor can leave his job to do trading.
    Other two panelists working in IT are more relatable to the majority. It would have been great to learn their story around savings, investment and strategy to building wealth to retire.

  • @snlagr
    @snlagr 5 หลายเดือนก่อน

    this channel is like video version of indian financial subreddits :)

  • @rohitsoni9325
    @rohitsoni9325 5 หลายเดือนก่อน

    Work on Audio! Voice is low, Bg noise is high and additional sounds like that of a car was way too high that it disturbs the rhythm

  • @ranjeetpankhade3747
    @ranjeetpankhade3747 6 หลายเดือนก่อน +4

    Could you suggest a application for expense management? If there is any

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน +1

      Hey Ranjeet, you can try using Axio, Fold Money or Salt App

    • @Unkn0wno2
      @Unkn0wno2 6 หลายเดือนก่อน

      use excel

    • @arjunps6776
      @arjunps6776 6 หลายเดือนก่อน

      MS-Excel

    • @Heisenberg-02
      @Heisenberg-02 6 หลายเดือนก่อน

      I use Money manager. It’s good. I was using Axio which is superior but changed from android to ios and Axio wasn’t there.

  • @workerbee1689
    @workerbee1689 4 หลายเดือนก่อน

    A feedback, your videos are very good but, your sound quality is bad. Please work on it.

  • @inaayatsachdev
    @inaayatsachdev 6 หลายเดือนก่อน +8

    wish more women were featured on a channel about money

    • @randomguygogo
      @randomguygogo 5 หลายเดือนก่อน +4

      And discuss what? How marry rich?

    • @KunaL-yf4jc
      @KunaL-yf4jc 3 หลายเดือนก่อน

      😂​@@randomguygogo

    • @anirudhkumar4507
      @anirudhkumar4507 หลายเดือนก่อน

      😡
      Fuck feminism!

  • @suprotim4622
    @suprotim4622 3 หลายเดือนก่อน

    Subscribed...

  • @ashishshedge1288
    @ashishshedge1288 5 หลายเดือนก่อน

    Great video

  • @sidhu0081
    @sidhu0081 6 หลายเดือนก่อน +1

    That Happiness analogy with Circle is amazing! Also the other point 4th person had told.

  • @sajalchandra3959
    @sajalchandra3959 5 หลายเดือนก่อน

    Can somebody please link the Linkedin profile for the people on the pannel

  • @anithadhamotharan2841
    @anithadhamotharan2841 6 หลายเดือนก่อน +1

    I love this channel❤❤❤❤

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน

      Glad you liked the video (:

  • @Rishi-vw8nw
    @Rishi-vw8nw 5 หลายเดือนก่อน

    Amazing 🤩

  • @anilguleria325
    @anilguleria325 6 หลายเดือนก่อน +1

    Nice

  • @livenotlive
    @livenotlive 6 หลายเดือนก่อน +1

    You gave glimpse of how much they spend per year but later it didn't come in the main video.

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน +4

      Hey, that is their annual spend. The rest of the video is more about how and why they spend that much :)

    • @livenotlive
      @livenotlive 6 หลายเดือนก่อน +6

      @@WintWealthYT Thanks, I thought they will eloborate more on how they spend, specially the 2.5 lac per annum guy, nevertheless great video, really liked it.

  • @SameerSachdeva1103
    @SameerSachdeva1103 6 หลายเดือนก่อน +1

    Great

  • @adityalaad3862
    @adityalaad3862 6 หลายเดือนก่อน

    Why does Suhas say consumerism will peak and then have a downfall? At 9:45

    • @vijaysinghpatel3156
      @vijaysinghpatel3156 5 หลายเดือนก่อน

      Saturation will hit,although for India it will be a long time since it has only started recently and the plausible population size is large accompanied with the change in demographic.

  • @randomguygogo
    @randomguygogo 5 หลายเดือนก่อน

    Wise men have to think about the carbon emissions, enviournment, pollution and consume less.

  • @magadahraj_ajatashatru
    @magadahraj_ajatashatru 6 หลายเดือนก่อน +1

    Video idea: people sending their kids to public school vs costliest schools, low cost amusement park vs expensive amusement park, etc

  • @prakashd9452
    @prakashd9452 หลายเดือนก่อน

    One crore salary 😮. OMG

  • @takahashilubale7936
    @takahashilubale7936 5 หลายเดือนก่อน

    Am 20 year student of iiit allahbad it branch student here all batch student plced and their medium package is 12 inhand how i get 3cr at age of 43-45 please reply its possible or not 🙂🙂🙂

  • @nobuffer-indef
    @nobuffer-indef 6 หลายเดือนก่อน

    nice

  • @123anuk
    @123anuk 6 หลายเดือนก่อน

    the minimalist spending is two times average percapita of INDIA. wowe

  • @avinashkaushik6976
    @avinashkaushik6976 5 หลายเดือนก่อน

    No no no… This can not be a representation of Minimalist vs Maximalist…
    Script for minimalists’ is totally loosing from start and it only relates to old age mindset.

  • @kobaganavenu1283
    @kobaganavenu1283 6 หลายเดือนก่อน

    6

  • @Happysoul_3
    @Happysoul_3 6 หลายเดือนก่อน

    $3000 pen- Mast Rapchik Dhassu Investment😝

  • @Gannu_Maharaj
    @Gannu_Maharaj 6 หลายเดือนก่อน

    👍

  • @apsod332
    @apsod332 5 หลายเดือนก่อน

    Its not a good culture boasting your salary and naming companies and salary bands alike.

    • @vijwalakula9340
      @vijwalakula9340 5 หลายเดือนก่อน

      It's not boasting, this is a finance channel based around having conversations on money

    • @apsod332
      @apsod332 5 หลายเดือนก่อน

      ​@@vijwalakula9340 Every employee signs a confidentiality agreement with a company about their compensation and band levels. Such interactions, on the name of finance channel, are misleading. A lot of other guests in this or other channels uses salary ranges more appropriately. This channel host seems to have a fantasy for asking actual salaries..

  • @TylerDurden3490
    @TylerDurden3490 6 หลายเดือนก่อน +1

    Life jiyo yaar yeh minimalistic maximalistic mei kya rakha hai ?

    • @AnujNeogi-ih2db
      @AnujNeogi-ih2db 6 หลายเดือนก่อน

      Best comment of vdo 😂

  • @jain93mayank
    @jain93mayank 6 หลายเดือนก่อน

    😅

  • @notoriousdilemma9407
    @notoriousdilemma9407 6 หลายเดือนก่อน

    Who would probably buy a 2nd hand pen? 😅

  • @anakingaming3687
    @anakingaming3687 6 หลายเดือนก่อน

    This channel deletes comments

  • @rakeshpotluri2047
    @rakeshpotluri2047 6 หลายเดือนก่อน +1

    Just my observation nothing to offend but someone who doesn't know how pronounce spendthrifts @7:47(clearly shows he's never heard or used the term) is earning 60 to 70LPA I find it quite weird man😂

  • @rahulchand847
    @rahulchand847 6 หลายเดือนก่อน +1

    If u want to approach a bigger population reach in INDIA u should publish the video in HINDI so that the actual people who require this knowledge are benefitting🎉

    • @sreelakshmi11193
      @sreelakshmi11193 6 หลายเดือนก่อน

      And what about who doesn't speak Hindi?

    • @rahulchand847
      @rahulchand847 6 หลายเดือนก่อน +2

      @@sreelakshmi11193 Mam, for those we can use subtitles , as those who know english they are having slight edge of better understanding.......thats why i specially mentioned in my comment that if we want to approach bigger population (that is hindi speaking people in India) as they have comperatively less financial knowledge

  • @Milkyway248-p4h
    @Milkyway248-p4h 6 หลายเดือนก่อน

    Most boring.. it makes sense when income levels are equal

  • @ajaykumarsingh5395
    @ajaykumarsingh5395 6 หลายเดือนก่อน

    Excellent angezi, keep it up for our new generation

  • @Gunj77
    @Gunj77 5 หลายเดือนก่อน

    @WintWealthYT can I get the permission to post this in LinkedIn ?

    • @akashghorpade9304
      @akashghorpade9304 หลายเดือนก่อน

      Awesome want to be a part of Wint