I love your simplicity. Today is my first time of seeing your video but I subscribed to your channel already because you are so simple and real. Keep it up.
Its not so much the saving that will help out but more the prudent investing. Saving is eaten away by inflation. Property and land investments are solid no matter how small. Shares another
Nice video. I have learnt to pay myself first even before paying bills and this really makes you feel good. Remember paying bills is paying someone else yet you the one who worked hard for the money. So every end month my first thing is to set aside my monthly pay in a separate account, then bills and saving and the rest can follow. Am the priority bill always😂
I didn’t know this. I’m so glad I’m learning. I think that also explains why I am so burnt out and I feel angry when giving someone else my money. From now onwards I’ll prioritise myself. Thank you so much ❤️
Pheny Eronde ! 😊good to see you again after years gurl.. saw your face and was like I know this girl 😅. Talking of vacation you mentioned France, so see you when you get here some day. Take care of yourself ❤.
0:28 🤣🤣 Notification Turned On! Love what you doing, I see you beating procrastinating The advice to do it in the next 30 minutes after thinking about it woo! Thanks for that
Mmmm 🤷🏽♀️ why do some people back home feel they are entitled to a regular monthly hand-out? On investing in the UK the safest way is to make an appointment to discuss your saving / investment options with your bank. It’s free, honest, and tgey so t scam you. Perhaps you can include a personal allowance in your monthly budget? That way you are in a way paying yourself, encouraging you, rewarding you, and boosting your mood… Then you can see the direct fun bit of working… Good lucky in your career… Nurses are essential 👍🏾
Thank you for your insights Esther, I didn’t know I could go to the bank and they would help with that. I really appreciate you and I will keep these in mind ❤️❤️
Its really disapointing that our kenyan education system does not have any financial literacy during the entire period ....i hope they consider that in future
Hey Nancy, I haven’t gotten round to it yet because I don’t have a church I’m committed to here. Do you? If you do, how much? And how do you pick the church?
Its interesting how u manage ur money after learning from mistakes . But waisting money on failing manchister united, that is a bigger mistake, 😅 hope u go for arsenal 😜. I heard its good to work ..like uber ... lyft... and nursing jobs are better for Africans.
I really don’t even know about football. Which shows you how stupid it was😂 I went through the list and Manchester United sounded familiar so I put my money there 😂😂😂 Honestly I think I’ll just go the traditional way and save up to buy land instead
You are sleeping with a man and paying half his rent? Better to just be roommate than roommates with benefits if you want him to see you as something valuable. This sort of thing never ends well. Loneliness is not an accuse for any woman to cheapen herself in that manner. How can he see you as anything other than a mule if this is how the relationship started?
@@phenyeronde You are never going to know whether you are there because he loves you or you are there to help him pay half the rent while he is getting free booty on the side. If you are sleeping with a man, you should not be broke. If you just need someone to pay half that iis called a roommate. Getting a man(that you are sleeping with) financially codependent on you makes him see you as his barabara-the-builder not the woman of his dreams he is envisioning fully prroviding for and wife up. so you are paying half when you are thin, young and beautiful so it will be when you are pregnant and less attractive that you think he will volunteer to pay it all so you can look after the child? Is he also going to go half on the breafeeding and labor pains? Is he also going to go half when you are passed your prime and no other man wants you because you are his used goods?
@@ptgsdr589 I hadn’t thought of that all the way through, but I get your point. I want more information and input on this subject so I think I’m going to make a video about this. It’s a conversation that we need to have
Well, the west is different from Africa. Most times both couples split the bills amongst themselves. In most African countries the man does everything but the west is a different ball game altogether.
@@NanayawAnokye I am in America and I have remained a woman that is fully provided for and have not taken the role of Bob-the-Builder for a man so speak for yourself. If you have low standards and low selfesteem. Maybe do some soul-searching to figure out why you don't think you are worthy of being properly loved and taken cared of by man
I love your simplicity. Today is my first time of seeing your video but I subscribed to your channel already because you are so simple and real. Keep it up.
Just stumbled on your channel, and I love the content, Pheny! Keep up with the Financial discipline, budgeting and saving... you will get there
Thank you so much. Welcome here. I’m trying my best. We’ll get there, God willing
I love the real talk going on here, this the content I need. Go girl!
Its not so much the saving that will help out but more the prudent investing. Saving is eaten away by inflation. Property and land investments are solid no matter how small. Shares another
I am so glad I’m learning about this. I’ve put this in my goals for this year and before the year ends I want to go home and buy a piece of land.
I learnt an “emergency fund” idea from a Kenyan financial Guru.It’s great.Based on your budget.Your getting a lot of money!.
I’m grateful
Very interesting and nice topic very effective content
Glad you think so!
This was great and detailed 👏🏾👏🏾, keep it up!!
Thank you so much for watching ❤️❤️😍
Nice video. I have learnt to pay myself first even before paying bills and this really makes you feel good. Remember paying bills is paying someone else yet you the one who worked hard for the money. So every end month my first thing is to set aside my monthly pay in a separate account, then bills and saving and the rest can follow. Am the priority bill always😂
I didn’t know this. I’m so glad I’m learning. I think that also explains why I am so burnt out and I feel angry when giving someone else my money. From now onwards I’ll prioritise myself. Thank you so much ❤️
That's my girl...keep soaring
Thanks a lot Lilian ❤️😍
I have just come across your Chanel. I love it.
This is good information dear Pheny...
Am a Ugandan midwife dreaming to working from Uk
I hope my dream to come true soonest.
Hey love. Watch my video about the process of relocating to UK. All the best to you
@@phenyeronde thank you
Is it ok if someone talks to you privately?
very insightful. Im starting this month.
Yess, please do ❤️❤️
thanks alot for this information miss phenny,,wiah u well our beautiful kenyan sister
Wow, I love it that you gave figures and it made the whole difference! Keep up
Thank you so much❤️❤️
Pheny Eronde ! 😊good to see you again after years gurl.. saw your face and was like I know this girl 😅.
Talking of vacation you mentioned France, so see you when you get here some day. Take care of yourself ❤.
Shally, Heyy. How are you? Can I call you when I get to France so you can show me around?
I love you already… so informative 👌new subscriber here
I love you so much. I appreciate your support and I hope you will love it here ❤️😍
New here and I love it here ❤
Aaaww..I feel loved❤❤❤..This is an awesome budgeting
I love you jirani. Thank you so much ❤️😍🥰
0:28 🤣🤣 Notification Turned On!
Love what you doing, I see you beating procrastinating
The advice to do it in the next 30 minutes after thinking about it woo! Thanks for that
You’re most welcome. It works for me!❤️
Hey, I love your channel. I’ll have to find you and ask for some advice 😊
@@phenyeronde 🤣🤣 I lost the momentum aki! Mungu anipe nguvu tu continue with it.
@@reactthisiit You have to gain it back!
Quite informative. Keep it up. 🙏
Thank you so much ❤️
Great work.
Thank you so much ❤️
Great content..well done
cool one
Thank you ❤️
Spot on.
Thank you ❤️
Well done 👏 thanks for the tips 😊xxx
You’re welcome 😊
Wow! This is impressive budgeting! Good job!
Thank you so much ❤️😍
I love this woman@@phenyeronde
Just discovered this channel today. Love you already. Obviously I subscribed 😅
I subscribed back so quick when I saw your profile picture. Do you make videos. I can already tell I would love you
This is so informative
Thank you so much ❤️❤️
Aaawww oh you good girl.
Lovely lady highly efficient.
Thank you so much for your support lovely lady ❤️😍
Thank you for sharing. Did you mention transportation? Also consider traveling around the UK, you might love it.
I live 10 minutes away from work.
Oh I really want to travel around. Do you have any recommendations?
quite informative , keep it up❤❤❤
Thank you so much siz, I appreciate your support ❤️
Lobe your wisdom
Thank you so much ❤️
Mmmm 🤷🏽♀️ why do some people back home feel they are entitled to a regular monthly hand-out?
On investing in the UK the safest way is to make an appointment to discuss your saving / investment options with your bank. It’s free, honest, and tgey so t scam you.
Perhaps you can include a personal allowance in your monthly budget? That way you are in a way paying yourself, encouraging you, rewarding you, and boosting your mood… Then you can see the direct fun bit of working…
Good lucky in your career… Nurses are essential 👍🏾
Thank you for your insights Esther, I didn’t know I could go to the bank and they would help with that.
I really appreciate you and I will keep these in mind ❤️❤️
Its really disapointing that our kenyan education system does not have any financial literacy during the entire period ....i hope they consider that in future
That is so true. The burden now falls on us. To learn and pass on this knowledge
Thank you so much for sharing ❤❤❤
You’re welcome Grace, thank you for your support ❤️
Good one Phenny
Thank you so much Bekkah ❤️😍
Hi .phenny. am shadrack musyoka from kenya.
Hi Shadrack
Hi penny nice video which camera your are using?
Hi, I’m using the SONY ZV1
A nice video .My question is do you also tithe?
Hey Nancy, I haven’t gotten round to it yet because I don’t have a church I’m committed to here. Do you? If you do, how much? And how do you pick the church?
@@nancywangari8393 I am going to watch the video. Thank you for this and honestly I’ve been thinking about getting a church around.
Nice information..
On the investment journey talk to susan wanjiku she's good at it... finance coach
I will check her out. Thank you so much
I am happy for you girl. All the best 🫂
Thanks love ❤️
I have never understood about money market funds as well lol
We have to research and learn before we risk our money
Wow, super super informative.
For someone who’s thinking about relocating to the UK would that person need to have a job before moving there?
In most cases YES, you need to have a work visa, and to get this you have to have a job
@@phenyeronde ok thanks hun 😊
How about what a nurse makes in UK,,,
UK Nurse Salary is about £2000.00 per month after Income Tax.
For your savings, consider spilling some to bitcoin. Self custody with a hardware wallet.
Hapa sasa ndio I need to be educated. Bitcoin ndio crypto investment??
Any remote jobs..that i can apply..
Yes dear, I’m going to do a video on this, stay tuned
Hi fenny
Hi Belindah, how are you?
Hi
Hi, how are you?
How did u go to d UK?
Hi, I moved here for work as a nurse. Please stay tuned as I will be sharing other immigration options.❤️
Hi, I moved here for work as a nurse. Please stay tuned as I will be sharing other immigration options.❤️
@@phenyeronde okk, thx fr d feedback
Im in Uganda
We will be waiting,and plz if possible talk of care giver route.hapa home tumeumizwa sana na hii route aki
Its interesting how u manage ur money after learning from mistakes . But waisting money on failing manchister united, that is a bigger mistake, 😅 hope u go for arsenal 😜. I heard its good to work ..like uber ... lyft... and nursing jobs are better for Africans.
I really don’t even know about football. Which shows you how stupid it was😂 I went through the list and Manchester United sounded familiar so I put my money there 😂😂😂
Honestly I think I’ll just go the traditional way and save up to buy land instead
@@phenyeronde yeah girl! Land...to make it fancy they call it ''real state'' but it never fails.
@@deldiyshow-464 I’m also worried about conmen but I’m going to do my due diligence
@@phenyeronde ohh is there a con men in London too? I thought its asian & African problem. hv u ever bn conned in some way?
@@deldiyshow-464 I meant buying land in Africa because if you buy while you are overseas you never know what you are buying.
THIS GIRL IS BEAUTIFUL YO, HOW CAN I GET IN TOUCH WITH YOU
You are sleeping with a man and paying half his rent? Better to just be roommate than roommates with benefits if you want him to see you as something valuable. This sort of thing never ends well. Loneliness is not an accuse for any woman to cheapen herself in that manner. How can he see you as anything other than a mule if this is how the relationship started?
Who said it was his rent?
@@phenyeronde You are never going to know whether you are there because he loves you or you are there to help him pay half the rent while he is getting free booty on the side. If you are sleeping with a man, you should not be broke. If you just need someone to pay half that iis called a roommate. Getting a man(that you are sleeping with) financially codependent on you makes him see you as his barabara-the-builder not the woman of his dreams he is envisioning fully prroviding for and wife up. so you are paying half when you are thin, young and beautiful so it will be when you are pregnant and less attractive that you think he will volunteer to pay it all so you can look after the child? Is he also going to go half on the breafeeding and labor pains? Is he also going to go half when you are passed your prime and no other man wants you because you are his used goods?
@@ptgsdr589 I hadn’t thought of that all the way through, but I get your point.
I want more information and input on this subject so I think I’m going to make a video about this.
It’s a conversation that we need to have
Well, the west is different from Africa. Most times both couples split the bills amongst themselves. In most African countries the man does everything but the west is a different ball game altogether.
@@NanayawAnokye I am in America and I have remained a woman that is fully provided for and have not taken the role of Bob-the-Builder for a man so speak for yourself. If you have low standards and low selfesteem. Maybe do some soul-searching to figure out why you don't think you are worthy of being properly loved and taken cared of by man