Compare Saral Jeevan Beema Insurance: link.labourlawadvisor.in/saral-jeevan-beema Term insurance link.lla.in/Term-insurance Get Best Life, Health and Vehicle Insurance: link.lla.in/policy 💸DEMAT Account: link.lla.in/Demat
Trust me I work for irda and just wanted to tell the correct information by which you can easily raise your views which you are unaware in the field you will not feel bad after calling me
Ulip ke to main bhi khilaaf Hu kyoki usme charges bahut jyada hote hai aur jab stock market Ka risk Lena hi to kyo na direct Kisi stock ya mutual fund me lagao But endowment plan to fixed return dete hai aur some amount of insurance bhi mil jata Hai and riders bhi le sakte hai Agar meri calculation me mistake ho to ek video jarur banana please jisme term and riders ko alag Kar Diya jaaye atleest thoda bahut premium to uska bhi hoga agar alag se Lunga to
Hi LLA, in term plan need clarification on death benefit. Specifically in force policy which says 10 times of anualize premium how it is different from sum assured ?
You are truly a great teacher..I am trying to understand from last one week what is saral, pradhan mantri beema but by watching your video my all doubts are now clear.✌️✌️
One correction PMJJBY 2LKH PMSBY is also having 2 lakh cover only. I m working in Indian Overseas Bank I told many customers to take these plans but people are so ignorant for the insurance they take form and put it in dustbin so now we are also not giving munch importance bcz it takes a lot of time to convince for loss making product
Best and true information provided as always I doubt even after paying some consulting fees to others regarding this kind of info we will not get this much of detailed information ,please continue the best work..
One of the best things I have seen today is the end tip of this video. Helping someone who is not rich, just by giving them financial advice, without making them realize is just beyond appreciation.
Agreeed! I took it myself. I only came to know about these 2 policies when visited bank for loan. And they told that people are not really aware of these policies. (Y)
Appreciate for last note, i.e. ur at least thinking of those, who can't even watch ur video, like it. 2-4 logo ki (who can't afford) help karne ka try karunga
Here is my experience regarding this plan. I am kidney transplant patient. Called Lic, they told me this scheme is discontinued. Applied for ICICI pru life through policybazaar. They done my physical test at their center, in medical report shared by them every test came normal. Kidney transplant was written in report. After one month my application was rejected. So it is only on paper, no real life use.
Agar aur kahin nahi hai, to yeh Sahi hai... But companies have made its premium constly which is what I covered so People will still will be buying Companies own Term Insurance Plans.
Father's Age 57 Term Insurance Premium 13000/₹ 5Lacs Cover Endowment 20,000/₹ 2Lacs Cover Which should I buy? obviously 13,000 is high premium for term insurance no other term plans
Nice touch in the end about the PMJJBY and PMSBY. I will try and recommend this to all the people I know in the lower economic strata. Is there anything similar for such people to receive medical coverage as well?
Hi Mandeep, I am a physically challenged person with 90% disability who is currently working for an MNC as a software developer. I am also facing the same issue, no insurance company is ready to give me term insurance and i had to take endowment plan from LIC as they were not willing to provide any other due to my condition. is the Saral Jeevan Bima plan applicable to me? (Update) : was able to get a term insurance from TATA AIA for 2 crores sum assured, they did increase the premium due to my condition
Thanks for Imparting Such a Valuable and a Crystal Cut Knowledge Covering for all Sections of Socity . Weldone Keep it up . Little bit Correction Presently From Jun 2022 PMJJBY Subscription is of Rs 436/- And PMSBY Subscription is of Rs 20/-.
Hi Mandeep I've been watching your videos and started my financial planning. I recently learnt about Kuvera's group medical insurance and found it to be quite interesting. Personally I haven't taken it yet as I'm having my medical insurance with Star Health. My request is to make a video on Kuvera's group medical insurance. Thank you so much as your efforts and hard work is helping us alot. 😊
Sir agar koi person bilkul normal ho,medical reports ke hisaab se, aur term plan le le, aur term plan lene ke 3 saal baad usko diabetes ya heart trouble ho gaya to kya asi condition main usko ye baat compony ko disclose karna chahiye, kya ase main premium amount badhega, ya term plan reject hoga ?? Please advise ? My Second question is ki koi person apni job quit kar de aur uski total savings & investments 1 crore se zyaada hai to uski term plan ki application entertaining / accept hogi ya reject hogi ??
Please suggest on TATA AIA smart sampoorna raksha. It looks good. I have to pay 7.6 lakh in 5 years and i get cover for next 40 years for 1Cr and if i am alive till 68 then i get sum assured of 3-3.5cr as the money is growing by 15% from the date i start investing. I am really very very confused between normal term insurance and this plan as it looks much better. Please reply back or give me suggestion
my term insurance worth 1 cr. was rejected twice from kotak and max life due to lack of 3 years ITR. though my bank statement shows an income of more than 5 lakhs per annum.
Baroda dynamic equity fund - 4000 Axis midcap - 3000 Axis focus 25 - 3000 Baroda large and mid - 1000 Sbi small cap- 1000 Axis small cap - 1000 Axis blue-chip- 3000 Age -20 Sir is my portfolio correct ?
Mandeep I must say this thing. Despite LIC promotes it's Term Insurance plan, LIC agent won't recommend it. I already met a customer who sought his displeasure in LIC, coz when he decided to chose Term Insurance for his family security LIC agent tried to evade it by saying that Term Insurance is bad for customer (As what you have been told in your previous video), And when I met him I told the Value of Term Insurance he eagerly took Term Insurance from me (Ps: I'm working in Exide Life Insurance).
Sir apko us agent n term insurance k term condition nahi bati hogi Jab aap apni family k liye term insurance lete h to aap sochte h ki 1 cr milega ye apki death k bad hi milega Pr jab apki family iska death claim lene jayegi to 1 cr nahi unka thulu ban jata h Agar apko snake bite hua h to nahi milega Agar aap dange m mar gye to nahi milega Jab ye condition Batate h Dene k bad Sach m us time lagta h waste of money tab family wale bhi yehi khete h kha Paisa fasa diya
I have taken max life insurance after taken I got to know in very less cases these companies are going to give money even I have seen 95% negative comments on social media even max life , hdfc life , TATA Then also we have to go for term insurance or not bcz one is paying so much of earnings so that his or her family is going to be secure but if these companies are not at all giving money then wtsa the point ?
Bhai mujhe arthritis(ankylosing spondylitis) hai aur abhi handicap ka certificate bhi banaya hai. Mujhe bhi term plan chahiye . Please guide me, mujhe kaise mil sakta hai term plan. I m 34 years old married and have one child. i need your help desperately 😢🙏🙏🙏🙏🙏🙏🙏🙏
In terms & conditions of Critical Illness rider, it's mentioned that Critical Illness premium can be revised after 5/10 Years. but no one mention this in their video.
Great content as usual but please don't recommend policy bazaar as they are only interested till the point you make the payment once you have paid the amount their after sales regarding cancellation is poor .Its better to buy policy after deciding directly from the insurance company
Sir.. I need your openion. I've purchased term plan from Tata AIA, cover - 1.10 crore, tenure 30 yrs, premium payment term 10 yrs (limited Pay), premium - 16.52 k (incl taxes). I've already paid 4 premiums. I saw your video on limited Pay and regular pay. And now I understood the benifits of regular pay. I've approched Tata AIA and requested three things : 1. Convert limited Pay into regular pay. 2. Reschedule policy term from 30 yrs to 40 yrs. And 3. Requested riders for critical illness and accidental disability. But, insurance company refused to comply all my requests stating, 'Policy is not in free look period'.. what should I do now.. plz guide me sir.. plz. I'll be happily pay u consultation fees if you want. But plz resolve my query.🙏
Hello mandeep sir, I watch all your videos they are very informative. Thank you. I'm physically challenged self employed person. Actually I want to go with this but the agents (both online and offline) told me that I'm not eligible. Is it correct?
Thank You so much for your efforts. I am 28, want to take cover for Rs. 1 CR. But I cant decide the duration. What should be the duration of Term Insurance Plan ? Kindly replay.
Mandeep, Mere father n LIC ENDOWMENT PLAN, LIC jeevan labh, LIC jeevan Lakshya plan mere liye 2017 m liye the with total cover 8 lakh... Jiska premium 3000 se jyada jata per month... maturity date 2044 Toh mujhe sab surrender krdene chahiyeh.. aur jo loss horha usse seh le... Ya term insurance aur le le saath hi... Behtaar kya rahega.. Bad mh term insurance kharidna hai...
Term insurance to lena hi chahiye, aur 2044 tak paisa kahin aur bhi daal sakte ho jahan se na sirf loss recover ho jaega balki upar profit bhi ho jaega. To agar maturity itni door h to plan continue karke fayda nahi h
Sir please reply... Aegone aaj 850 me 50 lakh cover offer kr raha hai policy bazar me.... is their any hidden condition or should i buy??... its an best offer the max cover in low premium then other....
I had a conversation with insurance agent. According to him during the period of 1 year from taking term plan, If the individual dies due to drink and drive or any adventure sport, hiking etc, then it will be considered as suicide case
hi, can you please make a video on Jeevan Umang policy of LIC . I think it has some good featurures. Wanted to take that policy instead of LIC tech term. Also please suggest any good term insurance policy. Thanks in advance.,
Hi Mandeep, Very informative video as always... I want to take term plan but along with critical illness rider it is going out of my budget... Now weather i should reduce the total amount of insurance or should i drop critical illness rider... Pls pls guide and help on this.
Sir Gyan toh sab dete hain you tube par Lekin Apne helpers Ko insurance dilane ke liye jo Apne kha hai ...I salute to you sir.. aur un logon Ko Dhyan me rkha hai.. respect.and God bless you..
Hi I already have ULIP policy which I treat as investment only, not insurance, as I don't mind paying a very small amount to insurance which will be returned after maturity plus this is linked to market and a tax benefit option unlike mutual funds (This is my opinion, could be wrong also). Now I am planning to buy term insurance separately. How do you think this will work for my future?? Need your expert opinion on this. PS: My ULIP policy is currently giving me 15% returns and I had started it 1.5 years back.
मेरे बड़े भाई मानसिक विमंदित हैं मतलब दिमाग से वो प्रॉपर वर्क नही, उनकी age 36 हो गयी है but ऐसे मानासिक विकलांग पर्सन के लिये कोई भी कम्पनी बीमा इशू नही कर रही है, ऐसे क्यों है भाई? प्लीज़ बताइये
Hi Mandeep, I had applied for "PMJJBY & PMSBY" both using HDFC Netbanking, at the end of signing up for both the policy, I was unable to download the "Policy Acknowledgment Certificate" from the link provided to me on the screen due to server time-out, so I tried to do the process again, but I could not move ahead with the process because the system detected that I have already availed for these schemes and cannot apply once again, but now I do not have the certificates, nor do I have "Policy Number" or any Proof that I hold these policy to share with my family, so I called my "HDFC relationship manager" and explained him, he said many people have faced this same issue and we do not have any solution to this till date, now I do not know what to do, please help.
Sir app har samay POLICYBAZAAR hi kyun kahte rahte hai, kuchh mil raha hai kya aapko? Bahut saare other webaggregators bhi toh hai market mein. Next term insurance dusre webaggregators se bhi toh le sakte hai na? Ek video baniye on how much and how Policybazaar earns from their two licences. Waiting for you unbiased video on this topic . Really one needs to have guts to upload video on webaggregators (like policybazaar) earnings. Fattu log nahi bana payenge iss topic par
______________________________________________ Question ❓ ❓ ❓ ❓ Mandeep Bhai... What if ? Mene 2 Term plan, 1 S.J.B.Yojana and P.M.Yojana Le Rakha hai, toDeath hone ke Baad Humare Nominees in sab mese Claim kar payenge ? Please Answer 🙏🏻🙏🏻🙏🏻 ______________________________________________
Agar main 5 lac Ka saral Jeevan Bina leta Hu to premium 2300 rs Agar main 5 lac Ka critical illness policy leta Hu to premium 3500 rs Total ho Gaye 5800 rs Isse achha main 15000 rs sal Ka ek new endowment plan le leta Hu to mere extra to 10000 rs hi Gaye sal ke aur after 35 years mujhe milenge 24 lac 37 thousand wo bhi fix return Agar main 10000 ko hi investment Manu to return is more than 9% hai and fix me fd rd PPF koi bhi itna return Nahi deta Aur main pure 15 thousand ko hi investment man leta Hu tab bhi more than 7 percent return hai Vese koi bhi company mujhe free me saral Jeevan Bima aur critical illness policy to Nahi degi And Maine term 35 isliye chuna kyoki mujhe term plan aur critical illness policy me atleest retirement tak Ka cover Chahiye To ap endowment ko Bura kyu batate ho Vese health insurance to Mera office se ho hi rakha hai aur chhoti chhoti dikkat to ham Dekh hi lete hai Isliye Maine critical illness chunna jaruri samjha Ab mujhe tino ek jagah mil gayi aur meri calculation me Kami hai to please ek video banao iske upar Mera maksad Kisi ko criticise Karna Nahi hai ho Sakta hai ap koi aisi calculation samjha do Jo mere dimag me na aayi ho Please make a video on that topic Thank you
Sir, mere husband ne 2010 me LIC'S Jeevan saral,165 ye plan 35 term ke liye liya tha.Lekin you tube pe kuchh videos dekhane ke bad mai confuse hu,ki ye plan continue karu ki surrender karu? Please guide
Compare Saral Jeevan Beema Insurance: link.labourlawadvisor.in/saral-jeevan-beema
Term insurance link.lla.in/Term-insurance
Get Best Life, Health and Vehicle Insurance: link.lla.in/policy
💸DEMAT Account: link.lla.in/Demat
Ok unsubscribe karke nikla
Trust me I work for irda and just wanted to tell the correct information by which you can easily raise your views which you are unaware in the field you will not feel bad after calling me
Ulip ke to main bhi khilaaf Hu kyoki usme charges bahut jyada hote hai aur jab stock market Ka risk Lena hi to kyo na direct Kisi stock ya mutual fund me lagao
But endowment plan to fixed return dete hai aur some amount of insurance bhi mil jata Hai and riders bhi le sakte hai
Agar meri calculation me mistake ho to ek video jarur banana please jisme term and riders ko alag Kar Diya jaaye atleest thoda bahut premium to uska bhi hoga agar alag se Lunga to
Hi LLA, in term plan need clarification on death benefit. Specifically in force policy which says 10 times of anualize premium how it is different from sum assured ?
According to me, PMJJBY & PMSBY each has 2 lakhs sum assured....how did Sir told 4 lacs sum assured in one of them...at 15:18
This is one of the few channels where i dont remove adds....thanks for such a great content..
That last chapter was very thoughtful
Me bhi ...
Me janta hu content create krne me kitni mehnat lgti hai .
You are truly a great teacher..I am trying to understand from last one week what is saral, pradhan mantri beema but by watching your video my all doubts are now clear.✌️✌️
Really lagta hai aap he Garibon ke bhagwan hain.. Hats Off Sir Ji... Dil se Grand Salute aapko....
One correction
PMJJBY 2LKH
PMSBY is also having 2 lakh cover only.
I m working in Indian Overseas Bank I told many customers to take these plans but people are so ignorant for the insurance they take form and put it in dustbin so now we are also not giving munch importance bcz it takes a lot of time to convince for loss making product
Really most awaited video. I was expecting this from you. Awesome TH-cam Channel.❤️
Best and true information provided as always I doubt even after paying some consulting fees to others regarding this kind of info we will not get this much of detailed information ,please continue the best work..
Sir I am going to be 50 next year..Want to take pure term insurance..From which company should I take? Kindly help
Lic saral jeevan bima
You impressed me with word Guard "Saab". Your amazing!
One of the best things I have seen today is the end tip of this video. Helping someone who is not rich, just by giving them financial advice, without making them realize is just beyond appreciation.
Agreeed! I took it myself. I only came to know about these 2 policies when visited bank for loan. And they told that people are not really aware of these policies. (Y)
Appreciate for last note, i.e. ur at least thinking of those, who can't even watch ur video, like it.
2-4 logo ki (who can't afford) help karne ka try karunga
Here is my experience regarding this plan. I am kidney transplant patient.
Called Lic, they told me this scheme is discontinued.
Applied for ICICI pru life through policybazaar.
They done my physical test at their center, in medical report shared by them every test came normal. Kidney transplant was written in report.
After one month my application was rejected.
So it is only on paper, no real life use.
So again third application got declined from PNB MetLife.. reason .. Company guidelines..
Thanks Mandeep, appreciate your efforts, just bought term from policy bazar with your url reference :)
Thank you sir , for wonderful knowledge , appreciate your , love From Rajkot , GUJARAT
सर आपसे विनम्र निवेदन है कि, आप lic के न्यू प्लान नंबर 861पर एक फुल वीडियो बनाये प्लीज 🙏
Agar aur kahin nahi hai, to yeh Sahi hai...
But companies have made its premium constly which is what I covered so People will still will be buying Companies own Term Insurance Plans.
Also, they expect that for some reason claim ratio will be very high....
Very useful info sir,saral pension yojnaa ke barein main batein.1st April 2021 se start hone wala hai.
Father's Age 57
Term Insurance Premium 13000/₹
5Lacs Cover
Endowment 20,000/₹
2Lacs Cover
Which should I buy? obviously 13,000 is high premium for term insurance no other term plans
Sirjee, Namaste. Waiting for your video since long
Mandeep, a request, can you arrange the mic in such a way that it does not obstruct your view.
So proud of you! This one's sooooo empowering ❤️👍
Much finacial knowledge with best simplicity.... Good brother... ❤
Nice touch in the end about the PMJJBY and PMSBY. I will try and recommend this to all the people I know in the lower economic strata. Is there anything similar for such people to receive medical coverage as well?
According to me, PMJJBY & PMSBY each has 2 lakhs sum assured....how did Sir told 4 lacs sum assured in one of them...at 15:18
अभी भी नही दिया जा रहा है सरल जीवन बीमा ।अभी लांच नही हुआ है बोलते है एजेंट और कम्पनी वाले।क्याया करे
Hi Mandeep, I am a physically challenged person with 90% disability who is currently working for an MNC as a software developer. I am also facing the same issue, no insurance company is ready to give me term insurance and i had to take endowment plan from LIC as they were not willing to provide any other due to my condition. is the Saral Jeevan Bima plan applicable to me?
(Update) : was able to get a term insurance from TATA AIA for 2 crores sum assured, they did increase the premium due to my condition
Why I love the intro music so much!
Plz mention the source of the music.
Thanks for Imparting Such a Valuable and a Crystal Cut Knowledge Covering for all Sections of Socity . Weldone Keep it up . Little bit Correction Presently From Jun 2022 PMJJBY Subscription is of Rs 436/- And PMSBY Subscription is of Rs 20/-.
Hi Mandeep
I've been watching your videos and started my financial planning. I recently learnt about Kuvera's group medical insurance and found it to be quite interesting. Personally I haven't taken it yet as I'm having my medical insurance with Star Health. My request is to make a video on Kuvera's group medical insurance.
Thank you so much as your efforts and hard work is helping us alot.
😊
Very enlightening, loved your videos always, please can you make videos on diversified investment?
Sir agar koi person bilkul normal ho,medical reports ke hisaab se, aur term plan le le, aur term plan lene ke 3 saal baad usko diabetes ya heart trouble ho gaya to kya asi condition main usko ye baat compony ko disclose karna chahiye, kya ase main premium amount badhega, ya term plan reject hoga ?? Please advise ? My Second question is ki koi person apni job quit kar de aur uski total savings & investments 1 crore se zyaada hai to uski term plan ki application entertaining / accept hogi ya reject hogi ??
i never forget to watch such videos on your channel
Please suggest on TATA AIA smart sampoorna raksha. It looks good. I have to pay 7.6 lakh in 5 years and i get cover for next 40 years for 1Cr and if i am alive till 68 then i get sum assured of 3-3.5cr as the money is growing by 15% from the date i start investing. I am really very very confused between normal term insurance and this plan as it looks much better. Please reply back or give me suggestion
Thank you so much for sharing this vital information to everyone
❤️
What are the salary proof required to take this saral jeevan Bima
my term insurance worth 1 cr. was rejected twice from kotak and max life due to lack of 3 years ITR. though my bank statement shows an income of more than 5 lakhs per annum.
Lic check it.
Sir, how we can trust that company exist for long period that 30 or 40 year!!
You are right boss
IRDA will take care about that
IRDA
Baroda dynamic equity fund - 4000
Axis midcap - 3000
Axis focus 25 - 3000
Baroda large and mid - 1000
Sbi small cap- 1000
Axis small cap - 1000
Axis blue-chip- 3000
Age -20
Sir is my portfolio correct ?
Buddy can u make video on sbi E-sheild term plan which is pure online term plan
Highly requested !!
Mandeep I must say this thing. Despite LIC promotes it's Term Insurance plan, LIC agent won't recommend it. I already met a customer who sought his displeasure in LIC, coz when he decided to chose Term Insurance for his family security LIC agent tried to evade it by saying that Term Insurance is bad for customer (As what you have been told in your previous video), And when I met him I told the Value of Term Insurance he eagerly took Term Insurance from me (Ps: I'm working in Exide Life Insurance).
Sir apko us agent n term insurance k term condition nahi bati hogi
Jab aap apni family k liye term insurance lete h to aap sochte h ki 1 cr milega ye apki death k bad hi milega
Pr jab apki family iska death claim lene jayegi to 1 cr nahi unka thulu ban jata h
Agar apko snake bite hua h to nahi milega
Agar aap dange m mar gye to nahi milega
Jab ye condition Batate h Dene k bad Sach m us time lagta h waste of money tab family wale bhi yehi khete h kha Paisa fasa diya
I have taken max life insurance after taken I got to know in very less cases these companies are going to give money even I have seen 95% negative comments on social media even max life , hdfc life , TATA
Then also we have to go for term insurance or not bcz one is paying so much of earnings so that his or her family is going to be secure but if these companies are not at all giving money then wtsa the point ?
Thanks for enlightening, bachaa diyaa bhai aapne.
Sir, in limited pay option, I have checked that we can save upto 51% money in comparison to regular payments for term insurance
Your analysis is all time perfect Sir. Thank you very much Sir, Regards,
U r doing good job sir,,,it is beneficial for us to see Utube
Pmjjby or pmsby can replace vehicle insurance for us as person
Bhai mujhe arthritis(ankylosing spondylitis) hai aur abhi handicap ka certificate bhi banaya hai. Mujhe bhi term plan chahiye . Please guide me, mujhe kaise mil sakta hai term plan. I m 34 years old married and have one child. i need your help desperately 😢🙏🙏🙏🙏🙏🙏🙏🙏
Sir farmer ko bhi term insurance mana kar dete hai chahe uss farmer ki income annual 5lac ke above hi kyu na ho
In terms & conditions of Critical Illness rider, it's mentioned that Critical Illness premium can be revised after 5/10 Years.
but no one mention this in their video.
Sir dono lene par hi 4 lakhs ka cover hota ha vo bhi jab accident death ka case ho kisi bhi ek m max 2 lakhs hi hota ha
Mandip bhai keep rocking🎸🎶🎶
Great content as usual but please don't recommend policy bazaar as they are only interested till the point you make the payment once you have paid the amount their after sales regarding cancellation is poor .Its better to buy policy after deciding directly from the insurance company
Insurance company saral bima yojna me bhi income proof mang rahi hai
Can you share info about PLI ? Is it good insurance?
Sir.. I need your openion. I've purchased term plan from Tata AIA, cover - 1.10 crore, tenure 30 yrs, premium payment term 10 yrs (limited Pay), premium - 16.52 k (incl taxes). I've already paid 4 premiums.
I saw your video on limited Pay and regular pay. And now I understood the benifits of regular pay.
I've approched Tata AIA and requested three things : 1. Convert limited Pay into regular pay. 2. Reschedule policy term from 30 yrs to 40 yrs. And 3. Requested riders for critical illness and accidental disability.
But, insurance company refused to comply all my requests stating, 'Policy is not in free look period'.. what should I do now.. plz guide me sir.. plz. I'll be happily pay u consultation fees if you want. But plz resolve my query.🙏
Sir , check it for lic.
Once u took term insurance, u cannot modify the way u thinking
Hello mandeep sir,
I watch all your videos they are very informative. Thank you.
I'm physically challenged self employed person. Actually I want to go with this but the agents (both online and offline) told me that I'm not eligible. Is it correct?
saral jeewan bima konse company k lena chahiye?
pl tell us!
thank you
Thank You so much for your efforts. I am 28, want to take cover for Rs. 1 CR. But I cant decide the duration. What should be the duration of Term Insurance Plan ? Kindly replay.
For 70-75yrs coz I m also 28
Time to make a new video (some more options showing on policy bazaar).Can you make a video now telling which term plan is better in Saral Jeevan
Mandeep, Mere father n LIC ENDOWMENT PLAN, LIC jeevan labh, LIC jeevan Lakshya plan mere liye 2017 m liye the with total cover 8 lakh... Jiska premium 3000 se jyada jata per month... maturity date 2044
Toh mujhe sab surrender krdene chahiyeh.. aur jo loss horha usse seh le... Ya term insurance aur le le saath hi... Behtaar kya rahega..
Bad mh term insurance kharidna hai...
Term insurance to lena hi chahiye, aur 2044 tak paisa kahin aur bhi daal sakte ho jahan se na sirf loss recover ho jaega balki upar profit bhi ho jaega. To agar maturity itni door h to plan continue karke fayda nahi h
Bhai 15:30 ke baad to aapne dil jeet liya ...
Bhai pls hel ek application cv technolates name se ek resume creat krne ka 60 rupya deti he pls btao fake he ya real
Lic ka tech term plan 50 lac ka plan lene k liye education kitna hona chahiye
What if the term insurance is rejected due to weight or health reasons? Should I opt for this plan?
Meri Mother 61 year ki he unke liye kis company ka Saral Jeevan Bima Lena Chahiye ?
Kya hum 25 lak kae 4 saral bema yogna wale plan 4 alag company sae lae daktar hai kya?
Is policy bazaar reliable for health insurance? I saw some reviews that said they gave fake policy number and all
Commenting even before the video to start❤️
Sir please reply... Aegone aaj 850 me 50 lakh cover offer kr raha hai policy bazar me.... is their any hidden condition or should i buy??... its an best offer the max cover in low premium then other....
Sir, Why can't we take term insurance more than 20%.
Sir please provide video on postal life insurance
Thank you for the information sir 👌
I had a conversation with insurance agent. According to him during the period of 1 year from taking term plan, If the individual dies due to drink and drive or any adventure sport, hiking etc, then it will be considered as suicide case
Most of the insurance agent never ever encourage you to buy Term plan
As commission is low there
Sir was waiting for this Vedio, Sence Long
What about limited pay till age of 60? As usually we retire at this age i.e. stop earning.
Iss term insurance plan me ITR necessary he?
Firm ke naam pr shopping kare toh gst kaise save kare please explain..
स्टार हेल्थ कंपनी का इन्शुरन्स कभी मत लेना, कंपनी दावे बडे बडे करती है, लेकिन क्लेम सेटल नही करती.
hi, can you please make a video on Jeevan Umang policy of LIC . I think it has some good featurures. Wanted to take that policy instead of LIC tech term. Also please suggest any good term insurance policy. Thanks in advance.,
Hello Mandeep U r information too useful and explanation is too good God bless u .
Hi Mandeep,
Very informative video as always... I want to take term plan but along with critical illness rider it is going out of my budget... Now weather i should reduce the total amount of insurance or should i drop critical illness rider... Pls pls guide and help on this.
Thank you sir for updating us🙏
Sir Gyan toh sab dete hain you tube par Lekin Apne helpers Ko insurance dilane ke liye jo Apne kha hai ...I salute to you sir.. aur un logon Ko Dhyan me rkha hai..
respect.and God bless you..
Sir please make a video on FUTURE and OPTION it would really help us a lot.🙏🙏
अगर किसी ने lic का tech term plan लिया है तो बताएं जी
Hi
I already have ULIP policy which I treat as investment only, not insurance, as I don't mind paying a very small amount to insurance which will be returned after maturity plus this is linked to market and a tax benefit option unlike mutual funds (This is my opinion, could be wrong also). Now I am planning to buy term insurance separately. How do you think this will work for my future?? Need your expert opinion on this.
PS: My ULIP policy is currently giving me 15% returns and I had started it 1.5 years back.
Great work.. bhot kuch seekha h bro aapse.
please keep on making such videos on other topics as well.. Be well.. god bless 🙏
Can we buy multiple Saral BIMA yojana insurance from different companies
Please make video on capital guarantee solutions as well Sir like hdfc capital guarantee and other schemes by Tata etc ..
Yesterday Lic launched this product, in circular it is clearly mentioned, that housewife is not covered
मेरे बड़े भाई मानसिक विमंदित हैं मतलब दिमाग से वो प्रॉपर वर्क नही, उनकी age 36 हो गयी है but ऐसे मानासिक विकलांग पर्सन के लिये कोई भी कम्पनी बीमा इशू नही कर रही है, ऐसे क्यों है भाई? प्लीज़ बताइये
kisan term insurance le sakta hai kya?🏵️🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟
सर मेरी annualy income 5लाख hai मैने पहले ही sbi sampoorn suraksha plane
30 लाख term लिया है।तो में दूसरा सरल जीवन बीमा प्लान ले सकता हु कया?
Hi Mandeep,
I had applied for "PMJJBY & PMSBY" both using HDFC Netbanking, at the end of signing up for both the policy, I was unable to download the "Policy Acknowledgment Certificate" from the link provided to me on the screen due to server time-out, so I tried to do the process again, but I could not move ahead with the process because the system detected that I have already availed for these schemes and cannot apply once again, but now I do not have the certificates, nor do I have "Policy Number" or any Proof that I hold these policy to share with my family, so I called my "HDFC relationship manager" and explained him, he said many people have faced this same issue and we do not have any solution to this till date, now I do not know what to do, please help.
Sir app har samay POLICYBAZAAR hi kyun kahte rahte hai, kuchh mil raha hai kya aapko? Bahut saare other webaggregators bhi toh hai market mein. Next term insurance dusre webaggregators se bhi toh le sakte hai na? Ek video baniye on how much and how Policybazaar earns from their two licences. Waiting for you unbiased video on this topic . Really one needs to have guts to upload video on webaggregators (like policybazaar) earnings. Fattu log nahi bana payenge iss topic par
Bhaiya me 20 years old hu 21-08-2001 (DOB) OR MAIN 1ST YEAR ME HU UNDER GRADUATE HU MUJHE KONSA PLAN LENA CHAYEA ? PLS REPLY BHAIYA???
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Question ❓ ❓ ❓ ❓
Mandeep Bhai... What if ? Mene 2 Term plan, 1 S.J.B.Yojana and P.M.Yojana Le Rakha hai, toDeath hone ke Baad Humare Nominees in sab mese Claim kar payenge ?
Please Answer 🙏🏻🙏🏻🙏🏻
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HDFC LIFE 40 साल की टर्म नहीं दे रही है वो सिर्फ 10 साल की टर्म दे रही है अब आईआरडीए इस पर कोई एक्शन लेगा ।
Sir g
Thanks for this video
Request to kindly clarify
My age 39, 3 yes back I had heart bypass surgery. Am I eligible now for this term insurance
Agar main 5 lac Ka saral Jeevan Bina leta Hu to premium 2300 rs
Agar main 5 lac Ka critical illness policy leta Hu to premium 3500 rs
Total ho Gaye 5800 rs
Isse achha main 15000 rs sal Ka ek new endowment plan le leta Hu to mere extra to 10000 rs hi Gaye sal ke aur after 35 years mujhe milenge 24 lac 37 thousand wo bhi fix return
Agar main 10000 ko hi investment Manu to return is more than 9% hai and fix me fd rd PPF koi bhi itna return Nahi deta
Aur main pure 15 thousand ko hi investment man leta Hu tab bhi more than 7 percent return hai
Vese koi bhi company mujhe free me saral Jeevan Bima aur critical illness policy to Nahi degi
And Maine term 35 isliye chuna kyoki mujhe term plan aur critical illness policy me atleest retirement tak Ka cover Chahiye
To ap endowment ko Bura kyu batate ho
Vese health insurance to Mera office se ho hi rakha hai aur chhoti chhoti dikkat to ham Dekh hi lete hai
Isliye Maine critical illness chunna jaruri samjha
Ab mujhe tino ek jagah mil gayi aur meri calculation me Kami hai to please ek video banao iske upar
Mera maksad Kisi ko criticise Karna Nahi hai ho Sakta hai ap koi aisi calculation samjha do Jo mere dimag me na aayi ho
Please make a video on that topic
Thank you
Sir, mere husband ne 2010 me LIC'S Jeevan saral,165 ye plan 35 term ke liye liya tha.Lekin you tube pe kuchh videos dekhane ke bad mai confuse hu,ki ye plan continue karu ki surrender karu? Please guide