Hi Leigh, can you please explain to me how does the payment system work. I've recently received the chilcare account details but im unsure how my childcare provider will get paid through that. I mean what do I need to do in terms of setting up for payments. Thanks
You need to create your account details, then you’ll have an ‘account’ - the account has details for you to transfer money INCLUDE THE REFERENCE when you do for your child. Your money goes into there, the gov top it up and then you manually set up a payment to the nursery when you get your bill. Money goes from your bank, to the childcare account and then out again to the provider
Hi lovely, ive tried looking online but cant find the answer, wasnt sure if you’d know, i earn enough before my pension coming out of my pay to be entitled to the 30 hours, however annoyingly dont earn enough after my pension coming out, do you know if they work it out before or after pension reductions? ( i dont earn enough to be taxed if that helps) xx
how many hours a week do you work? It says pension payments don’t count as income but I think that means if you’re being paid a pension. It doesn’t say net adjusted for the income whereas it does for the maximum.
Hi - what happens if my return to work date is at the beginning of a new term? For example - if I return to work mid october, my funding starts from 1 January. That results in 2.5 months of no help in funding - can I make a case manually or ask for it to be backdated? Thanks A
Your funding start date relates to the age of your child not your return to work date so in theory if your child qualified for the hours at the start of the September term you could apply but I know our nursery wants the info before the term starts to apply for the funding from the council so id probably ask the nursery and ring the childcare helpline on this one x
Hi Leigh, just yo say I found this video very useful my daughters 3 in July, I'm in Scotland and I had so many questions in my head about how do I get the free hours when she turns 3. I pay £573 for 2 days a week at moment ad nursery said if I want an extra day when she turns 3 it'll cost me £280 a month because I need all year not just term time. Or if I keep 2 days it'll be free. Or tern time but I have nobody to watch her when I work. Anyway I didn't know about the jan to Mar. April to August, Sept to Dec, thsnk you got explaining thst, it helps. I do do the government 25% top up I'm childcare a count, you explain it very well thst it's not "free" childcare. I've subscribed to help you get you towards your goal for monetisation on YT. I'm opposite, I have the subscribers nit quite the watched hours yet. 😂🤘👍
Ahhhh that’s so lovely thank you for following ❤ I will check out some of your videos! The watch hours are HARD - So the 30 hours system changes here sadly mostly apply to England but I will check out the Scottish system and get some info out on it on my IG soon ❤
😊planning to have a baby for 2025. Myself and my partner work full time 37.5 hours a week each would we still be entitled to it/ would there be spaces?
Ok so you should entitled providing neither of you is individually earning over £100k (not together, separately) - I’d make some nursery enquiries whilst pregnant to be honest and get on the waiting list for your first choice (I signed up whilst pregnant second time) you can check eligibility on the funding choices or government website (assuming you’re in England)
workingfamilies.org.uk/articles/tax-free-childcare/ check out this page it seems that the key might be whether you have recourse to public funds, there is a helpline you can ring to ask if unsure x
No you put money into your TFC and then the government tops it up - you set up a payment directly from TFC to the childcare provider. If you withdraw money you lose the gov top up x
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Drop any questions in the comments and let me know if it was useful! ❤
Very clear video..thank you... One thing to take away in end was most useful
Fab - glad you liked it!
Hi Leigh, can you please explain to me how does the payment system work. I've recently received the chilcare account details but im unsure how my childcare provider will get paid through that. I mean what do I need to do in terms of setting up for payments. Thanks
You need to create your account details, then you’ll have an ‘account’ - the account has details for you to transfer money INCLUDE THE REFERENCE when you do for your child. Your money goes into there, the gov top it up and then you manually set up a payment to the nursery when you get your bill. Money goes from your bank, to the childcare account and then out again to the provider
Hi lovely, ive tried looking online but cant find the answer, wasnt sure if you’d know, i earn enough before my pension coming out of my pay to be entitled to the 30 hours, however annoyingly dont earn enough after my pension coming out, do you know if they work it out before or after pension reductions? ( i dont earn enough to be taxed if that helps) xx
how many hours a week do you work? It says pension payments don’t count as income but I think that means if you’re being paid a pension. It doesn’t say net adjusted for the income whereas it does for the maximum.
So clear and concise, thank you!
Glad it was useful!
Hi - what happens if my return to work date is at the beginning of a new term? For example - if I return to work mid october, my funding starts from 1 January. That results in 2.5 months of no help in funding - can I make a case manually or ask for it to be backdated? Thanks
A
Your funding start date relates to the age of your child not your return to work date so in theory if your child qualified for the hours at the start of the September term you could apply but I know our nursery wants the info before the term starts to apply for the funding from the council so id probably ask the nursery and ring the childcare helpline on this one x
Apparently rules were tweaked 6 days ago - is this still correct
Hi Leigh, just yo say I found this video very useful my daughters 3 in July, I'm in Scotland and I had so many questions in my head about how do I get the free hours when she turns 3. I pay £573 for 2 days a week at moment ad nursery said if I want an extra day when she turns 3 it'll cost me £280 a month because I need all year not just term time. Or if I keep 2 days it'll be free. Or tern time but I have nobody to watch her when I work. Anyway I didn't know about the jan to Mar. April to August, Sept to Dec, thsnk you got explaining thst, it helps. I do do the government 25% top up I'm childcare a count, you explain it very well thst it's not "free" childcare. I've subscribed to help you get you towards your goal for monetisation on YT. I'm opposite, I have the subscribers nit quite the watched hours yet. 😂🤘👍
Ahhhh that’s so lovely thank you for following ❤ I will check out some of your videos! The watch hours are HARD - So the 30 hours system changes here sadly mostly apply to England but I will check out the Scottish system and get some info out on it on my IG soon ❤
😊planning to have a baby for 2025. Myself and my partner work full time 37.5 hours a week each would we still be entitled to it/ would there be spaces?
Ok so you should entitled providing neither of you is individually earning over £100k (not together, separately) - I’d make some nursery enquiries whilst pregnant to be honest and get on the waiting list for your first choice (I signed up whilst pregnant second time) you can check eligibility on the funding choices or government website (assuming you’re in England)
Is this aplicable for skilled worker and spouse visa holder or it is only for ILR/british passport holder?
workingfamilies.org.uk/articles/tax-free-childcare/ check out this page it seems that the key might be whether you have recourse to public funds, there is a helpline you can ring to ask if unsure x
For tax free childcare, do i withdraw the money from the childcare account and transfer to the child provider’s bank account?
No you put money into your TFC and then the government tops it up - you set up a payment directly from TFC to the childcare provider. If you withdraw money you lose the gov top up x
Great video thank you
Thanks!!
Can one get universal credit and free tax child care ?
No I don’t believe so x
Thank you
You're welcome