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- เผยแพร่เมื่อ 29 ก.ย. 2024
- "Short of winning the lottery, there's no way I could ever afford to pay off my debt."
Read why Simon will never pay his $235k debt back: money.com/money...
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He's not even kinda sorta bothered that his parents pay $600/monthly toward his debt while he slides by with a payment of $35/monthly. Any decent son/daughter would do whatever it takes to lessen the burden on their aging parents. Not this lad. He's too busy taking back his power and fulfilling the dream.
Lisa Sunshine his dream is his parents nightmare. what an ass!
You are right, and then he got all tear eye when he started talking about their parents selling their home, what a moron
Lisa Sunshine 😂😂😂 actually tho
If he can get away with it he will. His parents lived in the baby boomer era so they are mosy likely well off. When they pass away guess what? He will just take everything they own.
Fr. This guy is a joke.
"I won't participate in that system" -- Ummm... you participated in it.. you're IN it... You're just trying to game it to benefit you instead of them.
exactly! the type to change the rules once he starts losing the game.
'I will not participate in that system.' Well, you already OWE that system.
I get 200k debt would be crippling. For a young healthy guy cutting working hours to part time is something i just can’t understand. Even to try and achieve other financial goals
I appreciate your time , he was fed tf up ahah
It’s crazy how personal finances and budgeting is like rocket science to people these days.
Same goes on losing weight.
what about honoring a contract? He signed a note and promised to repay the debt. Now because it's inconvenient, he doesn't want to pay. Knucklehead. Where'd he go to school? What was his major?
He owes 235K in non dischargeble debt and he went to half time? He is fine with his elderly parents who are in their 60s and 70s paying $600 a month while he pays $35. This is not a good look. He comes off as selfish and entitled.
This is why our educational system is one of the world's worst. The US is the only country where you have to pay tuition for an education. No wonder people are going to college in Canada, Mexico and Europe.
hes got 5k in junk in his apartment he couldve put towards loan
Watching this with my 5k debt that haunts me. This guy makes me feel better because at least I'm not him lol
Will any bank lend this guy money for a house?
@ 5:01 Im sure all the old people who didn't save for retirement and now work at walmart had the same mentality as you " I don't want to think of tomorrow"
No one has to go to an exlensive chool costing 235 K? Clearly he is not living in reality.. I paid my way thru school -- community College for 2 years
Then I went to a state school. This got is a spoiled entied prince. My gma emigrated from USSR. He's a dreamer
Why do you get to default essentially on others. Stop going to school or pay your bill. This is not just to you but to everyone including myself.
You can make a positive impact on the world without 235k in debt ...
the snowflake of the decade
THIS right here is why older generations label us as entitled, lazy, and arrogant.
Do the math on his debt. It's crazy.
Heey Claudia...Come on...he is "trying to change the world" by living the way he wants...hahahahahaha
Exactly. So many entitled people.
How selfish is this guy. He took the money and feels it’s not fair that he has to pay it back bc his family were immigrants? Millennial logic is so screwed up.
Lol "us"
This guy is the reason we should not forgive student debt.
He's basically saying he wants to steal money from the American people but he wants to be "happy". If I knew my student debt would be paid off I would of went to NYU or any expensive school that has a better reputation, but I didn't since I knew I was going to have to pay off my debt.
@@happy153ful He didn't even do that. He went undergrad to a state school and ran up debt of $30k each year. You have to be real lazy to not even get good grade scholarships, never earn any money and spend how ever you want to ring up that kind of debt.
@@happy153ful I found his CV and it's even worse than I thought now that I found his online CV on his website. Instead of working summers to pay for college expenses, he traveled abroad wracking up more expenses. He somehow tried to flip this that he was studying their culture an communicating. It was a safari to Africa but he wrote it as ecology and conservation studies. LOL. I wish they still had debtors' prison for guys like this.
If they are all like this guy, you would have a point.
I know. As someone who paid off 60K of student loans making not much more than dude, this man is infuriating.
Dave Ramsey where you at!??!!
Me: dial 911
911: what’s your emergency 🚨?
Me: I need Graham to review this video now!!!!!!
i need this guy to be water-boarded to notice the seriousness of his situation
What degree aside from Medicine cost $235,000? Nice apartment and aquarium BTW
Yeah, this guy Simon Galperin has his own website. Google his name to find his site and scroll to the bottom of his home page to read the "About Me" section. It describes his education and his travels, and you can download his CV. It is eye opening.
@@sissyluvsjesus Thanks for the laughs. It's like everything was made up or hyper inflated.
@@krillansavillan :)
@@krillansavillan Real: "Safari to Africa", his take: "Cross-cultural communication in wildlife ecology and conservation in Kenya" LOL!!!
@@joelwillems4081 bahaha yep
This guy is totally self-entitled and self-aborbed lacking any responsibility. Do the right thing and pay off your loans that was YOUR decision to take!
Wage garnishment
I wonder if they do that on student loans , they did on taxes
Whoever his girlfriend is, please please if you see this comment, do not DO NOT marry him. You will be assumed a massive debt and the responsible party has no intention to pay off. You will share the burden and one day, after kids and everything, this will blow up and you have nobody to count for. Also, saving for a down payment? What down payment, with his debt to income ratio, most banks will not give him a mortgage. If they do, well... everything will just get worse.
yunyunbean agreed.
How is intending to get the home loan only work part time?
There's no point in marrying him because there's no chance a divorce attorney would be able to soak him with alimony/child support payments and he has no assets to take in a divorce either.
Lol the way you phrased it, do not NOT marry him 😂
I see his plan working out if he was a dual national easy escape.
Yeah...this guys a joke. Sorry. Anyone who takes out $235,000 in student loans and then blames the “system” for their problems is pretty much classless. Also, you’re going to live the rest of your life with student loan debt because you refuse to make more money because you want to have a positive impact on the world? Give me a break man. Clean up your mess that YOU and YOU alone made. Marry this girl and then enjoy the rest of your life debt free man.
Marriage should be last thing he does.
@@infantlightgaming4475 Do I smell a MGTOW supporter?
@RedRose7997 There's a lot of truth to what you're saying because it is definitely a Boomer-Generation thing to say that any degree is a good degree. My problem though is displayed perfectly with this guy in the video: he's arrogant to the point that you can taste the love he has for himself in the air. He's smug and believes he's the smartest guy in any room he walks into probably because he's been given an arm full of participation trophies and a lifetime of "Good job!" from his parents. Even with Boomers, guidance counselors, and the rest of Big Education pushing the lie on him he should know enough 2nd grade math to know that some bull💩 degree (I think it was journalism in his case, not mentioned in the video though) won't pay for the obscene costs of the education he bought.
I remrmber in 1997 I was a new college grad and there was a truck released in the previous year I wanted for 4 years (I know that doesn't make sense, but it does if I give the long story), but I was too cheap to buy one. My dad pressured me to do it, so I did, but I said no to the upgrades he said I should get. If I could say no to financial expenses recommended by a parent (and he was cheap too) then so can anyone. Anyone can say no to lazy degrees in education, English, Theater, Grievance Studies, etc. We all instinctively know these worthless degrees are worthless.
System is indeed broken and corrupt, and predatory lending in higher ed is endemic. Doesn't justify not wanting to pay your debt, though. There's a little grey in it.
@@tincou7694 If these millennials wanted to launch a class action lawsuit against a university who charges these obscene fees for vapor degrees then I'd pull out the popcorn.
The problem is that they are so rigidly politically biased they refuse to blame their liberal universities.
I have $0 in loans at 26 after having $52k in debt with less income than him...
I get even more annoyed when he started crying. No sympathy for this guy at all, pay off your debt man! If You borrow it, you gotta pay if off
Seriously he gets all teary-eyed about the sacrifices his parents had to make for him but doesn't want to honor their sacrifice by taking ownership of his own obligations.
I'm not going to lie I laughed, usually I'm very sympathetic but this was ridiculous.
I bet his credit score is 😫
at least principal
He wasn't even crying. It was all theatrics in order to gain sympathy, and he probably learned it in one of his acting classes he took while -on vacation- at college.
His “partner” should use this video as a cautionary tale in their thoughts about marriage.
I have a strong feeling that the marriage situation isn't financially based. His girlfriend wants to marry a man.
I'm a 100% agree with you.
I agree because to be completely fine with my aging parents paying 600/month for me.
I feel bad for laughing when he was getting teary eyed and stating his reasoning 😭😭😭😩
Lord I thank you sent me a SMART SON!!!! 🙌🏽🙌🏽🙌🏽 cuz this man is delusional🤷🏽♀️ chasing income🤷🏽♀️ um sir you went to college for what reason. His parents are enabling him SMH
"I believe that if I chase an income. I'm not gonna live a life that I think is worth living for."
Then why did you go to college? Why did you get not one, but two college degrees? I'm pretty sure the point of going to college is to better your potential, aka your career, your income, etc. I understand why Money created this video, but at the same time I question why they did a profile on this person? He's not willing to cut costs, he doesn't want to earn more, he barely even wants to work. How does this video help other people who have massive amounts of debt?
Very good point
It's possible that he went to college to avoid having to get a job for 6 years. He shows no ability to think beyond the present.
Why did he go to an expensive college?
He's foolish and ignorant.
jaspreet *(minority mindset)* brought me here
Me too
Not me
He's living in a fancy world! I would love to get an update on his life 5 years from now when reality hits that he can't get a home due to his income to debt ratio, and when the Student Loan finds out that he has a saving account they will go after it. You have to be near homeless to have a $35 monthly payment, I'm sure he's lying on his repayment application. SMH
Sad part is that his parents are paying down the loan so he doesnt get hit with default. 5 years from now, he still wont feel the affects of not paying off debt. Not until his parents pass, unfortunately.
His wife
Imagine loaning this guy money and then when you ask to you own money back he tells you “I need to make decisions about my life right now, to me that means making a life for myself that doesn’t include paying down my debt.”😂
🤣
Sounds like my brother now that he owes me money.😂
This Guy: I've been living with my partner for eleven years.
Dave Ramsey: Sell your partner.
Dave Ramsey would ask him why they are still not married and would tell him to paint or get off the ladder!
That face after you spend almost a quarter million to get degrees to qualify you in a dying industry where the competition is bloggers in their moms basement
Occupation: Postdoctoral Fellow in Cancer Research
Salary: $47,800 per year
May 2016 Balance: $51,000
October 2019 Balance: $9,629
Earliest Zero Balance Date: July 1, 2020
🎉🎉🎉🎉🎉
@@ckantrel1977paid off student loans in June 2020.
Laid off since June 2023, 14 months so far with no end in sight despite having a PhD in biochemistry and 22 years experience
The second he referred to his girlfriend of 11 years as his “partner” I knew there was a problem. I hope there is someone out there who cares enough to tell her to run the other direction. This guy is a lost cause.
Ummm marriage is a terrible deal for a man in any situation.
It's been 11 years, she doesn't have any more sense than him. They deserve each other.
I'm really curious what degrees he got for $120K and $70K that were not available at a state school for far less. Especially given the weak earning potential of those degrees.
Also, second the comment about not marrying this guy. If this is his approach to student loans, paying back a mortgage, car loan, or credit card is going to lead to financial disaster.
He said he went to public school
The whole point of marriage is to get a man that you can then take to the cleaner upon divorce, but this guy has nothing to take. Any woman would be a fool to marry him.
@Untold History JOURNALISM? Good grief this guy is a complete loser! 😄
If anyone had any doubt he went to college for anything more than having a 6 year vacation his degree in JOURNALISM should put that to rest. 😅
@@stephenshelton4267 He took oversees vacations every summer of school and has those on his CV as "studying" other cultures, histories and ecology. LOL!
Stephen Shelton which is why married is a joke in the first place and only benefits women
This was so painful to watch. "I want to own a house" but "I don't want to have to worry about my student debt anymore". And that insane mental gymnastics of doing that to 'fulfil his parents dreams', so noble. No, it is not that I am not paying back what I owe, it is that I am... fullfilling my family's dreams...
Sorry I see this is old but --Yea, painful & who says he will pay the mortgage payments & how could he have good enough credit to get approved for a loan on a house?
Wow. I have to admit that I needed some time before I realized that this is a comedy.
Great acting, I had a good laugh (once I realized that this is not serious).
Yeah im so happy
That’s crazy, I have 100k in student loans. If I am being real with myself my undergrad and grad school should have probably cost 50k. The extra 50k was because I WAS taking out full amount of loan each year. Yes I agree that this much money should not be available to young irresponsible adults but at the same time I on my own will took out the maximum amount. I use to blame the system, but now I blame myself and do plan on cutting down on that debt as quickly and aggressively as possible.
I salute you, ma'am.
You can still blame the system since it seem broken, but you yourself are responsible for fixing the damage. Keep it up!
I am glad i never took a penny from student loans.
Finished my highschool from an adult center at 26years of age.😂
You can't pay for entertainment like this.
Seriously
I can't even Sleep with even $1000 Debt! Dude needs to live on Bread and Water for the Rest of his Life.
BREAD.
exactly i owe $580 on my credit card and im stressing everyday worrying about that .i couldn't imagine a life with that much debt over my head.
you killed me man hhhh! i know what the feeling of having a nightmares with the fact of having a debt hanging over your head ! but this dude just dont care ! but he will
devin gibson you idiots must didn’t go to college. what do you think a mortgage or a car payment is dummy? A loan. Debt. Most people with college degrees have student loan debt
What makes him so special that he thinks he does not have to pay his loan back? People make jaw-dropping sacrifices to pay their debts. PAY UP and do not make life difficult for others.
I love how he fake cries in a barely coherent comment about the cost of his parents' home 30 years ago. If that really mattered to him he wouldn't have squandered the cost of a large single-family home on a 4-6 year vacation. He might as well have spent those years on a Disney cruise ship sailing around the Caribbean.
Occupation: Biochemist, Cancer Research
PhD Completion: 2015
Salary: $52,000 per year
May 2016 Balance: $51,000
March 2020 Balance: $4,292
Earliest Zero Balance Date: June 1, 2020
Did you do it?
I'm currently blasting my loans away thanks to the pandemic and the 0% interest rates. I hope to have almost all of it paid by the time interest starts back up in September.
My degree is in Toxicology and risk assessment and I completed my degree with 180000 in debt, and I earn 52,000.00/year
@@MrC0MPUT3R Yes and it was 6/1/2020 (paid off the last $500) exactly.
Congrats man, good job.
@@DaringDanielletravels there is a real problem here. it's not fair that we have to pay these unbelievable amounts and our parents didn't. we live in a really *ucked up world right now.
Since be basically defrauded the government by taking $235k in cash and not paying it back he should go to prison or at the least his university should retract his degree for non payment.
not how it works
😂 Do you really think he pursued a degree in something with actual market value? This guy is a mooch! He defrauded the lender so that he could go on a vacation for 4-6 years. He was not studying STEM! He was probably in Theater Arts, Journalism, or Gender Studies. He probably makes Top 10 lists for Buzzfeed.
This is exactly WHY we should stop Federal student loans; it's us taxpayers who suffers. This deuchebag is entitled and lack ZERO accountability for his bad decisions.
I actually like this guy's logic. Basically, he's saying he's screwing the loan holders by dying with the debt.
He intends to pay until he dies. But if he dies earlier than expected not having paid it all off it doesn't matter, he wins either way.
The interest will grow. His life is over financially and the problem will get harder to solve with time
@@watermelonhead4941 True. It's why before I die I'm spending all my money and maxing out all my debts and credit cards, I mean why not right?
@@darkpaw1522 the reason not to is because it will backfire quickly. This guy probably can’t get an apt much less mortgage in his name. His parents are helping him, for now
@@watermelonhead4941 That's just going to drag his parents down too. This likely won't end well, at best hes dragging himself through eternal poverty. It's like indentured servitude.
So he’s just gonna let his parents spend the rest of their lives paying for his dreams? Selfish.
Yep he is!
I would feel awful if my parents were paying $600 a month and I was paying $35. He won't be able to buy a house because his debt to income ratio is terrible. The debt stays regardless if he closes his eyes. His girlfriend shouldn't marry him because her income will be counted as his and his $35 payment will go way up. And when and if he retires the government will snatch his social security check. Basically until he pays down his debt he's screwed.
Dint worry he knows that and isnt planning on marrying her.Hes a user and a taker....yuck!
I'd be curious to see him five years from now. Funny part is, he says he's mission-focused, but not being responsible for a debt you created is NOT leaving the world better than you found it. Plus, debt can even affect your ability to get jobs. Some employers check your credit. Hope he gets his life together.
Does this looks like an apartment of someone who is 235K in debt?
The posts here in the comments give me hope for society.
For the 2nd episode this was a major disappointment, they seemed to bend over backward to be nice to the guy and go along with his disillusion. (Oh you've moved from pot to crack... good for you).
Why did they choose this guy to be one of their subjects?
No they just knew he's not helpable now with such a lousy attitude!
Ramit literally wasted his time on this lol He didn't want to hear it.
This man is delusional.
I'll be graduating dental school with 350k in student loans and I plan to tackle the shit out of it the moment I graduate. Just listening to this guy pisses me off. You get yourself into the mess so take responsibility and pay for it dude. Don't blame the system.
A person like this guy even though he has $235k in cash sitting in the bank, he still wouldn’t pay off his debt. Don’t feel sorry for him.
You signed the loan document(s) Pay your debt!
The bigger issue here is him having 200k of debt and not having secured any post college jobs that pay more than 60 grand a year. This is proof that degrees are worthless when it comes to financial freedom.
“I’m not partaking in the system”....so you aren’t taking the responsibility for your actions and making your parents do it.....he’s a joke
I keep this in my favorites and watch it from time to time to remind myself how normal a completely toxic human being can appear.
No bragging about it, but I worked full time and went to college full time. I was miserable for years... how can this guy have so much excuses? He must pay his debt.
wait. did i just read that he pays $35 a month and his parents pay $600?? this guy is all heart for his parents you could see by his tears....
How do u accrue 275k in student debt and end up making 27k a year? That’s literally a $13hr job. This guy is a spoiled baby….has no problem leeching off his parents as a grown man. Probably took out way more in loans than needed to finance a lifestyle he THINKS he deserves. Now that he’s broke his solace is that he’s making the world a better place and anyone with money is evil and greedy. Convenient. This is going to be one bitter man when his gf leaves and he realizes his debt will never go away, it will just get bigger.
If I were him, I'd go back to Russia.
I wouldn't pay it, he should move country, renounce his citizenship and never work for an american company. ez
Yesterday, I went to a fancy steak restaurant and ordered a $235K steak. It took me 4 years to eat the steak and man it was delicious but now the restaurant wants me to pay for the steak. The nerve!!
I would pay money to see the full, uncut interview
*Hears rational, evidence based argument for being financially responsible*
"Yeah but I wanna, I wanna, I wanna!"
This guy is going to be 9 years old his whole life. How dare he use his parent's immigration and hard work as an excuse to be a terrible son and citizen. The marriage situation has nothing to do with money - his girlfriend wants to marry a man.
What a wuss. It is your soul obligation to pay back those loans.
I pay 240$ a month for my tuition. Peace ✌🏻
Wow, I cant even believe this guy. His parents can't be proud.
Accept responsibility for your actions, you took the money, you got the education, time to pay up. your personal debts are not my or anyone else's problem. Be a man.
so why watch his video?
He should have taken Ramit's advice. I don't agree with Simon, but, the student loan system in this country is predatory. It should have very minimal interest or closer to 0.
Hey Dude....when you barrowed money from the government, you signed note and agreed to pay for your loan...they will garnish your income and sequester your property...worst case is you will loose everything.
this is ridiculous he makes his parents to pay 600$ for the rest of their life just bacuse he does not want to pay HIS OWN DEBT WITH HIS OWN MONEY!
I'm a Financial Advisor and I want to throat punch this guy. WTF is this man talking about - he doesn't want to participate in a system, but he owes darn near $235K in debt? Where was his aversion to the system when he BORROWED the $235K from the system? If I were his fiance, I'd be running for the hills. This guy will be a financial train wreck to deal with and he'll likely get himself in to some other form of future debt
"Like, I'm doing the best that I can under the circumstances"
3 seconds. In the first 3 seconds of this video, Simon said something that wasn't true.
You mean to tell me this guy can’t pay $235,000 in student loans but is going to take out $250,000+ in mortgage debt to buy a home?
Here's the thing, I have a wife and three kids, I have a career where I can see you to make more money. However, I need to pay on our car loans and on other debts they're more important and I want to get my family a house I want to give my family a future. To pay back per month the balance that my student loans require would be about $1,000. Sometimes life just does not allow you to pay for student loans that are already astronomically higher than they should be. I have $120,000 in student loan debt and a master's degree in IT. I have more important things to pay and that's due tomorrow. I have one student loan from 2006 that I've been paying on for 14 years. The original amount was only $12,000. Do you want to know how much I still owe on this loan? I still owe $9,000 and I have paid almost $15,000 back on this loan. FUCK student loans. It is because of what has happened with this loan why I will pay the bare minimum on the student loan to keep the government from coming after me and I will limp it along until the day I die even if I have to go to school for the rest of my life earning as many degrees is possible increasing the debt just to keep from having to pay it back I will do what I have to. Student loans are pure evil pure and simple, the fact that you can't even include them under bankruptcy makes it evil in of itself. So I say again buck student loans and screw these guys with their high-and-mighty attitudes. The problem isn't that we took out the loans it's that the schools are allowed to charge as much as they are and the banks are allowed to give interest as much as they do and the government is allowed to put chains on you to pay them back. That is the crime.
He borrowed $190,000 to have an extended vacation from reality at one of the nation's adult daycare centers, and now he's whining because reality is here and he has to pay it back.
He's a spokesman for the millennial generation the way he so freely lies and plays the role of the victim. He has a freakin' Masters and wants us to believe he couldn't use 4th grade arithmetic to see the problem heading his way? C'mon. He's a millennial who feels entitled to shovel this problem off onto the public.
Anyone else notice that he doesn't even blame the school for this debt and that it's all the "corporation" and "CEO wanting a golf course"? These lemmings also have been instructed to believe that the schools can do no wrong.
Very well said. Stealing the adult daycare center remark
@@krillansavillan Oh trust me, I'm sure O stole it from someone else somewhere. It's like linguistic socialism 😄
This guy is a joke. But I don't want him to be thought of as a poster child of the younger generation. A lot of young adults I know are very responsible, take their student loans seriously, and work incredibly hard. Millenials are dealing with a lot, the same way my generation dealt with a lot. He is an outlier of stupidity and irresponsibility. Hate him, don't hate the whole generation.
He doesn't want to pay the bankers,and at the same time he wants to buy a house with loan from bank.🧐🤔🤯🤦♂️👎🏽. I wonder what he was thinking while studying? " *Once i have this degree, i never going to use it* "
Sacrifice 3 years and everything you make will go towards that debt .. I promise you will a big change 💪🏼💪🏼💪🏼💪🏼💪🏼💪🏼💪🏼
3:21 what he is really saying here is, His parents took out the loans for their son to go to college. Which is why they are paying 600 a month, and he only pays 35 a month. He fully understands that his parents won’t be able to pay off this loan. When they die the money and house he knows will get passed on him, the bank will come after their estate taking the remaining balance of the unpaid loan, which is the parents home. Sell it and turn a profit. Leaving him with nothing or very little.
This man only pays 35 a month while his parents pay 600 and he doesn't even feel guilty about that. If anything he should be paying the 600 so his parents don't have to.
school should not be $235k first of all
$35 monthly for 50 years is $21,000. That sounds a lot better than paying $235K
$21000 if his parents continue to pay the $600 for him for the next 50 years. His parents are not immortal and will pass away within that 50 year period, so when that happens, he will be paying the full $635 by himself, there is a very high chance that he will end up paying more than $235K because of all the interest he will accrue.
don't want to chase income - fine. but why the hell did you chase the student debt.
Sounds like this guy needs to take some responsibility in his actions if I was his parents and he was only paying 35 at most and I was paying 600 I'll just stop paying and say you got yourself into this you can take yourself out of it this is the hole you dug bury it yourself
He already bought a house with no walls and no roof! Good luck qualifying for anything else with that debt to income ratio and (presumably) plummeting credit score.
This makes me want to punch a hole in a wall. He doesn't get he won't ever get that dream of having a house because no one will give him a loan, not to mention who is going to give him one after putting this up on the internet? And by the end of the video he tells everyone that he is now working part time instead of full time? So he decided to make even less money. He basically owns nothing he possesses at this point. This guy is dooming his kids to poverty. Who is going to pay for their education?
He wants to one day buy a home that will cost above and beyond what he owes in student loans. He only wants to pay the minimum for his student loans?????? How then is he expecting to take on a mortgage if he cannot be responsible for the loan that he has now? He is living in total denial and is very irresponsible to his parents and whoever he decides to have a long term relationship with.
He’s selfish, the way he speaks, I will not..., my parents..., I am not..., always talks about I..
Who are these guys trying to fool, this guy will never pay off that debt. He would.need to pay $1000 plus a month for yrs to even make a small dent in that balance. I dont think they're taking into account that the loans have interest that keeps adding to the total balance nor the cost of rent, food, and just about everything is going up. End of the day dude is going to drown in these loans, end of story
$979.00 a month for 20 years pays that off.
If he did 100.00 a month then a 879.00 principal only payment every month it would be 18-19 years.
If he added an additional 100.00 principal only payment on odd weeks it knocks 2 years off the loan
He owes that money and he went part time at his "job"
This is now a wonderful time to get another "job" and pay back what HE Owes!
Everything is attainable, you just have to grind
The beard guy looks 45.
What's wrong with being 45?! Maybe YOU'RE terrified of hitting 45 but men age like wine and not milk, sweetie
What a disaster. I would rather the nation subsidize several kids from the hood to give them a shot than this guy.
This guy keeps looking at him to see if he is buying into his bs also .The lady who he is getting ready to marry need to run away as fast as she can!!!
He was happy to borrow the money but isn’t prepared to pay it back. What an entitled attitude! I’d like to have a free College education too.