I'm £40,000 In Debt | FULL EPISODE | Spendaholics
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- เผยแพร่เมื่อ 26 ก.ย. 2024
- Expensive nights out and impulse purchases are wreaking havoc on this 29 year olds bank balance. Can Jay Hunt and Benjamin Fry cure this shopaholic?
#Spendaholics #FullEpisode #Debt
Despite working 2 jobs this 29 year old's bank balance is in the red. Tim currently spends nearly £1000 a month on nights out which is greatly contributing to his £40000 debt. Jay Hunt and Benjamin Fry use shock tactics to confront Tim with his overspending, but can he commit to going cold turkey for 7 days?
Spendaholics is a British TV series where the Spendaholics team tame out-of-control spenders!
Elephant in the room is that he’s clearing spending all his money on gear on nights out
More white than brown I think
Yeah "Champagne"
100 percent a coke head! You can tell how some interveiw hes really smiley and positive and others hes defo coming down or hasnt had any that day hes very one word answer and doesnt seem he wants to be there
@41:26 'have a good sniff' lol
18:36 "SORRY LADS TOO MUCH GEAR"
I’ve watched so many of these. I wish they’d do an update 10 years on, if they ever paid the debt off and what they’re doing now
Hi Eld !!! Well, my previous episode with Tommy McNally Spendaholics episode : th-cam.com/video/LEZkF4zjvqk/w-d-xo.html I was a bit curious like yourself and just did a quick Google search since they say their full names, apparently Tommy is doing fantastic, he has about 5 businesses, a large company called Tommy's Tax and he also does his football (soccer) coaching and models too !!! Yeah, I needed some motivation and some inspiration, I'm doing the Dave Ramsey plan (Step 3)..... take care !!!
Believe it or not, I work for/with Tim doing landscaping. He's sorted his shit out and works for extremely wealthy clients regularly. I met him in Venice where we filmed a documentary which is on Amazon Prime. Venice Carnival Unmasked. He's doing fine.
@@deborahyoung3794 Jay is running a video training academy. Ben remained in TV, then suffered with his own MH issues, now works freelance.
I support this idea
@@iDehqAww that’s good! Glad he’s doing well!!
Buying champagne for golddiggers that you cant even take home to your child size bed is crazy
They had to come up with something instead of adressing the cocaine
Ha made me laugh his toddler bed he should get a car bed like my son has psml
ahahhahahahahahahhahaha wow ,That comment tho
I know one of those girls, and she was even a gold digger at school.
They didn’t add up the cost of his porn collection and tissues..🙄
"I can't imagine the knickers would come flying off" nearly died lol.
That made me stop to laugh 😆😆😆
Right 🥴😩🤣🤣🤣🤣
Coffee almost came out of my nose during that bit!
Benjamin gets a little naughty :) :) :)
The fact that the therapist always sounds like he’s on downers made the comment even more hilarious with the deadpan delivery!
Literally nobody:
Benjamin every episode: So you agree? You think you're worthless??
“How much do spend on non essential items (drugs) a week?”
“£100?”
“No, it’s £475”
As a 48 year-old guy looking back on the whole club scene, it's such a massive waste of money spent on impression management for some people looking for validation. Glad a part of getting older is getting past that itch to go out all night.
I'd rather be 55yrs than younger. It doesn't matter what anyone else is doing as I just don't care.
@@jaynestag95 I'm 66 and didn't even like 'discos' in my youth. They weren't called clubs then. I'm glad it was when marijuana was the main drug and it was good quality and naturally grown, though didn't indulge that much. Don't like most drinks but did it socially up until I had children. Hardly drink alcohol now. My main vice is clothes, but I've never overspent and ended up in big debt. Too many other things have always demanded money, plus as you get older, trends are boring as it's all been done before and you just want quality, comfortable clothes that look nice, last and suit you.
I feel sorry for this guy, despite the disgusting way he talked about his ex. No, she did not behave well but he gave her the money. He doesn't respect himself, how can he expect women to respect him? I hope he's sorted himself out, knocked off the posing, and got some therapy. If you do the work, there is always room for improvement throughout life, and in his case, improving how he chooses his friends, which would mean a complete turn around of his values.
Hopefully, he is much more likeable now. It seems unfair that 20 years later, they are still on the internet. Would make me squirm.
That mmmmmmm from Benjamin 34:28
£400 a month on mobile billings jesus christ, i feel like i spend too much and i am at £32
This was years ago so the costs would have been much higher. Still though jesus fucking christ 400 quid
Yeah and it comes with free ring ding
I spend around £5 a month, but I realize this show is like 2005. But even then £400...in my country you would pay less if you called sex hotline
That's all bullshit even in 1998 orange contracts cost 15~40 quid hes a coke head just trynna cover up his spending on bullshit lies.
Daniel O'Hara I am paying 183$ Canadian a month for mine
The look on his face when he has to lie about his spendings 😂
He's like a poor man's Danny Dyer. And Danny Dyer's already like a poor man's Danny Dyer
🤣🤣🤣🤣🤣
😆😆😆😆😆 this comment.
🤣🤣🤣
How many grams of champagne??
Does anyone else get this weird sense of satisfaction/fascination when they spread out the money spent every week?
not really 🤔
50 sec in and already can't stand this bloke. Can you sit upright, he looks like a defiant 13 year old.
That's abit harsh bet u wont fit well in so dont judge someone that way plus he has dyslexic so use ur brain
@@admirered1356.. He "has dyslexic"... Hmmm.. What on earth do you mean? What has that got to do with him sitting up streight ?
Admira Redzic dyslexia affects reading, stop using it as a fucking excuse to be a prat.
What a sleaze bag. I need to take a shower. Ugh.
😂😂😂
Telling him to budget £350 a month for clothing was absurd. They were far more severe with most of the other participants in this programme. £50 per month tops, for essential replacement items only.
And don't get me started on the £500 per month for going out.
£400 a month for clothes??? I spend around $600 a year for three people.
I’d take first two months of “clothes money” and buy him a “ Big Boy Bed”...
They can’t leave a budget for ‘gear’ so they’ve had to put it with clothes
I spend quite a bit in clothing but nothing like that amount
He makes more money then the other episode contestants
“Tim’s financial difficulties might be something deeper” yeah like a cocaine addiction
"Tim's cocaine addiction might be something deeper"
It’s 2020 and I’m being suggested a video about a man £40,000 in debt filmed in I assume 2001 .
Never change youtube , never change
Jay_DC5 😂
MMV AD I think
Totally different world.
2022!!
2023!
"I don't want people bursting in here at 2am 'drinking Champagne' "
This had me laughing so much. We all know exactly what Champagne she was referring to! I do feel for him, he's got mixed up in a lifestyle he can't support and an expensive habit.
yeah right, all that unaccounted money was spent on other people at the bar? obviously goes on sniff, 18:36 you can even hear his mate say "too much gear"
I would never have caught that. That's why he's unable to do the cold turkey week - because it's LITERALLY going cold turkey
I thought gear was steroids
Millsy Kooksy it depends on context, if you were to say it in the gym, for example it means steroids. If you were talking about going out on a friday night it means cocaine
@@JackMMA93 I thought gear meant clothes.... I'm clearly too naive and not into party scene enough 😆
@@JackMMA93 or MDMA
I did a bit of googling and he seems to be doing a lot better now! He had made some bad decisions, but his landscaping is getting great reviews. Glad he moved past this phase onto bigger and better things!
except for the DUI when he was 34?!? I wonder if THAT made him wake up??
I hope he’s doing well now he seemed to be suffering here, but he looks like a really good guy!
@@user-jy3zl2vp4bGoing to jail has that effect on people.
Oh man this hits home hard, I never been like Tim but I have spent tons of money going out in London, not to the point of going bankrupt but I haven't saved any money for 10 years. It's hard its got to do a lot with self confidence and competing with other idiots that are probably living over budget too. I read all the comments and I agree two specific issues here besides the confidence : too much money on gear, and his mate Mark is taking him for a super ride!!
Him saying "i can't imagine it'd get the knickers flying off" 🤣🤣🤣
Hahaha
Are you sure you are 29 Tim? Seemed a little unsure when giving your age.
Ha ha ha I was thinking the same and I think he is/was older but did not want to admit it
I was thinking the same hahah,. Sure Tim "29" whatever makes you happy.
Is his age relevant?
he cannot count obviously.. he cannot count how much he earns and how much he should spend for buzzies.. 😀
I saw that too, definitely lying, he looks late 30's!
The way he spoke about his ex-girlfriend 🤮”usage” he deserves to be single. Any woman with self worth should run in the opposite direction.
Agreed. If all he cared about was "usage" of fake titties he could've rang up a backpage girl for 100 quid.
If she had self worth she wouldn’t need someone else to buy her a boob job.
She dumped him straight away after he spend over £3k on her - she was clearly a gold-digger! Let's not pretend she was blameless here!..... 🤷🏻♀🤨
Awful comment. I cringed
I felt for the fella. Clearly being mugged off by the club and his 'mates'. Insecure bloke, seems alright underneath. I checked out his business, he's doing alright it seems. I hope so.
Willem Chastity tit?
@Willem Chastity that's not even what he owes his coke dealer
Business was disolved in 2005
Topshotta 1 lmfaooo. Nah he woulda has his ass whooped or worse
Willem Chastity lmfao
It’s sad but true, that we live in a world where happiness is directly equated with the number of things we own, or how successful we view ourselves.
that's only true for people who are insecure and have no peace inside. I stay far away from any one who where's"designer shit" dead giveaway there losers.
Nick j yes I agree with you, luckily I have reached a place in life where I am at peace, my faith is really what keeps me going. Take care x
I think the 'mate' he was renting from was taking him for a ride. Paying all that money for a room with a single mattress thrown in the corner.
£550 for that at that time? Yeah, he's being taken for a ride. I only pay £590 now, and I have a one bedroom flat, with a full sized bed!
@@sixxlee890 In london?
@@stephenholmes9386 no, nowhere near.
Omg it should be more like 200 back then!!
😂
0:22 "Yeah, I like a bottle of champagne... Lom Perrier, Verve Cliché..." All the big names, then.
Yeah, I laughed at that Del Boy-ism too 😂
Hehehe
40:08 hehe 42:12 that’s a technical note
Some of the comments are shocking. The man has low self esteem and was bullied at school. This was filmed nearly 20yrs ago before the internet is what it was. I'm sure he never expected that all this time later he would be put online and get slated by people. If he is still down/insecure imagine what these comments could do to him now.
I Agree. A lot of show from the past are now airing on TH-cam. And I feel a lil sorry for some of the people in them, because I'm sure they did not expect us all to view all these years later. No one thought of the internet being what it is today then 🥵
lol who gives a fuck time for those pussies to harden up
Relax. If he hasn’t grown up by now it’s not anyone’s fault but his own.
he needs to man up then and stop being a lil bitch
@Willem Chastity beat me to saying that lol but I agree zara should shut the fuck up
was gona say this guy is blasting coke if hes up until 7am. who needs to spend 800 a month on clothes
High end designer can easy be done at £800/pm, like 2 or 3 items.
@@Jordan4601 yeah but come on he was hardly rocking loads of gucci was he hahah it went straight up his nose just they cant put a 800 pound coke habit on the show can they haha
Wouldn’t even buy me a jumper? It’s not that much really, it’s just because he doesn’t earn enough
800 a month is just under 10 grand a year I've spent around 10 grand over past 2 years on clothes and I have 2 6 foot rails that are bending because the ammount of clothes I have on them it's all designer in someway whether it be Nike or Burberry. So he spends 800 on clothes but doesnt even have a wardrobe in his room just a box of porn hahah 10000 a year on clothes is loads my house is constantly clothes and trainers in places and I've spent half of what this guy has and this is 15 years later so can you imagine 15 years ago spending 800 a month on clothes is the equivalent of spending about 1400 a month now. This guys addiction to cocaine is so evident. Look how he reacts to when the guy says take a nice big sniff of your pint. Exactly how I used to react when we had a drug education lesson in school and a teacher would refer to weed as blow or something stupid. When he said have a nice big sniff he found it amusing not because he was smelling a pint because he usually refers to a nice big sniff as something else which humoured him. Also his personality changes from day to day one day hes smiley and seems happy to be taking part in the show. Then other parts he seems he is only there because he has to be and he is very fidgety and one word answering.
I havent spent that much on clothes in my entire life. Im 32
"Drinking champagne."
I wish we had this much financial education on TV in the US. Talking about salaries and expenses, is sadly- very taboo
America is even worse than British for this kind of stuff. Capitalist culture. America has it worst in the world i think
You do lol till debt do us part
That'll give you lots of financial advice
@@mebutnotme.Khan78 that’s technically Canadian and was not shown on US cable
@@SynterraSteen ah ok I didn't know that.
"It's nothing to do with him at the end of the day, I'm 30 years old.." *while happily taking his dad's money*
Also, £400 a month on the phone?? He must've been using those sex chat-lines to run up bills like that..
Once upon a time you paid PER MINUTE when using phones....not sure if was the case here. There were early cell phones that charged more to make calls than to receive them...we've definitely come a long way to arrive at UNLIMITED calls for a fee.
@@user-jy3zl2vp4b yep! My first contract 12 years ago (2002) was one of the best at the time. £45 a month and that still only got me 200 minutes, 1000 texts and 2gb internet. Fast forward to 2021 and i pay £23 a month for unlimited everything 😂
I was thinking exactly the same thing - bank of dad
He’s permanently acting a part. He needs to chill out and stop competing
I'm sure he puts a mirror up to his face pretty regularly! :P
Dropped clothing budget to £350..ffs i don’t spend anything on clothes some months
I buy something every week. Tell me your secret o:
I wait until Christmas most my stuff is what family have bought me lol.
MTCoblivsicas12345 same, how can girls spend so much on fucking clothes
clout because they place much of their value on appearance and are encouraged to do it because they tend to compete on it. Not all females are entirely image obsessed but many are.
I agree. I choose clothes wisely and ones I can use for a long time. I probably get something once every few months if I need it but many people just shop for the sake of it. It's just not smart to keep buying and buying because eventually (apart from not wearing them) they won't fit in your wardrobe so you would have to get rid of them. The fast fashion clothing industry is one of the most wasteful and polluting things for the planet.
A pHd psychology student could write a fascinating thesis on this guy!!!
Sent off my application yesterday, wish I'd seen this just a day sooner 😂
He's very demanding but not towards himself. There's nothing valuable in what he says. Not even a sentence worth listening. Sad. Just sad.
Lol, they absolutely slayed him about his bedroom
Title should say : I'm addicted to coke 🤣
I'm actually more concerned by his drug habit than spending. But both are something he needed to solve himself.
He’s trying to keep up with his friend Mark. People need to stop going into debt all because they want to look cool. And do you really want to attract the type of women who are only interested in you because you’re a “big spender”? It’s okay to be a normal person with a normal job. Not everyone can be George Clooney.
Exactly! Shallow acts attract shallow people
Jamie Hewitt I like that! I’ll start saying that!
Well said 👏
Thank goodness for that. I find George really bland!
18:38 did he say to much gear? Wanna know where his money goes? Just look up his nose 🤔
Jai Lynch Hip Hop Beats no too much beer 🍺 I had to double check myself it’s the accent 😂
Probably....hes only mentioned champagne, im pretty sure it was a freudian slip
Gemma-louise Ridge No, it’s definitely gear he says..
Yeah too much gear. Obviously too many bumps of Charlie
Guess my definition of a friend and his are world apart. They know the guy is in debt to his eyeballs, yet the one chic says that he's promised them another bottle of champagne when they go back in.
Replace 'Friend' with 'Hanger On'!
loved the dictaphone part, had me laughing so much
angelfirepunk1 Yeah wtf is a dictaphone
@@ice-mm6em a tape recorder. Analog ones actually use a tape to record voice to or digital ones have a built in memory card. They aren't used as much since the invention of smart phones as it's easier to use the voice recorder on your phone than carry an extra gadget. Only people i ever see use them now are train spotters/bus spotters and occasionally i use one for work if my phone ran out of battery but that's once in a blue moon
@@ice-mm6em I can tell your young 🤦
When the champagne has gone the girls will do the same lol.
Makes me laugh how they can’t mention the hundreds each month he is spending on white powder
A quad bike wtf waste of money. Also he looks so awkward in this. Why do this programme if he doesn't want any help or listen in the first place
Mum and dad said theyll stop giving him pocket money unless he does this show hundred percent
No way this guy spent 40 grand on nights out plus that Colombian dust up his nose makes sense
such a blank boy, not a man, no values, no rules, one huge mess in his life and flat... poor prognosis
Is there a line in the budget for some special white powder
Sad the girl he was looking for was standing there right beside him 🙌🏾🙈
Sad for him, maybe. Lucky escape for her, and it sounded like she was going to wind up cooking and cleaning for him anyway.
@@pollyrg97 LOL
@Viking Raiders that maybe but it's not a woman's job to raise a badly behaved man. 🤷🏾♀️ She's not the Red Cross 🚑 She gave him an opportunity, he didn't take it....it sucks to be him.
@Viking Raiders I assume you're also a man child who refuses to take responsibility for your shortcomings and emotional state and expects that someone else should be responsible for your wellbeing.
You are a user, plain and simple.
It's so sad that he feels so insecure about himself that he feels he needs to buy affection from women. If you are known as the guy who opens his wallet for anyone and anything, even people who don't need your money are going to extend their hands.
He reminds me of one of my brothers for that, and it's so sad, he needs to get therapy and a hobby and improve his self esteem. Honestly, his family sounded like they were mocking him about the girls he goes out with, and that probably isn't helping
I work in civil service on a modest salary. Live in a small flat get the bus to work and have thousands in savings because im sensible. This fella is something else
If you've ever been taken down the tubes because of someone else's debt you'd never over spend again. I wouldn't ever do it to someone else and never allow it to happen again. Lost my inheritance because of my Dad, the only thing I'll inherit is debt on account of his funeral. Problem is too many people won't admit they are working class, influenced by celebrity. I've got news, THEY CAN AFFORD IT.
You shouldn't expect an inheritance in the first place LOL. inheriting debt shouldn't be legal.
@@cocodakilla why shouldn't you expect an inheritance? What's to say he hasnt cared for his dad everyday? Or even in general. Your parents make you they should be able to give you a good start in life. Any parent that doesnt leave everything they have to there kid isnt a real parent to begin with. Unless for some reason you have done something to be disowned by the family then yes I beleive you should inherit everything from your mother and father.
@@roycropperthetopshottamore2666 if youlook after them fine lol but if not then no. But expecting an inheritance is pathetic. They can teach you to make money. That is the best start in life. Most kids ditch their parents. Expecting inheritance unfortunately will increase as generations go by as it's all me me me.
OP probably hasn't saved anything and is blaming dad. Its silly really.
@@cocodakilla so you think leaving all your money go to the government is better than inheriting? Cause apart from charity that's the only other option they can do with it. If my dad gave all his money to the fucking bird trust over me he can bury himself Hahaha
@@roycropperthetopshottamore2666 lol charity is probably a better option. A little for the kids is enough. And the house split it up between kids or whate er
They looked at his clothes very little for susposably spending 800 quid on clothes. So much emphasis on the "alcohol" that we know isnt alcohol.
He seems very depressed, I feel bad for him
Fashion was a lot different back in the early 2000's...🤦🏻♂️
Super funny, when he picks up a phone that was NOT ringing, to answer it. ☺️
I actually felt sorry for him, think the people in the clubs are completely taking a loan of him, they hang around him just because he will buy them things, it's expected of him. They are not genuine friends at all. Xx
He said he is 29? I think he meant 39
59 more like
Partying harder will age you faster and harder.
I understand this is Old, but he seems really depressed, and tries to mask it by enjoying his Weekends, It's good that he was working and I really hope he's doing better now.
Also, why does he need a Cleaner? He lives with his mate, why can't his mate clean the house.
I live on my own and I clean my own house in about an hour, I don't need a damn "Maid"/Cleaner.
Proper Coke head right there
His face in 39:27 says it all - he couldn't even look his dad in the face. I feel bad for them both. They aren't connected at all.... Must be tough!
3:32 LOL This dude reminds me of that one coworker who always asks to borrow money but never repays your hard earned money. Real sponger and pest.
This show always finds the nicest piers and water front scenes.
Just focus on that bit of Southend, it's one of the nicer parts.
Early 2000’s seemed a very strange time
How come?
@@chilldude30 because you were alive you reptile
It was better then now
@@danomo675 cheers boring
These were on TV over a decade ago. It would be interesting to do follow up shows and catch up with how they're doing now in 2020.
He now looks like Daniella Westbrook
@roycropperthetopshottamor2666- Haha
The whistling at 44:37 is a signal I think to tell the other person the cameras are there 🤔
Well back in 2006 the average hourly wage for normal job is around £5 outside London, so this guy's income then was already bigger then a lot of ppl, and his spending of nearly £500 per week on non essentials was horrifically high even on today's (2020) standard!
Don't think he'd prefer Italian loan sharks to English loan sharks...
So the man has a big debt, and they try to point him to some cheaper wines? Seriously, what a load of crap.
Tim and Rudo are my fav Episodes.
Really fancies himself! Oh God his voice......boring!
No one is perfect. He just misguided.
He's either on a high or on the come down.
Narcisist
'Everything would be fixed if I had a nice girlfriend'.
Any woman who takes you on is a fool.
Never go looking for a relationship to 'fix' you. Fix yourself and don't be an emotional vampire. Yes, that goes for women as well as men.
Edit: Rebecca 'no-one knows him like I do.' There's one born every minute. And the (female) presenter saying that if he moves in with her he won't need to pay for a cleaner any more 🤮
Polly RG what about transgenders???.?.
I clocked that
Any fans of the TV show Frasier here? This guy reminds me of Daphne's bum brother Simon LOL
Yes yes yes. I didn't see it until I read your comment
Yeah you are right. 😄😄😄
ok, but for real this guy is stupid talented at hardscaping and landscaping. i am watching this for ideas on how to make my yard look more amazing.
His dad must have loadsa money after running Glastonbury every year though
Champagne, I tend to think, people choose as a fancy drink, not because it tastes good, just because it's boujee.
Can you imagine marrying someone like this,irresponsible, selfish and untrustworthy
Most men
34:28 that mmmmmmmmm from Benjamin hit like crack
Is no one going to mention how he makes £700 a week? Even for 2021 that’s ALOT a week. This was way back then.
48:50 - So .... Tim needs a weekend in Rome, to negate the stress of being asked .. not to spend money and to stay in budget ... 🤦🤦🤦🤦🤦
Re: Tim's Adopted |Father - So Tim blows his money on wine and fickle women, badly styled clothing, and no doubt other dubious habits 'sniff' 'cough'... and according to Tim .. it's his father that has the chip on his block.
0:26 did he pronounced veuve cliquot as cliché?!?!? Hahahah
I won’t be popular for this opinion but I don’t buy into a lot of what Benjamin comes out with and I think he handles them as though they are vulnerable children. They need firmness.
18:32 too much gear!!
Champagne lifestyle, lemonade budget
If parents are so concerned about his irresponsible spending why do they give him money?
Cause they're enablers
@@damienroy5846 and they are guilty for adopting him and sending him away to boarding school. Boarding school does not educate on emotional intelligence. According to one boarding school mate "oop Mum and Dad are gone. I best get on with it then"
@@marleyhill34 not true. I boarded from age 8 and learned a lot about independence and emotional maturity. We didn't have much of a choice but to be sensible with the money we had as parents were at home and not in a position to help. Worked all my life and own my own home now. Boarding school isntto blame for this guy shoving his pay check up his nose.
@@CraftyWitch1990 well I've got three examples of male boarders who put 10s of thousands of not hundreds of coke up their nose. This guy on the screen, the guy I know personally and Prince Harry. So clearly you either went to a nicer school or you were lucky. I met another girl at uni who said they only let them bathe once a week... In the 80s and 90s! Meanwhile I was going to school in the Caribbean shower once if not twice a day! I was horrified when she told me that. Just because you didn't experience it does not make it false! Just because you are independent and good with money does not make you emotional mature. There's a lot more that goes into it rather than that British Stiff upper lip.
@@marleyhill34 I don't doubt it happens. My experience was a bit of a strange one as I was there on scholarship. Made me different to the other boarders as my family never had the money to throw away on things like that and I gravitated toward the other lower income students. All I can attest to is my own experiences and I never saw anything like that. Might have made a difference with it being a girls school rather than boys or co-ed. I started there in 1998 and stayed right through to 2004 when I lost my scholarship thanks to them ending the program. Was some of the best years of my life at that school and I really think it set me on the path to where I am today. Wasn't half as posh as Harrow but still a fairly good school (in the top 10 even to this day). Think the worst I saw was girls sneaking bottles of wine or vodka into the dorms but that's no different to state school kids getting drunk in fields of a weekend 😂
All the comments on Tim spending all his money on gear…..seems the show editors and copy writers thought that too…at 5:02 with the heading ‘blow out’ 😂😂😂😂😂
If only Prosecco was popular in the early 2000s, will have helped a little with his spending spree!
Nah, he'd still have gone for the champagne. All about the image and the front for guys like this.
@@rachel.mcgowan 🤦🏻♀️ Prosecco is Italian champagne basically. Champagne is only champagne if it’s from a specific region in France. Other countries have their own versions of sparkling wine - Italy has Prosecco and Spain has Cava to name a few types.
Can I just say with today’s throw away fashion trend, it’s better to pay a little more for a well stitched and high quality clothing than flimsy and cheaply made clothes. You can get high quality clothes without designer labels I just want to stress the fact that going for the cheaper item may not be the cheapest in the long run. They can also last for years ( if you take care of it) in comparison to paying £20-40 (still pricey but considerably cheap for a coat) just my opinion. I think Tim’s problem is that he likes to show off at the club/is too generous with other people’s money.
Agree, I hate it when I think I made a bargain with some item purchased and after first wash it's twisted because they been so tight assed when cutting out the pieces for the item that they don't place the fabricweave in corresponding line. I appreciate some designer items of various pricerange but shy away for the typical trendy stuff and I don't mind buying second hand, and a pair of Bottega Veneta or Roger Vivier are not only well balanced and fairly comfortable even with 11 cm heels, they last for ever if given some tlc. Screening e-bay and similar sites day after christmas can also be worthwhile.
That's the difference though. If you've saved up for a good quality item that will last you a good few years then thats gonna work out cheaper than blowing huge amounts in one go that you can ill afford and that you're just paying for a name stitched on a label.
Wish him well... hope he’s doing much better today.
WHY do they not tell people to STOP 🛑 shopping instead of buying cheaper clothes? If they have been spending over $800 a month on clothes and shoes- they’re fine for a while... ever heard of washing your clothes??
Probably due to it being a addiction,
4:55 - there it is, the cash for his sniff
Also, crazy that mobiles used to cost so much. £50 gets your an unlimited plan 15 years later!
The other thing is ... what the hell is about his clothing expenses? Every month £800? And they took him for more shopping 😣
After spending that much for years on clothes, it should have been cut to allow for only socks and underwear for a year.
@@Galworld761 with long life expectancy ... for socks 😉because he is expected to walk now 😂
This guy is lost and doesn't seem to want to find his way out.
And emotionally disconnected.
He definitely didn't learn his lesson. He was disqualified for 12 months after drink driving not long after this was filmed
what is he? 12?
Victoria K
I think he’s closer to 40!!
Yup emotionally age 12. Body age from partying too hard age 49.
His mannerisms and how he looks like is very childish
I wonder why they don’t use a real therapist or psychologist?? Or is he? When they mention credentials they don’t mention anything official...
Nope he isn't. Look up the "I'm 25,000 in debt" episode on this channel. It's a woman named Ruda on the episode. Right near the start the narrator says something like "after being in therapy himself, he wrote a few self-help books and used his experiences to help others". He may have taken qualifications after but if he has, they aren't listen on his website anywhere. He's just a guy who had mental health issues, realised how much people pay to get into therapy and thought, "hey, i can do this too!" But didn't actually bother looking into studying how to do it properly
I love the wine tasting here!! It’s a great interesting subject! So Tim change your habit on spending so much money on luxury items like Champagne!!!Lol!
All in all he is atleast good at his job at landscaping I hope he’s done well in the end
Yeah, and it's somewhat puzzling. It's a fairly creative career, I'd think he would perhaps direct motivation to that, strive for a house with his own yardplot etc., perhaps striving to have something at Chelsea garden show? On the other hand I saw an interview with photographer Sean Tucker who pointed out that perhaps the wisest thing is not jumping into having a business as a photographer since you may end up with less time to shoot what you like shooting, you risk ending up doing a lot of work that pays the bills while not being not challenging whatsoever.
The pseudo psychology in these programs is always questionable.
Agreed, I do not think he is qualified to make a diagnosis
@MrAjr7 There may be good intentions of supporting but being lax about paying back does not any good, being that dependent on your parents at the age of 30 must be rather destructive for the self esteem. Unfortunately he is adopted as well, and people who are adopted are frequenly more depressed, abusing drugs or alcohol and also distinguished in suicide statistics and that even if they come to a good family at an early age. Even if they don't remember it in an intellectual sense they tend to emotionally be aware that they were rejected.
Mother seems to think it's funny - unbelievable!
Although he clearly has a chip on his shoulder, I do like some of those features of the landscape when he showed his dad around. The walk with the lights was nice. Not practical in a climate where it snows like I live but wish it were. The bubbling water feature was also clever to give a sound effect and break up the greenery and pots look.
It was very upsetting to read the majority of comments here. The guy is dyslexic and most likely has some kind of learning disability - isn't it enough to feel a little sorry for him? And the boarding school? I have not heard one positive thing about it yet, and probably for a reason, too.
At the end of the episode I felt like all the attempts to save him failed. Reason being that he needs more than a financial planner and a self-help type of psychological advice.