Thank you so much for showing the app while you discussed the features. It’s awesome, and why I prefer your videos over others. So many channels don’t do that, and it’s so annoying lol. I feel that, especially for SoFi, while their marketing their financial services, they also marketing their user interface (web or mobile app). So highlighting both in one video is a win-win for me. 😊
My nitpick with the Bill Pay feature is there is no way to skip this month's payment. If you want to skip the next payment, you have to delete and re-create it to start the next month.
Thank you so much! As a Cap One, One Finance, and Brick & Mortar customer, there are features from each that others don’t have. A couple of things I’m still awaiting from SOFI is: iPad OS app to leverage landscape mode for keyboard functionality. Calendar to display monthly view of planned paychecks and bills. Sub-goals within a vault along with goal dates for each. One Finance offers a lot but recently lost many features when being absorbed by Walmart. They also don’t have interest-bearing checking. Please let us know if the features above do get added to any FinTech. Cheers Michael Amir
Amazing breakdown! After a bit of research I was on the fence between making the switch from One Finance to Ally or SoFi. Your videos were the last straw and helped make the jump to SoFi. I definitely love consolidating my finances in one app.
Great information. Love about the cash deposit. Do you know if sofi let you do a online transfer from your external bank to sofi checking account? Thanks
Great video! Love to see detail how to use the app. So many options and features are hidden. Keep up with the good work and hope you can also make more video on Sofi platform. BTW how can you get 0 fees in some locations for deposit cash?
Soooo helpful..thank you 😊 I have a question..When ever I have a issue..can't solve online banking..they tell me I need to come in to one of their branches. How would this banking handle that?
I've been trying to keep my protein high so what I do is instead of making my wrap with a traditional flour wrap, I use ham. 🤷♂ Now, carbs are definitely a heck of a lot more delicious, but this helps me hit my goal. 👍
I wish they had the vaults or pockets feature under the checking account with like a virtual card so I could split up my bills better. But I also wish you could have both a personal and a shared account instead of just one or the other
I wish they had vaults in the checking account, too! I have another checking account for disposable income and I use my SoFi checking for bills. That feature would be amazing!
Can SoFi also take an specific amount of money from a different bank account? Let’s say I have a capital one account. Can SoFi take 100 dollars from that account if I provided it the routing number and account number?
My favorite thing about the peer to peer transfer is that non SoFi customers have to wait several business days to get their money in their bank account. I hate that Zelle does it instantly…… …said no one.
My favorite feature is UNLIMITED overdraft protection. You can keep a checking account balance of $0 and still make payments if you have money in your 4% APY savings account. For this reason, I keep all my non-invested money in my savings.
did my absolute best to open an account with SoFi. Setup an account, changed my direct deposit, verified my account, etc. After all of that, they flagged my account as fraudulent and closed it. They made it damn near impossible to get support so I finally said eff it and went back to BOA.
So a couple things. First off, Columbia is terrible lol. We have them here in PA as well. Second, we’ve had SoFi for about 6 months now and we’re getting ready to switch back because of a couple of key reasons with the first of which being lack of Zelle. P2P is a decent stopgap measure but what you’ve left out is that P2P to other financial institutions takes a series of days and when xferring over to my Schwab investing account, days is too long and I’d rather have Zelle. Along with that, a lot of people on this end specifically use credit cards and just make about 5 purchases on debit per month…none of which swipes a debit card. I feel for my mileage, SoFi isn’t that great. I’ll probably be switching to a Capital One 360, where I can retain 90% of my useful SoFi features and be able to pick up Zelle.
Get more views talking about how bad their banking is. Sofi is a joke. No free cash withdrawal as advertised. Can't pay bills with the card. The card is practically useless. Not to mention that customer service will hang up on you if you bring this up.
More people have Zelle or Venmo than SoFi. Their P2P system is just a way to *trick* people to install and use the SoFi app. Also, instead of paying a fee to deposit cash, just get a free checking account at a local credit union. Deposit cash. ACH funds to SoFi. Super easy, barely an inconvenience.
that's Pointless & way to many steps better off just paying the fee to get the cash on the sofi account because the money hits your account instantly most banks take up to 1 to 2 business days to transfer the money also...... why open up an extra bank account? ....to deposit cash then send it to another account ...when you could of just put cash on the original Sofi account ...I get what your saying but some things its best not to cheap out on ..its way more of a hassle to open up another account ....plus a lot of places don't charge a fee like Walgreens to put cash on your card
Thank you so much for showing the app while you discussed the features. It’s awesome, and why I prefer your videos over others. So many channels don’t do that, and it’s so annoying lol. I feel that, especially for SoFi, while their marketing their financial services, they also marketing their user interface (web or mobile app). So highlighting both in one video is a win-win for me. 😊
My nitpick with the Bill Pay feature is there is no way to skip this month's payment. If you want to skip the next payment, you have to delete and re-create it to start the next month.
Thank you so much! As a Cap One, One Finance, and Brick & Mortar customer, there are features from each that others don’t have. A couple of things I’m still awaiting from SOFI is:
iPad OS app to leverage landscape mode for keyboard functionality.
Calendar to display monthly view of planned paychecks and bills.
Sub-goals within a vault along with goal dates for each.
One Finance offers a lot but recently lost many features when being absorbed by Walmart. They also don’t have interest-bearing checking.
Please let us know if the features above do get added to any FinTech.
Cheers
Michael Amir
I'm confused about depositing cash. Do I select anything like a barcode/QR code for the cashier to scan that connects to my account?
Amazing breakdown! After a bit of research I was on the fence between making the switch from One Finance to Ally or SoFi. Your videos were the last straw and helped make the jump to SoFi. I definitely love consolidating my finances in one app.
How do you like sofi any cons so far
Great list! SoFi makes so many tasks so simple its honestly bizarre anyone still uses “grandparent banks.” 🤣🤦♂️
Great information. Love about the cash deposit. Do you know if sofi let you do a online transfer from your external bank to sofi checking account? Thanks
Yes, you can transfer from an external account to your checking
Great video! Love to see detail how to use the app. So many options and features are hidden. Keep up with the good work and hope you can also make more video on Sofi platform. BTW how can you get 0 fees in some locations for deposit cash?
Soooo helpful..thank you 😊
I have a question..When ever I have a issue..can't solve online banking..they tell me I need to come in to one of their branches. How would this banking handle that?
wow ive had sofi for 2 years now and didnt know about the deposit cash option, thanks
I am very interested in Sofi, but how is the interest paid over the lump sum?
Referral link in description doesn't have the $25 offer..?
No idea about the cash deposits! Wow. Thanks for the tips!
Does the split paycheck feature for Autopilot allow you to just default a percentage of a deposit to your savings and not a vault within savings?
You did a great job presenting the features! Thank you!
I've been trying to keep my protein high so what I do is instead of making my wrap with a traditional flour wrap, I use ham. 🤷♂ Now, carbs are definitely a heck of a lot more delicious, but this helps me hit my goal. 👍
Spam Ham? Or Ham Spam?
@@jamiewilliams3179 ham ham 💪🐖
Sofi isnt my main bank yet i like the bill, relay and sofi money. i just do bank to bank as needed works for me
I just switched from a local brick and mortar to Sofi. I was literally in the Stone Age of online banking. It was pathetic
I wish they had the vaults or pockets feature under the checking account with like a virtual card so I could split up my bills better. But I also wish you could have both a personal and a shared account instead of just one or the other
I wish they had vaults in the checking account, too! I have another checking account for disposable income and I use my SoFi checking for bills. That feature would be amazing!
Where did you deposit cash and no fee was charged?
My question exactly.
I would like to know that too because every time I've done it, I was charge 4.94
Couldn’t I just deposit my money into a physical bank account I have with bank. Then transfer that money into SoFi avoiding all fees?
Can SoFi also take an specific amount of money from a different bank account? Let’s say I have a capital one account. Can SoFi take 100 dollars from that account if I provided it the routing number and account number?
My favorite thing about the peer to peer transfer is that non SoFi customers have to wait several business days to get their money in their bank account. I hate that Zelle does it instantly……
…said no one.
My favorite feature is UNLIMITED overdraft protection. You can keep a checking account balance of $0 and still make payments if you have money in your 4% APY savings account. For this reason, I keep all my non-invested money in my savings.
Is it best to deposit 100 % of my check from my employer or transfer some from my Wells Fargo account ?
Unlimited savings withdrawal is so nice for paying bills and maximizing interest.
I was having a hard time looking for the vault 😂
did my absolute best to open an account with SoFi. Setup an account, changed my direct deposit, verified my account, etc. After all of that, they flagged my account as fraudulent and closed it. They made it damn near impossible to get support so I finally said eff it and went back to BOA.
So a couple things. First off, Columbia is terrible lol. We have them here in PA as well. Second, we’ve had SoFi for about 6 months now and we’re getting ready to switch back because of a couple of key reasons with the first of which being lack of Zelle. P2P is a decent stopgap measure but what you’ve left out is that P2P to other financial institutions takes a series of days and when xferring over to my Schwab investing account, days is too long and I’d rather have Zelle. Along with that, a lot of people on this end specifically use credit cards and just make about 5 purchases on debit per month…none of which swipes a debit card. I feel for my mileage, SoFi isn’t that great. I’ll probably be switching to a Capital One 360, where I can retain 90% of my useful SoFi features and be able to pick up Zelle.
God this is extremely informative as always thank you 🙏🏾
Thanks so much!
Just waiting on Zelle
Magnified Money, did you have to use your magnifying glass to find these features? 😉
Didn't get the bonus 😮
Wish we can request money through SoFi like Zelle
Barely use zelle but have other bank accounts that has it
@@Native722 Same lol, well SoFi does support Zelle now through the Zelle app
Cannot sign aboard for SoFi until they work out the POD beneficiary status and partner better with Zelle.
Get more views talking about how bad their banking is. Sofi is a joke. No free cash withdrawal as advertised. Can't pay bills with the card. The card is practically useless. Not to mention that customer service will hang up on you if you bring this up.
More people have Zelle or Venmo than SoFi. Their P2P system is just a way to *trick* people to install and use the SoFi app.
Also, instead of paying a fee to deposit cash, just get a free checking account at a local credit union. Deposit cash. ACH funds to SoFi. Super easy, barely an inconvenience.
Very true. I have a bank account that lets me deposit money orders, keep it around to use whatever I need to deposit cash.
that's Pointless & way to many steps better off just paying the fee to get the cash on the sofi account because the money hits your account instantly most banks take up to 1 to 2 business days to transfer the money also...... why open up an extra bank account? ....to deposit cash then send it to another account ...when you could of just put cash on the original Sofi account ...I get what your saying but some things its best not to cheap out on ..its way more of a hassle to open up another account ....plus a lot of places don't charge a fee like Walgreens to put cash on your card