Same problem i am facing now Bank troll us day by day And my classes running But when i talked to bank he said come tomorrow 😢 And this is failer of our education system Poor become more poorer
Bhai ye to tumhare college ki vjah se dikkat hui. me SKIT me hu 1 din me unhone sare documents bna kar de diye or bank SBI tha koi dikkat nhi hui or Fees direct bank se college me jati h mere account se nhi. Including Hostel, Stationary, Examination fee, Laptop......
Same bro ashamed to be born in india shame on our education and banking sector this is new india where student is running like dog for minimum amount of education loan 😢
@@Collegebaba19 bro can you tell agar mai vidyalaxmi portal se loan apply krunga to central subsidiary interest cheme ka fyada milega agar ushki criteria ko full fill Kiya to . Kyuki jansmarth portal pe csis ke liye h .vidyalaxmi pe v aisa kuch h ya nhi ? Plzz reply if u know about this ..
@@sundramkumar8692Vidya Lakshmi bhi csis k liye hi hai sir wahi karna hai sab! Jansamarth par karne ke bad Bank gya to unhone bola vidyalakshmi par hi apply karna h
As bank mannager i want to say that yadi apki carreer 60% hai aur apki bank ki respective college ke sath colaberate hain to loan apki 100% hojayega main bhi 12baccho ki loan sanction kiya tha aur unka ho bhi gaya but sorry bhai bahut talkif hui aisa apke sath hua
i think if your family income is less than 4.5 lakh then apply through jan samarth portal. there you will get subsidy on interest of moratorium period.
Bohot Bank jansamarth se loan nahi dete aur ekbar Jan samarth pe register kar liya to Vidya Lakshmi pe register nahi kar sakte Matlab tum na is ghat ke rahe na us ghat ke ! @@sauravsingh3558
Bhai kya ye girls ke liye sahi meri family support nhi kr rhi h 1st year ki fees bhi nhi de rhi h mere pass koi option nhi h to mujhe 1st year ki fees mil skti h btao bhai plz jldi reply kro bas 2-3 din hai mere pass😭😭😭
Bro , jokes a part but tumko apne ghar se bahut door kisi Bank se lone k liye apply karna chahiye taaki wo log tumse easily communicate na kar paaye 😂😂
Bhai maine bhi liya tha education loan mera within two days sanction ho gya tha Na hi mujhe jyada ghumna pda But mere papa ka credit sccore bhut acha hai
Bhai Mai 1month se apply kar ke bank ke chakkr lga rha yar bahut muskil ho gya h lekin abhi Tak kuch nhi hua plz btaoge ab kya kru mai clg ka fee bhi Dena h Fir aap loan kaise liye help kr do bhai plz
Mujhe education loan mila hai after same issues and abhi unko dusra loan chahiye to koi bank loan nhi dega kyonki education loan ke vajah se unka CV kharab hogaya hai jabki rebursement period 1year after completing PG bataya gaya tha
1. For stationery and travelling expenses you can write an application to college or bank, make an agreement on stamp paper get a stamp of college. 2. If you apply for a loan there is going to be background check of credit score, if your father has score below 725-700, it is a risk for bank, they just managing risks by avoid these applications. 3. If there's collateral there's no point of background check. 4. If you had money to pay fees upfront why are you even applying for the loan?
Even with good credit score they tend to ignore the loan applications with no collateral (Me and friend faced the same) - Btw we didn't had the money to pay fees upfront. There is something called arranging money from different sources like family and friends The way you have written things. Lemme tell you practically on the ground level it doesn't work this way. You can simply read comments on this video. Majority of them are facing the same issue. There's a lot to be improved in the system
@@vivekdkumar TBH majority of Indians don't have idea how to approach and deal with loans. I have been fighting with banks since long time and made them work on my prolonged processes, just get RBI or some IAS advice on this.
Bhai logo jaruri nhi h mera n sbi bank m chl ra h hm chukkqr bahut Katwaye unhonr pr accept hogya mera to i guess apko govt bank m krna chahiye like sbi canara bank pnb etc
@@Jyotig17085 hm hm jarur phle ap bank jana un s puchna edu loan lena h vo bolenge vidya Lakshmi portal p apply kr dijie hmare case m manager ache th unhone sare documents ready krwake head branch bheje sbi k hmare idhar main sbi h na vo krta h sanctioned fir Cafe jakr fir Mera account nhi th sbi m vo khulq 0 rupee wala fir documents to bahut lge Aadhar pen card 10 12 marksheet college k bona-fide certificate fees structure court k affidavit b th 4 5 hafte m ho gya th intrest muje yad nhi h Kitna h
@@Collegebaba19 apne konse course k liye loan liya tha bro, or kitne amount ka liya usme stationary and baki khrch included hai ya only college fee tk hi loan accept hua apka
@@Jyotig17085 intrest to muje yad nhi pr documents vo hi sb lgte h Aadhar pan card 12 marksheet college k fees structure father annual income court k affidavit or thode bahut or lge th
Nahi sir maine apne dono bachcho ke liye education loan Mila hai shayad ap poore documents bank ko submit nahi kar paye is liye apka education loan reject hua hai
Bhai Ji miane Uco Bank me Apply kiya hu First me Application status submitted show kr rha tha fir 15 Din baad usme In Process show kr rha h. Kya approve hoga ya nahi..??
Bro 😂first of all you didn’t took proper knowledge about getting loan. Nowadays everyone knows about Vidya Laxmi portal who is applying for ed loan . And it’s obvious that you need to mention all the expenses you have to bring it from the college itself. You can’t just simply go bank and ask for this much money and they will provide 😂😂😂non sense
Lmao..konsa college study materials, transport cost mention karega? Have you ever been to a government medical college? Do you know how system works here??...bas comment kar dia and cool ban gye..come on! Nobody is dumb..that they will directly poke to bank.......that's the main problem na...ki jis chiz ke lie loan chahiye vo nahi milta... I tried everything but it didn't worked that's why I made this video
@@vivekdkumar I got education loan from Sbi bank for abroad Medical College 😂 I never heard the bank which you said in the video 😂😂 more over each and every college mention all the expenses including college, travel, books, and other Fees . All these information should be filled in the Vidya Laxmi portal only.😂 You are great bro
@@vivekdkumar at least don’t give false information 😂 it’s obviously your fault that you didn’t gather all the information and you are blaming Vidya Laxmi portal😂😂😂😝 kaha kaha se aajate ha channel banane ke liya
@@rajeevsaha7587 arre arrr Tu abroad wala hai na, tere cllg ka to mention krna hi pdega na travel kyunki tu abroad jaa rha hai, jitni teri ek baar ki aane jaane ki ticket hogi teko loan ki zaroorat to pdegi, aur tere jaise bojh ko to bhagane ke liye govt jald se jald loan de bhi degi 😌😌😌
Ik dum sahi bol rahe ho m bhe yahi sab face kr rahi hu ,Aisa lagta h hum unse bhekh mang rahe ,jabki wo log with interest humse Paisa wapis lete h
Same problem i am facing now
Bank troll us day by day
And my classes running
But when i talked to bank he said come tomorrow 😢
And this is failer of our education system
Poor become more poorer
@@informationwithvicky bhai apka hua loan ya nhi
@@jaat_legend1088 you want to take edu. loan?
मैने भी education loan के लिये apply किया था bank of Maharashtra मे
तो vidyalaxmi portal का application status आया rejected तो क्या करे अभी एस हाल मे.
Bhai mene bhi kiya tha mera bhi reject hua or ab muze firse registration krnar hai pr ho nhi rha to kya krna chahiye
Suno tumhe kitna rate of interest se mila tha loan battao plz
Thank you ,batane ke liye same problem ho raha hai,
Bhai ye to tumhare college ki vjah se dikkat hui. me SKIT me hu 1 din me unhone sare documents bna kar de diye or bank SBI tha koi dikkat nhi hui or Fees direct bank se college me jati h mere account se nhi. Including Hostel, Stationary, Examination fee, Laptop......
Private college ki baat nahi boli, Its for government medical colleges
@@vivekdkumarprivate college Wale to leskte hn unhe koi problem nhi na hogi qunki mujhe lene hn loan🥺plz reply 🙏🏻
Sir baki jo apne Kharche ke liye amount hai , wo amount apne ko kaise milega , jab fees puri college ke pas jayegi
@@sarashraf786 mila kya loan ?
I also applied on vidya laxmi portal but the bank say we dont received your application
Thank you brother for sharing your experience it will help lot of students
Same bro ashamed to be born in india shame on our education and banking sector this is new india where student is running like dog for minimum amount of education loan 😢
Sahi bat hai .....
Thank you
5 month passed loan not sanctioned
What is the interest rate for loan under ₹5L?
Yes true what you said , this vidhya lakshmi eduction loan is waste , bank rejects with some excuse .
Jaruri nhi h Mera b sbi m h hogya accept
@@Collegebaba19bro documents kya kya Lage pls bta do
@@Collegebaba19 bro can you tell agar mai vidyalaxmi portal se loan apply krunga to central subsidiary interest cheme ka fyada milega agar ushki criteria ko full fill Kiya to . Kyuki jansmarth portal pe csis ke liye h .vidyalaxmi pe v aisa kuch h ya nhi ? Plzz reply if u know about this ..
@@sundramkumar8692Vidya Lakshmi bhi csis k liye hi hai sir wahi karna hai sab! Jansamarth par karne ke bad Bank gya to unhone bola vidyalakshmi par hi apply karna h
@@Collegebaba19hi kaise bta do
Sahi hai Bhai same mere sath hi yesa hi ho raha hai 😢😢😢😢
As bank mannager i want to say that yadi apki carreer 60% hai aur apki bank ki respective college ke sath colaberate hain to loan apki 100% hojayega main bhi 12baccho ki loan sanction kiya tha aur unka ho bhi gaya but sorry bhai bahut talkif hui aisa apke sath hua
Bro kuch help hmari bhi krdo
Hlo bhaiya hmara bhi kra do please
Sir mujhe bhi education loan Lena h plz btayie kese le mere father ka koi income proof nhi h
Sir I was thinking to take loan from Vidyalaksmi now I am in confusion what to do..... because I really need of education loan 😢
i think if your family income is less than 4.5 lakh then apply through jan samarth portal.
there you will get subsidy on interest of moratorium period.
Bohot Bank jansamarth se loan nahi dete aur ekbar Jan samarth pe register kar liya to Vidya Lakshmi pe register nahi kar sakte
Matlab tum na is ghat ke rahe na us ghat ke !
@@sauravsingh3558
Bhai kya ye girls ke liye sahi meri family support nhi kr rhi h 1st year ki fees bhi nhi de rhi h mere pass koi option nhi h to mujhe 1st year ki fees mil skti h btao bhai plz jldi reply kro bas 2-3 din hai mere pass😭😭😭
its a long process, 2-3 din mein to nahi hoga, secured loan fir b mil sakta hai, kisi property ya koi or esi hi cheej ke basis par
@@vivekdkumar ok thk h bhai
Hum direct bank se bhi toh loan apply kar sakte hai toh phir kiyo vidyalaxmi portal mein kiyo apply kare ?
Education loan ke lie pehle vidyalakshmi par hi apply karne ko bolega bank bhi, wahan se fir bank approve karega
bhai same problem 6 months se ghuma rha h manager
How to get loan for institute??
Maine apply to kiya but koi response nhi by bank kya mujhe bank Jana prega...
Yes
Bro my father cibil score is low that why I cannot gate loan give me other option
Plz koi btyga ki parent ki salary slip compulsory hoti h kya bank m lgne k liy???
Yes
@@RajVlogs4644 mere mother stitching krti h unki salary slip kaise lagegi??
I applied on 17 but no response is coming 1 sai classes
go to bank and apply form their with your vidhya laxmi portal application id
Bhaiya same condition mere sath ho rhi h please mujhe suggestions dijiye
Same problem with me too,
2 month bhagaya phir khe rahe hai father ka credit score kharab hai
सर. मुझे भी फादर का cibil कम बोलते है बँक मॅनेजर तो लोन होता है या नही 4 लाख चाहिए लास्ट इयर के लिये BAMS
Vidya Laxmi lone hafe payment hum ko Dana hoga keya insorence bhi karna jaruri ha
Hmko to Mila hai education loan
father govt job mai hain?
Kaun se portal se
Kaun se portal se bhai apna contact number bheje
Plz bta do kha se Mila h apko kase mila
Mujhe toh bank wale ne hi suggest kia to apply from Vidya Lakshmi to get lower Interest Rate
Bro , jokes a part but tumko apne ghar se bahut door kisi Bank se lone k liye apply karna chahiye taaki wo log tumse easily communicate na kar paaye 😂😂
Thanks u bhai for sharing exprience
It's a scam and i don't know what they are doing with our documents 🤔
Bhai maine bhi liya tha education loan mera within two days sanction ho gya tha
Na hi mujhe jyada ghumna pda
But mere papa ka credit sccore bhut acha hai
Bhai Mai 1month se apply kar ke bank ke chakkr lga rha yar bahut muskil ho gya h lekin abhi Tak kuch nhi hua plz btaoge ab kya kru mai clg ka fee bhi Dena h
Fir aap loan kaise liye help kr do bhai plz
Loan nahi mila mujhe bhi 🥲
Bhai loan mila kya ???
Mujhe education loan mila hai after same issues and abhi unko dusra loan chahiye to koi bank loan nhi dega kyonki education loan ke vajah se unka CV kharab hogaya hai jabki rebursement period 1year after completing PG bataya gaya tha
Medam ! Education loan college ke account me aata hai ya student ke account me
Amount kiske pas credit hoga
@@ajaysoni4735 tumhara loan hua kya bhai ??
totally agree
Whatever you are saying, same things are happening with me 😢
Education loan ka amount college ke account me add hota h ki khud ki account me add hota h
College
Thank you for this video
Loan ka paise kiske account me jata hai
College
Very problem for students for loan... waste...where as in abroad the situation is different
Bhai Achcha hua Loan lene se pehle Apka video recommend hua yaar 😇
Ye bank valo ke rule alag hi hote hai koi advocate leke jaaye to hi ho Sakta hai varna aesa hi hoga
Advocate kon?
Papa hi advocate ho to 💀
Intrest rate kya hota hai
Same to same with me
Are yaar mai 3 month se bhag rha hu
Sir education loan bank se reject hone ke baad vidya laxmi pr kitne dino me update hota h
Kis liye reject hua ye bata sakte ho 😢
Mera 1 year ho gya h ab jaake show kar rha vo ki loan application closed
@@vivekdkumar loan mila ya nhi?
@@satyam8338 nops
@@shubhamkumarmaurya9984 reject hua nhi h karwana h because mene application fill krne me galti kr di thi
Same problem mere sath bhi aisa hi Hua Hai
Thank you 👍
Thankyou for this information
Bhai maine bhi kiya hai bank of maharashtra me application dala hai per oo bole ki 2 days me sansntion ho jayega
Bhai muje aapke sath bat karna hai 😊
Isi bareme
To bhai loan kesa mila apko
thanks bhayia
Ek dam sahi ye Baghwas Portal .
😢mene bi Kiya hey yrr patanahi kiya hoga mera
Mera loan 2 din me sansntion hone vala hai yesa bola hai bank manager
Bhai jhut bol raha h
Vaise konse Bank se aply kiya
Bhai loan sanctioned hua tera??
Firr apne loan khahase liya
Yes making fool to student for education loan .... nahi karte bank
Aap sahi ho bhaiya
Mera bhi 15 din se status change nhi huaa h
Kha se apply hua hai aapka btaye csis ya vidyalakshmi
Bhai tu konse college me hai
Exact same muzhe bhi credit score ke chakkar me bahot pareshan kiya
loan mila apko fir
@@Entertainment_Adda706 ha mila but second year mein
Loan mela hai kya nhi fir ?
That is correct 😢😢 Mera sat bi hua tha
Tumne kaha se kia SBI se k education loan se kia the ?
@@WhiteFFLite hmm
@@WhiteFFLite abhi hageya loan
@@kingkholi-zi5ei bhai tumhare WhatsApp number de skte ho tumse puchna tha kasa kya krna hoga?
Abhi Mila kiya
Modi ji bank 24 hrs open hone chahiye" bank main brastrachar hai"
Banker insane hai robot nhi bhyi 24 tho doctors bhe nhi krta
Sahi bola 😢
Do shift laga do😂😂
mujhe to mil gaya sbi se
Bhai hame bhi loan chahiye tha pg ke liye ab to lag raha milega hi nhi
Ea Jo education lone hain .... srif government job wala bachekeliea hotahin
Phir bhaiya loan apne kaha se liya
Bhai tere sath bht galt hua. Hai tu police case kr because according to guidelines esha 5 lakh ke uper loan lene se hei 3rd party guarantor chaiye
thanks bro
1. For stationery and travelling expenses you can write an application to college or bank, make an agreement on stamp paper get a stamp of college.
2. If you apply for a loan there is going to be background check of credit score, if your father has score below 725-700, it is a risk for bank, they just managing risks by avoid these applications.
3. If there's collateral there's no point of background check.
4. If you had money to pay fees upfront why are you even applying for the loan?
Even with good credit score they tend to ignore the loan applications with no collateral (Me and friend faced the same)
- Btw we didn't had the money to pay fees upfront. There is something called arranging money from different sources like family and friends
The way you have written things. Lemme tell you practically on the ground level it doesn't work this way. You can simply read comments on this video. Majority of them are facing the same issue. There's a lot to be improved in the system
@@vivekdkumar TBH majority of Indians don't have idea how to approach and deal with loans. I have been fighting with banks since long time and made them work on my prolonged processes, just get RBI or some IAS advice on this.
Bhaiya education loan lene wale candidate ki dieth ho jati hai to kya hota hai us case me?
Bhai logo jaruri nhi h mera n sbi bank m chl ra h hm chukkqr bahut Katwaye unhonr pr accept hogya mera to i guess apko govt bank m krna chahiye like sbi canara bank pnb etc
Bro ky ky process tha or documents ky lga or intrest ky hai plss btaiye
@@Jyotig17085 hm hm jarur phle ap bank jana un s puchna edu loan lena h vo bolenge vidya Lakshmi portal p apply kr dijie hmare case m manager ache th unhone sare documents ready krwake head branch bheje sbi k hmare idhar main sbi h na vo krta h sanctioned fir Cafe jakr fir Mera account nhi th sbi m vo khulq 0 rupee wala fir documents to bahut lge Aadhar pen card 10 12 marksheet college k bona-fide certificate fees structure court k affidavit b th 4 5 hafte m ho gya th intrest muje yad nhi h Kitna h
@@Collegebaba19 apne konse course k liye loan liya tha bro, or kitne amount ka liya usme stationary and baki khrch included hai ya only college fee tk hi loan accept hua apka
@@QuickGkzone10 bro bca k liye Mera college ki ek achi bat y h ki usme library bus sb include k sath m structure bnta h
@@Jyotig17085 intrest to muje yad nhi pr documents vo hi sb lgte h Aadhar pan card 12 marksheet college k fees structure father annual income court k affidavit or thode bahut or lge th
Nahi sir maine apne dono bachcho ke liye education loan Mila hai shayad ap poore documents bank ko submit nahi kar paye is liye apka education loan reject hua hai
Kon sa college tha bhai aapka
Vmmc & safdarjung hospital
@@vivekdkumartotal fees?
😢😢😢😢
Thanks Bhai
Mera sath bohut kharab hein
Hii
Mene phi apply liya hai bro that's means nhi milega mujhe mba karane ke liye chahiye fake hai vidyaportal 😢
same, nhi mil rha mujhe bhi, i want it for MBA
Tumhe wemakescholar k pass jana chahiye... Koi bank ni jana pdta..
Bhai Ji miane Uco Bank me Apply kiya hu First me Application status submitted show kr rha tha fir 15 Din baad usme In Process show kr rha h. Kya approve hoga ya nahi..??
Branch m jaake ek br pata kro, vahi btaege kya actual status hai...
V tro
vidyalakshmise loan leke koi benefits hai kya ?
Got that
Bro 😂first of all you didn’t took proper knowledge about getting loan. Nowadays everyone knows about Vidya Laxmi portal who is applying for ed loan . And it’s obvious that you need to mention all the expenses you have to bring it from the college itself. You can’t just simply go bank and ask for this much money and they will provide 😂😂😂non sense
Lmao..konsa college study materials, transport cost mention karega? Have you ever been to a government medical college? Do you know how system works here??...bas comment kar dia and cool ban gye..come on! Nobody is dumb..that they will directly poke to bank.......that's the main problem na...ki jis chiz ke lie loan chahiye vo nahi milta... I tried everything but it didn't worked that's why I made this video
@@vivekdkumar I got education loan from Sbi bank for abroad Medical College 😂 I never heard the bank which you said in the video 😂😂 more over each and every college mention all the expenses including college, travel, books, and other Fees . All these information should be filled in the Vidya Laxmi portal only.😂 You are great bro
Bro😂 tu rehnde...you never heard of that bank doesn't mean it doesnt exist..mil gaya loan na..to enjoy kar abroad mein..load kyu lerha itna
@@vivekdkumar at least don’t give false information 😂 it’s obviously your fault that you didn’t gather all the information and you are blaming Vidya Laxmi portal😂😂😂😝 kaha kaha se aajate ha channel banane ke liya
@@rajeevsaha7587 arre arrr Tu abroad wala hai na, tere cllg ka to mention krna hi pdega na travel kyunki tu abroad jaa rha hai, jitni teri ek baar ki aane jaane ki ticket hogi teko loan ki zaroorat to pdegi, aur tere jaise bojh ko to bhagane ke liye govt jald se jald loan de bhi degi 😌😌😌
thanks bro