🌹🌹 gm jade, I can relate to your baby being your soft spot. Thank you for sharing. All of our journeys are different but no doubt they are all full of ups and downs
TY Steph. ♥️ as a mom I was never the disciplinary parent, but that’s where my husband comes in. Yesss, he is my weakness for sure 🥺 TY for being here sis.
Oh my goodness! You’re such a good mommy! 🥹🥹😭 it may not feel like it now but like.. you’re bringing your little babies so much joy and you’re supporting them and loving on them and that’s going to mean sooo much more in the long run when you look back. You can always make and save more money beautiful. But those blissful moments when your kids are small, that’s really what’s going to make the impact. You can teach your kids lessons in finance also, and teach them to value money as they get older. But only as they get older. You’re doing a great job! 👏
TYSM Ellie! My kids are well-behaved and I’m not just saying that either 🥺 they are homeschooled ever since Covid happened, I am a proud mom to two boys with autism, and they are so intelligent and unique in their own gifted ways. 🙏🏽 they don’t even expect a thing for Christmas. Which is why I always spoil my kid almost on a daily basis 😭😩 they only get one childhood u know? Sigh. But TY for the kind words. I appreciate you for being here and tuning in. 💖🙏🏽
I would never ever want to pay taxes again!!! & I think you are doing amazing, Jade & how can anyone say no to your sons adorable voice!!! I only have one child & I have a hard time saying no to him, so now I just tell him to ask dad because I know he won't give in most of the times & my son won't be mad at me 😂😂😂
I have the same problem. I can't stay no and mean it. Which at the end of the day i need to learn how to say no and mean it. But the manipulation and moping after i say no is what gets me. You're not alone!🌹
Hey girl 💞 thank you for sharing your story. Please just don’t give up because eventually, you’ll make huge progress before you know it! Seeing how self aware you are is very inspiring 💗💞 don’t think you are a failure. You may have failed in your terms but that doesn’t mean you won’t ever win. Stay positive and I am rooting for you!
@@cloudymoney TY Kallista! I appreciate u so much. 😭👯♀️ you are an inspiration and I just wanna let u know I’m proud of u! 💖 (if u can email me -link in bio, I wanted to ask u sumthing 👯♀️😊) chat soon! Xo
Hi sister 💕 your feelings are valid and I love that you’re sharing with us because I know there’s someone feeling the same way. Running away from debt is a real thing and not saving is a real thing too. If there’s some days you don’t feel a balance.. remember that I’m proud that you are being disciplined enough to pay off your debt aggressively despite your want to play mini saving challenge. Technically you are saving 💕💕 You know what? What if you play mini savings games to tackle the big numbers on the 10k challenge? ☺️
@@Hustleandflowsco thank you sister. 👯♀️💕 you’re so right, and I appreciate u for being here. Running away from debt and not saving is what so many people are dealing with. Debt is hard and trying to save 🤷🏻♀️😭 and trying to make your babies happy, all at the same time. Most days I wanna cry, but I have to toughen up! 🤦🏻♀️😂 I plan to make a “Roblox theme” savings binder for him so he can earn it now. Wish me luck! We shall see. I’ll start there 😊 would like to know if your kids have an “allowance category” and if not, totally okay too. If they want something, what category does is come out of?
Here girl 🌹hope you are able to find a balance! Especially with those videos games because it’s only going to add up ! Maybe find a different way to entertain him so that you can still keep your money after finishing the savings challenges but I’m rooting for you!! You are still doing amazing ! No one is perfect with their finances
@@budgetwithgigi TY Gigi! I appreciate you! I watch your videos because it reminds me how much I want to be super disciplined 🤑 and u inspire me! I know I’ll have the strength one day to say NO. It might as well be today! 😂🫠 I already told my kid he’s gonna have to earn it now. 😂😂💰 happy wednesday hun! Forever cheering u on! 🌹👯♀️💕🥳 keep doing what you’re doing, your videos remind me there’s hope for people like myself.
@ awww thank you so much ! Or maybe even have him help you around the house to help him earn the dollars , not sure how old he is but maybe like taking out the trash from the bathroom or cleaning the floor , help you wipe the tables or something lol and of course there is hope ! You have accomplished a lot in so little time ! Maybe once you get paid from TH-cam a little fraction can go to him since it’s extra money 😁
Same girl, I would choose to never pay taxes again! J, I admire how real you are, respect! Don't feel bad for not having the funds to do mini challenges, you are doing great and I love the progress you are making with paying off debt, you got this girl! Also, you're such an amazing mommy!💙 #hopefulfam 🌹🌹🌹
Awwww, TYSM babe. 💕😭 I appreciate you for being here and for your support. 🎉🎉 my budgeting journey will never be hidden-I like to be as real and authentic as I possibly can. Forever learning. TY for answering qotd! I love your answer. 💗
You are balancing. It may not feel that way boo, but you are. You are saving greatly and honestly giving your babies something you know makes him happy is not a bad thing at all! Alot of us are using the the small ones to fund the bigger challenges are you hitting them OUT THE GATE! Dont feel bad lady! You are SLAYING IT Jade! You aint failing at NOTHING! Now add that to your affirmation cards! I will gladly dip in a challenge to make my babies smile! Look at all you have accomplished and rejoice in that! You truly are making leaps and bounds! A few IOUs for your babies is fine. 🌹 #hopefulfam
@@My_Budget_Plans thank you for being here and for your support it means a lot to me! 😭💘 I appreciate your kind words. Honestly, I wish I could be more like you~guilt free and just looking at it for what it is. “Being a good mom” 😓 I have mom guilt because deep down I know I’m spoiling him too much 💀 if there is such a thing! Or that’s what my husband likes to say 😑😩 he’s definitely the disciplinary parent and I’m the fun mom. I just can’t stand seeing my baby sad 😢 You’re doing amazing in your budgeting journey! I’m so proud of you! Cheering u on sis! 👯♀️🥳🥳🥳🙏🏽💖
Girllllll lemme tell you. Mom guilt gets me all the time. She is a bald headed wench for real and I often have to put her in her place. Lol!!!! You are a good mom. End of story boo. Our babies are young once. You have balance because you still saving and doing it WELL!!!!!! You got this!!!!!!! ❤😊❤
hi jade! #hopefulfam please don't apologize for your kids joining your videos, it's super cute and i loooove it🤍Aw please don't be too hard on yourself!! things like this always happen, especially just like you said if you have children i'm sure it happens a lot more! when i was young, my parents didn't have much but they always did their best to get me what i wanted or asked for when they could and when it was appropriate, and now i'm so so so grateful for them because i know how much they had to sacrifice to make me happy even if it was $1 candy. i'm sure your children know that and will know even more when they grow up, so please know even if some money may get spent in a different way from what you planned, it is spent with love and care🤍 thanks for sharing this side of your story with us and please know you are doing sooooo great and i'm so motivated by watching your journey🤍
Heyyy love! I can’t wait to hear about it, will u post it on your channel? 👯♀️🌹 u know im always here to support u, sis. 🎉🎉🎉 u got this! TYSM, I know my lil mann has such a baby voice 😂 You will figure out “realistically” what’s really working for u when it comes to saving. I feel like if I can’t do 5-20 challenges I’ve failed 😂 lol. But that’s my fault for comparing, feel me 🤦🏻♀️😩 so that’s why I had to make this video, because this is what it really is for me. My savings journey is Defintely not perfect. I know you’ll do what’s best for u! 🙏🏽
LoL not Robux! 🤣 Honestly, just make him a Roblox budget and get him into it so he can start learning to budget too. Let him know he gets x$ a month and every time he asks for more let him know if he has enough and how much he will be left with. So you both stick to the budget together.
I love your videos. I have same issue with my little one. Hard to say no. It’s just because we love them soooo much. Also, I just started my own channel in December and you was one of the first likes and comment I got and I appreciate the support. Great video as always.🌹
TY for being here Nina! I appreciate real moms and supporters like yourself! ♥️🙏🏽 u know I’m cheering u On, sis! Continue to keep pushin and stay focused. ✨👯♀️ ugh, it is SO damn hard!!! 😂😩😩😩😩 the moms that get it--GET IT‼️
Awww, it's hard. I did it but when my son was an adult- I was throwing money at him (despite him never asking) because I had guilt from when they were younger and we didn't have any extra money. On the other hand, I do know my daughter does resent the money I gave him (even though he needed it and she did not), so that's something you have to watch too. It's just so hard, sending you the mojo to resist ♥ ♥
@@SaveItMell TY for sharing your experiences as a mother. 💕🙏🏽 you’re amazing. I can understand, the mom guilt is so real. 🥺 and we just want to make up for those lost times when we didn’t have enough. I will be aware of my other kids too, so thank u for pointing that out. I know they don’t ask for much, (only my youngest does) 🧐🤣 but I know I have to be fair and my youngest is too spoiled from me I admit that but i feel like it’s slowly hurting my budgeting journey if I don’t have firm boundaries. He’s gonna have to earn it now 💀 TY for understanding. 💐 happy wednesday!
My oldest two think I'm the same way with my youngest. I have matured as a parent and i do have a different relationship with her..but i did have to teach her patience and that saving towards something feels so good when you reach the goal... so i had a slush fund which was money she had to spend...and when it had the money she could get what she wanted... a "not yet" isn't the same as a "no"...:-)😊
@@modorrahbudgets I completely understand. What I can’t understand is why my youngest has such a chokehold on me 🤣🥲💘 that slush fund does come in handy! Great job with that Monique! I guess I should start stuffing my “misc” category for this reason. Patience is huge! Something me and my child both have to work on. Thank u for tuning in and for your wisdom. I appreciate you. 💎
Girl!!!!!!!!! Oh my! I'm the same with my kids. For me mom guilt is so real. I give because I feel like that is my love language. Ill sacrifice what I need to give them, which is probably really not healthy. But these kids are such good kids and don't give me a hard time. But girl listen you are on a journey to pay off debt, this is just a season. Love this video!!!🌹. You inspire me friend. Also, No taxes please😊. How fitting is the affirmation of the day!!
@@cashandcolorbudget Thank you, hun. 🌹💕 your support means alot. 😩 it’s so heartbreaking and being a mom, u already know we would do literally ANYTHING for our kids! But I feel like if it comes to a point that he’s expecting $ almost all the time, that’s when I gotta stand firm, it’s already come to that point, sis. 😢☹️ my husband laughs at me cuz he knows I can’t say “no” so he just sits back and watches me 🤨 say “yes” to my son. My man is the disciplinary parent, so my son knows he can’t get his way. 😩🥺 lmaoOoo! The struggle is tooo real. 💔 you also inspire me, and incase u don’t hear it enough, you’re an amazing mom!!! TY for being here, sis. 👯♀️💕
🌹 Hey Jade. I understand the guilt when it comes to your son or your kids. When our daughter passed away, and we are now raising her kids (3 of the 6) we noticed how we were overcompensating for them losing her while they were so young-12, 5 & 6 years old. We didn’t discipline a whole lot in the beginning. We coddled them A LOT! We knew they missed their mom, so we didn’t push certain issues. Over the years, and with therapy, we realized how it was affecting so many people , we are now 6 years in, and we have come a LONG way!!! They are the most respectable,well mannered, and thoughtful kids(all boys) We had to make tough decisions, and have lots of table discussions. We’ve come so far. God was in the midst of it all. Jade, you will know when it’s time to pull back and feel accomplished when you finally use the word ‘No’ Love ya’ chica’❤❤❤❤❤
@@Glammmahgotguts Hiiii Angela! First off, Thank you so much for sharing your story and your advice. It’s honestly so inspiring to hear how far you’ve come and the love and care you’ve given to your grandkids. 🙏🏽🌹 I can only imagine how hard it must have been…and utmost respect to you for holdin it down with your grandbabies. Lord knows it’s not easy, but he always makes a way, and gives us the strength we need. It’s amazing to see the progress you’ve made and the impact it’s had on your grandkids’s lives. Your words really hit home for me 💔❤️ and I’m so grateful for your support. Sending so much love to you and your family. TY for being here, I appreciate you. Rest in paradise to your angel. Love u Glam Queen! You truly are an INSPIRATION✨
TYSM! Your support means so much to me. 💸🙏🏽🥺 I messaged u on ko-fi! You’ve seriously made my day. God bless you! 💕🌹 TY for tuning in and answering QOTD. 👯♀️🎉
Hey Jade. QOTD: I would never want to pay taxes again. I’m focused on paying off my credit card debt as well so I can’t do too many challenges either. You are a great mom. Having an envelope for him would great because you would only be able to give him what’s in the envelope. Stay strong Jade. You’re a great mom don’t doubt that. #Hopefulfam
TYSM Yolanda! 💘🥺 I’m trying to stay firm now. 😂 it’s sooo hard but it has to be done! 😣 I’m forever cheering u on with your journey to being debt free! I can’t wait to see an update with that on your channel if u choose to share it! 😊 happy wednesday! 💜💜💜
Your feelings and emotions are valid. I think it's all about priorities and perspectives. For example, I focused on savings for like 8 years before I even thought about paying off debt. Now that I have (somewhat) of a savings nest built, my priority is the debt. Now, I'm aggressively throwing everything at the debt. BUT, now I may need to prioritize savings again because of taxes 🙄. You're doing great, and this journey is a rollercoaster. You're consistent and you're being honest with yourself, which is definitely important when it comes to budgeting. YOU'VE GOT THIS!
@@MillennialLifeAndFinances TYSM for sharing your story, sis. It’s definitely all about priorities and perspectives. I’ve learned there really needs to be a balance too, a % of everything should be prioritized. In hindsight, If we are EXTREME at one thing, things fall off balance. Like too much at savings, not enough into debt-it should be evened out or whatever “makes sense” I completely understand with the debt part because u just want to pay that off faster! Cheering u on!! 🥳🥳🥳 I know u WILL become debt free! It’s a forever learning journey here 🥵
Hi. New subbie here…… those Robux take my money for my daughter as well. We just keep going. Fall and keep getting up. I had to clear my envelopes and will be starting over cause things happen…… BUT the beauty is we have savings in our challenges to use. I like how you are attacking your debt aggressively. Loved the video ❤
TYSM for your support and being here. Yesss just keep it movin and focus on what we can do now 🥳🥰 you’re an amazing mama incase u don’t hear it enough! I’m forever cheering u on! 💖 and TY! I should be debt free by THIS August 😩 after that there should be “fun money” to cash stuff. 🎉🥳🥳
@@budgetfoursuccess 😂😂😂😂 he’s a little sweet talker! He knows how to FINESSE anybody! 💀 don’t fall for it! Hahahaha….🫠 that’s my biggest struggle right now. 🤦🏻♀️😂
I think a lot has been said. One thing to remember is that probably a lot of ones you watch already paid off debt. I've seen some say they've restarted like 2-3 times too. Comparison is dangerous but I get it. That's why I thought I'd remind you that you may just be where they have been before. 🌹
@@someOtherTexan THANK YOU, for tuning in and being here. I needed that reminder today. Comparison is dangerous, and psychologically, without me realizing it, maybe that’s what was happening here. I appreciate your honesty. 💕 happy wednesday!
Hi Jade! #hopefulfam❤ QOTD: Hands down taxes 😊We gotta love Kim😂Thank you for being transparent. Don’t cry, it’s hard to say no. Maybe you can use a finish challenge to fund his games or start a rollover envelopes for when things come up. 🌹Hang in there ❤🌹🌹
Hiii Beautiful Erin! TY for being here. I know, 😂 kim is such a mood 😩 lol. TY for the suggestions, I might as well fund his Roblox category once a mini challenge is complete and that’s what I did, but that’s not what I wanted to do 😟 lmaoo, seems like a catch-22 here. I’m gonna make it fun for him so he can earn it! I’ll figure it out 😂 TY for being here, I appreciate you. Happy Wednesday 💜💐
Hi Jade 💕 I would never want to pay taxes again girl 😭 a big chunk of my paycheck goes into that and it’s so unfair 🥺 I could use that to pay off my debt and have extra to treat my family 😫 girl I definitely understand the not being able to say no to our little ones 🫶🏽 I did that a lot with my son when he was younger because me and his dad separated and he was also diagnosed with autism I felt the need to overcompensate him and also me fill that void his dad left but now I put my foot down since he’s 10 and needs to know we need to save money too 😅
@@budgetzwithlizz Hiii love! 💞🥺 TY for sharing your story. Ugh, I feel you girl. I need to PUT MY FOOT DOWN! It’s defintely On me-cuz as a parent I SHOULD be disciplining him, no discipline at all will backfire, I know that much! 😭😂🙏🏽🙏🏽 us autism moms gotta stick together, sis. I can totally relate. 👯♀️ TY for being here sis, I appreciate you. 💖 TY for answering QOTD! Booo to taxes 👎🏽
If I pick debt would that include future debt too? I think I would do debt anyway to be honest. Our nation is so badly in debt, but if everyone paid an honest tax for like 2 or 3 years it would be paid, so I feel like if the national debt was paid then our economy would be better. You can't say no because he's you baby and you want to keep him little for longer and you do that by buying him things. But it's good for him to hear no sometimes, its good for him for his future.
You have a valid point there about taxes and our economy being better off! Smh. That’s okay to choose debt! Thanks for understanding with the mom life situation. 😔 At the end of the day, hearing no wont kill him lol. My kids are all well behaved including my youngest but I know better now, he’s definitely gotta earn it! 🎉🎉 if your kids want something, do u have a category for them? I made a category for his “Roblox” the problem is he’s asking for too much 😂 he’s a big spender like mommy 💀 I’m gonna have him get used to receiving little by little, this instant gratification thing is getting outta hand. I don’t want him to be like me when it comes to expecting things instantly.
Taxes. That IOU is everything 😂 Mom guilt is so real ~ you are not failing. I agree with what has already been commented. Just a bigger budget for your baby 🥰 The mini savings challenges can make you feel that an IOU isn't such a big deal because you can just stuff it back real quick...but then all of a sudden they add up real quick and then you're like 😲 I understand that feeling!
TY Mimi for tuning in and your input. Ugh, my kid is expensive. I feel like i need to cash stuff “$25-30” Bi-weekly for his gaming needs 🫣 which seems like A LOT to me because he asks me literally on a daily basis sometimes. 😩 I’ve tried to put my foot down and have said no, but he just kept on asking 😂🤦🏻♀️ it’s literally an “all day” thing so I caved in at the end of the night. This is hard but I need for him to get used to “no’s” once in a while for his own good I feel. At this point he expects it now cuz his dad will definitely say no 😂 I guess that’s where balance comes in but I still feel bad for spoiling him so much 🥹
My baby is my biggest weak spot too, girl! Don’t feel bad at all, it’s so normal! Just today my baby saw a giant teddy at the store and I didn’t get it because it wasn’t in the budget. Sweet thing rolled his bottom lip out and started to cry and I caved. He has the bear😂
@@HillbillyBudgets 😩😩😩😩😩😩 OMGGGGG MY MOM HEART 😭🥺 ugh, I can relate so much! See, that’s EXACTLY what I’m talkin about, sis! 😩🤣💔🤷🏻♀️🤦🏻♀️ I know we could do better-but anything for our babies! 🧸 I know he’s one happy kid, thanks to you! 😉😜
Never pay taxes again for sure. I would have more money to pay off debt then! My grandchildren are my weakness. If I think they need something, I am on it 🥲😂 None of us are perfect!
QOTD-I would love to never pay taxes again. #hopefulfam when my kids were little I couldn’t give into a lot of wants because I was a single mother. My son, who has passed was my youngest. 10-11 years separated him from my girls. They said I spoiled him though. They’re probably right. Don’t feel bad. Make an envelope for kids and take the money from there so you don’t dip into your savings. As a mom, I truly understand you. 💜💜💜 After my bills are paid for that pay period I split the leftover in half for debt and savings. $25 weekly for minis, 2025 book, Christmas, Consistency binder, Faith book plus extra for Group play and randomizer. $25 each. I pay about $750 towards debt monthly. I thought long and hard about it💐
Hiii Susan. You’re an amazing mom first off, I just want to let u know that. My deepest condolences to you. 🙏🏽 honestly it’s so hard because you just want to see your kids happy. 🥺 but I’m super duper proud of you for taking control of your finances and being organized! 🎉🎉🎉 you’re handling business and I hope to make it happen for myself 😩 I just gotta keep goin. TY for being here, I truly appreciate you. 💕 I also like how u broke down your savings challenges $ 💰 i have really nothing to cash stuff 😂 until I’m debt free again but a separate category for my son is definitely needed. 💯
@, thank you. Yes, make him an envelope and start small, $3 or something at a time. Make it a part of your budget like a bill, it will definitely help. You’re a great mom too, I can hear it in your videos 💜🙏🙏
TYSM! Yesss I’m gonna try that now. Usually my kid almost expects it right away 💸😂 he’s impatient like me 😩 but I’m changing that now, so he can play a savings challenge and earn it. 💚 it’s probably better that way.
Hey my friend #hopefulfam (How cute is your son’s lil voice🥰) I would absolutely choose never to pay taxes ever again.😊 You are not failing. I’m the same exact way with Jayden. I wish he would only ask for $10🤦🏻♀️ You are doing a great job paying off your debt and taking care of responsibilities so it’s ok to splurge on the kiddos, remember sis, they are only going to stay young for a little while. Perfect affirmation card. You’ve got this. Big hugs and continue to be a wonderful mommy🌹🌹🌹
TYSM Big sis, I appreciate you. 🥺🙏🏽 ugh, our kids only get one childhood, u know? That’s what gets me 😭♥️ we all just want our babies to be happy! I love your answer to QOTD! Thank u for tuning in. I love your grand baby’s name! That’s my first born sons name but Spelled: “Jaden” 😊
I would never pay taxes again. I can absolutely relate to mom guilt. I have 2 girls and feel so guilty when I can't give them what they ask for, but I try not to beat myself up about it. Life is about making memories, and I'd rather remember their smiles instead of my guilt. 🌹🌹
My thinking is a little different. I would much rather pay higher sales tax, and get rid of income taxes. It's difficult for me to compare no debt, or no taxes, because we work really hard to not create debt. But, I would like have more control over the taxes we pay, by controlling what we purchase.
I'm packing for Florida because my dad is going into hospice. Please do what your heart says. Life is fleeting. Ten dollars in the universe is nothing, but the love you give is everything. I show love with gifts. Everyone has their own love language. ❤❤❤ Don't cry, sweet girl. ⚘️⚘️⚘️⚘️
#hopefulfam lol thank you for the reminder little one 😂😂 Never pay taxes again that's a lot of money save. Debt will go away at any time. Keep your head up you are doing amazing trust me some are not doing as much as you and some can't even save a dollar. Give your self grace when you look back in a year you will be amazed how much you paid in debt and how much you saved!!! You got this 💕💕
🌹🌹🌹 Taxes hurts. Saying no is not the end of the world. Hearing No is a totally different story. Anyway, I think you should start setting some small limits. Then, have him earn what he wants. He will learn after awhile. He can have things he just has to earn it. Mom, I want that game. Son, How much money do you have? Mom, I don't have any. Son, I don't have money for that game. How about we work on a plan to save for it so when we come back you can buy it. With the money you earned and saved. (This is the conversation between me and my brain. Ignore it if it's not going to work for you). Honestly, I don't think you should feel bad at all for not finishing small challenges you are working toward getting rid of debt and that is major. You paid for that without incurring extra debt. I'm proud of you. You are doing great. Put your crown on and keep your head up!!!
TYSM Anh. I appreciate your wise words. Honestly I KNOW I just have to be more firm with my son and clearly set some healthy financial goals and boundaries so he can earn it. Lord knows I’m failing here 😩🥺 or that’s what I feel like deep down. I’m defintely not the disciplinary parent I can tell u that 😂🥴 I’m the “fun mom” but that’s where my husband comes in, he’s completely opposite. 💯 I will let u know what happens and keep u updated. TY for being here, I appreciate you. 🙏🏽💕
Sounds like you need a bigger budget for your son is all. Or a bigger spending allowance. Be true to yourself you know how much you spend on him in a week allow yourself that much in your budget. if you are good at the high dollar amount, keep your savings challenges as those high dollar amounts so that you can have more wins! I had mommy guilt I understand.🥰 I'm with you girl keep on saving!!!! 😊
YES! My thoughts exactly. Bigger budget! 😂😭 or allowing him to wait on it and be patient til his money grows overtime. Either way, i don’t want him to be like me. I was raised on instant gratification so when my kid asks for “$20” on a daily basis I would rather he earn it, but we’ll see. 💰TY for tuning in, and commenting. I appreciate you. 🙏🏽💖
Hey beautiful Sis💗 Never pay taxes again 😊 Jade you’re doing well and you got this! Don’t feel guilty about anything when it comes to your kids. I have sinking funds for mine and every month they get their own money to do whatever. Mainly to fund their gaming!😉 Remember that money is there for you to use when you need it. Don’t feel guilty, just pay it back when you have extra and keep it moving 🌹💗
@@angelashaulssavingsandmore TYSM sis. I was very emotional because I’m fairly new to budgeting and as a newbie it was sooo hard to consistently get “IOU’s” 😭 it became a regular, thing 🤣🤣🤣 I’m like OMGG 🥲 my lil’ mann is killen my wallet here. 💸🤑 but idc cuz he’s happy. I just want him to earn his money now. I admit he never had to “try” but as a mom I don’t want to spoil him tooo much. TY for being here and for your encouraging words sis. I really appreciate u. ♥️🌹 you’re also a great mama! 😉
You’re such a good mom friend! ❤ I love that you’re honest about your journey. I have mom guilt sometimes so I totally understand. Maybe try to limit it to 1 time a month where you dip into the challenge? $10 a month to give to your son for roblux is ok 💗 Life is short. If you limit him to 1 or 2x a month, then that helps discipline his usage too. On the bright side, you’re not using your credit card. You have cash you’ve saved 🥰
Thank you, Lila! From one mom to another, I’m glad that you can relate. 👯♀️💕 I will have to challenge myself in this area, because I need to be more firm with him. 😂 he knows exactly how to finesse me 💀😭 you’re such a great mama! Utmost respect for being Mom goals and wifey goals all around, Lila! I appreciate your support and for being here. TY. 🌹
Ladddyyyyy what you’re doing is normal. Like you said-you aren’t looking for advice. These kids are serious about Roblox. My daughter is a little older but I sat her down and said girllll we are making Roblox rich (and she too is my youngest). On her own she started playing the game for free rewards…but again she’s older. She now uses her allowance if she wants Roblox. If you think about-I still didn’t tell her “no”🤦🏽♀️ A mother’s sacrifice and unmatched no matter what it’s for. And sis…we all have IOU’s…it may just look different-for me that’s DEBTTTTT and I had to mentally get myself together because that DEBT is robbing from my kids future…but God knows our heart and we’re going to be alright and so are our kids. Virtual hugs🤝🥰 Keep pushing!
@@charmsfinancialstudio YESSS SIS! You are NOTTTTT LYIN! 😩🤣🤣 Roblox will be the death of me sis. It’s expensive as hell! 😭 punching the air. 💀 But you’re right!!! In this case, I feel like I NEED more self-control! I feel like when it comes to my son-I’m outta control because I’m allowing it! 🤦🏻♀️🤦🏻♀️🤷🏻♀️ I like that your daughter has an allowance fund! I’m gonna create a Roblox themed savings binder for my lil’ mann and see…Wish me luck lol. I’ma let u know how that goes 🤞🏽😂😆 TY for being here. I appreciate you and for being all the way honest. Us moms of “gamers” gotta stick together 😂🤜🏽🤛🏾
Hey friend, Being a mom is hard we just want our kids to be happy. You’re an awesome mom. Just keep going,Blessings, Btw I rather not pay taxes 😂#hopefulfam
Hey Jade! ❤😊🌹 Ohhhh that's a tough one. I'll go with pay off debt. I'm not bothered much by taxes. The interest accruing on debt bothers me more. 😂 I hope this doesn’t sound mean or rude. Your baby is going to have to hear "no" from you in some way, shape, or form. Nothing wrong with playing a game, but enabling him isn't going to help when it graduates to bigger & bigger things. Start with "not right now". At least then you're not taking out of your challenges, can give yourself time to deal with any guilty feelings, & your son can learn delayed gratification.
Ewww I would never want to pay taxes again. That IOU of Kim 😂😂 I don’t think it’s wrong for you to spoil your son but perhaps think about him way to earn it. Like $1 for each age appropriate chores 😉give yourself grace. add a snack envelope. Girl NO!!!! Do compare yourself to anyone else. It’s hard. I can’t have all kinds of binders either. It’s just sinking funds and saving challenges and as you can see it’s not much because this year I’m back to focusing on debt 😭🤣🤣🤣 the other thins is if you set 80% in debt then maybe make it 78 and give 2% to kids desires ☺️ finding the balance is challenging. You got this Momma 🥰🥰🥰❤️🔥❤️🔥
Thanks for tuning in hun! Nooo to taxes 😂😂 Foreal! And yeah the IOU kim is a mood for me 💀 when I owe money 🫣☹️😅😂😂😂 thanks for the advice! I’m making my lil dude play mini Mondays now 😂 if he wants to earn $$$ lol.
For qotd girl taxes I hate uncle Sam. If I had no taxes money would be great. Jade make a Roblox envelope for him and only use that money. Don't feel guilty for saying no to him. Mom guilt is real. I have been there and I had to tell myself to stop or be in the streets. Make a mini challenge for roblox and tell him if it's no money here we can't buy today. I'm cheering you on sis. I have debt also and I focus on 1 at a time and snowball as I go. Pay the minimum due and pay down 1 at a time. Understand Newtons LAW when it comes to money and habits and apply it to your goals. I got you.🌹🌹🌹🌹
TY for your encouraging words, I appreciate you. ♥️ I’ve made a Roblox category for him already, it’s just a matter of applying newtons law 😂 and sticking to my principles here. TY for being understanding. 🙏🏽 mom guilt is so real 😩but no more excuses. I know I gotta be firm here. 🙄🫣
lol I am little greedy can I have both I don’t want any taxes and I want to pay off my debt lol. Also don’t feel discouraged every time you fall it’s and opportunity to get back up ❤
Welll you’re using money 💵 in your savings challenges and NOT your credit card 💳. Better to owe yourself and Not the bank 😂😂😂 you got this Momma. Keep going.
Hi Jade 👋🏾 QOTD: Give me all the tax money n I want the money 💰 retroactive lol 😆 😂.. Jade you are doing well 🤣.. I'm not a mom so I can't give you any advice abd there is a book u may want to check out uts called let go of the guilt by Valorie Burton ... You can do this ❤❤❤ maybe just stick to the large challenges .. #hopefulfam 🌹 💐 🌹 💐 it's not wierd everyone is different n different things work for different people ❤
TY for being here Tara! Ooooh! 🤯🤗 I looove your answer to Qotd! I will defintely check that book out, and I have to renew my card at the library anyway. 🫠 I appreciate you. 💕🙏🏽 heading over to your channel soon, to check out your video! 😉 happy wednesday!
Make a budget for fun for the kids then they can see how much is there. Have them earn it it won't hurt them. Age appropriate chores of course. I can totally get it though I say I'm on a no spend than the grandkids come over and want McDonald's and go to the movies lol. We're human and want them to have whatever. I have learned no once in awhile and especially when they don't show gratitude. It'll be ok. Just make a plan and stick to it as much as possible. I love the Boba too l lol.
TYSM! U make sense on all levels! 🫶🏼 but i definitely NEED Balance and more of a backbone when it comes to my last born 😢😂 sigh. TY for being here and taking the time to comment. I appreciate your feedback. 💖
#hopefulfam LOL. Gotta love the kids. Yeah taxes would be absolutely awesome not to have to pay ANY again. I hear so many kids love Roblox. I don't think you are failing. Maybe get a Roblox gift card once a month and once he uses it up he has to wait until next month. 🌹🌹But you are doing fine. At least you don't owe a debtor with those IOUs.
First time commenter here 👋😊 I say give yourself some grace! 🤍 You DO have the discipline to save by being committed to doing the 10k challenge 😮 Idk how old your son is, but maybe you can start to introduce him to saving for his Roblox? Like make him a savings chart, and once it hits a certain point, he gets his Roblox money for the month? Otherwise, you're already doing so much to better your situation.. I think its okay to be relaxed in some areas while you're working to improve other habits. Hope this helps!
Thank you so much for being here. I appreciate you. 🌹 I have decided to start a “roblox” themed savings challenge binder so we shall see how it goes. Hoping to teach him financial literacy at this age. Happy Wednesday! 😊 your comment truly made my day.
🌹🌹 gm jade, I can relate to your baby being your soft spot. Thank you for sharing. All of our journeys are different but no doubt they are all full of ups and downs
TY Steph. ♥️ as a mom I was never the disciplinary parent, but that’s where my husband comes in. Yesss, he is my weakness for sure 🥺 TY for being here sis.
Keep your head up girl and I love and appreciate your transparency❤ you are not alone at all🌹🌹
Also never pay taxes again for sure😂
@@NessaRMA87TY for being here Nessa! ♥️🌹 Right! Hell nooo to taxes! 😂
What you feel is valid and everybody’s journey looks different and is unique to them and what they are going through.
TY Lex, for understanding and tuning in. 🩷👯♀️
Oh my goodness! You’re such a good mommy! 🥹🥹😭 it may not feel like it now but like.. you’re bringing your little babies so much joy and you’re supporting them and loving on them and that’s going to mean sooo much more in the long run when you look back. You can always make and save more money beautiful. But those blissful moments when your kids are small, that’s really what’s going to make the impact. You can teach your kids lessons in finance also, and teach them to value money as they get older. But only as they get older. You’re doing a great job! 👏
TYSM Ellie! My kids are well-behaved and I’m not just saying that either 🥺 they are homeschooled ever since Covid happened, I am a proud mom to two boys with autism, and they are so intelligent and unique in their own gifted ways. 🙏🏽 they don’t even expect a thing for Christmas. Which is why I always spoil my kid almost on a daily basis 😭😩 they only get one childhood u know? Sigh. But TY for the kind words. I appreciate you for being here and tuning in. 💖🙏🏽
I would never ever want to pay taxes again!!! & I think you are doing amazing, Jade & how can anyone say no to your sons adorable voice!!! I only have one child & I have a hard time saying no to him, so now I just tell him to ask dad because I know he won't give in most of the times & my son won't be mad at me 😂😂😂
I have the same problem. I can't stay no and mean it. Which at the end of the day i need to learn how to say no and mean it. But the manipulation and moping after i say no is what gets me. You're not alone!🌹
Thank you for understanding Tavi. Trust me, I feel you on this. 💖🌹 we’re both doing and trying the Best we can.
🌹 We all hit bumps in the road on our debt free journey. Just keep going! 🙏🏾 You've got this!
Thank You! ❤❤❤
Awww he's so HAPPY.....OMG his voice melts my heart ❤❤❤❤
@@BudgetsWithELMA TY Elma! 😩🥰🥰
Hey girl 💞 thank you for sharing your story. Please just don’t give up because eventually, you’ll make huge progress before you know it!
Seeing how self aware you are is very inspiring 💗💞 don’t think you are a failure. You may have failed in your terms but that doesn’t mean you won’t ever win. Stay positive and I am rooting for you!
@@cloudymoney TY Kallista! I appreciate u so much. 😭👯♀️ you are an inspiration and I just wanna let u know I’m proud of u! 💖 (if u can email me -link in bio, I wanted to ask u sumthing 👯♀️😊) chat soon! Xo
@ hehe of course! 🩷
Don’t feel discouraged girl. Some people use rollover for their challenges. Some people don’t stuff at all. Just be consistent sis. You got this🌹
@@CoffeeNBudgets TY Clarissa. 🙏🏽
Hi sister 💕 your feelings are valid and I love that you’re sharing with us because I know there’s someone feeling the same way. Running away from debt is a real thing and not saving is a real thing too. If there’s some days you don’t feel a balance.. remember that I’m proud that you are being disciplined enough to pay off your debt aggressively despite your want to play mini saving challenge. Technically you are saving 💕💕
You know what? What if you play mini savings games to tackle the big numbers on the 10k challenge? ☺️
@@Hustleandflowsco thank you sister. 👯♀️💕 you’re so right, and I appreciate u for being here. Running away from debt and not saving is what so many people are dealing with. Debt is hard and trying to save 🤷🏻♀️😭 and trying to make your babies happy, all at the same time. Most days I wanna cry, but I have to toughen up! 🤦🏻♀️😂 I plan to make a “Roblox theme” savings binder for him so he can earn it now. Wish me luck! We shall see. I’ll start there 😊 would like to know if your kids have an “allowance category” and if not, totally okay too. If they want something, what category does is come out of?
Your content is impressive, and I’m loving it!
Here girl 🌹hope you are able to find a balance! Especially with those videos games because it’s only going to add up ! Maybe find a different way to entertain him so that you can still keep your money after finishing the savings challenges but I’m rooting for you!! You are still doing amazing ! No one is perfect with their finances
@@budgetwithgigi TY Gigi! I appreciate you! I watch your videos because it reminds me how much I want to be super disciplined 🤑 and u inspire me! I know I’ll have the strength one day to say NO. It might as well be today! 😂🫠 I already told my kid he’s gonna have to earn it now. 😂😂💰 happy wednesday hun! Forever cheering u on! 🌹👯♀️💕🥳 keep doing what you’re doing, your videos remind me there’s hope for people like myself.
@ awww thank you so much ! Or maybe even have him help you around the house to help him earn the dollars , not sure how old he is but maybe like taking out the trash from the bathroom or cleaning the floor , help you wipe the tables or something lol and of course there is hope ! You have accomplished a lot in so little time ! Maybe once you get paid from TH-cam a little fraction can go to him since it’s extra money 😁
Same girl, I would choose to never pay taxes again! J, I admire how real you are, respect! Don't feel bad for not having the funds to do mini challenges, you are doing great and I love the progress you are making with paying off debt, you got this girl! Also, you're such an amazing mommy!💙 #hopefulfam 🌹🌹🌹
Awwww, TYSM babe. 💕😭 I appreciate you for being here and for your support. 🎉🎉 my budgeting journey will never be hidden-I like to be as real and authentic as I possibly can. Forever learning. TY for answering qotd! I love your answer. 💗
🌹 #hopefulfam I don’t have children so I can’t really relate but what I can say is never feel guilty about giving to your children ❤
TY Pilar for being here. 🌹 I appreciate your kind words. 💕 Happy Wednesday!
You are balancing. It may not feel that way boo, but you are.
You are saving greatly and honestly giving your babies something you know makes him happy is not a bad thing at all!
Alot of us are using the the small ones to fund the bigger challenges are you hitting them OUT THE GATE!
Dont feel bad lady! You are SLAYING IT Jade! You aint failing at NOTHING! Now add that to your affirmation cards!
I will gladly dip in a challenge to make my babies smile! Look at all you have accomplished and rejoice in that! You truly are making leaps and bounds! A few IOUs for your babies is fine. 🌹 #hopefulfam
@@My_Budget_Plans thank you for being here and for your support it means a lot to me! 😭💘 I appreciate your kind words.
Honestly, I wish I could be more like you~guilt free and just looking at it for what it is. “Being a good mom” 😓 I have mom guilt because deep down I know I’m spoiling him too much 💀 if there is such a thing! Or that’s what my husband likes to say 😑😩 he’s definitely the disciplinary parent and I’m the fun mom. I just can’t stand seeing my baby sad 😢
You’re doing amazing in your budgeting journey! I’m so proud of you! Cheering u on sis! 👯♀️🥳🥳🥳🙏🏽💖
Girllllll lemme tell you. Mom guilt gets me all the time. She is a bald headed wench for real and I often have to put her in her place. Lol!!!! You are a good mom. End of story boo. Our babies are young once. You have balance because you still saving and doing it WELL!!!!!! You got this!!!!!!! ❤😊❤
hi jade! #hopefulfam please don't apologize for your kids joining your videos, it's super cute and i loooove it🤍Aw please don't be too hard on yourself!! things like this always happen, especially just like you said if you have children i'm sure it happens a lot more! when i was young, my parents didn't have much but they always did their best to get me what i wanted or asked for when they could and when it was appropriate, and now i'm so so so grateful for them because i know how much they had to sacrifice to make me happy even if it was $1 candy. i'm sure your children know that and will know even more when they grow up, so please know even if some money may get spent in a different way from what you planned, it is spent with love and care🤍 thanks for sharing this side of your story with us and please know you are doing sooooo great and i'm so motivated by watching your journey🤍
Don't feel bad, there are a lot of people who are still trying to manage saving, things will get better stay positive ❤🙏
@@Winter_Babe_Saves Thank you hun! ❤️🙏🏽 I appreciate your support and for being here. Happy Wednesday.
@thehopefulbudgeter Happy Wednesday friend ❤️
I totally get it I have bigger challenges and I’m debating if I can save it but I’m figuring it out …. And I love when I hear your son voice ❤❤
Heyyy love! I can’t wait to hear about it, will u post it on your channel? 👯♀️🌹 u know im always here to support u, sis. 🎉🎉🎉 u got this! TYSM, I know my lil mann has such a baby voice 😂
You will figure out “realistically” what’s really working for u when it comes to saving. I feel like if I can’t do 5-20 challenges I’ve failed 😂 lol. But that’s my fault for comparing, feel me 🤦🏻♀️😩 so that’s why I had to make this video, because this is what it really is for me. My savings journey is Defintely not perfect. I know you’ll do what’s best for u! 🙏🏽
LoL not Robux! 🤣 Honestly, just make him a Roblox budget and get him into it so he can start learning to budget too. Let him know he gets x$ a month and every time he asks for more let him know if he has enough and how much he will be left with. So you both stick to the budget together.
TY Hun! 😂 I totally agree with you. It’s a “me” problem but I’m on board with it! 👯♀️💯 TY for your input. 💕
I love your videos. I have same issue with my little one. Hard to say no. It’s just because we love them soooo much. Also, I just started my own channel in December and you was one of the first likes and comment I got and I appreciate the support. Great video as always.🌹
TY for being here Nina! I appreciate real moms and supporters like yourself! ♥️🙏🏽 u know I’m cheering u On, sis! Continue to keep pushin and stay focused. ✨👯♀️ ugh, it is SO damn hard!!! 😂😩😩😩😩 the moms that get it--GET IT‼️
Awww, it's hard. I did it but when my son was an adult- I was throwing money at him (despite him never asking) because I had guilt from when they were younger and we didn't have any extra money. On the other hand, I do know my daughter does resent the money I gave him (even though he needed it and she did not), so that's something you have to watch too. It's just so hard, sending you the mojo to resist ♥ ♥
@@SaveItMell TY for sharing your experiences as a mother. 💕🙏🏽 you’re amazing. I can understand, the mom guilt is so real. 🥺 and we just want to make up for those lost times when we didn’t have enough. I will be aware of my other kids too, so thank u for pointing that out. I know they don’t ask for much, (only my youngest does) 🧐🤣 but I know I have to be fair and my youngest is too spoiled from me I admit that but i feel like it’s slowly hurting my budgeting journey if I don’t have firm boundaries. He’s gonna have to earn it now 💀 TY for understanding. 💐 happy wednesday!
My oldest two think I'm the same way with my youngest. I have matured as a parent and i do have a different relationship with her..but i did have to teach her patience and that saving towards something feels so good when you reach the goal... so i had a slush fund which was money she had to spend...and when it had the money she could get what she wanted... a "not yet" isn't the same as a "no"...:-)😊
@@modorrahbudgets I completely understand. What I can’t understand is why my youngest has such a chokehold on me 🤣🥲💘 that slush fund does come in handy! Great job with that Monique! I guess I should start stuffing my “misc” category for this reason. Patience is huge! Something me and my child both have to work on. Thank u for tuning in and for your wisdom. I appreciate you. 💎
Girl!!!!!!!!! Oh my! I'm the same with my kids. For me mom guilt is so real. I give because I feel like that is my love language. Ill sacrifice what I need to give them, which is probably really not healthy. But these kids are such good kids and don't give me a hard time. But girl listen you are on a journey to pay off debt, this is just a season. Love this video!!!🌹. You inspire me friend.
Also, No taxes please😊. How fitting is the affirmation of the day!!
@@cashandcolorbudget Thank you, hun. 🌹💕 your support means alot. 😩 it’s so heartbreaking and being a mom, u already know we would do literally ANYTHING for our kids! But I feel like if it comes to a point that he’s expecting $ almost all the time, that’s when I gotta stand firm, it’s already come to that point, sis. 😢☹️ my husband laughs at me cuz he knows I can’t say “no” so he just sits back and watches me 🤨 say “yes” to my son. My man is the disciplinary parent, so my son knows he can’t get his way. 😩🥺 lmaoOoo! The struggle is tooo real. 💔 you also inspire me, and incase u don’t hear it enough, you’re an amazing mom!!! TY for being here, sis. 👯♀️💕
@ 🥹aww thank you!
My husband says I’m the same way with my son. But he’s my only boy😊
That is hard! I want both, however, never pay taxes ever again would give more money to debt 😊
Signed up!
🌹 Hey Jade. I understand the guilt when it comes to your son or your kids. When our daughter passed away, and we are now raising her kids (3 of the 6) we noticed how we were overcompensating for them losing her while they were so young-12, 5 & 6 years old. We didn’t discipline a whole lot in the beginning. We coddled them A LOT! We knew they missed their mom, so we didn’t push certain issues. Over the years, and with therapy, we realized how it was affecting so many people , we are now 6 years in, and we have come a LONG way!!! They are the most respectable,well mannered, and thoughtful kids(all boys) We had to make tough decisions, and have lots of table discussions. We’ve come so far. God was in the midst of it all. Jade, you will know when it’s time to pull back and feel accomplished when you finally use the word ‘No’ Love ya’ chica’❤❤❤❤❤
@@Glammmahgotguts Hiiii Angela! First off, Thank you so much for sharing your story and your advice. It’s honestly so inspiring to hear how far you’ve come and the love and care you’ve given to your grandkids. 🙏🏽🌹 I can only imagine how hard it must have been…and utmost respect to you for holdin it down with your grandbabies. Lord knows it’s not easy, but he always makes a way, and gives us the strength we need. It’s amazing to see the progress you’ve made and the impact it’s had on your grandkids’s lives. Your words really hit home for me 💔❤️ and I’m so grateful for your support. Sending so much love to you and your family. TY for being here, I appreciate you. Rest in paradise to your angel. Love u Glam Queen! You truly are an INSPIRATION✨
@ 🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🥰🥰🥰🥰🥰
Hey sis💚 I’d rather not pay taxes again! Sis you got this! Keep going! Don’t ever feel guilt for giving to your babies🌹💚 #hopefulfam
TYSM! Your support means so much to me. 💸🙏🏽🥺 I messaged u on ko-fi! You’ve seriously made my day. God bless you! 💕🌹 TY for tuning in and answering QOTD. 👯♀️🎉
@ 🤗💚
I was just like that with my youngest. I was smiling through your entire video!
🥺🥺♥️
Hey Jade. QOTD: I would never want to pay taxes again. I’m focused on paying off my credit card debt as well so I can’t do too many challenges either. You are a great mom. Having an envelope for him would great because you would only be able to give him what’s in the envelope. Stay strong Jade. You’re a great mom don’t doubt that. #Hopefulfam
TYSM Yolanda! 💘🥺 I’m trying to stay firm now. 😂 it’s sooo hard but it has to be done! 😣 I’m forever cheering u on with your journey to being debt free! I can’t wait to see an update with that on your channel if u choose to share it! 😊 happy wednesday! 💜💜💜
Your feelings and emotions are valid. I think it's all about priorities and perspectives. For example, I focused on savings for like 8 years before I even thought about paying off debt. Now that I have (somewhat) of a savings nest built, my priority is the debt. Now, I'm aggressively throwing everything at the debt. BUT, now I may need to prioritize savings again because of taxes 🙄. You're doing great, and this journey is a rollercoaster. You're consistent and you're being honest with yourself, which is definitely important when it comes to budgeting. YOU'VE GOT THIS!
@@MillennialLifeAndFinances TYSM for sharing your story, sis. It’s definitely all about priorities and perspectives. I’ve learned there really needs to be a balance too, a % of everything should be prioritized. In hindsight, If we are EXTREME at one thing, things fall off balance. Like too much at savings, not enough into debt-it should be evened out or whatever “makes sense” I completely understand with the debt part because u just want to pay that off faster! Cheering u on!! 🥳🥳🥳 I know u WILL become debt free! It’s a forever learning journey here 🥵
Hi. New subbie here…… those Robux take my money for my daughter as well. We just keep going. Fall and keep getting up. I had to clear my envelopes and will be starting over cause things happen…… BUT the beauty is we have savings in our challenges to use. I like how you are attacking your debt aggressively. Loved the video ❤
TYSM for your support and being here. Yesss just keep it movin and focus on what we can do now 🥳🥰 you’re an amazing mama incase u don’t hear it enough! I’m forever cheering u on! 💖 and TY! I should be debt free by THIS August 😩 after that there should be “fun money” to cash stuff. 🎉🥳🥳
@ thank you! We got this!!
Honey 🍯 when your baby says I’m sooo happy 😆 I was like girl what’s your Venmo I’ll send him a few dollars 😂😂😂
@@budgetfoursuccess 😂😂😂😂 he’s a little sweet talker! He knows how to FINESSE anybody! 💀 don’t fall for it! Hahahaha….🫠 that’s my biggest struggle right now. 🤦🏻♀️😂
@@thehopefulbudgeter 🤣🤣🌹He had me at Happy 😆
I think a lot has been said. One thing to remember is that probably a lot of ones you watch already paid off debt. I've seen some say they've restarted like 2-3 times too. Comparison is dangerous but I get it. That's why I thought I'd remind you that you may just be where they have been before. 🌹
@@someOtherTexan THANK YOU, for tuning in and being here. I needed that reminder today. Comparison is dangerous, and psychologically, without me realizing it, maybe that’s what was happening here.
I appreciate your honesty. 💕 happy wednesday!
@thehopefulbudgeter 😘 You are a public person that expresses a love for God. I never mean harm to you.
Hi Jade! #hopefulfam❤ QOTD: Hands down taxes 😊We gotta love Kim😂Thank you for being transparent. Don’t cry, it’s hard to say no. Maybe you can use a finish challenge to fund his games or start a rollover envelopes for when things come up. 🌹Hang in there ❤🌹🌹
Hiii Beautiful Erin! TY for being here. I know, 😂 kim is such a mood 😩 lol. TY for the suggestions, I might as well fund his Roblox category once a mini challenge is complete and that’s what I did, but that’s not what I wanted to do 😟 lmaoo, seems like a catch-22 here. I’m gonna make it fun for him so he can earn it! I’ll figure it out 😂 TY for being here, I appreciate you. Happy Wednesday 💜💐
Hi Jade 💕 I would never want to pay taxes again girl 😭 a big chunk of my paycheck goes into that and it’s so unfair 🥺 I could use that to pay off my debt and have extra to treat my family 😫 girl I definitely understand the not being able to say no to our little ones 🫶🏽 I did that a lot with my son when he was younger because me and his dad separated and he was also diagnosed with autism I felt the need to overcompensate him and also me fill that void his dad left but now I put my foot down since he’s 10 and needs to know we need to save money too 😅
@@budgetzwithlizz Hiii love! 💞🥺 TY for sharing your story. Ugh, I feel you girl. I need to PUT MY FOOT DOWN! It’s defintely On me-cuz as a parent I SHOULD be disciplining him, no discipline at all will backfire, I know that much! 😭😂🙏🏽🙏🏽 us autism moms gotta stick together, sis. I can totally relate. 👯♀️ TY for being here sis, I appreciate you. 💖 TY for answering QOTD! Booo to taxes 👎🏽
You are doing an amazing job! I also would rather not pay taxes. 🙏🏽
@@ashleybarrett3458 TY for being here Ashley! I love your answer. 🤗
Robux is expensive , my kids always get me too 😂❤ don’t feel bad
😩😩😩😩 TY girl! I knew you’d understand! 🥺😂👯♀️
If I pick debt would that include future debt too? I think I would do debt anyway to be honest. Our nation is so badly in debt, but if everyone paid an honest tax for like 2 or 3 years it would be paid, so I feel like if the national debt was paid then our economy would be better.
You can't say no because he's you baby and you want to keep him little for longer and you do that by buying him things. But it's good for him to hear no sometimes, its good for him for his future.
Your feeling are valid. I get bummed when I can't do as much as other too. You achieve what your mind believes.
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@@Miss.L.Thomasthank you for your wise words Lauren. 🥺
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You have a valid point there about taxes and our economy being better off! Smh. That’s okay to choose debt!
Thanks for understanding with the mom life situation. 😔 At the end of the day, hearing no wont kill him lol. My kids are all well behaved including my youngest but I know better now, he’s definitely gotta earn it! 🎉🎉 if your kids want something, do u have a category for them? I made a category for his “Roblox” the problem is he’s asking for too much 😂 he’s a big spender like mommy 💀 I’m gonna have him get used to receiving little by little, this instant gratification thing is getting outta hand. I don’t want him to be like me when it comes to expecting things instantly.
Taxes. That IOU is everything 😂 Mom guilt is so real ~ you are not failing. I agree with what has already been commented. Just a bigger budget for your baby 🥰 The mini savings challenges can make you feel that an IOU isn't such a big deal because you can just stuff it back real quick...but then all of a sudden they add up real quick and then you're like 😲 I understand that feeling!
TY Mimi for tuning in and your input. Ugh, my kid is expensive. I feel like i need to cash stuff “$25-30” Bi-weekly for his gaming needs 🫣 which seems like A LOT to me because he asks me literally on a daily basis sometimes. 😩 I’ve tried to put my foot down and have said no, but he just kept on asking 😂🤦🏻♀️ it’s literally an “all day” thing so I caved in at the end of the night. This is hard but I need for him to get used to “no’s” once in a while for his own good I feel. At this point he expects it now cuz his dad will definitely say no 😂 I guess that’s where balance comes in but I still feel bad for spoiling him so much 🥹
My baby is my biggest weak spot too, girl! Don’t feel bad at all, it’s so normal! Just today my baby saw a giant teddy at the store and I didn’t get it because it wasn’t in the budget. Sweet thing rolled his bottom lip out and started to cry and I caved. He has the bear😂
@@HillbillyBudgets 😩😩😩😩😩😩 OMGGGGG MY MOM HEART 😭🥺 ugh, I can relate so much! See, that’s EXACTLY what I’m talkin about, sis! 😩🤣💔🤷🏻♀️🤦🏻♀️ I know we could do better-but anything for our babies! 🧸 I know he’s one happy kid, thanks to you! 😉😜
Never pay taxes again for sure. I would have more money to pay off debt then! My grandchildren are my weakness. If I think they need something, I am on it 🥲😂 None of us are perfect!
TY beautiful! Truth, no one on this planet is “perfect” 😓🤗 we all have strengths and weaknesses. TY for answering QOTD ♥️🌹 nooo to taxes 😂👎🏽👎🏽
Texas, most differently, well now if I pay taxes, then it'd be less than paying off. My dept may be the reverse
QOTD-I would love to never pay taxes again. #hopefulfam when my kids were little I couldn’t give into a lot of wants because I was a single mother. My son, who has passed was my youngest. 10-11 years separated him from my girls. They said I spoiled him though. They’re probably right. Don’t feel bad. Make an envelope for kids and take the money from there so you don’t dip into your savings. As a mom, I truly understand you. 💜💜💜 After my bills are paid for that pay period I split the leftover in half for debt and savings. $25 weekly for minis, 2025 book, Christmas, Consistency binder, Faith book plus extra for Group play and randomizer. $25 each. I pay about $750 towards debt monthly. I thought long and hard about it💐
Hiii Susan. You’re an amazing mom first off, I just want to let u know that. My deepest condolences to you. 🙏🏽 honestly it’s so hard because you just want to see your kids happy. 🥺 but I’m super duper proud of you for taking control of your finances and being organized! 🎉🎉🎉 you’re handling business and I hope to make it happen for myself 😩 I just gotta keep goin. TY for being here, I truly appreciate you. 💕 I also like how u broke down your savings challenges $ 💰 i have really nothing to cash stuff 😂 until I’m debt free again but a separate category for my son is definitely needed. 💯
@, thank you. Yes, make him an envelope and start small, $3 or something at a time. Make it a part of your budget like a bill, it will definitely help. You’re a great mom too, I can hear it in your videos 💜🙏🙏
Make a mini challenge dedicated to your babies. Then you won’t feel guilty taking out of it. You can do this!❤🌹
TYSM! Yesss I’m gonna try that now. Usually my kid almost expects it right away 💸😂 he’s impatient like me 😩 but I’m changing that now, so he can play a savings challenge and earn it. 💚 it’s probably better that way.
Hey my friend #hopefulfam (How cute is your son’s lil voice🥰) I would absolutely choose never to pay taxes ever again.😊 You are not failing. I’m the same exact way with Jayden. I wish he would only ask for $10🤦🏻♀️ You are doing a great job paying off your debt and taking care of responsibilities so it’s ok to splurge on the kiddos, remember sis, they are only going to stay young for a little while. Perfect affirmation card. You’ve got this. Big hugs and continue to be a wonderful mommy🌹🌹🌹
TYSM Big sis, I appreciate you. 🥺🙏🏽 ugh, our kids only get one childhood, u know? That’s what gets me 😭♥️ we all just want our babies to be happy! I love your answer to QOTD! Thank u for tuning in. I love your grand baby’s name! That’s my first born sons name but Spelled: “Jaden” 😊
I am using my saving challenges to pay off debt Sis
We got this
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TY Barbz! You are super woman! 🫶🏼 ILY! 😭😍
I am playing your playlist today from this account 🥳🎊🥳
@@barbieamica2023 TY Bestie! 🫶🏼
Never pay taxes again! I wouldn't have any debt if I didnt have time pay taxes!!
I would never, ever want to pay taxes again! #hopefulfam 🌹
Amen! 🎉🎉 TY for tuning in, love your answer! 🙌🏽🙌🏽🙌🏽
I would never pay taxes again. I can absolutely relate to mom guilt. I have 2 girls and feel so guilty when I can't give them what they ask for, but I try not to beat myself up about it. Life is about making memories, and I'd rather remember their smiles instead of my guilt. 🌹🌹
@@lafredapayne7977 thank you for commenting! I can relate 8000% about making memories >>> guilt. Life is too short! 🙏🏽💞 TY for being here.
You are so very welcome! 😊
Ahhh taxes are a joke😩👋🏽good too see you as always Jade #hopefulfam
😂 they sure are Keisha 😫 TY for being here, I can’t wait for your next video update! 👯♀️🥳 hope all is well. 💕
My thinking is a little different. I would much rather pay higher sales tax, and get rid of income taxes. It's difficult for me to compare no debt, or no taxes, because we work really hard to not create debt. But, I would like have more control over the taxes we pay, by controlling what we purchase.
Very nice! I love your answer Susan! 🥳🥳🤗💕 thank u for being here. Xoxo happy wednesday!
I'm packing for Florida because my dad is going into hospice. Please do what your heart says. Life is fleeting. Ten dollars in the universe is nothing, but the love you give is everything. I show love with gifts. Everyone has their own love language. ❤❤❤ Don't cry, sweet girl. ⚘️⚘️⚘️⚘️
Prayers Katie to you and your dad. 🙏🏽🥺 thinking of you right now.
Life is fleeting for sure. 😢 I will hold on to your words. TY! ♥️ safe travels.
My comment from the other account disappeared again YT is acting up for real lol
#hopefulfam lol thank you for the reminder little one 😂😂
Never pay taxes again that's a lot of money save. Debt will go away at any time.
Keep your head up you are doing amazing trust me some are not doing as much as you and some can't even save a dollar. Give your self grace when you look back in a year you will be amazed how much you paid in debt and how much you saved!!! You got this 💕💕
@@ShanOnABudget TYSM Shan! As mothers we try every day. I appreciate you. 🌹🙏🏽👯♀️💕
🌹🌹🌹 Taxes hurts. Saying no is not the end of the world. Hearing No is a totally different story. Anyway, I think you should start setting some small limits. Then, have him earn what he wants. He will learn after awhile. He can have things he just has to earn it. Mom, I want that game. Son, How much money do you have? Mom, I don't have any. Son, I don't have money for that game. How about we work on a plan to save for it so when we come back you can buy it. With the money you earned and saved. (This is the conversation between me and my brain. Ignore it if it's not going to work for you). Honestly, I don't think you should feel bad at all for not finishing small challenges you are working toward getting rid of debt and that is major. You paid for that without incurring extra debt. I'm proud of you. You are doing great. Put your crown on and keep your head up!!!
TYSM Anh. I appreciate your wise words. Honestly I KNOW I just have to be more firm with my son and clearly set some healthy financial goals and boundaries so he can earn it. Lord knows I’m failing here 😩🥺 or that’s what I feel like deep down. I’m defintely not the disciplinary parent I can tell u that 😂🥴 I’m the “fun mom” but that’s where my husband comes in, he’s completely opposite. 💯 I will let u know what happens and keep u updated. TY for being here, I appreciate you. 🙏🏽💕
Hi! New Subbie here, Love your IOU collections! 💗✨
@@CentsSenseCreation TYSM! I appreciate you. 💖
Sounds like you need a bigger budget for your son is all. Or a bigger spending allowance.
Be true to yourself you know how much you spend on him in a week allow yourself that much in your budget. if you are good at the high dollar amount, keep your savings challenges as those high dollar amounts so that you can have more wins! I had mommy guilt I understand.🥰 I'm with you girl keep on saving!!!! 😊
YES! My thoughts exactly. Bigger budget! 😂😭 or allowing him to wait on it and be patient til his money grows overtime. Either way, i don’t want him to be like me. I was raised on instant gratification so when my kid asks for “$20” on a daily basis I would rather he earn it, but we’ll see. 💰TY for tuning in, and commenting. I appreciate you. 🙏🏽💖
Hey beautiful Sis💗 Never pay taxes again 😊 Jade you’re doing well and you got this! Don’t feel guilty about anything when it comes to your kids. I have sinking funds for mine and every month they get their own money to do whatever. Mainly to fund their gaming!😉 Remember that money is there for you to use when you need it. Don’t feel guilty, just pay it back when you have extra and keep it moving 🌹💗
@@angelashaulssavingsandmore TYSM sis. I was very emotional because I’m fairly new to budgeting and as a newbie it was sooo hard to consistently get “IOU’s” 😭 it became a regular, thing 🤣🤣🤣 I’m like OMGG 🥲 my lil’ mann is killen my wallet here. 💸🤑 but idc cuz he’s happy. I just want him to earn his money now. I admit he never had to “try” but as a mom I don’t want to spoil him tooo much. TY for being here and for your encouraging words sis. I really appreciate u. ♥️🌹 you’re also a great mama! 😉
You’re such a good mom friend! ❤ I love that you’re honest about your journey. I have mom guilt sometimes so I totally understand. Maybe try to limit it to 1 time a month where you dip into the challenge? $10 a month to give to your son for roblux is ok 💗 Life is short. If you limit him to 1 or 2x a month, then that helps discipline his usage too.
On the bright side, you’re not using your credit card. You have cash you’ve saved 🥰
Thank you, Lila! From one mom to another, I’m glad that you can relate. 👯♀️💕 I will have to challenge myself in this area, because I need to be more firm with him. 😂 he knows exactly how to finesse me 💀😭 you’re such a great mama! Utmost respect for being Mom goals and wifey goals all around, Lila! I appreciate your support and for being here. TY. 🌹
Neverrrrr pay taxes!
@@paulasimperfectplans ‼️💯
Ladddyyyyy what you’re doing is normal. Like you said-you aren’t looking for advice. These kids are serious about Roblox. My daughter is a little older but I sat her down and said girllll we are making Roblox rich (and she too is my youngest). On her own she started playing the game for free rewards…but again she’s older. She now uses her allowance if she wants Roblox. If you think about-I still didn’t tell her “no”🤦🏽♀️ A mother’s sacrifice and unmatched no matter what it’s for. And sis…we all have IOU’s…it may just look different-for me that’s DEBTTTTT and I had to mentally get myself together because that DEBT is robbing from my kids future…but God knows our heart and we’re going to be alright and so are our kids. Virtual hugs🤝🥰 Keep pushing!
@@charmsfinancialstudio YESSS SIS! You are NOTTTTT LYIN! 😩🤣🤣 Roblox will be the death of me sis. It’s expensive as hell! 😭 punching the air. 💀 But you’re right!!! In this case, I feel like I NEED more self-control! I feel like when it comes to my son-I’m outta control because I’m allowing it! 🤦🏻♀️🤦🏻♀️🤷🏻♀️ I like that your daughter has an allowance fund! I’m gonna create a Roblox themed savings binder for my lil’ mann and see…Wish me luck lol. I’ma let u know how that goes 🤞🏽😂😆
TY for being here. I appreciate you and for being all the way honest. Us moms of “gamers” gotta stick together 😂🤜🏽🤛🏾
@ yes please keep me updated🤣🫶🏽🥰
Never pay taxes again! Especially hate the double tax items like cars and houses!
@@LaineyBugBudgets TRUTH!
Hey friend, Being a mom is hard we just want our kids to be happy. You’re an awesome mom. Just keep going,Blessings, Btw I rather not pay taxes 😂#hopefulfam
Thanks love! 😂 yesss being a mom is overwhelming sometimes but we got this lol. 👯♀️ TY for being here I appreciate you. ♥️🙏🏽
Never pay t*** lol
Hey Jade! ❤😊🌹
Ohhhh that's a tough one. I'll go with pay off debt. I'm not bothered much by taxes. The interest accruing on debt bothers me more. 😂
I hope this doesn’t sound mean or rude. Your baby is going to have to hear "no" from you in some way, shape, or form. Nothing wrong with playing a game, but enabling him isn't going to help when it graduates to bigger & bigger things. Start with "not right now". At least then you're not taking out of your challenges, can give yourself time to deal with any guilty feelings, & your son can learn delayed gratification.
Thanks Hailey! Not rude at all. 😂 I totally agree with you! 😜 TY for tuning in and being here. I appreciate you. I love your answer to QOTD 🥰
Hi beautiful dont be discouraged ❤just keep going
@@She_has_got_it TY love 💘
“kim they are people dying”
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Gotta learn to say “no”. It’s part of the mom job!
@@HarrySmith-c4m yup!
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Ewww I would never want to pay taxes again. That IOU of Kim 😂😂 I don’t think it’s wrong for you to spoil your son but perhaps think about him way to earn it. Like $1 for each age appropriate chores 😉give yourself grace. add a snack envelope. Girl NO!!!! Do compare yourself to anyone else. It’s hard. I can’t have all kinds of binders either. It’s just sinking funds and saving challenges and as you can see it’s not much because this year I’m back to focusing on debt 😭🤣🤣🤣 the other thins is if you set 80% in debt then maybe make it 78 and give 2% to kids desires ☺️ finding the balance is challenging. You got this Momma 🥰🥰🥰❤️🔥❤️🔥
Thanks for tuning in hun! Nooo to taxes 😂😂 Foreal! And yeah the IOU kim is a mood for me 💀 when I owe money 🫣☹️😅😂😂😂 thanks for the advice! I’m making my lil dude play mini Mondays now 😂 if he wants to earn $$$ lol.
@ lol 😂😂😂
For qotd girl taxes I hate uncle Sam. If I had no taxes money would be great. Jade make a Roblox envelope for him and only use that money. Don't feel guilty for saying no to him. Mom guilt is real. I have been there and I had to tell myself to stop or be in the streets. Make a mini challenge for roblox and tell him if it's no money here we can't buy today. I'm cheering you on sis. I have debt also and I focus on 1 at a time and snowball as I go. Pay the minimum due and pay down 1 at a time. Understand Newtons LAW when it comes to money and habits and apply it to your goals. I got you.🌹🌹🌹🌹
TY for your encouraging words, I appreciate you. ♥️ I’ve made a Roblox category for him already, it’s just a matter of applying newtons law 😂 and sticking to my principles here. TY for being understanding. 🙏🏽 mom guilt is so real 😩but no more excuses. I know I gotta be firm here. 🙄🫣
Happy Thursday Jade!😊 Never pay taxes again.
@@KaySoBlessed1 Happy Thursday Kay! 🌹
lol I am little greedy can I have both I don’t want any taxes and I want to pay off my debt lol. Also don’t feel discouraged every time you fall it’s and opportunity to get back up ❤
Never pay taxes again for sure😂😂😂
I know that’s right! 👯♀️😩‼️
Welll you’re using money 💵 in your savings challenges and NOT your credit card 💳. Better to owe yourself and Not the bank 😂😂😂 you got this Momma. Keep going.
@@budgetfoursuccess anything BUT my CC’s!!! No to that!!! 😂👎🏽 thank you for being here!! 🩷
Saying NO to TAXES again! 💚💚
Amen‼️
Hi Jade 👋🏾 QOTD: Give me all the tax money n I want the money 💰 retroactive lol 😆 😂.. Jade you are doing well 🤣.. I'm not a mom so I can't give you any advice abd there is a book u may want to check out uts called let go of the guilt by Valorie Burton ... You can do this ❤❤❤ maybe just stick to the large challenges .. #hopefulfam 🌹 💐 🌹 💐 it's not wierd everyone is different n different things work for different people ❤
TY for being here Tara! Ooooh! 🤯🤗 I looove your answer to Qotd! I will defintely check that book out, and I have to renew my card at the library anyway. 🫠 I appreciate you. 💕🙏🏽 heading over to your channel soon, to check out your video! 😉 happy wednesday!
1st video. I don't have debt so I'll go with the taxes. But lemme go buy a house real quick and then I can change my answer to debt.
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Pay off all my debt. It feels like I'll never do it.
Never say never! ✨ I know u WILL! Baby steps, and patience. Keep moving……forward. 🤗👏🏽
Make a budget for fun for the kids then they can see how much is there. Have them earn it it won't hurt them. Age appropriate chores of course. I can totally get it though I say I'm on a no spend than the grandkids come over and want McDonald's and go to the movies lol. We're human and want them to have whatever. I have learned no once in awhile and especially when they don't show gratitude. It'll be ok. Just make a plan and stick to it as much as possible. I love the Boba too l lol.
TYSM! U make sense on all levels! 🫶🏼 but i definitely NEED Balance and more of a backbone when it comes to my last born 😢😂 sigh. TY for being here and taking the time to comment. I appreciate your feedback. 💖
Never pay taxes again!💰
Yasss sis! Amen‼️
Bye bye taxes✌🏽
Hi 😂 no taxes
@@InternationalBudgeter 👏🏽👏🏽👏🏽
#hopefulfam
TY for being here. ♥️
#hopefulfam LOL. Gotta love the kids. Yeah taxes would be absolutely awesome not to have to pay ANY again. I hear so many kids love Roblox. I don't think you are failing. Maybe get a Roblox gift card once a month and once he uses it up he has to wait until next month. 🌹🌹But you are doing fine. At least you don't owe a debtor with those IOUs.
@@Ms.Frugal TY Karen. That makes sense with the Roblox gift cards. I will consider that. Thank you for being here. ❤️🌹
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TY for tuning in Tracey! 🙂🎉
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👍62🤗🌺👀nueva suscriptora, saludos desde mi canal ❤❤🎉
Gracias, te aprecio. Bienvenida 💖💖🌹🫶🏼
First time commenter here 👋😊 I say give yourself some grace! 🤍 You DO have the discipline to save by being committed to doing the 10k challenge 😮 Idk how old your son is, but maybe you can start to introduce him to saving for his Roblox? Like make him a savings chart, and once it hits a certain point, he gets his Roblox money for the month? Otherwise, you're already doing so much to better your situation.. I think its okay to be relaxed in some areas while you're working to improve other habits. Hope this helps!
Thank you so much for being here. I appreciate you. 🌹 I have decided to start a “roblox” themed savings challenge binder so we shall see how it goes. Hoping to teach him financial literacy at this age. Happy Wednesday! 😊 your comment truly made my day.
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#hopefulfam
@@barbieamica2023 happy Wednesday beautiful Barbie! 🎀
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#hopefulfam
TY ♥️♥️♥️
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