I'm compiling and picking stocks that I'd love to hold on to for a few years before retirement, do you think these stocks will do better over the years? I'd love to retire at least $2million savings. Now you got to rely on a pretty good diversification if you must stay green. Up 21% and being cautious. Still better deal than letting it sit in savings or checking earning near 0-1% interest.
You've done an absolute top notch job on this. Very informative! started watching your videos earlier last year as a beginner before giving stocks a trial and I've been able to scale from $220K to $880K, I did get an advisor for supervision and accountability as you recommended.Thank you man!
Always good advice, and i like your slightly quirky style. My opinion is that a great many people overcomplicate investing. They might make a few more bucks than i do from obsessing over it, but like you, i prefer to keep it simple and go on with my life.
Good points but I have come to find that I actually enjoy the hunt for that new ETF/index fund my fairly new portfolio could use to try to maximize gains/diversification. Whether it's tweaking your allocations or focusing on dividends as long as it keeps you motivated to keep investing it can be worth it even if the difference in total returns are negligible or non-existent. I imagine it's sort of like working out; getting started and sticking with it is way more important than the particular type of work out regiment you choose so long as it's something that works. I do recognize, however, that the majority of the time just investing in the total market, S&P or a standard three fund portfolio will beat, match or only slightly underperform an "optimized" portfolio over a long period of time.
Man I started off listening to your podcast on TH-cam. I remember listening to the interview with Mr. Money Mustache. I really appreciate your content and the love Q&A sessions you provide. Thanks and keep up the good work!
Rob you were on point with your comedy tonight! The Buckeye chair from the trash and “Good news… you’re goin to die” were some highlights. Looking forward to your book “I Don’t Know” 😂
With Fidelity treasury purchases (and CDs), you can specify that you want the tbill to roll when you purchase - last question - and I believe they send you a notice that the maturity is coming to permit you to take action near maturity. I’ve never selected a roll, and prefer to purchase new issues each time so I cannot say how effective the process is for you.
I've been buying IXN for the last 5 years which is a tech ETF and all of a sudden for last 3 days, I see a huge payoff. I am not a pro in investing but I've always buy and hold. I been holding SCHD SCHG and IXN for 5 years plus. I do understand the overlaps but I am in my 40s and in my aggressive mode just to catch up no matter what. Holding long term is the way I think. Hope Mr. Berger will give some feedback.
Hey Rob, 👍 Thanks for the insight you provide in your videos. I'm new to investing, but have managed to build what I think are stable portfolios for me and my wife. I've entered our portfolios into Portfolio Visualizer and saw that I "would have" made great returns over the PAST 5 & 10 years. That's all good & fine, but is there a tool/website where I can enter our portfolio data and get an idea of how they will perform over the next 5-10 years?
for withdrawals, quarterly or yearly question ... I'm retiring in 2 months, wife is retired, she thought Fidelity would just create a monthly paycheck from your account and take out taxes, not true?
I love it so when you have a long time to retirement you can take on more risk because you have more time to recover losses and in retirement you can take on more risk as you have less time. Makes sense to me, 90% stocks except for 5 years before and after retirement?
Mr. Berger, the segment about M1 Finance you seem surprised when asked about its 5.00% HY. You've been talking about it in your previous TH-cam videos about how it might be a good investment platform. I have been with M1 since 0 days but now it has grown to a point where they are now offering things. Back then there was just investing and it felt boring but now it's growing. Seems to me you don't like M1 or you it just a small speck in your analysis?
What are your views on this as a stock picking stategy? Regional bank failures, media doom and gloom so I bought S&P 500 Financial Sector. Doom and gloom over extremely unlikely US default so I bought US Treasuries, mainly 10 year, some 20 year. AI bubble forming so I bought S&P 500 IT sector. I just buy MSCI World the rest of the time.
Boating is very pollutive... do you see how much oil and gasoline these old motor engines dump into the water. That can't be good for the wildlife or the swimmers. The exhaust is channeled under water and you see this crude coming to the surface behind these boats. Ok maybe in the 1950's when pleasure boating was new; not so okay at all today. Nobody wants to eat breathe swallow or swim in boat exhaust motor oil and gasoline.
I currently have 4500 shares of SCHD! My goal is 5k shares. This is my retirement plan!! My portfolio consists of 200 voo 200 vug 150 vgt 4500 SCHD!
Holy smokes! That's amazing,
@@arianne9093 thank you
Well done you !! I aspire to be like you one day
you need to work hard enough to not have to work hard
Thanks Rob. You are actually one of my favourite channels when it comes to assisting me make investment decision
I'm compiling and picking stocks that I'd love to hold on to for a few years before retirement, do you think these stocks will do better over the years? I'd love to retire at least $2million savings. Now you got to rely on a pretty good diversification if you must stay green. Up 21% and being cautious. Still better deal than letting it sit in savings or checking earning near 0-1% interest.
It's recently I took interest in investing but I literally have no idea where to start from
You've done an absolute top notch job on this. Very informative! started watching your videos earlier last year as a beginner before giving stocks a trial and I've been able to scale from $220K to $880K, I did get an advisor for supervision and accountability as you recommended.Thank you man!
@@valeriejeanmathis874 Please do you mind leaving me your financial advisor's info? or preferably i can also leave you mine if that suits you better..
@@valeriejeanmathis874 Please do you mind leaving me your financial advisor's info?......
Always good advice, and i like your slightly quirky style. My opinion is that a great many people overcomplicate investing.
They might make a few more bucks than i do from obsessing over it, but like you, i prefer to keep it simple and go on with my life.
Good points but I have come to find that I actually enjoy the hunt for that new ETF/index fund my fairly new portfolio could use to try to maximize gains/diversification. Whether it's tweaking your allocations or focusing on dividends as long as it keeps you motivated to keep investing it can be worth it even if the difference in total returns are negligible or non-existent.
I imagine it's sort of like working out; getting started and sticking with it is way more important than the particular type of work out regiment you choose so long as it's something that works.
I do recognize, however, that the majority of the time just investing in the total market, S&P or a standard three fund portfolio will beat, match or only slightly underperform an "optimized" portfolio over a long period of time.
Man I started off listening to your podcast on TH-cam. I remember listening to the interview with Mr. Money Mustache. I really appreciate your content and the love Q&A sessions you provide. Thanks and keep up the good work!
Rob you were on point with your comedy tonight! The Buckeye chair from the trash and “Good news… you’re goin to die” were some highlights. Looking forward to your book “I Don’t Know” 😂
I absolutely love that spreadsheet. Can not thank you enough for sharing it. You’re simply the BEST!
Tina Turner fan? jk : )
With Fidelity treasury purchases (and CDs), you can specify that you want the tbill to roll when you purchase - last question - and I believe they send you a notice that the maturity is coming to permit you to take action near maturity. I’ve never selected a roll, and prefer to purchase new issues each time so I cannot say how effective the process is for you.
I really loved the broad topics on Dough Roller, so I'm excited to see them wherever you post them!
VOO and chill brah…long term.
Jack Bogle
Rob , PLTR is one of the best Ai companies, probably the top stock for the next decade
Allocate smartly
Schwab bought TDAmeritrade.
I've been buying IXN for the last 5 years which is a tech ETF and all of a sudden for last 3 days, I see a huge payoff. I am not a pro in investing but I've always buy and hold. I been holding SCHD SCHG and IXN for 5 years plus. I do understand the overlaps but I am in my 40s and in my aggressive mode just to catch up no matter what. Holding long term is the way I think. Hope Mr. Berger will give some feedback.
You’re more likely to get it answered if you attend the live webcast and get the question in early.
I’m 57 and want to be more conservative. Is the idea now to invest in four funds?
US total stock
US total bond
international stocks
International bond
Hey Rob, 👍
Thanks for the insight you provide in your videos. I'm new to investing, but have managed to build what I think are stable portfolios for me and my wife. I've entered our portfolios into Portfolio Visualizer and saw that I "would have" made great returns over the PAST 5 & 10 years. That's all good & fine, but is there a tool/website where I can enter our portfolio data and get an idea of how they will perform over the next 5-10 years?
That boat was probably owned by a retired Navy SEAL to relive some memories. 😂
For AI why not just invest in VGT, Vanguard's Tech Sector ETF
for withdrawals, quarterly or yearly question ... I'm retiring in 2 months, wife is retired, she thought Fidelity would just create a monthly paycheck from your account and take out taxes, not true?
If you moved to Twitch (as many have done) you would get higher interactivity and people would say goodnight.
I’d consider $METV a pretty decent “AI fund”
I love it so when you have a long time to retirement you can take on more risk because you have more time to recover losses and in retirement you can take on more risk as you have less time. Makes sense to me, 90% stocks except for 5 years before and after retirement?
Mr. Berger, the segment about M1 Finance you seem surprised when asked about its 5.00% HY. You've been talking about it in your previous TH-cam videos about how it might be a good investment platform. I have been with M1 since 0 days but now it has grown to a point where they are now offering things. Back then there was just investing and it felt boring but now it's growing. Seems to me you don't like M1 or you it just a small speck in your analysis?
Good night!
What are your views on this as a stock picking stategy?
Regional bank failures, media doom and gloom so I bought S&P 500 Financial Sector.
Doom and gloom over extremely unlikely US default so I bought US Treasuries, mainly 10 year, some 20 year.
AI bubble forming so I bought S&P 500 IT sector.
I just buy MSCI World the rest of the time.
😀The problem with stocks is they are too easy to buy and sell
Well, just make it harder for yourself by doing lots of research.
@@george6977
I think some just can’t help themselves. 😂
OK. But there is no recession...
If you believe the govt and Fed.😉😂
Boating is very pollutive... do you see how much oil and gasoline these old motor engines dump into the water. That can't be good for the wildlife or the swimmers. The exhaust is channeled under water and you see this crude coming to the surface behind these boats. Ok maybe in the 1950's when pleasure boating was new; not so okay at all today. Nobody wants to eat breathe swallow or swim in boat exhaust motor oil and gasoline.
Lmao naw
Boating is FUN !!!! 😊
To invest in recession just buy SPY when you have cash!